Investment Happiness Quotes

Habits are like financial capital – forming one today is an investment that will automatically give out returns for years to come.

Never invest yourself in anything so deeply that its failure could cost you your happiness.

Imagine there is a bank account that credits your account each morning with $86,400. It carries over no balance from day to day. Every evening the bank deletes whatever part of the balance you failed to used during the day. What would you do? Draw out every cent, of course? Each of us has such a bank, it's name is time. Every morning, it credits you 86,400 seconds. Every night it writes off at a lost, whatever of this you failed to invest to a good purpose. It carries over no balance. It allows no over draft. Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the day's deposits, the loss is yours. There is no drawing against "tomorrow". You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness, and health. The clock is running. Make the most of today.

When you choose to forgive the same people over and over again you do so because you don't want to believe your time loving them was wasted. Bad relationships over time can become investments, that are hard to let go of. The key to freedom is to realize that love is never wasted. The only thing wasted in life is the time you spend focusing on an unhappy situation that will never change to fit your needs, and not realizing the true investment of time and love are the lessons God wanted you to learn.

People are going to think I'm morbid, loving all these sad books. I actually don't mind a happy ending in a novel—certainly, it's nice when it happens. But when you've invested so much time and your fingers have pushed through all that paper and you get to the end…well, a tragic ending kind of goes with the tragedy of finishing a book.

Life is defined by time, appreciate the beauty of time; A time to plant, a time to harvest. A time to cry, a time to laugh. A time to be sad, a time to be happy. A time to be born, a time to die.

Those who think money can't buy happiness just don't know where to shop … People would be happier and healthier if they took more time off and spent it with their family and friends, yet America has long been heading in the opposite direction. People would be happier if they reduced their commuting time, even if it meant living in smaller houses, yet American trends are toward even larger houses and ever longer commutes. People would be happier and healthier if they took longer vacations even if that meant earning less, yet vacation times are shrinking in the United States, and in Europe as well. People would be happier, and in the long run and wealthier, if they bought basic functional appliances, automobiles, and wristwatches, and invested the money they saved for future consumption; yet, Americans and in particular spend almost everything they have – and sometimes more – on goods for present consumption, often paying a large premium for designer names and superfluous features.

Be happy NOW. This moment is all you’ve got

I have invested my heart. There is a chance that it will be broken but also a chance at unlimited happiness.

Sometimes being happy takes effort. Invest time and energy in yourself and your happiness.

The richest people in the world build networks and invest in people; everyone else looks for work and invests in survival.

No matter what the industry you choose to ultimately invest all your time and energy in, be sure you're the owner, founder, and CEO. Remember, if you don't own it, you can't control it nor can you depend on it.

Nothing in life is promised. Each day is a valuable opportunity to play an important role in this world. Treat each moment like it's the performance of a lifetime; approach every day like it's your first, respect it as if you've invested years, appreciate it like it's your last. – HAPPY BIRTHDAY

It is easier with the right person. A good test of a relationship is how well you both deal with challenges. If one person is more invested, it shows. If you're with the wrong person, it feels like too much work. But if you're unhappy more than you're happy, it's not the right relationship for you.

See experiences as an investment in happy memories and in your personal story and development.

There’s nothing more idiotic than slogging away at a job that earns you lots of money but brings you no joy—especially if you’re investing that money in items rather than experiences.

Each of us should have a financial identity. One that is distinct and separate from our spouse's or parents'. If you find yourself always wondering what your friends or parents think about the way you spend or invest, then its an indication that you haven't fully figured out your financial identity.

Estella was the inspiration of it, and the heart of it, of course. But, though she had taken such strong possession of me, though my fancy and my hope were so set upon her, though her influence on my boyish life and character had been all-powerful, I did not, even that romantic morning, invest her with any attributes save those she possessed. I mention this in this place, of a fixed purpose, because it is the clue by which I am to be followed into my poor labyrinth. According to my experience, the conventional notion of a lover cannot be always true. The unqualified truth is, that when I loved Estella with the love of a man, I loved her simply because I found her irresistible. Once for all; I knew to my sorrow, often and often, if not always, that I loved her against reason, against promise, against peace, against hope, against happiness, against all discouragement that could be. Once for all; I loved her none the less because I knew it, and it had no more influence in restraining me, than if I had devoutly believed her to be human perfection.

Education is not an expense, but it is the capital ready to be invested. The return depends on the wisdom you gained.

Beginning in infancy (or even before) each of us, in response to perceived threats to our well-being, develops a false self: a set of protective behaviors driven at root by a sense of need and lack. The essence of the false self is driven, addictive energy, consisting of tremendous emotional investment in compensatory "emotional programs for happiness," as Keating calls them.

How many people can you claim truly care about you? I mean, not just the people in your life who are fun to hang out with, not just the people who you love and trust. But people who feel good when you are happy and successful, feel bad when you are hurt or going through a hard time, people who would walk away from their lives for a little while to help you with yours. Not many. I felt that from Jake and I wasn’t sure how to handle it. Because there’s another side to it, you know. When someone is invested in your well-being, like your parents, for example, you become responsible for them in a way. Anything you do to hurt yourself hurts them. I already felt responsible for too many people that way. You’re not really free when people care about you; not if you care about them.

Time is not a means to keep or prove your worth in the world, but a means to experience the richness of all that is.

When employees are unhappy with their job, they underperform and they're less productive. Smart employers invest in employee happiness.

In contrast, investing time and energy in your relationship with your spouse and children typically doesn’t offer that same immediate sense of achievement. Kids misbehave every day. It’s really not until 20 years down the road that you can put your hands on your hips and say, “I raised a good son or a good daughter.” You can neglect your relationship with your spouse, and on a day-to-day basis, it doesn’t seem as if things are deteriorating. People who are driven to excel have this unconscious propensity to underinvest in their families and overinvest in their careers—even though intimate and loving relationships with their families are the most powerful and enduring source of happiness.

The happiest people are those who have invested their time in others. The unhappiest people are those who wonder how the world is going to make them happy.

Invest in building a happy life. Create a portfolio of memories. Those are the most valuable assets. They’re priceless investments. And they’ll never go down in value.

The greatest investment in life is the investment of unconditional love, as a profit you will get the greatest gift of life: happiness.

Invest in love to earn dividends of happiness.

Your happiness is affected by 1) your outlook, that is, how you choose to view the events and circumstances of your everyday life; 2) specific actions with positive impact—things like writing down three things your grateful for, or sending appreciative emails, doing random acts of kindness, practicing forgiveness, meditating, and exercising; and 3) where you put your time and energy, and especially investing more time into important relationships and personally meaningful pursuits.

I found myself thinking of Potts as a tragic figure, a guy who'd been a happy towheaded kid you'd love to take fishing with you, who'd mistakenly invested in academic medicine when he'd have been happy in his family business, and who'd become a splattered mess on the parking lot of a hospital in a city he'd despised. What had been the seductiveness of medicine? Why?

What is fundamental to happiness is the ability to love and work; that is, to be able to invest in something other than yourself." Sigmund Freud

Not money, but love, is life’s treasure. Spend it, invest it; the returns will be without measure.

I believe that higher wages to men who respect their employers and are happy and contented are a good investment, yielding, indeed, big dividends. The

The assault on education began more than a century ago by industrialists and capitalists such as Andrew Carnegie. In 1891, Carnegie congratulated the graduates of the Pierce College of Business for being “fully occupied in obtaining a knowledge of shorthand and typewriting” rather than wasting time “upon dead languages.” The industrialist Richard Teller Crane was even more pointed in his 1911 dismissal of what humanists call the “life of the mind.” No one who has “a taste for literature has a right to be happy” because “the only men entitled to happiness… is those who are useful.” The arrival of industrialists on university boards of trustees began as early as the 1870s and the University of Pennsylvania’s Wharton School of Business offered the first academic credential in business administration in 1881. The capitalists, from the start, complained that universities were unprofitable. These early twentieth century capitalists, like heads of investment houses and hedge-fund managers, were, as Donoghue writes “motivated by an ethically based anti-intellectualism that transcended interest in the financial bottom line. Their distrust of the ideal of intellectual inquiry for its own sake, led them to insist that if universities were to be preserved at all, they must operate on a different set of principles from those governing the liberal arts.

Rule #1: If Checking Account > $1,000, Move All $ over $1,000 into Investing Account. Rule #2: If Investing Account > $1,000, Move All $ over $1,000 into Investments. Rule #3: Never Break Rule #1 or Rule #2.

Attention is your most precious asset, and deciding how to invest it is one of the most important decisions you can make. The good news is you can make that decision now, in this moment, and in each moment of your life.

People would be happier, and in the long run wealthier, if they bought basic, functional appliances, automobiles, and wristwatches, and invested the money they saved for future consumption; yet, Americans in particular spend almost everything they have—and sometimes more—on goods for present consumption, often paying a large premium for designer names and superfluous features.

Have you ever thought of life this way? That’s how it can become productive and ever-exciting. Don’t just live another year. Instead, gather up the years and invest them in the next one. Don’t just have another conversation. Instead, gather up all your past conversations and invest them in your next one.

Everybody who really makes money at some point owns a piece of a product, a business, or some IP. That can be through stock options if you work at a tech company. That’s a fine way to start. But usually, the real wealth is created by starting your own companies or even by investing. In an investment firm, they’re buying equity. These are the routes to wealth. It doesn’t come through the hours.

You are rich if you have enough money to satisfy all your desires. So there are two ways to be rich: You earn, inherit, borrow, beg, or steal enough money to meet all your desires; or, you cultivate a simple lifestyle of few desires; that way you always have enough money. “A peaceful warrior has the insight and discipline to choose the simple way — to know the difference between needs and wants. We have few basic needs but endless wants. Full attention to every moment is my pleasure. Attention costs no money; your only investment is training. That’s another advantage of being a warrior, Dan — it’s cheaper! The secret of happiness, you see, is not found in seeking more, but in developing the capacity to enjoy less.” I

I have found that there is romance in housework: and charm in it; and whimsy and humor without end. I have found that the housewife works hard, of course–but likes it. Most people who amount to anything do work hard, at whatever their job happens to be. The housewife’s job is home-making, and she is, in fact, ‘making the best of it’; making the best of it by bringing patience and loving care to her work; sympathy and understanding to her family; making the best of it by seeing all the fun in the day’s incidents and human relationships. The housewife realizes that home-making is an investment in happiness. It pays everyone enormous dividends. There are huge compensations for the actual labor involved… There are unhappy housewives, of course. But there are unhappy stenographers and editresses and concert singers. The housewife whose songs I sing as I go about my work, is the one who likes her job (pp. 6-7). From Songs of a Housewife: Poems by Marjorie Kinnan Rawlings

A happy life is not a life with a lot of results; it’s a life with a lot of happiness in the process.

once we invest trust in a particular source of knowledge, we're less likely to scrutinize information from that source in the future.

we can experience pleasure without any investment of psychic energy, whereas enjoyment happens only as a result of unusual investments of attention.

Be patient with yourself. Self-growth is tender; it’s holy ground. There’s no greater investment.

The four most dangerous words in investing are: 'this time it's different

You are worth the investment so spend the time, money and resources on you. You matter. When you're strong, healthy and happy, those you love most will also benefit.

What is the return on investment of being wedded to your suffering? What do you receive from stewing in victim consciousness? Righteous indignation or an excuse not to change?

Live every day, not by spending time, but by investing all the way.

Only by spending and investing love you can get it back. You are adorned with unlimited love, so spend it as much as you can, as fast as you can.

If love and kindness is life's investment, then joy and happiness will be life's profit and dividend.

Love is the only investment that gives dividends without failure.

Be good to people because you are investing in goodness, consideration, honesty, generosity, and compassion, because those qualities have never failed to be rewarding. Treat people righteously because you are investing in the righteousness of yourself, and, trust me, you will get something in return. You will be happy. You will be content. You will be truly free.

My mother used to say the more lost you are, the later it got, the more you had invested in not being lost. That’s why people who are lost so often keep heading in the same direction.

We are not paying taxes, we are investing in our society. We are purchasing quality of life. The key to understanding the high levels of well-being in Denmark is the welfare model’s ability to reduce risk, uncertainty, and anxiety among its citizens and to prevent extreme unhappiness.

When adversity threatens to paralyze us, we need to reassert control by finding a new direction in which to invest psychic energy, a direction that lies outside the reach of external forces.

no thought lives in your head rent-free.” Each thought you have will either be an investment or a cost. It will either move you toward happiness and success or away from it. It will either empower you or disempower you. That’s why it is imperative you choose your thoughts and beliefs wisely.

When my spouse lovingly invests time, energy, and effort in me, I believe that I am significant. Without love, I may spend a lifetime in search of significance, self-worth, and security. When I experience love, it influences all of those needs positively. I am now freed to develop my potential. I am more secure in my self-worth and can now turn my efforts outward instead of being obsessed with my own needs. True love always liberates. In the context of marriage, if we do not feel loved, our differences are magnified. We come to view each other as a threat to our happiness. We fight for self-worth and significance, and marriage becomes a battlefield rather than a haven. Love is not the answer to everything, but it creates a climate of security in which we can seek answers to those things that bother us. In the security of love, a couple can discuss differences without condemnation. Conflicts can be resolved. Two people who are different can learn to live together in harmony. We discover how to bring out the best in each other. Those are the rewards of love.

I believe that it’s this optimism about the future that sets us apart as a people, this optimism that makes America an exceptional nation. We built this country by striking out on new adventures and propelling ourselves forward on a path we named progress. Along the way, we learned that when we invest in one another, when we build schools and roads and research labs, we build a better future—a better future for ourselves and our children and our grandchildren. Equality. Opportunity. The pursuit of happiness. An America that builds something better for the next kid and the kid after that and the kid after that. No one is asking for a handout. All we want is a country where everyone pays a fair share, a country where we build opportunities for all of us; a country where everyone plays by the same rules and everyone is held accountable. And we have begun to fight for it. I believe in us. I believe in what we can do together, in what we will do together. All we need is a fighting chance.

Everyone claims to want the truth. If you really want it, I’d suggest investing seriously in humor and this mysterious skill of transforming bad news into good. Otherwise, you’ll only get more frustrated.

The optimal state of inner experience is one in which there is order in consciousness. This happens when psychic energy—or attention—is invested in realistic goals, and when skills match the opportunities for action

Empowered Women 101: If he can't tell other women that he is happily married and acts in a way that suggests he isn't fully committed then he isn't happy. He is keeping his foot in the door for a better opportunity should it not work out with you. Real women don't need to investigate. They invest in their self confidence and worth by not allowing their man to disrespect them. They are not afraid to ask themselves the tough questions: Why am I letting this man humiliate me and value me less than others? Why have I allowed myself to become a doormat?

Branding Through Customer Service Over the years, the number one driver of our growth at Zappos has been repeat customers and word of mouth. Our philosophy has been to take most of the money we would have spent on paid advertising and invest it into customer service and the customer experience instead, letting our customers do the marketing for us through word of mouth.

Americans believe it’s best for kids to be with their parents as much as possible; the truth is, however, that our kids do better when they have a lot of people invested in their growth and development—not just their parents, and not just their mothers.

If you stack your life tower with things that make you happy, your life will be filled with colour and light, but if you ignore your passions or fail to invest in the right things or the right people, your life will be flat and dull. You’ll live in the shadows.

Everyone needs peace of mind, inner-happiness and joyful relationships but most people don't prioritize these. Do you set goals or invest in learning to achieve these? If you focus only on career, social and financial goals then you will never be fulfilled or fully successful!

Because these men wanted to want something rather than have something. (...) He wanted to exist in a liminal state, like everything was just about to begin. He liked contemplating what our relationship might be like, without investing any time or commitment in our relationship. (...) They were like teenage boys in their rooms, coming up with lyrics to write in their notebooks. They weren’t ready to be adults, to make any choices, let alone promises. They preferred a relationship to be virtual and speculative, because when it was virtual and speculative, it could be perfect. Their girlfriend didn’t have to be human. They didn’t have to think about plans or practicalities, they weren’t burdened with the concern of another person’s happiness. And they could be heroes. They could be gods.

Perseus, when you're a girl, people think your beauty is their possession. As if it's there for their pleasure, as if they've got something invested in it. They think you owe them for their admiration. Look at your mother and how Zeus behaved to her, breaking through her window. The effort to maintain your outward appearance in order to keep people happy, and the fear if you don't do it, are exhausting. You, on the other hand, can do what you like. You got on your boat and went sailing on a little trip, and no one stopped you. You could take that face of yours away and keep it for the dolphins, if you wanted. Not me. I wasn't allowed.

Still, that’s what I mean when I say I like Grellan. He can show me how to be a man without having this destroy-or-be-destroyed thing. And once you know how to do it, it doesn’t take much work. It’s intrinsically rewarding, so it runs itself: being nice. I look at Grellan and on some level I think, if I were to decide the meaning of life is happiness, and if I stopped trying to be better than people, and if I tried to love them instead – it would be an investment. I’d get to be Grellan by Grellan’s age.

I genuinely believe that relationships with family and close friends are one of the greatest sources of happiness in life. It sounds simple, but like any important investment, these relationships need consistent attention and care. But there are two forces that will be constantly working against this happening. First, you’ll be routinely tempted to invest your resources elsewhere—in things that will provide you with a more immediate payoff. And second, your family and friends rarely shout the loudest to demand your attention. They love you and they want to support your career, too. That can add up to neglecting the people you care about most in the world. The theory of good money, bad money explains that the clock of building a fulfilling relationship is ticking from the start. If you don’t nurture and develop those relationships, they won’t be there to support you if you find yourself traversing some of the more challenging stretches of life, or as one of the most important sources of happiness in your life.

Fat” is just the current catchall word for all the things that we as a culture are afraid of: women’s rights, people refusing to acquiesce to cultural pressures of conformity, fear of mortality. [People who hate fat people] see body love as a move toward people taking charge of their lives and choosing what they want to do, no matter what the culture says. This is really scary to a lot of people. The anger they express is actually toward themselves. A person who hates seeing a happy, liberated person wishes they had the strength to do that, but they are too entrenched or “bought in” to the way things are right now to see it as a beautiful thing. So they see it and they hate it . . . People have invested a lot of time and a lot of resources into this game that says “thin wins.” So when people see exceptions to that rule, they feel personally invalidated, personally stolen from, personally affronted.

Benefits Now—Costs Later We have seen that predictable problems arise when people must make decisions that test their capacity for self-control. Many choices in life, such as whether to wear a blue shirt or a white one, lack important self-control elements. Self-control issues are most likely to arise when choices and their consequences are separated in time. At one extreme are what might be called investment goods, such as exercise, flossing, and dieting. For these goods the costs are borne immediately, but the benefits are delayed. For investment goods, most people err on the side of doing too little. Although there are some exercise nuts and flossing freaks, it seems safe to say that not many people are resolving on New Year’s Eve to floss less next year and to stop using the exercise bike so much. At the other extreme are what might be called sinful goods: smoking, alcohol, and jumbo chocolate doughnuts are in this category. We get the pleasure now and suffer the consequences later. Again we can use the New Year’s resolution test: how many people vow to smoke more cigarettes, drink more martinis, or have more chocolate donuts in the morning next year? Both investment goods and sinful goods are prime candidates for nudges. Most (nonanorexic) people do not need any special encouragement to eat another brownie, but they could use some help exercising more.

I can create a new business within three months: raise the money, assemble a team, and launch it. It’s fun for me. It’s really cool to see what can I put together. It makes money almost as a side effect. Creating businesses is the game I became good at. It’s just my motivation has shifted from being goal-oriented to being artistic. Ironically, I think I’m much better at it now. [74] Even when I invest, it’s because I like the people involved, I like hanging out with them, I learn from them, I think the product is really cool. These days, I will pass on great investments because I don’t find the products interesting.

Trickle-down economics "So long as power remains privately concentrated, everybody, everybody, has to be committed to one overriding goal, and that's to make sure that the rich folk are happy—because, unless they are, nobody else is going to get anything. So, if you're a homeless person sleeping in the streets of Manhattan, let's say, your first concern must be that the guys in the mansions are happy—because, if they're happy, then they'll invest, and the economy will work, and things will function, and then maybe something will trickle down to you somewhere along the line. But if they're not happy, everything's going to grind to a halt, and you're not even going to get anything trickling down.

We often want quick answers, quick results, instant rewards, and that’s normal in our high tech, instant, Google driven world. To take that first step towards reaching a goal or realizing a dream, knowing that there will perhaps be a thousand more steps to follow in order to make it happen, can be daunting. It’s simple and yet complicated. The simple part of achieving success is that it just takes work. For me, staying focused on my goals and envisioning my dreams every day, makes the work flow almost on its own. The hard part is the mindset, and to not self sabotage, because you don’t believe in yourself. We often think we can’t achieve our wildest dreams or that we are somehow incapable, and then we never, ever take that first step. I never felt that I was a very confident person, but with the support of some wonderful people and my own inner fire, I kept going. The hardest part after working and working, was to actually accept that I deserved success. Success in itself is kind of scary too, as it comes with having to be responsible, and not flake out. The people who have supported you and invested in you deserve that. I guess what I am trying to say is that if you want something, you have to take action. A little step towards it every day. Then there is a reason to feel accomplished every day. Match your energy and vibration with what you envision. Believe. You deserve success, so go for it.

Did we win?” “I’m here, aren’t I?” He must be running. Her body jounced painfully against his chest with every lurching step. He needed his cane. “I don’t want to die.” “I’ll do my best to make other arrangements for you.” She closed her eyes. “Keep talking, Wraith. Don’t slip away from me.” “But it’s what I do best.” He clutched her tighter. “Just make it to the schooner. Open your damn eyes, Inej.” She tried. Her vision was blurring, but she could make out a pale, shiny scar on Kaz’s neck, right beneath his jaw. She remembered the first time she’d seen him at the Menagerie. He paid Tante Heleen for information – stock tips, political pillow talk, anything the Menagerie’s clients blabbed about when drunk or giddy on bliss. He never visited Heleen’s girls, though plenty would have been happy to take him up to their rooms. They claimed he gave them the shivers, that his hands were permanently stained with blood beneath those black gloves, but she’d recognised the eagerness in their voices and the way they tracked him with their eyes. One night, as he’d passed her in the parlour, she’d done a foolish thing, a reckless thing. “I can help you,” she’d whispered. He’d glanced at her, then proceeded on his way as if she’d said nothing at all. The next morning, she’d been called to Tante Heleen’s parlour. She’d been sure another beating was coming or worse, but instead Kaz Brekker had been standing there, leaning on his crow-head cane, waiting to change her life. “I can help you,” she said now. “Help me with what?” She couldn’t remember. There was something she was supposed to tell him. It didn’t matter any more. “Talk to me, Wraith.” “You came back for me.” “I protect my investments.” Investments. “I’m glad I’m bleeding all over your shirt.” “I’ll put it on your tab.” Now she remembered. He owed her an apology. “Say you’re sorry.” “For what?” “Just say it.” She didn’t hear his reply.

Accept every day as a beautiful mystery. Don’t try to control everything or worry about the things you can’t control. If you do, you are setting yourself up for a lifetime of frustration and misery. You must simply accept that some forces are out of your control. However, you can always control the manner in which you react to situations. Everyone’s life has positive and negative aspects. Whether you are happy or not depends greatly on which aspects you focus on. The best thing you can do is let go of what you can’t control and invest your energy in the things you can. Powerful, positive change will occur in your life when you decide to take control of yourself instead of craving control over everyone and everything else.

I have never understood the importance of having children memorize battle dates. It seems like such a waste of mental energy. Instead, we could teach them important subjects such as How the Mind Works, How to Handle Finances, How to Invest Money for Financial Security, How to Be a Parent, How to Create Good Relationships, and How to Create and Maintain Self-Esteem and Self-Worth. Can you imagine what a whole generation of adults would be like if they had been taught these subjects in school along with their regular curriculum? Think how these truths would manifest. We would have happy people who feel good about themselves. We would have people who are comfortable financially and who enrich the economy by investing their money wisely. They would have good relationships with everyone and would be comfortable with the role of parenthood and then go on to create another generation of children who feel good about themselves. Yet within all this, each person would remain an individual expressing his or her own creativity.

For the more skeptical of the Victorians, love performed some of the functions of the God whom they had lost. Faced with it, many of even the most hard-headed turned, for the moment; mystical. They found themselves in the presence of something which awoke in them that sense of reverence which nothing else claimed, and something to which they felt, even in the very depth of their being, that an unquestioning loyalty was due. For them love, like God, demanded all sacrifices; but like Him, also, it rewarded the believer by investing all the phenomena of life with a meaning not yet analysed away. We have grown used - more than they - to a Godless universe, but we are not yet accustomed to one which is loveless as well, and only when we have so become shall we realise what atheism really means.

She remembered the first time she’d seen him at the Menagerie. He paid Tante Heleen for information—stock tips, political pillow talk, anything the Menagerie’s clients blabbed about when drunk or giddy on bliss. He never visited Heleen’s girls, though plenty would have been happy to take him up to their rooms. They claimed he gave them the shivers, that his hands were permanently stained with blood beneath those black gloves, but she’d recognized the eagerness in their voices and the way they tracked him with their eyes. One night, as he’d passed her in the parlor, she’d done a foolish thing, a reckless thing. “I can help you,” she’d whispered. He’d glanced at her, then proceeded on his way as if she’d said nothing at all. The next morning, she’d been called to Tante Heleen’s parlor. She’d been sure another beating was coming or worse, but instead Kaz Brekker had been standing there, leaning on his crow-head cane, waiting to change her life. “I can help you,” she said now. “Help me with what?” She couldn’t remember. There was something she was supposed to tell him. It didn’t matter anymore. “Talk to me, Wraith.” “You came back for me.” “I protect my investments.” Investments. “I’m glad I’m bleeding all over your shirt.” “I’ll put it on your tab.” Now she remembered. He owed her an apology. “Say you’re sorry.” “For what?” “Just say it.

Use these scientifically rubber-stamped pointers to make better, brighter decisions: (a) Avoid negative things that you cannot grow accustomed to, such as commuting, noise, or chronic stress. (b) Expect only short-term happiness from material things, such as cars, houses, lottery winnings, bonuses, and prizes. (c) Aim for as much free time and autonomy as possible since long-lasting positive effects generally come from what you actively do. Follow your passions even if you must forfeit a portion of your income for them. Invest in friendships.

People often said to me what I couldn't do things when I was younger such as sports, writing, mathematics, geography, science etc - I pathway can always be tailored can change and that change itself is possible what did I excel in well art was one of those things of have gone BACK to to move FORWARD and have taken up poetry and creativity something that occupies my mind in way that creates happy thoughts, happy feelings, and happiness all round really. To invest in your strengths and understand but not over-define yourself by your deficits is something that has worked for me over the years and this year in particular (the ethos was always there instilled that I am human being first like anyone else by my parents and family but it has been tenderly and quite rightly reaffirmed by a friend also) it has made me a more balanced person whom has healthy acknowledgment of my autism who but also wants to be known as a person first - see me first, see that I have a personality first. I say this not in anger or bitterness but as a healthy optimistic realisation and as a message of hope for people out there.

The most prevalent form of slavery is being a slave of your own insecurities Or exploiting another's vulnerabilities. Lust, greed and anger are the pitfalls of the short sighted. Long term business is not possible through lust, greed, anger or guile; it is done based on 'sustainable' relationships; And that is possible when happiness is your goal and each individual you transact with, is a 'strong adult Individual'. We need to invest in ourselves to make us one and in others to help them become the same. It IS in my Selfish interest to have strong, adult individuals around!

For eighty-four years (and counting), the Harvard Study has tracked the same individuals, asking thousands of questions and taking hundreds of measurements to find out what really keeps people healthy and happy. Through all the years of studying these lives, one crucial factor stands out for the consistency and power of its ties to physical health, mental health, and longevity. Contrary to what many people might think, it’s not career achievement, or exercise, or a healthy diet. Don’t get us wrong; these things matter (a lot). But one thing continuously demonstrates its broad and enduring importance: Good relationships. In fact, good relationships are significant enough that if we had to take all eighty-four years of the Harvard Study and boil it down to a single principle for living, one life investment that is supported by similar findings across a wide variety of other studies, it would be this: Good relationships keep us healthier and happier. Period.

Listen. I don’t know how to do this right, but I really, really love you,” he said, and cleared his throat. He licked his lips and started talking fast. “I think you’re the sweetest, most beautiful girl in the world, and I’ve been living for our telephone conversations. It’s the only thing that gets me through these days, knowing that I get to talk to you every night. Keeping the secret about this job was the hardest thing for me to do, but I wanted to tell you in person. And ever since I knew I was going to come here and ask you this, I couldn’t eat or drink anything. And I know I’m different from you, and I’m probably never going to be cool, but I love yourpaintings, I love that you do art, I get it, and I won’t ever tell you that you should do paintings that match somebody’s couch. I will keep you in paint and canvases for the rest of your life, and if you really want to teach elementary school, then I think you’ll be the best teacher there ever was. And I love that you dress so cute, and I love the way you smell and the way you sing in the shower. I used to camp out on the floor outside the door when you were showering just so I could hear you, and the first time we made love was the best thing that ever happened to me, and I was so afraid you were going to say it couldn’t happen again. I just want to spend all my time looking at you and telling you things, and even though I’m just some nerd who thinks about strikes and contracts all the time, I want you to know that I’m financially solvent right now, I have some investments, and I’ll always do anything I can to make you happy. Your happiness is going to be the main thing for me. From now on. Forever. I mean that.

We have good news and bad news. The good news is that the dismal vision of human sexuality reflected in the standard narrative is mistaken. Men have not evolved to be deceitful cads, nor have millions of years shaped women into lying, two-timing gold-diggers. But the bad news is that the amoral agencies of evolution have created in us a species with a secret it just can’t keep. Homo sapiens evolved to be shamelessly, undeniably, inescapably sexual. Lusty libertines. Rakes, rogues, and roués. Tomcats and sex kittens. Horndogs. Bitches in heat.1 True, some of us manage to rise above this aspect of our nature (or to sink below it). But these preconscious impulses remain our biological baseline, our reference point, the zero in our own personal number system. Our evolved tendencies are considered “normal” by the body each of us occupies. Willpower fortified with plenty of guilt, fear, shame, and mutilation of body and soul may provide some control over these urges and impulses. Sometimes. Occasionally. Once in a blue moon. But even when controlled, they refuse to be ignored. As German philosopher Arthur Schopenhauer pointed out, Mensch kann tun was er will; er kann aber nicht wollen was er will. (One can choose what to do, but not what to want.) Acknowledged or not, these evolved yearnings persist and clamor for our attention. And there are costs involved in denying one’s evolved sexual nature, costs paid by individuals, couples, families, and societies every day and every night. They are paid in what E. O. Wilson called “the less tangible currency of human happiness that must be spent to circumvent our natural predispositions.”2 Whether or not our society’s investment in sexual repression is a net gain or loss is a question for another time. For now, we’ll just suggest that trying to rise above nature is always a risky, exhausting endeavor, often resulting in spectacular collapse. Any attempt to understand who we are, how we got to be this way, and what to do about it must begin by facing up to our evolved human sexual predispositions. Why do so many forces resist our sustained fulfillment? Why is conventional marriage so much damned work? How has the incessant, grinding campaign of socio-scientific insistence upon the naturalness of sexual monogamy combined with a couple thousand years of fire and brimstone failed to rid even the priests, preachers, politicians, and professors of their prohibited desires? To see ourselves as we are, we must begin by acknowledging that of all Earth’s creatures, none is as urgently, creatively, and constantly sexual as Homo sapiens.

Would the behavior of the United States during the war—in military action abroad, in treatment of minorities at home—be in keeping with a “people’s war”? Would the country’s wartime policies respect the rights of ordinary people everywhere to life, liberty, and the pursuit of happiness? And would postwar America, in its policies at home and overseas, exemplify the values for which the war was supposed to have been fought? These questions deserve thought. At the time of World War II, the atmosphere was too dense with war fervor to permit them to be aired. For the United States to step forward as a defender of helpless countries matched its image in American high school history textbooks, but not its record in world affairs. It had opposed the Hatian revolution for independence from France at the start of the nineteenth century. It had instigated a war with Mexico and taken half of that country. It had pretended to help Cuba win freedom from Spain, and then planted itself in Cuba with a military base, investments, and rights of intervention. It had seized Hawaii, Puerto Rico, Guam, and fought a brutal war to subjugate the Filipinos. It had “opened” Japan to its trade with gunboats and threats. It had declared an Open Door Policy in China as a means of assuring that the United States would have opportunities equal to other imperial powers in exploiting China. It had sent troops to Peking with other nations, to assert Western supremacy in China, and kept them there for over thirty years.

This is the woman who brought us the idea of living our best life, of becoming our most authentic selves. And yet. In 2015, Oprah Winfrey bought a 10 percent stake in Weight Watchers, an investment of $40 million. In one of her many commercials for the brand, she says, ‘Let’s make this the year of our best body.’ The implication is, of course, that our current bodies are not our best bodies, not by a long shot. It is startling to realize that even Oprah, a woman in her early sixties, a billionaire and one of the most famous women in the world, isn’t happy with herself, her body. This is how pervasive damaging cultural messages about unruly bodies are – that even as we age, no matter what material status we achieve, we cannot be satisfied or happy unless we are also thin.

As soon as two people have resolved to give up their togetherness, the resulting pain with its heaviness or particularity is already so completely part of the life of each individual that the other has to sternly deny himself to become sentimental and feel pity. The beginning of the agreed-upon separation is marked precisely by this pain, and its first challenge will be that this pain already belongs separately to each of the two individuals. This pain is an essential condition of what the now solitary and most lonely individual will have to create in the future out of his reclaimed life. If two people managed not to get stuck in hatred during their honest struggles with each other, that is, in the edges of their passion that became ragged and sharp when it cooled and set, if they could stay fluid, active, flexible, and changeable in all of their interactions and relations, and, in a word, if a mutually human and friendly consideration remained available to them, then their decision to separate cannot easily conjure disaster and terror. When it is a matter of a separation, pain should already belong in its entirety to that other life from which you wish to separate. Otherwise the two individuals will continually become soft toward each other, causing helpless and unproductive suffering. In the process of a firmly agreed-upon separation, however, the pain itself constitutes an important investment in the renewal and fresh start that is to be achieved on both sides. People in your situation might have to communicate as friends. But then these two separated lives should remain without any knowledge of the other for a period and exist as far apart and as detached from the other as possible. This is necessary for each life to base itself firmly on its new requirements and circumstances. Any subsequent contact (which may then be truly new and perhaps very happy) has to remain a matter of unpredictable design and direction. If you find that you scare yourself.

Operating from the idea that a relationship (or anything else) will somehow complete you, save you, or make your life magically take off is a surefire way to keep yourself unhappy and unhitched. Ironically, quite the opposite is true. What you really need to understand is that nothing outside of you can ever produce a lasting sense of completeness, security, or success. There’s no man, relationship, job, amount of money, house, car, or anything else that can produce an ongoing sense of happiness, satisfaction, security, and fulfillment in you. Some women get confused by the word save. In this context, what it refers to is the mistaken idea that a relationship will rid you of feelings of emptiness, loneliness, insecurity, or fear that are inherent to every human being. That finding someone to be with will somehow “save” you from yourself. We all need to wake up and recognize that those feelings are a natural part of the human experience. They’re not meaningful. They only confirm the fact that we are alive and have a pulse. The real question is, what will you invest in: your insecurity or your irresistibility? The choice is yours. Once you get that you are complete and whole right now, it’s like flipping a switch that will make you more attractive, authentic, and relaxed in any dating situation—instantly. All of the desperate, needy, and clingy vibes that drive men insane will vanish because you’ve stopped trying to use a relationship to fix yourself. The fact is, you are totally capable of experiencing happiness, satisfaction, and fulfillment right now. All you have to do is start living your life like you count. Like you matter. Like what you do in each moment makes a difference in the world. Because it really does. That means stop putting off your dreams, waiting for someday, or delaying taking action on those things you know you want for yourself because somewhere deep inside you’re hoping that Prince Charming will come along to make it all better. You know what I’m talking about. The tendency to hold back from investing in your career, your health, your home, your finances, or your family because you’re single and you figure those things will all get handled once you land “the one.” Psst. Here’s a secret: holding back in your life is what’s keeping him away. Don’t wait until you find someone. You are someone.

People who create successful strategic relationships demonstrate 10 essential character traits:    1. Authentic. They are genuine, honest, and transparent. They are cognizant of (and willing to admit to) their strengths and weaknesses.    2. Trustworthy. They build relationships on mutual trust. They have a good reputation based on real results. They have integrity: their word is their bond. People must know, like, and trust you before sharing their valuable social capital.    3. Respectful. They are appreciative of the time and efforts of others. They treat subordinates with the same level of respect as they do supervisors.    4. Caring. They like to help others succeed. They’re a source of mutual support and encouragement. They pay attention to the feelings of others and have good hearts.    5. Listening. They ask good questions, and they are eager to learn about others—what’s important to them, what they’re working on, what they’re looking for, and what they need—so they can be of help.    6. Engaged. They are active participants in life. They are interesting and passionate about what they do. They are solution minded, and they have great “gut” instincts.    7. Patient. They recognize that relationships need to be cultivated over time. They invest time in maintaining their relationships with others.    8. Intelligent. They are intelligent in the help they offer. They pass along opportunities at every chance possible, and they make thoughtful, useful introductions. They’re not ego driven. They don’t criticize others or burn bridges in relationships.    9. Sociable. They are nice, likeable, and helpful. They enjoy being with people, and they are happy to connect with others from all walks of life, social strata, political persuasions, religions, and diverse backgrounds. They are sources of positive energy.   10. Connected. They are part of their own network of excellent strategic relationships.

Like, suppose Massachusetts were to increase business taxes. Most of the population is in favor of it, but you can predict what would happen. Business would run a public relations campaign―which is true, in fact, it's not lies―saying, "You raise taxes on business, you soak the rich, and you'll find that capital is going to flow elsewhere, and you're not going to have any jobs, you're not going to have anything." That's not the way they'd put it exactly, but that's what it would amount to: "Unless you make us happy you're not going to have anything, because we own the place; you live here, but we own the place." And in fact, that's basically the message that is presented, not in those words of course, whenever a reform measure does come along somewhere―they have a big propaganda campaign saying, it's going to hurt jobs, it's going to hurt investment, there's going to be a loss of business confidence, and so on. That's just a complicated way of saying, unless you keep business happy, the population isn't going to have anything.

If the body is no longer a site of otherness but of identification, then we have urgently to become reconciled with it, repair it, perfect it, turn it into an ideal object. Everyone treats their bodies the way men treat women in projective identification: they invest them as a fetish, making an autistic cult of them, subjecting them to a quasi-incestuous manipulation. And it is the body's resemblance to its model which becomes a source of eroticism and 'white' seduction -- in the sense that it effects a kind of white magic of identity, as opposed to the black magic of otherness. This is how it is with body-building: you get into your body as you would into a suit of nerve and muscle. The body is not muscular, but muscled. It is the same with the brain and with social relations or exchanges: body-building, brainstorming, word-processing. Madonna is the ideal specimen of this, our muscled Immaculate Conception, our muscular angel who delivers us from the weaknesses of the body (pity the poor shade of Marilyn!). The sheath of muscles is the equivalent of character armour. In the past, women merely wrapped themselves in their image and their finery -- Freud speaks of those people who live with a kind of inner mirror, in a fleshly, happy self-reference. That narcissistic ideal is past and gone; body-building has wiped it out and replaced it with a gymnastic Ego-Ideal -- cold, hard, stressed, artificial self-reference. The construction of a double, of a physical and mental identity shell. Thus, in `body simulation', where you can animate your body remotely at any moment, the phantasy of being present in more than one body becomes an operational reality. An extension of the human being. And not a metaphorical or poetic extension, as in Pessoa's heteronyms, but quite simply a technical one.

Fifteen years ago, a business manager from the United States came to Plum Village to visit me. His conscience was troubled because he was the head of a firm that designed atomic bombs. I listened as he expressed his concerns. I knew if I advised him to quit his job, another person would only replace him. If he were to quit, he might help himself, but he would not help his company, society, or country. I urged him to remain the director of his firm, to bring mindfulness into his daily work, and to use his position to communicate his concerns and doubts about the production of atomic bombs. In the Sutra on Happiness, the Buddha says it is great fortune to have an occupation that allows us to be happy, to help others, and to generate compassion and understanding in this world. Those in the helping professions have occupations that give them this wonderful opportunity. Yet many social workers, physicians, and therapists work in a way that does not cultivate their compassion, instead doing their job only to earn money. If the bomb designer practises and does his work with mindfulness, his job can still nourish his compassion and in some way allow him to help others. He can still influence his government and fellow citizens by bringing greater awareness to the situation. He can give the whole nation an opportunity to question the necessity of bomb production. Many people who are wealthy, powerful, and important in business, politics, and entertainment are not happy. They are seeking empty things - wealth, fame, power, sex - and in the process they are destroying themselves and those around them. In Plum Village, we have organised retreats for businesspeople. We see that they have many problems and suffer just as others do, sometimes even more. We see that their wealth allows them to live in comfortable conditions, yet they still suffer a great deal. Some businesspeople, even those who have persuaded themselves that their work is very important, feel empty in their occupation. They provide employment to many people in their factories, newspapers, insurance firms, and supermarket chains, yet their financial success is an empty happiness because it is not motivated by understanding or compassion. Caught up in their small world of profit and loss, they are unaware of the suffering and poverty in the world. When we are not int ouch with this larger reality, we will lack the compassion we need to nourish and guide us to happiness. Once you begin to realise your interconnectedness with others, your interbeing, you begin to see how your actions affect you and all other life. You begin to question your way of living, to look with new eyes at the quality of your relationships and the way you work. You begin to see, 'I have to earn a living, yes, but I want to earn a living mindfully. I want to try to select a vocation not harmful to others and to the natural world, one that does not misuse resources.' Entire companies can also adopt this way of thinking. Companies have the right to pursue economic growth, but not at the expense of other life. They should respect the life and integrity of people, animals, plants and minerals. Do not invest your time or money in companies that deprive others of their lives, that operate in a way that exploits people or animals, and destroys nature. Businesspeople who visit Plum Village often find that getting in touch with the suffering of others and cultivating understanding brings them happiness. They practise like Anathapindika, a successful businessman who lived at the time of the Buddha, who with the practise of mindfulness throughout his life did everything he could to help the poor and sick people in his homeland.

One way to get a life and keep it is to put energy into being an S&M (success and money) queen. I first heard this term in Karen Salmansohn’s fabulous book The 30-Day Plan to Whip Your Career Into Submission. Here’s how to do it: be a star at work. I don’t care if you flip burgers at McDonald’s or run a Fortune 500 company. Do everything with totality and excellence. Show up on time, all the time. Do what you say you will do. Contribute ideas. Take care of the people around you. Solve problems. Be an agent for change. Invest in being the best in your industry or the best in the world! If you’ve been thinking about changing professions, that’s even more reason to be a star at your current job. Operating with excellence now will get you back up to speed mentally and energetically so you can hit the ground running in your new position. It will also create good karma. When and if you finally do leave, your current employers will be happy to support you with a great reference and often leave an open door for additional work in the future. If you’re an entrepreneur, look at ways to enhance your business. Is there a new product or service you’ve wanted to offer? How can you create raving fans by making your customer service sparkle? How can you reach more people with your product or service? Can you impact thousands or even millions more? Let’s not forget the M in S&M. Getting a life and keeping it includes having strong financial health as well. This area is crucial because many women delay taking charge of their financial lives as they believe (or have been culturally conditioned to believe) that a man will come along and take care of it for them. This is a setup for disaster. You are an intelligent and capable woman. If you want to fully unleash your irresistibility, invest in your financial health now and don’t stop once you get involved in a relationship. If money management is a challenge for you, I highly recommend my favorite financial coach: David Bach. He is the bestselling author of many books, including The Automatic Millionaire, Smart Women Finish Rich, and Smart Couples Finish Rich. His advice is clear-cut and straightforward, and, most important, it works.

Obviously, in those situations, we lose the sale. But we’re not trying to maximize each and every transaction. Instead, we’re trying to build a lifelong relationship with each customer, one phone call at a time. A lot of people may think it’s strange that an Internet company is so focused on the telephone, when only about 5 percent of our sales happen through the telephone. In fact, most of our phone calls don’t even result in sales. But what we’ve found is that on average, every customer contacts us at least once sometime during his or her lifetime, and we just need to make sure that we use that opportunity to create a lasting memory. The majority of phone calls don’t result in an immediate order. Sometimes a customer may be calling because it’s her first time returning an item, and she just wants a little help stepping through the process. Other times, a customer may call because there’s a wedding coming up this weekend and he wants a little fashion advice. And sometimes, we get customers who call simply because they’re a little lonely and want someone to talk to. I’m reminded of a time when I was in Santa Monica, California, a few years ago at a Skechers sales conference. After a long night of bar-hopping, a small group of us headed up to someone’s hotel room to order some food. My friend from Skechers tried to order a pepperoni pizza from the room-service menu, but was disappointed to learn that the hotel we were staying at did not deliver hot food after 11:00 PM. We had missed the deadline by several hours. In our inebriated state, a few of us cajoled her into calling Zappos to try to order a pizza. She took us up on our dare, turned on the speakerphone, and explained to the (very) patient Zappos rep that she was staying in a Santa Monica hotel and really craving a pepperoni pizza, that room service was no longer delivering hot food, and that she wanted to know if there was anything Zappos could do to help. The Zappos rep was initially a bit confused by the request, but she quickly recovered and put us on hold. She returned two minutes later, listing the five closest places in the Santa Monica area that were still open and delivering pizzas at that time. Now, truth be told, I was a little hesitant to include this story because I don’t actually want everyone who reads this book to start calling Zappos and ordering pizza. But I just think it’s a fun story to illustrate the power of not having scripts in your call center and empowering your employees to do what’s right for your brand, no matter how unusual or bizarre the situation. As for my friend from Skechers? After that phone call, she’s now a customer for life. Top 10 Ways to Instill Customer Service into Your Company   1. Make customer service a priority for the whole company, not just a department. A customer service attitude needs to come from the top.   2. Make WOW a verb that is part of your company’s everyday vocabulary.   3. Empower and trust your customer service reps. Trust that they want to provide great service… because they actually do. Escalations to a supervisor should be rare.   4. Realize that it’s okay to fire customers who are insatiable or abuse your employees.   5. Don’t measure call times, don’t force employees to upsell, and don’t use scripts.   6. Don’t hide your 1-800 number. It’s a message not just to your customers, but to your employees as well.   7. View each call as an investment in building a customer service brand, not as an expense you’re seeking to minimize.   8. Have the entire company celebrate great service. Tell stories of WOW experiences to everyone in the company.   9. Find and hire people who are already passionate about customer service. 10. Give great service to everyone: customers, employees, and vendors.

The rise of loneliness as a health hazard tracks with the entrenchment of values and practices that supersede any notion of "individual choices." The dynamics include reduced social programs, less available "common" spaces such as public libraries, cuts in services for the vulnerable and the elderly, stress, poverty, and the inexorable monopolization of economic life that shreds local communities. By way of illustration, let's take a familiar scenario: Walmart or some other megastore decides to open one of its facilities in a municipality. Developers are happy, politicians welcome the new investment, and consumers are pleased at finding a wide variety of goods at lower prices. But what are the social impacts? Locally owned and operated small businesses cannot compete with the marketing behemoth and must close. People lose their jobs or must find new work for lower pay. Neighborhoods are stripped of the familiar hardware store, pharmacy, butcher, baker, candlestick maker. People no longer walk to their local establishment, where they meet and greet one another and familiar merchants they have known, but drive, each isolated in their car, to a windowless, aesthetically bereft warehouse, miles away from home. They might not even leave home at all — why bother, when you can order online? No wonder international surveys show a rise in loneliness. The percentage of Americans identifying themselves as lonely has doubled from 20 to 40 percent since the 1980s, the New York Times reported in 2016. Alarmed by the health ravages, Britain has even found it necessary to appoint a minister of loneliness. Describing the systemic founts of loneliness, the U.S. surgeon general Vivek Murthy wrote: "Our twenty-first-century world demands that we focus on pursuits that seem to be in constant competition for our time, attention, energy, and commitment. Many of these pursuits are themselves competitions. We compete for jobs and status. We compete over possessions, money, and reputations. We strive to stay afloat and to get ahead. Meanwhile, the relationships we prize often get neglected in the chase." It is easy to miss the point that what Dr. Murthy calls "our twenty-first-century world" is no abstract entity, but the concrete manifestation of a particular socioeconomic system, a distinct worldview, and a way of life.

In the West we are brainwashed into thinking that clinging to our personal rights and freedoms, while striving after things, is our ticket to happiness. In reality, it’s making us miserable. Several studies have revealed that, statistically speaking, America has one of the highest rates of depression (and other mental health disorders) in the world. On the other hand, these mental health studies suggest that Nigeria has one of the lowest rates of depression. Despite the fact that the average standard of living in America is roughly four times that of Nigeria, and despite the fact that Nigeria is a country with a multitude of social problems—including dehumanizing poverty, a serious AIDS epidemic, and ongoing civil strife—Nigeria has far less depression, per capita, than America. What do Nigerians have that Americans lack? Judging from the Nigerians I know, I’m convinced the main thing is a sense of community. Nigerians generally know they need one another. They don’t have the luxury of trying to do life solo, even if they had the inclination to do so. Consequently, Nigerians tend to have a sense of belonging that most Americans lack, and this provides them with a sense of general satisfaction in life, despite the hardships they endure. Many studies have shown that personal happiness is more closely associated with one’s depth of relationships and the amount one invests in others than it is with the comforts one “enjoys.” And this is exactly what we’d expect given that we’re created in the image of a God whose very nature is communal. It’s against our nature to be isolated. It makes us miserable, dehumanizes us, and ultimately destroys us.

There is only one historical development that has real significance. Today, when we finally realise that the keys to happiness are in the hands of our biochemical system, we can stop wasting our time on politics and social reforms, putsches and ideologies, and focus instead on the only thing that can make us truly happy: manipulating our biochemistry. If we invest billions in understanding our brain chemistry and developing appropriate treatments, we can make people far happier than ever before, without any need of revolutions. Prozac, for example, does not change regimes, but by raising serotonin levels it lifts people out of their depression. Nothing captures the biological argument better than the famous New Age slogan: ‘Happiness begins within.’ Money, social status, plastic surgery, beautiful houses, powerful positions – none of these will bring you happiness. Lasting happiness comes only from serotonin, dopamine and oxytocin.1 In Aldous Huxley’s dystopian novel Brave New World, published in 1932 at the height of the Great Depression, happiness is the supreme value and psychiatric drugs replace the police and the ballot as the foundation of politics. Every day, each person takes a dose of ‘soma’, a synthetic drug which makes people happy without harming their productivity and efficiency. The World State that governs the entire globe is never threatened by wars, revolutions, strikes or demonstrations, because all people are supremely content with their current conditions, whatever they may be. Huxley’s vision of the future is far more troubling than George Orwell’s Nineteen Eighty-Four. Huxley’s world seems monstrous to most readers, but it is hard to explain why. Everybody is happy all the time – what could be wrong with that?

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!