I'm Not Funded Quotes

Let me just tell you this, Watanabe," said Midori, pressing her cheek against my neck. "I'm a real, live girl, with real, live blood gushing through my veins. You're holding me in your arms and I'm telling you that I love you. I'm ready to do anything you tell me to do. I may be a little bit mad, but I'm a good girl, and honest, and I work hard, I'm kind of cute, I have nice boobs, I'm a good cook, and my father left me a trust fund. I mean, I'm a real bargain, don't you think? If you don't take me, I'll end up going somewhere else.

We’ll have to figure out a way to spend our money,” said Kaz. “What money?” said Jesper. “It all got poured into the Shu coffers. Like they needed it.” “Did it?” Nina’s eyes narrowed and Jesper saw a bit of her spirit return. “Stop playing around, Brekker, or I’ll send my unholy army of the dead after you.” Kaz shrugged. “I felt the Shu could manage with forty million.” “The thirty million Van Eck owed us—” murmured Jesper. “Four million kruge each. I’m giving Per Haskell’s share to Rotty and Specht. It will be laundered through one of the Dregs’ businesses before it passes back through the Gemensbank, but the funds should be in separate accounts for you by the end of the month.” He paused. “Matthias’ share will go to Nina. I know money doesn’t matter to—” “It matters,” said Nina. “I’ll find a way to make it matter. What will you do with your shares?” “Find a ship,” said Inej. “Put together a crew.” “Help run an empire,” said Jesper. “Try not to run it into the ground,” said Wylan. “And you, Kaz?” Nina asked. “Build something new,” he said with a shrug. “Watch it burn.

I'm sick of the ignorance that lack of funding has generated, of the fathers who apporach me at dinner parties with their four-year-old girls clasped to their pant legs and say, "Yeah, but studies say kids can buy drugs more easily than they can buy alcohol." To which I always respond, "I guess that means you keep heroin in your liquor cabinet?

That's it for me. I'm fucked. As per usual. Always the bridesmaid, never the bride. Although come to think of it I was never even the freaking bridesmaid. Look, show your cock. It's the shortest line between two points. The world ain't giving away nice lives. You got a trust fund? You a genius? Show your cock. It's what you got.

I'm grateful to my readers. Readers who buy and support authors, especially career authors, are the patrons who fund art, genius, innovation, and creativity. Out of all the books published, there will emerge the next Plato, Socrates, Einstein, Da Vinci, Shakespeare, Benjamin Franklin, Edison, Churchill, Tolstoy, and Tolkien. My readers help with my creative process because they help create the positive and supportive environment that allows me to keep writing the books and series my readers love. Thank You!" - Kailin Gow, Strong.

I try to be a good investment to God. All the good things he’s given me, I aim to multiply and return to him and his purposes a maximum ROI. I’m just a tree in his fruit garden aiming to produce good fruit.

I can't believe you'd rather hold handle bars than a girl." He angled his head thoughtfully."I hadn't considered that." "Maybe you should." He hopped over,gingerly swinging his bad leg over to the other side and settled down behind me on the seat. "You got rules on how I can hold you?" "Nothing distracting while I'm driving," I tossed over my shoulder, meeting his gaze."We don't need another accident." "And when you're not driving?" "The Kate-have-a-good-time fund is getting low.Maybe you should think about making a deposit.

I'm a five-hundred-year-old born vampire with an ever-expanding wardrobe, a serious cosmetics addiction, and enough outstanding Visa charges to fund a small third-world country.

I leave her to chemically combust and find Wren in the student council office, filling out extremely interesting paperwork. He’s buried behind piles of the stuff. I can barely see tufts of his blonde hair poking out. I reach into the paperwork pile and shove the two halves aside. Hundreds of them fall off the desk and to the floor. Papers drift through the air like snowflakes. Fat, boring-ass snowflakes. Wren looks up, face slack with shock. “Whatcha doing?” I ask. “Dividing up funding for the other clubs,” He whispers, clearly distraught. A paper plops onto his head and slides off dejectedly. I’m respectful for three seconds. “So anyway, I had this nightmare in which Jack was sexy and Kayla died.

Everett-- "The amount of money I'm currently paying you to nanny the children should hold any and all annoyance you may think you feel for me at bay." Millie-- "Even if you paid me twice what you are, I'd still get annoyed with you on a frequent basis." Everett-- "I'm not paying you additional funds to keep your annoyance in check.

I'm trying to figure out how much I need to deposit into the Kate-have-a-good-time fund," he said. "It's pretty empty.You might have to make a substanial deposit." I couldn't believe how breathless I sounded,like I'd been running beside a snowmobile instead of riding on it. His grin grew."I'm still strapped for cash." "You're torturing me,you know thst? Did you take lessons from Sam?" "I'm torturing you?Geez,you've been torturing me since the day we got here.

He's made me believe I'm worth love of the liquid kind, you know, the kind that seeps to all my damaged parts.

If life is a movie most people would consider themselves the star of their own feature. Guys might imagine they're living some action adventure epic. Chicks maybe are in a rose-colored fantasy romance. And homosexuals are living la vida loca in a fabulous musical. Still others may take the indie approach and think of themselves as an anti-hero in a coming of age flick. Or a retro badass in an exploitation B movie. Or the cable man in a very steamy adult picture. Some people's lives are experimental student art films that don't make any sense. Some are screwball comedies. Others resemble a documentary, all serious and educational. A few lives achieve blockbuster status and are hailed as a tribute to the human spirit. Some gain a small following and enjoy cult status. And some never got off the ground due to insufficient funding. I don't know what my life is but I do know that I'm constantly squabbling with the director over creative control, throwing prima donna tantrums and pouting in my personal trailor when things don't go my way. Much of our lives is spent on marketing. Make-up, exercise, dieting, clothes, hair, money, charm, attitude, the strut, the pose, the Blue Steel look. We're like walking billboards advertising ourselves. A sneak peek of upcoming attractions. Meanwhile our actual production is in disarray--we're over budget, doing poorly at private test screenings and focus groups, creatively stagnant, morale low. So we're endlessly tinkering, touching up, editing, rewriting, tailoring ourselves to best suit a mass audience. There's like this studio executive in our heads telling us to cut certain things out, make it "lighter," give it a happy ending, and put some explosions in there too. Kids love explosions. And the uncompromising artist within protests: "But that's not life!" Thus the inner conflict of our movie life: To be a palatable crowd-pleaser catering to the mainstream... or something true to life no matter what they say?

Clearly he’s decided that I’m after the Smith trust funds, like some skank from the Dynasty reboot.

So, you guyes are like us in other, uh, departments?” Deamon sat up, arching a brow. “Come again?” I felt my cheeks flush. “You know, like sex? I mean, you guys are all glowy and stuff. I don’t see how certain stuff would work.” Deamon’s lips curled into a half smile, and that was the only warning he gave. Moving unbelievably fast, I was on my back and he was above me in a flash. “Are you asking if I’m attracted to human girls?” he asked. Dark, wet waves of hair fell forward. Tiny droplets of water fell off the ends, splashing against my cheek. “Or are you asking if I’m attracted to you?” Using his hands, he lowered himself slowly. There wasn’t an inch of space between our bodies. Air fled my lungs at the contact of his body against mine. He was male and ripped in all the places I was soft. Being this close to him was startling, causing an array of sensations to zing through me. I shivered. Not from the cold, but from how warm and wonderful he felt. I could feel every breath he took, and when he shifted his hips, my eyes went wide and I gasped. Oh yeah, certain stuff was definitely working. Daemon rolled off me, onto his back beside me. “Next question?” he asked, voice deep and thick. I didn’t move. I stared wide-eyed at the blue-skies. “You could’ve just told me, you know?” I looked at him. “You didn’t have to show me.” “And what fund would there be in telling you?” He turned his head toward me. “Next question, Kitten?” “Why do you call me that?” “You remind me of a little fuzzy kitten, all claws and no bite.

I'm sure someone would say it's my own damn fault. That it was my responsibility to build an emergency fund. At least three months' salary, the experts say. I would love to backhand whoever came up with that number. They clearly never had a job with take-home pay that barely covers rent, food, and utilities. Because here's the thing about being poor-most people don't understand it unless they've been there themselves.

Musk says. “After I got assassinated by the PayPal coup leaders, like Caesar being stabbed in the Senate, I could have said ‘You guys, you suck.’ But I didn’t. If I’d done that, Founders Fund wouldn’t have come through in 2008 and SpaceX would be dead. I’m not into astrology or shit like that. But karma may be real.

From an early age they knew what little value the world placed in books, and so didn't waste their time with them. Whereas I, even now, persist in believing that these black marks on white paper bear the greatest significance, that if I keep writing I might be able to catch the rainbow of consciousness in a jar. The only trust fund I have is this story, and unlike a prudent Wasp, I'm dipping into principal, spending it all.

I walked down to the village with five Sceltie puppies. I came back to the Hall with four.” “And the fifth ?” “By now, I’m sure Sylvia has convinced the little bitch to let go of Mikal’s trousers. And Mrs Beale promised to send her recipe for puppy biscuits to Sylvia’s cook.” “Mrs Beale agreed to share a recipe,” Saetan said slowly. “Mrs Beale agreed that I could pay for... I’m not sure what it is except that it’s something she wanted for the kitchen but couldn’t justify as a normal household expense.” “And you agreed to fund this in exchange for a recipe ?” Daemon stared at his father for a long moment before he muttered, “She sharpened the meat cleaver before coming to talk to me.” One beat of silence. Two. Then Saetan burst out laughing.

A slight smile curved his lips. “I’m thinking about signing you up for the WWF.” “The World Wildlife Fund?” Eli scoffed. “Yeah, jailbait, the World Wildlife Fund. You can wrestle those scary panda bears to the ground.

One more thing. If you ever threaten me again, make sure you’re ready for a fight. I might be a kid, I might even be a trust fund brat, but lady, I’m not a coward. I’m a CPU Legacy with a very bored mother who likes to start shit. I promise you, you don’t wanna mess with either

I remember [my first meeting] like it was yesterday. A 24-year-old woman came to see me, sobbing. “Mr. Feinberg, my husband died in the World Trade Center. He was a fireman, and he left me with our two children, six and four. Now, I’ve applied to the Fund, and you have calculated that I’m going to get $2.8 million tax-free. I want it in 30 days.” I said, “Why do you need the money in 30 days?” She said, “Why 30 days? I have terminal cancer. I have 10 weeks to live. My husband was gonna survive me and take care of our two children. Now they’re gonna be orphans. I have got to get this money while I still have my faculties. I’ve gotta set up a trust. I’ve gotta find a guardian. We never anticipated this.” I ran down to the Treasury, we accelerated the processing of her claim, we got her the money, and eight weeks later she died. You think you’re ready for anything and you’re not.

I’m not happy about the destruction. It feels a little like death, but sometimes you need to die so you can start over again.

The only trust fund I have is this story, and unlike a prudent Wasp, I’m dipping into principal, spending it all...

Allow me to say that if you view highwaymen as legendary and romantic figures, then I’m with you. But let me make it absolutely clear that if you’re a low life thief, beating up old ladies, or you’re stealing from your parents to fund your drug addiction, or you’re some kind of serial mugger, and you’re thinking, “Yeah, Dat’s bangin' mate!! Highwaymen is ol me bledrins, innit! Yo Yo Yo, I have no beef with highwaymen! Innit?” then the difference between a despicable and reprehensible low life like yourself and a gentleman highwayman who was well-dressed, well-mannered, an excellent horseman and who used threats rather than actual violence is wider than the gap between your ears, which trust me is pretty wide. I’ll give you that as a caveat

I have been fortunate that the American people funded my forty years of education, and some of the lessons I learned might prove helpful to others. I’m old-fashioned: I don’t write about sitting Presidents.

The work I do is not exactly respectable. But I want to explain how it works without any of the negatives associated with my infamous clients. I’ll show how I manipulated the media for a good cause. A friend of mine recently used some of my advice on trading up the chain for the benefit of the charity he runs. This friend needed to raise money to cover the costs of a community art project, and chose to do it through Kickstarter, the crowdsourced fund-raising platform. With just a few days’ work, he turned an obscure cause into a popular Internet meme and raised nearly ten thousand dollars to expand the charity internationally. Following my instructions, he made a YouTube video for the Kickstarter page showing off his charity’s work. Not a video of the charity’s best work, or even its most important work, but the work that exaggerated certain elements aimed at helping the video spread. (In this case, two or three examples in exotic locations that actually had the least amount of community benefit.) Next, he wrote a short article for a small local blog in Brooklyn and embedded the video. This site was chosen because its stories were often used or picked up by the New York section of the Huffington Post. As expected, the Huffington Post did bite, and ultimately featured the story as local news in both New York City and Los Angeles. Following my advice, he sent an e-mail from a fake address with these links to a reporter at CBS in Los Angeles, who then did a television piece on it—using mostly clips from my friend’s heavily edited video. In anticipation of all of this he’d been active on a channel of the social news site Reddit (where users vote on stories and topics they like) during the weeks leading up to his campaign launch in order to build up some connections on the site. When the CBS News piece came out and the video was up, he was ready to post it all on Reddit. It made the front page almost immediately. This score on Reddit (now bolstered by other press as well) put the story on the radar of what I call the major “cool stuff” blogs—sites like BoingBoing, Laughing Squid, FFFFOUND!, and others—since they get post ideas from Reddit. From this final burst of coverage, money began pouring in, as did volunteers, recognition, and new ideas. With no advertising budget, no publicist, and no experience, his little video did nearly a half million views, and funded his project for the next two years. It went from nothing to something. This may have all been for charity, but it still raises a critical question: What exactly happened? How was it so easy for him to manipulate the media, even for a good cause? He turned one exaggerated amateur video into a news story that was written about independently by dozens of outlets in dozens of markets and did millions of media impressions. It even registered nationally. He had created and then manipulated this attention entirely by himself.

The pharmaceutical companies that fund med schools don’t want this fact realized, and therefore the information is suppressed. Many pharmaceutical companies and doctors make money by treating symptoms rather than causations. When causations are understood, cures are oftentimes a given. Cures don’t make money. Why was Aspartame released into the population despite evidence of the damage it causes while Donald Rumsfeld was CEO of Searle? Why do you think George Bush was on the board of directors for Eli Lilly9 drug manufacturing? To counteract the mass genocide he perpetuates? Why do you think politicians are so healthy and live so long? What do they know that they aren’t telling us? I’m not saying this is all a conspiracy to thin the population, but pertinent health information should be public knowledge rather than deliberately suppressed. If this information were taught in schools, unethical drug companies would loose their control on the world.

How to Survive Racism in an Organization that Claims to be Antiracist: 10. Ask why they want you. Get as much clarity as possible on what the organization has read about you, what they understand about you, what they assume are your gifts and strengths. What does the organization hope you will bring to the table? Do those answers align with your reasons for wanting to be at the table? 9. Define your terms. You and the organization may have different definitions of words like "justice", "diveristy", or "antiracism". Ask for definitions, examples, or success stories to give you a better idea of how the organization understands and embodies these words. Also ask about who is in charge and who is held accountable for these efforts. Then ask yourself if you can work within the structure. 8. Hold the organization to the highest vision they committed to for as long as you can. Be ready to move if the leaders aren't prepared to pursue their own stated vision. 7. Find your people. If you are going to push back against the system or push leadership forward, it's wise not to do so alone. Build or join an antiracist cohort within the organization. 6. Have mentors and counselors on standby. Don't just choose a really good friend or a parent when seeking advice. It's important to have on or two mentors who can give advice based on their personal knowledge of the organization and its leaders. You want someone who can help you navigate the particular politics of your organization. 5. Practice self-care. Remember that you are a whole person, not a mule to carry the racial sins of the organization. Fall in love, take your children to the park, don't miss doctors' visits, read for pleasure, dance with abandon, have lots of good sex, be gentle with yourself. 4. Find donors who will contribute to the cause. Who's willing to keep the class funded, the diversity positions going, the social justice center operating? It's important for the organization to know the members of your cohort aren't the only ones who care. Demonstrate that there are stakeholders, congregations members, and donors who want to see real change. 3. Know your rights. There are some racist things that are just mean, but others are against the law. Know the difference, and keep records of it all. 2. Speak. Of course, context matters. You must be strategic about when, how, to whom, and about which situations you decide to call out. But speak. Find your voice and use it. 1. Remember: You are a creative being who is capable of making change. But it is not your responsibility to transform an entire organization.

Facebook, Oliver. You’d know what I’m talking about if you logged in more than once. All you’ve posted is an off-centered picture of a blurry raccoon.” “I’m still getting acclimated to the camera feature.” “You also only have two friends, and they’re both fake accounts.” “They told me I had funds available in a deceased relative’s account that they would help me retrieve. It sounded promising.” A sharp laugh hits me. “You didn’t even accept my friend request.” “You weren’t offering me two-million dollars.” Another laugh that prompts my own.

Remember what I told you on the phone, that I found out the truth about the grant that was paying all my expenses?” she asked. Leta nodded. “Well, it wasn’t a grant that was paying for my education and living expenses.” She took a harsh breath. “It was Tate.” Leta scowled. “Are you sure?” “I’m very sure.” She glanced at the older woman. “I found out in the middle of Senator Matt Holden’s political fund-raiser, and I lost my temper. I poured crab bisque all over your son and there were television cameras covering the event.” She turned her wounded eyes toward the dancers. “I was devastated when I found out I’m nothing more than a charity case to him.” “That isn’t true,” Leta said gently, but a little remotely. “You know Tate’s very fond of you.” “Yes. Very fond, the way a guardian is fond of a ward. He owned me.

Anyway, Smith told me to sign some papers for the three ideas I was giving to the government to patent. Now, it’s some dopey legal thing, but when you give the patent to the government, the document you sign is not a legal document unless there’s some exchange, so the paper I signed said, “For the sum of one dollar, I, Richard P. Feynman, give this idea to the government…” I sign the paper. “Where’s my dollar?” “That’s just a formality,” he says. “We haven’t got any funds set up to give a dollar.” “You’ve got it all set up that I’m signing for the dollar,” I say. “I want my dollar!” “This is silly,” Smith protests. “No, it’s not,” I say. “It’s a legal document. You made me sign it, and I’m an honest man. If I sign something that says I got a dollar, I’ve gotta get a dollar. There’s no fooling around about it.” “All right, all right!” he says, exasperated. “I’ll give you a dollar, from my pocket!” “OK.” I take the dollar, and I realize what I’m going to do. I go down to the grocery store, and I buy a dollar’s worth—which was pretty good, then—of cookies and goodies, those chocolate goodies with marshmallow inside, a whole lot of stuff. I come back to the theoretical laboratory, and I give them out: “I got a prize, everybody! Have a cookie! I got a prize! A dollar for my patent! I got a dollar for my patent!” Everybody who had one of those patents—a lot of people had been sending them in—everybody comes down to Captain Smith: they want their dollar!

He isn’t bothered that his lawyer got paid. “He’s the reason I’m on disability,” Woo told me. But I can’t get over the fact that each year, over a billion dollars of Social Security funds are spent not on getting people disability but on getting people lawyers so that they can get disability.20

Life is good to those who know how to live. I do not ever hope to accumulate great funds of worldly wealth, but I shall accumulate something far more valuable, a store of wonderful memories. When I reach the twilight of life I shall look back and say I'm glad I lived as I did, life has been good to me.

Don't fall into the habit of bringing work home, Rick. It indicates a lack of planning, and you would eventually find yourself stuck indoors every night. Teaching is like having a bank account. You can happily draw on it while it is well supplied with new funds; otherwise you're in difficulties. Every teacher should have a fund of ready information on which to draw; he should keep that fund supplied regularly by new experiences, new thoughts and discoveries, by reading and moving around among people from whom he can acquire such things." "Not much chance of social movement for me, I'm afraid." "Nonsense, Rick, you're settled in a job now, so there's no need to worry about that; but you must get out and meet more people. I'm sure you'll find lots of nice people about who are not foolishly concerned with prejudice." "That's all right, Dad; I'm quite happy to stay at home with you and Mom." "Nice to hear you say that, but we're old and getting a bit stuffy. You need the company of younger people like yourself. It's even time he had a girl, don't you think, Jess?" Mom smiled across at me. "Ah, leave him alone, Bob, there's plenty of time for that." We went on to chat about other things, but I never forgot what Dad Belmont had said, and never again did I take notebooks home for marking. I would check the work in progress by moving about the class, helping here, correcting there; and I very soon discovered that in this way errors were pin-pointed while they were still fresh in the child's mind.

Even if these researchers do see the need to address the problem immediately, though they have obligations and legitimate interests elsewhere, including being funded for other research. With luck, the ideas discussed in Good Calories, Bad Calories may be rigorously tested in the next twenty years. If confirmed, it will be another decade or so after that, at least, before our public health authorities actively change their official explanation for why we get fat, how that leads to illness, and what we have to do to avoid or reverse those fates. As I was told by a professor of nutrition at New York University after on of my lectures, the kind of change I'm advocating could take a lifetime to be accepted.

As for me, I’m not duped by his misfortunes; he doesn’t look like a man who fails to get the best of things! Somebody finds him a good place, and there he is, leading the life of a Sardanapalus with a ballet-girl, and guzzling the funds of his journal; that costs the mother another twelve thousand francs! I don’t care two straws for myself, but Philippe will bring that poor woman to beggary.

Daniel: What do you think of the idea? Sternlight: I’ll tell you man, I think it’s a fantastic idea. Fuck me if I’m consistent. I told your sister if she had all that bread to pass on for a bail fund or a free school or any good shit like that, I would retract everything I said about your parents. Not only that, I would actually change my opinion. I would think differently. OK? Daniel: OK. Sternlight: discards the poster. Sternlight: That’s the one question you shouldn’t have asked. Daniel: Maybe so. Sternlight: And I’ve been pretty easy on you, too. Susan never mentioned you. Except once. She said she had a brother who was politically undeveloped. She made it sound like undescended tesicles. Baby: Come on, Artie. Sternlight: gets up, turns on the television squats in front of it.

I'm a third son. Perpetually short of funds, I'm afraid.' 'Ha! You're as plump in the pocket as at least three earls,' Lady Danbury said ... Colin smiled blandly. 'Isn't it considered impolite to talk about money in mixed company?' Lady Danbury let out a noise that was either a wheeze or a giggle - Colin wasn't sure which - then said, 'It's always impolite to talk about money, mixed company or no

After what happened when my last—and if I’m being completely honest, my only—real relationship imploded, my focus needs to be on my career. Sex and marriage and a family and all that can fall into place after I’m a top fund manager. Sometime in the mid-nineties, perhaps. But the eighties? The eighties are all about getting ahead in the rat race. And I am determined to be at the front of the pack. Of rats.

and suddenly Mavette tells you our idea and, next thing you know, you’ve got a white boyfriend who happens to come from not one but two New York trust fund families?” “What? What are you talking about? I’m not a racist.” “Tell us the name of a white friend that you have,” Margot asked flatly. “Besides your boyfriend’s sister.” “I can’t be a racist. Minorities can’t be racist because we are the victims of racism.

Michael Arrington, the loudmouth founder and former editor in chief of TechCrunch, is famous for investing in the start-ups that his blogs would then cover. Although he no longer runs TechCrunch, he was a partner in two investment funds during his tenure and now manages his own, CrunchFund. In other words, even when he is not a direct investor he has connections or interests in dozens of companies on his beat, and his insider knowledge helps turn profits for the firm.

You’re so bright, Trav, and so intuitive about people. And you have … the gift of tenderness. And sympathy. You could be almost anything.” “Of course!” I said, springing to my feet and beginning to pace back and forth through the lounge. “Why didn’t I think of that! Here I am, wasting the golden years on this lousy barge, getting all mixed up with lame-duck women when I could be out there seeking and striving. Who am I to keep from putting my shoulder to the wheel? Why am I not thinking about an estate and how to protect it? Gad, woman, I could be writing a million dollars a year in life insurance. I should be pulling a big oar in the flagship of life. Maybe it isn’t too late yet! Find the little woman, and go for the whole bit. Kiwanis, P.T.A., fund drives, cookouts, a clean desk, and vote the straight ticket, yessiree bob. Then when I become a senior citizen, I can look back upon …” I stopped when I heard the small sound she was making. She sat with her head bowed. I went over and put my fingertips under her chin. I tilted her head up and looked down into her streaming eyes. “Please, don’t,” she whispered. “You’re beginning to bring out the worst in me, woman.” “It was none of my business.” “I will not dispute you.” “But … who did this to you?” “I’ll never know you well enough to try to tell you, Lois.” She tried to smile. “I guess it can’t be any plainer than that.” “And I’m not a tragic figure, no matter how hard you try to make me into one. I’m delighted with myself, woman.” “And you wouldn’t say it that way if you were.” “Spare me the cute insights.

At my current station in the life cycle I’m increasingly aware that this (or any) effort might be my last. I believe these songs contain something of that sense of finality and the urgency of countering it… My gratitude for your support in funding the recordings and my outsized appetite for sound knows no bounds. At certain times the urge to just give up has been quite seductive, but I’m reminded that there’s a core group of people that care about the work and receive meaning from it, and that knowledge helps to propel me forward.

The average household income in America is right around $50,000 per year, according to the Census Bureau. Joe and Suzy Average would invest $7,500 (15 percent) per year or $625 per month. If you make $50,000 per year and have no payments except the house mortgage and live on a budget, can you invest $625 per month? Follow me here. If Joe and Suzy invest $625 per month with no match into Roth IRAs from age thirty to age seventy, they will have $7,588,545 tax-FREE! That is almost $8 million. What if I’m half-wrong? What if you end up with only $4 million? What if I’m six times wrong? Sure beats the 97 out of 100 sixty-five-year-olds who can’t write a check for $600! I would submit to you that Joe and Suzy are well below average. Why? In our example they started at the average household income in America, and in forty years of work never got a raise. They saved 15 percent of income and never increased it by one dollar. There is no excuse to retire without financial dignity in the United States today. Most of you will have well over $2 million pass through your hands in your working lifetime, so do something about catching some of that money. Gayle asked me one day if it was too late for her to start saving. Gayle wasn’t twenty-seven like Joe and Suzy. She was fifty-seven years old, but with her attitude you would have thought this lady was 107. Harold Fisher had a much better outlook at age one hundred than Gayle did at age fifty-seven. Life had dealt her some blows and had knocked most of the hope out of her. A Total Money Makeover is not a magic show. You start where you are, and you do the steps. These steps work if you are twenty-seven or fifty-seven, and they don’t change. Gayle might be starting the retirement investing step at sixty that Joe and Suzy start at thirty years old. Gayle was unwise to enter her sixties without an emergency fund and with credit-card debt and a car payment. She, like all of us, couldn’t save when she has debt and no umbrella for when it rains. Would it have been better for Gayle to start when she was twenty-seven or even forty-seven? Obviously. But once she was done with the pity party, she still needed to start with Baby Step One and follow The Total Money Makeover step-by-step to put herself in the best position possible.

I’m not feeling a whole lot of gratitude from you here for all the effort I went through to bring you back your biscuit shopping list—plus bonus treats,” she pointed out. “You mean having Dizznee pull some money from your birth fund and then hitting up a shop for a couple of minutes?” Keefe asked. “Yeah, Dex told me all about how not exhausting that was last night, when he checked in to tell me how things went for you two in London, while someone was off doing something with Mr. Forkle that was clearly both frustrating and intense—as most things with Forkle tend to be.

For example, say you have a child whose peers’ parents routinely bake homemade cookies for class fund-raisers. Cookies with little icing smiley faces and a separate batch of gluten-free ones for the pussies. Well, maybe you have neither the TIME nor the ENERGY to bake homemade cookies. And maybe you do have twenty dollars but you’re worried about what the other parents will think if you contribute store-bought Oreos to the bake sale. You see where I’m going with this, right? You need to (a) stop worrying about what other people think and (b) budget your fucks accordingly. No time and no energy? Oreos it is!

Look, I’m sorry about your sunk costs, but put your mind at rest: Your cheater is not going to be different for the affair partner. Cheaters don’t have magical character transplants. They’re still the same selfish people with crappy life skills. Thinking they will be different for someone else is just another way of believing the infidelity has something to do with you. It doesn’t. It’s not about whether or not the Other Woman has bigger tits or a trust fund, or if the Other Man earns more money and has straighter teeth (chances are he’s a troll). It’s about kibbles. Who is a better source of narcissistic supply? The answer to that is usually—both of you. Cake.

FUND-RAISER: Hello, can I speak with Mr. Smith? MR. SMITH: Yes, this is he. FUND-RAISER: I’m calling from the XYZ Committee, and I wanted to ask you a few important questions about your views on our economy today. Do you feel that if things stay the way they are, America’s best days are ahead of it? MR. SMITH: No, things will only get worse. FUND-RAISER: Are you going to sit and watch President Obama take the White House in November without putting up a fight? MR. SMITH: No, I’m going to do anything I can to make sure that doesn’t happen. FUND-RAISER: If you want do something today to make sure that doesn’t happen, you can give to XYZ Committee, which is working hard to fight for you.

It was December 15, 2012, the day after twenty-year-old Adam Lanza fatally shot twenty children between six and seven years old, as well as six adult staff members, at Sandy Hook Elementary School in Newtown, Connecticut. I remember thinking, Maybe if all the mothers in the world crawled on their hands and knees toward those parents in Newtown, we could take some of the pain away. We could spread their pain across all of our hearts. I would do it. Can’t we find a way to hold some of it for them? I’ll take my share. Even if it adds sadness to all my days. My friends and I didn’t rush to start a fund that day. We didn’t storm the principal’s office at our kids’ school asking for increased security measures. We didn’t call politicians or post on Facebook. We would do all that in the days to come. But the day right after the shooting, we just sat together with nothing but the sound of occasional weeping cutting through the silence. Leaning in to our shared pain and fear comforted us. Being alone in the midst of a widely reported trauma, watching endless hours of twenty-four-hour news or reading countless articles on the Internet, is the quickest way for anxiety and fear to tiptoe into your heart and plant their roots of secondary trauma. That day after the mass killing, I chose to cry with my friends, then I headed to church to cry with strangers. I couldn’t have known then that in 2017 I would speak at a fund-raiser for the Resiliency Center of Newtown and spend time sitting with a group of parents whose children were killed at Sandy Hook. What I’ve learned through my work and what I heard that night in Newtown makes one thing clear: Not enough of us know how to sit in pain with others. Worse, our discomfort shows up in ways that can hurt people and reinforce their own isolation. I have started to believe that crying with strangers in person could save the world. Today there’s a sign that welcomes you to Newtown: WE ARE SANDY HOOK. WE CHOOSE LOVE. That day when I sat in a room with other mothers from my neighborhood and cried, I wasn’t sure what we were doing or why. Today I’m pretty sure we were choosing love in our own small way.

But you know what? I’m waving to you from the shores of forty-three and the months are peeling away. It’s looking extremely likely that I’ll still be paying off my student loans when I’m forty-four. Has this ruined my life? Has it kept me from pursuing happiness, my writing career, and ridiculously expensive cowboy boots? Has it compelled me to turn away from fantastically financially unsound expenditures on fancy dinners, travel, “organic” shampoo, and high-end preschools? Has it stopped me from adopting cats who immediately need thousands of dollars in veterinary care or funding dozens of friends’ artistic projects on Kickstarter or putting $20 bottles of wine on my credit card or getting the occasional pedicure? It has not.

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Josh would have a camera that could. My brother captured the most gorgeous wildlife photos, and I’m not just saying that because I’m his sister. Josh won awards. He got hired by big name publications and companies that flew him all over the world. His success can be gleaned simply from the large number that was left to Dom and me in his will to fund these ash-spreading excursions. But what I loved most about my brother’s photos was the way he’d send them to me. Whenever Josh took a shot he was particularly proud of, he’d commission a puzzle made out of it and mail the pieces to me in a bag. I wouldn’t know what the shot was until I pieced everything together. The walls of my condo are covered in framed finished puzzles of his work.

Bill Clinton told the story in 2015, he had to ask his girlfriend to marry him, and come to Arkansas where he was pursuing a political career, three times before she said yes. He recalled telling Hillary Rodham, “I want you to marry me, but you shouldn’t do it.” Instead, he urged her to go to Chicago or New York to begin a political career of her own. “Oh, my God,” he remembered Hillary responding at one point. “I’ll never run for office. I’m too aggressive, and nobody will ever vote for me.” She moved to Arkansas and married him, working as a lawyer, law professor, and for the Children’s Defense Fund. She didn’t put the gas on her own political career until after her husband left the White House and their daughter was in college. Today,

Daniel: What do you think of the idea? Sternlight: I’ll tell you man, I think it’s a fantastic idea. Fuck me if I’m consistent. I told your sister if she had all that bread to pass on for a bail fund or a free school or any good shit like that, I would retract everything I said about your parents. Not only that, I would actually change my opinion. I would think differently. OK? Daniel: OK. Sternlight: discards the poster. Sternlight: That’s the one question you shouldn’t have asked. Daniel: Maybe so. Sternlight: And I’ve been pretty easy on you, too. Susan never mentioned you. Except once. She said she had a brother who was politically undeveloped. She made it sound like undescended testicles. Baby: Come on, Artie. Sternlight: gets up, turns on the television squats in front of it.

Monday ushers in a particularly impressive clientele of red-eyed people properly pressed into dry-cleaned suits in neutral tones. They leave their equally well-buttoned children idling in SUVs while dashing to grab double-Americanos and foamy sweet lattes, before click-clacking hasty escapes in ass-sculpting heels and polished loafers with bowl-shaped haircuts that age every face to 40. My imagination speed evolves their unfortunate offspring from car seat-strapped oxygen-starved fast-blooming locusts, to the knuckle-drag harried downtown troglodytes they’ll inevitably become. One by one I capture their flat-formed heads between index finger and thumb for a little crush-crush-crushing, ever aware that if I’m lucky one day their charitable contributions will fund my frown-faced found art project to baffle someone’s hallway.

The man seemed not to have heard him. ‘At this life-giving time of the year, Professor Scrooge,’ said the pastor, clicking his pen, ‘it is more than usually desirable that we should make some slight contribution to babes and adults, who lie languishing in hospitals and care facilities, standing on street corners and under bridges, or living alone at home during this time. Many are in need of blood transfusions or food or pregnancy care every day in our large community; many others – especially the elderly – are in want of comfort and cheer.’ ‘Are there no abortion clinics?’ asked Scrooge. ‘Plenty of clinics,’ said the pastor, clicking the pen tip in again. ‘And Euthanasia facilities?’ demanded Scrooge. ‘Are they still in operation?’ ‘They are. Still,’ returned the gentleman, ‘I wish I could say they were not.’ ‘Welfare and Food Stamps are in full swing, then?’ said Scrooge. ‘Both very busy.’ ‘Oh! I was afraid, from what you said at first, that something had occurred to stop them in their useful course,’ said Scrooge. ‘I’m very glad to hear it.’ ‘Under the impression that they scarcely furnish Christian cheer of mind or body to the multitude,’ returned the gentleman, ‘a few churches are endeavoring to raise a fund to provide those in need with medical care and food as well as the comfort of a human presence and the message of eternal life through Jesus. We choose this time to sow into others’ lives because it is a time, of all others, when we rejoice in the life God gave to us through His Son. What shall I put down – in time, money, or blood – for you?’ ‘Nothing!’ Scrooge replied. ‘You wish to give anonymously, then?’ ‘I wish to be left alone,’ said Scrooge.

You’re as beautiful as you were the night we made our son,” she whispered, bending to kiss him tenderly. His fingers traced her dark eyebrows, her cheeks, her mouth. “I wish we could have another baby,” he said heavily. “So do I. But I’m too old,” she said sadly. She lay her cheek against his broad, damp chest and stroked the silver-tipped hair that covered it. “We’ll have to hope for grandchildren, if he ever forgives us.” He held her tightly, as if by holding her he could keep her safe. What he felt for her was ferociously protective. She misunderstood the tightening of his arms. She smiled and sighed. “We can’t, again. Cecily will think we’ve deserted her.” His hand smoothed her long hair. “She probably knows exactly what we’re doing,” he said on a chuckle. “She loves you.” “She likes you. Maybe we could adopt her.” “Better if our son marries her.” She grinned. “We can hope.” She sat up and stretched, liking the way he watched her still-firm breasts. “The last time I felt like this was thirty-six years ago,” she confided. “The same is true for me,” he replied. She searched his eyes, already facing her departure. She would have to go back to the reservation, home. He could still read her better than she knew. He drew her hand to his mouth. “It’s too late, but I want to marry you. This week. As soon as possible.” She was surprised. She didn’t know what to say. “I love you,” he said. “I never stopped. Forgive me and say yes.” She considered the enormity of what she would be agreeing to do. Be his hostess. Meet his friends. Go to fund-raising events. Wear fancy clothes. Act sophisticated. “Your life is so different from mine,” she began. “Don’t you start,” he murmured. “I’ve seen what it did to Cecily when Tate used that same argument with her about all the differences. It won’t work with me. We love each other too much to worry about trivial things. Say yes. We’ll work out all the details later.” “There will be parties, benefits…” He pulled her down into his arms and kissed her tenderly. “I don’t know much about etiquette,” she tried again. He rolled her over, pinning her gently. One long leg inserted itself between both of hers as he kissed her. “Oh, what the hell,” she murmured, and wrapped her legs around his, groaning as the joints protested. “Arthritis?” he asked. “Osteoarthritis.” “Me, too.” He shifted, groaning a little himself as he eased down. “We’ll work on new positions one day. But it’s…too late…now. Leta…!” he gasped. She didn’t have enough breath to answer him. He didn’t seem to notice that she hadn’t. Bad joints notwithstanding, they managed to do quite a few things that weren’t recommended for people their ages. And some that weren’t in the book at all.

And a house with smooth ceilings and a bathroom on the first floor. We could sock away more than a few dollars for the kids’ college funds and max out our retirement contributions. I knew I was supposed to be leaning in—these were important years in my career, and I wasn’t getting any younger. If what I’d read was to be believed, opportunities to vault myself to the next level would be few and far between. But . . . I wasn’t so sure I wanted to upgrade my wardrobe and get a haircut that said business and perfect my ability to hobnob with the ultrarich. I was equally unenthused about the possibility of working even harder, at least at this particular job at this particular juncture, and regularly being away from my husband and children. Because now I knew—really and truly knew in a way I hadn’t before—that it could all end in an instant. And if, God forbid, that happened, would I take my dying breaths feeling glad for getting a chance to fly business class?

The most groundbreaking and important work can easily be forgotten and undervalued. Just like cleaning, nursing and teaching today, some of the most important jobs that keep society functioning, are desperately underpaid. While some might argue that bankers, academics and CEOs are paid more because they contribute more to the economy, we need to remember that pay is as much about power as it is productivity. Imagine for a moment what would happen if all the hedge fund managers in the City of London decided collectively to quit their jobs. How much of an impact on our lives would this actually have? While I'm sure there is a case to be argued that the loss of these jobs would cause some damage to the economy, it is not unreasonable to ask whether the world might actually be a better place? Compare this to the alternative case where all the carers - the workers who look after children, the elderly and the sick - stopped turning up for work. The negative human impact would be undeniably immediate and devastating.

Pointsman is the only one here maintaining his calm. He appears unruffled and strong. His lab coats have even begun lately to take on a Savile Row serenity, suppressed waist, flaring vents, finer material, rather rakishly notched lapels. In this parched and fallow time, he gushes affluence. After the baying has quieted down at last, he speaks, soothing: “There’s no danger.” “No danger?” screams Aaron Throwster, and the lot of them are off again muttering and growling. “Slothrop’s knocked out Dodson-Truck and the girl in one day!” “The whole thing’s falling apart, Pointsman!” “Since Sir Stephen came back, Fitzmaurice House has dropped out of our scheme, and there’ve been embarrassing inquires down from Duncan Sandys—“ “That’s the P.M.’s son-in-law, Pointsman, not good, not good!” “We’ve already begun to run into a deficit—“ “Funding,” IF you can keep your head, “is available, and will be coming in before long… certainly before we run into any serious trouble. Sir Stephen, far from being ‘knocked out,’ is quite happily at work at Fitzmaurice House, and is At Home there should any of you wish to confirm. Miss Borgesius is still active in the program, and Mr. Duncan Sandys is having all his questions answered. But best of all, we are budgeted well into fiscal ’46 before anything like a deficit begins to rear its head.” “Your Interested Parties again?” sez Rollo Groast. “Ah, I noticed Clive Mossmoon from Imperial Chemicals closeted with you day before yesterday,” Edwin Treacle mentions now. “Clive Mossmoon and I took an organic chemistry course or two together back at Manchester. Is ICI one of our, ah, sponsors, Pointsman?” “No,” smoothly, “Mossmoon, actually, is working out of Malet Street these days. I’m afraid we were up to nothing more sinister than a bit of routine coordination over the Schwarzkommando business.” “The hell you were. I happen to know Clive’s at ICI, managing some sort of polymer research.” They stare at each other. One is lying, or bluffing, or both are, or all of the above. But whatever it is Pointsman has a slight advantage. By facing squarely the extinction of his program, he has gained a great of bit of Wisdom: that if there is a life force operating in Nature, still there is nothing so analogous in a bureaucracy. Nothing so mystical. It all comes down, as it must, to the desires of men. Oh, and women too of course, bless their empty little heads. But survival depends on having strong enough desires—on knowing the System better than the other chap, and how to use it. It’s work, that’s all it is, and there’s no room for any extrahuman anxieties—they only weaken, effeminize the will: a man either indulges them, or fights to win, und so weiter. “I do wish ICI would finance part of this,” Pointsman smiles. “Lame, lame,” mutters the younger Dr. Groast. “What’s it matter?” cries Aaron Throwster. “If the old man gets moody at the wrong time this whole show can prang.” “Brigadier Pudding will not go back on any of his commitments,” Pointsman very steady, calm, “we have made arrangements with him. The details aren’t important.” They never are, in these meetings of his.

New Rule: Democrats must get in touch with their inner asshole. I refer to the case of Van Jones, the man the Obama administration hired to find jobs for Americans in the new green industries. Seems like a smart thing to do in a recession, but Van Jones got fired because he got caught on tape saying Republicans are assholes. And they call it news! Now, I know I'm supposed to be all reinjected with yes-we-can-fever after the big health-care speech, and it was a great speech--when Black Elvis gets jiggy with his teleprompter, there is none better. But here's the thing: Muhammad Ali also had a way with words, but it helped enormously that he could also punch guys in the face. It bothers me that Obama didn't say a word in defense of Jones and basically fired him when Glenn Beck told him to. Just like dropped "end-of-life counseling" from health-care reform because Sarah Palin said it meant "death panels" on her Facebook page. Crazy morons make up things for Obama to do, and he does it. Same thing with the speech to schools this week, where the president attempted merely to tell children to work hard and wash their hands, and Cracker Nation reacted as if he was trying to hire the Black Panthers to hand out grenades in homeroom. Of course, the White House immediately capitulated. "No students will be forced to view the speech" a White House spokesperson assured a panicked nation. Isn't that like admitting that the president might be doing something unseemly? What a bunch of cowards. If the White House had any balls, they'd say, "He's giving a speech on the importance of staying in school, and if you jackasses don't show it to every damn kid, we're cutting off your federal education funding tomorrow." The Democrats just never learn: Americans don't really care which side of an issue you're on as long as you don't act like pussies When Van Jones called the Republicans assholes, he was paying them a compliment. He was talking about how they can get things done even when they're in the minority, as opposed to the Democrats , who can't seem to get anything done even when they control both houses of Congress, the presidency, and Bruce Springsteen. I love Obama's civility, his desire to work with his enemies; it's positively Christlike. In college, he was probably the guy at the dorm parties who made sure the stoners shared their pot with the jocks. But we don't need that guy now. We need an asshole. Mr. President, there are some people who are never going to like you. That's why they voted for the old guy and Carrie's mom. You're not going to win them over. Stand up for the seventy percent of Americans who aren't crazy. And speaking of that seventy percent, when are we going to actually show up in all this? Tomorrow Glenn Beck's army of zombie retirees descending on Washington. It's the Million Moron March, although they won't get a million, of course, because many will be confused and drive to Washington state--but they will make news. Because people who take to the streets always do. They're at the town hall screaming at the congressman; we're on the couch screaming at the TV. Especially in this age of Twitters and blogs and Snuggies, it's a statement to just leave the house. But leave the house we must, because this is our last best shot for a long time to get the sort of serious health-care reform that would make the United States the envy of several African nations.

Hi, I’m Vanessa Valbon—you probably know me from daytime TV, but what you might not know is that my brother is serving a life sentence for a violent crime. He has put himself on a list for voluntary cranial shelling, which will happen only if Initiative 11 is passed this November. “There’s been a lot of talk about shelling—what it is and what it isn’t, so I had to educate myself, and this is what I learned. Shelling is painless. Shelling would be a matter of choice for any violent offender. And shelling will compensate the victim’s family, and the offender’s family, by paying them full market value for every single body part not discarded in the shelling process. “I don’t want to lose my brother, but I understand his choice. So the question is, how do we want our violent offenders to pay their debts to society? Wasting into old age on tax payers’ dollars—or allowing them to redeem themselves, by providing much-needed tissues for society and much-needed funds for those impacted by their crimes? “I urge you to vote yes on Initiative 11 and turn a life sentence . . . into a gift of life.” —Sponsored by Victims for the Betterment of Humanity.

I don't mean to smear our people, but honestly, sometimes I thought the Jews were the worst. Not all, but you know the ones I'm talking about - they weren't like the kids in Oxford Circle, that’s for sure. You sent me off totally fucking unprepared, brother. Not a word of warning. Their doctor and dentist parents worked their way through school, but now they want their babies to go in style. They send them stereos and cars and blank checks. And those were the hippies! Running around in their flowing clothes, their noses surgically tilted in the air! Talking about oppression and the common man, and running off to volunteer at some job, calling it righteous because they don’t have to earn money. Or my favorite, going to summer camp until they’re like forty-five. You’re not a socialist because you sleep in a log cabin and dance in a circle! And who are they angry at, really angry at? Not the Man – they wouldn’t know the Man if he froze their Bloomingdale’s charge cards. No, they’re angry at their parents! The people who fund all this in the first place. If they don’t want their parents, send them my way. I’ve been looking all my life for someone to wipe my ass and pay my bills.

It astounds me that the media is ignoring Noriega’s extensive ties into this country, from his education at the School of the Americas4 to his well known involvement with Bush and the CIA in the cocaine business. Can’t people see that this so-called War on Drugs is no more than the CIA eliminating their competition while they take over the industry worldwide?” I paused to reflect. “If people don’t wake up soon, we’ll have a drug lord running this country.” “We already do,” Billy said, unjamming his stapling machine. I laughed. “I’m referring to Bill Clinton. In 1984, I was at the Swiss Villa Amphitheater in Lampe Missouri5 where Bush and Clinton were talking about their New World Order. Bush was really pleased with how well Clinton’s Mena cocaine operation was funding the New World Order effort, and he assured Clinton he would be rewarded politically. In those days, the groundwork for NAFTA6 was established to open the border to ‘free trade of drugs to equalize our economies,’ and Clinton was right there in the midst of it all. It was already determined that Bush would be put in the office of President at the same time Salinas was put in as President of Mexico so they could usher in NAFTA.

Chang came in five minutes later, in the same jeans but a fresh T-shirt, her hair still inky with water from the shower. Her own jacket was pulled down on one side, by her own Smith. Like any ex-cop she looked around, the full 360, seven or eight separate snapshots, and then she moved through the room with plenty of energy, powered by what looked like enthusiasm, or maybe some kind of shared euphoria at their mutual survival through the night. She slid in alongside him. He said, “Did you sleep?” She said, “I must have. I didn’t think I was going to.” “You didn’t go meet the train.” “He’s a prisoner, according to you. And that’s the best-case scenario.” “I’m only guessing.” “It’s a reasonable assumption.” “Did you see the woman in 203?” “I thought she was hard to explain. Dressed in black, she could have been an investor or a fund manager or something else deserving of the junior executive routine. Her face and hair were right. And she has a key to the company gym. That’s for sure. But dressed in white? She looked like she was going to a garden party in Monte Carlo. At seven o’clock in the morning. Who does that?” “Is it a fashion thing? Someone’s idea of summer clothes?” “I sincerely hope not.

Revitalized and healthy, I started dreaming new dreams. I saw ways that I could make a significant contribution by sharing what I’ve learned. I decided to refocus my legal practice on counseling and helping start-up companies avoid liability and protect their intellectual property. To share some of what I know, I started a blog, IP Law for Startups, where I teach basic lessons on trade secrets, trademarks, copyrights, and patents and give tips for avoiding the biggest blunders that destroy the value of intellectual assets. Few start-up companies, especially women-owned companies that rarely get venture capital funding, can afford the expensive hourly rates of a large law firm to the get the critical information they need. I feel deeply rewarded when I help a company create a strategy that protects the value of their company and supports their business dreams. Further, I had a dream to help young women see their career possibilities. In partnership with my sister, Julie Simmons, I created lookilulu.com, a website where women share their insights, career paths, and ways they have integrated motherhood with their professional pursuits. When my sister and I were growing up on a farm, we had a hard time seeing that women could have rewarding careers. With Lookilulu® we want to help young women see what we couldn’t see: that dreams are not linear—they take many twists and unexpected turns. As I’ve learned the hard way, dreams change and shift as life happens. I’ve learned the value of continuing to dream new dreams after other dreams are derailed. I’m sure I’ll have many more dreams in my future. I’ve learned to be open to new and unexpected opportunities. By way of postscript, Jill writes, “I didn’t grow up planning to be lawyer. As a girl growing up in a small rural town, I was afraid to dream. I loved science, but rather than pursuing medical school, I opted for low-paying laboratory jobs, planning to quit when I had children. But then I couldn’t have children. As I awakened to the possibility that dreaming was an inalienable right, even for me, I started law school when I was thirty; intellectual property combines my love of law and science.” As a young girl, Jill’s rightsizing involved mustering the courage to expand her dreams, to dream outside of her box. Once she had children, she again transformed her dreams. In many ways her dreams are bigger and aim to help more people than before the twists and turns in her life’s path.

I stop using the “I’m not a racist” or “I can’t be racist” defense of denial. I admit the definition of racist (someone who is supporting racist policies or expressing racist ideas). I confess the racist policies I support and racist ideas I express. I accept their source (my upbringing inside a nation making us racist). I acknowledge the definition of antiracist (someone who is supporting antiracist policies or expressing antiracist ideas). I struggle for antiracist power and policy in my spaces. (Seizing a policymaking position. Joining an antiracist organization or protest. Publicly donating my time or privately donating my funds to antiracist policymakers, organizations, and protests fixated on changing power and policy.) I struggle to remain at the antiracist intersections where racism is mixed with other bigotries. (Eliminating racial distinctions in biology and behavior. Equalizing racial distinctions in ethnicities, bodies, cultures, colors, classes, spaces, genders, and sexualities.) I struggle to think with antiracist ideas. (Seeing racist policy in racial inequity. Leveling group differences. Not being fooled into generalizing individual negativity. Not being fooled by misleading statistics or theories that blame people for racial inequity.)

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Are you driving?” I asked Sam. “Nope. I plan to do some drinking,” Sam said. “You’re not old enough,” I reminded him. “Never stopped me before.” “Sam!” He halted and glared at me. “What? You gonna tattle to Mom and Dad?” Was I? No. But he didn’t know that. Besides, as irritating as my brother was, he was good for one thing: blackmail. And it was payback time for the snowball he’d hit me with yesterday. “Not if you make a contribution to the Kate-have-a-good-time fund.” “Ah, Kate, come on. I’m not hurting anyone. I’m a responsible drinker.” “How can you be responsible if you’re breaking the law?” “I don’t drive when I drink. No one gets hurt except me, if I happen to fall flat on my face.” “You get that drunk?” “I’ve got better things to do than discuss my life with you.” He reached into his back pocket and pulled out his wallet. “How much?” “Twenty should do it.” “Five.” “Ten.” He held out the bill that had one of my favorite presidents on it. “You know, Kate, no one likes a snitch.” I snatched it from his fingers, folded it up, and shoved it into the front pocket of my jeans. “Payback’s a bitch, Brother.” “What?” “I wouldn’t have tattled. But I didn’t like getting hit with a snowball yesterday, either. So now we’re even.” He snapped his fingers. “Give it back.” “Nope. Possession is nine-tenths of the law.” “You don’t even know what that means.” “And I suppose you do.

I know we agree that civilization is presently in its decadent declining phase, and that lurid ugliness is the predominant visual feature of modern life. Cars are ugly, buildings are ugly, mass-produced disposable consumer goods are unspeakably ugly. The air we breathe is toxic, the water we drink is full of microplastics, and our food is contaminated by cancerous Teflon chemicals. Our quality of life is in decline, and along with it, the quality of aesthetic experience available to us. The contemporary novel is (with very few exceptions) irrelevant; mainstream cinema is family-friendly nightmare porn funded by car companies and the US Department of Defense; and visual art is primarily a commodity market for oligarchs. It is hard in these circumstances not to feel that modern living compares poorly with the old ways of life, which have come to represent something more substantial, more connected to the essence of the human condition. This nostalgic impulse is of course extremely powerful, and has recently been harnessed to great effect by reactionary and fascist political movements, but I’m not convinced that this means the impulse itself is intrinsically fascistic. I think it makes sense that people are looking back wistfully to a time before the natural world started dying, before our shared cultural forms degraded into mass marketing and before our cities and towns became anonymous employment hubs.

Looks like you’ve been busy,” he said as he set down the pail to survey the room. “You found water!” “There was a stream close by.” His gaze fixed on what she held in her hand. “I see you found my brandy.” Refusing to be embarrassed, she walked over to hand the flask to him. “I did indeed.” She shot him a mischievous glance as he drank some. “Who would guess that the estimable Mr. Pinter, so high in the instep, drinks strong spirits?” He scowled at her. “A little brandy on a cold day never hurt anyone. And I’m not high in the instep.” “Oh? Didn’t you tell Gabe only last week that most lords were only good for redistributing funds from their estates into all the gaming hells and brothels in London, and ignoring their duty to God and country?” When he flushed, she felt a twinge of conscience, but only a twinge. He looked so charming when he was flustered. “I wasn’t implying that your family…” “It’s all right,” she said, taking pity on him. He had saved her life, after all. “You have good reason to be high in the instep. And you’re not far wrong, in any case-there are many lords who are a blight upon society.” He was quiet a long moment. “I hope you realize that I don’t think that of your brothers. Or your brother-in-law. They’re fine men.” “Thank you.” Removing his surtout, he walked over to hang it on top of her cloak, then stood there warming his hands at the fire. “I wish I could say the same about your cousins.

Shortly before our CFO’s pep talk, another high-level executive at the bank stopped me in the hall to give me what he considered some critical advice. “A lot of smart kids like you come through the bank, and they use it for a stepping stone,” he said. “They stay for a year or two and then they leave. I think that’s a huge mistake. Look at me: I’ve been here forever and I’m happier than anyone I know. This place rewards loyalty, and I’m good at my job because I’ve got my finger right on the pulse of the company. I know everything that’s going on.” A week later, I saw two workmen hauling boxes out of his office. He was a victim of the bank’s first-ever round of layoffs. I’m not trying to put this man down for his faith in the bank or make light of his unemployment. I want to use his story to make another point about failure in business. That chat reinforced something else I was beginning to learn: people in management positions, even very senior management positions, are often completely wrong about the fortunes of their own companies. More important, in making these misjudgments, they almost always err on the side of excessive optimism. They think their businesses are in much better shape than they actually are. Jerry’s rig utilization chart at Global Marine and our own CFO’s boasts about Joe DiMaggio only underscored this lesson for me at the time. And, three decades and over 1,400 meetings with other executives later, I can say this tendency is as pronounced as ever.

I'll bet My. Pinter knows his way around a rifle. She scowled. He probably thought he was a grand shot, anyway. For a man whose lineage was reputedly unsavory, Mr. Pinter was so high in the instep that she privately called him Proud Pinter or Proper Pinter. He'd told Gabe last week that most lords were good for only two things-redistributing funds from their estates into the gaming hells and brothels in London, and ignoring their duty to God and country. She knew he was working for Oliver only because he wanted the money and prestige. Secretly, he held them all in contempt. Which was probably why he was being so snide about her marrying. "Be that as it may," she said, "I'm interested in marriage now." She strode over to the fireplace to warm her hands. "That's why I want you to investigate my potential suitors." "Why me?" She shot him a sideways glance. "Have you forgotten that Oliver hired you initially for that very purpose?" His stiffening posture told her that he had. With a frown, he drew out the notebook and pencil he always seemed to keep in his pocket. "Very well. Exactly what do you want me to find out?" Breathing easier, she left the fire. "The same thing you found out for my siblings-the truth about my potential suitors' finances, their eligibility for marriage, and...well..." He paused in scratching his notes to arch an eyebrow at her. "Yes?" She fiddled nervously with the gold bracelet she wore. This part, he might balk at. "And their secrets. Things I can use in my...er...campaign. Their likes, their weaknesses, whatever isn't obvious to the world." His expression chilled her even with the fire at her back. "I'm not sure I understand." "Suppose you learn that one of them prefers women in red. That could be useful to me. I would wear red as much as possible." Amusement flashed in his eyes. "And what will you do if they all prefer different colors?" "It's just an example," she said irritably.

Every day, the markets were driven less directly by human beings and more directly by machines. The machines were overseen by people, of course, but few of them knew how the machines worked. He knew that RBC’s machines—not the computers themselves, but the instructions to run them—were third-rate, but he had assumed it was because the company’s new electronic trading unit was bumbling and inept. As he interviewed people from the major banks on Wall Street, he came to realize that they had more in common with RBC than he had supposed. “I’d always been a trader,” he said. “And as a trader you’re kind of inside a bubble. You’re just watching your screens all day. Now I stepped back and for the first time started to watch other traders.” He had a good friend who traded stocks at a big-time hedge fund in Stamford, Connecticut, called SAC Capital. SAC Capital was famous (and soon to be infamous) for being one step ahead of the U.S. stock market. If anyone was going to know something about the market that Brad didn’t know, he figured, it would be them. One spring morning he took the train up to Stamford and spent the day watching his friend trade. Right away he saw that, even though his friend was using technology given to him by Goldman Sachs and Morgan Stanley and the other big firms, he was experiencing exactly the same problem as RBC: The market on his screens was no longer the market. His friend would hit a button to buy or sell a stock and the market would move away from him. “When I see this guy trading and he was getting screwed—I now see that it isn’t just me. My frustration is the market’s frustration. And I was like, Whoa, this is serious.” Brad’s problem wasn’t just Brad’s problem. What people saw when they looked at the U.S. stock market—the numbers on the screens of the professional traders, the ticker tape running across the bottom of the CNBC screen—was an illusion. “That’s when I realized the markets are rigged. And I knew it had to do with the technology. That the answer lay beneath the surface of the technology. I had absolutely no idea where. But that’s when the lightbulb went off that the only way I’m going to find out what’s going on is if I go beneath the surface.

In the first day of the fighting, America’s new president, Joe Biden, called me. We had known each other for close to forty years, from the time we both came to Washington, he as a young senator from Delaware and I as deputy chief of Israel’s embassy to the United States. Four days after the 2020 elections Biden was declared president-elect. In the twenty-four hours after that declaration I followed twenty other world leaders in offering my congratulations. This elicited the ire of President Trump, who to this day believes that I was the first to do so. Now in our phone call President Biden said that America stood by Israel’s right to defend itself. But in the coming days, as the fighting escalated and the press reported on mounting Palestinian casualties, he began to push for a cease-fire. “Bibi, I gotta tell you, I’m coming under a lot of pressure back here,” he said. “This is not Scoop Jackson’s Democratic Party,” referring to the strikingly pro-Israel senator whose long tenure ended in the 1980s. “I’m getting squeezed here to put an end to this as soon as possible.” I responded that I was getting squeezed by millions of Israelis in underground shelters who rightfully expected me to knock the daylight out of the terrorists. For this the IDF needed a few more days to complete the destruction of the Hamas terrorist infrastructure. Our intelligence could pick off more prime targets, especially since Hamas’s underground bunkers were no longer secure. Biden agreed but resumed the pressure to end the fighting the next day. As I did earlier with Obama during Operation Protective Edge in 2014, I asked and got from Biden during Operation Guardian of the Walls a commitment to fund the replenishing of Iron Dome interceptors, a defensive weapon system that enjoyed broad bipartisan support in the US Congress. Each phone conversation with the president brought the end of the fighting closer. I could buy a little more time, but it was clear that we would not have the seemingly unlimited time we had in 2014. Nor did we need it. Within a little over a week, the IDF’s main battle goals were achieved, but I had one more objective in mind. With some luck and a bit more intelligence work, we might be able to pick off Mohammed Deif, the Hamas terrorist chief who was responsible for the murder of hundreds of Israelis and who had managed to evade all our previous efforts to target him.

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I saw a pretty shop across the Sidra the other day. It sold what looked to be lots of lacy little things. Am I allowed to buy that on your credit, too, or does that come out of my personal funds?' Those violet eyes again drifted to me. 'I'm not in the mood.' There was no humour, no mischief. I could go warm myself by a fire inside, but... He had stayed. And fought for me. Week after week, he'd fought for me, even when I had no reaction, even when I had barely been able to speak or bring myself to care if I lived or died or ate or starved. I couldn't leave him to his own dark thoughts, his own guilt. He'd shouldered them alone long enough. So I held his gaze. 'I never knew Illyrians were such morose drunks.' 'I'm not drunk- I'm drinking,' he said, his teeth flashing a bit. 'Again semantics,' I leaned back in my seat, wishing I'd brought my coat. 'Maybe you should have slept with Cresseida after all- so you could both be sad and lonely together.' 'So you're entitled to have as many bad days as you want, but I can't get a few hours?' 'Oh, take however long you want to mope. I was going to invite you to come shopping with me for said lacy little unmentionables, but... sit up here forever, if you have to.' He didn't respond. I went on, 'Maybe I'll send a few to Tarquin- with an offer to wear them for him if he forgives us. Maybe he'll take those blood rubies right back.' His mouth barely, barely tugged up at the corners. 'He'd see that as a taunt.' 'I gave him a few smiles and he handed over a family heirloom. I bet he'd give me the keys to his territory if I showed up wearing those undergarments.' 'Someone thinks mighty highly of herself.' 'Why shouldn't I? You seem to have difficulty not staring at me day and night.' There it was - a kernel of truth and a question. 'Am I supposed to deny,' he drawled, but something sparked in those eyes, 'That I find you attractive?' 'You've never said it.' 'I've told you many times, and quite frequently, how attractive I find you.' I shrugged, even as I thought of all those times- when I'd dismissed them as teasing compliments, nothing more. 'Well, maybe you should do a better job of it.' The gleam in his eyes turned into something predatory. A thrill went through me as he braced his powerful arms on the table and purred, 'Is that a challenge, Feyre?' I held that predator's gaze- the gaze of the most powerful male in Prythian. 'Is it?' His pupils flared. Gone was the quiet sadness, the isolated guilt. Only that lethal force- on me. On my mouth. On the bob of my throat as I tried to keep my breathing even. He said, slow and soft, 'Why don't we go down to that store right now, Feyre, so you can try on those lacy little things- so I can help you pick which ones to send to Tarquin.' My toes curled inside my fleece-lined slippers. Such a dangerous line we walked together.

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Oh, by the way, security told me earlier that some guy showed up, claiming to be your assistant.” “Already? What time is it?” “It’s almost one o’clock,” he says. “Are you telling me you actually hired someone?” My heart drops. I shove past Cliff, ignoring him as he calls for me, wanting his question answered. I head straight for security, spotting Jack standing along the side with a guard, looking somewhere between disturbed and amused. “Strangest shit I’ve ever witnessed in Jersey,” Jack says, looking me over. “And that’s saying something, because I once saw a chimpanzee roller skating, and that was weird as fuck.” “I’m going to take that as a compliment, even though I know it isn’t one,” I say, grabbing his arm and making him follow me. It’s about a two-and-a-half hour drive to Bennett Landing, but I barely have two hours. “Please tell me you drove.” Before he can respond, I hear Cliff shouting as he follows. “Johnny! Where are you going?” “Oh, buddy.” Jack glances behind us at Cliff. “Am I your getaway driver?” “Something like that,” I say. “You ever play Grand Theft Auto?” “Every fucking day, man.” “Good,” I say, continuing to walk, despite Cliff attempting to catch up. “If you can get me where I need to be, there will be one hell of a reward in it for you.” His eyes light up as he pulls out a set of car keys. “Mission accepted.” There’s a crowd gathered around set. They figured out we’re here. They know we’re wrapping today. I scan the area, looking for a way around them. “Where’d you park?” I ask, hoping it’s anywhere but right across the street. “Right across the street,” he says. Fuck. I’m going to have to go through the crowd. “You sure you, uh, don’t want to change?” Jack asks, his eyes flickering to me, conflicted. “No time for that.” The crowd spots me, and they start going crazy, making Cliff yell louder to get my attention, but I don’t stop. I slip off of set, past the metal barricades and right into the street, as security tries to keep the crowd back, but it’s a losing game. So we run, and I follow Jack to an old station wagon, the tan paint faded. “This is what you drive?” “Not all of us grew up with trust funds,” he says, slapping his hand against the rusted hood. “This was my inheritance.” “Not judging,” I say, pausing beside it. “It’s just all very ‘70s suburban housewife.” “That sounds like judgment, asshole.” I open the passenger door to get in the car when Cliff catches up, slightly out of breath from running. “What are you doing, Johnny? You’re leaving?” “I told you I had somewhere to be.” “This is ridiculous,” he says, anger edging his voice. “You need to sort out your priorities.” “That’s a damn good idea,” I say. “Consider this my notice.” “Your notice?” “I’m taking a break,” I say. “From you. From this. From all of it.” “You’re making a big mistake.” “You think so?” I ask, looking him right in the face. “Because I think the mistake I made was trusting you.” I get in the car, slamming the door, leaving Cliff standing on the sidewalk, fuming. Jack starts the engine, cutting his eyes at me. “So, where to? The unemployment office?” “Home,” I say, “and I need to get there as soon as possible, because somebody is waiting for me, and I can't disappoint her.

I no longer require your services." With her head held high, she strode for the door. Hell and blazes, he wouldn't let her do this! Now when he knew what was at stake. "You don't want to hear my report?" he called out after her. She paused near the door. "I don't believe you even have a report." "I certainly do, a very thorough one. I've only been waiting for my aunt to transcribe my scrawl into something decipherable. Give me a day, and I can offer you names and addresses and dates, whatever you require." "A day? Just another excuse to put me off so you can wreak more havoc." She stepped into the doorway, and he hurried to catch her by the arm and drag her around to face him. He ignored the withering glance she cast him. "The viscount is twenty-two years your senior," he said baldly. Her eyes went wide. "You're making that up." "He's aged very well, I'll grant you, but he's still almost twice your age. Like many vain Continental gentlemen, he dyes his hair and beard-which is why he appears younger than you think." That seemed to shake her momentarily. Then she stiffened. "All right, so he's an older man. That doesn't mean he wouldn't make a good husband." "He's an aging roué, with an invalid sister. The advantages in a match are all his. You'd surely end up taking care of them both. That's probably why he wants to marry you." "You can't be sure of that." "No? He's already choosing not to stay here for the house party at night because of his sister. That tells me that he needs help he can't get from servants." Her eyes met his, hot with resentment. "Because it's hard to find ones who speak Portuguese." He snorted. "I found out this information from his Portuguese servants. They also told me that his lavish spending is a façade. He's running low on funds. Why do you think his servants gossip about him? They haven't been paid recently. So he’s definitely got his eye on your fortune.” “Perhaps he does,” she conceded sullenly. “But not the others. Don’t try to claim that of them.” “I wouldn’t. They’re in good financial shape. But Devonmont is estranged from his mother, and no one knows why. I need more time to determine it, though perhaps your sister-in-law could tell you, if you bothered to ask.” “Plenty of people don’t get along with their families,” she said stoutly. “He has a long-established mistress, too.” A troubled expression crossed her face. “Unmarried men often have mistresses. It doesn’t mean he wouldn’t give her up when he marries.” He cast her a hard stare. “Are you saying you have no problem with a man paying court to you while he keeps a mistress?” The sigh that escaped her was all the answer he needed. “I don’t think he’s interested in marriage, anyway.” She tipped up her chin. “That still leaves the duke.” “With his mad family.” “He’s already told me about his father, whom I knew about anyway.” “Ah, but did you know about his great-uncle? He ended his life in an asylum in Belgium, while there to receive some special treatment for his delirium.” Her lower lip trembled. “The duke didn’t mention that, no. But then our conversation was brief. I’m sure he’ll tell me if I ask. He was very forthright on the subject of his family’s madness when he offered-“ As she stopped short, Jackson’s heart dropped into his stomach. “Offered what?” She hesitated, then squared her shoulders. “Marriage, if you must know.” Damn it all. Jackson had no right to resent it, but the thought of her in Lyons’s arms made him want to smash something. “And of course, you accepted his offer,” he said bitterly. “You couldn’t resist the appeal of being a great duchess.” Her eyes glittered at him. “You’re the only person who doesn’t see the advantage in such a match.

It happens for me in successive steps, these steps to be an antiracist. I stop using the “I’m not a racist” or “I can’t be racist” defense of denial. I admit the definition of racist (someone who is supporting racist policies or expressing racist ideas). I confess the racist policies I support and racist ideas I express. I accept their source (my upbringing inside a nation making us racist). I acknowledge the definition of antiracist (someone who is supporting antiracist policies or expressing antiracist ideas). I struggle for antiracist power and policy in my spaces. (Seizing a policymaking position. Joining an antiracist organization or protest. Publicly donating my time or privately donating my funds to antiracist policymakers, organizations, and protests fixated on changing power and policy.)

he asked them. “Too long. Don’t be such a stranger. Stop by if you’re in our neighborhood. We would love to sit and chat. We can talk about the good old days and we got lots of pictures and stories from Tuscany.” “Will do. Enjoy the evening.” Jack turned and was face to face with their daughter, Patti. “Hi, Jack,” she whispered. “Great to see you again,” she said and kissed him on the cheek. “It was so good to talk with you the other day. It meant a lot to see you.” He watched her as she started to walk away and turned to him and say, “I wanted to let you know that after we talked I gave my husband a phone call. Eric and I decided to get back together. We’ve shared a lot of history, and we’re at least going to give it one last try to see if we can make it work. Thanks for everything, Jack. Bye.” She kissed him on the cheek. Jack saw Hope walking across the floor. “She’s pretty. Who was that?” glancing at Patti walk away. “An old and dear friend. Both Charley and I had a crush on her when we were younger. I’ll introduce you to her and her mom and dad later. You’ll like her.” More people filed inside to an already full hall. Soon it was standing room only. Jack turned to Hope and whispered, “I can’t believe this. We’ve had over twenty businesses make donations to the veterans’ fund to help support job training and for overseas servicemen’s wives and families. We also got money from the Yankee Bookshop, the Woodstock Inn, the Billings Farm Museum, the bank, and Bentleys Restaurant. They all donated money.” “That’s great,” she said excitedly. “And we’ve received over thirty new membership requests for the Veterans Post and that’s just yesterday. This is better than I ever expected. And four companies have committed to hiring more vets locally, including King Arthur Flour Company. They’re planning to build a new distribution center just west of town. I can’t believe all of this is happening.” “You should,” Hope said. “I remember you sat down right over there at that table and laid out what you wanted to see happen and you kept working on it until it did. I’m so proud of you.” He hugged her close and kissed her. He never wanted to let her go. The distinct fragrance of fresh balsam, pine, and holly filled

If your account is debited but the transaction does not go through, SBI provides for real-time reversals for technical declines and amount would be transferred back to your account immediately. In case the amount is not reversed, you can raise a dispute through SBI YONO LITE app itself. If your account is debited but the transaction does not go through, SBI provides for real-time reversals for technical declines and amount would be transferred back to your account immediately. In case the amount is not reversed, you can raise a dispute through SBI YONO LITE app itself. One of the major advantages of the facility is that the customer need not register the beneficiary in order to transfer funds. However, in case of sending money using beneficiary’s Virtual ID, the beneficiary should mandatorily be registered with UPI. In case of payment through Account number +IFSC or Aadhaar number, the beneficiary need not be registered for UPI. When this happens, your funds will instantly be returned to your Cash App balance or linked bank account. If not, they should be available within 1–3 business days, depending on your bank. I got my ID approved and added my debit card as well as my bank as a backup. However, neither of them are working as well as another credit card I've tried when I try to load cash onto the app. Every time I try to add cash in order to buy BTC, it gives me the error "This transfer failed" but does not give me an explanation. I got my ID approved and added my debit card as well as my bank as a backup. However, neither of them are working as well as another credit card I've tried when I try to load cash onto the app. Every time I try to add cash in order to buy BTC, it gives me the error "This transfer failed" but does not give me an explanation.Does anyone know why this may be happening? Could it possibly be related to the fact that my physical square cash debit card has not arrived yet?I contacted support and got this response: "Thank you for your reply. I’m very sorry you’re unable to Add Cash right now. We’re rolling out this feature to more customers, keep an eye out for updates to the app!In the meantime, rest assured that you can still send funds directly from your debit card."I am unsure what exactly he means by this, because I cannot rest assured as I am not able to send funds from my debit card or by any other method. Help? According to recent statements by the company, there are more than 7 million Cash App users and with such a large base of users, there are some common Cash App problems. Payments failed on Cash App is one of such issues that users face. If your Cash App failed to send money and wondering why does my Cash App transfer keep failing then there is no need to worry you can fix Cash App transfer failed issue. You must read this blog to resolve Cash App transfer failed and follow some easy steps. Samuel Earney Login to follow Square's Cash App is a peer-to-peer payment app that allows you to send and receive money with friends and family, without any requirement of cash on hand. Cash App is the most secure payment gate away. When someone sends you money on the Cash App, then it is a virtual currency and stays in the app. If you have an activated Cash App Card, you can use it as a debit card and spend your balance anywhere that accepts Visa. The Cash app direct deposit feature was recently added to make its deposit features more accessible and the use of this app can certainly speed up the process for people unable to access bank accounts. Cash App allows you to directly deposit your paycheck into your Cash App account, invest the funds in your account balance, and use the Cash Card to make purchases. Cash App is not just a peer to peer digital payment application it is essentially a full-fledged financial tool.

The purpose of this chapter is to explain what it means for skillful investors to add value. To accomplish that, I’m going to introduce two terms from investment theory. One is beta, a measure of a portfolio’s relative sensitivity to market movements. The other is alpha, which I define as personal investment skill, or the ability to generate performance that is unrelated to movement of the market. As I mentioned earlier, it’s easy to achieve the market return. A passive index fund will produce just that result by holding every security in a given market index in proportion to its equity capitalization. Thus, it mirrors the characteristics—e.g., upside potential, downside risk, beta or volatility, growth, richness or cheapness, quality or lack of same—of the selected index and delivers its return. It epitomizes investing without value added. Let’s say, then, that all equity investors start not with a blank sheet of paper but rather with the possibility of simply emulating an index. They can go out and passively buy a market-weighted amount of each stock in the index, in which case their performance will be the same as that of the index. Or they can try for outperformance through active rather than passive investing.

Pratt created the Carlisle Indian Industrial School in Carlisle, Pennsylvania, and his motto was "kill the Indian, save the man." At this school, and others that would open and follow in its wake, tens of thousands of Native children faced abuse and neglect. They were often forcibly removed from their homes and taken to these schools that were sometimes across the country from their original lives. When they arrived, the children were forced to cut their hair and change their names. They were made to become White in look and label, stripped of any semblance of Native heritage. The children were not allowed to speak their Native tongues, some of them not knowing anything else. They were prohibited from acting in any way that might reflect the only culture they had ever known. At Pratt's Carlisle Indian Industrial School alone, the numbers revealed the truth of what this treatment did. Of the ten thousand children from 141 different tribes across the country, only a small fraction of them ever graduated. According to the Carlisle Indian School Project, there are 180 marked graves of Native children who died while attending. There were even more children who died while held captive at the Carlisle school and others across the county. Their bodies are only being discovered in modern times, exhumed by the army and people doing surveys of the land who are finding unmarked burial sites. An autograph book from one of the schools was found in the historical records with one child's message to a friend, "Please remember me when I'm in the grave." The US Bureau of Indian Affairs seemed to think Pratt had the right idea and made his school the model for more. There ended up being more than 350 government-funded boarding schools for Natives in the United States. Most of them followed the same ideology: Never let the children be themselves. Beat their language out of them. Punish them for practicing their cultures. Pratt and his followers certainly killed plenty of Indians, but they didn't save a damn thing.

He got behind on his child support payments, so I loaned him some money to keep him from getting arrested. I’ve been giving the money you give me for bills and shopping to him and then using my credit card to pay everything else.” “Loaned?!” I closed my eyes, pinching the bridge of my nose as I tried to reign in my anger. The fight from earlier already had me on edge, but this shit was bound to push me over. “Birdie, how the fuck can you loan money to a nigga with no income? He ain’t got a job. His music is trash, so that ain’t making no money. Please tell me how the fuck he’s going to pay you - actually, me - back?” “He’s not a bum. I’m just trying to be a supportive girlfriend while he’s chasing his dream, Verse.” “On my dime!” I thundered before another thought crossed my mind. “That nigga living with you, Brianna?” At her silence, I exploded. “In the shit I’m paying for?! Not only are you paying this bum’s child support with my money, but you’re also funding his music endeavor and letting him layup with you rent free while I pay the bills. I already told you how I felt about that nigga when he came at me crazy last year and you go against my wishes anyway.

Rose thought about the fair while she ate. It was a light-hearted festival in the daytime, with children running about, awful food, ridiculous games, overpriced stalls full of things no one needed but everyone bought, and music. As evening progressed, it became more and more raucous. Those who wanted to choose a mate spent time milling about, flirting in a way that would be outrageous any other time of the year. There was a matchmaking service run by the hatchery to raise funds, and a raffle to bid for particularly attractive mates. By midnight it was guaranteed to devolve into an animalistic spectacle. Inhibitions fell so low that couples would mate in full view, drawing crowds of voyeurs. “I’m leaving for my trip tomorrow,” Rose said. “I’ll have the sky to myself.” “Everyone else will be fucking,” Blossom said agreeably

That’s why tomorrow I’m going to send to Congress an urgent budget request to fund America’s national security needs, to support our critical partners, including Israel and Ukraine. It’s a smart investment that’s going pay dividends for American security for generations, help us keep American troops out of harm’s way, help us build a world that is safer, more peaceful and more prosperous for our children and grandchildren.

But I’ll expect payment in lieu of attribution.” “I’m afraid we’re low on funds at the moment,

Hi, I'm June." I wave into the mirror stiffly. "I like Domino's Pizza and finance dipshits. The A Star Is Born soundtrack is the most important thing that's ever happened to me despite never having seen the movie. Or even being aware that there's four of them." June hip checks me. "And I'm Jayne," she parrots back. "I'm partial to oat milk, bands no one cares about, white boys who hate me, trust-fund poverty, and I still think tattoos are subversive even though literally every-fucking-body has one." She smiles. "And tote bags for boring magazines." I laugh. To be honest, I'm a little touched she knows so much about me.

I'm just an ordinary person." That, of course, was exactly the appeal of this story. How, indeed, had God been able to use a fellow, with a bad back, a limited education, no sponsorship and no funds, to do things that well-connected, well-endowed people said were impossible? For us and other ordinary people, that was what made Brother Andrew's adventures so intriguing.

I’m here to ask you to fight for more funding for research on Alzheimer’s. Please. I’m going to forget, so I need you to remember.

P2 - We are well on the way in a number of areas. Both billionaires and big Pharma are getting increasingly interested and money is starting to pour into research because it is clear we can see the light at the end of the tunnel which to investors equates to return on investment. Numerous factors will drive things forward and interest and awareness is increasing rapidly among both scientists, researchers and the general population as well as wealthy philanthropists. The greatest driving force of all is that the baby boomers are aging and this will place increasing demands on healthcare systems. Keep in mind that the average person costs more in medical expenditure in the last year of their life than all the other years put together. Also, the number of workers is declining in most developed countries which means that we need to keep the existing population working and productive as long as possible. Below are a list which are basically all technologies potentially leading to radical life extension with number 5 highlighted which I assume might well be possible in the second half of the century: 1. Biotechnology - e.g stem cell therapies, enhanced autophagy, pharmaceuticals, immunotherapies, etc 2. Nanotechnology - Methods of repairing the body at a cellular and molecular level such as nanobots. 3. Robotics - This could lead to the replacement of increasing numbers of body parts and tends to go hand in hand with AI and whole brain emulation. It can be argued that this is not life extension and that it is a path toward becoming a Cyborg but I don’t share that view because even today we don’t view a quadriplegic as less human if he has four bionic limbs and this will hold true as our technology progresses. 4. Gene Therapies - These could be classified under the first category but I prefer to look at it separately as it could impact the function of the body in very dramatic ways which would suppress genes that negatively impact us and enhance genes which increase our tendency toward longer and healthier lives. 5. Whole brain emulation and mindscaping - This is in effect mind transfer to a non biological host although it could equally apply to uploading the brain to a new biological brain created via tissue engineering this has the drawback that if the original brain continues to exist the second brain would have a separate existence in other words whilst you are identical at the time of upload increasing divergence over time will be inevitable but it means the consciousness could never die provided it is appropriately backed up. So what is the chance of success with any of these? My answer is that in order for us to fail to achieve radical life extension by the middle of the century requires that all of the above technologies must also fail to progress which simply won't happen and considering the current rate of development which is accelerating exponentially and then factoring in that only one or two of the above are needed to achieve life extension (although the end results would differ greatly) frankly I can’t see how we can fail to make enough progress within 10-20 years to add at least 20 to 30 years to current life expectancy from which point progress will rapidly accelerate due to increased funding turning aging at the very least into a manageable albeit a chronic incurable condition until the turn of the 22nd century. We must also factor in that there is also a possibility that we could find a faster route if a few more technologies like CRISPR were to be developed. Were that to happen things could move forward very rapidly. In the short term I'm confident that we will achieve significant positive results within a year or two in research on mice and that the knowledge acquired will then be transferred to humans within around a decade. According to ADG, a dystopian version of the post-aging world like in the film 'In Time' not plausible in the real world: "If you CAREFULLY watch just the first

P4 - The good news is that there is at least one emerging technology out there that is looking mighty promising right now: it’s called helium persufflation, and I’m currently orchestrating the funding of the most critical research into making it work. Over the course of 2023 LEV Foundation has coordinated an effort, conceived by Martin O’Dea and Dr. Aubrey de Grey, to lay to rest the lamentable opinion that aging, along with the disease and death it brings, is inevitable - and by extension, that attempts to combat it are unworthy of serious recognition or support. We assert instead that an immediate expansion of work to extend healthy lifespans is not only credible, but indeed crucial to the quality of our collective future. In collaboration with primary author Professor Brian Kennedy, with input and enthusiastic endorsement from iconic researchers and leaders across the field of longevity medicine and allied fields, we are now able to publish the result of that effort - the Dublin Longevity Declaration: Consensus Recommendation to Immediately Expand Research on Extending Healthy Human Lifespans. Whatever your background, we encourage everyone who reads the Declaration and agrees with its message to add your signature, and encourage your friends and colleagues to consider doing the same: www. dublinlongevitydeclaration. org More on all of this here: www. quora. com/profile/Aubrey-de-Grey/answers

P4 - The good news is that there is at least one emerging technology out there that is looking mighty promising right now: it’s called helium persufflation, and I’m currently orchestrating the funding of the most critical research into making it work. Over the course of 2023 LEV Foundation has coordinated an effort, conceived by Martin O’Dea and Dr. Aubrey de Grey, to lay to rest the lamentable opinion that aging, along with the disease and death it brings, is inevitable - and by extension, that attempts to combat it are unworthy of serious recognition or support. We assert instead that an immediate expansion of work to extend healthy lifespans is not only credible, but indeed crucial to the quality of our collective future. In collaboration with primary author Professor Brian Kennedy, with input and enthusiastic endorsement from iconic researchers and leaders across the field of longevity medicine and allied fields, we are now able to publish the result of that effort - the Dublin Longevity Declaration: Consensus Recommendation to Immediately Expand Research on Extending Healthy Human Lifespans. Whatever your background, we encourage everyone who reads the Declaration and agrees with its message to add your signature, and encourage your friends and colleagues to consider doing the same: www. dublinlongevitydeclaration. org More on all of this here: www. quora. com/profile/Aubrey-de-Grey/answers

I live a safe life among the books. And we live in a suburb, with an HOA and a perfectly green lawn.” “Well, it has to be.” Nero teases. “The ladies from your book club would talk if I didn’t take proper care of the grass.” “We wouldn’t want that,” I laugh, stretching against him. “And you could go fishing or play golf with the boys on the weekends. Oh, and I’m a member of the PTA, and I always sign you up for volunteer jobs at the school parties and fund raisers, which drives you crazy.

a bottle of champagne after establishing that she does indeed want bubbles. I’ll let her enjoy a glass before I bring up the topic I know will raise a flush to the surface of that slim, golden neck. But she beats me to it, in a roundabout way, when she asks me what I actually do for a living. ‘I know about one bit, obviously.’ She looks down at her glass. ‘But I’m sure Mummy told me you were in finance.’ ‘Yeah. I definitely didn’t tell your mum I owned a sex club,’ I deadpan, and she giggles. ‘So what else do you do?’ ‘I started out in M&A. Worked my arse off. Learnt how to model a company from scratch. Then I went to a hedge fund for a while. Ran some long-short funds.’ I take a sip of champagne. ‘A few years ago, I left with some mates and we struck out on our own. Now we run our own money and we provide leverage for other people who want to do the same.’ She scrunches up her nose. ‘You mean you lend them money?’ ‘Exactly. So they can take riskier positions. We also provide their infrastructure. Trading systems. Compliance. That sort of thing.’ ‘And what do you trade?’ ‘A bit of everything. The way my mates and I have organised things, everyone has their own expertise. Mine’s equity and corporate debt. That’s what I learnt in M&A. Some of the others