Going On Pension Quotes

In my next life I want to live my life backwards. You start out dead and get that out of the way. Then you wake up in an old people's home feeling better every day. You get kicked out for being too healthy, go collect your pension, and then when you start work, you get a gold watch and a party on your first day. You work for 40 years until you're young enough to enjoy your retirement. You party, drink alcohol, and are generally promiscuous, then you are ready for high school. You then go to primary school, you become a kid, you play. You have no responsibilities, you become a baby until you are born. And then you spend your last 9 months floating in luxurious spa-like conditions with central heating and room service on tap, larger quarters every day and then Voila! You finish off as an orgasm!

When I am an old woman I shall wear purple with a red hat which doesn't go, and doesn't suit me. And I shall spend my pension on brandy and summer gloves and satin sandles, and say we've no money for butter. I shall sit down on the pavement when I'm tired And gobble up samples in shops and press alarm bells And run my stick along the public railings And make up for the sobriety of my youth. I shall go out in my slippers in the rain and pick flowers in other people's gardens And learn to spit. You can wear terrible shirts and grow more fat And eat three pounds of sausages at a go Or only bread and pickle for a week And hoard pens and pencils and beer mats and things in boxes. But now we must have clothes that keep us dry And pay our rent and not swear in the street And set a good example for the children.

But there’s a reason. There’s a reason. There’s a reason for this, there’s a reason education sucks, and it’s the same reason that it will never, ever, ever be fixed. It’s never gonna get any better. Don’t look for it. Be happy with what you got. Because the owners of this country don't want that. I'm talking about the real owners now, the real owners, the big wealthy business interests that control things and make all the important decisions. Forget the politicians. The politicians are put there to give you the idea that you have freedom of choice. You don't. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own and control the corporations. They’ve long since bought and paid for the senate, the congress, the state houses, the city halls, they got the judges in their back pockets and they own all the big media companies so they control just about all of the news and information you get to hear. They got you by the balls. They spend billions of dollars every year lobbying, lobbying, to get what they want. Well, we know what they want. They want more for themselves and less for everybody else, but I'll tell you what they don’t want: They don’t want a population of citizens capable of critical thinking. They don’t want well informed, well educated people capable of critical thinking. They’re not interested in that. That doesn’t help them. Thats against their interests. Thats right. They don’t want people who are smart enough to sit around a kitchen table to figure out how badly they’re getting fucked by a system that threw them overboard 30 fucking years ago. They don’t want that. You know what they want? They want obedient workers. Obedient workers. People who are just smart enough to run the machines and do the paperwork, and just dumb enough to passively accept all these increasingly shittier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime and the vanishing pension that disappears the minute you go to collect it, and now they’re coming for your Social Security money. They want your retirement money. They want it back so they can give it to their criminal friends on Wall Street, and you know something? They’ll get it. They’ll get it all from you, sooner or later, 'cause they own this fucking place. It's a big club, and you ain’t in it. You and I are not in the big club. And by the way, it's the same big club they use to beat you over the head with all day long when they tell you what to believe. All day long beating you over the head in their media telling you what to believe, what to think and what to buy. The table is tilted folks. The game is rigged, and nobody seems to notice, nobody seems to care. Good honest hard-working people -- white collar, blue collar, it doesn’t matter what color shirt you have on -- good honest hard-working people continue -- these are people of modest means -- continue to elect these rich cocksuckers who don’t give a fuck about them. They don’t give a fuck about you. They don’t give a fuck about you. They don't care about you at all -- at all -- at all. And nobody seems to notice, nobody seems to care. That's what the owners count on; the fact that Americans will probably remain willfully ignorant of the big red, white and blue dick that's being jammed up their assholes everyday. Because the owners of this country know the truth: it's called the American Dream, because you have to be asleep to believe it.

Now that the bad weather had come, we could leave Paris for a while for a place where this rain would be snow coming down through the pines and covering the road and the high hillsides and at an altitude where we would hear it creak as we walked home at night. Below Les Avants there was a chalet where the pension was wonderful and where we would be together and have our books and at night be warm in bed together with the windows open and the stars bright. That was where we could go.

We residents sometimes pity you poor tourists not a little - handed about like a parcel of goods from Venice to Florence, from Florence to Rome, living herded together in pensions or hotels, quite unconscious of anything that is outside Baedeker, their one anxiety to get 'done' and 'through' and go somewhere else. The result is they mix up towns, rivers, palaces in one inextricable whirl.

Over hill, over dale, Thorough bush, thorough brier, Over park, over pale, Thorough flood, thorough fire, I do wander everywhere, Swifter than the moon's sphere; And I serve the fairy queen, To dew her orbs upon the green. The cowslips tall her pensioners be: In their gold coats spots you see; Those be rubies, fairy favours, In those freckles live their savours: I must go seek some dewdrops here And hang a pearl in every cowslip's ear. Farewell, thou lob of spirits; I'll be gone: Our queen and all our elves come here anon.

Are we going somewhere?” “To the river.” “But why?” “To see what we can see.” “I really d-don’t think . . .” We were going to end up as newspaper headlines: Pensioner and Homosexual Found Dead in River—Coincidence, Tragedy, or Satanic Ritual Gone Wrong?

white criminals commit the biggest crimes.a brother might rob a bank. a white man will rob a pension fund. the brother is going to get ten to fifteen years because he had a gun. the white guy is going to get a congressional hearing because he had a job and a nice suit.

We were going to end up as newspaper headlines: Pensioner and Homosexual Found Dead in River - Coincidence, Tragedy, or Satanic Ritual Gone Wrong?

Well, Mr Thomas, while I'm in favour of education, I couldn't in good conscience recommend a university career in anything but the hard sciences. As a working environment, the rest of academia is a sewer of irrationality, hate mongering, envy, and self-interest. I'm getting out the moment I earn my twenty-five-year pension package, and then I'm going to write novels...

And somehow Hallie thrived anyway--the blossom of our family, like one of those miraculous fruit trees that taps into an invisible vein of nurture and bears radiant bushels of plums while the trees around it merely go on living. In Grace, in the old days, when people found one of those in their orchard they called it the semilla besada--the seed that got kissed. Sometimes you'd run across one that people had come to, and returned to, in hopes of a blessing. The branches would be festooned like a Christmas tree of family tokens: a baby sock, a pair of broken reading glasses, the window envelope of a pension check.

It is a strange time, my dear. A novel virus haunts our streets. Days feel like weeks, weeks like months. We’re blasted with new news every second— yes and then no and then yes and no, feeding our primal panic to hoard goods and leave shelves breadless, riceless. They tell us the pandemic makes all equal—the poor and very rich— then why are the poor poorer and the rich profiting? It is a strange time, my dear. Army men are marching our streets. They force us to stay inside, threaten and arrest for a walk in the park. They wage small wars against us, but this battle began long ago. The elite technocrats are crowing in their silicone valleys as corporations grow and small businesses fold with mountains of debt— the centre cannot, will not, hold! It is a strange time, my dear. Mainstream media reports the world has never been safer as they terrorise the chambers of our minds. This stress, this anxiety is killing our immunity. But we must do it all for the elderly— or so they say! When have they ever cared for our elders? When have they ever cared for our vulnerable? We go to bed dreaming of toilet paper while they dismantle the world economy. Family businesses go bust all so we can protect the people, but only the people are suffering! At the end of this, those retired will have peanuts for pensions. They are stripping us of everything whilst our eyes are fixed on our screens. And how dare we say it’s a strange time when in seven months we’ll make America great again.

Below Les Avants there was a chalet where the pension was wonderful and where we would be together and have our books and at night be warm in bed together with the windows open and the stars bright. That was where we could go. Traveling third class on the train was not expensive. The pension cost very little more than we spent in Paris.

I've never understood America,"said the king. "Neither do we, sir. You might say we have two governments, kind of overlapping. First we have the elected government. It's Democratic or Republican, doesn't make much difference, and then there's corporation government." "They get along together, these governments?" "Sometimes," said Tod. "I don't understand it myself. You see, the elected government pretends to be democratic, and actually it is autocratic. The corporation governments pretend to be autocratic and they're all the time accusing the others of socialism. They hate socialism." "So I have heard," said Pippin. "Well, here's the funny thing, sir. You take a big corporation in America, say like General Motors or Du Pont or U.S. Steel. The thing they're most afraid of is socialism, and at the same time they themselves are socialist states." The king sat bolt upright. "Please?" he said. "Well, just look at it, sir. They've got medical care for employees and their families and accident insurance and retirement pensions, paid vacations -- even vacation places -- and they're beginning to get guaranteed pay over the year. The employees have representation in pretty nearly everything, even the color they paint the factories. As a matter of fact, they've got socialism that makes the USSR look silly. Our corporations make the U.S. Government seem like an absolute monarchy. Why, if the U.S. government tried to do one-tenth of what General Motors does, General Motors would go into armed revolt. It's what you might call a paradox sir.

I still remember one from when I was a child. It was about a bear trying to get into a jar of honey. He never gave up. I thought about that when I was trying to get clean. I had to just keep on trying to open that honey jar.” “I liked to read to my kids when they were young. My son much preferred my wife to do it, but when I got to do it, it felt really special. I liked the stories, too.” “Everyone has a good story to tell, Arthur. If you’d have told me last night that I’d have an adventurous old bloke kipping at my house for the night, I’d think I was going mad. But here you are. You’re all right, Arthur, for a posh pensioner,” he teased. “And so are you, for a bit of a scruffbag.

If you want to work your stinking job and pay into a pension plan for the rest of your days then fine; if you want to visit the supermarket once a week and feel great about yourself for finding the best offers on low fat microwave meals then fine; if you want to click around them computers all night, chatting to your Aunt Sally in Honolulu then fine; if you want to drink in moderation so you don’t end up shitting the bed then fine; if you want to continue the cycle of obedient drones then fine; if you want to resent how average your life has turned out in return for a salary that buys you nothing more than permanent misery then fine. All fine and dandy. Go right ahead. Just leave me the fuck out of it.

What is so often said about the solders of the 20th century is that they fought to make us free. Which is a wonderful sentiment and one witch should evoke tremendous gratitude if in fact there was a shred of truth in that statement but, it's not true. It's not even close to true in fact it's the opposite of truth. There's this myth around that people believe that the way to honor deaths of so many of millions of people; that the way to honor is to say that we achieved some tangible, positive, good, out of their death's. That's how we are supposed to honor their deaths. We can try and rescue some positive and forward momentum of human progress, of human virtue from these hundreds of millions of death's but we don't do it by pretending that they'd died to set us free because we are less free; far less free now then we were before these slaughters began. These people did not die to set us free. They did not die fighting any enemy other than the ones that the previous deaths created. The beginning of wisdom is to call things by their proper names. Solders are paid killers, and I say this with a great degree of sympathy to young men and women who are suckered into a life of evil through propaganda and the labeling of heroic to a man in costume who kills for money and the life of honor is accepting ordered killings for money, prestige, and pensions. We create the possibility of moral choice by communicating truth about ethics to people. That to me is where real heroism and real respect for the dead lies. Real respect for the dead lies in exhuming the corpses and hearing what they would say if they could speak out; and they would say: If any ask us why we died tell it's because our fathers lied, tell them it's because we were told that charging up a hill and slaughtering our fellow man was heroic, noble, and honorable. But these hundreds of millions of ghosts encircled the world in agony, remorse will not be released from our collective unconscious until we lay the truth of their murders on the table and look at the horror that is the lie; that murder for money can be moral, that murder for prestige can be moral. These poor young men and woman propagandized into an undead ethical status lied to about what is noble, virtuous, courageous, honorable, decent, and good to the point that they're rolling hand grenades into children's rooms and the illusion that, that is going to make the world a better place. We have to stare this in the face if we want to remember why these people died. They did not die to set us free. They did not die to make the world a better place. They died because we are ruled by sociopaths. The only thing that can create a better world is the truth is the virtue is the honor and courage of standing up to the genocidal lies of mankind and calling them lies and ultimate corruptions. The trauma and horrors of this century of staggering bloodshed of the brief respite of the 19th century. This addiction to blood and the idea that if we pour more bodies into the hole of the mass graves of the 20th century, if we pour more bodies and more blood we can build some sort of cathedral to a better place but it doesn't happen. We can throw as many young men and woman as we want into this pit of slaughter and it will never be full. It will never do anything other than sink and recede further into the depths of hell. We can’t build a better world on bodies. We can’t build peace on blood. If we don't look back and see the army of the dead of the 20th century calling out for us to see that they died to enslave us. That whenever there was a war the government grew and grew. We are so addicted to this lie. What we need to do is remember that these bodies bury us. This ocean of blood that we create through the fantasy that violence brings virtue. It drowns us, drowns our children, our future, and the world. When we pour these endless young bodies into this pit of death; we follow it.

Go to the Hobbit House, interview a pensioner. You’ll have a great time,” he snarled.

Terry took the silence as acquiescence, “The other way to make money is to exploit people, oh, no sorry, that’s the ‘only’ way to make money, exploit other people, that’s how the billionaires have acquired all their money by exploiting others… So how did they achieve it? You’re going to love this… they changed all the rules to accommodate what they wanted to do. How I hear you ask… easy, they own the politicians, they own the banks, they own industry and they own everything. They made it easier for themselves to invest in so called emerging markets. What once would’ve been considered treasonous was now considered virtuous. Instead of building up the nation state and its resources, all of its resources, including its people, they concentrated on building up their profits. That’s all they did. They invested in parts of the world where children could be worked for 12 hours a day 7 days a week, where grown men and women could be treated like slaves and all for a pittance and they did this because we here in the west had made it illegal to work children, because we’d abolished slavery, because we had fought for workers’ rights, for a minimum wage, for a 40 hr week, for pensions, for the right to retire, for a free NHS, for free education, all of these things were getting in the way of them making a quick and easy profit and worse …had been making us feel we were worth something.

I just couldn't stand it any more back in Bes Pelargic,' Twoflower went on blithely, 'sitting at a desk all day, just adding up columns of figures, just a pension to look forward to at the end of it . . . where's the romance in that? Twoflower, I thought, it's now or never. You don't just have to listen to stories. You can go there. Now's the time to stop hanging around the docks listening to sailors' tales.

There's a reason that education sucks. And it's the same reason that it will never ever, ever be fixed. It's never going to get any better, don't look for it, be happy with what you got. Because the owners of this country don't want that. I'm talking about the real owners now. The real owners. The big, wealthy business interests that control things and make all the important decisions. Forget the politicians. The politicians are put there to give you the idea that you have freedom of choice. You don't. You have no choice. You have owners. They own you. They own everything. They own all the important land. They own and control the corporations. They've long since bought and paid for the Senate, the Congress, the state houses, and city halls. They got the judges in their back pocket. And they own all the big media companies so they control just about all of the news and information you get to hear. They got you by the balls. They spend billions of dollars every year lobbying, lobbying to get what they want. Well, we know what they want. They want more for themselves and less for everybody else. But I'll tell you what they don't want. They don't want a population of citizens capable of critical thinking. They don't want well-informed, well-educated people, capable of critical thinking. They're not interested in that. That doesn't help them. That's against their interest. That's right. They don't want people who are smart enough to figure out how badly they're getting fucked by a system that threw them overboard 30 fucking years ago. They don't want that. You know what they want? They want obedient workers. Obedient workers. People who are just smart enough to run the machines and do the paperwork and just dumb enough, to passively accept all these increasingly shittier jobs, with the lower pay, the longer hours, the reduced benefits, the end of overtime, and the vanishing pension that disappears the minute you go to collect it. And now, they're coming for your Social Security money. They want your fucking retirement money. They want it back, so they can give it to their criminal friends on Wall Street. And you know something, they'll get it. They'll get it all from you, sooner or later, because they own this fucking place. It's a big club, and you ain't in it. You and I are not in the big club.

Still, we’ve gone soft since those days of wartime sacrifice, haven’t we? Contemporary humans are too self-centered, too addicted to gratification to live without the full freedom to satisfy our every whim—or so our culture tells us every day. And yet the truth is that we continue to make collective sacrifices in the name of an abstract greater good all the time. We sacrifice our pensions, our hard-won labor rights, our arts and after-school programs. We send our kids to learn in ever more crowded classrooms, led by ever more harried teachers. We accept that we have to pay dramatically more for the destructive energy sources that power our transportation and our lives. We accept that bus and subway fares go up and up while service fails to improve or degenerates. We accept that a public university education should result in a debt that will take half a lifetime to pay off when such a thing was unheard of a generation ago.

In The Enemy Within, Bobby Kennedy asserted that after the trial, Joe Louis, who was out of work and deeply in debt at the time, was immediately given a well-paying job with a record company that got a $2 million Teamsters pension fund loan. Joe Louis then married the female black lawyer from California whom he had met at the trial. When Bobby Kennedy’s right-hand and chief investigator, the future author Walter Sheridan, tried to interview Joe Louis for the McClellan Committee about the record company job, the ex-champ refused to cooperate and said about Bobby Kennedy: “Tell him to go take a jump off the Empire State Building.” Still, Bobby Kennedy expected to have the last laugh by the end of 1957. Hoffa

The pension was run by a happy-go-lucky Englishman, who used to laugh at my industry and tell me I ought to go swimming, while I was still young. “After all, old boy, I mean to say, will it matter a hundred years from now if you wrote that yarn or not?

Someone muttered something in Arabic. Paul asked a young man who spoke some English to translate. “He says things must be serious in Syria: first they send young journalists, but now they send us a woman, a pensioner, and an idiot who wants to go back.

The first people to get the new money are the counterfeiters, which they use to buy various goods and services. The second receivers of the new money are the retailers who sell those goods to the counterfeiters. And on and on the new money ripples out through the system, going from one pocket or till to another. As it does so, there is an immediate redistribution effect. For first the counterfeiters, then the retailers, etc. have new money and monetary income they use to bid up goods and services, increasing their demand and raising the prices of the goods that they purchase. But as prices of goods begin to rise in response to the higher quantity of money, those who haven't yet received the new money find the prices of the goods they buy have gone up, while their own selling prices or incomes have not risen. In short, the early receivers of the new money in this market chain of events gain at the expense of those who receive the money toward the end of the chain, and still worse losers are the people (e.g., those on fixed incomes such as annuities, interest, or pensions) who never receive the new money at all.

Bagpipe Music' It's no go the merrygoround, it's no go the rickshaw, All we want is a limousine and a ticket for the peepshow. Their knickers are made of crêpe-de-chine, their shoes are made of python, Their halls are lined with tiger rugs and their walls with heads of bison. John MacDonald found a corpse, put it under the sofa, Waited till it came to life and hit it with a poker, Sold its eyes for souvenirs, sold its blood for whiskey, Kept its bones for dumb-bells to use when he was fifty. It's no go the Yogi-Man, it's no go Blavatsky, All we want is a bank balance and a bit of skirt in a taxi. Annie MacDougall went to milk, caught her foot in the heather, Woke to hear a dance record playing of Old Vienna. It's no go your maidenheads, it's no go your culture, All we want is a Dunlop tyre and the devil mend the puncture. The Laird o' Phelps spent Hogmanay declaring he was sober, Counted his feet to prove the fact and found he had one foot over. Mrs Carmichael had her fifth, looked at the job with repulsion, Said to the midwife 'Take it away; I'm through with overproduction'. It's no go the gossip column, it's no go the Ceilidh, All we want is a mother's help and a sugar-stick for the baby. Willie Murray cut his thumb, couldn't count the damage, Took the hide of an Ayrshire cow and used it for a bandage. His brother caught three hundred cran when the seas were lavish, Threw the bleeders back in the sea and went upon the parish. It's no go the Herring Board, it's no go the Bible, All we want is a packet of fags when our hands are idle. It's no go the picture palace, it's no go the stadium, It's no go the country cot with a pot of pink geraniums, It's no go the Government grants, it's no go the elections, Sit on your arse for fifty years and hang your hat on a pension. It's no go my honey love, it's no go my poppet; Work your hands from day to day, the winds will blow the profit. The glass is falling hour by hour, the glass will fall for ever, But if you break the bloody glass you won't hold up the weather.

Over the years I have read many, many books about the future, my ‘we’re all doomed’ books, as Connie liked to call them. ‘All the books you read are either about how grim the past was or how gruesome the future will be. It might not be that way, Douglas. Things might turn out all right.’ But these were well-researched, plausible studies, their conclusions highly persuasive, and I could become quite voluble on the subject. Take, for instance, the fate of the middle-class, into which Albie and I were born and to which Connie now belongs, albeit with some protest. In book after book I read that the middle-class are doomed. Globalisation and technology have already cut a swathe through previously secure professions, and 3D printing technology will soon wipe out the last of the manufacturing industries. The internet won’t replace those jobs, and what place for the middle-classes if twelve people can run a giant corporation? I’m no communist firebrand, but even the most rabid free-marketeer would concede that market-forces capitalism, instead of spreading wealth and security throughout the population, has grotesquely magnified the gulf between rich and poor, forcing a global workforce into dangerous, unregulated, insecure low-paid labour while rewarding only a tiny elite of businessmen and technocrats. So-called ‘secure’ professions seem less and less so; first it was the miners and the ship- and steel-workers, soon it will be the bank clerks, the librarians, the teachers, the shop-owners, the supermarket check-out staff. The scientists might survive if it’s the right type of science, but where do all the taxi-drivers in the world go when the taxis drive themselves? How do they feed their children or heat their homes and what happens when frustration turns to anger? Throw in terrorism, the seemingly insoluble problem of religious fundamentalism, the rise of the extreme right-wing, under-employed youth and the under-pensioned elderly, fragile and corrupt banking systems, the inadequacy of the health and care systems to cope with vast numbers of the sick and old, the environmental repercussions of unprecedented factory-farming, the battle for finite resources of food, water, gas and oil, the changing course of the Gulf Stream, destruction of the biosphere and the statistical probability of a global pandemic, and there really is no reason why anyone should sleep soundly ever again. By the time Albie is my age I will be long gone, or, best-case scenario, barricaded into my living module with enough rations to see out my days. But outside, I imagine vast, unregulated factories where workers count themselves lucky to toil through eighteen-hour days for less than a living wage before pulling on their gas masks to fight their way through the unemployed masses who are bartering with the mutated chickens and old tin-cans that they use for currency, those lucky workers returning to tiny, overcrowded shacks in a vast megalopolis where a tree is never seen, the air is thick with police drones, where car-bomb explosions, typhoons and freak hailstorms are so commonplace as to barely be remarked upon. Meanwhile, in literally gilded towers miles above the carcinogenic smog, the privileged 1 per cent of businessmen, celebrities and entrepreneurs look down through bullet-proof windows, accept cocktails in strange glasses from the robot waiters hovering nearby and laugh their tinkling laughs and somewhere, down there in that hellish, stewing mess of violence, poverty and desperation, is my son, Albie Petersen, a wandering minstrel with his guitar and his keen interest in photography, still refusing to wear a decent coat.

Religionists from pulpits and evangelical TV stations announced that this [AIDS] was all God’s punishment for the perverted vice of homosexuality, quite failing to explain why this vengeful deity had no interest in visiting plagues and agonized death upon child rapists, torturers, murderers, those who beat up old women for their pension money (or indeed those cheating, thieving, adulterous and hypocritical clerics and preachers who pop up on the news from time to time weeping their repentance), reserving this uniquely foul pestilence only for men who choose to go to bed with each other and addicts careless in the use of their syringes. What a strange divinity. Later he was to take his pleasure, as he still does, on horrifying numbers of women and very young girls raped in sub-Saharan Africa while transmitting his avenging wrath on the unborn children in their wombs. I should be interested to hear from the religious zealots why he is doing this and what kind of a kick he gets out of it.

Romantic literature often presents the individual as somebody caught in a struggle against the state and the market. Nothing could be further from the truth. The state and the market are the mother and father of the individual, and the individual can survive only thanks to them. The market provides us with work, insurance and a pension. If we want to study a profession, the government’s schools are there to teach us. If we want to open a business, the bank loans us money. If we want to build a house, a construction company builds it and the bank gives us a mortgage, in some cases subsidised or insured by the state. If violence flares up, the police protect us. If we are sick for a few days, our health insurance takes care of us. If we are debilitated for months, social security steps in. If we need around-the-clock assistance, we can go to the market and hire a nurse – usually some stranger from the other side of the world who takes care of us with the kind of devotion that we no longer expect from our own children. If we have the means, we can spend our golden years at a senior citizens’ home. The tax authorities treat us as individuals, and do not expect us to pay the neighbours’ taxes. The courts, too, see us as individuals, and never punish us for the crimes of our cousins. Not only adult men, but also women and children, are recognised as individuals. Throughout most of history, women were often seen as the property of family or community. Modern states, on the other hand, see women as individuals, enjoying economic and legal rights independently of their family and community. They may hold their own bank accounts, decide whom to marry, and even choose to divorce or live on their own. But the liberation of the individual comes at a cost. Many of us now bewail the loss of strong families and communities and feel alienated and threatened by the power the impersonal state and market wield over our lives. States and markets composed of alienated individuals can intervene in the lives of their members much more easily than states and markets composed of strong families and communities. When neighbours in a high-rise apartment building cannot even agree on how much to pay their janitor, how can we expect them to resist the state? The deal between states, markets and individuals is an uneasy one. The state and the market disagree about their mutual rights and obligations, and individuals complain that both demand too much and provide too little. In many cases individuals are exploited by markets, and states employ their armies, police forces and bureaucracies to persecute individuals instead of defending them. Yet it is amazing that this deal works at all – however imperfectly. For it breaches countless generations of human social arrangements. Millions of years of evolution have designed us to live and think as community members. Within a mere two centuries we have become alienated individuals. Nothing testifies better to the awesome power of culture.

With those two things going as well as they were, I figured we could become successful institutional investment managers ourselves. So I made the pitch to the people who ran the World Bank’s pension fund, most importantly Hilda Ochoa, who was its chief investment officer at the time. Despite the fact that we had no assets under management and no track record, she gave us a $5 million U.S. bond account to manage.

Another Presidential election was less than two years off. There would have to be fast work to ward off disaster. Far-sighted people, North and South, even foresaw the laboring people soon forsaking both of the old parties and going Socialist. Politicians and business men shuddered at the thought of such a tragedy and saw horrible visions of old-age pensions, eight-hour laws, unemployment insurance, workingmen’s compensation, minimum-wage legislation, abolition of child labor, dissemination of birth-control information, monthly vacations for female workers, two-month vacations for prospective mothers, both with pay, and the probable killing of individual initiative and incentive by taking the ownership of national capital out of the hands of two million people and putting it into the hands of one hundred and twenty million.

There is no ideal freedom that will someday be given us all at once, as a pension comes at the end of one’s life. There are liberties to be won painfully, one by one, and those we still have are stages—most certainly inadequate, but stages nevertheless—on the way to total liberation. If we agree to suppress them, we do not progress nonetheless. On the contrary, we retreat, we go backward, and someday we shall have to retrace our steps along that road, but that new effort will once more be made in the sweat and blood of men. No,

How now, spirit! whither wander you? FAIRY Over hill, over dale, Through bush, through brier, Over park, over pale, Through flood, through fire, I do wander everywhere, Swifter than the moon's sphere; And I serve the fairy queen, To dew her orbs upon the green. The cowslips tall her pensioners be: In their gold coats spots you see; Those be rubies, fairy favours, In those freckles live their savours: I must go seek some dewdrops here And hang a pearl in every cowslip's ear. Farewell, thou lob of spirits; I'll be gone: Our queen and all our elves come here anon.

This is the basic root of all happiness. Whether you’re listening to Aristotle or the psychologists at Harvard or Jesus Christ or the goddamn Beatles, they all say that happiness comes from the same thing: caring about something greater than yourself, believing that you are a contributing component in some much larger entity, that your life is but a mere side process of some great unintelligible production. This feeling is what people go to church for; it’s what they fight in wars for; it’s what they raise families and save pensions and build bridges and invent cell phones for: this fleeting sense of being part of something greater and more unknowable than themselves.

Please know that they did their best to divide us, to tell us that where the water met the dirt we were born on was somehow sacred, that the strips of colour on the flap of fabric waving above our heads were holy, that the way the light refracted off our skins defined our character. They drove their cars through us in Tahir Square and they took our pensions on Wall Street and then they told us we were going to jail because we shared songs with each other. I know that you do not have fat, bloated middlemen, I know the dictators have fallen, I know that the gatekeepers have all faded out and you live as earthlings, undivided by imaginary borders and differences. Because I know I was born here on the blue electric fields, in the democracy of ideas, in the new country. And this is a place worth dying for.

It was a busy time of day in Aleppo. Parents stopping by for a coffee on the way to picking up the kids from school; the self-employed sneaking out for a break from their own four walls; a quartet of pensioners who met every day to while away an hour playing dominos; and the Syrian refugees who had nowhere else to go that had the feel of home. There wasn’t a free table, and Karen ended up on a stool at the counter. She wasn’t in the mood for more coffee, so she ordered a sparkling water and a couple of ma’amoul. Amena served her, gesturing to the star-shaped pastries studded with almonds and sesame seeds. ‘Fresh baked this afternoon,’ she said. ‘Dates or figs?’ Amena smiled. ‘Dates, how you like them.’ Karen bit into the pastry and savoured the burst of flavour that filled her mouth. ‘Oh, that’s the business,

Arthur and his partner – shifting fridges is a two man job – are not employed by the delivery company directly, but rather have a contract that requires them to undertake a certain amount of deliveries while paying the company for the use of their liveried van. You read that correctly. Arthur pays for the privilege of going to work in a van owned by a company that pays him no sick pay, holiday pay or pension contributions. While technically self-employed, he is obviously unable to work for any other company or employer except over and above his already full-time schedule. Indeed, if one of them is ill or otherwise indisposed and unable to source their own replacement, the rent for the van is still due. It means that, in twenty-first-century Britain, getting sick while holding down a relatively menial job sees the sick person not just lose their wage for the days they’re off sick, but actually pay money to their employer (who’s not technically their employer) for every day they’re off the road.

The state and the market are the mother and father of the individual, and the individual can survive only thanks to them. The market provides us with work, insurance and a pension. If we want to study a profession, the government’s schools are there to teach us. If we want to open a business, the bank loans us money. If we want to build a house, a construction company builds it and the bank gives us a mortgage, in some cases subsidised or insured by the state. If violence flares up, the police protect us. If we are sick for a few days, our health insurance takes care of us. If we are debilitated for months, national social services steps in. If we need around-the-clock assistance, we can go to the market and hire a nurse – usually some stranger from the other side of the world who takes care of us with the kind of devotion that we no longer expect from our own children. If we have the means, we can spend our golden years at a senior citizens’ home. The tax authorities treat us as individuals, and do not expect us to pay the neighbours’ taxes. The courts, too, see us as individuals, and never punish us for the crimes of our cousins.

A man who marries a woman inferior to himself i.e. 'adopts' her must expect that she cannot feel anything for him but liking and gratitude. A woman is better off than a child, after all; if necessary, she can take care of herself, like any man. That she nevertheless allows her husband to pay all the bills is a personal concession that can be retracted at any time. She is entitled, therefore, to high expectations: everything done for her must be first-rate, otherwise she may engage another protector or else, depending upon circumstances, even decide to take care of herself. Compared with the real father, a wife's 'adopted father' has no hope of becoming his pseudo-child's protege in his old age, either. The most he can hope for is the status of an inadequate or pseudo-protege i.e. if he is lucky, he may come to enjoy the woman's altruistic love, her charity. The woman even gets a reward: she inherits his property, his insurance, his pension rights, so that he can go on providing for her after his death, the death she is statistically prepared to survive for, on the average, six years, plus the number of years she is younger than he is.

Romantic literature often presents the individual as somebody caught in a struggle against the state and the market. Nothing could be further from the truth. The state and the market are the mother and father of the individual, and the individual can survive only thanks to them. The market provides us with work, insurance and a pension. If we want to study a profession, the government’s schools are there to teach us. If we want to open a business, the bank loans us money. If we want to build a house, a construction company builds it and the bank gives us a mortgage, in some cases subsidised or insured by the state. If violence flares up, the police protect us. If we are sick for a few days, our health insurance takes care of us. If we are debilitated for months, national social services steps in. If we need around-the-clock assistance, we can go to the market and hire a nurse – usually some stranger from the other side of the world who takes care of us with the kind of devotion that we no longer expect from our own children. If we have the means, we can spend our golden years at a senior citizens’ home. The tax authorities treat us as individuals, and do not expect us to pay the neighbours’ taxes. The courts, too, see us as individuals, and never punish us for the crimes of our cousins.

Romantic literature often presents the individual as somebody caught in a struggle against the state and the market. Nothing could be further from the truth. The state and the market are the mother and father of the individual, and the individual can survive only thanks to them. The market provides us with work, insurance and a pension. If we want to study a profession, the government’s schools are there to teach us. If we want to open a business, the bank loans us money. If we want to build a house, a construction company builds it and the bank gives us a mortgage, in some cases subsidised or insured by the state. If violence flares up, the police protect us. If we are sick for a few days, our health insurance takes care of us. If we are debilitated for months, national social services steps in. If we need around-the-clock assistance, we can go to the market and hire a nurse – usually some stranger from the other side of the world who takes care of us with the kind of devotion that we no longer expect from our own children. If we have the means, we can spend our golden years at a senior citizens’ home. The tax authorities treat us as individuals, and do not expect us to pay the neighbours’ taxes. The courts, too, see us as individuals, and never punish us for the crimes of our cousins. Not

Life as an Enron employee was good. Prestwood’s annual salary rose steadily to sixty-five thousand dollars, with additional retirement benefits paid in Enron stock. When Houston Natural and Internorth had merged, all of Prestwood’s investments were automatically converted to Enron stock. He continued to set aside money in the company’s retirement fund, buying even more stock. Internally, the company relentlessly promoted employee stock ownership. Newsletters touted Enron’s growth as “simply stunning,” and Lay, at company events, urged employees to buy more stock. To Prestwood, it didn’t seem like a problem that his future was tied directly to Enron’s. Enron had committed to him, and he was showing his gratitude. “To me, this is the American way, loyalty to your employer,” he says. Prestwood was loyal to the bitter end. When he retired in 2000, he had accumulated 13,500 shares of Enron stock, worth $1.3 million at their peak. Then, at age sixty-eight, Prestwood suddenly lost his entire Enron nest egg. He now survives on a previous employer’s pension of $521 a month and a Social Security check of $1,294. “There aint no such thing as a dream anymore,” he says. He lives on a three-acre farm north of Houston willed to him as a baby in 1938 after his mother died. “I hadn’t planned much for the retirement. Wanted to go fishing, hunting. I was gonna travel a little.

Madrid. It was that time, the story of Don Zana 'The Marionette,' he with the hair of cream-colored string, he with the large and empty laugh like a slice of watermelon, the one of the Tra-kay, tra-kay, tra-kay, tra-kay, tra-kay, tra on the tables, on the coffins. It was when there were geraniums on the balconies, sunflower-seed stands in the Moncloa, herds of yearling sheep in the vacant lots of the Guindalera. They were dragging their heavy wool, eating the grass among the rubbish, bleating to the neighborhood. Sometimes they stole into the patios; they ate up the parsley, a little green sprig of parsley, in the summer, in the watered shade of the patios, in the cool windows of the basements at foot level. Or they stepped on the spread-out sheets, undershirts, or pink chemises clinging to the ground like the gay shadow of a handsome young girl. Then, then was the story of Don Zana 'The Marionette.' Don Zana was a good-looking, smiling man, thin, with wide angular shoulders. His chest was a trapezoid. He wore a white shirt, a jacket of green flannel, a bow tie, light trousers, and shoes of Corinthian red on his little dancing feet. This was Don Zana 'The Marionette,' the one who used to dance on the tables and the coffins. He awoke one morning, hanging in the dusty storeroom of a theater, next to a lady of the eighteenth century, with many white ringlets and a cornucopia of a face. Don Zana broke the flower pots with his hand and he laughed at everything. He had a disagreeable voice, like the breaking of dry reeds; he talked more than anyone, and he got drunk at the little tables in the taverns. He would throw the cards into the air when he lost, and he didn't stoop over to pick them up. Many felt his dry, wooden slap; many listened to his odious songs, and all saw him dance on the tables. He liked to argue, to go visiting in houses. He would dance in the elevators and on the landings, spill ink wells, beat on pianos with his rigid little gloved hands. The fruitseller's daughter fell in love with him and gave him apricots and plums. Don Zana kept the pits to make her believe he loved her. The girl cried when days passed without Don Zana's going by her street. One day he took her out for a walk. The fruitseller's daughter, with her quince-lips, still bloodless, ingenuously kissed that slice-of-watermelon laugh. She returned home crying and, without saying anything to anyone, died of bitterness. Don Zana used to walk through the outskirts of Madrid and catch small dirty fish in the Manzanares. Then he would light a fire of dry leaves and fry them. He slept in a pension where no one else stayed. Every morning he would put on his bright red shoes and have them cleaned. He would breakfast on a large cup of chocolate and he would not return until night or dawn.

It was a tough journey, though, and I realize that some people don’t have the endurance, or the faith, to continue in the face of such great resistance. But not a day goes by when I don’t meet someone who’s also put it all on the line and is working their butt off to achieve their professional and personal dreams. Many millennials, in particular, are willing to take a chance and do something outside the box, without the “right” degree or experience or any guarantee of future success. They’re willing to start a business—a tech company, a nonprofit—with a couple of friends or alone in their apartment. They’ve rejected the narrative that most boomers lived by—that you should go to school, get a job, work for the same company for thirty years, trust that the company will take care of you after retirement with a pension and possibly stock options. They’ve rejected that narrative because it doesn’t exist anymore in most cases. Most of the millennials who expect that path are, in my opinion, the ones still living at home. Getting angry at “the man” for keeping them down. Waiting for someone else, the government most likely, to come in and save the day. These are the ones who reject or don’t take personal responsibility. Who get out of college, get their first job, and want to be the boss of the company the very same day. They’re twenty-five, have no experience beyond that one semester as an intern, but they want that corner office and $100K in year one.

The importance of ethical governance, exemplified by the Norwegian Pension Fund, is highlighted by a deplorable UK government proposal in 2016 to set up a Shale Wealth Fund.38 The fund would receive up to 10 per cent of the revenue generated by fracking (hydraulic fracturing) for shale gas, which could amount to as much as £1 billion over twenty-five years. This would be paid out to communities hosting fracking sites, which could decide to use the money for local projects or distribute it to households in cash. It is hard to avoid the conclusion that this is a bribe to secure local approval of environmentally threatening fracking operations, to which there has been considerable public opposition. Beyond that, there are many equity questions. Why should only people who happen to live in areas with shale gas be beneficiaries? How would the recipient community be defined? Would the payments go only to those living in the designated community at the time the fracking started? Would they be paid as lump sums or on a regular basis, and how long would they last? What about future generations? Can cash payments compensate for the risk of harm to the air, water, landscape and livelihoods? All these questions cast doubt on the equity and ethics of any selective scheme. They underline the need for the principles of wealth funds and dividends from them to be established before they are implemented, and for a governance structure that is independent from government and business. But

In that sleep and in sleeps to follow the judge did visit. Who would come other? A great shambling mutant, silent and serene. Whatever his antecedents he was something wholly other than their sum, nor was there system by which to divide him back into his origins for he would not go. Whoever would seek out his history through what unraveling of loins and ledgerbooks must stand at last darkened and dumb at the shore of a void without terminus or origin and whatever science he might bring to bear upon the dusty primal matter blowing down out of the millennia will discover no trace of any ultimate atavistic egg by which to reckon his commencing. In the white and empty room he stood in his bespoken suit with his hat in his hand and he peered down with his small and lashless pig’s eyes wherein this child just sixteen years on earth could read whole bodies of decisions not accountable to the courts of men and he saw his own name which nowhere else could he have ciphered out at all logged into the records as a thing already accomplished, a traveler known in jurisdictions existing only in the claims of certain pensioners or on old dated maps. In his delirium he ransacked the linens of his pallet for arms but there were none. The judge smiled. The fool was no longer there but another man and this other man he could never see in his entirety but he seemed an artisan and a worker in metal. The judge enshadowed him where he crouched at his trade but he was a coldforger who worked with hammer and die, perhaps under some indictment and an exile from men’s fires, hammering out like his own conjectural destiny all through the night of his becoming some coinage for a dawn that would not be. It is this false moneyer with his gravers and burins who seeks favor with the judge and he is at contriving from cold slag brute in the crucible a face that will pass, an image that will render this residual specie current in the markets where men barter. Of this is the judge judge and the night does not end.

Vim?” “Sweetheart?” The whispered endearment spoken with sleepy sensuality had Sophie’s insides fluttering. Was this what married people did? Cuddled and talked in shadowed rooms, gave each other bodily warmth as they exchanged confidences? “What troubles you about going home?” He was quiet for a long moment, his breath fanning across her neck. Sophie felt him considering his words, weighing what to tell her, if anything. “I’m not sure exactly what’s amiss, and that’s part of the problem, but my associations with the place are not at all pleasant, either.” Was that…? His lips? The glancing caress to her nape made Sophie shiver despite the cocoon of blankets. “What do you think is wrong there?” Another kiss, more definite this time. “My aunt and uncle are quite elderly, though Uncle Bert and Aunt Essie seem the type to live forever. I’ve counted on them living forever. You even taste like flowers.” Ah, God, his tongue… a slow, warm, wet swipe of his tongue below her ear, like a cat, but smoother than a cat, more deliberate. “Nobody lives forever.” The nuzzling stopped. “This is lamentably so. My aunt writes to me that a number of family heirlooms have gone missing, some valuable in terms of coin, some in terms of sentiment.” His teeth closed gently on the curve of her ear. What was this? He wasn’t kissing her, exactly, nor fondling the parts other men had tried to grope in dark corners—though Sophie wished he might try some fondling. “Do you think you might have a thief among the servants?” He slipped her earlobe into his mouth and drew on it briefly. “Perhaps, though the staff generally dates back to before the Flood. We pay excellent wages; we pension those who seek retirement, those few who seek retirement.” “Is some sneak thief in the neighborhood preying on your relations, then?” It was becoming nearly impossible to remain passively lying on her side. She wanted to be on her back, kissing him, touching his hair, his face, his chest… “Or has some doughty old retainer merely misplaced some of the silver?” Vim muttered right next to her ear. “You’ll sort it out.

It's possible to see how much the brand culture rubs off on even the most sceptical employee. Joanne Ciulla sums up the dangers of these management practices: 'First, scientific management sought to capture the body, then human relations sought to capture the heart, now consultants want tap into the soul... what they offer is therapy and spirituality lite... [which] makes you feel good, but does not address problems of power, conflict and autonomy.'¹0 The greatest success of the employer brand' concept has been to mask the declining power of workers, for whom pay inequality has increased, job security evaporated and pensions are increasingly precarious. Yet employees, seduced by a culture of approachable, friendly managers, told me they didn't need a union - they could always go and talk to their boss. At the same time, workers are encouraged to channel more of their lives through work - not just their time and energy during working hours, but their social life and their volunteering and fundraising. Work is taking on the roles once played by other institutions in our lives, and the potential for abuse is clear. A company designs ever more exacting performance targets, with the tantalising carrot of accolades and pay increases to manipulate ever more feverish commitment. The core workforce finds itself hooked into a self-reinforcing cycle of emotional dependency: the increasing demands of their jobs deprive them of the possibility of developing the relationships and interests which would enable them to break their dependency. The greater the dependency, the greater the fear of going cold turkey - through losing the job or even changing the lifestyle. 'Of all the institutions in society, why let one of the more precarious ones supply our social, spiritual and psychological needs? It doesn't make sense to put such a large portion of our lives into the unsteady hands of employers,' concludes Ciulla. Life is work, work is life for the willing slaves who hand over such large chunks of themselves to their employer in return for the paycheque. The price is heavy in the loss of privacy, the loss of autonomy over the innermost workings of one's emotions, and the compromising of authenticity. The logical conclusion, unless challenged, is capitalism at its most inhuman - the commodification of human beings.

That settles it,” said Mr. Trapwood. “We’re going back to the pension. We’re going to pack. We’re going to be on the Bishop first thing tomorrow. Sir Aubrey will have to send someone else out. Nothing is worth another day in this hellhole.” Mr. Low did not answer. He had caught a fever and was lying in the bottom of a large canoe owned by the Brothers of the São Gabriel Mission, who had arranged for the crows to be taken back to Manaus. His eyes were closed and he was wandering a little in his mind, mumbling about a boy with hair the color of the belly of the golden toad which squatted on the lily leaves of the Mamari River. There had, of course, been no golden-haired boys; there hadn’t been any boys at all. What there had been was a leper colony, run by the Brothers of Saint Patrick, a group of Irish missionaries to whom the crows had been sent. “They’re good men, the Brothers,” a man on the docks had told them as they set off on their last search for Taverner’s son. “They take in all sorts of strays--orphans, boys with no homes. If anyone knows where Taverner’s lad might be, it’ll be them.” Then he had spat cheerfully into the river because he was a crony of the chief of police and liked the idea of Mr. Low and Mr. Trapwood spending time with the Brothers, who were very holy men indeed and slept on the hard ground, and ate porridge made from manioc roots, and got up four times in the night to pray. The Brothers’ mission was on a swampy part of the river and very unhealthy, but the Brothers thought only about God and helping their fellowmen. They welcomed Mr. Trapwood and Mr. Low and said they could look over the leper colony to see if they could find anyone who might turn out to be the boy they were looking for. “They’re a jolly lot, the lepers,” said Father Liam. “People who’ve suffered don’t have time to grumble.” But the crows, turning green, thought there wouldn’t be much point. Even if there was a boy there the right age, Sir Aubrey probably wouldn’t think that a boy who was a leper could manage Westwood. Later a group of pilgrims arrived who had been walking on foot from the Andes and were on their way to a shrine on the Madeira River, and the Brothers knelt and washed their feet. “We know you’ll be proud to share the sleeping hut with our friends here,” they said to Mr. Low and Mr. Trapwood, and the crows spent the night on the floor with twelve snoring, grunting men--and woke to find two large and hungry-looking vultures squatting in the doorway. By the time they returned to Manaus the crows were beaten men. They didn’t care any longer about Taverner’s son or Sir Aubrey, or even the hundred-pound bonus they had lost. All they cared about was getting onto the Bishop and steaming away as fast as it could be done.

Speech in the Sportpalast Berlin, January 30, 1942 They say, “you sail on your KdF ships; we cannot allow them to land here; that would corrupt our laborers.” Now, why would that corrupt their laborers? I cannot see why. The German laborer has worked more than ever before; why should he not have a rest? Is it not a joke when today the man in the White House says, “we have a program for the world, and this program for the world will give man freedom and the right to work.” Mr. Roosevelt-open your eyes! We have already done this in Germany a long time ago. Or when he says that the sick ought to be taken care of. Please leave the garden of our party program-this is National Socialist teaching and not yours, Sir! This is heresy for a democrat. Or when he says, “we want laborers to have a vacation.” It is a little late to want this, since we have already put this into practice. And we would be much further along now if Mr. Roosevelt had not interfered. Or when he says, “we want to increase prosperity for the masses of laborers, too.” All these things are in our program! He might have seen them through, if he had not started the war. After all, we did all this before the war. No, these capitalist hyenas do not have the slightest intention of doing this. They see us as a suspicious example. And now, in order to lure their own people, they have to get in on our party program and fish out a few sentences, these poor bunglers. And even that they do imperfectly. We had a world unanimously against us here. Of course, not only on the right, but also on the left. Those on the left feared: “What are we going to do, if this experiment succeeds and he actually makes it and eliminates the housing problem? What if he manages to introduce an educational system based on which a talented boy, no matter who his parents are, can attain God knows what position? And, he is capable of doing it, he is already making a Reich protector out of a former farmhand. What if he really introduces an old-age pension scheme covering the whole Volk? What if he truly secures a right to vacations for the whole Volk, since he is already building ships? And he is bringing all this up to an ordered and secured standard of living. What are we going to do? We live by the absence of this. We live by this and, therefore, we must fight National Socialism.” What the others have accomplished-that, our comrades were best able to see in Russia. We have been in power for nine years now. Bolshevism has been there since 1917, that is, almost twenty-five years. Everyone can judge for himself by comparing this Russia with Germany. The things we did in these nine years. What does the German Volk look like, and what have they accomplished over there? I do not even want to mention the capitalist states. They do not take care of their unemployed, because no American millionaire will ever come into the area where they live, and no unemployed man will ever go to the area where the millionaires live. While hunger marches to Washington and to the White House are organized, they are usually dispersed en route by the police by means of rubber truncheons and tear gas. Such things do not exist in authoritarian Germany. We deal with such problems without such things-rubber truncheons and tear gas.

All the same, Kiev was a melancholy city. Its defining features were failures, absences. Some were obvious: only one supermarket (dollars only), few private cars (six at an intersection counted as a traffic jam), a joke of a postal service (to send a letter, one went to the railway station, and handed it to a friendly face going in the right direction). Others one only felt the force of after a time. With benefits and pensions virtually non-existent, the crudest health care (drugs had to be paid for; doctors wanted bribes), and no insurance (a few private firms had sprung up, but nobody trusted them with their money), Kievans were living lives of a precariousness unknown in the West, destitution never more than an illness or a family quarrel away. It showed in their wiry bodies and pinched, alert, Depression-era faces; the faces of people who get by on cheap vodka and stale cigarettes, and know they have to look after themselves, for nobody else will do it for them.

...this is hard to explain, but it's not a government operation, the Kennedy thing [assassination]. I've been in government my whole life, and I've seen a lot of slimy deals go down, and the one characteristic they all have is stupidity and simplicity; once you pick at them, they start to unravel. People rat each other out. They leave evidence lying around. They buy yachts they can't afford. And let's face it, you want to start a conspiracy in the government, who've you got to do the job? Guys who signed up to work at a desk eight hours a day for thirty years, with no chance of layoffs and a nice pension at the end. Not your top recruits for skullduggery, right? Prime example: Watergate. Now that's a government conspiracy.

Tell me more about Makepeace.” Miss Hobson continued to smile. “He is forty-five, his income is twenty thousand per annum, and he sits a horse well.” “He is too old,” Vincent declared. “What of Threshbury?” The chaperone blinked. “Well, his title is certainly the highest, his income is twenty-three thousand, and he is only thirty-two.” Vincent frowned, though the information should please him. “He sounds like a paragon. Pray tell, does he have any faults?” “Well, he does possess two mistresses. Such is common among gentlemen. Perhaps he will pension one off after he weds.” Miss Hobson lost her cheery tone and avoided his gaze. “I won’t have Lydia wed to a lecher,” he snapped. “What do you know of the viscount?” Miss Hobson lifted her chin and replied with a hint of defiance. “He is twenty-three and fond of art. All accounts say he is a proper gentleman, and his income is more than acceptable at fifteen thousand. He and Miss Price seemed to get on well at her ball and at Almack’s.” “He is too young,” Vincent retorted. The conversation seemed to be like a snare, closing around him tighter with every word. “I am going to White’s for a pint. This damn house reeks of flowers.” An

The Economist has produced a more sophisticated set of ‘back-of-the-envelope’ estimates in an interactive basic income calculator for all OECD countries.4 This purports to show how much could be paid as a basic income by switching spending on non-health transfers, leaving tax revenues and other public spending unchanged. Interestingly, even on this very restrictive basis, a cluster of seven west European countries could already pay over $10,000 per person per year. The United States could pay $6,300 and Britain $5,800. Obviously, for most countries, the level of basic income that could be financed from this tax-neutral welfare-switching exercise would be modest – though, especially for bottom-ranked countries such as South Korea ($2,200) or Mexico (only $900), this largely reflects their current low tax take and welfare spending. The Economist’s interactive calculator also aims to calculate what tax rises would be needed to pay a basic income of a given amount. For the UK, the calculator estimates that the cost of a basic income of one-third average GDP per head would require a 15 percentage point rise in tax take. Its calculations can again be questioned in their own terms. However, all these back-of-the-envelope exercises are flawed in more fundamental ways. First, they do not allow for clawing the basic income back in tax from higher-income earners, which could be done with no net cost to the affluent or to the Exchequer, simply by tweaking tax rates and allowances so that the extra tax take equals the basic income paid. Second, they do not take account of administrative savings from removal of means testing and behaviour conditions. Administration accounted for £8 billion of the £172 billion 2013–14 budget of the UK’s Department of Work and Pensions, much of which will have gone to pay staff in local job centres to monitor and sanction benefit recipients. This does not include hundreds of millions of pounds paid to private contractors to carry out so-called ‘work assessment’ tests on people with disabilities, which have led to denial of benefits to some of society’s most vulnerable people. Third, they compare the cost of a basic income with the existing welfare budget and assume that all other areas of public spending remain intact. Yet governments can always choose to realign spending priorities. The UK government could save billions by scrapping the plan to replace the Trident nuclear missile system, now estimated to cost more than £200 billion over its lifetime. It could save further billions by ending subsidies that go predominantly to corporations and the affluent.

The crows were looking very much the worse for wear. Their black suits were dusty and torn; the maid at the Pension Maria had burnt every one of their shirts as she ironed them. Mr. Trapwood’s face was covered in lumps where the bites of the tabernid fly had gone septic, and both their stomachs had become boiling caverns of agony and wind. “But we can still do it,” said Mr. Trapwood, punching the table. “We’ll try downriver this time. Those houses by the fishing place. The people there look poor enough; they should take some notice of the reward.” Mr. Low nodded and made his way stealthily toward the door. “If you’re thinking of getting to the lavatory before me, don’t try,” said Mr. Trapwood. “I’m going first.” “No, you aren’t. I need it!” “You need it…!” Shoving and jostling, the two detectives raced each other down the corridor.

Revolution, which is in the blood of Parisians, was not in the veins of the Viennese. In Hans's blood there was the Austrian amiability and the good manners learned in his nursery. He was not radical enough to come directly to final conclusions. Day and night, in his desolate prison barracks, while he was almost despairing of his coming home at all, he struggled to find a compromise. He found it in his decision to convince himself with his own eyes, as soon as he came home; the terrible reports reaching the prison camp might be exaggerated and aimed at convincing the prisoners that their camp was better than their home. But when he did see with his own eyes that it was far more terrible than anything he had heard, he did not allow himself any further evasion. Now at last he was ready for the final outcome. One of the first things to strike him was that people in Vienna did not realize what had happened, and it was like a slap in the face. They went about and expected to continue as usual. But there was nothing to continue! Vienna had been an imperial capital, and an imperial capital cannot do without an empire. But the empire no longer existed. Austria was the concept of a super-national nation uniting nationalities. The concept had been destroyed. “German Austria,” the little land with seven million inhabitants, carved out of an empire of fifty-five million, possessed neither money nor friends. Nevertheless, at St. Germain they had been cynical enough to pile the burden of a succession on them that had no basis for existence. Most incomprehensible of all to this returning prisoner was the attitude of Number 10. They were still calling die people begging in the streets “beggars,” because they either did not know or did not want to know that six out of every ten Viennese were compelled to beg and that Austria itself had been assigned a role which was nothing else than that of an international beggar. They carried on their businesses, continued to go to their offices, went on receiving their pensions.Revolution, which is in the blood of Parisians, was not in the veins of the Viennese. In Hans's blood there was the Austrian amiability and the good manners learned in his nursery. He was not radical enough to come directly to final conclusions. Day and night, in his desolate prison barracks, while he was almost despairing of his coming home at all, he struggled to find a compromise. He found it in his decision to convince himself with his own eyes, as soon as he came home; the terrible reports reaching the prison camp might be exaggerated and aimed at convincing the prisoners that their camp was better than their home. But when he did see with his own eyes that it was far more terrible than anything he had heard, he did not allow himself any further evasion. Now at last he was ready for the final outcome. One of the first things to strike him was that people in Vienna did not realize what had happened, and it was like a slap in the face. They went about and expected to continue as usual. But there was nothing to continue! Vienna had been an imperial capital, and an imperial capital cannot do without an empire. But the empire no longer existed. Austria was the concept of a super-national nation uniting nationalities. The concept had been destroyed. “German Austria,” the little land with seven million inhabitants, carved out of an empire of fifty-five million, possessed neither money nor friends. Nevertheless, at St. Germain they had been cynical enough to pile the burden of a succession on them that had no basis for existence. Most incomprehensible of all to this returning prisoner was the attitude of Number 10. They were still calling die people begging in the streets “beggars,” because they either did not know or did not want to know that six out of every ten Viennese were compelled to beg and that Austria itself had been assigned a role which was nothing else than that of an international beggar.

Where are you going, where have you been? Do you have children? How was the voyage? What is the news of the world? What can I do for you? Please, sit. Eat. She’ll give them the name of Villa Erna, the pension on Carrer del Modolell run by a Jewish family, and Café Cómico, where the Sephardim can learn about jobs, and for the Ashkenazim, the corner café on Còrsega, where they might find Yiddish speakers. Tell them you’ve been to us, she says warmly. Say you’re a friend of a friend.

He suddenly paused in his reflection and stood still. “It shall not be? But what are you going to do to prevent it? You’ll forbid it? And what right have you? What can you promise them on your side to give you such a right? Your whole life, your whole future, you will devote to them when you have finished your studies and obtained a post? Yes, we have heard all that before, and that’s all words, but now? Now something must be done, now, do you understand that? And what are you doing now? You are living upon them. They borrow on their hundred roubles pension. They borrow from the Svidrigaïlovs. How are you going to save them from Svidrigaïlovs, from Afanasy Ivanovitch Vahrushin, oh, future millionaire Zeus who would arrange their lives for them? In another ten years? In another ten years, mother will be blind with knitting shawls, maybe with weeping too. She will be worn to a shadow with fasting; and my sister? Imagine for a moment what may have become of your sister in ten years? What may happen to her during those ten years? Can you fancy?” So he tortured himself, fretting himself with such questions, and finding a kind of enjoyment in it. And yet all these questions were not new ones suddenly confronting him, they were old familiar aches. It was long since they had first begun to grip and rend his heart. Long, long ago his present anguish had its first beginnings; it had waxed and gathered strength, it had matured and concentrated, until it had taken the form of a fearful, frenzied and fantastic question, which tortured his heart and mind, clamoring insistently for an answer.

Tribune was the ultimate challenge and opportunity. We saw myriad ways to unlock value through the company’s diverse businesses. And that was intriguing now that nearly all the other bidders had left the room. We offered a proposal to sponsor a going-private transaction by an employee stock ownership plan, or ESOP. Under the terms of the deal, all of the outstanding shares of Tribune would be acquired for cash through a multistep series of transactions. Upon completion, 100 percent of the company’s stock would end up being held by the ESOP, which would be owned by company employees. So Tribune would be an employee-owned company. We would invest roughly $315 million in the company in exchange for a $225 million subordinated promissory note and the right to buy about 40 percent of Tribune’s equity in the future. Employees wouldn’t be required to invest anything in the ESOP, and the new structure would shift all eligible employees to an ESOP stock-vesting schedule. The pension plan was already frozen for new hires and active only for grandfathered employees, so we would be creating a new retirement vehicle that included more employees as the company went forward. An independent entity—one of the most experienced ESOP trustees in the country—would represent employees in all the ESOP negotiations. The ESOP structure would also unlock substantial value through immediate and long-term tax considerations.

The truth is that I'm a bad person. But, that's gonna change - I'm going to change. This is the last of that sort of thing. Now I'm cleaning up and I'm moving on, going straight and choosing life. I'm looking forward to it already. I'm gonna be just like you. The job, the family, the fucking big television. The washing machine, the car, the compact disc and electric tin opener, good health, low cholesterol, dental insurance, mortgage, starter home, leisure wear, luggage, three piece suite, DIY, game shows, junk food, children, walks in the park, nine to five, good at golf, washing the car, choice of sweaters, family Christmas, indexed pension, tax exemption, clearing gutters, getting by, looking ahead, the day you die.

To not give a fuck about adversity, you must first give a fuck about something more important than adversity. Imagine you’re at a grocery store, and you watch an elderly lady scream at the cashier, berating him for not accepting her thirty-cent coupon. Why does this lady give a fuck? It’s just thirty cents. I’ll tell you why: That lady probably doesn’t have anything better to do with her days than to sit at home cutting out coupons. She’s old and lonely. Her kids are dickheads and never visit. She hasn’t had sex in over thirty years. She can’t fart without extreme lower-back pain. Her pension is on its last legs, and she’s probably going to die in a diaper thinking she’s in Candy Land. So she snips coupons. That’s all she’s got. It’s her and her damn coupons. It’s all she can give a fuck about because there is nothing else to give a fuck about. And so when that pimply-faced seventeen-year-old cashier refuses to accept one of them, when he defends his cash register’s purity the way knights used to defend maidens’ virginity, you can bet Granny is going to erupt. Eighty years of fucks will rain down all at once, like a fiery hailstorm of “Back in my day” and “People used to show more respect” stories. The problem with people who hand out fucks like ice cream at a goddamn summer camp is that they don’t have anything more fuck-worthy to dedicate their fucks to.

The idea of a pension was not, and is not, extravagant. It's premised on the idea that some of the profits you help produce for a company should not go to stockholders, or the CEO, back back to longtime workers, who would continue to receive a portion of their salary even after they retire. In essence, the worker committed years of their life to making the company profitable; the company then commits some extra years of its profits to the employee.

I have always liked this by George Carlin: “I want to live my next life backwards. “You start out dead and get that out of the way. “Then you wake up in a nursing home feeling better every day. “Then you get kicked out for being too healthy. “Enjoy your retirement and collect your pension. “Then when you start work, you get a gold watch on your first day “You work 40 years until you’re too young to work. “You get ready for high school: drink alcohol, party, and you’re generally promiscuous. “Then you go to primary school, you become a kid, you play, and you have no responsibilities. “Then you become a baby, and then… “You spend your last 9 months floating peacefully in luxury, in spa-like conditions—central heating, room service on tap, and then… “You finish off as an orgasm.

Globalisation and technology have already cut a swathe through previously secure professions, and 3D printing technology will soon wipe out the last of the manufacturing industries. The internet won’t replace those jobs, and what place for the middle-classes if twelve people can run a giant corporation? I’m no communist firebrand, but even the most rabid free-marketeer would concede that market-forces capitalism, instead of spreading wealth and security throughout the population, has grotesquely magnified the gulf between rich and poor, forcing a global workforce into dangerous, unregulated, insecure low-paid labour while rewarding only a tiny elite of businessmen and technocrats. So-called ‘secure’ professions seem less and less so; first it was the miners and the ship- and steel-workers, soon it will be the bank clerks, the librarians, the teachers, the shop-owners, the supermarket check-out staff. The scientists might survive if it’s the right type of science, but where do all the taxi-drivers in the world go when the taxis drive themselves? How do they feed their children or heat their homes and what happens when frustration turns to anger? Throw in terrorism, the seemingly insoluble problem of religious fundamentalism, the rise of the extreme right-wing, under-employed youth and the under-pensioned elderly, fragile and corrupt banking systems, the inadequacy of the health and care systems to cope with vast numbers of the sick and old, the environmental repercussions of unprecedented factory-farming, the battle for finite resources of food, water, gas and oil, the changing course of the Gulf Stream, destruction of the biosphere and the statistical probability of a global pandemic, and there really is no reason why anyone should sleep soundly ever again.

Futurists who are thinking about the businesses of the future forecast that many more of us will become entrepreneurs. They see employee healthcare and financial benefits, pension plans and retirement packages, all disappearing in the future for most employees of most companies. Everybody’s going to be a free agent, and everybody’s going to be an entrepreneur. You’re going to broker your skills and negotiate your own contracts for everything. Now it may not reach 100% of companies, but it certainly is an interesting future to think about, and it’s an interesting concept to be aware of on the path to becoming an entrepreneur.

By 2014, Reed had calculated, a city of a million people, the tenth largest city in the United States, would be serviced by 1,600 public workers. “There is no way to run a city with that level of staffing,” he said. “You start to ask: What is a city? Why do we bother to live together? But that’s just the start.” The problem was going to grow worse until, as he put it, “you get to one.” A single employee to service the entire city, presumably with a focus on paying pensions. “I don’t know how far out you have to go until you get to one,” said Reed, “but it isn’t all that far.” At that point, if not before, the city would be nothing more than a vehicle to pay the retirement costs of its former workers. The only clear solution was if former city workers up and died, soon. But former city workers were, blessedly, living longer than ever. This

Kit listened to your parting sermon this morning. He was a very good boy today.” She lay on her back, her head turned to watch the baby. “And he’s thriving in your care. Sophie. You aren’t really going to give him up, are you? If Their Graces were tolerant of the tweenie’s situation, they might make allowances for you.” He regretted the words, because they opened the door for him to wonder again what exactly her position in the household was. He told himself it didn’t matter—it still didn’t matter—because again, he’d be leaving in the morning. She curled over on her side, pillowing her cheek on her hand as she gazed at the fire. “Their Graces would indulge me, did I ask it of them, but Kit needs a real family, brothers and sisters, a mama, a papa. I would spoil him shamelessly, and there’s much I do not know about raising a child.” He gave in to the temptation to touch her, reaching over and smoothing the side of his thumb along her hairline. “You’re a quick study. Every mother and aunt and granny in Town would be happy to help you.” Women were like that. They rallied around babies despite differences in age, class, standing, and even nationality. She did not react to his caress, not that he could see. “I think the country is a better place to grow up, especially for boys.” It occurred to him to offer her a place at Sidling. His aunt and uncle were forever grousing about their aging staff, but they refused to pension off the duffers and dodderers on their payroll. But then he’d never see her, for Sidling was one place he would not frequent if he could help it. Still, the idea was not without merit. It would be better than losing touch with her entirely. “He’s

But Sean wasn’t going to let her win. Not this time. She’d won the last round, back in Rome, when the wooden door to her room in the slightly cheesy pensione nearly flattened him.

Things were well advanced when the massacre hit Berkeley Hundred. Eleven were killed here including Capt. George Thorpe "one of his Majesties pensioners." Then came abandonment from which no clearcut survival seems to have been achieved. In the spring of 1622 those who "remayneth" must have been relocated. Four persons sent from England "before the news of the massacre was heard" arrived in June and there is mention of others going for Berkeley in August. In July, 1623 John Smith promised to supply "my servants now living in Virginia in Berckley Hundreth" and others at least to the extent of £100. Two months later the Bonny Bess is reported to have brought people and supplies for Berkeley in its cargo.

not to cancel or undermine this system," said Gref, a former economic development minister, who went on to paint a grim picture of what it would be like if Russia reverted to a pay-as-you-go pension system. "Particularly with the radical

For several years now, conservative economists have blamed high unemployment on the purported fact that many Americans have priced themselves out of the global/high-tech jobs market. So if we want more jobs, they say, we’ll need to accept lower wages and benefits. That’s exactly what Americans have been doing. More and more Americans are retaining their jobs by settling for lower pay or going without cost-of-living increases. Or they’ve lost a higher-paying job and have taken one that pays less. Or they’ve joined the great army of contingent workers, self-employed “consultants,” temps, and contract workers—without health-care benefits, pensions, job security, or decent wages.

Talking Dog One day, while driving in the country, a man noticed a sign that said “Talking Dog for Sale.”  The sign pointed to a farm house off the road just a bit.  The man’s interest was piqued so he pulled off the road and headed up to the farm house. When he got there and inquired about the talking dog, the farmer told him the talking dog was around the back of the farm house.  The farmer said the man was welcome to go in back and talk with the dog. The man was in a serious state of disbelief, because he knew dogs couldn’t talk.  Still he was very curious so he headed around to the backyard. In the backyard the man noticed a poodle that quickly came up to him.  The man thought to himself, “Hmmm poodles are supposed to be smart dogs.” “Can you really talk?” the man asked the poodle. “I sure can,” replied back the poodle. “Wow,” exclaimed the man.  Wanting to hear more he asked, “So what’s your story?” “I discovered I could talk when I was very young,” said the poodle.  “I knew I had a real gift so I thought I should do something about it.  I joined the CIA and became one of their very best spies.  I was sent on many secret missions.  I traveled all around the world and was involved in many interesting and intriguing cases. I even helped save the life of the President on two occasions. After eight years I got tired of all the jetting around and decided to retire.  I was given several awards for all my achievements and a gala dinner, attended by many important people, was held in my honor.  I was given a full government pension and brought to this farm to enjoy the rest of my life.” After hearing all this, the man was astounded.  He quickly went back to the farmer and said, “I want that dog!  I will buy it at any price.  How much do you want for that dog?” “Ten dollars,” was the farmer’s reply. “Ten dollars?” the man said in disbelief.  “That dog is amazing, why on earth would you sell it for so little?” “Because he’s a big liar; he didn’t do any of those things!

He was getting old and paunchy and his hair was falling fast, And he sat around the Legion, telling stories of the past. Of a war that he had fought in and the deeds that he had done, In his exploits with his buddies; they were heroes, every one. And tho' sometimes, to his neighbors, his tales became a joke, All his Legion buddies listened, for they knew whereof he spoke. But we'll hear his tales no longer for old Bill has passed away, And the world's a little poorer, for a soldier died today. He will not be mourned by many, just his children and his wife, For he lived an ordinary and quite uneventful life. Held a job and raised a family, quietly going his own way, And the world won't note his passing, though a soldier died today. When politicians leave this earth, their bodies lie in state, While thousands note their passing and proclaim that they were great. Papers tell their whole life stories, from the time that they were young, But the passing of a soldier goes unnoticed and unsung. Is the greatest contribution to the welfare of our land A guy who breaks his promises and cons his fellow man? Or the ordinary fellow who, in times of war and strife, Goes off to serve his Country and offers up his life? A politician's stipend and the style in which he lives Are sometimes disproportionate to the service that he gives. While the ordinary soldier, who offered up his all, Is paid off with a medal and perhaps, a pension small. It's so easy to forget them for it was so long ago, That the old Bills of our Country went to battle, but we know It was not the politicians, with their compromise and ploys, Who won for us the freedom that our Country now enjoys. Should you find yourself in danger, with your enemies at hand, Would you want a politician with his ever-shifting stand? Or would you prefer a soldier, who has sworn to defend His home, his kin and Country and would fight until the end? He was just a common soldier and his ranks are growing thin, But his presence should remind us we may need his like again. For when countries are in conflict, then we find the soldier's part Is to clean up all the troubles that the politicians start. If we cannot do him honor while he's here to hear the praise, Then at least let's give him homage at the ending of his days. Perhaps just a simple headline in a paper that would say, Our Country is in mourning, for a soldier died today.

Like all other self-respecting peoples, we have no intention of paying our debts. Or, to be more nearly accurate, the capitalists who expect to exploit us " for all time and eternity " have no intention of permitting us to pay our debts. They trump up new schemes to cause us to go more deeply into their debt. They intoxicate us with the strong fumes of "world power." They tell us how fine a thing it is to be reckoned among the great nations of the world. They cause us to maintain great military establishments and to build more and greater dreadnoughts. Thirty years ago we spent almost nothing on the navy and little more on the army. Now we are spending $300,000,000 a year on the army and navy. Almost a million dollars every week-day. Sixty-five cents of every dollar that is raised by the American government by taxation is spent for wars past or to come — for pensions, battleships or soldiers.

Considering our mandate was to hunt and exterminate occult threats—going head-on against sorcerers, monsters, and the powers of hell—none of us expected to retire with a pension. Or an open-casket funeral.

Shelby is a wonderful young woman. You’re good together.” “Mother…” “It isn’t just her. Oh, it’s obvious she loves you. But it’s also you. The second she’s near you, all those tense lines in your face relax and you soften up. That grumpy, self-protective shield drops and you’re warm and affectionate. She’s good for you, she brings out your best, makes you fun. You have something special with her.” “She’s twenty-five.” Maureen shook her head. “I don’t think that’s relevant. It doesn’t seem to have anything to do with how you two communicate…” “There are things you don’t understand about Shelby,” he said. “She’s not just young, she hasn’t had many relationships. She’s been taking care of her mother and hasn’t really looked at the world. In a lot of ways, she’s a child.” “I know all about her mother, but she’s no child,” Maureen said. “It takes maturity and courage to do what she did. So she didn’t have a lot of relationships with young men, it doesn’t mean she lacks worldly experience. And your age doesn’t matter to her.” “It will. I’m too old. I’m not going to stand still while she gets older. She’ll be thirty-five and I’ll be almost fifty. She’d find herself with an old man.” “At fifty?” She laughed. “I liked fifty,” she said with a dismissive shrug. “Fifty was good. I was only twenty-three when I married your father and I never thought of him as too old for me. To the contrary, it made me feel better in so many ways, to be with a mature man, a man of experience who didn’t have doubts anymore. He was stable and solid. It brought me comfort. And he was awful good to me.” Luke straightened his shoulders. “I’m not getting married. Shelby will move on, Mom. She wants a career. A young husband. She wants a family.” “You know this?” Maureen asked. “Of course I know that,” he said. “You think we haven’t talked? I didn’t lead her on. And she didn’t lead me on. She knows I don’t want a wife, don’t want children…” Maureen was quiet for a long moment. Finally she said, “You did once.” Luke let go a short laugh that was tinged with his inner rage. “I’m cured of that.” “You have to think about this. The way you’ve managed your life since Felicia hasn’t exactly brought you peace. I suppose it’s normal when a man gets hurt to avoid anything risky for a while, but not for thirteen years, Luke. If the right person comes along, don’t assume it can’t work just because it didn’t work once, a long, long time ago. I know this young woman as well as I ever knew Felicia. Luke, Shelby is nothing like her. Nothing.” Luke pursed his lips, looked away for a second and then took a slow sip of coffee. “Thank you, Mom. I’ll remember that.” She stepped toward him. “It’s going to hurt just as much to let her go as it hurt you to be tossed away by Felicia. Remember that.” “You know, I don’t think I’m the one guilty of assumptions here,” he said impatiently. “What makes you think all people want a tidy little marriage and children? Huh? I’ve been damn happy the past dozen years. I’ve been challenged and successful in my own way, I’ve had a good time, good friends, a few relationships…” “You’ve been treading water,” she said. “You’re marking the years, not living them. There’s more to life, Luke. I hope you let yourself see—you’re in such a good place right now—you can have it all. You put in your army years and it left you with a pension while you’re still young. You’re healthy, smart, accomplished, and you have a good woman. She’s devoted to you. There’s no reason you have to be alone for the rest of your life. It’s not too late.” He’d

February 14 MORNING “And his allowance was a continual allowance given him of the king, a daily rate for every day, all the days of his life.” — 2 Kings 25:30 JEHOIACHIN was not sent away from the king’s palace with a store to last him for months, but his provision was given him as a daily pension. Herein he well pictures the happy position of all the Lord’s people. A daily portion is all that a man really wants. We do not need tomorrow’s supplies; that day has not yet dawned, and its wants are as yet unborn. The thirst which we may suffer in the month of June does not need to be quenched in February, for we do not feel it yet; if we have enough for each day as the days arrive we shall never know want. Sufficient for the day is all that we can enjoy. We cannot eat or drink or wear more than the day’s supply of food and raiment; the surplus gives us the care of storing it, and the anxiety of watching against a thief. One staff aids a traveller, but a bundle of staves is a heavy burden. Enough is not only as good as a feast, but is all that the veriest glutton can truly enjoy. This is all that we should expect; a craving for more than this is ungrateful. When our Father does not give us more, we should be content with his daily allowance. Jehoiachin’s case is ours, we have a sure portion, a portion given us of the king, a gracious portion, and a perpetual portion. Here is surely ground for thankfulness. Beloved Christian reader, in matters of grace you need a daily supply. You have no store of strength. Day by day must you seek help from above. It is a very sweet assurance that a daily portion is provided for you. In the word, through the ministry, by meditation, in prayer, and waiting upon God you shall receive renewed strength. In Jesus all needful things are laid up for you. Then enjoy your continual allowance. Never go hungry while the daily bread of grace is on the table of mercy.

He checked his watch. “Make it quick, I’ve got a pressing appointment at the Drunken Monkey at two o’clock. Crucial meeting with a CHIS.” CHIS? It took her a moment to translate. Covert Human Intelligence Source – aka, criminal informer. Yeah, right, she thought, more like three pints and a dodgy pie with your dinosaur mates. All the same, she was beginning to realise she could learn a lot from an old-school throwback like Streaky. The other Detective Sergeants at Newham nick were younger, and mostly of the new breed. Smartly dressed and professional, they wouldn’t dream of drinking while on duty, but they seemed to her more like bank managers than real cops. So what if Streaky liked a few jars at lunchtime? Everyone knew he had a better clear-up rate than any of them. Which was probably why he hadn’t been shuffled off with a full pension years ago.

February 6 MORNING “Praying always.” — Ephesians 6:18 WHAT multitudes of prayers we have put up from the first moment when we learned to pray. Our first prayer was a prayer for ourselves; we asked that God would have mercy upon us, and blot out our sin. He heard us. But when He had blotted out our sins like a cloud, then we had more prayers for ourselves. We have had to pray for sanctifying grace, for constraining and restraining grace; we have been led to crave for a fresh assurance of faith, for the comfortable application of the promise, for deliverance in the hour of temptation, for help in the time of duty, and for succour in the day of trial. We have been compelled to go to God for our souls, as constant beggars asking for everything. Bear witness, children of God, you have never been able to get anything for your souls elsewhere. All the bread your soul has eaten has come down from heaven, and all the water of which it has drank has flowed from the living rock — Christ Jesus the Lord. Your soul has never grown rich in itself; it has always been a pensioner upon the daily bounty of God; and hence your prayers have ascended to heaven for a range of spiritual mercies all but infinite. Your wants were innumerable, and therefore the supplies have been infinitely great, and your prayers have been as varied as the mercies have been countless. Then have you not cause to say, “I love the Lord, because He hath heard the voice of my supplication”? For as your prayers have been many, so also have been God’s answers to them. He has heard you in the day of trouble, has strengthened you, and helped you, even when you dishonoured Him by trembling and doubting at the mercyseat. Remember this, and let it fill your heart with gratitude to God, who has thus graciously heard your poor weak prayers. “Bless the Lord, O my soul, and forget not all His benefits.

a tea shop in Oxford, Freddie told Tessa about it. ‘If you’re in the Fifth and Sixth, you’re allowed to skate for half an hour before prep. And an hour at weekends.’ ‘Do you remember,’ said Tessa, ‘when we were living in Geneva, and we used to go skating on the lake?’ ‘Mama used to watch,’ said Freddie. ‘She used to sit in the café, drinking hot chocolate.’ They often talked about their mother; had decided to, mutually and silently, three years ago, the spring after they had left Italy, after they had been told that she had died during an acute asthmatic attack. That was how you kept someone alive. ‘We were staying in that funny little pension,’ said Freddie. ‘What was the landlady’s name? Madame . . . Madame . . .’ ‘Madame Depaul.’Tessa smiled. ‘We had toasted cheese for supper every night. Madame Depaul thought that was what English people liked to eat. In the morning, after breakfast, Mama used to put on her fur coat and we’d all go down to the lake.’ Tessa had inherited her mother’s fur coat. When it had first arrived from Italy, Christina’s scent had lingered. Tessa had put on the coat and closed her eyes and breathed in Mitsouko and had cried, her

On another occasion, he opined, "But, if ever forgetful of her past and present glory, she shall cease to be 'the land of the free and the home of the brave,' and become the purchased possession of a company of stock jobbers and speculators, if her people are to become the vassals of a great moneyed corporation, and to bow down to her pensioned and privileged nobility, if the patriots who shall dare to arraign her corruptions and denounce her usurpations, are to be sacrificed upon her gilded altar; such a country may furnish venal orators and presses but the soul of national poetry will be gone…That muse will 'Never bow the knee in mammon's fane.' No, the patriots of such a land must hide their shame in her deepest forests, and her bards must hang their harps upon the willows. Such a people, thus corrupted and degraded, 'Living, shall forfeit fair renown, And, doubly dying shall go down, To the vile dust from whence they sprung, Unwept, unhonored and unsung.

This is the basic root of all happiness. Whether you’re listening to Aristotle or the psychologists at Harvard or Jesus Christ or the goddamn Beatles, they all say that happiness comes from the same thing: caring about something greater than yourself, believing that you are a contributing component in some much larger entity, that your life is but a mere side process of some great unintelligible production. This feeling is what people go to church for; it's what they fight in wars for; it's what they raise families and save pensions and build bridges and invent cell phones for: this fleeting sens of being part of something greater and more unknowable than themselves.

When you pulled your service weapon on a nine-year-old kid, mistaking his aluminum baseball bat for a gun because you were shitfaced drunk, the APD had no choice but to fire you. Do not pass go. Do not collect your pension. You’re outta there.

Financial planning will never go out of style since everyone wants to safeguard their future, and there are many ways to achieve it. You can invest your money on your own, or you can work with an expert like David Snavely. Do-it-yourself financial planning choices are abundant these days. You must learn how to survive in retirement on Social Security, a pension, or a lifetime of savings through an employer-sponsored retirement plan. For older adults who are nearing retirement, extending the life of their money is their top concern. Financial advisors with the necessary credentials

Oh, strawberries don’t taste as they used to and the thighs of women have lost their clutch! And some men eased themselves like setting hens into the nest of death. History was secreted in the glands of a million historians. We must get out of this banged-up century, some said, out of this cheating, murderous century of riot and secret death, of scrabbling for public lands and damn well getting them by any means at all. Think back, recall our little nation fringing the oceans, torn with complexities, too big for its britches. Just got going when the British took us on again. We beat them, but it didn’t do us much good. What we had was a burned White House and ten thousand widows on the public pension list. Then the soldiers went to Mexico and it was a kind of painful picnic. Nobody knows why you go to a picnic to be uncomfortable when it is so easy and pleasant to eat at home.

The biggest problem that we now collectively face is that for many people, companies, nonprofit organizations, and governments, their incomes are low in relation to their expenses, and their debts and other liabilities (such as those for pensions, healthcare, and insurance) are very large relative to the value of their assets. It may not seem that way—in fact, it often seems the opposite—because there are many people, companies, nonprofit organizations, and governments that look rich even while they are in the process of going broke.

The traditional career path—joining a firm when young and leaving it only at the end of working life, then going on to draw a pension—has become an infrequent relic of a previous age. On the other hand, ever more people experience breaks in their curriculum vitae, constituting a literal social injury. They fall into a widening ‘twilight zone’, oscillating between employment and unemployment. They may well work most of the time, but their jobs are seldom long-term.54

Gather six to 12 months of checking, savings, and credit card statements, and break your income and expenses down into categories and then line items. I have suggested some here, but add your own as needed. Check to see if your bank or credit card company provides reporting that categorizes charges or lets you assign categories—your work may already be almost done for you: •Income—paychecks, interest, dividends, rents, royalties, business income, pension, social security, child support, spousal support •Housing—mortgage/rent, property taxes, HOA dues, insurance •Utilities—gas, electric, propane, phone, TV/Internet, trash, water/sewer •Food—groceries, dining out •Auto—car payments, gasoline, repairs, insurance •Medical—health insurance, doctor/dentist visits, prescriptions, physical therapy •Entertainment—travel, concerts/shows, sports •Clothing—personal purchases, dry cleaning, uniforms •Personal care—hair/nails, gym/yoga, vitamins/supplements •Miscellaneous—gifts, pets, donations •Children—education, activities, school lunches, childcare You can use a spreadsheet or pen and paper to take note of income and expenses as you go through statements, then calculate a monthly average for each item.

What does it actually mean to be free? Are you truly free if you are unable to go to a doctor when you are sick, or face financial bankruptcy when you leave the hospital? Are you truly free if you cannot afford the prescription drugs you need to stay alive? Are you truly free when you spend half of your limited income on housing, and are forced to borrow money from a payday lender at 200 percent interest rates? Are you truly free if you are seventy years old and have to continue working because you lack a pension or enough money to retire? Are you truly free if you are unable to attend college or a trade school because your family lacks the income? Are you truly free if you are forced to work sixty or eighty hours a week because you can’t find a job that pays a living wage? Are you truly free if you are a mother or father with a newborn baby but you are forced to go back to work immediately after the birth because you lack paid family leave? Are you truly free if you are a small business owner or family farmer who is driven out of the marketplace by the monopolistic practices of big business? Are you truly free if you are a veteran who put your life on the line to defend this country, and now sleep out on the streets?

sources. Whatever the

over half of U.S. households are vested in the stock market (though it should be said that the richest 10 percent of families own over 80 percent of the total value of all stocks). We are the shareholders, we lucky 53 percent who have a pension, a 401(k), a 403(b), or any other kind of investment—or we who have parents using 529 plans to fund our education or are enrolled in universities whose endowments pay for residential dormitories and study abroad trips. Don’t we benefit when we see our savings go up and up, even when those returns require a kind of human sacrifice?

Imagine you’re at a grocery store, and you watch an elderly lady scream at the cashier, berating him for not accepting her thirty-cent coupon. Why does this lady give a fuck? It’s just thirty cents. I’ll tell you why: That lady probably doesn’t have anything better to do with her days than to sit at home cutting out coupons. She’s old and lonely. Her kids are dickheads and never visit. She hasn’t had sex in over thirty years. She can’t fart without extreme lower-back pain. Her pension is on its last legs, and she’s probably going to die in a diaper thinking she’s in Candy Land.

Cassani and her team were thrifty, spending no more than necessary to get things done. The £25 million, Cassani knew, wouldn’t last long. She rented office space from BA’s pensions department, “then we begged and borrowed some bashed equipment and sorted a single telephone line. We were able to get the secondhand desks and chairs from another British Airways subsidiary, Air Miles, for almost nothing.”23 Cost containment was paramount: “Between cramped offices, secondhand furniture, no company cars, no free parking, outsourcing and general penny-pinching, we developed an enduring low-cost culture in Go.”24 Following Southwest’s and Ryanair’s analogs, Boeing 737 aircraft would comprise the entire fleet.

Financial strength and capital structure. The most basic possible definition of a good business is this: It generates more cash than it consumes. Good managers keep finding ways of putting that cash to productive use. In the long run, companies that meet this definition are virtually certain to grow in value, no matter what the stock market does. Start by reading the statement of cash flows in the company’s annual report. See whether cash from operations has grown steadily throughout the past 10 years. Then you can go further. Warren Buffett has popularized the concept of owner earnings, or net income plus amortization and depreciation, minus normal capital expenditures. As portfolio manager Christopher Davis of Davis Selected Advisors puts it, “If you owned 100% of this business, how much cash would you have in your pocket at the end of the year?” Because it adjusts for accounting entries like amortization and depreciation that do not affect the company’s cash balances, owner earnings can be a better measure than reported net income. To fine-tune the definition of owner earnings, you should also subtract from reported net income: any costs of granting stock options, which divert earnings away from existing shareholders into the hands of new inside owners any “unusual,” “nonrecurring,” or “extraordinary” charges any “income” from the company’s pension fund. If owner earnings per share have grown at a steady average of at least 6% or 7% over the past 10 years, the company is a stable generator of cash, and its prospects for growth are good.

Many millennials, in particular, are willing to take a chance and do something outside the box, without the “right” degree or experience or any guarantee of future success. They’re willing to start a business—a tech company, a nonprofit—with a couple of friends—or alone in their apartment. They’ve rejected the narrative that most boomers lived by—that you should go to school, get a job, work for the same company for thirty years, trust that the company will take care of you after retirement with a pension and possibly stock options. They’ve rejected that narrative because it doesn’t exist anymore, in most cases. Most of the millennials who expect that path are, in my opinion, the ones still living at home. Getting angry at “the man” for keeping them down. Waiting for someone else, the government most likely, to come in and save the day.

The New Testament is not very helpful about family values. Jesus, unmarried at an age when most Jewish men were husbands and fathers, exhibits a cavalier attitude toward families as he gathers his followers around him. Think about the call of the disciples from their wives' point of view: Jesus meets Peter and Andrew, James and John, as they are tending their nets. he says, "Follow me," and immediately they abandon their livelihood without a second thought. They abandon their families as well: did they ever go home to tell their wives that they would not be there for dinner? Did they make any provision for their families? When, in my imagination, I translate this story into the present time, were I the wife of Peter, Andrew, James, or John, I would be furious. "You did what? What about the health plan? Your pension? College for the children? Are you planning on coming back sometime? How am I going to manage? Who will look after the children if I have to get a job?" ... Jesus might have been an effective healer, but he also certainly knew how to disrupt a household.

We are Wall Street. It’s our job to make money. Whether it’s a commodity, stock, bond, or some hypothetical piece of fake paper, it doesn’t matter. We would trade baseball cards if it were profitable. … We get up at 5am & work till 10pm or later. We’re used to not getting up to pee when we have a position. We don’t take an hour or more for a lunch break. We don’t demand a union. We don’t retire at 50 with a pension. We eat what we kill, and when the only thing left to eat is on your dinner plates, we’ll eat that … We aren’t dinosaurs. We are smarter and more vicious than that, and we are going to survive.

We think people can spend 35–40 years working and saving, then stop working and go on for another 20–30–40 years at the same comfort level – but with a growing percentage of retirees and a shrinking number of workers paying into the system. I’m sorry, but that’s magical thinking.

In the first place, you must see that I had not much choice. You cannot go back again and be a chaste and virtuous lady once you have left off. You would have me come back amongst your people, who would then coldly cast me out again, or, since they call themselves charitable folks, they would see me shut up in a cottage somewhere for the rest of my life, with no society, no pleasures, no prospects. For diversion, I might be allowed to take in sewing or keep sheep. You may be sure I would be kept away from all decent gentlemen, lest I pollute their pure homes, and there would be no hope of my ever again enjoying the free and open companionship of any of the sex. But your family is merciful, and I have no doubt I should be given a small pension, to enable me to live in this poor and retired way—like a prisoner in a solitary cell, to think over my sins and rue them for the rest of my days. This, I suppose, is sort of thing you had in mind? I think we will agree that what I have described is no life at all, to be scorned and reviled by all the good folk around me. But consider: in town, I possess a degree of acceptance. Not, perhaps, as much as a great lady would, but my position is not altogether disagreeable. People enjoy my society—people who like a good time and are not glum and Church-ridden—and I decidedly prefer a city life to that of an anchorite.