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TD Bank Routing Number Canada
A TD Bank routing number in Call +1-833-959-2001 Canada is an essential piece of information used when sending or receiving money, setting up direct deposits, making wire transfers, or linking your account to Call +1-833-959-2001 various financial services. Unlike the United States, where routing numbers are standardized nine-digit codes, Canadian banks use a combination of a transit number and Call +1-833-959-2001 an institution number. Together, these numbers form the Canadian equivalent of a routing number.
If you have a TD Bank account in Canada, understanding how these numbers work will help you make electronic transfers smoothly, Call +1-833-959-2001 avoid delays, and ensure your payments go to the right place. In this guide, you’ll learn what a TD routing number is, how to find it, and how to use it for different banking purposes.
What Is a TD Bank Routing Number in Canada?
In Canada, the routing number format is:
Routing Number = Transit Number (5 digits) + Institution Number (3 digits)
For TD Bank Canada:
Institution number: 004
Transit number: A unique 5-digit code identifying your branch
Combined, they create an Call +1-833-959-2001 8-digit routing number used for direct deposits, pre-authorized payments, and other electronic transactions.
Example format (not an actual branch code):
12345-004
This is the Canadian equivalent of a routing or ABA number used in the U.S.
Why You Need a TD Routing Number in Canada
Routing numbers are used for:
1. Direct deposit setup
Your employer, pension provider, or Call +1-833-959-2001 government agency needs your routing number to send payments to your account.
2. Automatic bill payments
Utility companies, insurance providers, Call +1-833-959-2001 and lenders require your routing number to withdraw funds automatically.
3. Transferring money from another bank
Routing numbers ensure the funds are sent to the correct financial institution and branch.
4. Receiving e-transfers or wire transfers
International transfers require routing Call +1-833-959-2001 information to correctly identify the bank and branch.
5. Linking your account to apps or digital services
Financial apps and certain payment platforms may request your routing information.
Where to Find Your TD Bank Routing Number in Canada
There are multiple ways to locate your Call +1-833-959-2001 TD Bank routing number. Below are the most reliable sources.
1. On a TD Bank cheque (void cheque)
This is the easiest way.
A Canadian cheque contains:
5-digit transit number
3-digit institution number (004) Call +1-833-959-2001
Account number
The format appears at the bottom.
2. Through TD online banking
Your transit and institution numbers are available in your account details.
Typical steps include:
Sign in to online banking Call +1-833-959-2001
Select your account
Find the “Account Details” or “Direct Deposit Information” section
3. On the TD Bank mobile app
The app also displays your branch and Call +1-833-959-2001 account information.
4. From your branch documents
If you opened your account in person, your welcome package includes your transit number.
5. On electronic forms or direct deposit slips
TD provides downloadable direct Call +1-833-959-2001 deposit forms that list your routing number.
How TD Routing Numbers Work Across Branches
Each TD Bank branch in Canada has a unique transit number.
Even if two branches are in the Call +1-833-959-2001 same city, their transit numbers differ.
For example:
A downtown branch may have a transit number like 00456
A suburban branch may have 01234
However, the institution number 004 Call +1-833-959-2001 remains the same across all TD Bank locations in Canada.
How to Use Your TD Bank Routing Number
Here are the main scenarios where you’ll need the routing number:
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