Indexed Annuities Quotes

By the time Aubrey returned to the newsroom, her index finger was puffy and still splinter-filled. Instead of the hour she promised Malcolm, she’d been gone two, having left the house on Harper Street on a hunt for Alana Powell. Aubrey located the realtor at her home inspection on Halifax Drive. There she turned over the annuity, along with an unremarkable explanation about its discovery. Coming down the newsroom’s main corridor, Aubrey saw Malcolm in his office; he looked busy, not particularly engaged in looking for her. Levi was nowhere in sight. Good. Maybe he’d talked his way out of deputizing her as his sidekick on the Missy Flannigan case. Aubrey shuddered at the prospect and headed for her cubicle.

Are there any exceptions to the rule? Only two that experts tell me are worth considering in so far as one needs the tax efficiency. Vanguard and TIAA-CREF both offer extremely low-cost variable annuities with a list of low-cost index funds to choose from. They do not charge commissions, so there are no surrender charges if you want to cash in.

Both the ARIA protection and the fixed indexed annuity are equally great solutions! But they are apples and oranges.

Government inflation-protected securities (in the United States, these are Treasury Inflation-Protected Securities, or TIPS) A low-cost total U.S. domestic equity (stock) index fund, either a mutual fund or an exchange-traded fund (ETF—i.e., a sort of mutual fund that can be traded like stocks on an exchange) A low-cost total international equity index fund, either a mutual fund or an ETF Single-premium income annuities Low-cost term life insurance