Flowing Money Quotes

If you are going to be in business, you must learn about money: how it works, how it flows, and how to put it to work for you.

It’s the opportunity of a lifetime,” said Ito finally, who had been keeping very quiet
up to this point.
“Indeed. How much will it cost?” asked Brown
“About twenty million Interplanetary Credits,” said Demba. “A modest investment for
a man of your means.”
“Indeed,” said Brown again. That was all the money he had, which started to strike
him as strange, when his thoughts were interrupted.
“We’ll arrange a visit to the mine,” said Ito. “Show you the place itself.”
“Indeed,” said Brown. Or had he said that? The strange waking memory he had fallen
into started to become repetitive. Reality started to flow back in.
Diamonds, thought Brown. All those diamonds in that mine.

When you see that in order to produce, you need to obtain permission from men who produce nothing - When you see that money is flowing to those who deal, not in goods, but in favors - When you see that men get richer by graft and by pull than by work, and your laws don’t protect you against them, but protect them against you - When you see corruption being rewarded and honesty becoming a self-sacrifice - You may know that your society is doomed.

Divorce lawyers stoke anger and fear in their clients, knowing that as long as the conflicts remain unresolved the revenue stream will keep flowing.

When I kill a man, I do it with my sword, but people like you don't use swords. You gentlemen kill with your power, with your money, and sometimes just with your words: you tell people you're doing them a favor. True, no blood flows, the man is still alive, but you've killed him all the same. I don't know whose sin is greater - yours or mine.

I like money, I love it, I use it wisely, constructively, and judiciously. Money is constantly circulating in my life. I release it with joy, and it returns to me multiplied in a wonderful way. It is good and very good. Money flows to me in avalanches of abundance. I use it for good only, and I am grateful for my good and for the riches of my mind.

Money is the barometer of a society’s virtue. When you see that trading is done, not by consent, but by compulsion–when you see that in order to produce, you need to obtain permission from men who produce nothing–when you see that money is flowing to those who deal, not in goods, but in favors–when you see that men get richer by graft and by pull than by work, and your laws don’t protect you against them, but protect them against you–when you see corruption being rewarded and honesty becoming a self-sacrifice–you may know that your society is doomed. Money is so noble a medium that does not compete with guns and it does not make terms with brutality. It will not permit a country to survive as half-property, half-loot

The inner work that must be done will not always be easy and the road will not always be smooth, but it is vital to do the work of shedding the stories that are the true source of suffering.

So this is the goal: To make money by increasing net profit, while simultaneously increasing return on investment, and simultaneously increasing cash flow.

If your adding value and helping other people in some way, then money should be flowing into your life with ease.

If you’re adding value and being a good person, and you’re tuned to receive…. Money should be flowing into your life easily and abundantly.

Money is supposed to flow easily and consistently. We should add value in the world in the way that is most natural to us individually, and money should just naturally flow into our life.

Ultimately, Investing is about holistic ROI. It’s not about just owning stocks or crypto or flipping for quick income. When we talk about holistic ROI, we are looking at our long term profit, short term profit, income security, cash flow, social impact, environmental impact, spiritual impact, stability of the permaculture economy, and more. That’s how we see it at Mayflower-Plymouth.

If you’re adding value and helping other people in some way, then money should be flowing into your life with ease.

Money flows to people who respect it. Treat every dollar like it's related to a Billion.

Write poorly. Suck. Write Awful. Terribly. Frightfully. Don’t care. Turn off the inner editor. Let yourself write. Let it flow. Let yourself fail. Do something crazy. Write 50,000 words in the month of November. I did it. It was fun. It was insane. It was 1,667 words per day. It was possible, but you have to turn off the inner critic off completely. Just write. Quickly. In bursts. With joy. If you can’t write, run away. Come back. Write again. Writing is like anything else. You won’t get good at it immediately. It’s a craft. You have to keep getting better. You don’t get to Juilliard unless you practice. You want to get to Carnegie Hall? Practice. Practice. Practice ..or give them a lot of money. Like anything else it takes 10,000 hours to get to mastery. Just like Malcolm Gladwell says. So write. Fail. Get your thoughts down. Let it rest. Let is marinate. Then edit, but don’t edit as you type. That just slows the brain down. Find a daily practice. For me it’s blogging. It’s fun. The more you write the easier it gets. The more it is a flow, the less a worry. It’s not for school, it’s not for a grade, it’s just to get your thoughts out there. You know they want to come out. So keep at it. Make it a practice. Write poorly. Write awfully. Write with abandon and it may end up being really really good.

If you want to know what’s really going on in a society or ideology, follow the money. If money is flowing to advertising instead of musicians, journalists, and artists, then a society is more concerned with manipulation than truth or beauty. If content is worthless, then people will start to become empty-headed and contentless.

Money is beautiful. And the more money I have, the more beautiful it is. And I feel like my money gets more beautiful every single day. And every day, I see more beauty in it as it keeps growing and multiplying and flowing and expanding.

Love makes us wake up in the morning with a sense of purpose and a flow of creative ideas. Love floods our nervous system with positive energy, making us far more attractive to prospective employers, clients, and creative partners. Love fills us with powerful charisma, enabling us to produce new ideas and new projects, even within circumstances that seem to be limited. Love leads us to atone for our errors and clean up the mess when we've made mistakes. Love leads us to act with impeccability, integrity, and excellence. Love leads us to serve, to forgive, and to hope. Those things are the opposite of a poverty consciousness; they're the stuff of spiritual wealth creation.

By spending time being abundant in the present, using the tactics and strategies I give you, such as playing the Money Game, you will start to break down resistance and prove to yourself that everything you want is already yours.

This game’s principal purpose is to expose your mind to the experience of firsthand evidence of money coming to you, with you not having to reach out for it. You may have to take action to formalise receiving the gift, but ideally you are not to reach out and look for it: it should just show up.

You don’t need to work hard for money. Nothing in nature works hard. Instead, it’s just about adding value and contributing good to society, being joyful, being open to receive, feeling gratitude, and feeling rich. Do these things and the money flows in.

The rich does not work for money, but money work for them...., While the poor work for money.Illiteracy, both in word and numbers, is the foundation of financial struggle....,Wealth is a person's ability to survive so many number of days forward... or if i stopped working today, how could i survive?...,Wealth is the measure of cash flow from to asset column compared with the expense column...,

The basic premise is that for any outcome to show up for you, there must be an alignment of our energy or emotions (energy in motion), our mindset and beliefs, and the actions that we are at least positioned to take with a clear intention in mind.

Since it is the last scarcity, wherever attention flows, money will follow.

I am a value adder. My contributions improve peoples lives and I do it with ease and consistency. Therefore, I am a money magnet and money flows into my life with ease and consistency.

The Money River, where the wealth of the nation flows. We were born on the banks of it-and so were most of the mediocre people we grew up with, went to private schools with, sailed and played tennis with. We can slurp from that mighty river to our hearts' content. And we can even take slurping lessons, so we can slurp more efficiently.

Wealth is not a stagnant dry thing. Wealth is money alive. Wealth is money vibrant. Wealth is money in motion. Wealth is money continuously growing into greater and greater abundance, producing more and more of itself. Wealth is about money flowing with ease and grace and definiteness.

Money isn't the only thing that must flow and circulate in order to have good value: good turns and gifts must flow and circulate . . . for any social system to remain in balance.

The rich understand money flows from ideas, and since ideas are limitless, money is limitless.

Your belief systems are what will ultimately dictate what is possible. Overcoming their limitations is not a matter of fighting it, but taking complete ownership, complete integration of all the belief systems that you have right now, and then simply making the choice to introduce inputs into your mental environment that support the truth of what you want to see.

I started with $50, and within 48 hours received just under $200 dollars in crypto currency that I had not been expecting. I went on over the coming months to refine the process through trial and error until today, I am able to call in thousands at a time that comes in the most weird and wacky ways.

Amelia stopped before him, her skirts crowded between his parted knees. The clean, salty, evergreen scent of him drifted to her nostrils. “I have a proposition for you,” she said, trying for a businesslike tone. “A very sensible one. You see—” She paused to clear her throat. “I’ve been thinking about your problem.” “What problem?” Cam played lightly with the folds of her skirts, watching her face alertly. “Your good-luck curse. I know how to get rid of it. You should marry into a family with very, very bad luck. A family with expensive problems. And then you won’t have to be embarrassed about having so much money, because it will flow out nearly as fast as it comes in." "Very sensible.” Cam took her shaking hand in his, pressed it between his warm palms. And touched his foot to her rapidly tapping one. “Hummingbird,” he whispered, “you don’t have to be nervous with me.” Gathering her courage, Amelia blurted out, “I want your ring. I want never to take it off again. I want to be your romni forever”—she paused with a quick, abashed smile—“whatever that is.” “My bride. My wife.” Amelia froze in a moment of throat-clenching delight as she felt him slide the gold ring onto her finger, easing it to the base. “When we were with Leo, tonight,” she said scratchily, “I knew exactly how he felt about losing Laura. He told me once that I couldn’t understand unless I had loved someone that way. He was right. And tonight, as I watched you with him . . . I knew what I would think at the very last moment of my life.” His thumb smoothed over the tender surface of her knuckle. “Yes, love?” "I would think,” she continued,” ‘Oh, if I could have just one more day with Cam. I would fit a lifetime into those few hours.

If you’re an introvert, find your flow by using your gifts. You have the power of persistence, the tenacity to solve complex problems, and the clear-sightedness to avoid pitfalls that trip others up. You enjoy relative freedom from the temptations of superficial prizes like money and status. Indeed, your biggest challenge may be to fully harness your strengths. You may be so busy trying to appear like a zestful, reward-sensitive extrovert that you undervalue your own talents, or feel underestimated by those around you. But when you’re focused on a project that you care about, you probably find that your energy is boundless. So stay true to your own nature. If you like to do things in a slow and steady way, don’t let others make you feel as if you have to race. If you enjoy depth, don’t force yourself to seek breadth. If you prefer single-tasking to multitasking, stick to your guns. Being relatively unmoved by rewards gives you the incalculable power to go your own way. It’s up to you to use that independence to good effect.

While happiness itself is sought for its own sake, every other goal - health, beauty, money or power - is valued only because we expect that it will make us happy.

I write down the three measurements which Lou and I agreed are central to knowing if the company is making money: net profit, ROI and cash flow.

You Don't Need A Weatherman To Know Which Way The Money Flows

Within the industries where businesses typically operate with tight margins, bartering provides even more of an operational advantage. And by incorporating bartering into those industries, wider margins can maybe become more typical.

In the West, it is said, water flows uphill toward money. And it literally does, as it leaps three thousand feet across the Tehachapi Mountains in gigantic siphons to slake the thirst of Los Angeles, as it is shoved a thousand feet out of Colorado River canyons to water Phoenix and Palm Springs and the irrigated lands around them.

Once I saw a prizefighter boxing a yokel. The fighter was swift and amazingly scientific. His body was one violent flow of rapid rhythmic action. He hit the yokel a hundred times while the yokel held up his arms in stunned surprise. But suddenly the yokel, rolling about in the gale of boxing gloves, struck one blow and knocked science, speed and footwork as cold as a Well-digger's posterior. The smart money hit the canvas. The long shot got the nod. The yokel had simply stepped inside of his opponent's sense of time.

Oh come on, killing a man is not as big a thing as people like you seem to think. If you're going to take somebody's woman, a man has to die. When I kill a man, I do it with my sword, but people like you don't use swords. You gentlemen kill with your power, with your money, and sometimes just with your words: you tell people you're doing them a favor. True, no blood flows, the man is still alive, but you've killed him all the same. I don't know whose sin is greater - yours or mine.

The Calormens have dark faces and long beards. They wear flowing robes and orange-colored turbans, and they are a wise, wealthy, courteous, cruel and ancient people. They bowed most politely to Caspian and paid him long compliments all about the fountains of prosperity irrigating the gardens of prudence and virtue --and things like that-- but of course what they wanted was the money they had paid.

Money is like water, it’s everywhere. It’s in the ground, it’s in the sky, it’s in the air… it’s everywhere. If you’d like, your wallet or account can be like a rainwater pool where the money is filled up and always flowing. And where you can just put a cup in that pool and drink from it whenever you like and you always have more than enough money because the pool is always full. And there’s a prosperous ecosystem where the money clouds are always passing by and pouring more money in there. That’s a good relationship with money.

I am wealth, prosperity, and abundance. God multiplies this and I give thanks I AM receiving more and more money everyday.

See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.

Not too long ago he had to spend countless hours refining and improving his lucrative investment algorithm to keep money flowing into his accounts, but nowadays he was swimming in earnings received by way of inside information from numerous connections he’d acquired on his rise in the financial and business scene. He was reeling in windfall profits. His connections afforded him with gains that most people couldn’t dream of acquiring in their wildest dreams, and the best part was he didn’t need to use an ounce of his brainpower or intellect to make it happen. He’d reached that upper echelon tier where wealth was casually doled out to those who were on the list, on the take. It was akin to having one’s own money-printing machine sitting in their den. A privately owned banking system that printed money out of thin air and accumulated debt from anyone who laid hands on it—no different than the Federal Reserve.

The idea that “it takes money to make money” is the thinking of financially unsophisticated people. It does not mean that they’re not intelligent. They have simply not learned the science of money making money. Money is only an idea. If you want more money, simply change your thinking. Every self-made person started small with an idea, and then turned it into something big. The same applies to investing. It takes only a few dollars to start and grow it into something big. I meet so many people who spend their lives chasing the big deal, or trying to amass a lot of money to get into a big deal, but to me that is foolish. Too often I have seen unsophisticated investors put their large nest egg into one deal and lose most of it rapidly. They may have been good workers, but they were not good investors. Education and wisdom about money are important. Start early. Buy a book. Go to a seminar. Practice. Start small. I turned $5,000 cash into a one-million-dollar asset producing $5,000 a month cash flow in less than six years. But I started learning as a kid. I encourage you to learn, because it’s not that hard. In fact, it’s pretty easy once you get the hang of it. I think I have made my message clear. It’s what is in your head that determines what is in your hands. Money is only an idea. There is a great book called Think and Grow Rich. The title is not Work Hard and Grow Rich. Learn to have money work hard for you, and your life will be easier and happier. Today, don’t play it safe. Play it smart.

To realize the body’s potential for flow is relatively easy. It does not require special talents or great expenditures of money. Everyone can greatly improve the quality of life by exploring one or more previously ignored dimensions of physical abilities. Of

What I “discovered” was that happiness is not something that happens. It is not the result of good fortune or random chance. It is not something that money can buy or power command. It does not depend on outside events, but, rather, on how we interpret them. Happiness, in fact, is a condition that must be prepared for, cultivated, and defended privately by each person. People who learn to control inner experience will be able to determine the quality of their lives, which is as close as any of us can come to being happy.

What you focus on you create more of, so if the plan is to get rich, you’re gonna want to focus on abundance as much as possible. Give as much as you can as often as you can, receive with gratitude and joy, think of money as your pal, raise your frequency and get in the flow, yo.

The truth is that sexuality is everywhere: the way a bureaucrat fondles his records, a judge administers justice, a businessman causes money to circulate; the way the bourgeoisie fucks the proletariat; and so on. And there is no need to resort to metaphors, any more than for the libido to go by way of metamorphoses. Hitler got the fascists sexually aroused. Flags, nations, armies, banks get a lot of people aroused. A revolutionary machine is nothing if it does not acquire at least as much force as these coercive machines have for producing breaks and mobilizing flows.

We are in such a hurry to grow up, and then we long for your lost childhood. We make ourselves ill earning money, and then spend all our money on getting well again. We think so much about the future that we neglect the present, and thus experience neither the present nor the future. We live as if we were never going to die, and die as if we had never lived.

Whatever reader desires to have a thorough comprehension of an author's thoughts cannot take a better method than by putting himself into the circumstances and postures of life that the author was in upon every important passage as it flowed from his pen; for this will introduce a parity and strict correspondence of ideas between the reader and the author. Now, to assist the diligent reader in so delicate an affair, as far as brevity will permit, I have recollected that the shrewdest pieces of this treatise were conceived in bed in a garret; at other times (for a reason best known to myself) I thought fit to sharpen my invention with hunger; and in general, the whole work was begun, continued, and ended under a long course of physic and great want of money.

Money is like water. It can be a conduit for commitment, a currency of love. Money moving in the direction of our highest commitments nourishes our world and ourselves. What you appreciate appreciates. When you make a difference with what you have, it expands. Collaboration creates prosperity. True abundance flows from enough; never from more. Money carries our intention. If we use it with integrity, then it carries integrity forward. Know the flow—take responsibility for the way your money moves in the world. Let your soul inform your money and your money express your soul. Access your assets—not only money but also your own character and capabilities, your relationships and other nonmoney resources. We

annihilation. “Money flows toward short term gain,” writes the geologist David Archer, “and toward the over-exploitation of unregulated common resources. These tendencies are like the invisible hand of fate, guiding the hero in a Greek tragedy toward his inevitable doom.” This is indeed the essence of humanity’s present derangement.

In the days when money was backed by its face value in silver or gold, there were limits to how much wealth could flow around the world. Today, it's virtual money that the bank lends into existence on a computer screen. "And unless the economy continually expands, there is no new flow of money to pay back that money, plus interest." . . . "As it stands now, if banks start loaning money more slowly than they collect debts, the quantity of money in the economy goes down, and it's impossible to pay back debts. So we get defaults on houses . . . our economy plunges into misery and unemployment. Under our current monetary system, the only alternative to that is endless growth. So one absolute thing we have to change is the whole nature of the monetary system. . . . we deny banks the right to create money." . . . There's a challenge with that solution, he admits. "You're trying to take the right to create wealth away from some of the wealthiest people on the planet.

this person saw Mrs. Gunness as “a maniac of the much-dreaded type that includes the White Chapel murderer.” It is “not money” that drives such killers “but the constantly growing appetite for blood, to cut deep and watch the blood flow, to dabble the hands in it, to revel in the odor of it.” One “distinguishing features of these criminals is their invariable use of the same methods in every case. Mrs. Gunness decapitated every one of her victims. In every case she severed the limbs. Always there was the maximum of mutilation.”[9]

Being net value adders puts us better positioned for long-term growth and longevity – because in the long term, capital flows to net value adders.

It’s amazing how much extra cash flow is freed up when one person isn’t hoarding all the money at the top.

Vimes closed his eyes, and thought about cigar smoke and flowing drink and laconic voices. There were people who’d steal money from people. Fair enough. That was just theft. But there were people who, with one easy word, would steal the humanity from people. That was something else.

Oh come on, killing a man is not as big a thing as people like you seem to think. If you’re going to take somebody’s woman, a man has to die. When I kill a man, I do it with my sword, but people like you don’t use swords. You gentlemen kill with your power, with your money, and sometimes just with your words: you tell people you’re doing them a favor. True, no blood flows, the man is still alive, but you’ve killed him all the same. I don’t know whose sin is greater – yours or mine.

My brothers and sisters of America, there is not the least shadow of hope that India can ever be Christianised. After two hundred years of vain efforts and of spending millions of dollars with the prestige of the conqueror and backed by British bayonets, Christianity is not supported by the converts themselves. Every bit of Protestant Christianity in India is maintained partly by the money flowing from England and America, and partly by taxes imposed upon the Hindus against their will, which must be paid although the people starve. The people of India as a whole are saturated with religious and philosophical thought. They think and ponder on spiritual matters from childhood to death. Even the street-sweeper is frequently more profoundly versed in subtle metaphysics and divine wisdom than the missionary sent to convert him.

The spiritual laws of money are universal energy laws that create abundance: the principles of ebb and flow, unlimited thinking, giving and receiving, appreciation, honoring your worth, clear agreements, magnetism, and more.

If you're an introvert, find your flow by using your gifts. You have the power of persistence, the tenacity to solve complex problems, and the clear-sightedness to avoid pitfalls that trip others up. You enjoy relative freedom from the temptations of superficial prizes like money and status. Indeed, your biggest challenge may be to fully harness your strengths. You may be so busy trying to appear like a zestful, reward-sensitive extrovert that you undervalue your own talents, or feel underestimated by those around you. But when you're focused on a project you care about, you probably find that your energy is boundless. So stay true to your own nature. If you like to do things in a slow, steady way, don't let others make you feel as if you have to race. If you enjoy depth, don't force yourself to seek breadth. If you prefer single-tasking to multi-tasking, stick to your guns. Being relatively unmoved by rewards gives you the incalculable power to go your own way. It's up to you to use that independence to good effect.

Write poorly. Suck Write awful Terribly Frightfully Don't care Turn off the inner editor Let yourself write Let it flow Let yourself fail Do something crazy Write fifty thousand words in the month of November. I did it. It was fun , it was insane , it was one thousand six hundred and sixty-seven words a day. It was possible. But you have to turn off your inner critic. Off completely. Just write. Quickly. In bursts. With joy. If you can't write, run away for a few. Come back. Write again. Writing is like anything else. You won't get good at it immediately. It's a craft, you have to keep getting better. You don't get to Juilliard unless you practice. If you want to get to Carnegie Hall, practice, practice, practice. ...Or give them a lot of money. Like anything else, it takes ten thousand hours to master. Just like Malcolm Gladwell says. So write. Fail. Get your thoughts down. Let it rest. Let it marinate. Then edit. But don't edit as you type, that just slows the brain down. Find a daily practice, for me it's blogging every day. And it's fun. The more you write, the easier it gets. The more it is a flow, the less a worry. It's not for school, it's not for a grade, it's just to get your thoughts out there. You know they want to come out. So keep at it. Make it a practice. And write poorly, write awfully, write with abandon and it may end up being really really good.

If you’re an introvert, find your flow by using your gifts. You have the power of persistence, the tenacity to solve complex problems, and the clear-sightedness to avoid pitfalls that trip others up. You enjoy relative freedom from the temptations of superficial prizes like money and status. Indeed, your biggest challenge may be to fully harness your strengths.

WHAT MAKES YOU HAPPY? Over two thousand years ago, Aristotle came to the unsurprising conclusion that what a person wants above all is to be happy. In 1961, the US psychologist Mihaly Csikszentmihalyi wrote: ‘While happiness itself is sought for its own sake, every other goal – health, beauty, money or power – is valued only because we expect that it will make us happy.’ Csikszentmihalyi looked for a term that described the state of feeling happy. He called it ‘flow’. But when are we ‘in the flow’? After interviewing over a thousand people about what made them happy, he found that all the responses had five things in common. Happiness, or ‘flow’, occurs when we are: • intensely focused on an activity • of our own choosing, that is • neither under-challenging (boreout) nor over-challenging (burnout), that has • a clear objective, and that receives • immediate feedback. Csikszentmihalyi discovered that people who are ‘in the flow’ not only feel a profound sense of satisfaction, they also lose track of time and forget themselves completely because they are so immersed in what they are doing.

So it is with time. Whenever we talk about it, we do so in terms of something lesser. We find or lose time, like a set of keys; we save and spend it, like money. Time creeps, crawls, flies, flees, flows, and stands still; it is abundant or scarce; it weighs on us with palpable heft.

Our land is more valuable than your money. As long as the sun shines and the waters flow, this land will be here to give life to men and animals; therefore, we cannot sell this land. It was put here for us by the Great Spirit and we cannot sell it because it does not belong to us. (c. 1880)

Another, related issue is that longevity itself, and healthspan in particular, doesn’t really fit into the business model of our current healthcare system. There are few insurance reimbursement codes for most of the largely preventive interventions that I believe are necessary to extend lifespan and healthspan. Health insurance companies won’t pay a doctor very much to tell a patient to change the way he eats, or to monitor his blood glucose levels in order to help prevent him from developing type 2 diabetes. Yet insurance will pay for this same patient’s (very expensive) insulin after he has been diagnosed. Similarly, there’s no billing code for putting a patient on a comprehensive exercise program designed to maintain her muscle mass and sense of balance while building her resistance to injury. But if she falls and breaks her hip, then her surgery and physical therapy will be covered. Nearly all the money flows to treatment rather than prevention—and when I say “prevention,” I mean prevention of human suffering.

It’s ok to spend money, especially on the necessities and the normal pleasures of life. You should spend money with a knowing that as it flows out, it will flow right back in. Spending is just as natural as income. Income is the breathing in. And breathing out is either investing, spending, or saving. If you don’t breathe out, it will cause blockages that turn your money stagnant. We need the inhale and the exhale. It’s all about balance.

Without deposit banking modern economies would be impossible. Banks are not only a means of safeguarding money, but also a method of maintaining a constant and energetic flow of capital within a complex economy. Without deposit banking money that is saved is hidden away and removed from the economy—it does nothing except preserve its original worth. Deposit banking, however, allows saved money to be loaned and invested, thereby producing more wealth.

Do you wish to know whether that day is coming? Watch money. Money is the barometer of a society’s virtue. When you see that trading is done, not by consent, but by compulsion—when you see that in order to produce, you need to obtain permission from men who produce nothing—when you see that money is flowing to those who deal, not in goods, but in favors—when you see that men get richer by graft and by pull than by work, and your laws don’t protect you against them, but protect them against you—when you see corruption being rewarded and honesty becoming a self-sacrifice—you may know that your society is doomed. Money is so noble a medium that it does not compete with guns and it does not make terms with brutality. It will not permit a country to survive as half-property, half-loot.

Trump’s political career would have been impossible without the degradation of the whole idea of the public sphere, which has been unfolding over decades. It could never have happened without the idea that “government is not the solution, it is the problem,” as Ronald Reagan famously put it. And it could never have happened had that message not been followed up with decades of deregulation that essentially legalized bribery, with outrageous sums of corporate money flowing into politics.

College does not equal job security. Entrepreneurship does not equal job security. For heaven's sake, "job security" does not equal job security. So what do you do? Don't be a one-trick pony. Add real value in everything you do. But most of all, study and apply business models. No matter what discipline you come from. Learn how to add value so that value can flow in the form of money to you. That, my friends, is job security. Learn where money comes from and you'll know where to turn when life throws a curve.

A city built upon mud; A culture built upon profit; Free speech nipped in the bud, The minority always guilty. Why should I want to go back To you, Ireland, my Ireland? ... Her mountains are still blue, her rivers flow Bubbling over the boulders. She is both a bore and a bitch; Better close the horizon, Send her no more fantasy, no more longings which Are under a fatal tariff. For common sense is the vogue And she gives her children neither sense nor money Who slouch around the world with a gesture and a brogue And a faggot of useless memories.

But money doesn’t work in the sense that labor or tangible capital expends effort to produce commodities. Credit is debt, and debt extracts interest. Financial salesmen who promise investors, “Make your money work for you” actually mean that society should work for the creditors — and that means for the banks that create credit. The effect is to turn the economic surplus into a flow of interest payments, diverting revenue from tangible capital investment. As the economy’s reproductive powers are dried up, the financialization process is kept going by easing credit terms and lending — not to produce more goods and services, but to bid up prices for the real estate, stocks and bonds being pledged as collateral for larger and larger loans.

James said, “Who are these lawless men who cut your—our—timber?” “Every man!” Edward said angrily, spit flying. “They are mostly small, mean men seeking to make some money. But there are so many of them. They are often savage hungry fellows who stop at nothing. They fight the owners until blood flows and heads are cracked. Even when we catch and prosecute them, they and their friends slip back at night and continue cutting. Settlers, failed businessmen, shingle makers and clapboard sawyers, those are the thieves. And moonlight nights see many good pines fall.

I was like Robinson Crusoe on the island of Tobago. For hours at a stretch I would lie in the sun doing nothing, thinking of nothing. To keep the mind empty is a feat, a very healthful feat too. To be silent the whole day long, see no newspaper, hear no radio, listen to no gossip, be thoroughly and completely lazy, thoroughly and completely indifferent to the fate of the world is the finest medicine a man can give himself. The book-learning gradually dribbles away; problems melt and dissolve; ties are gently severed; thinking, when you deign to indulge in it, becomes very primitive; the body becomes a new and wonderful instrument; you look at plants or stones or fish with different eyes; you wonder what people are struggling to accomplish with their frenzied activities; you know there is a war on but you haven't the faintest idea what it's about or why people should enjoy killing one another; you look at a place like Albania—it was constantly staring me in the eyes—and you say to yourself, yesterday it was Greek, to-day it's Italian, to-morrow it may be German or Japanese, and you let it be anything it chooses to be. When you're right with yourself it doesn't matter which flag is flying over your head or who owns what or whether you speak English or Monongahela. The absence of newspapers, the absence of news about what men are doing in different parts of the world to make life more livable or unlivable is the greatest single boon. If we could just eliminate newspapers a great advance would be made, I am sure of it. Newspapers engender lies, hatred, greed, envy, suspicion, fear, malice. We don't need the truth as it is dished up to us in the daily papers. We need peace and solitude and idleness. If we could all go on strike and honestly disavow all interest in what our neighbor is doing we might get a new lease on life. We might learn to do without telephones and radios and newspapers, without machines of any kind, without factories, without mills, without mines, without explosives, without battleships, without politicians, without lawyers, without canned goods, without gadgets, without razor blades even or cellophane or cigarettes or money. This is a pipe dream, I know.

Most of what is wrong in horizontal church flows from attempts to get green apples interested in Jesus. Green apples are very articulate about that they do and don't want in church. They don't want to hear about money, because that is one of their idols; they don't want to be told about sin, because that assaults pride; no interest in pressure to decide for Jesus, because that threatens their autonomy. Sadly when church becomes what green apples must have or they won't come. It ceases to be what it must be for God to attend. Church needs to be offensive to green apples or it can be helpful to those who are ripe.

Craig Unger, a former editor for both the New York Observer and Boston Magazine, argues in his book House of Trump, House of Putin that, based on his own research and additional investigation by a former federal prosecutor, Trump was, through Felix Sater’s Bayrock Group, “indirectly providing Putin with a regular flow of intelligence on what the [Russian] oligarchs were doing with their money in the United States.

When you seek power and control over other people, you waste energy. When you seek money or power for the sake of the ego, you spend energy chasing the illusion of happiness instead of enjoying happiness in the moment. When you seek money for personal gain only, you cut off the flow of energy to yourself, and interfere with the expression of nature’s intelligence. But when your actions are motivated by love, there is no waste of energy. When your actions are motivated by love, your energy multiplies and accumulates — and the surplus energy you gather and enjoy can be channeled to create anything that you want, including unlimited wealth.

Some days I would take the train into Manhattan. There was so much money everywhere, money flowing out of bistros and cafes, money pushing the people, at incredible speeds, up the wide avenues, money drawing intergalactic traffic through Times Square, money in the limestones and brownstones, money out on West Broadway where white people spilled out of wine bars with sloshing glasses and without police. I would see these people at the club, drunken, laughing, challenging breakdancers to battles. They would be destroyed and humiliated in these battles. But afterward they would give dap, laugh, order more beers. They were utterly fearless. I did not understand it until I looked out on the street. That was where I saw white parents pushing double-wide strollers down gentrifying Harlem boulevards in T-shirts and jogging shorts. Or I saw them lost in conversation with each other, mother and father, while their sons commanded entire sidewalks with their tricycles. The galaxy belonged to them, and as terror was communicated to our children, I saw mastery communicated to theirs.

The Russian oligarchic system is the quintessence of statist depravity, where all industry is controlled by a small number of men ruthless enough to rise to the top of a corrupt patronage system, where government serves the interests of elites, money and privilege flow to the top, the people are exploited through a venomous cocktail of brutality and graft, and truth is the enemy of the state. Russian oligarchy is economic survival of the fittest, the ultimate, balls-out Darwinian experiment in wealth consolidation by the most wicked, immoral and dishonest ― government of the rich, by the rich, for the rich at the expense and misery of everyone else.

And just what do you think that would do to incentive?” “You mean fright about not getting enough to eat, about not being able to pay the doctor, about not being able to give your family nice clothes, a safe, cheerful, comfortable place to live, a decent education, and a few good times? You mean shame about not knowing where the Money River is?” “The what?” “The Money River, where the wealth of the nation flows. We were born on the banks of it—and so were most of the mediocre people we grew up with, went to private schools with, sailed and played tennis with. We can slurp from that mighty river to our hearts’ content. And we even take slurping lessons, so we can slurp more efficiently.” “Slurping lessons?” “From lawyers! From tax consultants! From customers’ men! We’re born close enough to the river to drown ourselves and the next ten generations in wealth, simply using dippers and buckets. But we still hire the experts to teach us the use of aqueducts, dams, reservoirs, siphons, bucket brigades, and the Archimedes’ screw. And our teachers in turn become rich, and their children become buyers of lessons in slurping.” “I wasn’t aware that I slurped.” Eliot was fleetingly heartless, for he was thinking angrily in the abstract. “Born slurpers never are. And they can’t imagine what the poor people are talking about when they say they hear somebody slurping. They don’t even know what it means when somebody mentions the Money River. When one of us claims that there is no such thing as the Money River I think to myself, ‘My gosh, but that’s a dishonest and tasteless thing to say.

Mexico is a lawless place. I don’t care what the UN says, or what the State Department travel advisories tell you. The fact is that Mexico, as a whole, is a narco-state run by powerful regional cartels, with a hollow and largely irrelevant central government that is nothing more than window-dressing to appease the international community. Freedom is for those who can afford it, law is for sale, and what is fair is determined by who is most powerful. That’s the reality of Mexico. Cancun, Playa, Cabo, Puerto Vallarta- they are all much better than the interior of Mexico, but that is only because their survival depends on a steady flow of tourists with money to burn. To protect that, the government does a good job maintaining the appearance of western-style law and order through the direct threat of massive military intervention. Underneath it all, those places are not much different from the rest of Mexico.

Create mode is when you’re imaginative, creative, and open to new ideas. Edit mode is when you are logical, regulated, and analytical. Most of us constantly switch back and forth between the two within a given piece of work, like when we write an email. You write a small part, read it, make edits, and then write some more. The major issue is that your editor brain gets in the way of your creator brain. It stops the flow, which can remove the potential of amazing thoughts that you didn’t even know exist in your head from ever coming out. You need these thoughts to surface during this experiment, but your editor brain can get in the way because it’s too focused on making everything right or perfect. Thinking puts your editor brain into the driver’s seat.

It is not by means of a metaphor that a banking or stock-market transaction, a claim, a coupon, a credit, is able to arouse people who are not necessarily bankers. And what about the effects of money that grows, money that produces more money? There are socioeconomic "complexes" that are also veritable complexes of the unconscious, and that communicate a voluptuous wave from the top to the bottom of their hierarchy (the military-industrial complex). And ideology, Oedipus, and the phallus have nothing to do with this, because they depend on it rather than being its impetus. For it is a matter of flows, of stocks, of breaks in and fluctuations of flows; desire is present wherever something flows and runs, carrying along with it interested subjects—but also drunken or slumbering subjects—toward lethal destinations.

My friend John Maxwell says a budget (for your money) is telling your money where to go instead of wondering where it went. Managing time is the same; you will either tell your day what to do or you will wonder where it went. The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting away a day, does not relax you, it drains you. Have you ever taken a day off, slept late, wandered around with no plan or thought for the day, watched some stupid rerun of a bad movie as you surfed the TV, and at the end of your great day off found yourself absolutely exhausted? Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day.

We can get some relatively clear thought in science. But even there it is not entirely clear because scientists are worried about their prestige and status, and so on. Sometimes they won't consider ideas that don't go along with their theories or with their prejudices. Nevertheless, science is aimed at seeing the fact, whether the scientist likes what he sees or not—looking at theories objectively, calmly, and without bias. To some extent, relatively coherent thought has been achieved better in science than in some other areas of life. Some results flowed out of science and technology which are quite impressive—a great power was released. But now we discover that whenever the time comes to use science we just forget the scientific method. We just say that the use of what scientists have discovered will be determined by the needs of our country, or by my need to make money, or by my need to defeat that religion or merely by my need to show what a great powerful person I am. So we see that relatively unpolluted thought has been used to develop certain things, and then we always trust to the most polluted thought to decide what to do with them. That's part of the incoherence

Let me remind you again that when you put a book out there, you are a published author in a space where you are an expert. Your book becomes the ultimate business card, not to mention a source of ongoing revenue. Did someone say “ongoing revenue?”. Who does not need to make some extra money on a regular basis? Realize that this book will take some work to complete once, but thereafter it exists forever – working to bring you royalty checks five, ten, twenty years from now. Money will be consistently flowing into your bank account. If you write a good book that provides real value, then you realistically have a revenue stream which will bring income for decades to come.

I heard a few men in a restaurant talking about a bayou legend," Savannah said suddenly.She leaned ont he side of the boat,presenting him with an intriguing view of her tight jeans. They clung lovingly to every curve. Gregori moved, a flowing of his body, gliding silently, and his large frame was blanketing Savannah's, blocking out the captain's enticing view.Gregori leaned into her,his arms coming down on either side of the railing to imprison her against him. You are doing it again. His words brushed softly in her mind even as his warm breath teased the tendrils of hair at her neck. Savannah leaned back into him, fitting her bottom into the cradle of his hips. She was happy, free of the oppressive weight of the hunt,of death and violence. THere were only the two of them. Three, he reminded her,his teeth scraping her sensitive pulse.He could feel the answering surge of her blood, the molten lava spreading in his. My mother thinks my father is a cave man.I'm beginning to think you could give him a run for his money. Disrespectful little thing. "Which legend?There are so many," Beau said. "About an old alligator that lies in wait to eat hunting dogs and little children," Savannah said. Gregori tugged at her long braid so that she tilted her head back.His mouth brushed the line of her throat. I could be a hungry alligator, he offered softly.

What happened to your arm?" she asked me one night in the Gentleman Loser, the three of us drinking at a small table in a corner. Hang-gliding," I said, "accident." Hang-gliding over a wheatfield," said Bobby, "place called Kiev. Our Jack's just hanging there in the dark, under a Nightwing parafoil, with fifty kilos of radar jammed between his legs, and some Russian asshole accidentally burns his arm off with a laser." I don't remember how I changed the subject, but I did. I was still telling myself that it wasn't Rikki who getting to me, but what Bobby was doing with her. I'd known him for a long time, since the end of the war, and I knew he used women as counters in a game, Bobby Quine versus fortune, versus time and the night of cities. And Rikki had turned up just when he needed something to get him going, something to aim for. So he'd set her up as a symbol for everything he wanted and couldn't have, everything he'd had and couldn't keep. I didn't like having to listen to him tell me how much he loved her, and knowing he believed it only made it worse. He was a past master at the hard fall and the rapid recovery, and I'd seen it happen a dozen times before. He might as well have had next printed across his sunglasses in green Day-Glo capitals, ready to flash out at the first interesting face that flowed past the tables in the Gentleman Loser. I knew what he did to them. He turned them into emblems, sigils on the map of his hustler' s life, navigation beacons he could follow through a sea of bars and neon. What else did he have to steer by? He didn't love money, in and of itself , not enough to follow its lights. He wouldn't work for power over other people; he hated the responsibility it brings. He had some basic pride in his skill, but that was never enough to keep him pushing. So he made do with women. When Rikki showed up, he needed one in the worst way. He was fading fast, and smart money was already whispering that the edge was off his game. He needed that one big score, and soon, because he didn't know any other kind of life, and all his clocks were set for hustler's time, calibrated in risk and adrenaline and that supernal dawn calm that comes when every move's proved right and a sweet lump of someone else's credit clicks into your own account.

In 1917 I went to Russia. I was sent to prevent the Bolshevik Revolution and to keep Russia in the war. The reader will know that my efforts did not meet with success. I went to Petrograd from Vladivostok, .One day, on the way through Siberia, the train stopped at some station and the passengers as usual got out, some to fetch water to make tea, some to buy food and others to stretch their legs. A blind soldier was sitting on a bench. Other soldiers sat beside him and more stood behind. There were from twenty to thirty.Their uniforms were torn and stained. The blind soldier, a big vigorous fellow, was quite young. On his cheeks was the soft, pale down of a beard that has never been shaved. I daresay he wasn't eighteen. He had a broad face, with flat, wide features, and on his forehead was a great scar of the wound that had lost him his sight. His closed eyes gave him a strangely vacant look. He began to sing. His voice was strong and sweet. He accompanied himself on an accordion. The train waited and he sang song after song. I could not understand his words, but through his singing, wild and melancholy, I seemed to hear the cry of the oppressed: I felt the lonely steppes and the interminable forests, the flow of the broad Russian rivers and all the toil of the countryside, the ploughing of the land and the reaping of the wild corn, the sighing of the wind in the birch trees, the long months of dark winter; and then the dancing of the women in the villages and the youths bathing in shallow streams on summer evenings; I felt the horror of war, the bitter nights in the trenches, the long marches on muddy roads, the battlefield with its terror and anguish and death. It was horrible and deeply moving. A cap lay at the singer's feet and the passengers filled it full of money; the same emotion had seized them all, of boundless compassion and of vague horror, for there was something in that blind, scarred face that was terrifying; you felt that this was a being apart, sundered from the joy of this enchanting world. He did not seem quite human. The soldiers stood silent and hostile. Their attitude seemed to claim as a right the alms of the travelling herd. There was a disdainful anger on their side and unmeasurable pity on ours; but no glimmering of a sense that there was but one way to compensate that helpless man for all his pain.

The flat tire that threw Julio into a temporary panic and the divorce that almost killed Jim don’t act directly as physical causes producing a physical effect—as, for instance, one billiard ball hitting another and making it carom in a predictable direction. The outside event appears in consciousness purely as information, without necessarily having a positive or negative value attached to it. It is the self that interprets that raw information in the context of its own interests, and determines whether it is harmful or not. For instance, if Julio had had more money or some credit, his problem would have been perfectly innocuous. If in the past he had invested more psychic energy in making friends on the job, the flat tire would not have created panic, because he could have always asked one of his co-workers to give him a ride for a few days. And if he had had a stronger sense of self-confidence, the temporary setback would not have affected him as much because he would have trusted his ability to overcome it eventually. Similarly, if Jim had been more independent, the divorce would not have affected him as deeply. But at his age his goals must have still been bound up too closely with those of his mother and father, so that the split between them also split his sense of self. Had he had closer friends or a longer record of goals successfully achieved, his self would have had the strength to maintain its integrity. He was lucky that after the breakdown his parents realized the predicament and sought help for themselves and their son, reestablishing a stable enough relationship with Jim to allow him to go on with the task of building a sturdy self. Every piece of information we process gets evaluated for its bearing on the self. Does it threaten our goals, does it support them, or is it neutral? News of the fall of the stock market will upset the banker, but it might reinforce the sense of self of the political activist. A new piece of information will either create disorder in consciousness, by getting us all worked up to face the threat, or it will reinforce our goals, thereby freeing up psychic energy.

I’ve a dread of puttin’ children i’ th’ world,” he said. “I’ve such a dread o’ th’ future for ’em.” “But you’ve put it into me. Be tender to it, and that will be its future already. Kiss it!” He quivered, because it was true. “Be tender to it, and that will be its future.”—At that moment he felt a sheer love for the woman. He kissed her belly and her mound of Venus, to kiss close to the womb and the fetus within the womb. “Oh, you love me! You love me!” she said, in a little cry like one of her blind, inarticulate love cries. And he went in to her softly, feeling the stream of tenderness flowing in release from his bowels to hers, the bowels of compassion kindled between them. And he realized as he went into her that this was the thing he had to do, to come into tender touch, without losing his pride or his dignity or his integrity as a man. After all, if she had money and means, and he had none, he should be too proud and honorable to hold back his tenderness from her on that account. “I stand for the touch of bodily awareness between human beings,” he said to himself, “and the touch of tenderness. And she is my mate. And it is a battle against the money, and the machine, and the insentient ideal monkeyishness of the world. And she will stand behind me there. Thank God I’ve got a woman! Thank God I’ve got a woman who is with me, and tender and aware of me. Thank God she’s not a bully, nor a fool. Thank God she’s a tender, aware woman.” And as his seed sprang in her, his soul sprang towards her too, in the creative act that is far more than procreative.

I have a proposition for you,” she said, trying for a businesslike tone. “A very sensible one. You see—” She paused to clear her throat. “I’ve been thinking about your problem.” “What problem?” Cam played lightly with the folds of her skirts, watching her face alertly. “Your good-luck curse. I know how to get rid of it. You should marry into a family with very, very bad luck. A family with expensive problems. And then you won’t have to be embarrassed about having so much money, because it will flow out nearly as fast as it comes in.” “Very sensible.” Cam took her shaking hand in his, pressed it between his warm palms. And touched his foot to her rapidly tapping one. “Hummingbird,” he whispered, “you don’t have to be nervous with me.” Gathering her courage, Amelia blurted out, “I want your ring. I want never to take it off again. I want to be your romni forever”— she paused with a quick, abashed smile—“ whatever that is.” “My bride. My wife.” Amelia froze in a moment of throat-clenching delight as she felt him slide the gold ring onto her finger, easing it to the base. “When we were with Leo, tonight,” she said scratchily, “I knew exactly how he felt about losing Laura. He told me once that I couldn’t understand unless I had loved someone that way. He was right. And tonight, as I watched you with him … I knew what I would think at the very last moment of my life.” His thumb smoothed over the tender surface of her knuckle. “Yes, love?” “I would think,” she continued, “‘ Oh, if I could have just one more day with Cam. I would fit a lifetime into those few hours.’” “Not necessary,” he assured her gently. “Statistically speaking, we’ll have at least ten, fifteen thousand days to spend together.” “I don’t want to be apart from you for even one of them.” Cam cupped her small, serious face in his hands, his thumbs skimming the trace of tears beneath her eyes. His gaze caressed her. “Are we to live in sin, love, or will you finally agree to marry me?” “Yes. Yes. I’ll marry you. Although … I still can’t promise to obey you.” Cam laughed quietly. “We’ll manage around that. If you’ll at least promise to love me.” Amelia gripped his wrists, his pulse steady and strong beneath her fingertips. “Oh, I do love you, you’re—” “I love you, too.” “— my fate. You’re everything I—” She would have said more, if he had not pulled her head to his, kissing her with hard, thrilling pressure.

In the longer term, by bringing together enough data and enough computing power, the data giants could hack the deepest secrets of life, and then use this knowledge not just to make choices for us or manipulate us but also to reengineer organic life and create inorganic life-forms. Selling advertisements may be necessary to sustain the giants in the short term, but tech companies often evaluate apps, products, and other companies according to the data they harvest rather than according to the money they generate. A popular app may lack a business model and may even lose money in the short term, but as long as it sucks data, it could be worth billions.4 Even if you don’t know how to cash in on the data today, it is worth having it because it might hold the key to controlling and shaping life in the future. I don’t know for certain that the data giants explicitly think about this in such terms, but their actions indicate that they value the accumulation of data in terms beyond those of mere dollars and cents. Ordinary humans will find it very difficult to resist this process. At present, people are happy to give away their most valuable asset—their personal data—in exchange for free email services and funny cat videos. It’s a bit like African and Native American tribes who unwittingly sold entire countries to European imperialists in exchange for colorful beads and cheap trinkets. If, later on, ordinary people decide to try to block the flow of data, they might find it increasingly difficult, especially as they might come to rely on the network for all their decisions, and even for their healthcare and physical survival.

All the love that had been accumulating through the lonely years of her childhood was in that kiss-Ian felt it in the soft lips parting willingly for his searching tongue, the delicate hands sliding through the hair at his nape. With unselfish ardor she offered it all to him, and Ian took it hungrily, feeling it moving from her to him, then flowing through his veins and mingling with his until the joy of it was shattering. She was everything he’d ever dreamed she could be and more. With an effort that was almost painful he dragged his mouth from hers, his hand still cupping the rumpled satin of her hair, his other hand holding her pressed to his rigid body, and Elizabeth stayed in his arms, seeming neither frightened nor offended by his rigid erection. “I love you,” he whispered, rubbing his jaw against her temple. “And you love me. I can feel it when you’re in my arms.” He felt her stiffen slightly and draw a shaky breath, but she either couldn’t or wouldn’t speak. She hadn’t thrown the words back in his face, however, so Ian continued talking to her, his hand roving over her back. “I can feel it, Elizabeth, but if you don’t admit it pretty soon, you’re going to drive me out of my mind. I can’t work. I can’t think. I make decisions and then I change my mind. And,” he teased, trying to lighten the mood by using the one topic sure to distract her, “that’s nothing to the money I squander whenever I’m under this sort of violent stress. It wasn’t just the gowns I bought, or the house on Promenade…” Still talking to her, he tipped her chin up, glorying in the gentle passion in her eyes, overlooking the doubt in their green depths. “If you don’t admit it pretty soon,” he teased, “I’ll spend us out of house and home.” Her delicate brows drew together in blank confusion, and Ian grinned, taking her hand from his chest, the emerald betrothal ring he had brought her unnoticed in his fingers. “When I’m under stress,” he emphasized, sliding the magnificent emerald onto her finger, “I buy everything in sight. It took my last ounce of control not to buy one of those in every color.

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!