Graded Life Insurance Quotes

Her name was Mildred Atkinson and she had led a very stupid life. Grade school, high school—Hollywood High but she was no beauty queen—business college and a job in an insurance office. She was twenty-six years old and she was a good girl, her parents sobbed. She played bridge with girl friends and she once taught a Sunday-school class. She didn’t have any particular gentleman friend, she went out with several. Not often, you could bet. The only exciting thing that had ever happened to her was to be raped and murdered. Even then she’d only been subbing for someone else.

What’s it about?” Danny seemed authentically curious. “The night. It’s got its own set of rules.” “Day’s got rules too.” “Oh, I know,” Joe said, “but I don’t like them.” They stared through the mesh at each other for a long time. “I don’t understand,” Danny said softly. “I know you don’t,” Joe said. “You, you buy into all this stuff about good guys and bad guys in the world. A loan shark breaks a guy’s leg for not paying his debt, a banker throws a guy out of his home for the same reason, and you think there’s a difference, like the banker’s just doing his job but the loan shark’s a criminal. I like the loan shark because he doesn’t pretend to be anything else, and I think the banker should be sitting where I’m sitting right now. I’m not going to live some life where I pay my fucking taxes and fetch the boss a lemonade at the company picnic and buy life insurance. Get older, get fatter, so I can join a men’s club in Back Bay, smoke cigars with a bunch of assholes in a back room somewhere, talk about my squash game and my kid’s grades. Die at my desk, and they’ll already have scraped my name off the office door before the dirt’s hit the coffin.” “But that’s life,” Danny said. “That’s a life. You want to play by their rules? Go ahead. But I say their rules are bullshit. I say there are no rules but the ones a man makes for himself.

Incidentally, those who were shocked by Bush the Younger’s shout that we are now “at war” with Osama should have quickly put on their collective thinking caps. Since a nation can only be at war with another nation-state, why did our smoldering if not yet burning bush come up with such a war cry? Think hard. This will count against your final grade. Give up? Well, most insurance companies have a rider that they need not pay for damage done by “an act of war.” Although the men and women around Bush know nothing of war and less of our Constitution, they understand fund-raising. For this wartime exclusion, Hartford Life would soon be breaking open its piggy bank to finance Republicans for years to come. But the mean-spirited Washington Post pointed out that under U.S. case law, only a sovereign nation, not a bunch of radicals, can commit an “act of war.” Good try, G.W. This now means that we the people, with our tax money, will be allowed to bail out the insurance companies, a rare privilege not afforded to just any old generation.

Between 1967 and 1980, U.S. test scores fell by about 1.25 grade-level equivalents. The education researcher John Bishop called this decline “historically unprecedented,” arguing that it put a serious drag on national productivity that would continue well into the twenty-first century.

Here’s an example from the test Marty and his students developed to distinguish optimists from pessimists: Imagine: You can’t get all the work done that others expect of you. Now imagine one major cause for this event. What leaps to mind? After you read that hypothetical scenario, you write down your response, and then, after you’re offered more scenarios, your responses are rated for how temporary (versus permanent) and how specific (versus pervasive) they are. If you’re a pessimist, you might say, I screw up everything. Or: I’m a loser. These explanations are all permanent; there’s not much you can do to change them. They’re also pervasive; they’re likely to influence lots of life situations, not just your job performance. Permanent and pervasive explanations for adversity turn minor complications into major catastrophes. They make it seem logical to give up. If, on the other hand, you’re an optimist, you might say, I mismanaged my time. Or: I didn’t work efficiently because of distractions. These explanations are all temporary and specific; their “fixability” motivates you to start clearing them away as problems. Using this test, Marty confirmed that, compared to optimists, pessimists are more likely to suffer from depression and anxiety. What’s more, optimists fare better in domains not directly related to mental health. For instance, optimistic undergraduates tend to earn higher grades and are less likely to drop out of school. Optimistic young adults stay healthier throughout middle age and, ultimately, live longer than pessimists. Optimists are more satisfied with their marriages. A one-year field study of MetLife insurance agents found that optimists are twice as likely to stay in their jobs, and that they sell about 25 percent more insurance than their pessimistic colleagues. Likewise, studies of salespeople in telecommunications, real estate, office products, car sales, banking, and other industries have shown that optimists outsell pessimists by 20 to 40 percent.

You, you buy into all this stuff about good guys and bad guys in the world. A loan shark breaks a guy's leg for not paying his debt, a banker throws a guy out of his home for the same reason, and you think there's a difference, like the banker's just doing his job but the loan shark's a criminal. I like the loan shark better because he doesn't pretend to be anything else, and I think the banker should be where I am sitting right now. I'm not going to live some life where I pay my fucking taxes and fetch the boss a lemonade at the company picnic and buy life insurance. Get older, get fatter, so I can join a men's club in Back Bay, smoke cigars with a bunch of assholes in a back room somewhere, talk about my squash game and my kid's grades. Die at my desk, and they'll already have scraped my name off the office door before the dirt's hit the coffin.

Maybe some kids are told from an early age what's what, as regards money. But most are ignorant I would think, and that was me too, till I was eleven and started pulling down a paycheck. Before that, my thinking was vague. If you had a job, you had money. If you didn't have a job, you had your food stamps or EBT card and basically, no money. I didn't really get that there were grey areas. Okay, I did know about rich people, that some few made the big bucks from being movie stars, pro footfall, the president, etc. These types of people living one hundred percent not in Lee County. Except for this one NASCAR driver that supposedly bought a farm near Ewing in the seventies. Also, the coal miners back in union times. Thirty or forty bucks and hour, old men still talked like those were the days Jesus walked among us throwing around hundred-dollar bills. But for the most part I thought paycheck was a paycheck, whether from Walmart or Food Country or Lee Bank and Trust or Hair Affair or the Eastman plant over in Kingsport. Obviously, you live and learn. Now I know, if you finish high school that's supposed to be a step up, money wise. College is another step up, but with a major downside: for the type of job college gets you, most likely you'll end up having to live far away from home, in a city. My point though is the totem pole of paychecks, with school as one thing that gets you up there, and another one being where you live, country or city. But the main thing is, whatever you're doing, who is it making happy? Are you selling the cheapest-ass shoes imaginable to Walmart shoppers, or high-class suits to business guys? Even the same exact work, like sanding floors, could be at the Dollar General or a movie star mansion. Show me your paycheck, I'll make a guess which floor. If you are making a rich person happy, or a regular person feel rich, aka better than other people, the money rolls. If it's lowlifes you're looking after, not so much. And if it's kids, good luck, because anything to do with improving the life of a child is on the bottom. Schoolteacher pay is for the most part in the toilet. I gather this is common knowledge, but I had no idea, the day Miss Barks said, So long sucker, I'm chasing the big bucks now, Schoolteacher! I've had friends in places high and low since then, and some of the best were people who taught school. The ones that showed up for me. Outside of school hours they were delivery drivers or moonlighting at a gas station or, this is a true example, playing in a band and driving the ice cream truck in the summer. They need the extra job. Honestly need it,just to get by. So here is Miss Barks in her first real job, twenty-two years old, working her little heart out for the DSS. And hitting the books at all hours because she pretty desperately wants to live in her own tiny apartment instead of sharing with a slob, and for that she needs to climb up the paycheck pole to first-grade teacher. That's how they pay you at DSS. Old Baggy has been at it so long she's got no more reason to live, working two shifts a day, going home to her crap duplex in Duffield owned by her cousin that gives her a break on the rent. If you are the kid sitting across from her in your case working meeting, wearing your two black eyes and the hoodie reeking of cat piss, sorry dude but she's thinking about what TV show she'll watch that night. Any human person with gumption would have moved on to something else by now, the military so selling insurance or being a cop or even a teacher. Because DSS pay is basically the fuck-you peanut butter sandwich type of paycheck. That's what the big world thinks it's worth, to save the white-trash orphans. And if these kids grow up to throw punches at washing machines or each other or even let's say smash a drugstore drive-through window. Crawl in and take what's there. Tell me how you're going to be surprised. There's your peanut butter sandwich back. Every dog gets his day." -Demon Copperhead