Index Options Quotes

Ron Paul is crazy,” the guardians of respectable opinion assured us. What they really meant was that Ron Paul defied traditional political categories and advanced positions outside the Clinton-to-Romney continuum. People whose minds have been formed in ideological prison camps for 12 years have learned to confine themselves within an approved range of possibilities. Tax me 35 percent or tax me 40 percent, but don’t raise the possibility that taxation itself may be a moral issue rather than just a matter of numbers. Either bomb or starve that poor country, but don’t tell me there might be a third option. The Fed should loosen or the Fed should tighten, but don’t tell me our money supply doesn’t need to be supervised by a central planner. As always, confine yourself to the three square inches of intellectual terrain the New York Times has graciously allotted to you.

the split-strike conversion strategy. Option traders often referred to it as a “collar” or “bull spread.” Basically, it involved buying a basket of stocks, in Madoff’s case 30 to 35 blue-chip stocks that correlated very closely to the Standard & Poor’s (S&P) 100-stock index, and then protecting the stocks with put options. By bracketing an investment with puts and calls, you limit your potential profit if the market rises sharply; but in return you’ve protected yourself against devastating losses should the market drop. The calls created a ceiling on his gains when the market went up; the puts provided a floor to cut his losses when the market went down.

The conceptual vocabulary derived from the classical form of the [multi-armed bandit] problem—the tension between explore/exploit, the importance of the interval, the high value of the 0-0 option [Gittins Index], the minimization of regret—gives us a new way of making sense not only of specific problems that come before us, but of the entire arc of human life. 54

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and loss plotted against different expiry prices for the Nifty index for this trade.

Active investors have a number of options available to them. First, they can decide to make their portfolio more aggressive or more defensive than the index, either on a permanent basis or in an attempt at market timing. If investors choose aggressiveness, for example, they can increase their portfolios’ market sensitivity by overweighting those stocks in the index that typically fluctuate more than the rest, or by utilizing leverage. Doing these things will increase the “systematic” riskiness of a portfolio, its beta. (However, theory says that while this may increase a portfolio’s return, the return differential will be fully explained by the increase in systematic risk borne. Thus doing these things won’t improve the portfolio’s risk-adjusted return.)

Active investors have a number of options available to them. First, they can decide to make their portfolio more aggressive or more defensive than the index, either on a permanent basis or in an attempt at market timing. If investors choose aggressiveness, for example, they can increase their portfolios’ market sensitivity by overweighting those stocks in the index that typically fluctuate more than the rest, or by utilizing leverage. Doing these things will increase the “systematic” riskiness of a portfolio, its beta. (However, theory says that while this may increase a portfolio’s return, the return differential will be fully explained by the increase in systematic risk borne. Thus doing these things won’t improve the portfolio’s risk-adjusted return.) Second, investors can decide to deviate from the index in order to exploit their stock-picking ability—buying more of some stocks in the index, underweighting or excluding others, and adding some stocks that aren’t part of the index. In doing so they will alter the exposure of their portfolios to specific events that occur at individual companies, and thus to price movements that affect only certain stocks, not the whole index. As the composition of their portfolios diverges from the index for “nonsystematic” (we might say “idiosyncratic”) reasons, their return will deviate as well. In the long run, however, unless the investors have superior insight, these deviations will cancel out, and their risk-adjusted performance will converge with that of the index.

such as the Cold Blood Index described on the Financial Hacker blog.

Dad went back to the front, taking Jovie with him, and Kye cornered me. Backing me up until my ass bumped into one of the workshop tables. “You have no sense of personal space, do you?” Not that I minded. Especially when he trapped me there, planting soft kisses against my throat and shoulder. “We could try for a workshop-table-baby.” His laughter rumbled in his chest, making my toes curl. “How about it?” It took an extreme amount of willpower to not let his kisses distract me. “First, we’re not trying for any kind of baby while Dad’s here.” He grunted, twisting the ends of my hair around his fingers. “We could come back after hours.” My brows hiked into my hairline. “Why would we come all the way back into town when we have a perfectly comfortable bed. And kitchen. And living room. And the armchair that we still have yet to christen.” We shared a wicked smirk before I gave him a quick, chaste kiss and whispered, “I don’t want a chisel poking my ass while you fuck me. Not sexy.” “Armchair baby it is,” he sighed, like he was accepting the next best option. “Should I at least buy you a drink first? Soften you up a bit?” “Hmmm,” I hummed, reaching up to tap his chin with my index finger. “Well, if you insist. How about hot cocoa?” He shook his head, laughter dancing in his eyes, and I had to keep myself from getting swept away by his gaze. “I know just the place.” Kye donned his coat and slid his hand into mine. We made our way to The Bowl, ordered our drinks, and met at the windows where, almost exactly one year ago, I’d dabbed whipped cream off his nose. I reached up now to do the same after he took his first sip, because he still didn’t have the skills to drink The Bowl’s monstrosity properly. “I’m starting to think you do it on purpose,” I accused, balling up the napkin. I’d never openly admit it was one of my favorite things. “Holly?” “Yes?” “Shut up and forking kiss me.” And I did. I forking kissed the big, Krampus-looking, kindhearted, funny, foul-mouthed, available all-months-of-the-year alien. It just happened to be another one of my favorite things.

If you choose to invest in TDFs, I encourage you to “look under the hood” first. (Always a good idea!) Compare the costs of TDFs, and pay attention to their underlying structures. Many TDFs hold actively managed funds as components, whereas others use low-cost index funds. Make sure you know precisely what is in your TDF portfolio and how much you’re paying for it. The major actively managed TDFs have annual expense ratios that average 0.70 percent; index fund TDFs carry average expense ratios of 0.13 percent. It will not surprise you to know that I believe that low-cost, index-based target-date funds are likely to be your best option.

and even Saturn can not impress the S & P500 index.

Table of Contents CopyRight Introduction Recommend other books Title Index Content Ending Option A Ending Option B Subscribe Conclustion Check Out My Other Books

It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is the most adaptable to change.” —Charles Darwin

Put 2 1/2 cups filtered water in the blender. Optionally, add: ½ tsp. stevia (herbal sweetener) or cup raw, organic agave nectar (low glycemic index) ¼ whole lemon, including peel (anti-skin cancer, high in flavonoids) 2-3 Tbsp. fresh, refrigerated flax oil (omega-3 rich oil) Gradually add until, briefly pureed, the mixture comes up to the 5-cup line(or less if you're "converting"): ¾  to 1 lb. raw, washed greens, added up to 5 1/2 cup line: spinach, chard, kale, collards are your mainstays

In these uncertain days, bond funds are an especially important option for investors. Unlike stock funds, they have high predictability in at least these five ways: (1) The current yields (on longer-term issues) are an excellent—if imperfect—predictor of future returns. (2) The range of gross returns earned by bond managers clusters in an inevitably narrow range that is established by the current level of interest rates in each sector of the market. (3) The choices are wide. As the maturity date lengthens, volatility of principal increases, but volatility of income declines. (4) Whether taxable or municipal, bond fund returns are highly correlated with one another. Municipal bond funds are fine choices for investors in high tax brackets, and inflation-protected bond funds are a sound option for those who believe that much higher living costs will result from the huge federal government deficits of this era. (5) The greatest constant of all is that—given equivalent portfolio quality and maturity—lower costs mean higher returns. (Don’t forget that index bond funds—or their equivalent—carry the lowest costs of all.)

If an INTP is pushed into doing something he will automatically resist... The best way to get an INTP to do something is to suggest the idea as an option and let him sleep on it. Ultimately, the INTP must always believe that it is his decision. Once he is satisfied that the decision was independently reached, then he is content.

refer to Jared Woodard’s e-book Iron Condor Spread Strategies.

David Snavely’s Guide to Fixed-Index Annuities: Secure Growth for Your Retirement.....Planning for retirement requires smart financial decisions to ensure long-term stability and growth. While traditional savings and investment options have their place, many individuals seek a solution that offers both security and market-linked growth potential. According to David Snavely, a trusted financial expert, Fixed-Index Annuities (FIAs) provide a unique balance between protection and opportunity, making them an attractive option for retirees and pre-retirees. What Are Fixed-Index Annuities? A Fixed-Index Annuity (FIA) is a retirement savings product offered by insurance companies. Unlike traditional stock market investments, FIAs offer: ✔ Principal protection, ensuring you never lose your initial investment due to market downturns. ✔ Market-linked growth potential, allowing you to earn returns based on a stock market index. ✔ Tax-deferred earnings, meaning you don’t pay taxes until you start withdrawing. ✔ Lifetime income options, providing a steady income stream for retirement. According to David Snavely, FIAs are not direct stock investments. Instead, your money is linked to an index like the S&P 500, allowing you to benefit from market gains without the risk of direct losses. Why Fixed-Index Annuities Are Popular for Retirement 1. Risk-Free Market Participation Unlike stocks and mutual funds, FIAs ensure you don’t lose money if the market crashes. Even if the market declines, your principal remains safe, making them an excellent option for those who prefer stability over high risk. 2. Predictable Retirement Income FIAs offer customized payout options, including: Lump-sum withdrawals Guaranteed lifetime income Structured payouts for financial security David Snavely recommends FIAs for individuals who want a steady income stream without worrying about market volatility. 3. Tax-Deferred Growth Because FIAs grow tax-deferred, you don’t pay taxes on earnings until you withdraw them. This allows your money to grow faster than taxable accounts, helping you build greater wealth over time. 4. Inflation Protection & Legacy Benefits Some FIAs include inflation-adjusted payouts and death benefits, ensuring your money retains its value and passes on to beneficiaries without going through probate. Who Should Consider a Fixed-Index Annuity? David Snavely suggests FIAs for: ✔ Conservative investors who want market exposure with safety measures. ✔ Retirees looking for stable, predictable income. ✔ Individuals seeking additional tax-deferred growth options. ✔ People who want to leave a financial legacy without complications. Final Thoughts from David Snavely A Fixed-Index Annuity offers the perfect blend of growth, security, and retirement income, making it a valuable tool for many investors. However, selecting the right FIA requires careful planning and expert advice. According to David Snavely, before choosing an FIA, it’s important to assess your financial goals, risk tolerance, and long-term needs. Consulting a financial professional can help you maximize your retirement strategy and ensure financial confidence for years to come.

As David Snavely explains, FIAs are designed for individuals who want steady growth with no risk of losing their investment. Why Fixed-Index Annuities Are Gaining Popularity More people are turning to FIAs for their retirement strategy because they offer: 1. Protection From Market Volatility Unlike traditional stocks and mutual funds, FIAs safeguard your savings. Even in an economic downturn, you won’t lose your principal investment. 2. Predictable Income for Retirement One of the biggest fears retirees face is running out of money. FIAs provide an option for guaranteed lifetime income, ensuring you never outlive your savings.

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What does this mean in practical terms? Let’s keep things simple, ignore private equity and commercial real estate, and focus just on the broad stock and bond market. You might buy three funds: an index fund offering exposure to the entire U.S. stock market, an index fund that will give you exposure to both developed foreign stock markets and emerging stock markets, and an index fund that owns the broad U.S. bond market. Suppose we were aiming to build a classic balanced portfolio, with 60 percent in stocks and 40 percent in bonds. Here are some possible investment mixes using index funds offered by major financial firms:     40 percent Fidelity Spartan Total Market Index Fund, 20 percent Fidelity Spartan Global ex U.S. Index Fund and 40 percent Fidelity Spartan U.S. Bond Index Fund. You can purchase these mutual funds directly from Fidelity Investments (Fidelity.com).     40 percent Vanguard Total Stock Market Index Fund, 20 percent Vanguard FTSE All-World ex-US Index Fund and 40 percent Vanguard Total Bond Market Index Fund. You can buy these mutual funds directly from Vanguard Group (Vanguard.com).     40 percent Vanguard Total Stock Market ETF, 20 percent Vanguard FTSE All-World ex-US ETF and 40 percent Vanguard Total Bond Market ETF. You can purchase these ETFs, or exchange-traded funds, through a discount or full-service brokerage firm. You can learn more about each of the funds at Vanguard.com.     40 percent iShares Core S&P Total U.S. Stock Market ETF, 20 percent iShares Core MSCI Total International Stock ETF and 40 percent iShares Core U.S. Aggregate Bond ETF. You can buy these ETFs through a brokerage account and find fund details at iShares.com.     40 percent SPDR Russell 3000 ETF, 20 percent SPDR MSCI ACWI ex-US ETF and 40 percent SPDR Barclays Aggregate Bond ETF. You can invest in these ETFs through a brokerage account and learn more at SPDRs.com.     40 percent Schwab Total Stock Market Index Fund, 20 percent Schwab International Index Fund and 40 percent Schwab Total Bond Market Fund. You can buy these mutual funds directly from Charles Schwab (Schwab.com). The good news: Schwab’s funds have a minimum initial investment of just $100. The bad news: Unlike the other foreign stock funds listed here, Schwab’s international index fund focuses solely on developed foreign markets. Those who want exposure to emerging markets might take a fifth of the money allocated to the international fund—equal to 4 percent of the entire portfolio—and invest it in an emerging markets stock index fund. One option: Schwab has an ETF that focuses on emerging markets.

Easy Ways To Make Your Favorite Foods Healthier So you have decided that it is time to eat healthy. The only thing you know is that it's hard to change something that you have been doing all your life. The tips that you will find in this article will help you lead a nutritious life and to keep with it. To avoid eating too much food at mealtime when dieting, use smaller plates, bowls and cups. It is instinct to fill up your plate so if you use smaller dishes, you will eat less food. Your mind will also let your stomach know you are full since you see a full plate when eating. A great nutritional tip is to subscribe to a magazine devoted to nutrition. There are plenty of publications out there that offer interesting recipes, as well as, the latest information regarding health and nutrition. Having a nutrition magazine like this, can make cooking at home, a lot more exciting. To stay away from sodas and other sugary drinks, you need to find an alternative. It is natural to have cravings for something sweet: why not try fruit juice? Or better yet, mix fruit juice and water. Buy some oranges and squeeze them yourself. You can do the same with a lot of fruits, and combine different kind of juices for flavor. Try buying your fruits and vegetables at a farmer's market near you. Not only do locally-grown foods have a minimal impact on the environment, but they are also better for you, since small farms generally use less harmful chemicals. It's fun to walk around and sample all the delicious fruits and vegetables. Converse with the farmers to ensure you know exactly where and how the food was produced. A good nutrition tip is to stay away from muffins and bagels when you're eating breakfast. Muffins and bagels tend to be high in sugar, and their glycemic index is pretty high. This means that they'll more than likely be stored as fat. Try eating oatmeal instead. Salad is one of the best things that you can put into your body, and can limit the amount of fat that you consume. Instead of eating a hearty meal that is filled with calories and carbohydrates, eat a salad. This will go a long way in your quest for the perfect body. If you are a big coffee drinker, try switching to decaf coffee. Decaf coffee is low in calories and can help you with your coffee cravings. If you need to add items to your coffee, such as sugar or milk, be sure to use the healthiest options available: for example, skim milk or sugar substitute. Liven up your homemade omelet, by including fresh or frozen vegetables. Omelets have an irresistible attraction when they contain fresh or frozen vegetables. Vegetables add interest, as well as, texture, color, flavor and vital nutrients. Just slice some up, saute and then add them to the omelet just before you flip and close it up. As you can see with these tips, switching over to a nutritious lifestyle is not as hard as it first seems. With the simple ideas presented in this article, you will be able to live a healthy and nutritious life. So no matter what kinds of foods you were eating before, if you follow these tips, you will succeed.

As I travel around the financial services industry today, the most interesting trend I see is the one toward relationship consolidation. Now that Glass-Steagall has been repealed, and all financial services providers can provide just about all financial services, there's a tendency - particularly as people get older - to want to tie everything up... to develop a plan, which implies having a planner. A planner, not a whole bunch of 'em... You've got basically two options. One is that you can sit here and wait for a major investment firm, which handles your client's investment portfolio while you handle the insurance, to bring their developing financial and estate planning capabilities to your client's door. And to take over the whole relationship. In this case, you have chosen to be the Consolidatee. A better option is for you to be the Consolidator. That is, you go out and consolidate the clients' financial lives pursuant to a really great plan - the kind you pride yourselves on. And of course that would involve your taking over management of the investment portfolio. Let's start with the classic Ibbotson data [Stocks, Bonds, Bills and Inflation Yearbook, Ibbotson Associates]. In the only terms that matter to the long-term investor - the real rate of return - he [the stockholder] got paid more like three times what the bondholder did. Why would an efficient market, over more than three quarters of a centry, pay the holders of one asset class anything like three times what it paid the holders of the other major asset class? Most people would say: risk. Is it really risk that's driving the premium returns, or is it volatility? It's volatility.... I invite you to look carefully at these dirty dozen disasters: the twelve bear markets of roughly 20% or more in the S&P 500 since the end of WWII. For the record, the average decline took about thirteen months from peak to trough, and carried the index down just about 30%. And since there've been twelve of these "disasters" in the roughly sixty years since war's end, we can fairly say that, on average, the stock market in this country has gone down about 30% about one year in five.... So while the market was going up nearly forty times - not counting dividends, remember - what do we feel was the major risk to the long-term investor? Panic. 'The secret to making money in stocks is not getting scared out of them' Peter Lynch.

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