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Their true wealth is invisible to them because it comes in the form of what they’re missing: that constant hum of anxiety that sucks the energy from the rest of us. If their refrigerator craps out, they can fix it. If they fall down the stairs, their insurance will cover the hospital bill. If the breadwinner loses his job, he’ll have his pick of landing spots. When I daydream about having money, it’s not about jewelry and Jacuzzis and Jet Skis. I dream about having that unseen cushion, that margin of error I can just take for granted.

Organized religion was the first and greatest protection racket, an economy of perpetual profit built on voluntary fear and coerced guilt. Donating money to churches, temples, mosques, synagogues, cults, et cetera, to help ensure a spot for one’s soul in the express elevator to that penthouse in the sky known as the afterlife was marketing genius! Had Sleepy paid his spiritual insurance? If so, had it done him any good? According to Shorty, whose memory had been beaten into the consistency of oatmeal by a length of pipe, or so said Bon, a quartet of Arab youth had set on them.

Warning. The next part of the story is filled to the tippy top with tentacle sex. Well, there’s some, a little tiny bit, enough that if you read onward you will be known henceforth by the label Tentacle Pervert. Read onward and when you have to fill in that spot on the insurance form where it asks if you’ve ever been arrested for chicken rustling or dabbled in things that would make all your aunties and granmas faint, you will have to tick yes.

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It was a gorgeous evening, with a breeze shimmering through the trees, people strolling hand in hand through the quaint streets and the plaza. The shops, bistros and restaurants were abuzz with patrons. She showed him where the farmer's market took place every Saturday, and pointed out her favorite spots- the town library, a tasting room co-op run by the area vintners, the Brew Ha-Ha and the Rose, a vintage community theater. On a night like this, she took a special pride in Archangel, with its cheerful spirit and colorful sights. She refused to let the Calvin sighting drag her down. He had ruined many things for her, but he was not going to ruin the way she felt about her hometown. After some deliberation, she chose Andaluz, her favorite spot for Spanish-style wines and tapas. The bar spilled out onto the sidewalk, brightened by twinkling lights strung under the big canvas umbrellas. The tables were small, encouraging quiet intimacy and insuring that their knees would bump as they scooted their chairs close. She ordered a carafe of local Mataro, a deep, strong red from some of the oldest vines in the county, and a plancha of tapas- deviled dates, warm, marinated olives, a spicy seared tuna with smoked paprika. Across the way in the plaza garden, the musician strummed a few chords on his guitar. The food was delicious, the wine even better, as elemental and earthy as the wild hills where the grapes grew. They finished with sips of chocolate-infused port and cinnamon churros. The guitar player was singing "The Keeper," his gentle voice seeming to float with the breeze.

Mostly Gaylord deals with insurance scamming. He takes a car off a lot and the insurance company pays.” “That’s still stealing.” “I guess, but it’s an insurance company, and everyone hates those people.” “I don’t hate them.” “Well, you’re weird,” Lula said. “Do you like the car?” “I love the car.” “There you go. And by the way, you might want to put a dab of concealer on your nose.” Kranski’s Bar was on the corner of Mayberry Street and Ash. This was a neighborhood very similar to the Burg, but the houses were a little larger, the cars were newer, the kitchen appliances were probably stainless. I parked in the small lot beside the tavern, and Lula and I sashayed into the dim interior. Bertie was working behind the bar that stretched across the back of the room. A bunch of high-top tables were scattered around the front of the room. Two women sat at one of the tables, eating nachos and drinking martinis. At one end of the bar four men were drinking beer and watching the overhead television. I spotted Kenny Morris at the other end. He was alone, nursing what looked like whiskey. Bertie caught my eye, tilted his head toward Kenny, and I nodded back. “I guess that’s the guy you’re looking for,” Lula said. “You want to tag-team him?” “No. I just want to talk to him. I’ll go it alone.” Lula hoisted herself onto a barstool by the four men, and I approached Kenny. “Anyone sitting here?” I asked him. “No,” he said. “No one ever sits there.” “Why not?” “The television is at the other end.” “But you’re here.” “Yeah, I’m not into the team television thing.” He looked a lot like his yearbook photograph. His hair was a little longer. He was slim. Medium height. Pleasant looking. Wearing jeans and a blue dress shirt with the top button open and the sleeves rolled. He was staring at my nose with an intensity usually displayed by dermatologists during a skin cancer exam. I couldn’t blame him. I’d smeared some makeup on it, but even in the dark bar it was emitting a red glow. “It’s a condition,” I said. “It comes and goes. It’s not contagious or anything. Do you come in here often?” “Couple times a week.

In 1898 the clouds of war between Spain and the United States accumulated over Cuba. President McKinley decided to deploy the battleship USS Maine to Havana, to insure the safety of Americans. As a backup, other ships were deployed to Key West and many other hot spots around the world involving Spain. Most Americans allied themselves with the Cuban people, and identified their movement with our American Revolutionary War. The arrival of the battleship Maine in Havana harbor with only 18 hours of advanced warning was contrary to diplomatic convention. At 9:40 p.m. on February 15, 1898, a massive explosion sank the ship while she was at anchor and took the lives of 268 sailors. Although the cause of the explosion was never proven to be sabotage, and was most likely caused by a smoldering fire in one of the ship’s coal bunkers, “Remember the Maine, To Hell with Spain!” became an American battle cry. What was termed “yellow journalism” had fired up the American public so much, that on April 11, 1898, President McKinley asked Congress for authority to send troops to Cuba to support the Cuban people in their revolt against Spain. The situation spun out of control when Spain declared war on the United States on April 23, 1898, and in turn, Washington declared war on Spain two days later.

Nick continued. “Vandals,” he said, shaking his head as if dismayed, “they’re everywhere. Now, if you were insured, it’d be up to Castano and Co. to punish the miscreants and make sure it didn’t happen again. However,” Nick twisted Goldman’s ear even harder, “since you just let your insurance lapse, we just have to stand back and observe.

As with most bad behaviors, drunk driving could probably be wiped out entirely if a strong-enough incentive were instituted—random roadblocks, for instance, where drunk drivers are executed on the spot—but our society probably doesn’t have the appetite for that.

The average deaf person has the peripheral vision of a fish-eye lens, almost 180 degrees, and spots the tiniest movement within this range long before the average hearing person can do so. In practical terms this superior visual acuity has led some automobile insurance companies in recent years to give sizable rate discounts to deaf drivers.

critics would complain if he spent billions on vaccines and nothing on therapeutics. However, any licensed, repurposed antiviral that was effective against COVID for prevention or early treatment (like IVM or HCQ) could kill his entire vaccine program because FDA wouldn’t be able to grant his jabs Emergency Use Authorization. Remdesivir, however, was an IV remedy, appropriate only for use on hospitalized patients in the late stages of illness. It would therefore not compete with vaccines, allowing Dr. Fauci to support it without compromising his core business. Furthermore, while HCQ and IVM were off-patent and available generically, remdesivir was in the sweet spot of still being on patent. The potential profit upside was impressive. Remdesivir cost Gilead $10 per dose to manufacture.18,19 But by granting Gilead an EUA, regulators could force private insurers, Medicare, and Medicaid to fork over around $3,120.00 per treatment—hundreds of times the cost of the drug.20,21 Gilead predicted remdesivir would bring in $3.5 billion in 2020 alone.

Life’s too short to wallow in the weeds! There are thousands of stocks to choose from. Some investors do build a career around digging into the minutiae in the footnotes. For banking and insurance analysts, it’s mandatory. But as a portfolio manager who didn’t own Enron stock, I didn’t need it. Disclosure is a wonderful thing, but I’ve never had good luck with complex corporate structures that require massive information statements. Not infrequently, companies with complex corporate structures or opaque disclosures are trying to hide something.

Mama was a great judge of everything but distance. The bad news was that her insurance was through the roof and people dove for cover when they spotted her coming. The good news was that she always had a new car to sport around, even if it did have a few dings here and there.

It’s getting-up time,” Alessandro declares. “Today is the day.” “What day?” “The release date.” “What are we talking about?” “Daa-add. The new XBOX game. Hunting Old Sammie.” Armand opens his eyes. He looks at his son looking at him. The boy’s eyes are only inches away. “You’re kidding.” “It’s the newest best game. You hunt down terrorists and kill them.” Lifting his voice, “‘Deploy teams of Black Berets into the ancient mountains of Tora Bora. Track implacable terrorists to their cavernous lairs. Rain withering fire down on the homicidal masterminds who planned the horror of September eleven, two-thousand-and-one.’” The kid’s memory is canny. Armand lifts Alex off his chest and sits up. “Who invented it?” “I’m telling you, dad. It’s an XBOX game.” “We can get it today?” “No,” Leah says. “Absolutely not. The last thing he needs is another violent video game.” “Mahhuum!” “How bad can it be?” says Armand. “How would you know? A minute ago you hadn’t heard of it.” “And you had?” “I saw a promo. Helicopter gunships with giant machine guns. Soldiers with flamethrowers, turning bearded men into candles.” “Sounds great.” “Armand, really. How old are you?” “I don’t see what my age has to do with it.” “Dad, it’s totally cool. ‘Uncover mountain strongholds with thermal imaging technology. Call in air-strikes by F-16s. Destroy terrorist cells with laser weaponry. Wage pitched battles against mujahideen. Capture bin Laden alive or kill him on the spot. March down Fifth Avenue with jihadists’ heads on pikes. Make the world safe for democracy.’” Safe for Dick Cheney’s profits, Armand thinks, knowing all about it from his former life, but says nothing. It’s pretty much impossible to explain the complexity of how things work within the greater systemic dysfunction. Instead, he asks the one question that matters. “How much does it cost?” Alessandro’s mouth minces sideways. He holds up fingers, then realizes he needs more than two hands. Armand can see the kid doesn’t want to say. “C’mon. ’Fess up.” Alex sighs. “A one with two zeros.” “One hundred dollars.” Alex’s eyes slide away. Rapid nods, face averted. “Yeah.” “For a video game, Alex.” “Yhep.” “No way.” “Daa-add! It’s the greatest game ever!” The boy is beginning to whine. “Don’t whine,” Armand tells him. “On TV it’s awesome. The army guys are flaming a cave and when the terror guys try to escape, they shoot them.” “Neat.” “Their turbans are on fire.” “Even better.” “Armand,” Leah says. “Dad,” says Alessandro. He will not admit it but Armand is hooked. It would be deeply satisfying in the second-most intimate way imaginable to kill al Qaida terrorists holed up along the Afghanistan-Pakistan border—something the actual U.S. military cannot or will not completely do. But a hundred bucks. It isn’t really the money, although living on interest income Armand has become more frugal. He can boost the C-note but what message would it send? Hunting virtual terrorists in cyberspace is all well and good. But plunking down $100 for a toy seems irresponsible and possibly wrong in a country where tens of thousands are homeless and millions have no health insurance and children continue, incredibly, to go hungry. Fifty million Americans live in poverty and he’s looking to play games.

The children’s unit is at a big private hospital called St. John’s, which Mum and Dad got the insurance for through Dad’s job. (The first question they ask when you arrive is not “How do you feel?” It’s “Do you have insurance?”) I lived here for six weeks, after Mum and Dad worked out that there was something really wrong with me. The trouble is, depression doesn’t come with handy symptoms like spots and a temperature, so you don’t realize at first. You keep saying “I’m fine” to people when you’re not fine. You think you should be fine. You keep saying to yourself: “Why aren’t I fine?

What spot on earth," He said, "what region of the carth, Achates, Is not full of the story of our sorrow? Look, here is Priam. Even so far away Great valor has due honor; they weep here For how the world goes, and our life that passes Touches their hearts. Throw off your fear. This fame Insures some kind of refuge."" Line 624

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