Hazard Pay Quotes

I know. ‘Nick, go after psycho-ass and show him where he lives.’ But might I point out that in doing this, I should qualify for hazard pay? (Nick) Might I point out that staying here with me is far more hazardous to your health? (Acheron) What? Am I still here? Oh no, sorry, thought I’d left ten minutes ago. (Nick)

Just because you shot Jesse James...don't make you Jesse James. (Breaking Bad: Season 5, Episode 3-"Hazard Pay")

There is evidence that the honoree [Leonard Cohen] might be privy to the secret of the universe, which, in case you're wondering, is simply this: everything is connected. Everything. Many, if not most, of the links are difficult to determine. The instrument, the apparatus, the focused ray that can uncover and illuminate those connections is language. And just as a sudden infatuation often will light up a person's biochemical atmosphere more pyrotechnically than any deep, abiding attachment, so an unlikely, unexpected burst of linguistic imagination will usually reveal greater truths than the most exacting scholarship. In fact. The poetic image may be the only device remotely capable of dissecting romantic passion, let alone disclosing the inherent mystical qualities of the material world. Cohen is a master of the quasi-surrealistic phrase, of the "illogical" line that speaks so directly to the unconscious that surface ambiguity is transformed into ultimate, if fleeting, comprehension: comprehension of the bewitching nuances of sex and bewildering assaults of culture. Undoubtedly, it is to his lyrical mastery that his prestigious colleagues now pay tribute. Yet, there may be something else. As various, as distinct, as rewarding as each of their expressions are, there can still be heard in their individual interpretations the distant echo of Cohen's own voice, for it is his singing voice as well as his writing pen that has spawned these songs. It is a voice raked by the claws of Cupid, a voice rubbed raw by the philosopher's stone. A voice marinated in kirschwasser, sulfur, deer musk and snow; bandaged with sackcloth from a ruined monastery; warmed by the embers left down near the river after the gypsies have gone. It is a penitent's voice, a rabbinical voice, a crust of unleavened vocal toasts -- spread with smoke and subversive wit. He has a voice like a carpet in an old hotel, like a bad itch on the hunchback of love. It is a voice meant for pronouncing the names of women -- and cataloging their sometimes hazardous charms. Nobody can say the word "naked" as nakedly as Cohen. He makes us see the markings where the pantyhose have been. Finally, the actual persona of their creator may be said to haunt these songs, although details of his private lifestyle can be only surmised. A decade ago, a teacher who called himself Shree Bhagwan Rajneesh came up with the name "Zorba the Buddha" to describe the ideal modern man: A contemplative man who maintains a strict devotional bond with cosmic energies, yet is completely at home in the physical realm. Such a man knows the value of the dharma and the value of the deutschmark, knows how much to tip a waiter in a Paris nightclub and how many times to bow in a Kyoto shrine, a man who can do business when business is necessary, allow his mind to enter a pine cone, or dance in wild abandon if moved by the tune. Refusing to shun beauty, this Zorba the Buddha finds in ripe pleasures not a contradiction but an affirmation of the spiritual self. Doesn't he sound a lot like Leonard Cohen? We have been led to picture Cohen spending his mornings meditating in Armani suits, his afternoons wrestling the muse, his evenings sitting in cafes were he eats, drinks and speaks soulfully but flirtatiously with the pretty larks of the street. Quite possibly this is a distorted portrait. The apocryphal, however, has a special kind of truth. It doesn't really matter. What matters here is that after thirty years, L. Cohen is holding court in the lobby of the whirlwind, and that giants have gathered to pay him homage. To him -- and to us -- they bring the offerings they have hammered from his iron, his lead, his nitrogen, his gold.

Did I ever tell you about the time I was working for the I.S. to help feed my family? Matalina had just had another set of quads and things were looking ugly. I had to take a job for hazard pay to babysit this witch no one else would touch." - Jenks

As I watched, another pizza went out, the car lurching into the street and speeding away with the quickness that told of a large engine. Pizza drivers have made good money since they successfully lobbied for hazard pay.

In any age, there is no shortage of people willing to embark on a hazardous adventure. Columbus and Magellan filled eight ships between them for voyages into the void. One hundred and fifty years ago, the possibilities offered by missionary service were limitless and first-rate. Later, Scott and Shackleton turned away droves after filling their crews for their desperate Antarctic voyages. In 1959 ... sailor H.W. Tilman, looking for a crew for a voyage in an old wooden yacht to the Southern Ocean, ran this ad in the London Times: "Hand [man] wanted for long voyage in small boat. No pay, no prospects, not much pleasure." Tilman received more replies than he could investigate, one from as far away as Saigon.

Jay, I … It’s all your fault, you know. You turned me into this. So fuck you. I hope you’re miserable. I hope your days seem bleak and endless. I hope you look at my pics and feel like paying millions for one hug. I hope you can’t sleep, and when you do, I hope you dream of me, and when you wake up, you feel cold and want to go back to sleep, but you can’t.

If we want to be irreplaceable, we have to do our very best to make sure our contribution exceeds our pay by as much as possible. Seeking to understand what explicit impact our boss values about us can be part of the equation.... we should carry out the intent of our position which encompasses performing the job we’ve been hired to do and not just the portion of it we enjoy doing

After the deaths of Alexis and Dawn in 2009 and 2010, SeaWorld took the $5 an hour increase away. Since waterwork was now proscribed by OSHA, the company explained, trainers weren’t swimming with the whales anymore and shouldn’t be paid the extra (at first known as “hazard pay,” then, for legal reasons, changed to a “premium”). They seemed to overlook the fact that Dawn was not performing waterwork when she was grabbed, pulled in and dismembered.

Both sexes contribute to the invisible barriers that both sexes experience. Just as the “glass ceiling” describes the invisible barrier that keeps women out of jobs with the most pay, the “glass cellar” describes the invisible barrier that keeps men in jobs with the most hazards. Members of the glass cellar are all around us. But because they are our second-choice men, we make them invisible. (We hear women say, “I met this doctor . . .,” not “I met this garbageman. . . .”)

I did not pay much attention, and since it seemed to prolong itself I began to meditate upon the writer’s life. It is full of tribulation. First he must endure poverty and the world’s indifference; then, having achieved a measure of success, he must submit with a good grace to its hazards. He depends upon a fickle public. He is at the mercy of journalists who want to interview him and photographers who want to take his picture, of editors who harry him for copy and tax gatherers who harry him for income tax, of persons of quality who ask him to lunch and secretaries of institutes who ask him to lecture, of women who want to marry him and women who want to divorce him, of youths who want his autograph, actors who want parts and strangers who want a loan, of gushing ladies who want advice on their matrimonial affairs and earnest young men who want advice on their compositions, of agents, publishers, managers, bores, admirers, critics, and his own conscience. But he has one compensation. Whenever he has anything on his mind, whether it be a harassing reflection, grief at the death of a friend, unrequited love, wounded pride, anger at the treachery of someone to whom he has shown kindness, in short any emotion or any perplexing thought, he has only to put it down in black and white, using it as the theme of a story or the decoration of an essay, to forget all about it. He is the only free man.

One reason the jobs men hold pay more is because they are more hazardous. The additional pay might be called the “Death Profession Bonus.” And within a given death profession, the more dangerous the assignment, the more likely it is to be assigned to a man.12 Both sexes contribute to the invisible barriers that both sexes experience. Just as the “glass ceiling” describes the invisible barrier that keeps women out of jobs with the most pay, the “glass cellar” describes the invisible barrier that keeps men in jobs with the most hazards. Members of the glass cellar are all around us. But because they are our second-choice men, we make them invisible. (We hear women say, “I met this doctor . . .,” not “I met this garbageman. . . .”)

We that are bred up in learning, and destinated by our parents to this end, we suffer our childhood in the grammar-school, which Austin calls magnam tyrannidem, et grave malum, and compares it to the torments of martyrdom; when we come to the university, if we live of the college allowance, as Phalaris objected to the Leontines, [Greek: pan ton endeis plaen limou kai phobou] , needy of all things but hunger and fear, or if we be maintained but partly by our parents' cost, do expend in unnecessary maintenance, books and degrees, before we come to any perfection, five hundred pounds, or a thousand marks. If by this price of the expense of time, our bodies and spirits, our substance and patrimonies, we cannot purchase those small rewards, which are ours by law, and the right of inheritance, a poor parsonage, or a vicarage of 50 l. per annum, but we must pay to the patron for the lease of a life (a spent and out-worn life) either in annual pension, or above the rate of a copyhold, and that with the hazard and loss of our souls, by simony and perjury, and the forfeiture of all our spiritual preferments, in esse and posse, both present and to come. What father after a while will be so improvident to bring up his son to his great charge, to this necessary beggary? What Christian will be so irreligious, to bring up his son in that course of life, which by all probability and necessity, coget ad turpia, enforcing to sin, will entangle him in simony and perjury, when as the poet said, Invitatus ad hæc aliquis de ponte negabit: a beggar's brat taken from the bridge where he sits a begging, if he knew the inconvenience, had cause to refuse it." This being thus, have not we fished fair all this while, that are initiate divines, to find no better fruits of our labours, [2030] hoc est cur palles, cur quis non prandeat hoc est? do we macerate ourselves for this? Is it for this we rise so early all the year long? [2031] "Leaping" (as he saith) "out of our beds, when we hear the bell ring, as if we had heard a thunderclap." If this be all the respect, reward and honour we shall have, [2032] frange leves calamos, et scinde Thalia libellos: let us give over our books, and betake ourselves to some other course of life; to what end should we study?

Frederick Douglass, former slave, extraordinary speaker and writer, wrote in his Rochester newspaper the North Star, January 21, 1848, of “the present disgraceful, cruel, and iniquitous war with our sister republic. Mexico seems a doomed victim to Anglo Saxon cupidity and love of dominion.” Douglass was scornful of the unwillingness of opponents of the war to take real action (even the abolitionists kept paying their taxes): The determination of our slaveholding President to prosecute the war, and the probability of his success in wringing from the people men and money to carry it on, is made evident, rather than doubtful, by the puny opposition arrayed against him. No politician of any considerable distinction or eminence seems willing to hazard his popularity with his party . . . by an open and unqualified disapprobation of the war. None seem willing to take their stand for peace at all risks; and all seem willing that the war should be carried on, in some form or other.

The rise of loneliness as a health hazard tracks with the entrenchment of values and practices that supersede any notion of "individual choices." The dynamics include reduced social programs, less available "common" spaces such as public libraries, cuts in services for the vulnerable and the elderly, stress, poverty, and the inexorable monopolization of economic life that shreds local communities. By way of illustration, let's take a familiar scenario: Walmart or some other megastore decides to open one of its facilities in a municipality. Developers are happy, politicians welcome the new investment, and consumers are pleased at finding a wide variety of goods at lower prices. But what are the social impacts? Locally owned and operated small businesses cannot compete with the marketing behemoth and must close. People lose their jobs or must find new work for lower pay. Neighborhoods are stripped of the familiar hardware store, pharmacy, butcher, baker, candlestick maker. People no longer walk to their local establishment, where they meet and greet one another and familiar merchants they have known, but drive, each isolated in their car, to a windowless, aesthetically bereft warehouse, miles away from home. They might not even leave home at all — why bother, when you can order online? No wonder international surveys show a rise in loneliness. The percentage of Americans identifying themselves as lonely has doubled from 20 to 40 percent since the 1980s, the New York Times reported in 2016. Alarmed by the health ravages, Britain has even found it necessary to appoint a minister of loneliness. Describing the systemic founts of loneliness, the U.S. surgeon general Vivek Murthy wrote: "Our twenty-first-century world demands that we focus on pursuits that seem to be in constant competition for our time, attention, energy, and commitment. Many of these pursuits are themselves competitions. We compete for jobs and status. We compete over possessions, money, and reputations. We strive to stay afloat and to get ahead. Meanwhile, the relationships we prize often get neglected in the chase." It is easy to miss the point that what Dr. Murthy calls "our twenty-first-century world" is no abstract entity, but the concrete manifestation of a particular socioeconomic system, a distinct worldview, and a way of life.

I loved driving with Marlboro Man. I saw things I’d never seen before, things I’d never even considered in my two and a half decades of city life. For the first time ever, I began to grasp the concept of north, south, east, and west, though I imagine it would take another twenty-five years before I got them straight. I saw fence lines and gates made of welded iron pipe, and miles upon miles of barbed wire. I saw creeks--rocky, woodsy creeks that made the silly water hazard in my backyard seem like a little mud puddle. And I saw wide open land as far as the eye could see. I’d never known such beauty. Marlboro Man loved showing me everything, pointing at pastures and signs and draws and lakes and giving me the story behind everything we saw. The land, both on his family’s ranch and on the ranches surrounding it, made sense to him: he saw it not as one wide open, never-ending space, but as neatly organized parcels, each with its own purpose and history. “Betty Smith used to own this part of our ranch with her husband,” he’d say. “They never had kids and were best friends with my grandparents.” Then he’d tell some legend of Betty Smith’s husband’s grandfather, remembering such vivid details, you’d think he’d been there himself. I absorbed it all, every word of it. The land around him pulsated with the heartbeats of all who’d lived there before…and as if it were his duty to pay honor to each and every one of them, he told me their names, their stories, their relationship, their histories. I loved that he knew all those things.

Since our civilization is irreversibly dependent on electronics, abolition of EMR is out of the question. However, as a first step toward averting disaster, we must halt the introduction of new sources of electromagnetic energy while we investigate the biohazards of those we already have with a completeness and honesty that have so far been in short supply. New sources must be allowed only after their risks have been evaluated on the basis of the knowledge acquired in such a moratorium. 
With an adequately funded research program, the moratorium need last no more than five years, and the ensuing changes could almost certainly be performed without major economic trauma. It seems possible that a different power frequency—say 400 hertz instead of 60—might prove much safer. Burying power lines and providing them with grounded shields would reduce the electric fields around them, and magnetic shielding is also feasible. 
A major part of the safety changes would consist of energy-efficiency reforms that would benefit the economy in the long run. These new directions would have been taken years ago but for the opposition of power companies concerned with their short-term profits, and a government unwilling to challenge them. It is possible to redesign many appliances and communications devices so they use far less energy. The entire power supply could be decentralized by feeding electricity from renewable sources (wind, flowing water, sunlight, georhermal and ocean thermal energy conversion, and so forth) into local distribution nets. This would greatly decrease hazards by reducing the voltages and amperages required. Ultimately, most EMR hazards could be eliminated by the development of efficient photoelectric converters to be used as the primary power source at each point of consumption. The changeover would even pay for itself, as the loss factors of long-distance power transmission—not to mention the astronomical costs of building and decommissioning short-lived nuclear power plants—were eliminated. Safety need not imply giving up our beneficial machines. 
Obviously, given the present technomilitary control of society in most parts of the world, such sane efficiency will be immensely difficult to achieve. Nevertheless, we must try. Electromagnetic energy presents us with the same imperative as nuclear energy: Our survival depends on the ability of upright scientists and other people of goodwill to break the military-industrial death grip on our policy-making institutions.

Lord,it's hot in here!" she exclaimed, waving a bedraggled towel in front of her face. "Wouldn't mind a swim myself." Paying him no mind, she unfastened a couple of buttons on her shirt, parted it, and blotted the swells of her breasts with the towel. As she bent down and reached into a cupboard, the shirt gaped. Paralysis afflicted Rider from his eyeballs down. Unaware of his stymied condition, Willow rummaged though the cupboard and asked, "Did Juan and Taylo get back yet?" No answer. "Sinclair?" She found a chunk of soap and a towel and rose from her stooped position to find Rider's eyes glued to her breasts. The soap thunked Rider on his chest and broke his trance. He glanced up just in time to get a towel in his face but managed to catch it before it joined the soap on the floor. "I'm sorry. What did you say?" "Never mind," She spun away to face the stove and to conceal her flaming face. Busily stirring with one hand, she nonchalantly rebuttoned her blouse with the other. "Don't tarry," she warned over her shoulder, "supper is almost ready." Tarry? Tarry? If he remained a minute longer, he was going to have dessert here and now and to hell with supper! He lowered his hat a few discreet inches to hide the evidence of his stirring desire. Then,with an ease he didn't feel, he picked up the soap. "I'll hurry, and thanks for the soap." He turned to leave, then stopped, a devilish glint in his eye. After the emotional turmoil she'd just put him through, she more than deserved a little teasing. "You're welcome to join me for a swim, if you like." His smile was wide and audacious. "I'm not shy." Willow turned to face him, fork in hand. "Let's you and me get something straight, Sinclair. I ain't shy and I don't shock easy neither. You see, I reckon you ain't got nothin' my brothers don't." Her bald remark shocked him as intended but Rider was not to be outdone. "Maybe I don't." He grinned rakishly. "But I've been told I have a rather...exceptional physique." Willow rolled her eyes. "Well, as you can see, I ain't got time to do any comparing. Now,go take your bath and get outta my hair!" Rider swung the towel over his shoulder and turned to leave again. Disappointed by his inability to rile her, he added, "Shucks, Freckles. I was kind of hoping you'd scrub my back. I've been told my back is a mighty fi-" She jabbed the air with the big fork, motioning to the door. "I'm going! I'm going! This place is hazardous to a man's health." He ducked out the door,laughing. "And stop calling me Freckles!" she yelled after him. Grinning and shaking her head, Willow directed her attention back to the stove. Rider Sinclair was an odd egg if ever she saw one. One minute the man was purely obnoxious, the next, teasing and charming.

He told them to wait quietly, to pay attention to their marine, to attempt no new conquests, and to expose the city to no hazards during the war, and doing this, promised them a favorable result. What they did was the very contrary, allowing private ambitions and private interests, in matters apparently quite foreign to the war, to lead them into projects unjust both to themselves and to their allies—projects whose success would only conduce to the honor and advantage of private persons, and whose failure entailed certain disaster on the country in the war. [8] The causes of this are not far to seek. Pericles indeed, by his rank, ability, and known integrity, was enabled to exercise an independent control over the multitude—in short, to lead them instead of being led by them; for as he never sought power by improper means, be was never compelled to flatter them, but, on the contrary, enjoyed so high an estimation that he could afford to anger them by contradiction. [9] Whenever he saw them unseasonably and insolently elated, he would with a word reduce them to alarm; on the other hand, if they fell victims to a panic, he could at once restore them to confidence. In short, what was nominally a democ racy was becoming in his hands government by the first citizen.9a [10] With his successors it was different. More on a level with one another, and each grasping at supremacy, they ended by committing even the conduct of state affairs to the whims of the multitude.

How are you off for drink? We have got everything in the world on board here. Can you catch?’ and almost immediately a large bottle of champagne was thrown from the gunboat to the shore. It fell in the waters of the Nile, but happily where a gracious Providence decreed them to be shallow and the bottom soft. I nipped into the water up to my knees, and reaching down seized the precious gift which we bore in triumph back to our mess. This kind of war was full of fascinating thrills. It was not like the Great War. Nobody expected to be killed. Here and there in every regiment or battalion, half a dozen, a score, at the worst thirty or fourty, would pay forfeit; but to the great mass of those who took part in the little wars of Britain in those vanished and light-hearted days, this was only a sporting element in a splendid game. Most of us were fated to se a war where the hazards were reversed, where death was the general expectation and severe wounds were counted as lucky escapes, where whole brigades were shorn away under the steel flail of artillery and machine-guns, where the survivors of one tornado knew that they would certainly be consumed in the next or the next after that. Everything depends upon the scale of events. We young men who lay down to sleep that night within three miles of 60,000 well-armed fanatical Dervishes, expecting every moment their violent onset or inrush and sure of fighting at latest with the dawn – we may perhaps be pardoned if we thought we were at grips with real war.

Taking control of the situation There are a great many parents—as I’ve learned by attending endless parent support group meetings— who had the same high hopes for their families as I. If you’re such a parent, then you probably know that it isn’t just the child who can be out of control, but also the parent. Possibly you are also aware that continuous reacting on your part is useless as well as extremely hazardous to your health and well-being. The most ruinous thing you can do is to allow the situation to continue on its present destructive course. Here are some simple steps you can take to deactivate the negativity so rampant in your family dynamics. Please note that it takes courage and determination to carry this off successfully. Cut off all funds to the addict. Holding onto the purse strings with an iron fist will have immediate results, as well as repercussions. (Keep an eye on family valuables. In fact, lock them away.) Cut off all privileges accorded to your addicts— such as use of the family car or having their friends in your house. Carry out all threats you make. The fastest way to lose credibility with addicted children is to become a “softie” at the last minute. Refuse to rescue your addicts when they get into legal jams. Don’t pay their fines or their bail. Get yourself into a support group such as Al-Anon, Nar-Anon, Parents Anonymous, or Tough Love as fast as you can. Attempt to get your addicted kids into rehabs. If they’re underage you can sign them in. Adult admission is done on a voluntary basis, so you may be out of luck. Drugs erase any trace of conscience. Be aware that many of today’s drugged youths will think nothing of injuring or even murdering their parents for money. If you suspect that your child could resort to this level of violence, get in touch with the police. If you’re a single parent there will be one voice, but if you’re married there’ll be two. It’s important to merge those two voices so that a single, clear message reaches the addict. If you can work with your partner as a team to institute these simple steps when dealing with the addict, you’ll have done yourself and your family a great service. If, however, you entertain the notion that you were responsible for your child’s addictions in the first place, chances are you won’t be effective in enforcing these guidelines. That’s what the next chapter is all about. Note 1. Drug abuse and alcoholism are officially listed in The International Classification of Diseases, 4th edition, 9th revision, the World Health Organization’s directory on diseases.

One reason the jobs men hold pay more is because they are more hazardous … Just as the ‘glass ceiling’ describes the invisible barrier that keeps women out of jobs with the most pay, the ‘glass cellar’ describes the invisible barrier that keeps men in jobs with the most hazards. – Warren Farrell

The notion of moral hazard, fundamental to economics, has a foreign-policy dimension, too. Any country that believes it will never be made to pay the price for the risks it takes will take ever-greater risks. It’s bad enough when the country in question is Greece. This is Iran.

However, the risk of paying too high a price for good-quality stocks—while a real one—is not the chief hazard confronting the average buyer of securities. Observation over many years has taught us that the chief losses to investors come from the purchase of low-quality securities at times of favorable business conditions. The purchasers view the current good earnings as equivalent to “earning power” and assume that prosperity is synonymous with safety.

Because the general prospects of the enterprise carry major weight in the establishment of market prices, it is natural for the security analyst to devote a great deal of attention to the economic position of the industry and of the individual company in its industry. Studies of this kind can go into unlimited detail. They are sometimes productive of valuable insights into important factors that will be operative in the future and are insufficiently appreciated by the current market. Where a conclusion of that kind can be drawn with a fair degree of confidence, it affords a sound basis for investment decisions. Our own observation, however, leads us to minimize somewhat the practical value of most of the industry studies that are made available to investors. The material developed is ordinarily of a kind with which the public is already fairly familiar and that has already exerted considerable influence on market quotations. Rarely does one find a brokerage-house study that points out, with a convincing array of facts, that a popular industry is heading for a fall or that an unpopular one is due to prosper. Wall Street’s view of the longer future is notoriously fallible, and this necessarily applies to that important part of its investigations which is directed toward the forecasting of the course of profits in various industries. We must recognize, however, that the rapid and pervasive growth of technology in recent years is not without major effect on the attitude and the labors of the security analyst. More so than in the past, the progress or retrogression of the typical company in the coming decade may depend on its relation to new products and new processes, which the analyst may have a chance to study and evaluate in advance. Thus there is doubtless a promising area for effective work by the analyst, based on field trips, interviews with research men, and on intensive technological investigation on his own. There are hazards connected with investment conclusions derived chiefly from such glimpses into the future, and not supported by presently demonstrable value. Yet there are perhaps equal hazards in sticking closely to the limits of value set by sober calculations resting on actual results. The investor cannot have it both ways. He can be imaginative and play for the big profits that are the reward for vision proved sound by the event; but then he must run a substantial risk of major or minor miscalculation. Or he can be conservative, and refuse to pay more than a minor premium for possibilities as yet unproved; but in that case he must be prepared for the later contemplation of golden opportunities foregone.

8 Lending Terms That Every Entrepreneur Must Know In case you’re recently starting your chase for business financing, you’re likely new somewhere down in new terms and loaning language. Also, it’s sufficient to make even the most energetic business person feel overpowered. Try not to proceed with your inquiry without assessing a couple of the fundamental terms you have to know to settle on an educated choice about financing your business. We’ve separated eight must-know terms underneath. 1. Term credit. Term credits are a singular amount of money you pay back, in addition to enthusiasm, over a settled timeframe. Customary term credits generally offer longer installment terms and lower regularly scheduled installments than here and now advances and different types of crisis financing. Securing a term advance, nonetheless, requires a high level of financial soundness with respect to your business. In the event that your business is extremely youthful, has poor credit, or shows some other sort of hazard to your bank, you may think that its hard to secure a term advance from a customary loan specialist. 2. SBA advance. Independent company Administration advances offer much longer terms and lower costs than customary term remarkably, halfway ensured by the U.S. government. SBA credits are particularly intended to give entrepreneurs the most reasonable financing conceivable as they develop their organizations. (Prepare yourself, in any case, for a long and focused endorsement process and bunches of printed material.) 3. Credit extension. Another mainstream advance item your bank may offer is a business credit extension. This sort of financing gives a borrower spinning credit, enabling you to obtain and pay back that acquired sum again and again while remaining inside a most extreme, as you would with a charge card. Not at all like an advance, a credit extension offers you capital as required, and you’ll just pay enthusiasm on what you pull back. 4. Yearly rate. A yearly rate, or APR, is basically the yearly cost of your credit. It’s cited as a rate, similar to your financing cost, yet gives a more precise perspective of what your advance will cost you. Notwithstanding interest owed, your APR will likewise incorporate any beginning expenses, shutting charges, documentation charges, and so forth. The APR offer you get will differ from bank to moneylender, in view of the advance item you’re chasing and your history as a borrower. On the off chance that you’ve been peering toward an advance, make sure to consider its APR before pushing ahead. The credit’s aggregate yearly cost could be higher than you foreseen. 5. Pay explanation. A pay explanation points of interest your business’ net wage, income and costs for a particular period, for example, quarterly or every year. You’ll run over this term when rounding out your advance application. It’s a standout amongst the most critical segments of your application. You may likewise observe it called a “benefit and misfortune proclamation.” This record outlines your business’ monetary wellbeing and the quality of its main concern to your loan specialist. You can set up your announcement yourself or with the assistance of a bookkeeper. Wage explanations accompany their own arrangement of language, so it acquaints yourself with their vocabulary before making a plunge alone. 6. Security. Guarantee portrays any advantage you promise to a moneylender to help secure a credit. This could incorporate land, hardware, money due, stock – anything a loan specialist could sell in the event that you default. Security limits the hazard to your loan specialist should you neglect to hold up your finish of the deal. In case you’re thinking about a secured advance, hope to set up guarantee when you apply. Unsecured advances won’t require guarantee and commonly accompany less stringent credit prerequisites, yet additionally higher rates.

Every contradiction for capitalism is both a great hazard to our lives - since we are made to pay the price - and also an important crack in the system. Every periodic crisis is a potential point around which to organize. If the system seems impenetrable, all the more reason to find its weakest links

we instinctively zero in on dangers that are unusual or immediate, while paying much less attention to hazards that unfold more slowly or in a more familiar way.

If u want ppl 2 deliver u groceries & goods but don't want to hold the corporations they work for accountable for PPE, thriving wages, hazard pay, & taxes, you're exploiting cheap labor for your own safety. We won't survive on exploitation. We only survive through solidarity. (4/1/2020 on Twitter)

frotteur (French) Man who rubs up against strangers in crowds. [noun] Unfortunately, those men who pay homage to their erec-tions for spiritual purposes are in the distinct minority. One of the hazards of the urban environment are those situa-tions where crowds of strangers are forced to stand very closely together. The subway rush hour, the jammed depart-ment store, and other places where stationary, standing crowds can be found are places where a particularly noxious although relatively harmless variety of sexual deviant can be found. The French reserve the word frotteur (frawt-HER, with "H" silent) for those individuals who get their jollies by rubbing their crotches against the buttocks of women in crowds.

Singapore has found a way to provide cost-effective quality healthcare for its citizens with superior outcomes as 25% the cost of the US and 40% the cost of Europe. Israel has created a start-up ecosystem to rival Silicon Valley. Finland and Singapore consistently rank among the highest in PISA scores although their spending per pupil is among the lowest of OEDC nations. Zwolle, a town in the Netherlands, makes roads out of recycled plastic which are cheaper, last longer and are environmentally friendly. The Dutch pension system is the envy of the world. Swiss citizens passed a law to limit their congress’s ability to impose obligations on future generations, eliminating the moral hazard of elected officials engaging in “buy now, pay later” policy enactments. Ireland, once among the poorest nations in Europe now ranks among its most prosperous. Through its “Citizens Assemblies”, Petri dishes used to form political consensus at the ground level on sensitive matters such as abortion and gay marriage, it has morphed from one of the conservative societies to among the most liberal. New Zealand has just introduced ‘naked vegetables’, requiring produce in supermarkets to be sold without plastic packaging.

This situation just kept getting better and better. Injured, chained in a box with a woman who didn’t trust him or even like him, plus trolls. If they actually made it out of here alive, he was going to renegotiate for hazard pay.

bitterness and anger. Taking control of the situation There are a great many parents—as I’ve learned by attending endless parent support group meetings— who had the same high hopes for their families as I. If you’re such a parent, then you probably know that it isn’t just the child who can be out of control, but also the parent. Possibly you are also aware that continuous reacting on your part is useless as well as extremely hazardous to your health and well-being. The most ruinous thing you can do is to allow the situation to continue on its present destructive course. Here are some simple steps you can take to deactivate the negativity so rampant in your family dynamics. Please note that it takes courage and determination to carry this off successfully. Cut off all funds to the addict. Holding onto the purse strings with an iron fist will have immediate results, as well as repercussions. (Keep an eye on family valuables. In fact, lock them away.) Cut off all privileges accorded to your addicts— such as use of the family car or having their friends in your house. Carry out all threats you make. The fastest way to lose credibility with addicted children is to become a “softie” at the last minute. Refuse to rescue your addicts when they get into legal jams. Don’t pay their fines or their bail. Get yourself into a support group such as Al-Anon, Nar-Anon, Parents Anonymous, or Tough Love as fast as you can. Attempt to get your addicted kids into rehabs. If they’re underage you can sign them in. Adult admission is done on a voluntary basis, so you may be out of luck. Drugs erase any trace of conscience. Be aware that many of today’s drugged youths will think nothing of injuring or even murdering their parents for money. If you suspect that your child could resort

In India, about half of all poor households do not have a BPL (below-poverty-line) card and about one-third of the non-poor (under the rules) have one.5 A study in the Indian state of Karnataka found that more than two-thirds of those questioned who were ineligible for BPL cards (for example, owning a water pump) in fact had them, while a sixth of those eligible for the cards did not.6 Research in Gujarat, Delhi and Madhya Pradesh showed that a large proportion of those in dire need did not have BPL cards or were denied them for some spurious reason.7 Often the poorest were least likely to have them. Targeting also creates poverty traps, with accompanying moral and immoral hazards. If a household obtains a benefit only if it is classified as poor, then it pays to stay poor. Increasing income to just above the poverty level means losing more than the extra earnings. So, there is a disincentive to earn extra. This moral hazard prompts the immoral hazard. Someone gaining a little more income will have an incentive to conceal it, so as not to lose entitlement to the benefit.

This kind of war was full of fascinating thrills. It was not like the Great War. Nobody expected to be killed. Here and there in every regiment or battalion, half a dozen, a score, at the worst thirty or forty, would pay forfeit; but to the great mass of those who took part in the little wars of Britain in those vanished and light-hearted days, this was only a sporting element in a splendid game. Most of us were fated to se a war where the hazards were reversed, where death was the general expectation and severe wounds were counted as lucky escapes, where whole brigades were shorn away under the steel flail of artillery and machine-guns, where the survivors of one tornado knew that they would certainly be consumed in the next or the next after that. Everything depends upon the scale of events. We young men who lay down to sleep that night within three miles of 60,000 well-armed fanatical Dervishes, expecting every moment their violent onset or inrush and sure of fighting at latest with the dawn – we may perhaps be pardoned if we thought we were at grips with real war.

Other than the external threat of asteroid and comet strikes (a common hazard throughout the solar system), all Earth’s natural hazards go hand in hand with its habitability. Indeed, Earth seems to be constructed almost perfectly to create calamities, with an outer shell thick enough to be rigid but thin enough to be breakable. Earthquakes, tsunamis, and extreme volcanic transformations are the price we pay for the life-sustaining gift of plate tectonics. Likewise, Earth’s atmosphere is primed to do damage by just the same qualities that make it so nurturing. Sun-animated, water-saturated, and seasonally shifting, our dynamic atmosphere maintains our comfortable climate. Its motions feed and water us, but can also swirl into violent storms that flood villages and splinter cities. Tornadoes, floods, blizzards, and climate shifts are collateral damage from life-enabling flows of energy, water, and chemical elements. All are also symptoms of Earth’s destructive/creative energy flows.*

It’s worth noting, incidentally, that most private corporations are fantastically inefficient, although their inefficiency is disguised by collusion with the government: Contrary to their claims of efficiency, most large corporations…spend an inordinate portion of society’s resources on advertising, executive perks and salaries, transportation and communications to far-flung corporate empires, and lobbying expenses. Most depend for their profits and survival on a complex regime of public subsidies, exemptions, and externalized costs, including the indirect subsidies they gain when allowed to pay less than a living wage, maintain substandard working conditions, market hazardous products, dump untreated wastes into the environment, and extract natural resources from public lands at below-market prices. Ralph Estes…estimates that in 1994 corporations extracted more than $2.6 trillion a year in such subsidies in the United States alone—roughly five times their reported profits… It is one of the basic principles of efficient market function that the full costs of a product or service be borne by the seller and passed on to the buyer. Yet many corporations would be forced to close their doors or restructure if they had to bear the true full costs of their operations.123 Americans sometimes think of large size almost as an end in itself, or at least as necessary for economic efficiency. But this is not always the case. In some industries, economies of scale do exist. But large size tends to entail bureaucratic inefficiencies, environmental destruction, allocative inequalities, political corruption, in general significant negative externalities.124

WE’RE ALL IN RECOVERY FROM WESTERN CIVILIZATION Sooner or later, we each must address the paramount addiction in the Western and Westernized worlds: our psychological dependence on the world-view and lifestyle of Western civilization itself.6 The Western worldview says, in essence, that technological progress is the highest value, and that we were born to consume, to endlessly use and discard natural resources, other species, techno-gadgets, toys, and, often, other people, especially if they’re poor or from the global South. It’s a world of commodities, not entities; of consumers, not human beings; and economic expansion is the primary measure of progress. Profits are valued over people, money over meaning, our national entitlement over global peace and justice, “us” over “them.” This addiction to Western civilization — especially now that the Chinese, too, are hooked — is by far the most dangerous one in the world because of how rapidly and extensively it’s undermining the natural systems of Earth. Addiction to Western civilization protects us from seeing and feeling the staggering price all Earthly life pays for our consumer habit. And it protects us from having to make any radical changes in lifestyle,7 or from having to grow up, leave the “home” of our adolescent comforts, and embark upon the hazardous journey of initiation that leads to an existence that’s life enhancing, meaningful, and fulfilling. The more we live in a materialistic flatland, the more we need it in order to keep from experiencing the agony of our alienation. Each of us has the opportunity to carefully examine our lives, uncover the ways in which our addiction to Western civilization operates, and make the biggest, most courageous changes we’re capable of.

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I’m beginning to wonder if the sheriff’s department should have to offer hazard pay for seeing naked people,” I said. “The taxpayers couldn’t afford it,” Gertie said. “Do you know how many random naked people they run across in a year? And trust me, it’s never the people you want to see naked.