Fund Collection Quotes

We've searched our database for all the quotes and captions related to Fund Collection. Here they are! All 146 of them:

Collaboration allows teachers to capture each other's fund of collective intelligence.
Mike Schmoker (Results)
I was a collection of hyphens and bilingual words. Always caught in between. Two schools, two languages, two countries. Never quite right or enough for either. My dreams were funded by a loan made long before me, and I paid it back with in guilt and success. I paid it back by tending a garden whose roots I could not reach
Nina Moreno (Don't Date Rosa Santos)
i was really into communal living and we were all / such free spirits, crossing the country we were / nomads and artists and no one ever stopped / to think about how the one working class housemate / was whoring to support a gang of upper middle class / deadheads with trust fund safety nets and connecticut / childhoods, everyone was too busy processing their isms / to deal with non-issues like class....and it’s just so cool / how none of them have hang-ups about / sex work they’re all real / open-minded real / revolutionary you know / the legal definition of pimp is / one who lives off the earnings of / a prostitute, one or five or / eight and i’d love to stay and / eat some of the stir fry i’ve been cooking / for y’all but i’ve got to go fuck / this guy so we can all get stoned and / go for smoothies tomorrow, save me / some rice, ok?
Michelle Tea (The Beautiful: Collected Poems)
It's literally a new world now, so either we adapt to it collectively as one species or only the privileged healthy will be left to live. And the only way to adapt to a new world is to keep working through mistakes, failures and changes, driven by a sense of community.
Abhijit Naskar
How did Homo sapiens manage to cross this critical threshold, eventually founding cities comprising tens of thousands of inhabitants and empires ruling hundreds of millions? The secret was probably the appearance of fiction. Large numbers of strangers can cooperate successfully by believing in common myths. Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in people’s collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees.
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
The American Type Culture Collection—a nonprofit whose funds go mainly toward maintaining and providing pure cultures for science—has been selling HeLa since the sixties. When this book went to press, their price per vial was $256. The ATCC won’t reveal how much money it brings in from HeLa sales each year, but since HeLa is one of the most popular cell lines in the world, that number is surely significant.
Rebecca Skloot (The Immortal Life of Henrietta Lacks)
With Delta Air Lines securing a 4.3 percent stake in Hanjin Kal (180640) in the U.S., the Kangseongbu Fund (KCGI) has been on the defensive as it is known to have participated as a friend of Hanjin Group. As Delta Air Lines has financial power, observers say it will not be easy for KCGI to win the stake showdown. Some expect the KCGI to ponder the collection of funds, but the KCGI is not true at all. 순보보장드리는술공급가능합니다^^ [☎?카톡↔k404]~[☎텔레:kpp44]~[☎라인:PPPK44]~[☎위커메신저:PP444] [☎?카톡↔k404]~[☎텔레:kpp44]~[☎라인:PPPK44]~[☎위커메신저:PP444] Oh Jong-taek, a reporter at the Ministry of National Security, was confirmed to have secretly observed the first press briefing explaining how the North Korean fishing boat was docked at Samcheok Port, raising suspicions that there might have been prior coordination between the Defense Ministry and Cheong Wa Dae. According to authorities on Monday, the officer, who was dispatched to Cheong Wa Dae as an active-duty Navy colonel, attended by officials from the Ministry of National Defense and the Joint Chiefs of Staff on Thursday. U.S. President Donald Trump, who bombed Syria in 2017 and 2018, ordered an air strike against Iran on Tuesday, but abruptly canceled it, according to reports. It was not clear why he canceled the raid, and inside the White House, there was a heated debate over how to respond to the drone strike. The New York Times reported that President Trump did not meet at the White House.
Oh Jong-taek, a reporter
I saw, during the midterm campaign of 2006, how difficult it was for opponents of stem cell research to run against hope. And so it was in the 2008 presidential contest. This was hope in the collective, a definition that should always apply to the expression of a people's political will. Christopher Reeve had believed in a formula: optimism + information = hope. In this case, the informing agent was us. Granted, it may all look different in six months to a year, but it is hard not to be buoyed by the desire for positive change as articulated and advanced by Barack Obama. It is okay to hope. This time the aspiration of many will not be derided as desperation by a few, as it was during the stem cell debate of '06. By the time you read this book, President Obama and the 111th Congress will have established federal funding for stem cell research. The dam has broken. Just as I'd hoped.
Michael J. Fox (Always Looking Up: The Adventures of an Incurable Optimist)
Development is not primarily a matter of mechanically collecting taxes to fund spending, no matter how useful this spending may be. Development is about building trust in institutions, including, most importantly, governments. When governments take more from the poor than from the wealthy, sustained trust becomes impossible.
Emmanuel Saez (The Triumph of Injustice: How the Rich Dodge Taxes and How to Make Them Pay)
On the crowded subway car back to Brooklyn afterwards, the youngest of my three female companions had her bottom groped by a man about Strauss-Kahn’s age. At first, she thought he had simply bumped into her. That was before she felt her buttock being cupped and said something to me, as young women often do, tentatively, quietly, as though it were perhaps not happening or perhaps not quite a problem. Finally, she glared at him and told him to stop. I was reminded of a moment when I was an impoverished seventeen-year-old living in Paris and some geezer grabbed my ass. It was perhaps my most American moment in France, then the land of a thousand disdainful gropers; American because I was carrying three grapefruits, a precious purchase from my small collection of funds, and I threw those grapefruits, one after another, like baseballs at the creep and had the satisfaction of watching him scuttle into the night. His action, like so much sexual violence against women, was undoubtedly meant to be a reminder that this world was not mine, that my rights -- my liberté, egalité, sororité, if you will -- didn’t matter. Except that I had sent him running in a barrage of fruit.
Rebecca Solnit (Men Explain Things to Me)
There are three ways in which a government can fund deficit spending: currency inflation (printing new currency), borrowing from the public, and taxation. Governments tend to favor currency by fiat (i.e., creating new currency), which allows it to blame the inevitable price increases on speculators rather than on its true culprit, currency inflation.
Phil Champagne (The Book Of Satoshi: The Collected Writings of Bitcoin Creator Satoshi Nakamoto)
Gandhian economic boycott, however, combined refusal to buy English textiles with the collection of funds for the merchants precisely not to confuse the key issue by threatening their livelihood.
Johan Galtung (Johan Galtung: Pioneer of Peace Research (SpringerBriefs on Pioneers in Science and Practice))
A country running deficits under the gold exchange standard could find itself like a tenant whose landlord does not collect rent payments for a year and then suddenly demands immediate payment of twelve months’ back rent. Some tenants would have saved for the inevitable rainy day, but many others would not be able to resist the easy credit and would find themselves short of funds and facing eviction.
James Rickards (Currency Wars: The Making of the Next Gobal Crisis)
Welsh Incident 'But that was nothing to what things came out From the sea-caves of Criccieth yonder.' What were they? Mermaids? dragons? ghosts?' Nothing at all of any things like that.' What were they, then?' 'All sorts of queer things, Things never seen or heard or written about, Very strange, un-Welsh, utterly peculiar Things. Oh, solid enough they seemed to touch, Had anyone dared it. Marvellous creation, All various shapes and sizes, and no sizes, All new, each perfectly unlike his neighbour, Though all came moving slowly out together.' Describe just one of them.' 'I am unable.' What were their colours?' 'Mostly nameless colours, Colours you'd like to see; but one was puce Or perhaps more like crimson, but not purplish. Some had no colour.' 'Tell me, had they legs?' Not a leg or foot among them that I saw.' But did these things come out in any order?' What o'clock was it? What was the day of the week? Who else was present? How was the weather?' I was coming to that. It was half-past three On Easter Tuesday last. The sun was shining. The Harlech Silver Band played Marchog Jesu On thrity-seven shimmering instruments Collecting for Caernarvon's (Fever) Hospital Fund. The populations of Pwllheli, Criccieth, Portmadoc, Borth, Tremadoc, Penrhyndeudraeth, Were all assembled. Criccieth's mayor addressed them First in good Welsh and then in fluent English, Twisting his fingers in his chain of office, Welcoming the things. They came out on the sand, Not keeping time to the band, moving seaward Silently at a snail's pace. But at last The most odd, indescribable thing of all Which hardly one man there could see for wonder Did something recognizably a something.' Well, what?' 'It made a noise.' 'A frightening noise?' No, no.' 'A musical noise? A noise of scuffling?' No, but a very loud, respectable noise --- Like groaning to oneself on Sunday morning In Chapel, close before the second psalm.' What did the mayor do?' 'I was coming to that.
Robert Graves
According to the American Lung Association, the average smoker dies seven years earlier than the average nonsmoker, which means that smokers pay into Social Security and private pension funds for all of their working lives but then don't stick around very long to collect the benefits.
Charles Wheelan
Money was the blood of civilized society, its currents running through everything and everyone. Where money was insufficient, things withered. People starved, sickened and died, constructions eroded, even ideas perished. Where funds were plentiful, the same things blossomed with new life. And money was, in the end, little more than the product of collective imagination. A slip of paper or a coin had no value beyond that of the material it was fashioned of. It only took on a life of its own when people as a whole collectively agreed that certain papers and coins were worth something. Only then did people bleed and die for it. For a fantasy, a faith given form in hard, concrete numbers. Then again, much of society was built on a series of shared delusions. Clothing was little more than scraps of particular materials with particular geometries, but people clung to the idea of fashion. Style. Good and bad fashion was another belief system, one which all members of a culture were indoctrinated into. Breaking certain conventions didn’t only challenge the aesthetic sensibilities of others, but it challenged their sense of self. It reminded them, subconsciously, of the very pretendings they clung to. Only those with power could stand against society’s tides, flaunt the collective’s ‘safe’ aesthetic. When one had enough power, others couldn’t rise against them and safely say something calculated to reduce their own dissonance and remind the offending party of the unspoken rules. When one had enough power to take a life with a twitch of a finger, a thought, they earned the right to wear skin-tight clothing and call themselves Hero, or Legend. To wear a mask and name themselves something inane like ‘the Cockatoo’ and still take themselves seriously.
Wildbow (Worm (Parahumans, #1))
Think of the following event: A collection of hieratic persons (from Harvard or some such place) lecture birds on how to fly. Imagine bald males in their sixties, dressed in black robes, officiating in a form of English that is full of jargon, with equations here and there for good measure. The bird flies. Wonderful confirmation! They rush to the department of ornithology to write books, articles, and reports stating that the bird has obeyed them, an impeccable causal inference. The Harvard Department of Ornithology is now indispensable for bird flying. It will get government research funds for its contribution.
Nassim Nicholas Taleb (Antifragile: Things that Gain from Disorder)
More plausible suspects in our mystery are the things that students collectively bring with them to school, ranging from(on the positive side of the ledger) academic encouragement at home and private funding for "extras" to (on the negative side) crime, drugs, and disorder. Whom you go to school with matters a lot.
Robert D. Putnam (Our Kids: The American Dream in Crisis)
you know how I feel about the United Nations. From the beginning, it’s functioned as a one-world-order organization whose sole function is to look down its collective nose at the one nation that funds it, the United States. The UN has advocated the transfer of wealth out of the United States, the elimination of international borders, the establishment of a single global currency, international gun control, and the elimination of American jobs. It’s become a friendly forum for radical and scientifically absurd ideas like global warming and has advocated cockamamie international tax schemes like cap-and-trade. It has done everything it can to end the sovereignty of the United States.
Don Brown (Thunder in the Morning Calm (Pacific Rim #1))
It’s almost impossible to save, really save, anything. If she didn’t have her trust fund, small though it is, well, they might be peering over the edge the way some couples their age were. Thank God for that quarterly check. And thank God for Daddy, even if he was a lush and spent more nights in bed with prostitutes than with mother. According to mother.
A.C. Greene (The Highland Park Woman: A Collection of Short Stories)
Collectively, as a people, we have to upgrade our standards and expectations of our political leaders and ourselves, hold them and our own selves accountable for the promises we make, and insist on specifics – projects, deadlines, processes, funds to be committed, and follow-up! Otherwise, we will continue to be dribbled and deceived, and nothing would get done.
Nana Awere Damoah (Sebitically Speaking)
The Internal Revenue Service which collects taxation in America is also a private company, though the public believe it is part of their government. In 1863 the Bureau of Internal Revenue was formed to collect taxation, but in 1933, that year again, came the start of another coup on the American people. Three members of the Prescott Bush circle, Helen and Clifton Barton and Hector Echeverria, formed the Internal Revenue Tax and Audit Service, registered in Delaware, America’s flag of convenience state, where few questions are asked. Prescott Bush was the father of George Bush. In 1936, this organisation changed its name to the Internal Revenue Service and ran as a private company. In 1953, the original Bureau of Internal Revenue was disbanded, leaving the private Internal Revenue Service to collect all the taxes, illegal taxes most of them, too. This is controlled by the same people who own the Federal Reserve and the Virginia Company and it is bleeding America dry. The Internal Revenue Service was, appropriately, created by American Nazis who were funding Adolf Hitler under the coordination of Prescott Bush, George’s father.
David Icke (The Biggest Secret: The book that will change the World)
The air, soil and water cumulatively degrade; the climates and oceans destabilize; species become extinct at a spasm rate across continents; pollution cycles and volumes increase to endanger life-systems at all levels in cascade effects; a rising half of the world is destitute as inequality multiplies; the global food system produces more and more disabling and contaminated junk food without nutritional value; non-contagious diseases multiply to the world’s biggest killer with only symptom cures; the vocational future of the next generation collapses across the world while their bank debts rise; the global financial system has ceased to function for productive investment in life-goods; collective-interest agencies of governments and unions are stripped while for-profit state subsidies multiply; police state laws and methods advance while belligerent wars for corporate resources increase; the media are corporate ad vehicles and the academy is increasingly reduced to corporate functions; public sectors and services are non-stop defunded and privatized as tax evasion and transnational corporate funding and service by governments rise at the same time at every level.
John McMurtry (The Cancer Stage of Capitalism: From Crisis to Care, 2nd Edition)
Extreme levels of inefficiency can only be supported by organizations whose revenue stream does not depend on their interactions with others, for if it did, they would have gone broke. Chief examples of these are organizations whose revenue comes from the collection of taxes, such as governments, or organizations that receive funds in a more or less unconditional way, such as the United Nations.
Cesar A. Hidalgo (Why Information Grows: The Evolution of Order, from Atoms to Economies)
The truth is that the old parliamentary oligarchy[Pg 227] abandoned their first line of trenches because they had by that time constructed a second line of defence. It consisted in the concentration of colossal political funds in the private and irresponsible power of the politicians, collected by the sale of peerages and more important things, and expended on the jerrymandering of the enormously expensive elections. In the presence of this inner obstacle a vote became about as valuable as a railway ticket when there is a permanent block on the line. The façade and outward form of this new secret government is the merely mechanical application of what is called the Party System. The Party System does not consist, as some suppose, of two parties, but of one. If there were two real parties, there could be no system.
G.K. Chesterton (A Short History Of England)
In 1980 the Latin American nations collectively were receiving from their external creditors—major banks, the International Monetary Fund, the World Bank—about $11 billion more than they were losing in capital transfers back to wealthy-nation interests. But by 1985 these nations would be losing $35 billion more a year in capital transfers to North America and Europe than they received in loans and investments.41
Laurie Garrett (The Coming Plague: Newly Emerging Diseases in a World Out of Balance)
Electronic commerce, commonly known as e-commerce, is the buying and selling of product or service over electronic systems such as the Internet and other computer networks. Electronic commerce draws on such technologies as electronic funds transfer, supply chain management, Internet marketing, online transaction processing, electronic data interchange (EDI), inventory management systems, and automated data collection systems.
Webxtechnology
The point is, not every deficit serves the broader public good. Deficits can be used for good or evil. They can enrich a small segment of the population, lifting the yachts of the rich and powerful to new heights, while leaving millions behind. They can fund unjust wars that destabilize the world and cost millions their lives. Or they can be used to sustain life and build a more just economy that works for the many and not just the few. What they can’t do is eat up our collective savings.
Stephanie Kelton (The Deficit Myth: Modern Monetary Theory and the Birth of the People's Economy)
Today the intellectual leaders of the Republican Party are the paranoids, kooks, know-nothings, and bigots who once could be heard only on late-night talk shows, the stations you listened to on long drives because it was hard to fall asleep while laughing. When any political movement loses all sense of self and has no unifying theory of government, it ceases to function as a collective rooted in thought and becomes more like fans of a sports team. Asking the Republican Party today to agree on a definition of conservatism is like asking New York Giants fans to have a consensus opinion on the Law of the Sea Treaty. It’s not just that no one knows anything about the subject; they don’t remotely care. All Republicans want to do is beat the team playing the Giants. They aren’t voters using active intelligence or participants in a civil democracy; they are fans. Their role is to cheer and fund their team and trash-talk whatever team is on the other side. This removes any of the seeming contradiction of having spent years supporting principles like free trade and personal responsibility to suddenly stop and support the opposite. Think of those principles like players on a team. You cheered for them when they were on your team, but then management fired them or traded them to another team, so of course you aren’t for them anymore. If your team suddenly decides to focus on running instead of passing, no fan cares—as long as the team wins. Stripped of any pretense of governing philosophy, a political party will default to being controlled by those who shout the loudest and are unhindered by any semblance of normalcy. It isn’t the quiet fans in the stands who get on television but the lunatics who paint their bodies with the team colors and go shirtless on frigid days. It’s the crazy person who lunges at the ref and jumps over seats to fight the other team’s fans who is cheered by his fellow fans as he is led away on the jumbotron. What is the forum in which the key issues of the day are discussed? Talk radio and the television shows sponsored by the team, like Fox & Friends, Tucker Carlson, and Sean Hannity.
Stuart Stevens (It Was All a Lie: How the Republican Party Became Donald Trump)
Have you ever been in a place where history becomes tangible? Where you stand motionless, feeling time and importance press around you, press into you? That was how I felt the first time I stood in the astronaut garden at OCA PNW. Is it still there? Do you know it? Every OCA campus had – has, please let it be has – one: a circular enclave, walled by smooth white stone that towered up and up until it abruptly cut off, definitive as the end of an atmosphere, making room for the sky above. Stretching up from the ground, standing in neat rows and with an equally neat carpet of microclover in between, were trees, one for every person who’d taken a trip off Earth on an OCA rocket. It didn’t matter where you from, where you trained, where your spacecraft launched. When someone went up, every OCA campus planted a sapling. The trees are an awesome sight, but bear in mind: the forest above is not the garden’s entry point. You enter from underground. I remember walking through a short tunnel and into a low-lit domed chamber that possessed nothing but a spiral staircase leading upward. The walls were made of thick glass, and behind it was the dense network you find below every forest. Roots interlocking like fingers, with gossamer fungus sprawled symbiotically between, allowing for the peaceful exchange of carbon and nutrients. Worms traversed roads of their own making. Pockets of water and pebbles decorated the scene. This is what a forest is, after all. Don’t believe the lie of individual trees, each a monument to its own self-made success. A forest is an interdependent community. Resources are shared, and life in isolation is a death sentence. As I stood contemplating the roots, a hidden timer triggered, and the lights faded out. My breath went with it. The glass was etched with some kind of luminescent colourant, invisible when the lights were on, but glowing boldly in the dark. I moved closer, and I saw names – thousands upon thousands of names, printed as small as possible. I understood what I was seeing without being told. The idea behind Open Cluster Astronautics was simple: citizen-funded spaceflight. Exploration for exploration’s sake. Apolitical, international, non-profit. Donations accepted from anyone, with no kickbacks or concessions or promises of anything beyond a fervent attempt to bring astronauts back from extinction. It began in a post thread kicked off in 2052, a literal moonshot by a collective of frustrated friends from all corners – former thinkers for big names gone bankrupt, starry-eyed academics who wanted to do more than teach the past, government bureau members whose governments no longer existed. If you want to do good science with clean money and clean hands, they argued, if you want to keep the fire burning even as flags and logos came down, if you understand that space exploration is best when it’s done in the name of the people, then the people are the ones who have to make it happen.
Becky Chambers (To Be Taught, If Fortunate)
A good example of the importance of context and collective action is breast cancer. For many of us, there couldn’t be a more personal issue. But, however personal it is, we still need the big picture. There have been very important advances in breast cancer research over the past ten years. These advances could not have happened without advocates who recognized the political, social and economic contexts of health research. These advocates have pushed breast cancer to the top of the national health agenda, raised millions of dollars and drastically increased federal funding of breast cancer research. We might be able to make individual choices that lower our risks for breast cancer, but without collective action, we wouldn’t know how to manage those risks, and we certainly would not get the level of treatment available today.
Brené Brown (I Thought It Was Just Me: Women Reclaiming Power and Courage in a Culture of Shame)
The most groundbreaking and important work can easily be forgotten and undervalued. Just like cleaning, nursing and teaching today, some of the most important jobs that keep society functioning, are desperately underpaid. While some might argue that bankers, academics and CEOs are paid more because they contribute more to the economy, we need to remember that pay is as much about power as it is productivity. Imagine for a moment what would happen if all the hedge fund managers in the City of London decided collectively to quit their jobs. How much of an impact on our lives would this actually have? While I'm sure there is a case to be argued that the loss of these jobs would cause some damage to the economy, it is not unreasonable to ask whether the world might actually be a better place? Compare this to the alternative case where all the carers - the workers who look after children, the elderly and the sick - stopped turning up for work. The negative human impact would be undeniably immediate and devastating.
Ben Tippet (Split: Class Divides Uncovered)
If government had declined to build racially separate public housing in cities where segregation hadn’t previously taken root, and instead had scattered integrated developments throughout the community, those cities might have developed in a less racially toxic fashion, with fewer desperate ghettos and more diverse suburbs. If the federal government had not urged suburbs to adopt exclusionary zoning laws, white flight would have been minimized because there would have been fewer racially exclusive suburbs to which frightened homeowners could flee. If the government had told developers that they could have FHA guarantees only if the homes they built were open to all, integrated working-class suburbs would likely have matured with both African Americans and whites sharing the benefits. If state courts had not blessed private discrimination by ordering the eviction of African American homeowners in neighborhoods where association rules and restrictive covenants barred their residence, middle-class African Americans would have been able gradually to integrate previously white communities as they developed the financial means to do so. If churches, universities, and hospitals had faced loss of tax-exempt status for their promotion of restrictive covenants, they most likely would have refrained from such activity. If police had arrested, rather than encouraged, leaders of mob violence when African Americans moved into previously white neighborhoods, racial transitions would have been smoother. If state real estate commissions had denied licenses to brokers who claimed an “ethical” obligation to impose segregation, those brokers might have guided the evolution of interracial neighborhoods. If school boards had not placed schools and drawn attendance boundaries to ensure the separation of black and white pupils, families might not have had to relocate to have access to education for their children. If federal and state highway planners had not used urban interstates to demolish African American neighborhoods and force their residents deeper into urban ghettos, black impoverishment would have lessened, and some displaced families might have accumulated the resources to improve their housing and its location. If government had given African Americans the same labor-market rights that other citizens enjoyed, African American working-class families would not have been trapped in lower-income minority communities, from lack of funds to live elsewhere. If the federal government had not exploited the racial boundaries it had created in metropolitan areas, by spending billions on tax breaks for single-family suburban homeowners, while failing to spend adequate funds on transportation networks that could bring African Americans to job opportunities, the inequality on which segregation feeds would have diminished. If federal programs were not, even to this day, reinforcing racial isolation by disproportionately directing low-income African Americans who receive housing assistance into the segregated neighborhoods that government had previously established, we might see many more inclusive communities. Undoing the effects of de jure segregation will be incomparably difficult. To make a start, we will first have to contemplate what we have collectively done and, on behalf of our government, accept responsibility.
Richard Rothstein (The Color of Law: A Forgotten History of How Our Government Segregated America)
(1) The church-state issue. If parents could use their vouchers to pay tuition at parochial schools, would that violate the First Amendment? Whether it does or not, is it desirable to adopt a policy that might strengthen the role of religious institutions in schooling? The Supreme Court has generally ruled against state laws providing assistance to parents who send their children to parochial schools, although it has never had occasion to rule on a full-fledged voucher plan covering both public and nonpublic schools. However it might rule on such a plan, it seems clear that the Court would accept a plan that excluded church-connected schools but applied to all other private and public schools. Such a restricted plan would be far superior to the present system, and might not be much inferior to a wholly unrestricted plan. Schools now connected with churches could qualify by subdividing themselves into two parts: a secular part reorganized as an independent school eligible for vouchers, and a religious part reorganized as an after-school or Sunday activity paid for directly by parents or church funds. The constitutional issue will have to be settled by the courts. But it is worth emphasizing that vouchers would go to parents, not to schools. Under the GI bills, veterans have been free to attend Catholic or other colleges and, so far as we know, no First Amendment issue has ever been raised. Recipients of Social Security and welfare payments are free to buy food at church bazaars and even to contribute to the collection plate from their government subsidies, with no First Amendment question being asked. Indeed, we believe that the penalty that is now imposed on parents who do not send their children to public schools violates the spirit of the First Amendment, whatever lawyers and judges may decide about the letter. Public schools teach religion, too—not a formal, theistic religion, but a set of values and beliefs that constitute a religion in all but name. The present arrangements abridge the religious freedom of parents who do not accept the religion taught by the public schools yet are forced to pay to have their children indoctrinated with it, and to pay still more to have their children escape indoctrination.
Milton Friedman (Free to Choose: A Personal Statement)
Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in people’s collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees. Yet none of these things exists outside the stories that people invent and tell one another. There are no gods in the universe, no nations, no money, no human rights, no laws, and no justice outside the common imagination of human beings.
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
Neoliberal economics, the logic of which is tending today to win out throughout the world thanks to international bodies like the World Bank or the International Monetary Fund and the governments to whom they, directly or indirectly, dictate their principles of ‘governance’,10 owes a certain number of its allegedly universal characteristics to the fact that it is immersed or embedded in a particular society, that is to say, rooted in a system of beliefs and values, an ethos and a moral view of the world, in short, an economic common sense, linked, as such, to the social and cognitive structures of a particular social order. It is from this particular economy that neoclassical economic theory borrows its fundamental assumptions, which it formalizes and rationalizes, thereby establishing them as the foundations of a universal model. That model rests on two postulates (which their advocates regard as proven propositions): the economy is a separate domain governed by natural and universal laws with which governments must not interfere by inappropriate intervention; the market is the optimum means for organizing production and trade efficiently and equitably in democratic societies. It is the universalization of a particular case, that of the United States of America, characterized fundamentally by the weakness of the state which, though already reduced to a bare minimum, has been further weakened by the ultra-liberal conservative revolution, giving rise as a consequence to various typical characteristics: a policy oriented towards withdrawal or abstention by the state in economic matters; the shifting into the private sector (or the contracting out) of ‘public services’ and the conversion of public goods such as health, housing, safety, education and culture – books, films, television and radio – into commercial goods and the users of those services into clients; a renunciation (linked to the reduction in the capacity to intervene in the economy) of the power to equalize opportunities and reduce inequality (which is tending to increase excessively) in the name of the old liberal ‘self-help’ tradition (a legacy of the Calvinist belief that God helps those who help themselves) and of the conservative glorification of individual responsibility (which leads, for example, to ascribing responsibility for unemployment or economic failure primarily to individuals, not to the social order, and encourages the delegation of functions of social assistance to lower levels of authority, such as the region or city); the withering away of the Hegelian–Durkheimian view of the state as a collective authority with a responsibility to act as the collective will and consciousness, and a duty to make decisions in keeping with the general interest and contribute to promoting greater solidarity. Moreover,
Pierre Bourdieu (The Social Structures of the Economy)
What have I earned for all that work,’ I said, ‘For all that I have done at my own charge? The daily spite of this unmannerly town, Where who has served the most is most defamed, The reputation of his lifetime lost Between the night and morning. I might have lived, And you know well how great the longing has been, Where every day my footfall should have lit In the green shadow of Ferrara wall; Or climbed among the images of the past – The unperturbed and courtly images – Evening and morning, the steep street of Urbino To where the Duchess and her people talked The stately midnight through until they stood In their great window looking at the dawn; I might have had no friend that could not mix Courtesy and passion into one like those That saw the wicks grow yellow in the dawn; I might have used the one substantial right My trade allows: chosen my company, And chosen what scenery had pleased me best.’ Thereon my phoenix answered in reproof, ‘The drunkards, pilferers of public funds, All the dishonest crowd I had driven away, When my luck changed and they dared meet my face, Crawled from obscurity, and set upon me Those I had served and some that I had fed; Yet never have I, now nor any time, Complained of the people.’ All I could reply Was: ‘You, that have not lived in thought but deed, Can have the purity of a natural force, But I, whose virtues are the definitions Of the analytic mind, can neither close The eye of the mind nor keep my tongue from speech.’ And yet, because my heart leaped at her words, I was abashed, and now they come to mind After nine years, I sink my head abashed.
W.B. Yeats (Collected Poems (Macmillan Collector's Library Book 13))
Equity financing, on the other hand, is unappealing to cooperators because it may mean relinquishing control to outside investors, which is a distinctly capitalist practice. Investors are not likely to buy non-voting shares; they will probably require representation on the board of directors because otherwise their money could potentially be expropriated. “For example, if the directors of the firm were workers, they might embezzle equity funds, refrain from paying dividends in order to raise wages, or dissipate resources on projects of dubious value.”105 In any case, the very idea of even partial outside ownership is contrary to the cooperative ethos. A general reason for traditional institutions’ reluctance to lend to cooperatives, and indeed for the rarity of cooperatives whether related to the difficulty of securing capital or not, is simply that a society’s history, culture, and ideologies might be hostile to the “co-op” idea. Needless to say, this is the case in most industrialized countries, especially the United States. The very notion of a workers’ cooperative might be viscerally unappealing and mysterious to bank officials, as it is to people of many walks of life. Stereotypes about inefficiency, unprofitability, inexperience, incompetence, and anti-capitalism might dispose officials to reject out of hand appeals for financial assistance from co-ops. Similarly, such cultural preconceptions may be an element in the widespread reluctance on the part of working people to try to start a cooperative. They simply have a “visceral aversion” to, and unfamiliarity with, the idea—which is also surely a function of the rarity of co-ops itself. Their rarity reinforces itself, in that it fosters a general ignorance of co-ops and the perception that they’re risky endeavors. Additionally, insofar as an anti-democratic passivity, a civic fragmentedness, a half-conscious sense of collective disempowerment, and a diffuse interpersonal alienation saturate society, this militates against initiating cooperative projects. It is simply taken for granted among many people that such things cannot be done. And they are assumed to require sophisticated entrepreneurial instincts. In most places, the cooperative idea is not even in the public consciousness; it has barely been heard of. Business propaganda has done its job well.106 But propaganda can be fought with propaganda. In fact, this is one of the most important things that activists can do, this elevation of cooperativism into the public consciousness. The more that people hear about it, know about it, learn of its successes and potentials, the more they’ll be open to it rather than instinctively thinking it’s “foreign,” “socialist,” “idealistic,” or “hippyish.” If successful cooperatives advertise their business form, that in itself performs a useful service for the movement. It cannot be overemphasized that the most important thing is to create a climate in which it is considered normal to try to form a co-op, in which that is seen as a perfectly legitimate and predictable option for a group of intelligent and capable unemployed workers. Lenders themselves will become less skeptical of the business form as it seeps into the culture’s consciousness.
Chris Wright (Worker Cooperatives and Revolution: History and Possibilities in the United States)
Understanding Metro's history may illuminate today's debates. To conservatives who decry Metro's expense--around $10 billion in nominal dollars--this book serves as a reminder that Metro was never intended to be the cheapest solution to any problem, and that it is the product of an age that did not always regard cheapness as an essential attribute of good government. To those who celebrate automobile commuting as the rational choice of free Americans, it replies that some Americans have made other choices, based on their understanding that building great cities is more important than minimizing average commuting time. This book may also answer radicals who believe that public funds should primarily--or exclusively--serve the poor, which in the context of transportation means providing bus and rail transit for the carless while leaving the middle class to drive. It suggests that Metro has done more for inner-city African Americans than is generally understood. And to those hostile to public mega-projects as a matter of principle, it responds that it may take a mega-project to kill a mega-project. Had activists merely opposed freeways, they might as well have been dismissed as cranks by politicians and technical experts alike. By championing rapid transit as an equally bold alternative, they won allies, and, ultimately, victory. Most important, this book recalls the belief of Great Society liberals that public investments should serve all classes and all races, rather than functioning as a last resort. These liberals believed, with Abraham Lincoln, that 'the legitimate object of government is to do for a community of people, whatever they need to have done, but can not do, at all, or can not, so well do, for themselves--in their separate, and individual capacities.' This approach justifies the government's role in rail not as a means of distributing wealth, but as an agent for purchasing rapid transit--a good that people collectively want but cannot collectively buy through a market.
Zachary M. Schrag (The Great Society Subway: A History of the Washington Metro)
By collecting data from the vast network of doctors across the globe, they added dozens of new compounds to the arsenal—all proven effective against COVID-19. Dr. Kory told me that he was deeply troubled that the extremely successful efforts by scores of front-line doctors to develop repurposed medicines to treat COVID received no support from any government in the entire world—only hostility—much of it orchestrated by Dr. Fauci and the US health agencies. The large universities that rely on hundreds of millions in annual funding from NIH were also antagonistic. “We didn’t have a single academic institution come up with a single protocol,” said Dr. McCullough. “They didn’t even try. Harvard, Johns Hopkins, Duke, you name it. Not a single medical center set up even a tent to try to treat patients and prevent hospitalization and death. There wasn’t an ounce of original research coming out of America available to fight COVID—other than vaccines.” All of these universities are deeply dependent on billions of dollars that they receive from NIH. As we shall see, these institutions live in terror of offending Anthony Fauci, and that fear paralyzed them in the midst of the pandemic. “Dr. Fauci refused to promote any of these interventions,” says Kory. “It’s not just that he made no effort to find effective off-the-shelf cures—he aggressively suppressed them.” Instead of supporting McCullough’s work, NIH and the other federal regulators began actively censoring information on this range of effective remedies. Doctors who attempted merely to open discussion about the potential benefits of early treatments for COVID found themselves heavily and inexplicably censored. Dr. Fauci worked with Facebook’s Mark Zuckerberg and other social media sites to muzzle discussion of any remedies. FDA sent a letter of warning that N-acetyle-L-cysteine (NAC) cannot be lawfully marketed as a dietary supplement, after decades of free access on health food shelves, and suppressed IV vitamin C, which the Chinese were using with extreme effectiveness.
Robert F. Kennedy Jr. (The Real Anthony Fauci: Bill Gates, Big Pharma, and the Global War on Democracy and Public Health)
According to one recent study [...] the [climate change] denial-espousing think tanks and other advocacy groups making up what sociologist Robert Brulle calls the “climate change counter-movement” are collectively pulling in more than $ 900 million per year for their work on a variety of right-wing causes, most of it in the form of “dark money”— funds from conservative foundations that cannot be fully traced. This points to the limits of theories like cultural cognition that focus exclusively on individual psychology. The deniers are doing more than protecting their personal worldviews - they are protecting powerful political and economic interests that have gained tremendously from the way Heartland and others have clouded the climate debate. The ties between the deniers and those interests are well known and well documented. Heartland has received more than $ 1 million from ExxonMobil together with foundations linked to the Koch brothers and the late conservative funder Richard Mellon Scaife. Just how much money the think tank receives from companies, foundations, and individuals linked to the fossil fuel industry remains unclear because Heartland does not publish the names of its donors, claiming the information would distract from the “merits of our positions.” Indeed, leaked internal documents revealed that one of Heartland’s largest donors is anonymous - a shadowy individual who has given more than $ 8.6 million specifically to support the think tank’s attacks on climate science. Meanwhile, scientists who present at Heartland climate conferences are almost all so steeped in fossil fuel dollars that you can practically smell the fumes. To cite just two examples, the Cato Institute’s Patrick Michaels, who gave the 2011 conference keynote, once told CNN that 40 percent of his consulting company’s income comes from oil companies (Cato itself has received funding from ExxonMobil and Koch family foundations). A Greenpeace investigation into another conference speaker, astrophysicist Willie Soon, found that between 2002 and 2010, 100 percent of his new research grants had come from fossil fuel interests.
Naomi Klein (This Changes Everything: Capitalism vs. The Climate)
Punishment is not care, and poverty is not a crime. We need to create safe, supportive pathways for reentry into the community for all people and especially young people who are left out and act out. Interventions like decriminalizing youthful indiscretions for juvenile offenders and providing foster children and their families with targeted services and support would require significant investment and deliberate collaboration at the community, state, and federal levels, as well as a concerted commitment to dismantling our carceral state. These interventions happen automatically and privately for young offenders who are not poor, whose families can access treatment and hire help, and who have the privilege of living and making mistakes in neighborhoods that are not over-policed. We need to provide, not punish, and to foster belonging and self-sufficiency for our neighbors’ kids. More, funded YMCAs and community centers and summer jobs, for example, would help do this. These kinds of interventions would benefit all the Carloses, Wesleys, Haydens, Franks, and Leons, and would benefit our collective well-being. Only if we consider ourselves bound together can we reimagine our obligation to each other as community. When we consider ourselves bound together in community, the radically civil act of redistributing resources from tables with more to tables with less is not charity, it is responsibility; it is the beginning of reparation. Here is where I tell you that we can change this story, now. If we seek to repair systemic inequalities, we cannot do it with hope and prayers; we have to build beyond the systems and begin not with rehabilitation but prevention. We must reimagine our communities, redistribute our wealth, and give our neighbors access to what they need to live healthy, sustainable lives, too. This means more generous social benefits. This means access to affordable housing, well-resourced public schools, affordable healthcare, jobs, and a higher minimum wage, and, of course, plenty of good food. People ask me what educational policy reform I would suggest investing time and money in, if I had to pick only one. I am tempted to talk about curriculum and literacy, or teacher preparation and salary, to challenge whether police belong in schools, to push back on standardized testing, or maybe debate vocational education and reiterate that educational policy is housing policy and that we cannot consider one without the other. Instead, as a place to start, I say free breakfast and lunch. A singular reform that would benefit all students is the provision of good, free food at school. (Data show that this practice yields positive results; but do we need data to know this?) Imagine what would happen if, across our communities, people had enough to feel fed.
Liz Hauck (Home Made: A Story of Grief, Groceries, Showing Up--and What We Make When We Make Dinner)
Charles Drew graduated from Amherst College in 1926 but didn’t have enough money to go to medical school. So, for the next two years, he worked as a biology teacher and coach at Morgan College (now Morgan State University) in Baltimore. In 1928, with funds in hand, he attended medical school at McGill University in Montreal, graduating second in his class. In 1938, Drew received a Rockefeller fellowship to study at Columbia University and train at the Presbyterian Hospital in New York City, where he worked on a method for processing and storing plasma. (Plasma is serum that also contains the proteins necessary for clotting.) His research formed the basis of his thesis, titled “Banked Blood.” In 1940, Drew became the first director of an international program for the shipment of blood products. Called the Plasma for Britain program, Drew’s task was fraught with danger. Although it wasn’t hard to separate plasma from blood—even from the seventeen thousand units he had initially received—Drew had to make sure that not a single unit of plasma was contaminated with bacteria; otherwise, his shipments to Britain could be deadly. Plasma is a rich medium in which bacteria can grow. Drew also had to make clear on the label the type and source of the blood. Many white soldiers didn’t want to receive blood from African Americans. This was particularly distasteful to Drew, who was the first African American to receive a doctorate from Columbia. By the time the war ended in 1945, the American Red Cross had collected more than thirteen million units of blood (a unit is about one pint). Every unit was marked by race to distinguish its source. This was life in Jim Crow America.
Paul A. Offit (You Bet Your Life: From Blood Transfusions to Mass Vaccination, the Long and Risky History of Medical Innovation)
public-spirited altruism that we should applaud – or is it a nostalgia for a world that has now disappeared and will never return? The educated and affluent part of our community takes it for granted that public funding of the arts and the facilitation of recreational reading is part of the core functions of government. But the public library – in the sense of a funded collection available free to anyone who wants to use it – has only existed since the mid nineteenth century, a mere fraction of the history of the library as a whole. If there is one lesson from the centuries-long story of the library, it is that libraries only last as long as people find them useful.
Andrew Pettegree (The Library: A Fragile History)
This is why, from this point on, no debt will be paid off. It can at best be bought back at a knock-down price and put back on to a debt market — the public sector borrowing requirement, the national debt, th e world deb t — having once again become an exchange value. It is unlikely the debt will ever be called in, and this is what gives it its incalculable value. For, suspended as it is in this way, it is our only insurance against time. Unlike the countdown, whic h signifies th e exhaustion of time, the indefinitely deferred debt is our guarantee that time itself is inexhaustible. Now, we very much need assuring about time in this way at the very poin t whe n the future itself is tendin g to be wholly consume d in real time . Clearing the debt, balancing up the books, writing off Third World debt — these are things not even to be contemplated. It is only the disequilibrium of the debt, its proliferation, its promise of infinity, which keeps us going. The global, planetary debt clearly has no meaning in traditional terms of obligation and credit. On the other hand, it is our true collective claim on each other — a symbolic claim, by whic h persons, companies and nations find themselves bound to one another through lack. Each is bound to the other (even the banks) by their virtual bankruptcy , as accomplices are bound by their crime. All assured of existing for each other in the shade of a debt which cannot be settled or written off, since the repayment of the accumulated world debt would take far more than the funds available. The only sense of it, then, is to bind all civilized human beings into the same destiny as creditors. Just as nuclear weapons, stockpiled across the world to a point of considerable planetary overkill, have no other meaning than to bind all human beings into a single destiny of threat and deterrence.
Jean Baudrillard (Screened Out)
You look – at least, I do, or I did – at the emperor and the nobility, lording it over the people while they starve and suffer, and you say to yourself, something’s got to be done about all this. This can’t be right. The lions of the earth must not destroy the worms any more. And then you do something about it, and what do you discover? The people turn out to be – well, people; a collective noun for all those individual men and women, none of them perfect, some of them downright vicious, most of them monumentally stupid. As stupid as the emperor, the great hereditary lords, the priestly hierarchs, the General Staff and the Lords of the Admiralty, the merchant princes and the organised crime barons. When push comes to shove, thick as bricks, the lot of them. You wouldn’t trust any of them with the helm of a ship, or the regimental welfare fund, or your dog if you were going away for a few days, or anything sharp.
K.J. Parker (Sixteen Ways to Defend a Walled City (The Siege #1))
has become known through the research of Susan Fitzgerald, a research consultant at the Fund for Constitutional Government in Washington who has collected declassified NSD directives, that many were released without the White House letterhead at the top of the page and without the President's signature at the bottom.
Milton William Cooper (Behold! a Pale Horse, by William Cooper: Reprint recomposed, illustrated & annotated for coherence & clarity (Public Cache))
These generous donations, the sale of which helped to fund the construction of Yale College in New Haven, were vigorously encouraged by Puritan minister Cotton Mather, who also vigorously encouraged the Salem Witch Trials.
Esmé Weijun Wang (The Collected Schizophrenias: Essays)
The highest-risk investments include: Futures Commodities Limited partnerships Collectibles Rental real estate Penny stocks (stocks that cost less than $5 per share) Speculative stocks (such as stock in new companies) Foreign stocks from volatile nations “Junk” (or high-yield corporate) bonds Moderate-risk investments include: Growth stocks (companies that reinvest most of their profits to grow the business) Corporate bonds with lower (but still investment-grade) ratings Mutual funds or exchange-traded funds (ETFs) Real estate investment trusts (REITs) Blue chip stocks Limited-risk investments include: Top-rated investment-grade corporate and municipal bonds The lowest-risk investments include: Treasury bills and bonds FDIC-insured bank CDs (certificates of deposit) Money market funds Practicing
Alfred Mill (Personal Finance 101: From Saving and Investing to Taxes and Loans, an Essential Primer on Personal Finance (Adams 101))
the creation of economic value is a collective process. Businesses do not create wealth on their own. No business today can operate without the fundamental services provided by the state: schools and higher education institutions, health and social care services, housing provision, social security, policing and defence, the core infrastructures of transport, energy, water and waste systems. These services, the level of resources allocated to them and the type of investments made in them, are crucial to the productivity of private enterprises. The private sector does not ‘create wealth’ while taxpayer-funded public services ‘consume’ it. The state does not simply ‘regulate’ private economic activity. Rather, economic output is co-produced by the interaction of public and private actors—and both are shaped by, and in turn help to shape, wider social and environmental conditions.
Michael Jacobs (Rethinking Capitalism: Economics and Policy for Sustainable and Inclusive Growth (Political Quarterly Monograph Series))
Ben-Gurion turned to one of his most trusted advisers: Labor Minister Golda Meir. He sent Meir to the United States on a fund-raising trip. The American-reared minister had collected $50 million from American Jewish donors prior to the War of Independence, money that proved decisive in allowing Israel to acquire much-needed arms. She had saved the country once; now she was being asked to do so again. Meir told her American audience:
Eric Gartman (Return to Zion: The History of Modern Israel)
Can I pay my deposit in installments?” The landlord should always collect all of the move-in funds in full prior to letting the tenant obtain occupancy. If they can’t afford the security deposit, they probably aren’t very good at handling their money. This is a good indication you’ll have trouble later. Early in our career, we used to allow tenants to do this until we realized that it never worked, not even once. Unless you enjoy chasing down security deposit payments on your weekends and evenings, simply respond to this question with a firm, “Our policy states the security deposit must be paid in full prior to getting the keys.
Brandon Turner (The Book on Managing Rental Properties: Find, Screen, and Manage Tenants With Fewer Headaches and Maximum Profits)
Thus FDR, being a shrewd, smart sonofabitch now in his third term as President, knew that despite the cries of the isolationists who wanted Amer ica to have nothing to do with another world war it was only a matter of time before the country would be forced to shed its neutral status. And the best way to be prepared for that moment was to have the finest intelligence he could. And the best way to get that information, to get the facts that he trusted because he trusted the messenger, was to put another shrewd, smart sonofabitch in charge-his pal Wild Bill Donovan. The problem was not that intelligence wasn't being collected. The United States of America had vast organizations actively engaged in it-the Federal Bureau of Investigation, the Office of Naval Intelligence, and the Military Intelligence Division chief among them. The problem was that the intelligence these organizations collected was, in the word of the old-school British spymasters, "coloured." That was to say, the intel tended first to serve to promote the respective branches. If, for example, ONI overstated the number of, say, German submarines, then the Navy brass could use that intelligence to justify its demands for more funds for sailors and ships to hunt down those U-boats. (Which, of course, played to everyone's natural fears as the U-boats were damn effec tive killing machines.) Likewise, if MID stated that it had found significantly more Axis troop amassing toward an Allied border than was previously thought, Army brass could argue that ground and/or air forces needed the money more than did the swabbies. Then there was the turf-fighting FBI. J. Edgar Hoover and Company didn't want any Allied spies snooping around in their backyard. It followed then that if the agencies had their own agendas, they were not prone to share with others the information that they collected. The argument, as might be expected, was that intelligence shared was intelli gence compromised. There was also the interagency fear, unspoken but there, as sure as God made little green apples, that some shared intel would be found to be want ing. If that should happen, it would make the particular agency that had de veloped it look bad. And that, fear of all fears, would result in the reduction of funds, of men, of weapons, et cetera, et cetera. In short, the loss of im portance of the agency in the eyes of the grand political scheme. Thus among the various agencies there continued the endless turf bat tles, the duplications of effort-even the instances, say, of undercover FB agents arresting undercover ONI agents snooping around Washington D.C., and New York City.
W.E.B. Griffin (The Double Agents (Men at War, #6))
This can have devastating consequences for the fast-growing company. Over a short period of time, say a year, the number of employees can leap from 50 to 150 in a startup, or from 150 to 500 or more during a later phase of rapid growth when the business model is promising and the funding is in the bank. Seemingly overnight, the new employees can vastly outnumber their predecessors, and this dynamic can permanently redefine the corporate culture. Brent Gleeson, a leadership coach and Navy SEAL combat veteran, writes, “Organizational culture comes about in one of two ways. It’s either decisively defined, nurtured and protected from the inception of the organization; or—more typically—it comes about haphazardly as a collective sum of the beliefs, experiences and behaviors of those on the team. Either way, you will have a culture. For better or worse.”2
Colin Bryar (Working Backwards: Insights, Stories, and Secrets from Inside Amazon)
When he told David Shaw that he wanted to leave the hedge fund to pursue this idea, Shaw took him on a two-hour walk through Central Park. “You know what, Jeff, this is a really good idea. I think you’re onto a good idea here but this would be a better idea for somebody who didn’t already have a good job.” He convinced Bezos to think about it for a couple of days before making a decision. Bezos then consulted his wife, MacKenzie, whom he had met at the hedge fund and married the year before. “You know you can count me in 100 percent, whatever you want to do,” she said.
Jeff Bezos (Invent and Wander: The Collected Writings of Jeff Bezos)
在澳购买毕业证【咨询Q、微:2026614433】(办理LTU毕业证成绩单原版)如何在澳洲办理拉筹伯大学毕业证本科学位和硕士学位毕业证。 SSBNSVBSSVBNSVBSNCSVSCSSKJSLKSJSKLSJKSLSJSNMSSNBVSBNVSNBSVSBN A deeply researched and transporting exploration of the legacy of slavery and its imprint on centuries of American history, How the Word Is Passed illustrates how some of our country's most essential stories are hidden in plain view--whether in places we might drive by on our way to work, holidays such as Juneteenth, or entire neighborhoods like downtown Manhattan, where the brutal history of the trade in enslaved men, women, and children has been deeply imprinted. Clint Smith is a staff writer at The Atlantic and the author of the poetry collection Counting Descent. The book won the 2017 Literary Award for Best Poetry Book from the Black Caucus of the American Library Association and was a finalist for an NAACP Image Award. He has received fellowships from New America, the Emerson Collective, the Art For Justice Fund, Cave Canem, and the National Science Foundation. His writing has been published in The New Yorker, The New York Times Magazine, Poetry Magazine, The Paris Review and elsewhere. Born and raised in New Orleans, he received his B.A. in English from Davidson College and his Ph.D. in Education from Harvard University.
(办理LTU毕业证成绩单原版)如何在澳洲办理拉筹伯大学毕业证本科学位和硕士学位毕业证
《国外学历NYU毕业证办理指南》办2021新版纽约大学毕业证((+Q微2026614433))购买NYU毕业证办理NYU文凭购买纽约大学本科毕业证退学办文凭/办国外毕业证/出售美国毕业证书/在美国买国外毕业证书New York University Clint Smith is a staff writer at The Atlantic and the author of the poetry collection Counting Descent. The book won the 2017 Literary Award for Best Poetry Book from the Black Caucus of the American Library Association and was a finalist for an NAACP Image Award. He has received fellowships from New America, the Emerson Collective, the Art For Justice Fund, Cave Canem, and the National Science Foundation. His writing has been published in The New Yorker, The New York Times Magazine, Poetry Magazine, The Paris Review and elsewhere. Born and raised in New Orleans, he received his B.A. in English from Davidson College and his Ph.D. in Education from Harvard University. On a brilliantly sunny July day, six-year-old Ruby is abandoned by her father in the suffocating dark of a Tennessee cave. Twenty years later, transformed into soap opera star Eleanor Russell, she is fired under dubious circumstances. Fleeing to Europe, she marries a glamorous stranger named Orlando Montague and keeps her past closely hidden.
购买NYU毕业证办理NYU文凭购买纽约大学本科毕业证退学办文凭/办国外毕业证/出售美国毕业证书/在美国买国外毕业证
intelligence for the sector. “They say they’re uncle and nephew, and they’re clean: no tattoos. That third one, though—he’s a keeper.” The third man had given his name as José Hernández, which was the equivalent of a Caucasian claiming to be called John Smith. He had not been picked up in the sweep of the yard, but a couple of hours later, supposedly as he waited for a bus to Tucson, although it was more likely he was waiting for a ride back to Mexico, since the next bus for Tucson wasn’t scheduled to leave until the following morning. He was smaller and leaner than the others, and had so far done his best not to make eye contact with any of his interrogators. He was also the only one who had been wearing a long-sleeved shirt, fully buttoned, when detained. “What did Lagnier have to say about him?” Ross asked. “Beyond the fact that Hernández had been working for him on and off for about five days,” said Zaleski, “Mr. Lagnier had nothing to say about him at all, and that’s ‘nothing’ with a heavy emphasis.” “Meaning?” “Meaning Lagnier knew better than to ask about José’s background. It’s probably not the first time Lagnier’s done a solid for some friends from across the border: a place for cousins to sleep, a little work to replenish funds before they head farther north. But sometimes…” Zaleski let it hang. Parker figured everyone in the room now knew that Lagnier had an arrangement with the ATF, and if they didn’t, they had no business being there. “Sometimes it’s a more substantial favor,” finished Newton, one of the Maricopa detectives. “One he doesn’t share with his handlers.” “Not unless Lagnier wants to try holding his silverware without thumbs,” said Zaleski. “This whole territory belongs to the Sinaloa cartel, and nothing moves in or out without their knowledge. Young José in there has himself a collection of tattoos under that shirt. He didn’t much approve of us having a look-see, but he knew better than to kick up a fuss.” Zaleski took out her phone and displayed a series of photographs of Hernández’s adornments.
John Connolly (A Book of Bones (Charlie Parker #17))
While working at the hedge fund in 1994, Bezos came across the statistic that the web had been growing by more than 2,300 percent each year. He decided that he wanted to get aboard that rocket, and he came up with the idea of opening a retail store online, sort of a Sears catalogue for the digital age. Realizing that it was prudent to start with one product, he chose books—partly because he liked them and also because they were not perishable, were a commodity, and could be bought from two big wholesale distributors. And there were more than three million titles in print—far more than a bricks-and-mortar store could possibly keep on display.
Jeff Bezos (Invent and Wander: The Collected Writings of Jeff Bezos)
Escaping capitalism typically involves avoiding politically engagement and certainly collectively organized efforts at changing the world. Especially today, escape is often an individualistic lifestyle strategy. And sometimes it is an individualistic strategy dependent on capitalist wealth, as in the stereotype of the successful Wall Street banker who decides to "give up the rat race" and move to Vermont to embrace a life of voluntary simplicity while living off a trust fund amassed from capitalist investments.
Elik Olin Wright
What made it worse was the clueless attitude of the Wall Street executives whose collective asses we were pulling out of the fire. Just before I took office, for example, the leaders of most of the major banks had gone ahead and authorized more than a billion dollars in year-end bonuses for themselves and their lieutenants, despite having already received TARP funds to prop up their stock prices.
Barack Obama (A Promised Land)
In 2009, an American soldier named Bowe Bergdahl slipped through a gap in the concertina wire at his combat outpost in southern Afghanistan and walked off into the night. He was quickly captured by a Taliban patrol, and his absence triggered a massive search by the US military that put thousands of his fellow soldiers at risk. The level of betrayal felt by soldiers was so extreme that many called for Bergdahl to be tried for treason when he was repatriated five years later. Technically his crime was not treason, so the US military charged him with desertion of his post—a violation that still carries a maximum penalty of death. The collective outrage at Sergeant Bergdahl was based on very limited knowledge but provides a perfect example of the kind of tribal ethos that every group—or country—deploys in order to remain unified and committed to itself. If anything, though, the outrage in the United States may not be broad enough. Bergdahl put a huge number of people at risk and may have caused the deaths of up to six soldiers. But in purely objective terms, he caused his country far less harm than the financial collapse of 2008, when bankers gambled trillions of dollars of taxpayer money on blatantly fraudulent mortgages. These crimes were committed while hundreds of thousands of Americans were fighting and dying in wars overseas. Almost 9 million people lost their jobs during the financial crisis, 5 million families lost their homes, and the unemployment rate doubled to around 10 percent. For nearly a century, the national suicide rate has almost exactly mirrored the unemployment rate, and after the financial collapse, America’s suicide rate increased by nearly 5 percent. In an article published in 2012 in The Lancet, epidemiologists who study suicide estimated that the recession cost almost 5,000 additional American lives during the first two years—disproportionately among middle-aged white men. That is close to the nation’s losses in the Iraq and Afghan wars combined. If Sergeant Bergdahl betrayed his country—and that’s not a hard case to make—surely the bankers and traders who caused the financial collapse did as well. And yet they didn’t provoke nearly the kind of outcry that Bergdahl did. Not a single high-level CEO has even been charged in connection with the financial collapse, much less been convicted and sent to prison, and most of them went on to receive huge year-end bonuses. Joseph Cassano of AIG Financial Products—known as “Mr. Credit-Default Swap”—led a unit that required a $99 billion bailout while simultaneously distributing $1.5 billion in year-end bonuses to his employees—including $34 million to himself. Robert Rubin of Citibank received a $10 million bonus in 2008 while serving on the board of directors of a company that required $63 billion in federal funds to keep from failing. Lower down the pay scale, more than 5,000 Wall Street traders received bonuses of $1 million or more despite working for nine of the financial firms that received the most bailout money from the US goverment.
Sebastian Junger (Tribe: On Homecoming and Belonging)
Real Estate Investment Trusts, or REITs (pronounced “reets”), are companies that own and collect rent from commercial and residential properties.10 Bundled into real-estate mutual funds, REITs do a decent job of combating inflation. The best choice is Vanguard REIT Index Fund; other relatively low-cost choices include Cohen & Steers Realty Shares, Columbia Real Estate Equity Fund, and Fidelity Real Estate Investment Fund.11 While a REIT fund is unlikely to be a foolproof inflation-fighter, in the long run it should give you some defense against the erosion of purchasing power without hampering your overall returns.
Benjamin Graham (The Intelligent Investor)
30. The first Google server casing was built from LEGO bricks. Sergey Brin and Larry Page, the masterminds behind the largest IT project in the world started out with little beyond a pile of budget PC components assembled – or, better to say, scrapped – together. In 1996, they had to assemble multiple components, such as ten hard disks, into working clusters, the expenses for such machinery left them without funds to buy a decent computer casing. Thus, they built the casing from LEGO building blocks. Two years later, it was superseded by a large production server rack. Then, two years after that, their computing power counted around 5,000 (yes, five thousand) computers, and today the number is estimated to between 1,5 and 2 million. Talk about investment and growth!
Tyler Backhause (101 Creepy, Weird, Scary, Interesting, and Outright Cool Facts: A collection of 101 facts that are sure to leave you creeped out and entertained at the same time)
On the other hand, what kind of Russia is this that compels a person to work a job to which she has no calling, and be so reduced by it? To have to collect funds and teach in a drafty room and get no support from the community? How could anyone love that life? (I find myself thinking of Terry Eagleton’s assertion that “capitalism plunders the sensuality of the body.”) Just imagine the many Maryas who have existed, all over the world, their best selves sacrificed to exigency, whose grace suffered under the pressure of being poorly suited to the toil required of them to make a living. (Maybe, like me, you’ve been one of them yourself.)
George Saunders (A Swim in a Pond in the Rain: In Which Four Russians Give a Master Class on Writing, Reading, and Life)
Western countries are rarely in budget surplus and thus end up building debt over the cycle.The increase of the debt-to-GDP ratio is a fundamentally negative development for the lower and middle classes. The debt acts as a transfer of wealth from average taxpayers to the better off. The mechanism of this wealth transfer is relatively simple, as the interest paid to finance payment to the bond holders is funded by the general budget. Thus, bondholders, by definition people with savings, receive payments financed by the tax collected from the general population. Effectively, the debt sucks in a percentage of income revenues and spits it back out to wealthy savers in the form of interest payments.
Jean-Michel Paul (The Economics of Discontent: From Failing Elites to The Rise of Populism)
The stock market business involves buying and selling of various stocks to earn high revenues and profits. People who are new to this business must analyze the market conditions before investing money to minimize losses. With stock markets face volatile conditions, it is necessary to analyze them properly for achieving goals to a larger extent. This will also help for reducing complications to get peace of mind. Investors should monitor the stock markets regularly for overcoming risks. There are several ways which are available for knowing the conditions of stocks markets to witness major changes. Nowadays, one can able to trade stocks through online terminals at one place to generate more income. A trading terminal involves advanced applications which help for updating the details quickly. It is essential to consult with stock brokers, companies and wealth management companies before investing money. Many investors now prefer features option in stock markets to sell products with maximum margins after a period of months or periods. The term option is used by many stock market experts to sell a stock according to needs. Also, it involves different types for reaching next levels in the business. A historical option data is mainly meant for knowing the complete transactions of stocks on any date in previous years. The primary advantage of this option is that it helps to reserve the funds in an easy manner. Some software products are exclusively designed for this purpose to experience desired outcomes. People can go through the reviews of these products through online for choosing them depending on the needs. Also, one can be able to gather information on indexes, stocks and ETFs with different types of software applications to ensure optimum results. They include bids, ask, volume and open options for planning the stock trading without any difficulties. Moreover, it is possible to estimate the stock rates with historical options data to get ideas about them in faster methods. The stock trading business requires guidelines from professionals to achieve goals during the buying and selling process. Investors can collect complete information on software products through online for comparing them according to needs. Reviews on these products are offered for those who want to order them with ease. Guidelines for downloading software products are given for customers in simple steps to generate more income in stock trading business. Details on featured products can be known from online for tracking historical option prices to plan future markets. Catalogs are sent to investors upon request for meeting exact requirements in the stock trading process. Those who want to gather information on historical options prices can seek support from stock market experts for ensuring best results. The stock trading needs wide knowledge about buying and selling to reduce complications. However, investors can focus on improving their skills with software products to trade stocks at high prices. Some even come with special option types for witnessing major advantages while trading the stocks. Satisfaction guarantee is also assured for customers after purchasing them from online.
Avery James
The Sleepwalkers: How Europe Went to War in 1914 (Clark, Christopher) - Your Highlight on page 26 | location 732-759 | Added on Saturday, 3 May 2014 14:31:16 Garašanin articulated this imperative in 1848 during the uprising in the Vojvodina. ‘The Vojvodina Serbs,’ he wrote, ‘expect from all Serbdom a helping hand, so they can triumph over their traditional enemy. […] But because of political factors, we cannot aid them publicly. It only remains for us to aid them in secret.’55 This preference for covert operations can also be observed in Macedonia. Following an abortive Macedonian insurrection against the Turks in August 1903, the new Karadjordjević regime began to operate an active policy in the region. Committees were established to promote Serb guerrilla activity in Macedonia, and there were meetings in Belgrade to recruit and supply bands of fighters. Confronted by the Ottoman minister in Belgrade, the Serbian foreign minister Kaljević denied any involvement by the government and protested that the meetings were in any case not illegal, since they had been convened ‘not for the raising of bands, but merely for collecting funds and expressing sympathy for co-religionists beyond the border’.56 The regicides were deeply involved in this cross-border activity. The conspirator officers and their fellow travellers within the army convened an informal national committee in Belgrade, coordinated the campaign and commanded many of the volunteer units. These were not, strictly speaking, units of the Serbian army proper, but the fact that volunteer officers were immediately granted leave by the army suggested a generous measure of official backing.57 Militia activity steadily expanded in scope, and there were numerous violent skirmishes between Serb četniks (guerrillas) and bands of Bulgarian volunteers. In February 1907, the British government requested that Belgrade put a stop to this activity, which appeared likely to trigger a war between Serbia and Bulgaria. Once again, Belgrade disclaimed responsibility, denying that it was funding četnik activity and declaring that it ‘could not prevent [its people] from defending themselves against foreign bands’. But the plausibility of this posture was undermined by the government’s continuing support for the struggle – in November 1906, the Skupština had already voted 300,000 dinars for aid to Serbs suffering in Old Serbia and Macedonia, and this was followed by a ‘secret credit’ for ‘extraordinary expenses and the defence of national interests’.58 Irredentism of this kind was fraught with risk. It was easy to send guerrilla chiefs into the field, but difficult to control them once they were there. By the winter of 1907, it was clear that a number of the četnik bands were operating in Macedonia independently of any supervision; only with some difficulty did an emissary from Belgrade succeed in re-imposing control. The ‘Macedonian imbroglio’ thus delivered an equivocal lesson, with fateful implications for the events of 1914. On the one hand, the devolution of command functions to activist cells dominated by members of the conspirator network carried the danger that control over Serb national policy might pass from the political centre to irresponsible elements on the periphery. On the other hand, the diplomacy of 1906–7 demonstrated that the fuzzy, informal relationship between the Serbian government and the networks entrusted with delivering irredentist policy could be exploited to deflect political responsibility from Belgrade and maximize the government’s room for manoeuvre. The Belgrade political elite became accustomed to a kind of doublethink founded on the intermittent pretence that the foreign policy of official Serbia and the work of national liberation beyond the frontiers of the state were separate phenomena.
Anonymous
This has been a collective project from the beginning, and so our first acknowledgment goes to all those who supported and contributed. Funded by a grant from the John D. and Catherine T. MacArthur Foundation, as part of its initiative on Digital Media and Learning, we thank Constance
Cathy N. Davidson (The Future of Learning Institutions in a Digital Age)
Germany, a country with a tradition of strong commitment to public funding for culture, has a statement which clearly refers to non-economic cultural capital: 'Our lives cannot be founded solely on supposed efficiency, as it would then be incomplete in terms of substance. We need the contexts of philosophy, the arts, and spiritual values which provide everyday life with an orientation framework within which practical goals can be pursued.
Suzanne Keene (Fragments of the World: Uses of Museum Collections: Uses of Museum Collections)
Frankly, we hesitate to pile on the data, since even when numbers are persuasive, they are not galvanizing. A growing collection of psychological studies show that statistics have a dulling effect, while it is individual stories that move people to act. In one experiment, research subjects were divided into several group, and each person was asked to donate $5 to alleviate hunger abroad. One group was told the money would go to Rokia, a seven-year-old girl in Mali. Another group was told that the money would go to address malnutrition among 21 million Africans. The third group was told that the donations would go to Roka, as in the first group, but this time her own hunger was presented as part of a background tapestry of global hunger, with some statistics thrown in. People were much more willing to donate to Rokia than to 21 million hungry people, and even a mention of the larger problem made people less inclined to help her. In another experiment, people were asked to donate to a $300,000 fund to fight cancer. One group was told that the money would be used to save the life of one child, while another group was told it would save the lives of eight children. People contributed almost twice as much to save one child as to save eight. Social psychologists argue that all this reflects the way our consciences and ethical systems are based on individual stories and are distinct from the parts of our brain concerned with logical and rationality. Indeed, when subjects in experiments are first asked to solve math problems, thus putting in play the parts of the brain that govern logic, afterward they are less generous to the needy.
Nicholas D. Kristof
Indeed, the kinds of minimal or no-government societies envisioned by dreamers of the Left and Right are not fantasies; they actually exist in the contemporary developing world. Many parts of sub-Saharan Africa are a libertarian’s paradise. The region as a whole is a low-tax utopia, with governments often unable to collect more than about 10 percent of GDP in taxes, compared to more than 30 percent in the United States and 50 percent in parts of Europe. Rather than unleashing entrepreneurship, this low rate of taxation means that basic public services like health, education, and pothole filling are starved of funding. The physical infrastructure on which a modern economy rests, like roads, court systems, and police, are missing. In Somalia, where a strong central government has not existed since the late 1980s, ordinary individuals may own not just assault rifles but also rocket-propelled grenades, antiaircraft missiles, and tanks. People are free to protect their own families,
Francis Fukuyama (The Origins of Political Order: From Prehuman Times to the French Revolution)
Jeffers stretched up on his toes to see the back of the mob, “But James, we’re doing all this for you... We need this gold to build a united Alba. We need it to fund an army and to forge decisive leadership.” His voice was almost plaintive. “We want to hand your generation a real empire rather than just a loose collection of competing Families. We want to give you the foundations to achieve glory! What could possibly be wrong with that?” “Rubbish!” cried Tristan, not about to let honey-coated nonsense dissolve the glue that bound his army. “Absolute codswallop!” he let his calm facade slip for the first time that day. “What you’re actually trying to do is to build a legacy that you don’t deserve! You want to swan around as an armchair General for the next twenty years while your precious army strives and dies for hollow victories that do nothing more than feed your ego! And do you know who strives and dies in this picture?” He waved one arm at the figures behind him. “We do! We here in this alley, along with other young men and women just like us!” Tristan watched Jeffers from the corner of his eye, as he shook his fist towards deGroot, “Well we’re not having it! If you want us to fight and die, then we’re going to fight now, and we’re going to fight you! So come on down deGroot and take a swing!
Aaron D'Este (Weapon of Choice)
the school leadership team should specifically: • Build consensus for the school’s mission of collective responsibility • Create a master schedule that provides sufficient time for team collaboration, core instruction, supplemental interventions, and intensive interventions • Coordinate schoolwide human resources to best support core instruction and interventions, including the site counselor, psychologist, speech and language pathologist, special education teacher, librarian, health services, subject specialists, instructional aides, and other classified staff • Allocate the school’s fiscal resources to best support core instruction and interventions, including school categorical funding • Assist with articulating essential learning outcomes across grade levels and subjects • Lead the school’s universal screening efforts to identify students in need of Tier 3 intensive interventions before they fail • Lead the school’s efforts at Tier 1 for schoolwide behavior expectations, including attendance policies and awards and recognitions (the team may create a separate behavior team to oversee these behavioral policies) • Ensure that all students have access to grade-level core instruction • Ensure that sufficient, effective resources are available to provide Tier 2 interventions for students in need of supplemental support in motivation, attendance, and behavior • Ensure that sufficient, effective resources are available to provide Tier 3 interventions for students in need of intensive support in the universal skills of reading, writing, number sense, English language, motivation, attendance, and behavior • Continually monitor schoolwide evidence of student learning
Austin Buffum (Simplifying Response to Intervention: Four Essential Guiding Principles)
1. The conglomerate movement, “with all its fancy rhetoric about synergism and leverage.” 2. Accountants who played footsie with stock-promoting managements by certifying earnings that weren’t earnings at all. 3. “Modern” corporate treasurers who looked upon their company pension funds as new-found profit centers and pressured their investment advisers into speculating with them. 4. Investment advisers who massacred clients’ portfolios because they were trying to make good on the over-promises that they had made to attract the business. 5. The new breed of investment managers who bought and churned the worst collection of new issues and other junk in history, and the underwriters who made fortunes bringing them out. 6. Elements of the financial press which promoted into new investment geniuses a group of neophytes who didn’t even have the first requisite for managing other people’s money—namely, a sense of responsibility. 7. The securities salesmen who peddle the items with the best stories—or the biggest markups—even though such issues were totally unsuited to the customers’ needs. 8. The sanctimonious partners of major investment houses who wrung their hands over all these shameless happenings while they deployed an army of untrained salesmen to forage among even less trained investors. 9. Mutual fund managers who tried to become millionaires overnight by using every gimmick imaginable to manufacture their own paper performance. 10. Portfolio managers who collected bonanza incentives of the “heads I win, tails you lose” kind, which made them fortunes in the bull market but turned the portfolios they managed into disasters in the bear market. 11. Security analysts who forgot about their professional ethics to become storytellers and let their institutions be taken in by a whole parade of confidence men. This was the “list of horrors that people in our field did to set the stage for the greatest blood bath in forty years,
Adam Smith (Supermoney (Wiley Investment Classics Book 38))
But if you have a passion for collecting valuable items such as rare coins, fine wine, artwork, antiques, cars, or books, for example, your hobby may be a fun way to enhance your retirement funds.
Laura D. Adams (Money Girl's Smart Moves to Grow Rich)
Collective impact (fig. 3.8) operates on the premise that much of conservation and donor funding has fallen short of meeting its goals of significant societal transformation because decision and implementation programs are too fractured and diffuse, generating competition among players rather than collaboration in what is often a zero-sum game.
Charles G. Curtin (The Science of Open Spaces: Theory and Practice for Conserving Large, Complex Systems)
The tobacco settlement money went to lawyers and to governments, which effectively turned the money into a tax and then spent it on state bureaucracy. Regular folk did not receive any tax refund checks, nor did we see lower health insurance premiums, but we did pay more for everyday products not related to smoking. This means we are, in effect, paying billions of dollars in additional tax besides the billions in legal fees because of the tobacco settlement, as well as funding the next legal campaign to collect another large pay-day in contingency fees. It is very interesting to note during the tobacco suit that, while claiming various individuals were being victimized, or medical costs were mounting from misleading advertising or dishonest business practices, it was lawyers and governments, not the people nor their insurance companies, that collected all the loot. This the type of litigation did nothing to improve your life and it raised your cost of living.
Howard Nemerov (Four Hundred Years of Gun Control: Why Isn't It Working?)
According to a recent study reported in Relevant magazine, only 10 to 25 percent of the typical American congregation tithes (that is, gives the biblical starting point of 10 percent) to the church, the poor, and Kingdom causes. The same report concluded that if the remaining 75 to 90 percent of American Christians began to tithe regularly, then global hunger, starvation, and death from preventable diseases could be relieved within five years. Additionally, illiteracy could be eliminated, the world’s water and sanitation issues could be solved, all overseas mission work could be fully funded, and over $100 billion per year would be left over for additional ministry.[18] [...] Put starkly, this means that 75 to 90 percent of American Christians—those who collectively represent the wealthiest Christians in the world—are money-sick[...] The tithe reminds us that God is our provider, that he is sufficient to meet our needs, and that he, not money, is the ultimate answer to our soul-thirst for safety and validation.
Scott Sauls (Jesus Outside the Lines: A Way Forward for Those Who Are Tired of Taking Sides)
I kiss Orion deeply, one last time. “Are you sure you don’t want to come in with me?” I ask.               “I don’t think it’s going to help your case,” the raptor replies. “I mean, some people just don’t understand that love is real. You’ve gotta put yourself in there position. They’re so used to everything working a certain way, women kissing men, men kissing men… not men kissing dinosaurs.”               I want to protest but I know that he’s right. Even the most liberal of juries is going to have a hard time with this muscular dinosaur sitting there in the courtroom while I argue my case. It’s better if we part ways here.               “I’ll see you soon.” I tell him, my voice quaking. We both know that’s not going to happen, but we’re trying our best to pretend.               “I love you,” Orion says to me one last time.               “I love you, too” I assure him.               We kiss again and then I finally muster up the discipline to pull away and push out through the car’s door. I stand up on the sidewalk before the courthouse as flash bulbs burst with blinding luminescence. I shield my eyes, stunned for a moment as I struggle to collect my bearings.               “Mr. Tanner!” someone interjects, shoving a microphone in my face. “Is it true you hate unicorns?”               “What?” I stammer.               “We understand that your mission was funded off the profits of illegally traded unicorn tears, do you have anything to say to that?”               “I mean…” I’m still trying to collect my bearings, struggling to sort through her words. “No, wait, yeah I do. That’s really bad, I didn’t know anything about it.”               The reporter nods and repeats my words back to me. “Really bad… so you’re saying it’s not awful? Is that what you’re saying?”               “No, I just…” I start.               “Because it sounds like you’re not really coming out against the illegal trade of unicorn tears,” the reporter continues.               “I literally heard about it five seconds ago,” I counter. “That sounds terrible, I don’t really know anything about it but it sounds really bad and I don’t support that.”               The reporter nods. “Okay it’s really hard to understand you when you speak in code like this. Can you just answer the question? Do you or don’t you support bad guys doing bad things? Because you haven’t really come out against them.”               “I don’t support bad guys,” I try to say as clearly as I possibly can.               The reporter just stares at me blankly. “So you’re not going to come out against them?”               Suddenly, someone from the mob pushes me from behind and I stumble forward. The entire gang of hungry journalists and newscasters has reached a tipping point and I realize now that if I don’t continue onward there is going to be a problem.               I
Chuck Tingle (Space Raptor Butt Trilogy)
These funds had been built up over many years, mainly from North American sources sympathetic to the cause of a united Ireland, and it seemed that the money never entered the Republic of Ireland or the Province, but would be invested mainly in Europe. There was also income from protection rackets, bank robberies, post office raids, black taxis, DSS scams, video and CD pirating, fruit machines, republican clubs and pubs and local collections among sympathisers. 
Martin McGartland (Fifty Dead Men Walking)
Highlights of the Brunel featured the likes of Mr. Iraci, our landlord, coming around and being greeted by myself, stark naked, painting cartoons on my bedroom wall to liven the place up a bit; or Eddie showing another pretty girl his technique for marinating venison in a washing-up bowl full of Bordeaux wine. Our housekeeping kitty of funds would miraculously evaporate due to Hugo’s endless dinner parties for just him and up to ten different girls that he had been chatting up all week. Stan developed a nice technique for cooking sausages by leaving them on the grill until the hundred decibel smoke alarm went off, indicating they were ready. (On one occasion, Stan’s sausage-cooking technique actually brought the fire brigade round, all suited and booted, hoses at the ready. They looked quite surprised to see all of us wandering down in our dressing gowns, asking if the sausages were ready, while they stood in the hall primed for action, smoke alarm still blaring. Happy days.) I also fondly remember Mr. Iraci coming round another time, just after I had decided to build a homemade swimming pool in the ten-foot-by-ten-foot “garden” area out the back. I had improvised a tarpaulin and a few kitchen chairs and had filled it optimistically with water. It held for about twenty minutes…in fact just about until Mr. Iraci showed up to collect his rent. Then it burst its banks, filling most of the ground floor with three inches of water, and soaking Mr. Iraci in the process. Truly the man was a saint.
Bear Grylls (Mud, Sweat and Tears)
The Linux world behaves in many respects like a free market or an ecology, a collection of selfish agents attempting to maximize utility which in the process produces a self-correcting spontaneous order more elaborate and efficient than any amount of central planning could have achieved. Here, then, is the place to seek the “principle of understanding”. The “utility function” Linux hackers are maximizing is not classically economic, but is the intangible of their own ego satisfaction and reputation among other hackers. (One may call their motivation “altruistic”, but this ignores the fact that altruism is itself a form of ego satisfaction for the altruist). Voluntary cultures that work this way are not actually uncommon; one other in which I have long participated is science fiction fandom, which unlike hackerdom has long explicitly recognized “egoboo” (ego-boosting, or the enhancement of one’s reputation among other fans) as the basic drive behind volunteer activity. Linus, by successfully positioning himself as the gatekeeper of a project in which the development is mostly done by others, and nurturing interest in the project until it became self-sustaining, has shown an acute grasp of Kropotkin’s “principle of shared understanding”. This quasi-economic view of the Linux world enables us to see how that understanding is applied. We may view Linus’s method as a way to create an efficient market in “egoboo” — to connect the selfishness of individual hackers as firmly as possible to difficult ends that can only be achieved by sustained cooperation. With the fetchmail project I have shown (albeit on a smaller scale) that his methods can be duplicated with good results. Perhaps I have even done it a bit more consciously and systematically than he. Many people (especially those who politically distrust free markets) would expect a culture of self-directed egoists to be fragmented, territorial, wasteful, secretive, and hostile. But this expectation is clearly falsified by (to give just one example) the stunning variety, quality, and depth of Linux documentation. It is a hallowed given that programmers hate documenting; how is it, then, that Linux hackers generate so much documentation? Evidently Linux’s free market in egoboo works better to produce virtuous, other-directed behavior than the massively-funded documentation shops of commercial software producers. Both the fetchmail and Linux kernel projects show that by properly rewarding the egos of many other hackers, a strong developer/coordinator can use the Internet to capture the benefits of having lots of co-developers without having a project collapse into a chaotic mess. So to Brooks’s Law I counter-propose the following: Provided the development coordinator has a communications medium at least as good as the Internet, and knows how to lead without coercion, many heads are inevitably better than one.
Eric S. Raymond (Cathedral and the Bazaar: Musings on Linux and Open Source by an Accidental Revolutionary)
When President Obama addressed the country on January 5, 2016, about his latest push for gun control, Bloomberg-funded research provided the “facts” that Obama cited: •​“Congress actually voted to make it harder for public health experts to conduct research into gun violence; made it harder to collect data and facts and develop strategies to reduce gun violence.” •​“After Connecticut passed a law requiring background checks and gun safety courses, gun deaths decreased by 40%. Forty percent.” •​“Since Missouri repealed a law requiring comprehensive background checks and purchase permits, gun deaths have increased to almost 50% higher than the national average.” •​“A violent felon can buy the exact same weapon over the internet with no background check, no questions asked. A recent study found that about 1-in-30 people looking to buy guns on one website had criminal records—one out of 30 had a criminal record. We’re talking about individuals convicted of serious crimes—aggravated assault, domestic violence, robbery, illegal gun possession. People with lengthy criminal histories buying deadly weapons all too easily.
John R. Lott Jr. (The War on Guns: Arming Yourself Against Gun Control Lies)
Large retail banks that take in deposits from everyday folks have to pay interest on those deposits, especially if they are held in savings accounts that yield some amount of interest. Often times these banks would fund these payments through the interest revenue that they collect on mortgages, credit cards, and small business loans that they make to customers.
Jonathan Stanford Yu (From Zero to Sixty on Hedge Funds and Private Equity 2.0: What They Do, How They Do It, and Why They Do The Mysterious Things They Do)
Jen Hatmaker is the author of the New York Times bestseller For the Love (plus eleven other books) and happy hostess of a tightly knit online community where she reaches millions of people each week. She is a high-functioning introvert who lives her home life in yoga pants and her travel life in fancy yoga pants. She and her husband, Brandon, founded the Legacy Collective, a giving community that granted more than a million dollars in its first year and funds sustainable solutions to systemic problems locally and globally. They also starred in the popular series My Big Family Renovation on HGTV and stayed married through a six-month remodel. Jen is a mom to five, a sought-after speaker, and a delighted resident of Austin, Texas, where she and her family are helping keep Austin weird. For more information, visit jenhatmaker.com.
Jen Hatmaker (Of Mess and Moxie: Wrangling Delight Out of This Wild and Glorious Life)
Passage Five: From Business Manager to Group Manager This is another leadership passage that at first glance doesn’t seem overly arduous. The assumption is that if you can run one business successfully, you can do the same with two or more businesses. The flaw in this reasoning begins with what is valued at each leadership level. A business manager values the success of his own business. A group manager values the success of other people’s businesses. This is a critical distinction because some people only derive satisfaction when they’re the ones receiving the lion’s share of the credit. As you might imagine, a group manager who doesn’t value the success of others will fail to inspire and support the performance of the business managers who report to him. Or his actions might be dictated by his frustration; he’s convinced he could operate the various businesses better than any of his managers and wishes he could be doing so. In either instance, the leadership pipeline becomes clogged with business managers who aren’t operating at peak capacity because they’re not being properly supported or their authority is being usurped. This level also requires a critical shift in four skill sets. First, group managers must become proficient at evaluating strategy for capital allocation and deployment purposes. This is a sophisticated business skill that involves learning to ask the right questions, analyze the right data, and apply the right corporate perspective to understand which strategy has the greatest probability of success and therefore should be funded. The second skill cluster involves development of business managers. As part of this development, group managers need to know which of the function managers are ready to become business managers. Coaching new business managers is also an important role for this level. The third skill set has to do with portfolio strategy. This is quite different from business strategy and demands a perceptual shift. This is the first time managers have to ask these questions: Do I have the right collection of businesses? What businesses should be added, subtracted, or changed to position us properly and ensure current and future earnings? Fourth, group managers must become astute about assessing whether they have the right core capabilities. This means avoiding wishful thinking and instead taking a hard, objective look at their range of resources and making a judgment based on analysis and experience. Leadership becomes more holistic at this level. People may master the required skills, but they won’t perform at full leadership capacity if they don’t begin to see themselves as broad-gauged executives. By broad-gauged, we mean that managers need to factor in the complexities of running multiple businesses, thinking in terms of community, industry, government,
Ram Charan (The Leadership Pipeline: How to Build the Leadership Powered Company (J-B US non-Franchise Leadership))
Essential Details For borse donna - The Facts Women nowadays take handbags not only for setting their essential things but also as a fashion accessory. It is carried by some as a symbol of standing by carrying high-priced designer bags. Women bags are available in different designs and are also made of materials that are different. Among all the other materials leather bags for women is probably the most used. We can see virtually all of them carrying one. There are many benefits of purchasing bags at wholesale rates. The first reason why folks have to purchase bags at wholesale rates is that wholesale rates are cheaper than normal rates. If you purchase the bags in entire costs, you'll be able to purchase them in large numbers. You'll be able to save a huge sum of money. With just a couple sum of money, you'll be able to buy a lot of bags. The classy luxury bidinis bag will finish your look at exactly the same time it can put up with the daily wear and tear the practical and classy handbags for women from bidinis are a must for ladies you can find all kinds of bags and handbag for daily use or for occasional use there are large open borse donna who has to take extra things while going to office. You have to do a couple of researches to be able to find a very good sources from where you can purchase fashion clothing. In the trend wholesalers, you'll find garments that are good in quality. You will never regret of purchasing fashionable clothes your decision. It is advisable for you yourself to buy as numerous clothes as you could. You may be quite happy after buying the fashion clothing. You can find a bag of your choice as well as at the funds you might have set at online stores. This may be an alternative instance if you purchase in the store. There are some genuinely good authentic leather handbags for girls online stores which can even be compared to designer totes.
Samuel Kent (The Grammar of Heraldry, or Gentleman's Vade Mecum, &c: Containing I. Rules of Blazoning, Cautions and Observations; II. Practical Directions for Marshalling; With Discourses on the Several Parts (or Ornaments) of an Atchievement; III. a Large Collection)
History has shown that an investment in the collective creativity of human beings, as represented by a piece of all the publicly traded companies in an unmanaged stock index mutual fund, is much more profitable over time than an investment with a mutual fund manager who tries to “beat” the stock market average, even though mutual fund managers try with all their might to convince us otherwise.   I
Bill Schultheis (The Coffeehouse Investor: How to Build Wealth, Ignore Wall Street, and Get On with Your Life)
Kramer would later serve as a liaison between McCain and former British spy Christopher Steele to collect his DNC-funded fictionalized dossier on Trump and hand it over to the FBI. Kramer’s involvement in the dossier delivery would later lead him to invoke the Fifth Amendment to avoid incriminating himself when interviewed by the House Intelligence Committee.
Dan Bongino (Spygate: The Attempted Sabotage of Donald J. Trump)
The $101 million in Title IV funds Kaplan collected in 2001 became, by 2010, a whopping $1.46 billion.
Jill Abramson (Merchants of Truth: The Business of Facts and The Future of News)
In defending his plan, Hamilton did not speak just in arid technical terms. He talked of justice, equity, patriotism, and national honor. His funding system was premised upon a simple concept: that the debt had been generated by the Revolution, that all Americans had benefited equally from that revolution, and that they should assume collective responsibility for its debt. If state debts were unequal, so were the sacrifices made during the fighting. Praising the “immense exertions” of indebted Massachusetts, for instance, Hamilton stated, “It would not be too strong to say that they were in a great degree the pivot of the revolution.
Ron Chernow (Alexander Hamilton)
The creation of this digital collection, which brings together the entire body of research materials related to William F Cody's personal and professional life, will enable a variety of audiences to consider the impact of William F. Cody the cultural entrepreneur on American life and provide contextualizing documents from other sources, including audio-visual media that exist for the final years of his life. It will allow more scholars to study the man within his times, will provide new resources to contextualize studies of other regional and national events and persons, and will encourage digital edition visitors to explore and learn more about these vital decades of American expansion and development. The digital edition of the Papers will differ significantly from the print edition by including manuscript materials, photographs, and film and sound recordings, and it will offer navigational and search options not possible in the print edition. As Griffin's volume reveals, it took many people to make Buffalo Bill's Wild West happen. Likewise, there are many people whose combined efforts have made this documentary project a reality. All of the generous donors and talented scholars who have contributed to the success of this effort will be noted in due course. But in this, the first publication, it is appropriate to acknowledge that big ideas are carried to fruition only by sound and steady leadership. The McCracken Research Library was fortunate at the advent of the papers project that in its board chair it had such a leader. Maggie Scarlett was not only an early supporter of this documentary editing project but also its first true champion. It was through her connections (and tenacity) that the initial funds were raised to launch the project. Whether seeking support from private donors, the Wyoming State Legislature, federal granting agencies, or the United States Congress, Maggie led the charge and thereby secured the future of this worthy endeavor. Thus, this reissue of Griffin's account is a legacy not only to William Cody but also to all of those who have made this effort and the larger undertaking possible. In that spirit, though these pages rightfully belong to Charles Eldridge Griffin and to Mr. Dixon, if this volume were mine to dedicate, it would be to Maggie. Kurt Graham
Charles Eldridge Griffin (Four Years in Europe with Buffalo Bill)
Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in people’s collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees.
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
I often point out to hedge fund proponents that their industry used to claim it was targeting absolute returns, with the promise that they'd make money over any reasonably long holding period and were uncorrelated with other major asset classes such as stocks or bonds. The 2008 crash showed how unattainable this was, and hedge fund proponents quietly adopted different descriptions of their objectives. These included generating attractive Relative Returns, and more recently when even this more modest objective proved to be beyond their collective ability the term Uncorrelated Returns gained favor. Since hedge funds have in recent years been worse than just about anything else it's been a good choice.
Simon A. Lack (Wall Street Potholes: Insights from Top Money Managers on Avoiding Dangerous Products)
The analytical process starts with the receipt of a report, continues with the collection of additional related information, goes through different forms of analysis, and ends with either a detailed file concerning a money-laundering (or financing of terrorism) case that is forwarded to the law-enforcement authorities or prosecutors or the reaching of a conclusion that no suspicious activity was found. After the analysis is performed, the primary report that triggered it may represent a small part of the file.
International Monetary Fund (Financial Intelligence Units: An Overview)
The banks own the corporations. In a capitalist society, the corporations have the most capital (money), and therefore they have the most influence. Presidential elections are funded by corporations, and in return the elected officials serve the interest of the corporations that supported them.
Joseph P. Kauffman (Conscious Collective: An Aim for Awareness)
Incidentally, those who were shocked by Bush the Younger’s shout that we are now “at war” with Osama should have quickly put on their collective thinking caps. Since a nation can only be at war with another nation-state, why did our smoldering if not yet burning bush come up with such a war cry? Think hard. This will count against your final grade. Give up? Well, most insurance companies have a rider that they need not pay for damage done by “an act of war.” Although the men and women around Bush know nothing of war and less of our Constitution, they understand fund-raising. For this wartime exclusion, Hartford Life would soon be breaking open its piggy bank to finance Republicans for years to come. But the mean-spirited Washington Post pointed out that under U.S. case law, only a sovereign nation, not a bunch of radicals, can commit an “act of war.” Good try, G.W. This now means that we the people, with our tax money, will be allowed to bail out the insurance companies, a rare privilege not afforded to just any old generation.
Gore Vidal (Perpetual War for Perpetual Peace)
Among the many private initiatives in this field, the latest, launched in the summer of 2012, is aimed at middle-school female students in New York. Girls who Code is a seminar, hosted by a startup (AppNexus in 2012), where 13-17 year-old girls learn how to write software programs, design websites, and build applications. Mainly, they learn that these subjects are fun and accessible to them, and not only to male computer geeks. “Girls who Code is not just a program, it's a movement to close the sexist gap in the technological sector,” explained the program’s two organizers, Reshma Saujani and Kristen Titus, to attendees of a big gala that took place on the evening of Oct. 22, 2012 on the floor of the New York Stock Exchange. The occasion was to celebrate the success of the first edition of Girls Who Code and collect additional funds in support of the initiative. The first 20 “graduates” of the course spoke of their experience and their dreams for the future, while sitting at the gigantic table in the NYSE’s Board Room. Tomorrow, one of them could return as the CEO of a high-tech business, and perhaps ring the bell on the trading floor to inaugurate her company’s Initial Public Offering.
Maria Teresa Cometto (Tech and the City: The Making of New York's Startup Community)
To ensure Israel’s trust in Him rather than in a human king, God gives Israel an economic system that can’t support a professional army. After all, somebody has to fund the army. But not in Israel. No taxes are supposed to be collected to support a military—God wants excess money to be given to the poor, not to fund a military (e.g., Deut. 14:29). And when Israel does end up choosing a king, God does not allow him to have the financial means to support an army (Deut. 17).7 Israel’s economic system, therefore, is set up so that the nation can’t sustain a standing army without violating the system itself. Israel’s “army”—if we can even call it an army—is a group of weekend warriors whose skills, or lack thereof, testify to the power of God, who alone ensures victory.
Preston Sprinkle (Fight: A Christian Case for Non-Violence)
Bold Prayers Joshua prayed to the LORD in front of all the people of Israel. He said, “Let the sun stand still over Gibeon.” JOSHUA 10:12 NLT Do you pray conservatively or audaciously? Joshua prayed audaciously—and the sun stood still. Hannah prayed audaciously—and God granted her a son. Daniel prayed audaciously—and the lions’ mouths stayed closed all night. (Whew—what a relief to him!) Jesus prayed audaciously—and Lazarus rose from the dead. What about you? Have you dared to pray a bold prayer, or are you content to ask God for easy things? Jennie, her husband, and two boys decided to pray audaciously that God would help them adopt a little girl from Haiti. They had no extra money, and the fee to adopt came to over $15,000. Still, they felt led to start filling out the required paperwork and making plans. About the time they had hoped to complete the process, the family was still woefully short on funds. But out of the blue, a distant relative called Jennie and said that her great-uncle (whom the family had only met once) had died and left an inheritance to Jennie. The next week, Jennie nearly fainted when she opened a certified mail envelope—and a check for $14,500 fell out. Pray audaciously. You never know what God will do. God, thank You for answering mightily when we pray with bold faith. Amen.
Anonymous (Daily Wisdom for Women - January 2014: 2014 Devotional Collection)
One hour until the next assassin deadline. Dead-line. An appropriate word. Sean Womack checked his wristwatch and tried to steady his shaking hand. It was noon. Clang. Clang… The clocks of London chimed their consensus. Sixty minutes until the next assassin bet, but he only needed half that. The Assassin Market—a crowd-funded murder collective—was on the hunt for him.
Matthew Mather (Darknet)
When the bishop's collection for the college had reached £1,500, a decision was made. Rather than start construction with too little, it was resolved to send fifty "tenants-at-halves" to work on the land. Half of their income would go to the college project and half to themselves. Profits, it was expected, would augment the building and maintenance fund and help to support tutors and students. In the meanwhile, friendly relations with the Indians were important to make possible the willing education of their children.
Charles E. Hatch (The First Seventeen Years: Virginia, 1607-1624)
immunotherapy making use of Lymphokine Activated Killer Cells. These LAK cells, as they became known, were derived from a patient’s own blood. When grown in the laboratory with some special proteins, they had the ability to selectively attack solid tumor cancers, regardless of type, and destroy them with only minimal side effects. In short, it was the ideal treatment for persons afflicted with this terrible disease. “Unfortunately, there were two problems; only thirty-nine percent of the patients treated responded to the therapy, and the process of collecting and growing the killer cells in the laboratory was time consuming and incredibly expensive. Then, with Doctor Steinberg’s death, and the drying up of government funding, this work at NIH ceased.
Rich Goldhaber (The Cure)
In the wake of the Cognitive Revolution, gossip helped Homo sapiens to form larger and more stable bands. But even gossip has its limits. Sociological research has shown that the maximum ‘natural’ size of a group bonded by gossip is about 150 individuals. Most people can neither intimately know, nor gossip effectively about, more than 150 human beings. Even today, a critical threshold in human organisations falls somewhere around this magic number. Below this threshold, communities, businesses, social networks and military units can maintain themselves based mainly on intimate acquaintance and rumour-mongering. There is no need for formal ranks, titles and law books to keep order. 3A platoon of thirty soldiers or even a company of a hundred soldiers can function well on the basis of intimate relations, with a minimum of formal discipline. A well-respected sergeant can become ‘king of the company’ and exercise authority even over commissioned officers. A small family business can survive and flourish without a board of directors, a CEO or an accounting department. But once the threshold of 150 individuals is crossed, things can no longer work that way. You cannot run a division with thousands of soldiers the same way you run a platoon. Successful family businesses usually face a crisis when they grow larger and hire more personnel. If they cannot reinvent themselves, they go bust. How did Homo sapiens manage to cross this critical threshold, eventually founding cities comprising tens of thousands of inhabitants and empires ruling hundreds of millions? The secret was probably the appearance of fiction. Large numbers of strangers can cooperate successfully by believing in common myths. Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in people’s collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees.
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
Dollar cost averaging naturally provides steady employment for fund managers and most everyone else associated with the stock market. Regular contributions are therefore sold to the public as something that is beneficial. In reality, dollar cost averaging is a double-edged sword. Proponents usually imagine a scenario of an initial market decline that recovers. In this case, even though the starting and ending price are the same, the average cost is lower, thus resulting in an overall investment gain. Now consider the scenario of a rising market that subsequently declines. In this case, the average cost is higher than the start and ending price, and the investor will have lost money. In fact, given that markets rise much more slowly than they drop, a dollar cost averaging investor is more likely to make an entry and invest larger amounts while the market is rising than during its decline. At its best, dollar cost averaging provides no benefit, but regardless, dollar cost averaging is an excellent way of providing steady work for Wall Street, which collects fees and commissions to invest the steady stream of money from workers.
Jacob Lund Fisker (Early Retirement Extreme: A philosophical and practical guide to financial independence)
David and Neil were MBA students at the Wharton School when the cash-strapped David lost his eyeglasses and had to pay $700 for replacements. That got them thinking: Could there be a better way? Neil had previously worked for a nonprofit, VisionSpring, that trained poor women in the developing world to start businesses offering eye exams and selling glasses that were affordable to people making less than four dollars a day. He had helped expand the nonprofit’s presence to ten countries, supporting thousands of female entrepreneurs and boosting the organization’s staff from two to thirty. At the time, it hadn’t occurred to Neil that an idea birthed in the nonprofit sector could be transferred to the private sector. But later at Wharton, as he and David considered entering the eyeglass business, after being shocked by the high cost of replacing David’s glasses, they decided they were out to build more than a company—they were on a social mission as well. They asked a simple question: Why had no one ever sold eyeglasses online? Well, because some believed it was impossible. For one thing, the eyeglass industry operated under a near monopoly that controlled the sales pipeline and price points. That these high prices would be passed on to consumers went unquestioned, even if that meant some people would go without glasses altogether. For another, people didn’t really want to buy a product as carefully calibrated and individualized as glasses online. Besides, how could an online company even work? David and Neil would have to be able to offer stylish frames, a perfect fit, and various options for prescriptions. With a $2,500 seed investment from Wharton’s Venture Initiation Program, David and Neil launched their company in 2010 with a selection of styles, a low price of $95, and a hip marketing program. (They named the company Warby Parker after two characters in a Jack Kerouac novel.) Within a month, they’d sold out all their stock and had a 20,000-person waiting list. Within a year, they’d received serious funding. They kept perfecting their concept, offering an innovative home try-on program, a collection of boutique retail outlets, and an eye test app for distance vision. Today Warby Parker is valued at $1.75 billion, with 1,400 employees and 65 retail stores. It’s no surprise that Neil and David continued to use Warby Parker’s success to deliver eyeglasses to those in need. The company’s Buy a Pair, Give a Pair program is unique: instead of simply providing free eyeglasses, Warby Parker trains and equips entrepreneurs in developing countries to sell the glasses they’re given. To date, 4 million pairs of glasses have been distributed through Warby Parker’s program. This dual commitment to inexpensive eyewear for all, paired with a program to improve access to eyewear for the global poor, makes Warby Parker an exemplary assumption-busting social enterprise.
Jean Case (Be Fearless: 5 Principles for a Life of Breakthroughs and Purpose)
Collectively you and your coworkers now control your company. You’re more like citizens of a community than owners. You just have to pay a tax on its capital assets (the building and the land it’s on, machinery, and so forth), in effect renting it from society as a whole. (To preserve the value of the capital stock in your care, a depreciation fund must be set up for repairs and improvements.)10 Your tax goes into a public fund, which invests in new endeavors. More about that later. But the tax you pay also solves the problem of different production processes having
Bhaskar Sunkara (The Socialist Manifesto: The Case for Radical Politics in an Era of Extreme Inequality)
Prior to the opening up of the economy in 1980, the government relied on the artificially protected profits of SOEs to pad its budget. When economic reforms were introduced, SOE profits plummeted and government’s revenues fell precipitously to around 10 percent of GDP until the major fiscal reform in 1994 which introduced new valued-added and consumption taxes. The restructured fiscal system has steadily increased government revenue, which is currently around 22 percent of GDP, but it has also created an imbalance between the central and local governments. While the local governments were left responsible for funding more than 70 percent of government expenditures, they only collect about half of the tax revenue.24
Yukon Huang (Cracking the China Conundrum: Why Conventional Economic Wisdom Is Wrong)
But collecting funds was not the only thing to do. In fact I had long learnt the principle of never having more money at one’s disposal than necessary.
Mahatma Gandhi (Autobiography: The Story of My Experiments with Truth)
Labor also dominates stories of elite income at the next rung down. Although only three hedge fund managers took home over $1 billion in 2017, more than twenty-five took home $100 million or more, and $10 million incomes are so common that they do not make the papers. Even only modestly elite finance workers now receive huge paydays. According to one survey, a portfolio manager at a midsized hedge fund makes on average $2.4 million, and average Wall Street bonuses exploded from roughly $14,000 in 1985 to more than $180,000 in 2017, a year in which the average total salary for New York City’s 175,000 securities industry workers reached over $420,000. These sums reflect the fact that a typical investment bank disburses roughly half of its revenues after interest paid to its professional workers (making it a better three decades to be an elite banker than to be an owner of bank stocks). Elite managers in the real economy also do well. CEO incomes—the wages paid to top managerial labor—regularly reach seven figures; indeed, the average 2017 income of the CEO of an S&P 500 company was nearly $14 million. In a typical recent year the total compensation paid to the five highest-paid employees of each S&P 1500 firm (7,500 workers overall) might amount to 10 percent of S&P 1500 firms’ collective profits. These workers do not own the assets—the portfolios or the companies—that they manage. Their incomes constitute wages paid for managerial labor rather than a return on invested capital. The enormous paydays reflect what prominent business analysts recently called a war between talent and capital—a war that talent is winning.
Daniel Markovits (The Meritocracy Trap: How America's Foundational Myth Feeds Inequality, Dismantles the Middle Class, and Devours the Elite)
Jones, along with the US military attaché in Indonesia, took Subandrio’s advice. He emphasized to Washington that the United States should support the Indonesian military as a more effective, long-term anticommunist strategy. The country of Indonesia couldn’t be simply broken into pieces to slow down the advance of global socialism, so this was a way that the US could work within existing conditions. This strategic shift would begin soon, and would prove very fruitful. But behind the scenes, the CIA boys dreamed up wild schemes. On the softer side, a CIA front called the Congress for Cultural Freedom, which funded literary magazines and fine arts around the world, published and distributed books in Indonesia, such as George Orwell’s Animal Farm and the famous anticommunist collection The God That Failed.33 And the CIA discussed simply murdering Sukarno. The Agency went so far as to identify the “asset” who would kill him, according to Richard M. Bissell, Wisner’s successor as deputy director for plans.34 Instead, the CIA hired pornographic actors, including a very rough Sukarno look-alike, and produced an adult film in a bizarre attempt to destroy his reputation. The Agency boys knew that Sukarno routinely engaged in extramarital affairs. But everyone in Indonesia also knew it. Indonesian elites didn’t shy away from Sukarno’s activities the way the Washington press corps protected philanderers like JFK. Some of Sukarno’s supporters viewed his promiscuity as a sign of his power and masculinity. Others, like Sumiyati and members of the Gerwani Women’s Movement, viewed it as an embarrassing defect. But the CIA thought this was their big chance to expose him. So they got a Hollywood film crew together.35 They wanted to spread the rumor that Sukarno had slept with a beautiful blond flight attendant who worked for the KGB, and was therefore both immoral and compromised. To play the president, the filmmakers (that is, Bing Crosby and his brother Larry) hired a “Hispanic-looking” actor, and put him in heavy makeup to make him look a little more Indonesian. They also wanted him bald, since exposing Sukarno—who always wore a hat—as such might further embarrass him. The idea was to destroy the genuine affection that young Sakono, and Francisca, and millions of other Indonesians, felt for the Founding Father of their country. The thing was never released—not because this was immoral or a bad idea, but because the team couldn’t put together a convincing enough film.36
Vincent Bevins (The Jakarta Method: Washington's Anticommunist Crusade and the Mass Murder Program that Shaped Our World)
As Chris Hayes points out, organizing policing around the collection of fees and fines to fund local government undermines the basic ideals of democracy.
Alex S. Vitale (The End of Policing)
Ten shockingly arty events What arty types like to call a ‘creative tension’ exists in art and music, about working right at the limits of public taste. Plus, there’s money to be made there. Here’s ten examples reflecting both motivations. Painting: Manet’s Breakfast on the Lawn, featuring a group of sophisticated French aristocrats picnicking outside, shocked the art world back in 1862 because one of the young lady guests is stark naked! Painting: Balthus’s Guitar Lesson (1934), depicting a teacher fondling the private parts of a nude pupil, caused predictable uproar. The artist claimed this was part of his strategy to ‘make people more aware’. Music: Jump to 1969 when Jimi Hendrix performed his own interpretation of the American National Anthem at the hippy festival Woodstock, shocking the mainstream US. Film: In 1974 censors deemed Night Porter, a film about a love affair between an ex-Nazi SS commander and his beautiful young prisoner (featuring flashbacks to concentration camp romps and lots of sexy scenes in bed with Nazi apparel), out of bounds. Installation: In December 1993 the 50-metre-high obelisk in the Place Concorde in the centre of Paris was covered in a giant fluorescent red condom by a group called ActUp. Publishing: In 1989 Salman Rushdie’s novel Satanic Verses outraged Islamic authorities for its irreverent treatment of Islam. In 2005 cartoons making political points about Islam featuring the prophet Mohammed likewise resulted in riots in many Muslim cities around the world, with several people killed. Installation: In 1992 the soon-to-be extremely rich English artist Damien Hirst exhibited a 7-metre-long shark in a giant box of formaldehyde in a London art gallery – the first of a series of dead things in preservative. Sculpture: In 1999 Sotheby’s in London sold a urinoir or toilet-bowl-thing by Marcel Duchamp as art for more than a million pounds ($1,762,000) to a Greek collector. He must have lost his marbles! Painting: Also in 1999 The Holy Virgin Mary, a painting by Chris Ofili representing the Christian icon as a rather crude figure constructed out of elephant dung, caused a storm. Curiously, it was banned in Australia because (like Damien Hirst’s shark) the artist was being funded by people (the Saatchis) who stood to benefit financially from controversy. Sculpture: In 2008 Gunther von Hagens, also known as Dr Death, exhibited in several European cities a collection of skinned corpses mounted in grotesque postures that he insists should count as art.
Martin Cohen (Philosophy For Dummies, UK Edition)
For communities of color who have experienced the impact of the infiltration of violence and drugs (in many cases funded and perpetuated by the US government), the violence of poverty, and the class wars that ensue, it’s challenging to have an imagination for collective liberation. What is most important is surviving; thriving is often not accessible. Likewise, for the dominant culture, we are not skilled in divesting from strategies that harm the least of these. The work of imagining a different future takes great skill and active participation in the practices of reparations and restorative justice to lay a solid foundation for change to materialize. Not only does this work require an active divestment from privilege and supremacy culture, but it also requires the deep internal work that can result in transformation of one’s own self.
Robyn Henderson-Espinoza (Activist Theology)
wagon trains. Today, the West is still full of such places, creating an interesting political irony. Some of the most conservative, red-state bastions in America—Nebraska, Wyoming, Idaho—are the most park-rich states of all, with rodeo corrals, state fairgrounds, and free or inexpensive municipal campgrounds nearly everywhere. Untold millions in tax dollars were spent to build these national assets, and millions of dollars of public funds are spent every year to maintain them. The public corrals and parks measurably improve the quality of life and the local economies. But this region is also the Tea Party belt, where the central ideological pretense of the day is that government is the enemy and that every penny of taxes collected is a political crime.
Rinker Buck (The Oregon Trail: A New American Journey)
REITs. Real Estate Investment Trusts, or REITs (pronounced “reets”), are companies that own and collect rent from commercial and residential properties.10 Bundled into real-estate mutual funds, REITs do a decent job of combating inflation. The best choice is Vanguard REIT Index Fund; other relatively low-cost choices include Cohen & Steers Realty Shares, Columbia Real Estate Equity Fund, and Fidelity Real Estate Investment Fund.11 While a REIT fund is unlikely to be a foolproof inflation-fighter, in the long run it should give you some defense against the erosion of purchasing power without hampering your overall returns. TIPS. Treasury Inflation-Protected Securities, or TIPS, are U.S. government bonds, first issued in 1997, that automatically go up in value when inflation rises. Because the full faith and credit of the United States
Benjamin Graham (The Intelligent Investor)
Hitler had allied with the Communist Party of Germany against the Social Democrats in support of a workers’ wage dispute. In that labor dispute, Hitler’s ‘brownshirts’ and red-flag-waving communists marched side by side through the streets of Berlin and damaged any buses whose drivers had failed to participate in the worker’s strike. Alongside the communists, Nazis ripped up tram lines, stood together, ‘shouted in unison,’ and ‘rattled their collecting tins’ to get donations for their strike funds in support of the Revolutionary Trade Union Opposition (RGO) for the communists and National Socialist Factory Cell Organization (NSBO) for the Nazis.
L.K. Samuels (Killing History: The False Left-Right Political Spectrum and the Battle between the 'Free Left' and the 'Statist Left')
Eyeing this tableau, I had a sudden epiphany—I understood why Thomas had come to Rockford: for all his fund-raising abilities and management abilities and entrepreneurial genius, his dexterity as a salesman of ideas and gift for answering the collective prayers of the Zeitgeist, Thomas Keene wanted something else entirely from his life. He wanted to be a director.
Jennifer Egan (Look at Me)
Sociological research has shown that the maximum 'natural' size of a group bonded by gossip is about 150 individuals. Most people can neither intimately know, nor gossip effectively about, more than 150 human beings...How did Homo sapiens manage to cross this critical threshold, eventually founding cities comprising tens of thousands of inhabitants and empires ruling hundreds of millions? The secret was probably the appearance of fiction. Large numbers of strangers can cooperate successfully by believing in common myths. Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in people’s collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees. Yet none of these things exists outside the stories that people invent and tell one another. There are no gods in the universe, no nations, no money, no human rights, no laws, and no justice outside the common imagination of human beings.
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
No, no, no,” replied Brynjolfsson. “From about the 1930s through about the 1960s, the [top] tax rate averaged about seventy percent. At times it was up at ninety-five percent. And those were actually pretty good years for growth.” Indeed they were. Between 1948 and 1973, real GDP grew 170 percent in the United States and per capita income nearly doubled. During that same period, the revenue collected through that progressive tax code made it possible to build an interstate highway system and fund the space program, while dramatically expanding the social safety net, with new programs like Medicare, Medicaid, Head Start, and food stamps. Even with historically high tax rates on the wealthiest Americans, the period of economic expansion came to be viewed as a golden age of capitalism. And with government largely delivering for people in a way they had not seen before, these years were also not coincidentally an age that saw Americans two to three times more likely to express trust in their government than they have in more recent years.
Pete Buttigieg (Trust: America's Best Chance)
Interestingly, at the present time scientists are discouraged from inferring the existence of cross-species processes in the brain by prevailing research funding policies. Obviously, a strong argument of homology cannot be made until a great deal of relevant neurological data has been collected in a variety of species, and at the present time the collection of such data has to be done in a different guise than argument by homology. To argue for the likelihood that homologous processes exist is to seriously diminish the possibility of obtaining research support from peer-reviewed funding sources. In any event, because of some deep-seated philosophical and evolutionary perspectives, I have chosen to pursue this debatable course of thought and action for the past quarter of a century, and I will continue that journey in this text.
Jaak Panksepp (Affective Neuroscience: The Foundations of Human and Animal Emotions (Series in Affective Science))
The goal is to reverse the first law of entrepreneurial gravity and develop a viable business model in which the faster you grow, the more cash you generate — through larger deposits, faster collections, shorter sales and delivery cycles, etc. Then you’ve built a company that can self-fund its own growth.
Verne Harnish (Scaling Up: How a Few Companies Make It...and Why the Rest Don't (Rockefeller Habits 2.0))
Simple Regression   CHAPTER OBJECTIVES After reading this chapter, you should be able to Use simple regression to test the statistical significance of a bivariate relationship involving one dependent and one independent variable Use Pearson’s correlation coefficient as a measure of association between two continuous variables Interpret statistics associated with regression analysis Write up the model of simple regression Assess assumptions of simple regression This chapter completes our discussion of statistical techniques for studying relationships between two variables by focusing on those that are continuous. Several approaches are examined: simple regression; the Pearson’s correlation coefficient; and a nonparametric alterative, Spearman’s rank correlation coefficient. Although all three techniques can be used, we focus particularly on simple regression. Regression allows us to predict outcomes based on knowledge of an independent variable. It is also the foundation for studying relationships among three or more variables, including control variables mentioned in Chapter 2 on research design (and also in Appendix 10.1). Regression can also be used in time series analysis, discussed in Chapter 17. We begin with simple regression. SIMPLE REGRESSION Let’s first look at an example. Say that you are a manager or analyst involved with a regional consortium of 15 local public agencies (in cities and counties) that provide low-income adults with health education about cardiovascular diseases, in an effort to reduce such diseases. The funding for this health education comes from a federal grant that requires annual analysis and performance outcome reporting. In Chapter 4, we used a logic model to specify that a performance outcome is the result of inputs, activities, and outputs. Following the development of such a model, you decide to conduct a survey among participants who attend such training events to collect data about the number of events they attended, their knowledge of cardiovascular disease, and a variety of habits such as smoking that are linked to cardiovascular disease. Some things that you might want to know are whether attending workshops increases
Evan M. Berman (Essential Statistics for Public Managers and Policy Analysts)
The President called it the “Epitome of the American dream.” Daddy called it the “unholy alliance of business and government.” But all it really was, was America giving up. Bailing out in order to join the Financial Resource Exchange. A multinational alliance focused on one thing: profit. Fund global medical care to monopolize vaccines. Back unified currency to collect planet-wide interest. And provide the resources needed for a select group of scientists and military personnel to embark on the first trip across the universe in a quest to find more natural resources—more profit. The answer to my parents’ dreams. And my worst nightmare. And I know something about nightmares, seeing as how I’ve been sleeping longer than I’ve been alive. I hope. What if this is just a part of a long dream dreamt in the short time between when Ed locked the cryo door and Hassan pushed the button to freeze me? What if? It’s a strange sort of sleep, this. Never really waking up, but becoming aware of consciousness inside a too-still body. The dreams weave in and out of memories. The only thing keeping the nightmares from engulfing me is the hope that there couldn’t possibly be a hundred more years before I wake up. Not a hundred years. Not three hundred. Not three hundred and one. Please, God, no. Sometimes it feels like a thousand years have passed; sometimes it feels as if I’ve only been sleeping a few moments. I feel most like I’m in that weird state of half-asleep, half-awake I get when I’ve tried to sleep past noon, when I know I should get up, but my mind starts wandering and I’m sure I can never get back to sleep. Even if I do slip back into a dream for a few moments, I’m mostly just awake with my eyes shut. Yeah. Cryo sleep is like that. Sometimes I think there’s something wrong. I shouldn’t be so aware. But then I realize I’m only aware for a moment, and then, as I’m realizing it, I slip into another dream. Mostly, I dream of Earth. I think that’s because I didn’t want to leave it. A field of flowers; smells of dirt and rain. A breeze ... But not really a breeze, a memory of a breeze, a memory made into a dream that tries to drown out my frozen mind. Earth. I hold on to my thoughts of Earth. I don’t like the dreamtime. The dreamtime is too much like dying. They are dreams, but I’m too out of control, I lose myself in them, and I’ve already lost too much to let them take over. I push the dream-memory down. That happened centuries ago, and it’s too late for regrets now. Because all my parents ever wanted was to be a part of the first manned interstellar exploratory mission, and all I ever wanted was to be with them. And I guess it doesn’t matter that I had a life on Earth, and that I loved Earth, and that by now, my friends have all lived and gotten old and died, and I’ve just been lying here in frozen sleep.
Beth Revis (Across the Universe (Across the Universe, #1))
To collect the funding required to erect the papal capital in France, the French popes cut every corner they could, docking pay from parish priests and taxing bishops heavily. Under the loosening authority, the papacy encouraged the use of simony and indulgences, as well as the sale of relics, pearly gate passes, and ecclesiastical seats. 
Charles River Editors (The Western Schism of 1378: The History and Legacy of the Papal Schism that Split the Catholic Church)
These guys, individually and collectively, created a new philanthropic form, which was movement philanthropy,” said Rob Stein, a progressive political strategist, speaking of the Olin Foundation and a handful of other private foundations that funded the creation of a conservative counter-intelligentsia during this period. “What they started is the most potent machinery ever assembled in a democracy to promote a set of beliefs and to control the reins of government.
Jane Mayer (Dark Money: The Hidden History of the Billionaires Behind the Rise of the Radical Right)
And so, the good people of Frankfurt pressured Ireland’s central bank to unload these bonds, to sell them to private bankers who would then, in the fullness of time, collect the interest from the Irish taxpayers. If anyone was to benefit, it ought to be the bankers and the hedge funds again. Never the citizens.
Yanis Varoufakis (And the Weak Suffer What They Must? Europe's Crisis and America's Economic Future)
the Liberal Party shouting for elaborate new shelters, educational and medical facilities, training and rehabilitation centers, without actually detailing a plan for how such programs would be funded. The Conservative Party gleefully cut the budgets of what programs were already in place, then made staunch speeches on the quality of life and family. Still,
J.D. Robb (Vengeance in Death / Holiday in Death / Conspiracy in Death / Loyalty in Death / Witness in Death (In Death #6-10))
The financing option favoured by this writer would be to fund a basic income from the construction of sovereign wealth funds, along the lines of the Alaska Permanent Fund or the Norwegian Pension Fund. This option, which draws on the work of Nobel Prize winner James Meade in his book Agathatopia, would allow a country to build up the fund over the years and raise the amount paid out as basic income, or social dividend, as the fund developed.32 Viewed as a rightful share of income flowing from our collective wealth, the social dividend approach is politically attractive since it would not require either dismantling existing welfare systems or raising taxes on earned income.
Guy Standing (Basic Income: And How We Can Make It Happen)
from creditors and collection agencies, past due.” “Disappearing takes money,” Faz said. Del looked to Faz. “The trust fund.
Robert Dugoni (The Trapped Girl (Tracy Crosswhite, #4))
As usual when a scandal erupts involving a corrupt, incompetent government agency, the Lefty pushback is that the real problem is a lack of funding. Everything would be just fine and dandy if only Agency X had gotten more taxpayers money to spend on it's services. The answer is ALWAYS to make government bigger and more expensive and more powerful. Always.
Brian Cates (Nobody Asked For My Opinion...But Here It Is Anyway!: Collected Columns [2012-2017])
How to Bulletproof Your Association’s Biggest Asset: The Money The 35-Point Financial Procedures Manual If you are elected treasurer of your community association and accept the challenge, there are many policies and procedures you will need to learn before you start planning budgets, collecting assessments, and signing checks. Board members and officers of all community associations in America should read the following 35-point list of financial procedures and consider it a survival manual. It is divided into four segments: •​Inheriting Old Books •​Guarding and Vigilance •​Cyberbanking Procedures •​Efficiency Maximization and Return The Takeover: Inheriting Old Books 1.​Incoming treasurers or accounting managers should never accept the recording of financial books or accounts of a previous money manager. In order to be sure there is a clear line between the actions of the prior money manager and the current, a new bank account should be opened and the funds transferred to the new account. The new account helps to draw the line of accountability. Liability is also reduced by the new account, since any old checks that may be lying around will then be invalid. 2.​Immediately notify the bank when officers change. Bank signature cards must always be brought current immediately following the annual election. All officers should go to the bank together to provide identification and verify signatures. 3.​For incoming treasurers or accounting managers, a “transition document” stating all association account balances—including a statement as to the purpose of the reserve account, all contracts (including the vendors’ names and the expiration dates), and any outstanding payments due for services rendered or received—should be provided to the new money manager. 4.​Destroy all old checks and deposit slips. Use a cross shredder or a document destruction company. 5.​Keep new checks under lock and guard the keys. 6.​If a board treasurer or management company refuses to give up the bank accounts (it has happened), send the person or company a certified letter demanding the rightful return
Sara E. Benson (Escaping Condo Jail)
This has been a collective project from the beginning, and so our first acknowledgment goes to all those who supported and contributed. Funded by a grant from the John
Cathy N. Davidson (The Future of Learning Institutions in a Digital Age)
Outlandish subsidies for multimillionaires isn't a phenomenon seen only in Detroit. Michigan gives away 30 cents of every government dollars to private companies. And in other cities, stadiums and ballparks are routinely paid for by governments, all with the hope that they'll help stimulate revitalization, even though economists nearly unanimously agree that spending public funds on private stadiums is one of the least efficient ways for governments to spend money. But the strategy is perhaps particularly troubling in a city where garbage collection, street repair, and streetlights are considered privileges.
P.E. Moskowitz (How to Kill a City: Gentrification, Inequality, and the Fight for the Neighborhood)
Social money and payments: iZettle, Payatrader, mPowa, SumUp, payleven, Inuit GoPayment, Square •   Social lending and saving: Zopa, RateSetter, smava, Prosper, Lending Club, Cashare •   Social insurance: Friendsurance •   Social investing and trading: StockTwits, eToro, Myfxbook, Fxstat, MetaTrader Trade Signals, Collective2, Tradeo, ZuluTrade, Nutmeg •   Social trade financing: MarketInvoice, Platform Black, the Receivables Exchange, Urica •   Payday Lending: Wonga, Cash America, Advance America •   Goal setting and gamification: SmartyPig, Moven, Simple •   Crowdfunding: Funding Circle, Kickstarter, Indiegogo, crowdrise, Razoo
Chris Skinner (Digital Bank: Strategies to launch or become a digital bank)
And indeed today as it struggles with its financial crisis, the central issue in Greek politics remains resentment of the influence of Brussels, Germany, the International Monetary Fund, and other external actors, which are seen as pulling strings behind the back of a weak Greek government. Although there is considerable distrust of government in American political culture, by contrast, the basic legitimacy of democratic institutions runs very deep. Distrust of government is related to the Greek inability to collect taxes. Americans loudly proclaim their dislike of taxes, but when Congress mandates a tax, the government is energetic in enforcement. Moreover, international surveys suggest that levels of tax compliance are reasonably high in the United States; higher, certainly, than most European countries on the Mediterranean. Tax evasion in Greece is widespread, with restaurants requiring cash payments, doctors declaring poverty-line salaries, and unreported swimming pools owned by asset-hiding citizens dotting the Athenian landscape. By one account, Greece’s shadow economy—unreported income hidden from the tax authorities—constitutes 29.6 percent of total GDP.24 A second factor has to do with the late arrival of capitalism in Greece. The United States was an early industrializer; the private sector and entrepreneurship remained the main occupations of most Americans. Greece urbanized and took on other trappings of a modern society early on, but it failed to build a strong base of industrial employment. In the absence of entrepreneurial opportunities, Greeks sought jobs in the state sector, and politicians seeking to mobilize votes were happy to oblige. Moreover, the Greek pattern of urbanization in which whole villages moved from the countryside preserved intact rural patronage networks, networks that industry-based development tended to dissolve.
Francis Fukuyama (Political Order and Political Decay: From the Industrial Revolution to the Globalization of Democracy)
Flexible benefits are just becoming an option for some workers. But more creativity is needed to take benefits to their natural end in organizations looking for self-determination and self-management. Employees should be able to customize their health plans, pension fund contributions, insurance, meal tickets, and even health club or collective purchasing programs. By letting the employees make their own calculations and freely choose their own health benefits, we transfer responsibility to our people. We hand them their freedom.
Ricardo Semler (The Seven-Day Weekend: Changing the Way Work Works)
in August 1962, Atal introduced a private member’s bill that sought to amend the Companies Act of 1956, to bar companies from making donations to political parties. Atal argued on the floor of the House that those in charge of companies had no moral right to spend shareholders’ money funding political parties: ‘Why do companies want to donate money to parties? Do the owners of companies give money to political parties to show they are patriotic? Companies are set up for financial aims and there is no need for them to give money as donations. Political parties to whom they give donations malign politics. Money is needed to run parties but parties represent the people and they should go to people to collect money.’ There was a furious debate on the bill and after discussing it three times, it was ultimately rejected on 27 November 1964.
Kingshuk Nag (Atal Bihari Vajpayee: A Man for All Seasons)
The role of scientists is to collect data and transform them into understanding. Their role as authors is to present that understanding.
Joshua Schimel (Writing Science: How to Write Papers That Get Cited and Proposals That Get Funded)
Of course, these collections of well-funded and intellectually bankrupt know-it-alls can farm much better than farmers, know the science better than scientists, and know diet better than dietitians.
Marc Draco (The Fear Babe: Shattering Vani Hari's Glass House)
What does diversification mean in practice? It means that when you invest in the stock market, you want a broadly diversified portfolio holding hundreds of stocks. For people of modest means, and even quite wealthy people, the way to accomplish that is to buy one or more low-cost equity index mutual funds. The fund pools the money from thousands of investors and buys a portfolio of hundreds of individual common stocks. The mutual fund collects all the dividends, does all the accounting, and lets mutual fund owners reinvest all cash distributions in more shares of the fund if they so wish.
Burton G. Malkiel (The Elements of Investing: Easy Lessons for Every Investor)
All my best decisions in business and in life have been made with heart, intuition, and guts, not analysis. When you can make a decision with analysis, you should do so, but it turns out in life that your most important decisions are always made with instinct, intuition, taste, and heart, and that’s what we’ll do with this Day One Fund too.
Jeff Bezos (Invent and Wander: The Collected Writings of Jeff Bezos)
Large numbers of strangers can cooperate successfully by believing in common myths. Any large-scale human cooperation – whether a modern state, a medieval church, an ancient city or an archaic tribe – is rooted in common myths that exist only in peoples collective imagination. Churches are rooted in common religious myths. Two Catholics who have never met can nevertheless go together on crusade or pool funds to build a hospital because they both believe that God was incarnated in human flesh and allowed Himself to be crucified to redeem our sins. States are rooted in common national myths. Two Serbs who have never met might risk their lives to save one another because both believe in the existence of the Serbian nation, the Serbian homeland and the Serbian flag. Judicial systems are rooted in common legal myths. Two lawyers who have never met can nevertheless combine efforts to defend a complete stranger because they both believe in the existence of laws, justice, human rights – and the money paid out in fees. Yet none of these things exists outside the stories that people invent and tell one another. There are no gods in the universe, no nations, no money, no human rights, no laws, and no justice outside the common imagination of human beings.
Yuval Noah Harari (Sapiens: A Brief History of Humankind)
The Citizens United decision profoundly changed American politics. The Court’s ruling effectively lifted any limitations on American corporations’ political expenditures. The ruling permitted for-profit corporations to use corporate funds for campaign contributions to support candidates and issues. It also permitted wealthy and well-connected individuals to form corporations as vehicles to solicit, collect, and disperse funds, with little to no transparency.
Tom C.W. Lin (The Capitalist and the Activist: Corporate Social Activism and the New Business of Change)
Never make friends with cheaters, liars, deceivers, agitators, saboteurs, traitors, evildoers, slanderers, backstabbers, scoundrels, dishonest collectors of funds with their tricksters wearing elegant clothes pretending like good samaritans, who use the donations collected for their partisan politics, political patronage, and for their frequent intercontinental travels. Don't accept friendship from unscrupulous political movers, fraudulent propagandists, dishonest consultants serving political candidates, slanderers and pedlars of disinformation, aggressive inciters of hate and divisiveness, scammers, swindlers, cons, manipulators serving failed putschists, the instrumental bitches and assholes of dirty politicians. They don't make true friends because they only use you for their self-interests and vileness. ~ Ana Angelica Abaya van Doorn writing as Angelica Hopes Sfidatopia Book 2, Solo la verità è bella Trilogy © Ana Angelica Abaya van Doorn
Angelica Hopes