Insure Yourself Quotes

You can't insure against the future, except by really believing in the best bit of you, and in the power beyond it.

Not having a contingency plan or never performing risk analysis and mitigation activities is like not having an insurance plan for yourself.

A totally nondenominational prayer: Insofar as I may be heard by anything, which may or may not care what I say, I ask, if it matters, that I be forgiven for anything I may have done or failed to do which requires forgiveness.  Conversely, if not forgiveness but something else may be required to insure any possible benefit for which I may be eligible after the destruction of my body, I ask that this, whatever it may be, be granted or withheld, as the case may be, in such a manner as to insure said benefit. I ask this in my capacity as your elected intermediary between yourself and that which may not be yourself, but which may have an interest in the matter of your receiving as much as it is possible for you to receive of this thing, and which may in some way be influenced by this ceremony. Amen.

Everybody burns out in this world; amateur, pro, it doesn't matter, they all burn out, they all get hurt, the OK guys and the not-OK guys both. That's why everybody takes out a little insurance. I've got some too, here at the bottom of the heap. That way, you manage to survive if you burn out. If you're all by yourself and don't belong anywhere, you go down once, and you're out. Finished.

I Philo, educating yourself was something you had to do in spite if school, not because of it -- which is basically why so many of my high school peers are still there in Philo even now, selling one another insurance, drinking supermarket liquor, watching television, awaiting the formality of their first cardiac.

Choose life. Choose a job. Choose a career. Choose a family. Choose a fucking big television, Choose washing machines, cars, compact disc players, and electrical tin openers. Choose good health, low cholesterol and dental insurance. Choose fixed- interest mortgage repayments. Choose a starter home. Choose your friends. Choose leisure wear and matching luggage. Choose a three piece suite on hire purchase in a range of fucking fabrics. Choose DIY and wondering who you are on a Sunday morning. Choose sitting on that couch watching mind-numbing sprit- crushing game shows, stuffing fucking junk food into your mouth. Choose rotting away at the end of it all, pishing you last in a miserable home, nothing more than an embarrassment to the selfish, fucked-up brats you have spawned to replace yourself. Choose your future. Choose life... But why would I want to do a thing like that?

He wondered about the people in houses like those. They would be, for example, small clerks, shop-assistants, commercial travellers, insurance touts, tram conductors. Did they know that they were only puppets dancing when money pulled the strings? You bet they didn’t. And if they did, what would they care? They were too busy being born, being married, begetting, working, dying. It mightn’t be a bad thing, if you could manage it, to feel yourself one of them, one of the ruck of men. Our civilization is founded on greed and fear, but in the lives of common men the greed and fear are mysteriously transmuted into something nobler. The lower-middle-class people in there, behind their lace curtains, with their children and their scraps of furniture and their aspidistras — they lived by the money-code, sure enough, and yet they contrived to keep their decency. The money-code as they interpreted it was not merely cynical and hoggish. They had their standards, their inviolable points of honour. They ‘kept themselves respectable’— kept the aspidistra flying. Besides, they were alive. They were bound up in the bundle of life. They begot children, which is what the saints and the soul-savers never by any chance do. The aspidistra is the tree of life, he thought suddenly.

lack of knowledge is the worst disease with cheap cure-education

There is no better insurance than the knowledge of how to do something the right way. There is no greater peace of mind than knowing you did it the right way.

don't always insure yourself against failure, otherwise you won't fully commit

popularity is a quick way to insure yourself against disappointment.

And a young man with every reason to work—a wife-to-be to support and a baby on the way—carelessly tossing aside a good job with excellent health insurance. More troublingly, when it was all over, he thought something had been done to him. There is a lack of agency here—a feeling that you have little control over your life and a willingness to blame everyone but yourself. This is distinct from the larger economic landscape of modern America. It’s

TRUTH: Worry has little to do with waking up. It has little to do with anything of value. Yes, entire industries have been created in homage to worry: auto insurance, health insurance, life insurance, 401(k)s, retirement accounts. But do you not see what all of this is? It is making yourself sick in order to lay up something for a sick day. It is you, Fear, trying to control what cannot be controlled. And what is it you want to control so desperately?

Everything big, once started little. Use self-control to become an excellent person at what you want. Discipline yourself. Work to build excellent habits. Develop excellent skills and abilities. Doing this over time, insures you will grow at what you want for top success.

Security is merely an illusion. If you think your schedule, your botox, your insurance, your marriage certificate, your 401K, and the deadbolt on your door is going to keep you safe from change and the happenings of life—think again. Nothing is guaranteed. Nothing can give you solid ground but your own trust in yourself and the purpose of existing-- That is the only solid ground upon which you can stand.

Why do you need to be pleasant within? The answer is self-evident. When you are in a pleasant inner state, you are naturally pleasant to everyone and everything around you. No scripture or philosophy is needed to instruct you to be good to others. It is a natural outcome when you are feeling good within yourself. Inner pleasantness is a surefire insurance for the making of a peaceful society and a joyful world. Besides,

And you definitely shouldn't attempt to drive yourself in Miami, because odds are you'd make some foolish tourist mistake such as stop for a red light, which means you'd be rear-ended by a vehicle going upwards of eighty miles per hour driven by a motorist with no insurance but a minimum of two firearms.

Why do you need to be pleasant within? The answer is self-evident. When you are in a pleasant inner state, you are naturally pleasant to everyone and everything around you. No scripture or philosophy is needed to instruct you to be good to others. It is a natural outcome when you are feeling good within yourself. Inner pleasantness is a surefire insurance for the making of a peaceful society and a joyful world. Besides, your success in the world depends essentially on how well you harness the prowess of the body and mind. So, in order to achieve success, pleasantness has to be the fundamental quality within you.

THE SIX LAWS OF WEALTH   The First Law of Wealth: Keep a part of all you earn. Save at least 10% of your income.     The Second Law of Wealth: Put your savings to work for you. Invest it so that it will multiply.   The Third Law of Wealth: Avoid debt. The poor pay interest, while the rich earn interest.   The Fourth Law of Wealth: Don’t speculate in get-rich-quick schemes. Invest in solid businesses that you understand.     The Fifth Law of Wealth: Invest in yourself. Gain knowledge and skills to increase your earning power.     The Sixth Law of Wealth: Safeguard your growing fortune with diversification and insurance.

Insofar as I may be heard by anything, which may or may not care what I say, I ask, if it matters, that you be forgiven for anything you may have done or failed to do which requires forgiveness. Conversely, if not forgiveness but something else may be required to insure any possible benefit for which you may be eligible after the destruction of your body, I ask that this, whatever it may be, be granted or withheld, as the case may be, in such a manner as to insure your receiving said benefit. I ask this in my capacity as your elected intermediary between yourself and that which may not be yourself, but which may have an interest in the matter of your receiving as much as it is possible for you to receive of this thing, and which may in some way be influenced by this ceremony. Amen.

Everything big, once started little. Use self-control to grow to become an excellent person at what you want. Discipline yourself. Work to build excellent habits. Grow and develop excellent skills and abilities. Doing this over time, insures you will make solid progress at what you want for top success and achievement.

Everything big, once started little. Use self-control to grow to become an excellent person at what you want. Discipline yourself and work to build excellent habits. Grow and develop excellent skills and abilities. Constant self-growth over time, insures you will make solid progress at what you want for great success and achievement.

Don’t write your books for people who won’t like them. Give yourself wholly to the kind of book you want to write and don’t try to please readers who like something different. Otherwise, you’ll end up with the worst of both worlds. I write lyrical, introspective, experiential books concerned with consciousness and perception. If a reader wants to know what my protagonist’s insurance policies are, he’ll be better off curling up with a nice cup of chamomile tea and an actuarial table. Similarly, don’t write your books for bad readers. Your books will suffer from bad readers no matter what, so write them for brilliant, big-brained and big-hearted people who will love you for feeding their minds with feasts of beauty.

All who are not lunatics are agreed about certain things. That it is better to be alive than dead, better to be adequately fed than starved, better to be free than a slave. Many people desire those things only for themselves and their friends; they are quite content that their enemies should suffer. These people can be refuted by science: mankind has become so much one family that we cannot insure our own prosperity except by insuring that of everyone else. If you wish to be happy yourself, you must resign yourself to seeing others also happy.

This is because outward virtue signaling is separate from being a considerate, moral person. Whereas the latter is central for common decency (and is something we should all strive for), the former is just a display of faux morality. One that’s designed to offer protection from the mob ever turning on them. It’s a protection racket—a form of insurance. You scratch my back, I’ll scratch yours.

Anomalies manifest themselves on the border between chaos and order, so to speak, and have a threatening and promising aspect. The promising aspect dominates, when the contact is voluntary, when the exploring agent is up-to-date – when the individual has explored all previous anomalies, released the “information” they contained, and built a strong personality and steady “world” from that information. The threatening aspect dominates, when the contact is involuntary, when the exploring agent is not up-to-date – when the individual has run away from evidence of his previous errors, failed to extract the information “lurking behind” his mistakes, weakened his personality, and destabilised his “world.” The phenomenon of interest – that precursor to exploratory behaviour – signals the presence of a potentially “beneficial” anomaly. Interest manifests itself where an assimilable but novel phenomenon exists: where something new “hides,” in a partially comprehensible form. Devout adherence to the dictates of interest – assuming a suitably disciplined character – therefore insures stabilisation and renewal of personality and world. Interest is a spirit beckoning from the unknown – a spirit calling from outside the “walls” of society. Pursuit of individual interest means hearkening to this spirit’s call – means journeying outside the protective walls of childhood dependence and adolescent group identification; means also return to and rejuvenation of society. This means that pursuit of individual interest – development of true individuality – is equivalent to identification with the hero. Such identification renders the world bearable, despite its tragedies – and reduces unnecessary suffering, which most effectively destroys, to an absolute minimum. This is the message that everyone wants to hear. Risk your security. Face the unknown. Quit lying to yourself, and do what your heart truly tells you to do. You will be better for it, and so will the world.

The total average cost of driving, including depreciation, maintenance, and insurance, runs about 61 cents a mile, and since the average automobile used for commuting to work contains only 1.1 people, every commute costs a little more than 55 cents per passenger mile. This means that, if you’re an automobile commuter traveling twenty-five miles each way to work, you’re spending around $30 a day for the privilege, not including the cost, if there is one, to park. You’re also spending an hour every day for which, unless you’re a cabbie or bus driver yourself, you’re not getting paid, and during which you’re not doing anything productive at all. For the average American, that’s another $24. In transportation, time really is money.

As every economist knows, third-party transactions are always more expensive, whether the third party is an insurer or the government...Third-party transactions are always inflationary. So let's return as much of daily life as possible to a two-party system--buyer and seller. You'll be amazed how affordable it is. Compare cellphone and laptop and portable music systems prices with what they were in the Eighties, and then ask yourself how it would have turned out with a government-regulated system of electronic insurance plans.

In a section of The Vaccine Book titled “Is it your social responsibility to vaccinate your kids?” Dr. Bob asks, “Can we fault parents for putting their own child’s health ahead of that of the kids around him?” This is meant to be a rhetorical question, but Dr. Bob’s implied answer is not mine. In another section of the book, Dr. Bob writes of his advice to parents who fear the MMR vaccine, “I also warn them not to share their fears with their neighbors, because if too many people avoid the MMR, we’ll likely see the disease increase significantly.” I do not need to consult an ethicist to determine that there is something wrong there, but my sister clarifies my discomfort. “The problem is in making a special exemption just for yourself,” she says. This reminds her of a way of thinking proposed by the philosopher John Rawls: Imagine that you do not know what position you are going to hold in society—rich, poor, educated, insured, no access to health care, infant, adult, HIV positive, healthy immune system, etc.—but that you are aware of the full range of possibilities. What you would want in that situation is a policy that is going to be equally just no matter what position you end up in. “Consider relationships of dependence,” my sister suggests. “You don’t own your body—that’s not what we are, our bodies aren’t independent. The health of our bodies always depends on choices other people are making.” She falters for a moment here, and is at a loss for words, which is rare for her. “I don’t even know how to talk about this,” she says. “The point is there’s an illusion of independence.

To my thinking the greatest advance in recorded medical history is the thirty-minute walk before breakfast. Premiums for life insurance are usually paid for the benefit of someone else. If you want any life insurance for yourself you had better pay the daily premium of a thirty-minute walk.

Everything big, once started little. Most famous people started just where you are at now. Catapult yourself to success. Practice self-discipline. Work to develop excellent skills and abilities. Learn to be polite and diplomatic. Doing this, helps insure you grow big at what you want for success.

Everything big, once started little. Most famous people started just where you are at now. Catapult yourself to success. Practice self-discipline. Work to develop excellent skills and abilities. Learn to be polite and diplomatic. Doing this, helps insure you will grow big at what you want for success.

Stigma takes many forms, comes from all directions, is sometimes blatantly overt, but can also be remarkably subtle. It is the cruel comment, the unkind smirk, the extrusion from the group, the lost job opportunity, the rejected marriage proposal, the ineligibility for life insurance, the inability to adopt a child or pilot a plane. But it is also the reduced expectation, the helping hand when none is needed or wanted, the solicitous sympathy that one cannot really be expected to measure up. And the secondary psychological and practical harms of having a mental disorder come only partly from how others see you. A great deal of the trouble comes from the change in how you see yourself: the sense of being damaged goods, feeling not normal or worthy, not a full fledged member of the group. It is bad enough that stigma is so often associated with having a mental disorder, but the stigma that comes from being mislabeled with a fake diagnosis is a dead loss with absolutely no redeeming features.

But our position is so weak. I mean, we are sleeping with different guys every night. So even if you want attention, you can't say anything so selfish as that. You aren't even sure if you're an item. You give yourself insurance, like, It wont last, anyhow, but all you can do is hold on to a faint hope along with your knees—but you never know. That's a prostitute's love.

But by 2050, thanks to biometric sensors and Big Data algorithms, diseases may be diagnosed and treated long before they lead to pain or disability. As a result, you will always find yourself suffering from some ‘medical condition’ and following this or that algorithmic recommendation. If you refuse, perhaps your medical insurance would become invalid, or your boss would fire you – why should they pay the price of your obstinacy?

Just as Cortés’s men saw their ships as insurance, you may see this fallback as a blessing—but in fact it is a curse. It divides you. Because you think you have options, you never involve yourself deeply enough in one thing to do it thoroughly, and you never quite get what you want. Sometimes you need to run your ships aground, burn them, and leave yourself just one option: succeed or go down. Make the burning of your ships as real as possible—get rid of your safety net. Sometimes you have to become a little desperate to get anywhere.

Did you ever think much about jobs? I mean, some of the jobs people land in? You see a guy giving haircuts to dogs, or maybe going along the curb with a shovel, scooping up horse manure. And you think, now why is the silly bastard doing that? He looks fairly bright, about as bright as anyone else. Why the hell does he do that for living? You kind grin and look down your nose at him. You think he’s nuts, know what I mean, or he doesn’t have any ambition. And then you take a good look at yourself, and you stop wondering about the other guy… You’ve got all your hands and feet. Your health is okay, and you make a nice appearance, and ambition-man! You’ve got it. You’re young, I guess: you’d call thirty young, and you’re strong. You don’t have much education, but you’ve got more than plenty of other people who go to the top. And yet with all that, with all you’ve had to do with this is as far you’ve got And something tellys you, you’re not going much farther if any. And there is nothing to be done about it now, of course, but you can’t stop hoping. You can’t stop wondering… …Maybe you had too much ambition. Maybe that was the trouble. You couldn’t see yourself spending forty years moving from office boy to president. So you signed on with a circulation crew; you worked the magazines from one coast to another. And then you ran across a little brush deal-it sounded nice, anyway. And you worked that until you found something better, something that looked better. And you moved from that something to another something. Coffee-and-tea premiums, dinnerware, penny-a-day insurance, photo coupons, cemetery lots, hosiery, extract, and God knows what all. You begged for the charities, You bought the old gold. You went back to the magazines and the brushes and the coffee and tea. You made good money, a couple of hundred a week sometimes. But when you averaged it up, the good weeks with the bad, it wasn’t so good. Fifty or sixty a week, maybe seventy. More than you could make, probably, behind agas pump or a soda fountain. But you had to knock yourself out to do it, and you were standing stil. You were still there at the starting place. And you weren’t a kid any more. So you come to this town, and you see this ad. Man for outside sales and collections. Good deal for hard worker. And you think maybe this is it. This sounds like a right town. So you take the job, and you settle down in the town. And, of course, neither one of ‘em is right, they’re just like all the others. The job stinks. The town stinks. You stink. And there’s not a goddamned thing you can do about it. All you can do is go on like this other guys go on. The guy giving haircuts to dogs, and the guy sweeping up horse manute Hating it. Hating yourself. And hoping.

Being reluctant to get up in the morning is to be guilty of sloth, and if you lie in bed long enough you may find yourself committing yet another sin - lust. To have the faintest stirring of sexual desire is to be guilty of lust. In order to insure the propagation of humanity, nature made lust the second most powerful instinct, the first being self-preservation. Realizing this, the Christian Church made fornication the "Original Sin". In this way they made sure no one would escape sin. Your very state of being is as a result of sin - the Original Sin!

The point is that if you think you can pinpoint the cause, then you can fool yourself into thinking you can avert the cause. It's deeply egotistical. It's life played as a grand insurance policy. Our myth-making around cancer stems from the same impulse. Because we don't know exactly why most of it happens, we weave a makeshift wisdom around it, a false prophet, which seeps into the common story and feeds our hunger to understand why. The guilt is a byproduct, a way to assign blame and seek absolution. It's a lesser evil than the forces of randomness. And it gives us the illusion of control.

Another roadblock to opting for an insurance cover amongst the customers is that in case they do not claim, they get nothing back in return to the premium they invested. Hence they consider insurance to be a dead investment. They need to be educated that insurance is more like a social cause. Insurance by its very principles is collection of money by many to pay to a few, in their times of distress. Rather than considering it to be a passive investment, it should be treated as an active social participation where you are securing yourself as well as helping others in their direst times of need. Then it has a higher meaning and everyone feels good to be a part of it.

Fifteen years ago, a business manager from the United States came to Plum Village to visit me. His conscience was troubled because he was the head of a firm that designed atomic bombs. I listened as he expressed his concerns. I knew if I advised him to quit his job, another person would only replace him. If he were to quit, he might help himself, but he would not help his company, society, or country. I urged him to remain the director of his firm, to bring mindfulness into his daily work, and to use his position to communicate his concerns and doubts about the production of atomic bombs. In the Sutra on Happiness, the Buddha says it is great fortune to have an occupation that allows us to be happy, to help others, and to generate compassion and understanding in this world. Those in the helping professions have occupations that give them this wonderful opportunity. Yet many social workers, physicians, and therapists work in a way that does not cultivate their compassion, instead doing their job only to earn money. If the bomb designer practises and does his work with mindfulness, his job can still nourish his compassion and in some way allow him to help others. He can still influence his government and fellow citizens by bringing greater awareness to the situation. He can give the whole nation an opportunity to question the necessity of bomb production. Many people who are wealthy, powerful, and important in business, politics, and entertainment are not happy. They are seeking empty things - wealth, fame, power, sex - and in the process they are destroying themselves and those around them. In Plum Village, we have organised retreats for businesspeople. We see that they have many problems and suffer just as others do, sometimes even more. We see that their wealth allows them to live in comfortable conditions, yet they still suffer a great deal. Some businesspeople, even those who have persuaded themselves that their work is very important, feel empty in their occupation. They provide employment to many people in their factories, newspapers, insurance firms, and supermarket chains, yet their financial success is an empty happiness because it is not motivated by understanding or compassion. Caught up in their small world of profit and loss, they are unaware of the suffering and poverty in the world. When we are not int ouch with this larger reality, we will lack the compassion we need to nourish and guide us to happiness. Once you begin to realise your interconnectedness with others, your interbeing, you begin to see how your actions affect you and all other life. You begin to question your way of living, to look with new eyes at the quality of your relationships and the way you work. You begin to see, 'I have to earn a living, yes, but I want to earn a living mindfully. I want to try to select a vocation not harmful to others and to the natural world, one that does not misuse resources.' Entire companies can also adopt this way of thinking. Companies have the right to pursue economic growth, but not at the expense of other life. They should respect the life and integrity of people, animals, plants and minerals. Do not invest your time or money in companies that deprive others of their lives, that operate in a way that exploits people or animals, and destroys nature. Businesspeople who visit Plum Village often find that getting in touch with the suffering of others and cultivating understanding brings them happiness. They practise like Anathapindika, a successful businessman who lived at the time of the Buddha, who with the practise of mindfulness throughout his life did everything he could to help the poor and sick people in his homeland.

But this book is about something else: what goes on in the lives of real people when the industrial economy goes south. It’s about reacting to bad circumstances in the worst way possible. It’s about a culture that increasingly encourages social decay instead of counteracting it. The problems that I saw at the tile warehouse run far deeper than macroeconomic trends and policy. too many young men immune to hard work. Good jobs impossible to fill for any length of time. And a young man [one of Vance’s co-workers] with every reason to work — a wife-to-be to support and a baby on the way — carelessly tossing aside a good job with excellent health insurance. More troublingly, when it was all over, he thought something had been done to him. There is a lack of agency here — a feeling that you have little control over your life and a willingness to blame everyone but yourself. This is distinct from the larger economic landscape of modern America.

Well, buying an annuity means you give the insurance company a lump sum—say, $500,000 at age 60—and in return you get a guaranteed monthly payout (for example, $2,400 each month) for the rest of your life, however long that happens to be. Like all insurance, annuities aren’t free—insurance companies have to make money to stay in business!—but if your goal is to maximize the life experiences you can buy with the money you’ve earned, they’re a very sensible solution. That’s partly because, even after the insurance company’s fees, your monthly payouts amount to more than you would probably be willing to pay yourself if you wanted to make sure you didn’t outlive your money. For example, one popular rule of thumb for retirement spending is the “4 percent rule,” whereby you withdraw 4 percent from your savings each year of retirement. Well, with annuities, your annual payouts will probably amount to more than 4 percent of what you put into the annuity—and, unlike the 4 percent withdrawals, those payouts are guaranteed to continue for the rest of your life.

I just have to ask these questions. Are you DEA? FDA? NICB? NHCAA? Are you a private investigator hired by any private or governmental entity? Do you work for a medical insurance company? Are you a drug dealer? Drug addict? Are you a clinician? A med student? Getting pills for an abusive boyfriend or employer? NASA?” “I think I have insomnia. That’s my main issue.” “You’re probably addicted to caffeine, too, am I right?” “I don’t know.” “You better keep drinking it. If you quit now, you’ll just go crazy. Real insomniacs suffer hallucinations and lost time and usually have poor memory. It can make life very confusing. Does that sound like you?” “Sometimes I feel dead,” I told her, “and I hate everybody. Does that count?” “Oh, that counts. That certainly counts. I’m sure I can help you. But I do ask new patients to come in for a fifteen-minute consultation to make sure we’ll make a good fit. Gratis. And I recommend you get into the habit of writing notes to remind yourself of our appointments. I have a twenty-four-hour cancellation policy. You know Post-its? Get yourself some Post-its. I’ll have some agreements for you to sign, some contracts. Now write this down.” Dr. Tuttle told me to come in the next day at nine A.M.

Staying at Home during this lockdown period is the right time to find your life purpose within Ba Ga Mohlala family/clan. This is an opportunity to know yourself better and to understand what motivates and feeds your mind and your soul, and also to find out as to where you fit in the bigger Ba Ga Mohlala family/clan. All members of each family/clan possess characteristics, abilities, and qualities specific to that family/clan. It is up to the family/clan to distinguish itself amongst other families/clans. Ba Ga Mohlala has become an institution to build cooperation in order to build and forge unity for social and economic benefits for Ba Ga Mohlala and Banareng in general. An institution is social structure in which people cooperate and which influences the behavior of people and the way they live. intelligence and assertiveness comes to us as our nature, it is in our blood (DNA) and all there is for us to do is to nature it and it will shine, otherwise it will gather dust and rust in us. The key of brotherhood and sisterhood is that brothers and sisters carry the same genetic code. Together, united, they carry the legacy of their forefathers. Our bond (through our shared blood/DNA) as Ba Ga Mohlala family/clan is our insurance for the future. As Ba Ga Mohlala we can have our own Law firms, Auditing Firms, Doctors's Medical Surgeries, Private School, Private Clinics or Private Hospital, farms and lot of small to medium manufacturing, service, retail and wholesale companies and become self relient. All it takes to achieve that is unity, willpower and commitment.

WHY DIVERSIFY? During the bull market of the 1990s, one of the most common criticisms of diversification was that it lowers your potential for high returns. After all, if you could identify the next Microsoft, wouldn’t it make sense for you to put all your eggs into that one basket? Well, sure. As the humorist Will Rogers once said, “Don’t gamble. Take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don’t go up, don’t buy it.” However, as Rogers knew, 20/20 foresight is not a gift granted to most investors. No matter how confident we feel, there’s no way to find out whether a stock will go up until after we buy it. Therefore, the stock you think is “the next Microsoft” may well turn out to be the next MicroStrategy instead. (That former market star went from $3,130 per share in March 2000 to $15.10 at year-end 2002, an apocalyptic loss of 99.5%).1 Keeping your money spread across many stocks and industries is the only reliable insurance against the risk of being wrong. But diversification doesn’t just minimize your odds of being wrong. It also maximizes your chances of being right. Over long periods of time, a handful of stocks turn into “superstocks” that go up 10,000% or more. Money Magazine identified the 30 best-performing stocks over the 30 years ending in 2002—and, even with 20/20 hindsight, the list is startlingly unpredictable. Rather than lots of technology or health-care stocks, it includes Southwest Airlines, Worthington Steel, Dollar General discount stores, and snuff-tobacco maker UST Inc.2 If you think you would have been willing to bet big on any of those stocks back in 1972, you are kidding yourself. Think of it this way: In the huge market haystack, only a few needles ever go on to generate truly gigantic gains. The more of the haystack you own, the higher the odds go that you will end up finding at least one of those needles. By owning the entire haystack (ideally through an index fund that tracks the total U.S. stock market) you can be sure to find every needle, thus capturing the returns of all the superstocks. Especially if you are a defensive investor, why look for the needles when you can own the whole haystack?

You, then, are very much at play in the Kingdom, like a child in a sandbox. And each event that arises for you need not be judged. I have shared with you many times that it is the egoic mind that compares and contrasts. Therefore, never compare or contrast your experience with another person’s. Yours is unique. And though the world would say, perhaps, that your experience is not as valuable because you are only worth twenty thousand dollars and somebody else is worth four hundred million, therefore, they have manifested more powerfully, that is simply not true. For manifestation is simply the expression that reveals where the mind has been focusing. The real power is the very mystery that anything can be manifested at all. And you are free to constantly choose anew. Cultivate, then, a very childlike attitude toward all of your experience. Learn to ponder it, to wonder about it, to look upon it like a father does to a child, like your Father does to you: Behold, I have created all things and it is good! In your Bible in the creation story that is told there, it is said that God said something like that. For God looked upon all that She had created and said, “Behold, it is very good!” You are the father of your creations. You are the father of your thoughts, your attitudes, and your choices. Look upon all of these things and say, “Behold, it is very good.” For goodness begets goodness. Judgment begets judgment. For nothing can produce except that which is like itself. An acorn cannot produce a fish. A man and a woman cannot produce an acorn. The thoughts you hold about yourself will reproduce themselves. When you look upon all things as good, goodness will be begotten from that decision. Each time, then, that you have chosen to hold a negative thought about yourself, or about anyone, you have only insured the kind of inconsistency in your mind that interrupts the power of your ability to create, more and more, as a living embodied master. This can only be because you have held deep within the mind some belief that says, “No matter what I do, it won’t work out.” There is some conflicted belief. A belief in goodness and a belief in evil create a conflict that must entrap the soul.

In the future that globalists and feminists have imagined, for most of us there will only be more clerkdom and masturbation. There will only be more apologizing, more submission, more asking for permission to be men. There will only be more examinations, more certifications, mandatory prerequisites, screening processes, background checks, personality tests, and politicized diagnoses. There will only be more medication. There will be more presenting the secretary with a cup of your own warm urine. There will be mandatory morning stretches and video safety presentations and sign-off sheets for your file. There will be more helmets and goggles and harnesses and bright orange vests with reflective tape. There can only be more counseling and sensitivity training. There will be more administrative hoops to jump through to start your own business and keep it running. There will be more mandatory insurance policies. There will definitely be more taxes. There will probably be more Byzantine sexual harassment laws and corporate policies and more ways for women and protected identity groups to accuse you of misconduct. There will be more micro-managed living, pettier regulations, heavier fines, and harsher penalties. There will be more ways to run afoul of the law and more ways for society to maintain its pleasant illusions by sweeping you under the rug. In 2009 there were almost five times more men either on parole or serving prison terms in the United States than were actively serving in all of the armed forces.[64] If you’re a good boy and you follow the rules, if you learn how to speak passively and inoffensively, if you can convince some other poor sleepwalking sap that you are possessed with an almost unhealthy desire to provide outstanding customer service or increase operational efficiency through the improvement of internal processes and effective organizational communication, if you can say stupid shit like that without laughing, if your record checks out and your pee smells right—you can get yourself a J-O-B. Maybe you can be the guy who administers the test or authorizes the insurance policy. Maybe you can be the guy who helps make some soulless global corporation a little more money. Maybe you can get a pat on the head for coming up with the bright idea to put a bunch of other guys out of work and outsource their boring jobs to guys in some other place who are willing to work longer hours for less money. Whatever you do, no matter what people say, no matter how many team-building activities you attend or how many birthday cards you get from someone’s secretary, you will know that you are a completely replaceable unit of labor in the big scheme of things.

Seminars allow you to deliver your stadium pitch to multiple people at one time. The purpose is to create more buyers, but the deciding factor as to if your seminar will swim or tank is your title and pitch. Seminars are over 500% more successful when you use market data over product data. Market data is factual information that can be found by anyone doing research. Product data is information developed by your company or yourself to sell your product.                  Prospects are only interested in product data when they are looking to purchase your type of product at that moment. Everyone is interested in market data if you could show them how they can benefit from the information.

If your needs are not attainable through safe instruments, the solution is not to increase the rate of return by upping the level of risk. Instead, goals may be revised, savings increased, or income boosted through added years of work. . . . Somebody has to care about the consequences if uncertainty is to be understood as risk. . . . As we’ve seen, the chances of loss do decline over time, but this hardly means that the odds are zero, or negligible, just because the horizon is long. . . . In fact, even though the odds of loss do fall over long periods, the size of potential losses gets larger, not smaller, over time. . . . The message to emerge from all this hype has been inescapable: In the long run, the stock market can only go up. Its ascent is inexorable and predictable. Long-term stock returns are seen as near certain while risks appear minimal, and only temporary. And the messaging has been effective: The familiar market propositions come across as bedrock fact. For the most part, the public views them as scientific truth, although this is hardly the case. It may surprise you, but all this confidence is rather new. Prevailing attitudes and behavior before the early 1980s were different. Fewer people owned stocks then, and the general popular attitude to buying stocks was wariness, not ebullience or complacency. . . . Unfortunately, the American public’s embrace of stocks is not at all related to the spread of sound knowledge. It’s useful to consider how the transition actually evolved—because the real story resists a triumphalist interpretation. . . . Excessive optimism helps explain the popularity of the stocks-for-the-long-run doctrine. The pseudo-factual statement that stocks always succeed in the long run provides an overconfident investor with more grist for the optimistic mill. . . . Speaking with the editors of Forbes.com in 2002, Kahneman explained: “When you are making a decision whether or not to go for something,” he said, “my guess is that knowing the odds won’t hurt you, if you’re brave. But when you are executing, not to be asking yourself at every moment in time whether you will succeed or not is certainly a good thing. . . . In many cases, what looks like risk-taking is not courage at all, it’s just unrealistic optimism. Courage is willingness to take the risk once you know the odds. Optimistic overconfidence means you are taking the risk because you don’t know the odds. It’s a big difference.” Optimism can be a great motivator. It helps especially when it comes to implementing plans. Although optimism is healthy, however, it’s not always appropriate. You would not want rose-colored glasses in a financial advisor, for instance. . . . Over the long haul, the more you are exposed to danger, the more likely it is to catch up with you. The odds don’t exactly add, but they do accumulate. . . . Yet, overriding this instinctive understanding, the prevailing investment dogma has argued just the reverse. The creed that stocks grow steadily safer over time has managed to trump our common-sense assumption by appealing to a different set of homespun precepts. Chief among these is a flawed surmise that, with the passage of time, downward fluctuations are balanced out by compensatory upward swings. Many people believe that each step backward will be offset by more than one step forward. The assumption is that you can own all the upside and none of the downside just by sticking around. . . . If you find yourself rejecting safe investments because they are not profitable enough, you are asking the wrong questions. If you spurn insurance simply because the premiums put a crimp in your returns, you may be destined for disappointment—and possibly loss.

When you have a cash cushion to fall back on, you can opt for higher deductibles (the amount you pay before the insurance kicks in) on your auto, homeowners, and other insurance policies. If you think of your insurance policies as safeguards against major catastrophes rather than something that covers smaller expenses, the savings can be huge.

A higher deductible will mean lower premiums in all kinds of insurance—but you definitely wouldn’t want a deductible that is higher than your liquid cash fund.

For most people, “buy term insurance and invest the difference” ends up being “buy term and spend the difference.”   “Most people’s egos prefer THEIR facts to THE facts.” —Dan Kennedy, marketing guru and author

By employing a tax diversification strategy and moving a portion of your money into a cash value life insurance, you can lower your taxes, giving yourself more to spend and allowing you to increase your standard of living.

whether you are a mailman, a hairdresser, an insurance salesman, a housewife—whatever. As long as you feel you are serving others, you do the job well. When you are concerned only with helping yourself, you do it less well—a law as inexorable as gravity.

The broader lesson—and one of the core lessons of personal finance—is that you should always insure yourself against any adverse contingency that you cannot comfortably afford to withstand. You should skip buying insurance on everything else.

Be reminded that dreaming and hoping is not the same as scheming and working. Working for the sake of it will not insure you of success but purposeful, meaningful work will help you move the needle towards what you want for you and your family. When is the last time you “sweat” in the process? When is the last time you worked a few hours more than all those in your company? When is “hustle” more to be desired than pacing yourself?

The Bill of Rights,” he growled, “the entire Bill of Rights, was a complete ‘Fuck You’ to the idea of trust in government. An insurance policy. The people who wrote it had just fought off a tyrannical government—their own. Not just the Second Amendment, every amendment in there from the First to the Tenth enumerated the inherent rights of individuals, above those of government. The Bill of Rights doesn’t grant us rights or privileges, it lists the ones we have as human beings that the government has no right to take away. It flat out states the government has no authority to infringe our rights, and the Second Amendment is just there to guarantee the other nine. It’s not there so you can go duck hunting, or even so you can defend yourself against criminals—that was assumed. It’s there so that people like us don’t get ground under the bootheel of tyrants, or at least have a fighting chance, because there always have been tyrants. Always will be. Most of the Constitution is written in very plain language, but ‘shall not be infringed’ is about as plain as it gets, and only people with evil intentions could even attempt to start arguing it doesn’t mean what it says. Free men own guns, slaves don’t, it’s as simple as that. You’re fighting for a government that is trying to argue we should have no rights except for what they grant us. Besides plain unConstitutional that’s evil, pure and simple. And, if you actually took a look at the conditions that caused the colonists in America to revolt against the British back in the 1700s, those laws and regulations are nothing compared to the outrages citizens were having to endure prior to this war.

But I've learned that if you fake your death, don't come back. Not for your wife. Not for your girlfriend. Not for your kids. If you fake your death, don't do it at sea. Go for a hike. If you're interested in claiming a life insurance payout, don't get greedy. Keep the policy modest. Don't bother with a stand-in body and an elaborate funeral. Spend your time and money on obtaining quality authenticating documents. In your new life, commit to a disguise for your new identity and use your real first name. Don't google yourself and lead your hunters to your hideout. And for the love of God, don't drive if you're supposed to be dead. Ditch the car.

If I had booked a car service, it would have delivered me to Princeton ten minutes before the meeting. Instead, I chose to save $115, and lost a $125,000 opportunity in the process. You have to invest. The investments you make, of both time and money, demonstrate your confidence in what you are offering. The premium prices you pay are literally that: premiums. They are your insurance in your success. I overlooked that once. I never have again.

No individual has sufficient experience, education, native ability, and knowledge to insure the accumulation of a great fortune, without the cooperation of other people. Every plan you adopt, in your endeavor to accumulate wealth, should be the joint creation of yourself and every other member of your “Master Mind” group. You may originate your own plans, either in whole or in part, but see that those plans are checked, and approved by the members of your “master mind” alliance. If

Young back-to-the-landers who had felt reassured by the "real" skills of growing their own food and building their own shelter were now also experiencing what their farm neighbors and forebears had long known: relying strictly on yourself and on the land for your livelihood puts you frighteningly at the mercy of chance. An early frost, a slipped saw blade, a hot-selling market vegetable suddenly passing out of vogue- one stroke of bad luck could be devastating. Many were shocked to discover that poverty- even romantic, "turned-on" poverty- was defined not by a lack of material possessions but by a lack of control. Mortgages and health insurance and the other systems their parents had counted on to provide stability suddenly made a lot more sense.

Domains of Human Concerns: Common Types of Possibilities For Action 1. BODY: exercise, medical checkups, traveling to an appointment. 2. PLAY or AESTHETICS: taking a vacation, going to the movies, going to an art museum, painting, putting a puzzle together. 3. SOCIABILITY: inviting a new person into a conversation, meeting an old friend, declaring a person trustworthy or untrustworthy. 4. FAMILY: getting married, sending children to college. 5. WORK: finishing a report, writing a letter. 6. EDUCATION: enrolling in a class, reading a book. 7. CAREER: choosing a major in college, getting a new job. 8. MONEY or PRUDENCE: investing money, bargaining for a new salary, buying health insurance. 9. MEMBERSHIP: joining a professional organization, becoming a citizen of a new country, founding a new club. 10. WORLD: working in a political campaign, visiting another country or culture.        11. DIGNITY: declaring pride in your work, declaring that your work is significant or insignificant, declaring standards of action for yourself to live up to.        12. SITUATION: declaring that your future is good or not good, declaring that you have more possibilities than you have been seeing, declaring that you have fewer possibilities in life than you supposed, discussing your possibilities with other persons. 13. SPIRITUALITY: reflecting on the facticity of life, going to church, philosophical discussions with others.

Product immediately after exercise insurance solutions No investment insurance purchase in a very simple Prostatis action, even though he is trained only exception in the industry. There are many new threats that can lure the unwary with remote media policy is clearly insufficient for your needs. It is important to do your due diligence and scientific evidence, ask yourself just before the market does not provide a sound purchasing decisions. This short article will help you, just accept, shoulders that decisive action must begin with knowledge. Those most critical factors giving a positive self basically want to cover the first edition. That's pretty strong earnings, unemployment, and some cannot Prostatis even be informed. Talk to your employer and give generally positive, they are not. Relevance Tab justified confidence that the business aspects, really, that this, after all, attractive to employers incentives, long-term employees, and where the only specialized services for industry and again the other for employees of highest quality that are more difficult problem to treat, made only more secure, since it is to find a person. Although the direction of transmission of buying Prostatis insurance on their own, more attention is considerable, certainly in the sense that the plan to "complete" and "renewable insurance." This suggests that other, as you continue to receive payment of costs should not be fully covered by commercial insurance. Not even know that the level of demand in the economy Although in good condition I, and the company has taken the right path, and then joined a vague clause to complete the plan in principle and in its way through, you can also apply safeguards Generally they produce, the plan rescission period is 10 days during the working sets, make sure it's perfect, then throw the cards, if not immediately. The scenario is especially the Prostatis fact that it contains the option to change the terms and other demanding applications. Currently, for many years a large number of hits includes hands. As "absolutely certain legal requirements" specialized insurance services for investment in more selective inside to be taken, especially in the stop position of education on the basis of a different plan that incorporates the experience, regardless evaluation or situations require the exercise includes products and services for the same price evaluation face to face selling. Similarly, principles and manipulated so as the experience of many destructive aspect of the current market containing the entire industry. An insurance company to a higher potential, to ensure that purchasers or plans worth more to feel a little pressure, the result is inevitable that insurance is available against people who have contact to practice for a few days . Basically it is to maintain the power to print money to unrealistic levels.

However, as Rogers knew, 20/20 foresight is not a gift granted to most investors. No matter how confident we feel, there’s no way to find out whether a stock will go up until after we buy it. Therefore, the stock you think is “the next Microsoft” may well turn out to be the next MicroStrategy instead. (That former market star went from $3,130 per share in March 2000 to $15.10 at year-end 2002, an apocalyptic loss of 99.5%).1 Keeping your money spread across many stocks and industries is the only reliable insurance against the risk of being wrong. But diversification doesn’t just minimize your odds of being wrong. It also maximizes your chances of being right. Over long periods of time, a handful of stocks turn into “superstocks” that go up 10,000% or more. Money Magazine identified the 30 best-performing stocks over the 30 years ending in 2002—and, even with 20/20 hindsight, the list is startlingly unpredictable. Rather than lots of technology or health-care stocks, it includes Southwest Airlines, Worthington Steel, Dollar General discount stores, and snuff-tobacco maker UST Inc.2 If you think you would have been willing to bet big on any of those stocks back in 1972, you are kidding yourself.

In the fight against an opponent operating quickly and using the most unexpected counterattacks in a variety of ways, there is only one type of belaying - cover the chin without interruption. The most commonly used insurance method is the following: the palm of the right hand, ready to accept a possible opponent's blow, should be kept by the chin. When learning blows, defending the chin with the hand of a free hand is considered a valid condition. In the initial period of training it is necessary to observe that young boxers attacking are protected from unexpected opponents' countermeasures. It is important, however, to protect yourself against loss of balance in the case of misses, which use a lot of energy and put the boxer in a difficult positional situation against the opponent. Therefore, the boxer, even quickly and energetically carrying out his attacks, should skillfully calculate the strength of his blows to always keep his balance. Victory in combat is achieved primarily thanks to the activity and fast pace of battle; and yet misses interfere with the continuity of the boxer's actions. The most important condition for a properly planned fight in terms of tactics - is the ability to act unexpectedly. The fight, in which the lack of combat cunning, can not bring success, because the opponent, knowing the combat capabilities and means of the boxer, easily opposes their actions. The ability to keep your opponent in the unconscious as well as the ability to attack unexpectedly gives a great advantage in combat. If a boxer skilfully conceals his intentions, the opponent can not guess his individual actions, or understand the general plan of the fight, nor did he know anything about his combat situation correctly.

Do you know the difference between courage and foolhardiness, Dresden?” “Any insurance adjuster would say no.” He waved a hand at my banter, as though that was all the acknowledgment it deserved. “Hindsight,” he said. “Until the extended consequences of any action are known, it is both courageous and foolish. And neither.” “Well,” I said, “tonight you earned yourself a Schrödinger’s Medal, I guess.

Helping everyone in your organization to understand how a typical property restoration estimating / billing is composed helps front line employees to understand the importance of their documentation from the field.

Most people, even if they don’t blame themselves for their current circumstances, tend to immediately go into problem-solving mode in such situations. We are likely to spend enormous amounts of time and energy dealing with the crisis, making doctors appointments, calling insurance companies, and so on. Although all this is certainly necessary, it’s also very important to recognize that these experiences take a lot out of us emotionally. We need to stop for a breath or two and acknowledge that we’re having a hard time, and that our pain is deserving of a kind, caring response. Otherwise, our suffering will go unattended, and feelings of stress and worry will only mount. We risk getting burned out, exhausted, and overwhelmed, because we’re spending all our energy trying to fix external problems without remembering to refresh ourselves internally.

Don’t you dare forget this place, they said. I think you’ll eventually maybe make something of yourself out east. One reason why I’m letting you go. But don’t you ever, ever, ever become one of those people nose in the air, calling all this—Tig gestured around wildly—flyover country. Thinking we’re just about beer and cheese and serial killers and corn. Things happen here. Happened here. This place is part of why the rest of this stupid godforsaken nation has child labor laws and workplace safety and unemployment insurance. Why we have weekends and an eight-hour workday. We had forty years of actual socialist city government, democratically elected, here. Only city in the nation. FDR was inspired by what happened here. When he dreamed up his lil New Deal and shit. Milwaukee, baby. We have real history. Remember us right.

Or maybe you're like me - a mental health professional who has been faithfully filling out insurance forms for thirty years, jotting down those five-digit codes from the DSM that open the money taps, rendering diagnoses even though you are pretty sure you're not treating medical conditions, and for just a moment you hesitate, contemplating the bad faith of pouring a lie into the foundation of a relationship whose main and perhaps only value is that it provides an opportunity to look someone in the eye, and, without fear of judgment or the necessity to manipulate, speak the truth. And, having contemplated it, you tell yourself whatever story you have to and you sign the paper, and the best you can do is to curse the DSM in a kind of incantation against your own bad faith.

Kill Yourself Buddhism argues that your idea of who “you” are is an arbitrary mental construction and that you should let go of the idea that “you” exist at all; that the arbitrary metrics by which you define yourself actually trap you, and thus you’re better off letting go of everything. In a sense, you could say that Buddhism encourages you to not give a fuck. It sounds wonky, but there are some psychological benefits to this approach to life. When we let go of the stories we tell about ourselves, to ourselves, we free ourselves up to actually act (and fail) and grow. When someone admits to herself, “You know, maybe I’m not good at relationships,” then she is suddenly free to act and end her bad marriage. She has no identity to protect by staying in a miserable, crappy marriage just to prove something to herself. When the student admits to himself, “You know, maybe I’m not a rebel; maybe I’m just scared,” then he’s free to be ambitious again. He has no reason to feel threatened by pursuing his academic dreams and maybe failing. When the insurance adjuster admits to himself, “You know, maybe there’s nothing unique or special about my dreams or my job,” then he’s free to give that screenplay an honest go and see what happens. I have both some good news and some bad news for you: there is little that is unique or special about your problems. That’s why letting go is so liberating. There’s a kind of self-absorption that comes with fear based on an irrational certainty. When you assume that your plane is the one that’s going to crash, or that your project idea is the stupid one everyone is going to laugh at, or that you’re the one everyone is going to choose to mock or ignore, you’re implicitly telling yourself, “I’m the exception; I’m unlike everybody else; I’m different and special.” This is narcissism, pure and simple. You feel as though your problems deserve to be treated differently, that your problems have some unique math to them that doesn’t obey the laws of the physical universe. My recommendation: don’t be special; don’t be unique. Redefine your metrics in mundane and broad ways. Choose to measure yourself not as a rising star or an undiscovered genius. Choose to measure yourself not as some horrible victim or dismal failure. Instead, measure yourself by more mundane identities: a student, a partner, a friend, a creator. The narrower and rarer the identity you choose for yourself, the more everything will seem to threaten you. For that reason, define yourself in the simplest and most ordinary ways possible. This often means giving up some grandiose ideas about yourself: that you’re uniquely intelligent, or spectacularly talented, or intimidatingly attractive, or especially victimized in ways other people could never imagine.

You may begin to ask yourself: When will a flare-up strike next? What will I do if I can’t call in sick? What happens to my insurance if I’m fired? Will my job really take me back when I’m well again? Having a disease doesn’t mean lowering your expectations about your career, but instead expecting a different skill set from yourself.

What is a good Recommended Daily Sensitive Pores and epidermis Care? You might not be a sensitive skin type, but at some point, our skin can occasionally get sensitive. It can turn into really irritating when the body and epidermis we possess just serves up simply with period for a significant function inside our actions. But it would certainly not own to arrive to come to be therefore of this. If you take out a daily sensitive pure skin area good care daily action that is normally normally well suited for you, you can support your skin color layer seem to be and seem and look and feel better. Here’s a good very good persuaded day-by-day sensitive pure skin area good care to support your skin color layer. 1. Carry friction to the amazingly least when spending apart your plastic. By the end of your day, the key thing which you are predicted to do is to deeply cleanse your skin color layer layer and the primarily level to the is to take away your cosmetic. Once you can, generate an do the job to carry the friction to tiny when challenge this as it might quite often group group get about ache and redness. Choose a weak tasteful remover that will handily break in the action up your cosmetic. And after that, correctly rinse it with a thrilling cleanser. Once you can, job with a tooth whitening skin gels cleanser that will quickly approach over your skin’s location and correctly support you to receive separately impurities. 2. Job with relaxing moisturizers and products. Quickly shortly soon after you have cleansed your pores and skin level level, moisturizing this is a required step to preserve your pores and skin level level hydrated. Determine on a moisturizer and face cream that supplies anti-inflammatory residences which will support soothe your skin and pores and skin level level and heal any disease. 3. Look for the providers of a light sunscreen. Sunscreen is certainly a great fundamental item found in your beauty approach even though you have personal hair follicles and follicles and pores and skin. Hence when you yourself possess very sensitive skin and pores and skin, it could conclude getting bothersome since the item can irritate your skin and pores and skin. But when you move with the correct one for your skin and pores and skin level, it’s under no situations going forward to conclude getting regularly a concern. Select a lighter sunscreen but support to make certain they possess a good amount of SPF insurance insurance policy coverage.

There are so many DIY shows available these days, which will make constructional projects rather simple to look at. However, once you get started to work on it, you will get stuck on the first place. You won’t know how to get out of the trouble you have got yourself into. So, avoid such messes right from the first place with the help of Residential Tile Contractor Kansas City Decra. Choose an experienced professional to help you big time and from the first place, and things will gladly turn to work out in the way you could have asked for. Let them do what they are trained for and avoid facing issues later on. Why select reliable Commercial Tile Contractor Lakewood CO: Make sure to verify the services of Commercial Tile Contractor Lakewood CO before you get to select one. The experienced professional will know the right steps to follow while working on tiles whether for residential or commercial areas. The prospective installer is licensed, certified and will have present insurance, before they are given the task to work on any project. So, if anything happens to them while working, you won’t be held responsible for that. The contactor will review design, the materials used and even installation site to prepare for that bid. Get organized work from Tile Contractor Lakewood CO: Once you have selected the best Tile Contractor Lakewood CO in town, you will receive organized and detail based work to install tiles and maintain them from time to time. The contractor in here is further going to figure out some tile quantities and type of coordinating trim used for the tiles. The prospective contractor needs to be organized and even detail oriented for installing faith in the job he will cover. So, it is better to get the experts work on it.

Human labour does not stand a chance against disruptive technologies. Artificial Intelligence can handle insurance claims, do basic bookkeeping, manage investment portfolios, do legal research, and perform HR tasks.

How long can you fool yourself about the purpose of your life if you're not actually doing what defines you? An insurance salesman who doesn't sell insurance is just a man. A lifeguard away from the pool is just a person. Dance is what I do. It was a simple and as messed up as that.

Relocating internationally can be a thrilling adventure, but it’s not without its challenges. The logistics involved in international moving are more complex than domestic moves, requiring careful planning and execution. To ensure a smooth transition to your new home, here are ten essential tips for international moving. 1. Start Early Begin the planning process well in advance. International moves involve extensive paperwork, visa applications, and scheduling with international moving companies. Start at least six months before your intended move date. 2. Declutter and Organize Before packing, declutter your belongings. Dispose of items you no longer need or use. This not only reduces the cost of moving but also helps you start fresh in your new home. 3. Research International Moving Companies Select a reputable international moving company with experience in your destination country. Read reviews, ask for referrals, and obtain quotes from multiple companies. Choose one that offers comprehensive services and competitive rates. 4. Understand Customs Regulations Familiarize yourself with the customs regulations of your destination country. Different countries have varying rules about what you can bring with you. Be prepared to fill out detailed customs forms. 5. Documentation Ensure all your important documents are in order. This includes passports, visas, medical records, and any necessary permits. Keep physical copies as well as digital backups. 6. Packing Strategy Use sturdy, high-quality packing materials to protect your belongings during transit. Label boxes clearly and create an inventory list. Pack essential items separately for easy access upon arrival. 7. Insurance Consider purchasing international moving insurance to protect your possessions during the move. Verify what is covered and ensure it meets your needs. 8. Currency and Banking Set up a bank account in your new country before you move. Also, consider having some local currency on hand for immediate expenses upon arrival. 9. Learn About Your New Home Research your destination thoroughly. Understand the local culture, language, and basic laws. Knowing what to expect can ease the transition. 10. Stay Organized Keep all your moving-related paperwork, receipts, and contact information in one place. This will be invaluable if any issues arise during your international move. Bonus Tip: Stay Positive! Moving internationally can be stressful, but maintaining a positive attitude can make a world of difference. Embrace the adventure and view it as an opportunity for personal growth and exploration. Conclusion International moving is a significant undertaking that requires careful planning and thorough research.

You may like to be free, but the cage has certain securities, safeties. In the cage the parrot has no need to worry about food, has no need to worry about enemies, has no need to worry about a thing in the world. It is cozy, it is golden. No other parrot has such a valuable cage. Your power, your riches, your prestige—all are your cages. Your soul wants to be free, but freedom is dangerous. Freedom has no insurance. Freedom has no security, no safety.

FOR THOSE WHO WOULD GOVERN First question: Can you first govern yourself? Second question: What is the state of your own household? Third question: Do you have a proven record of community service and compassionate acts? Fourth question: Do you know the history and laws of your principalities? Fifth question: Do you follow sound principles? Look for fresh vision to lift all the inhabitants of the land, including animals, plants, elements, all who share this earth? Sixth question: Are you owned by lawyers, bankers, insurance agents, lobbyists, or other politicians, anyone else who would unfairly profit by your decisions? Seventh question: Do you have authority by the original keepers of the lands, those who obey natural law and are in the service of the lands on which you stand?

Team roster—address, phone and fax of your doctors, and their assistants. • Notes—from consultations and conversations with your doctors. You can refer back to them if you are confused about anything they told you, and perhaps save yourself a call to their office. • Test results—copies of any important test results or reports such as mammograms, pathology reports, etc. • Questions—an ongoing list of questions to ask your doctors during your next visit (unless they are urgent . . . then call immediately). • Symptom tracking—if you are tracking any symptoms associated with treatment such as nausea to report back to your doctors. • Financial statements—keep copies of all medical bills from doctors and hospitals, whether they were sent to you or submitted directly to your insurance company. Also keep copies of all Explanation of Benefit (EOB) statements from your insurance company.

They don’t know how expensive it is to bury both of your parents before the age of twenty. They don’t know what it’s like to sit weeping before a pile of financial statements showing how much debt they had accrued over the years. To be told all their insurance policies have been voided. To go back to college, shouldering the cost yourself with the help of financial aid, two jobs, and student loans that won’t be paid off until you’re forty.

If you determine to become indifferent to what you cannot prevent---you will insure yourself a greater degree of repose of mind than you have known for years. Excuse me for making such suggestions, as the experience of long years has taught me the most availing remedy in life's trials. . . Let them alone when you have done what you could. - Elizabeth Todd-Edwards giving advice to her nephew Robert Lincoln regarding his mother

There's nothing wrong with me. This has been medically proven, once. My former insurance company stopped honoring my requests for more diagnostics and labs. A therapist gave me medicine but I didn't take it because she didn't even run tests. She based her diagnosis on my answers, on the things I told her, and I bullshitted so much I couldn't even remember which parts were genuine. How could I take a pill based on that? And what if it worked? What if my bullshit was the right-sized hole for a pill-shaped fix? I felt helpless in the face of someone helping me.

It is common for one party to a transaction to have better information than another party. In the parlance of economists, such a case is known as an information asymmetry. We accept as a verity of capitalism that someone (usually an expert) knows more than someone else (usually a consumer). But information asymmetries everywhere have in fact been gravely wounded by the Internet. Information is the currency of the Internet. As a medium, the Internet is brilliantly efficient at shifting information from the hands of those who have it into the hands of those who do not. Often, as in the case of term life insurance prices, the information existed but in a woefully scattered way. (In such instances, the Internet acts like a gigantic horseshoe magnet waved over an endless sea of haystacks, plucking the needle out of each one.) The Internet has accomplished what even the most fervent consumer advocates usually cannot: it has vastly shrunk the gap between the experts and the public. The Internet has proven particularly fruitful for situations in which a face-to-face encounter with an expert might actually exacerbate the problem of asymmetrical information—situations in which an expert uses his informational advantage to make us feel stupid or rushed or cheap or ignoble. Consider a scenario in which your loved one has just died and now the funeral director (who knows that you know next to nothing about his business and are under emotional duress to boot) steers you to the $8,000 mahogany casket. Or consider the automobile dealership: a salesman does his best to obscure the car’s base price under a mountain of add-ons and incentives. Later, however, in the cool-headed calm of your home, you can use the Internet to find out exactly how much the dealer paid the manufacturer for that car. Or you might just log on to TributeDirect.com and buy that mahogany casket yourself for only $3,595, delivered overnight.

Death cannot just be a matter of hospitals and funeral homes and insurance and money transactions,” he said. “You need some sort of pedagogy. In Bhutan we learn that to see yourself as not always a living person, but also a dying person, is a very important pedagogy of life. Death here is part of the culture and communication.

Always be a bigger person than all of the people who would say that you’re not a bigger person. And while this doesn’t necessarily make you bigger, it will insure that you will never allow yourself to be smaller.

You will now be instructed how to build plans which will be practical, viz:— (a)   Ally yourself with a group of as many people as you may need for the creation and carrying out of your plan or plans for the accumulation of money—making use of the “Master Mind” principle described in a later chapter. (Compliance with this instruction is absolutely essential. Do not neglect it). (b)   Before forming your “Master Mind” alliance, decide what advantages and benefits you may offer the individual members of your group, in return for their cooperation. No one will work indefinitely without some form of compensation. No intelligent person will either request or expect another to work without adequate compensation, although this may not always be in the form of money. (c)   Arrange to meet with the members of your “Master Mind” group at least twice a week, and more often if possible, until you have jointly perfected the necessary plan or plans for the accumulation of money. (d)   Maintain perfect harmony between yourself and every member of your “Master Mind” group. If you fail to carry out this instruction to the letter, you may expect to meet with failure. The “Master Mind” principle cannot obtain where perfect harmony does not prevail. Keep in mind these facts:— First: you are engaged in an undertaking of major importance to you. To be sure of success, you must have plans which are faultless. Second: you must have the advantage of the experience, education, native ability and imagination of other minds. This is in harmony with the methods followed by every person who has accumulated a great fortune. No individual has sufficient experience, education, native ability, and knowledge to insure the accumulation of a great fortune, without the cooperation of other people. Every plan you adopt, in your endeavor to accumulate wealth, should be the joint creation of yourself and every other member of your “Master Mind” group. You may originate your own plans, either in whole or in part, but see that those plans are checked, and approved by the members of your “Master Mind” alliance.

Drinks DUI expert group to help guide However, the best men s and women s drunken food you like it petty crimes, other traffic violations on the wrong goal that seems to be the direction. If you see that the light sentences and fines to get website traffic is violated, the citizen towards crime. When under the influence of a great interest behind the violation was due to more significant impact. Prison term effects were stuck down the back of people who are well, these licenses is likely that you want to deal with nutrition break and automated attacks can be, that s why. Yes it is expensive insurance, and other options in the outcome of the order of DUI, in everyday life, it affects people and the need to process, I love you. An experienced legal drunk driving charges, and it was presented to a lawyer immediately after the contract has announced that although his own. You are trying to remember the legal rights towards the maximum is very cool, you must be straight. The alternative thinking in any direction, does not encourage conservation officials as a record on suspicion of drunken driving after turning self, yourself simplest explanation, it may be possible to do so until is. His car really only answer whether the director should start by asking, encourages statement. A judgment is impaired, you probably have a file, you can use your account to say that the elements can get. When he finished, completely, their legal rights, and in a quiet warehouse to check their own direction and I will speak, and the optimal route is being used against itself. Most use a positive direction, you might think it accuses because your self, and also to examine the consequences of drinking have been able to rule out the presence of blood. Of course, as long as you do not accept the claims are by drinking in the area, they are deprived of a lawyer. Additional measures will not fix it claims that his lawyer, the Czech-out you can. Therefore, it is also within the laws of their country to be aware of your car. Owned independent certification system will be canceled. It can record their own and as an alternative to the paper license, driving license, was arrested for drunken driving, the licensee, are confiscated in accordance with the direction. License, for how long, but canceling function is based on the severity of their crime. But even apart from some a license, you completely lose its supply is proposed well motivated are not sure. Your sins, so not only is it important for your car can pass only confiscated. DUI price of any of the reception towards obtaining a driving license, DMV hearing is removed again, but the case was registered, although this aspect of themselves independently as a condition of. The court file, however, take care of yourself, as well as independent experts was chosen to listen to their constitution.

Nick implied the job pays crap, so they can’t expect me to be some sort of art professor, right?” She paused when the bartender appeared with a bottle of beer and a slender fluted glass of champagne. The bubbles streaming upward through the pale liquid reminded him of Emma’s personality: round and fizzy, rising as high as they could go. He felt like shit. “Of course, I still need to find a place to live,” Emma said after taking a sip of her drink. “But as long as I have a place to work, I’m good. I can always buy a tent.” “You don’t have to buy a tent,” he said curtly. “Just joking.” She reached across the table and gave his hand a gentle squeeze. “But at least now I don’t have to worry about finding a place to live where I can also work.” He drank some beer straight from the bottle, relishing its sour flavor. Closing his eyes, he pictured that small, windowless room in the community center, its linoleum floor, its cinderblock walls, its sheer ugliness. She was thrilled because she thought it was her only option. But it wasn’t. “Look, Emma—if you want, I’ll take my house off the market. I don’t have to get rid of it. If you want to continue to live there…” She’d raised her champagne flute to her lips, but his words clearly startled her enough to make her lower the glass and gape at him. “But you came to Brogan’s Point to sell the house.” “It can wait.” “And I can’t keep teaching there. You said so yourself. There are those nasty zoning laws. And insurance issues, and liability. All that legal stuff.” She pressed her lips together, effectively smothering her radiant smile. “Taking the room at the community center means I’ll be able to teach there this summer in Nick’s program. So I’ll earn a little more money and maybe make contact with more people who might want to commission Dream Portraits.” She shook her head. “I can make it work.” “You could make it work in my house, too. Stay. Stay as long as you want. We’re not a landlord and tenant anymore. We’ve gone beyond that, haven’t we?” She stared at him, suddenly wary. “What do you mean?” He wasn’t sure what was troubling her. “Emma. We’ve made love. Several times.” Several spectacular times, he wanted to add. “You can stay on in the house. Forget about the rent. That’s the least I owe you.” Her expression went from wary to deflated, from deflated to suspicious. Her voice was cool, barely an inch from icy. “You don’t owe me anything, Max—unless you want to pay me for your portrait. I can’t calculate the cost until I figure out what the painting will…entail.” She seemed to trip over that last word, for some reason. “But as far as the house… I don’t need you to do that.” “Do what? Take it off sale? It isn’t even on sale yet.” “You don’t have to let me stay on in the house because we had sex. I didn’t make love with you because I wanted something in return. You don’t owe me anything.” She sighed again. The fireworks vanished from her eyes, extinguished

Know who will be assuming the risk in advance. Talk to your insurance agent first and get informed as to exactly what will be covered when you rent vans. You have made an investment in your agent as your expert. Follow the advice given and do not deviate. While the decision to accept or decline the extra coverage products will ultimately be yours, you should arm yourself so that the rental firm cannot just sell you everything in their arsenal without you realizing it. Call the rental office in advance and get an explanation of the coverage products. Decide before pickup!

Besides, let's face it, a joint mortgage is for twenty-five years. And unlike with a marriage, you can get insurance to cover yourself if something goes wrong.

Whites may be surprised by the strength of black voter solidarity. Chris Bell, a white Democratic congressman from Texas, was redistricted into a largely black area and promptly crushed in the 2004 Democratic primary by the former head of the Houston chapter of the NAACP. He felt betrayed: He said he had spent his entire career “fighting for diversity, championing diversity,” and was dismayed that “many people do not want to look past the color of your skin.” This only demonstrated how little Mr. Bell understood blacks. As Bishop Paul Morton of the St. Stephen Full Gospel Baptist Church in New Orleans said of black voters, “I’ve talked to some people who say, ‘I don’t care how bad the black is, he’s better than any white.’” Many blacks also expect all blacks to vote the same way. Jesse Jackson criticized Alabama congressman Artur Davis for voting against Mr. Obama’s signature medical insurance legislation, saying, “You can’t vote against healthcare and call yourself a black man.” Racial consciousness explains why President Barack Obama drew support even from blacks who ordinarily vote Republican. No fewer than 87 percent of blacks who identified themselves as conservatives said they would vote for him. In the three states that track party registration by race—Florida, Louisiana, and North Carolina—blacks were dropping off the Republican rolls in record numbers and rallying to the Democrats. As one GOP black explained during the primaries, “Most black Republicans who support John McCain won’t tell you this, but if Barack Obama is the nominee for the Democratic ticket, they will go into the voting booth in November and vote for Obama.” “Among black conservatives, they tell me privately, it would be very hard to vote against him [Obama] in November,” said black conservative radio host Armstrong Williams. During the campaign, former San Francisco mayor Willie Brown said, “I think most white politicians do not understand that the race pride we [blacks] all have trumps everything else.

Every second suicide we hear of is an act of financial desperation. Why reach this stage when protection through insurance was feasible. Save yourself, secure your assets, protect your family with appropriate insurance at appropriate time.

my policy may cost less than insuring ourselves individually. It at least bears looking into…” “Do you even hear yourself? I’ll figure this out on my own. This is crazy...” “It’s not as crazy as believing a solution is going to fall from the sky out of wishful thinking! How’s that worked for you? Huh?” He stopped and shook his head. “I’m sorry.” He rested his hands on her shoulders. “Look. You said you loved me. I at least care about what happens to you. It’s a more solid foundation than the starry-eyed romantic notions most couples start with.

THE SIX LAWS OF WEALTH The First Law of Wealth: Keep a part of all you earn. Save at least 10% of your income. The Second Law of Wealth: Put your savings to work for you. Invest it so that it will multiply. The Third Law of Wealth: Avoid debt. The poor pay interest, while the rich earn interest. The Fourth Law of Wealth: Don’t speculate in get-rich-quick schemes. Invest in solid businesses that you understand. The Fifth Law of Wealth: Invest in yourself. Gain knowledge and skills to increase your earning power. The Sixth Law of Wealth: Safeguard your growing fortune with diversification and insurance.

In a flash of certainty,” he wrote, “I saw that if one’s motives are wrong, nothing can be right. It makes no difference whether you are a mailman, a hairdresser, an insurance salesman, a housewife—whatever. As long as you feel you are serving others, you do the job well. When you are concerned only with helping yourself, you do it less well—a law as inexorable as gravity.