“
When money realizes that it is in good hands, it wants to stay and multiply in those hands.
”
”
Idowu Koyenikan (Wealth for All: Living a Life of Success at the Edge of Your Ability)
“
When you work on something that only has the capacity to make you 5 dollars, it does not matter how much harder you work – the most you will make is 5 dollars.
”
”
Idowu Koyenikan (Wealth for All: Living a Life of Success at the Edge of Your Ability)
“
It is easy to mourn the lives we aren't living. Easy to wish we'd developed other other talents, said yes to different offers. Easy to wish we'd worked harder, loved better, handled our finances more astutely, been more popular, stayed in the band, gone to Australia, said yes to the coffee or done more bloody yoga.
It takes no effort to miss the friends we didn't make and the work we didn't do the people we didn't do and the people we didn't marry and the children we didn't have. It is not difficult to see yourself through the lens of other people, and to wish you were all the different kaleidoscopic versions of you they wanted you to be. It is easy to regret, and keep regretting, ad infinitum, until our time runs out.
But it is not lives we regret not living that are the real problem. It is the regret itself. It's the regret that makes us shrivel and wither and feel like our own and other people's worst enemy.
We can't tell if any of those other versions would of been better or worse. Those lives are happening, it is true, but you are happening as well, and that is the happening we have to focus on.
”
”
Matt Haig (The Midnight Library (The Midnight World, #1))
“
Money is better than poverty, if only for financial reasons.
”
”
Woody Allen (Without Feathers)
“
Your comfort zone is a place where you keep yourself in a self-illusion and nothing can grow there but your potentiality can grow only when you can think and grow out of that zone.
”
”
Rashedur Ryan Rahman
“
You know what's truly weird about any financial crisis? We made it up. Currency, money, finance, they're all social inventions. When the sun comes up in the morning it's shining on the same physical landscape, all the atoms are in place.
”
”
Bruce Sterling
“
I have never understood the importance of having children memorize battle dates. It seems like such a waste of mental energy. Instead, we could teach them important subjects such as How the Mind Works, How to Handle Finances, How to Invest Money for Financial Security, How to be a Parent, How to Create Good Relationships, and How to Create and Maintain Self-Esteem and Self-Worth. Can you imagine what a whole generation of adults would be like if they had been taught these subjects in school along with their regular curriculum?
”
”
Louise L. Hay (You Can Heal Your Life)
“
Life could not be entirely devoted to debauchery and monkeys. Magnus had to finance all the drinking somehow.
”
”
Cassandra Clare (What Really Happened in Peru (The Bane Chronicles, #1))
“
The harder you slam a ball into the ground, the higher it bounces back up... A divorce, a breakup, losing a job, or just feeling seriously down can ground you, rough you up a bit, leave calluses on your feet and grit under your finger nails. But more than that, it leaves you wiser and stronger next time... Life is about experiencing opposites isn’t it?
”
”
Laurel House (QuickieChick's Cheat Sheet to Life, Love, Food, Fitness, Fashion, and Finance---on a Less-Than-Fabulous Budget)
“
A huge mistake that many of us make is to work hard our entire life for money and not require money to work for us in return.
”
”
Daniel Willey
“
The inner work that must be done will not always be easy and the road will not always be smooth, but it is vital to do the work of shedding the stories that are the true source of suffering.
”
”
Daniel Mangena (Money Game: A Wealth Manifestation Guide. Level Up Your Mindset Step-By-Step & Create An Abundant Life)
“
Our moral economy went bankrupt long before our financial one.
”
”
Steve Maraboli (Unapologetically You: Reflections on Life and the Human Experience)
“
If you don't take good care of your credit, then your credit won't take good care of you.
”
”
Tyler Gregory
“
You attract poverty when you lack value for time
”
”
Sunday Adelaja
“
Your VISION and your self-willingness is the MOST powerful elements to conquer your goal
”
”
Rashedur Ryan Rahman
“
I was mistaken
when I said you
live in my heart.
How absurd I was
when you live in my
fingertips so that everything
I touch is you. How foolish
I was when you live in my toes
so that everywhere I go there's you.
How senseless of me to say
you live in my heart
when you breathe in my lungs,
walk on my mind, and
drink in my mouth. I came to
pen another poem for you,
but even every unwritten poem
is you.
”
”
Kamand Kojouri
“
There is much more to wealth than simply a bank account with many zeros. A well-balanced, whole life is made up of wealth and success that comes from many facets; family, friends, work, faith, it is the complete person who works on each of these areas and creates the whole,
”
”
Celso Cukierkorn (Secrets of Jewish Wealth Revealed!)
“
Think about this: your thoughts (and the resulting feelings) are not always aligned with what is in the best interests of your life, your health, your finances, or your potential.
”
”
Gary John Bishop (Unfu*k Yourself: Get Out of Your Head and into Your Life – The New York Times Bestselling Tough-Love Self-Help Guide to Stop Self-Sabotage and Boost Resilience (Unfu*k Yourself series Book 1))
“
I'm hip to their game, hip to the science of war
Propoganda makes me fight but what am I fightin for?
My way of life? Beans and rice? Give and take, less or more?
See through the eyes of the poor, plus I'm black to the core
Ignorance is on tour bookin stadiums and more
The days of hitler painted pictures patriotic before
You raise your flag on a land snatched from bald eagles claw, and stamp the symbol on your currency to finance your war.
I'm sayin no.
Not in my name.
Not in my life.
Not by my hands.
That ain't my fight.
Not in my name.
You wage your war against terrorists and violence, and try to wave your guns and fear us all into silence.
NO.
”
”
Saul Williams
“
If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?
”
”
Tyler Gregory
“
Are you willing to accept anything less than the credit you want, the credit you need and the credit you deserve?
”
”
Tyler Gregory
“
Giving opens the way for receiving. In order to create activity in finances, one should give.
”
”
Florence Scovel Shinn (The Game of Life and How To Play It)
“
So why do we worry? Why do we worry about food and clothing About finances and money? About security and the needs of life? We have Jehovah-Rohi! We have the Lord as our caring Shepherd. When fears regarding the cares of this world set in, we need to confidently lean on God's promise to care for us. Then we can declare to God, "Whenever I am afraid, I will trust in You" (Psalm 56:3)
”
”
Elizabeth George (Quiet Confidence for a Woman's Heart: The Power of God's Restoration and Healing)
“
By spending time being abundant in the present, using the tactics and strategies I give you, such as playing the Money Game, you will start to break down resistance and prove to yourself that everything you want is already yours.
”
”
Daniel Mangena (Money Game: A Wealth Manifestation Guide. Level Up Your Mindset Step-By-Step & Create An Abundant Life)
“
This game’s principal purpose is to expose your mind to the experience of firsthand evidence of money coming to you, with you not having to reach out for it. You may have to take action to formalise receiving the gift, but ideally you are not to reach out and look for it: it should just show up.
”
”
Daniel Mangena (Money Game: A Wealth Manifestation Guide. Level Up Your Mindset Step-By-Step & Create An Abundant Life)
“
The basic premise is that for any outcome to show up for you, there must be an alignment of our energy or emotions (energy in motion), our mindset and beliefs, and the actions that we are at least positioned to take with a clear intention in mind.
”
”
Daniel Mangena (Money Game: A Wealth Manifestation Guide. Level Up Your Mindset Step-By-Step & Create An Abundant Life)
“
Budgeting has only one rule: Do not go over budget.
”
”
Leslie Tayne (Life & Debt: A Fresh Approach to Achieving Financial Wellness)
“
No matter what you do with your life during the day, there's always that moment when you have to wake up with yourself, with yourself and with the person that's sleeping beside you. That's the person that you make a home with, discuss life's big decisions with, share your finances, eat, shop, maybe parent with. That's the person you share your body with forever, kiss, touch, the one you sit on the couch with and watch movies, the one who gives you a hug when you've had a rough day. That's the person you put up a Christmas tree with and arrive home with for the holidays, the person you watch grow old and who still loves you when you're not as nice to look at, the one who holds your hand when you're dying. And none of that had anything to do with wrestling.
”
”
Eli Easton (Superhero)
“
You can be your own boss
”
”
Sunday Adelaja
“
Life becomes a dilemma when you are living a purposeless and goalless life
”
”
Sunday Adelaja
“
Each of us should have a financial identity. One that is distinct and separate from our spouse's or parents'. If you find yourself always wondering what your friends or parents think about the way you spend or invest, then its an indication that you haven't fully figured out your financial identity.
”
”
Keisha Blair (Holistic Wealth: 32 Life Lessons to Help You Find Purpose, Prosperity, and Happiness)
“
You must always overcome your comfort zone
”
”
Sunday Adelaja
“
Don’t be too comfortable with employment; discover yourself and see what you can achieve for yourself
”
”
Sunday Adelaja
“
You need to assess yourself on a yearly basis and see how far you have gone and what you still need to work on
”
”
Sunday Adelaja
“
It is easier to tell our therapist about our sex life than it is to tell our accountant about our finances.
”
”
Vicki Robin (Your Money or Your Life)
“
Autumn is a momentum of the natures golden beauty…, so the same it’s time to find your momentum of life
”
”
Rashedur Ryan Rahman
“
Many people have asked me, 'How do you make a single life a happy one? My answer is, 'Create the best life possible. The decisions you make determine where life takes you. I would make every effort, married or single, to get closer to Heavenly Father, to get the most education possible, to make my home a heaven on earth, and to learn how to manage my time and finances.' I sought for and still seek for any experience I can have to make my life happier and more fulfilling; being single or married has nothing to do with it.
”
”
Kristen McMain Oaks (A Single Voice)
“
Your traditional EDUCATION is not going to CHANGE your life but the life you are experiencing that can change you. Choose a POSITIVE life STYLE with positive ATTITUDE which could bring you a life with HAPPINESS and WISDOM
”
”
Rashedur Ryan Rahman
“
Your belief systems are what will ultimately dictate what is possible. Overcoming their limitations is not a matter of fighting it, but taking complete ownership, complete integration of all the belief systems that you have right now, and then simply making the choice to introduce inputs into your mental environment that support the truth of what you want to see.
”
”
Daniel Mangena (Money Game: A Wealth Manifestation Guide. Level Up Your Mindset Step-By-Step & Create An Abundant Life)
“
No one ought even to desert a woman after throwing her a heap of gold in her distress! He ought to love her forever! You are young, only twenty-one, and kind and upright and fine. You'll ask me how a woman can take money from a man. Oh, God, isn't it natural to share everything with the one we owe all our happiness to? When one has given everything, how can one quibble about a mere portion of it? Money is important only when feeling has ceased. Isn't one bound for life? How can you foresee separation when you think someone loves you? When a man swears eternal love--how can there be any separate concerns in that case?
”
”
Honoré de Balzac (Père Goriot)
“
I start from the position that every human endeavor is flawed: if we were to discard everything that is flawed there would be nothing left. We must therefore make the most of what we have; the alternative is to embrace death. The choice is a real one, because death can be embraced in a number of ways; the pursuit of perfection and eternity in all its manifestations is equivalent to choosing the idea of death over the idea of life. If we carry this line of argument to its logical conclusion, the meaning of life consists of the flaws in one's conceptions and what one does about them. Life can be seen as a fertile fallacy.
”
”
George Soros (The Alchemy of Finance (Wiley Investment Classics))
“
You must add value to yourself to be relevant
”
”
Sunday Adelaja
“
You must always be proactive
”
”
Sunday Adelaja
“
Instead of complaining, discover ways, tactics and tricks on how to reach out to people
”
”
Sunday Adelaja
“
Until you take time to discover yourself, you never know what you can achieve or how far you can go
”
”
Sunday Adelaja
“
Your daily product determines your value
”
”
Sunday Adelaja
“
If you decide you don’t have to get A’s, you can learn an enormous amount in college.
”
”
Emanuel Derman (My Life as a Quant: Reflections on Physics and Finance)
“
Your every positive action in your life will increase your self-esteem and this self-esteem will boost you for more positive action to take you on success
”
”
Rashedur Ryan Rahman
“
Death and taxes in life are certain, knowing how to pay only your fair share is third.
”
”
Yvette D. Best (Maximizing Your Tax Refund: 35 Sure-Fire Ways to Get More from Your Return NOW!)
“
How you think and create your inner world that you gonna become in your outer world. Your inner believe manifest you in the outside
”
”
Rashedur Ryan Rahman
“
There are virtually no major life decisions you make that are not in some way based on your finances.
”
”
Harlan Coben (Run Away)
“
We were brand strategists and property lawyers and human resources specialists and personal finance consultants. We didn't know how to do anything so we Googled everything.
”
”
Ling Ma
“
I started with $50, and within 48 hours received just under $200 dollars in crypto currency that I had not been expecting. I went on over the coming months to refine the process through trial and error until today, I am able to call in thousands at a time that comes in the most weird and wacky ways.
”
”
Daniel Mangena (Money Game: A Wealth Manifestation Guide. Level Up Your Mindset Step-By-Step & Create An Abundant Life)
“
If you are not EXCITED enough at your present life its mean your future is not EXITING. Excitement will give you ENTHUSIASM and enthusiasm will give you a positive energetic LIFE STYLE which could give you a successful exiting life…
”
”
Rashedur Ryan Rahman
“
You’re told that you’re supposed to go to college, but you’re also told that you are being self-indulgent if you actually want to get an education. As opposed to what? Going into consulting isn’t self-indulgent? Going into finance isn’t self-indulgent? Going into law, like most of the people who do, in order to make yourself rich, isn’t self-indulgent? It’s not okay to study history, because what good does that really do anyone, but it is okay to work for a hedge fund. It’s selfish to pursue your passion, unless it’s also going to make you a lot of money, in which case it isn’t selfish at all.
”
”
William Deresiewicz (Excellent Sheep: The Miseducation of the American Elite and the Way to a Meaningful Life)
“
Values are closely associated with with the concept of self - a reflexive concept if ever there was one. What we think has a much greater bearing on what we are than on the world around us. What we are cannot possibly correspond to what we think we are, but there is a two-way interplay between the two concepts. As we make our way in the world our sense of self evolves. The relationship between what we think we are and what we are in reality is the key to happiness - in other words, it provides the subjective meaning of life.
”
”
George Soros (The Alchemy of Finance (Wiley Investment Classics))
“
Better to look broke and debt-free than to look good and in deep debt.
”
”
Abdul Malik Omar (Ka-Ching! Your Money, Your Life: Financial Guide for Young Adults in Brunei)
“
St. Faith’s, as she called her compound, was financed entirely by donations, some from friends abroad and some from admiring Chinese benefactors.
”
”
Katherine Paterson (Stories of My Life)
“
When you know the impact of little expenses, you will realise that there is nothing little in this world.
”
”
Manoj Arora (From the Rat Race to Financial Freedom)
“
Show the youth the consequences of their actions and why they should choose wisely
”
”
Sunday Adelaja
“
Don’t limit yourself, discover new areas of expertise
”
”
Sunday Adelaja
“
You have to be competitive to be relevant
”
”
Sunday Adelaja
“
Be flexible and adapt easily to new things
”
”
Sunday Adelaja
“
Don’t let the things of the world distract you. Focus on your purpose
”
”
Sunday Adelaja
“
The idea is to change the nature and value system of the nation as whole
”
”
Sunday Adelaja
“
To fully communicate with people, you need to find tactics that would interest them
”
”
Sunday Adelaja
“
You must be able to communicate properly with the people you want to minister to
”
”
Sunday Adelaja
“
Leaders are not born, but made as a result of hard work
”
”
Sunday Adelaja
“
Your calling is you unique area of expertise
”
”
Sunday Adelaja
“
You can never know who you really are or what you can do until you discover yourself
”
”
Sunday Adelaja
“
A job shouldn’t be a mean of existence but rather, a means of sustenance
”
”
Sunday Adelaja
“
If you are working with no vision to be own your own boss, you are no different from people who are unemployed
”
”
Sunday Adelaja
“
Understanding the value of time is understanding the true essence of life
”
”
Sunday Adelaja
“
A little bit of controlled pain when you’re six will change your life when you’re thirty-six.
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
Likewise, you can’t live a truly productive, contented, and joy-filled life while your finances are in complete disarray. A Good Life and financial stability go hand in hand.
”
”
Ruth Soukup (Living Well, Spending Less: 12 Secrets of the Good Life)
“
it's the romance, not the finance that makes business worth pursuing.
”
”
Randy Komisar (The Monk and the Riddle: The Art of Creating a Life While Making a Living)
“
Never listen to a leftist who does not give away his fortune or does not live the exact lifestyle he wants others to follow. What the French call “the caviar left,” la gauche caviar, or what Anglo-Saxons call champagne socialists, are people who advocate socialism, sometimes even communism, or some political system with sumptuary limitations, while overtly leading a lavish lifestyle, often financed by inheritance—not realizing the contradiction that they want others to avoid just such a lifestyle. It is not too different from the womanizing popes, such as John XII, or the Borgias. The contradiction can exceed the ludicrous as with French president François Mitterrand of France who, coming in on a socialist platform, emulated the pomp of French monarchs. Even more ironic, his traditional archenemy, the conservative General de Gaulle, led a life of old-style austerity and had his wife sew his socks.
”
”
Nassim Nicholas Taleb (Antifragile: Things that Gain from Disorder)
“
You can tell if a discipline is BS if the degree depends severely on the prestige of the school granting it. I remember when I applied to MBA programs being told that anything outside the top ten or twenty would be a waste of time. On the other hand a degree in mathematics is much less dependent on the school (conditional on being above a certain level, so the heuristic would apply to the difference between top ten and top two thousand schools). The same applies to research papers. In math and physics, a result posted on the repository site arXiv (with a minimum hurdle) is fine. In low-quality fields like academic finance (where papers are usually some form of complicated storytelling), the “prestige” of the journal is the sole criterion.
”
”
Nassim Nicholas Taleb (Skin in the Game: Hidden Asymmetries in Daily Life)
“
The best entrepreneurs are not the best visionaries. The greatest entrepreneurs are incredible salespeople. They know how to tell an amazing story that will convince talent and investors to join in on the journey.
”
”
Alejandro Cremades (The Art of Startup Fundraising)
“
health, social life, job, house, partners, finances; leisure use, leisure amount; working time, education, income, children; food, water, shelter, clothing, sex, health care; mobility; physical safety, social safety, job security, savings account, insurance, disability protection, family leave, vacation; place tenure, a commons; access to wilderness, mountains, ocean; peace, political stability, political input, political satisfaction; air, water, esteem; status, recognition; home, community, neighbors, civil society, sports, the arts; longevity treatments, gender choice; the opportunity to become more what you are
that's all you need
”
”
Kim Stanley Robinson (2312)
“
...happiness doesn't come from having more. Happiness comes from being grateful for what you already have.
”
”
David Delisle (The Golden Quest: Explore Your Way to a Rich Life)
“
See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.
”
”
Rasheed Ogunlaru
“
You should RULE your money, Money shouldn't RULE your Life.
”
”
Hyacil Han (Investing Made Easy: 50 Extremely Beneficial Business that are Undeniable Cash Cows)
“
Use time to create the nature of God in yourself
”
”
Sunday Adelaja
“
Joblessness is a time for reflection
”
”
Sunday Adelaja
“
Locate the problems in people’s lives with the intention of finding a solution
”
”
Sunday Adelaja
“
To bring relevance to people, you have to be able to speak their language effectively
”
”
Sunday Adelaja
“
No one was created in vain
”
”
Sunday Adelaja
“
You get diminishing returns when you are restricted to your comfort zone
”
”
Sunday Adelaja
“
You either waste, spend or invest time. Make your choice wisely
”
”
Sunday Adelaja
“
If you want to live life exactly the way you want to, rather than following convention, then you’ve got to defy convention to finance that lifestyle.
”
”
Neil Walker (Drug Gang (Drug Gang, #1))
“
You can only be fulfilled and accomplished in life when you effectively maximize yourself
”
”
Sunday Adelaja
“
To be productive, effective and to live a life of understanding and wisdom is not to waste time
”
”
Sunday Adelaja
“
What you do with your time daily is essential for spiritual and physical growth
”
”
Sunday Adelaja
“
Your daily choices and actions should be rational and productive
”
”
Sunday Adelaja
“
A purposeless and goalless life is meaningless
”
”
Sunday Adelaja
“
To be fruitful and productive is to invest in time
”
”
Sunday Adelaja
“
The rich take life one financial year at a time. The poor take life one meal at a time.
”
”
Mokokoma Mokhonoana
“
A certain way to have financial security in life is not enough savings, but enough ability.
”
”
Amit Kalantri
“
Give yourself a great self-respect to know who you are then your confidence will shine on you
”
”
Rashedur Ryan Rahman
“
CONFIDENCE is not showing off your VANITY, it’s about to be HUMBLED and KIND to others what are you truly SKILLED and PROFESSIONAL about…
”
”
Rashedur Ryan Rahman
“
1. Bangladesh.... In 1971 ... Kissinger overrode all advice in order to support the Pakistani generals in both their civilian massacre policy in East Bengal and their armed attack on India from West Pakistan.... This led to a moral and political catastrophe the effects of which are still sorely felt. Kissinger’s undisclosed reason for the ‘tilt’ was the supposed but never materialised ‘brokerage’ offered by the dictator Yahya Khan in the course of secret diplomacy between Nixon and China.... Of the new state of Bangladesh, Kissinger remarked coldly that it was ‘a basket case’ before turning his unsolicited expertise elsewhere.
2. Chile.... Kissinger had direct personal knowledge of the CIA’s plan to kidnap and murder General René Schneider, the head of the Chilean Armed Forces ... who refused to countenance military intervention in politics. In his hatred for the Allende Government, Kissinger even outdid Richard Helms ... who warned him that a coup in such a stable democracy would be hard to procure. The murder of Schneider nonetheless went ahead, at Kissinger’s urging and with American financing, just between Allende’s election and his confirmation.... This was one of the relatively few times that Mr Kissinger (his success in getting people to call him ‘Doctor’ is greater than that of most PhDs) involved himself in the assassination of a single named individual rather than the slaughter of anonymous thousands. His jocular remark on this occasion—‘I don’t see why we have to let a country go Marxist just because its people are irresponsible’—suggests he may have been having the best of times....
3. Cyprus.... Kissinger approved of the preparations by Greek Cypriot fascists for the murder of President Makarios, and sanctioned the coup which tried to extend the rule of the Athens junta (a favoured client of his) to the island. When despite great waste of life this coup failed in its objective, which was also Kissinger’s, of enforced partition, Kissinger promiscuously switched sides to support an even bloodier intervention by Turkey. Thomas Boyatt ... went to Kissinger in advance of the anti-Makarios putsch and warned him that it could lead to a civil war. ‘Spare me the civics lecture,’ replied Kissinger, who as you can readily see had an aphorism for all occasions.
4. Kurdistan. Having endorsed the covert policy of supporting a Kurdish revolt in northern Iraq between 1974 and 1975, with ‘deniable’ assistance also provided by Israel and the Shah of Iran, Kissinger made it plain to his subordinates that the Kurds were not to be allowed to win, but were to be employed for their nuisance value alone. They were not to be told that this was the case, but soon found out when the Shah and Saddam Hussein composed their differences, and American aid to Kurdistan was cut off. Hardened CIA hands went to Kissinger ... for an aid programme for the many thousands of Kurdish refugees who were thus abruptly created.... The apercu of the day was: ‘foreign policy should not he confused with missionary work.’ Saddam Hussein heartily concurred.
5. East Timor. The day after Kissinger left Djakarta in 1975, the Armed Forces of Indonesia employed American weapons to invade and subjugate the independent former Portuguese colony of East Timor. Isaacson gives a figure of 100,000 deaths resulting from the occupation, or one-seventh of the population, and there are good judges who put this estimate on the low side. Kissinger was furious when news of his own collusion was leaked, because as well as breaking international law the Indonesians were also violating an agreement with the United States.... Monroe Leigh ... pointed out this awkward latter fact. Kissinger snapped: ‘The Israelis when they go into Lebanon—when was the last time we protested that?’ A good question, even if it did not and does not lie especially well in his mouth.
It goes on and on and on until one cannot eat enough to vomit enough.
”
”
Christopher Hitchens
“
Unforgettable experiences are generally worth splurging on; unlike stuff, memories don’t wear out (or take up space, get dusty, break, or get stolen). If you really want to go and work at an orangutan orphanage in Borneo, it will be worth the cash.
”
”
Rosie Blythe (The Princess Guide to Life)
“
Who would appreciate such candor? No one. None of us really likes honesty. We prefer deception –but only when it is unabashedly flattering or artfully camouflaged. Groups seem to need to believe that they are superior to others and that they have a purpose greater than just passing along their genes to the next generation. Individuals seem to need similar delusions – about who they are and why they do what they do. They need heroes, however fraudulent… Studies show that people are more likely to accept the opinion of a confident con man than the cautious view of someone who actually knows what he is talking about. And professionals who form overconfident opinions on the basis of incorrect readings of the facts are more likely to succeed than their more competent peers who display greater doubt.
What’s more, deception works best, according to studies by psychologists, when the person doing the deceiving is fool enough to be deceived, too; that is, when he believes his own lies. That is why incompetent leaders – who are naïve enough to fall for their own guff – are such a danger to civilized life. If they are modern leaders, they must also delude themselves into thinking they know how to make the world a better place. Invariably, the answers they propose to problems are ones that bubble up from their own vanity, the essence of which is to make the rest of the world look just like them!
”
”
William Bonner (Mobs, Messiahs, and Markets: Surviving the Public Spectacle in Finance and Politics (Agora Series))
“
if you didn’t get involved in anything controversial—politics, human rights, or anything to do with Chechnya—then you could get on with life and enjoy the fruits of the authoritarian regime. The
”
”
Bill Browder (Red Notice: A True Story of High Finance, Murder, and One Man’s Fight for Justice)
“
We're a nation with an eating disorder, and we know it. The multiple maladies caused by bad eating are taking a dire toll on our health--most tragically for our kids, who are predicted to be this country's first generation to have a shorter life expectancy than their parents. That alone is a stunning enough fact to give us pause. So is a government policy that advises us to eat more fruits and vegetables, while doling out subsidies not to fruit and vegetable farmers, but to commodity crops destined to become soda pop and cheap burgers. The Farm Bill, as of this writing, could aptly be called the Farm Kill, both for its effects on small farmers and for what it does to us, the consumers who are financing it.
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Barbara Kingsolver (Animal, Vegetable, Miracle: A Year of Food Life)
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If you ask me I think the greatest breakthrough each and everyone of us need is not on finance, marriage, work, relationship, own house, car but self. The first breakthrough should start from being selfish.
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Patience Johnson (Why Does an Orderly God Allow Disorder)
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If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.
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Laura D. Adams (Money Girl's Smart Moves to Deal with Your Debt: Create a Richer Life (Quick & Dirty Tips))
“
The problem with Christian culture is we think of love as a commodity. We use it like money. [...] If something is doing something for us, offering us something, be it gifts, time, popularity, or what have you, we feel they have value, we feel they are worth something to us. I could see it so clearly, and I could see it in the pages of my life. This was the thing that had smelled so rotten all these years. I used love like money. The church used love like money. With love, we withheld affirmation from the people who did not agree with us, but we lavishly financed the ones who did.
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Donald Miller
“
And we all nodded at him: the man of finance, the man of accounts, the man of law, we all nodded at him over the polished table that like a still sheet of brown water reflected our faces, lined, wrinkled; our faces marked by toil, by deceptions, by success, by love; our weary eyes looking still, looking always, looking anxiously for something out of life, that while it is expected is already gone – has passed unseen, in a sigh, in a flash – together with the youth, with the strength, with the romance of illusions.
”
”
Joseph Conrad
“
The exhausted are the saints of the wasted life, if a saint is a person who is better than others at suffering. What the exhausted suffer better is the way bodies and time are so often at odds with each other in our time of overwhelming and confused chronicity, when each hour is amplified past circadianism, quadrupled in the quarter-hour's agenda, Pomodoro-ed, hacked, FOMO-ed, and productivized. The exhausted are the human evidence of each minute misunderstood to be an empire for finance, of each human body misunderstood to be an instrument that should play a thousand compliant songs at once.
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Anne Boyer (The Undying)
“
The only person that should wear your ring is the one person that would never…
1. Ask you to remain silent and look the other way while they hurt another.
2. Jeopardize your future by taking risks that could potentially ruin your finances or reputation.
3. Teach your children that hurting others is okay because God loves them more. God didn’t ask you to keep your family together at the expense of doing evil to others.
4. Uses religious guilt to control you, while they are doing unreligious things.
5. Doesn't believe their actions have long lasting repercussions that could affect other people negatively.
6. Reminds you of your faults, but justifies their own.
7. Uses the kids to manipulate you into believing you are nothing. As if to suggest, you couldn’t leave the relationship and establish a better Christian marriage with someone that doesn’t do these things. Thus, making you believe God hates all the divorced people and will abandon you by not bringing someone better to your life, after you decide to leave. As if!
8. They humiliate you online and in their inner circle. They let their friends, family and world know your transgressions.
9. They tell you no marriage is perfect and you are not trying, yet they are the one that has stirred up more drama through their insecurities.
10. They say they are sorry, but they don’t show proof through restoring what they have done.
11. They don’t make you a better person because you are miserable. They have only made you a victim or a bitter survivor because of their need for control over you.
12. Their version of success comes at the cost of stepping on others.
13. They make your marriage a public event, in order for you to prove your love online for them.
14. They lie, but their lies are often justified.
15. You constantly have to start over and over and over with them, as if a connection could be grown and love restored through a honeymoon phase, or constant parental supervision of one another’s down falls.
16. They tell you that they don’t care about anyone other than who they love. However, their actions don’t show they love you, rather their love has become bitter insecurity disguised in statements such as, “Look what I did for us. This is how much I care.”
17. They tell you who you can interact with and who you can’t.
18. They believe the outside world is to blame for their unhappiness.
19. They brought you to a point of improvement, but no longer have your respect.
20. They don't make you feel anything, but regret. You know in your heart you settled.
”
”
Shannon L. Alder
“
Economic theory is devoted to the study of equilibrium positions. The concept of equilibrium is very useful. It allows us to focus on the final outcome rather than the process that leads up to it. But the concept is also very deceptive. It has the aura of something empirical: since the adjustment process is supposed to lead to an equilibrium, an equilibrium position seems somehow implicit in our observations. That is not true. Equilibrium itself has rarely been observed in real life — market prices have a notorious habit of fluctuating.
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George Soros (The Alchemy of Finance (Wiley Investment Classics))
“
It happened in all walks of life: business, real estate, health care, the school yard, you name it. Any where that bad things happened, people would not get involved in order to save their own skin. It wasn't that people weren't civic-minded. It was just that the price for intervention would be punishment, not praise.
”
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Bill Browder (Red Notice: A True Story of High Finance, Murder, and One Man's Fight for Justice)
“
Rag, Tag & Bobtail always seem to manage life better and have better control over their finances, but to me they’re stuck inside the box of time-honoured and long-established attitudes and beliefs. They are dull, rigidly conventional and humdrum.
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Karl Wiggins (Wrong Planet - Searching for your Tribe)
“
Remind yourself daily that there is no way to happiness; rather, happiness is the way. You may have a long list of goals that you believe will provide you with contentment when they’re achieved, yet if you examine your state of happiness in this moment, you’ll notice that the fulfillment of some previous ambitions didn’t create an enduring sense of joy. Desires can produce anxiety, stress, and competitiveness, and you need to recognize those that do. Bring happiness to every encounter in life, instead of expecting external events to produce joy. By staying in harmony on the path of the Tao, all the contentment you could ever dream of will begin to flow into your life—the right people, the means to finance where you’re headed, and the necessary factors will come together. “Stop pushing yourself,” Lao-tzu would say, “and feel gratitude and awe for what is. Your life is controlled by something far bigger and more significant than the petty details of your lofty aspirations.
”
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Wayne W. Dyer (Change Your Thoughts - Change Your Life: Living the Wisdom of the Tao)
“
A reporter once asked me why I think progressive men who earn significantly less than their breadwinning wives still won't quit their jobs to take care of their children. Why do they still hold on to their careers, even if taking care of the children would make more financial sense because the cost of childcare is higher than their net salary?
I think I know the answer to that now, and it sucks. Women are not expected to live a life for themselves. When women dedicate their lives to children, it is deemed a worthy and respectable choice. When women dedicate themselves to a passion outside of the family that doesn't involve worshiping their husbands or taking care of their kids, they're seen as selfish, cold, or unfit mothers. But when a man spends hours grueling over a craft, profession, or project, he's admired and seen as a genius. And when a man finds a woman who worships him, who dedicates her life to serving him, he's lucky. But when a man dedicates himself to taking care of his children it's seen as a last resort. That it must be because he ran out of other options. That it's plan Z. That it's an indicator of his inability to provide for his family. Basically, that he's a fucking loser. I think it's one of the most important falsehoods we need to shatter when talking about women's rights.
”
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Ali Wong (Dear Girls: Intimate Tales, Untold Secrets, & Advice for Living Your Best Life)
“
70% of Americans live paycheck to paycheck. Seven out of ten people you walk past going down the sidewalk are broke. You can model your life after them, and you will be one of them. Or you can mode your life after the weird people. Because wealth is unusual. It’s not normal. So you have to engage in unusual behaviors and habits to create unusual results
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Dave Ramsey
“
The ultimate in being healthy is to operate at full throttle—physically, emotionally, and spiritually. It’s being alert, feeling alive and connected. And if you look at your life as a circle and all its aspects (family, finance, relationships, work, among others) as sections of it, you’ll see that if one part is malfunctioning, it will affect the whole.
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Oprah Winfrey (What I Know for Sure)
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Bond proceeds contribute to community improvements, enhancing residents' quality of life. Theres a public good aspect there.
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Hendrith Vanlon Smith Jr.
“
The amount of time spent doing something is what adds value to it
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Sunday Adelaja
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Getting fired from work is not a death sentence
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Sunday Adelaja
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Investing time in adding value to yourself is the best way to invest time
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Sunday Adelaja
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You kill the biggest possible resource when you waste time
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Sunday Adelaja
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If you do not work for your dream or purpose, someone else will hire you to fulfill his/hers
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Sunday Adelaja
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Don’t make your job your permanent assignment. Rather, make your work your permanent assignment
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Sunday Adelaja
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Demonstrate love to the people first, and then teach them to observe biblical principles
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Sunday Adelaja
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Evaluate and assess your life on a daily
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Sunday Adelaja
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Measure your life by the product and value you produce daily
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Sunday Adelaja
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Your destiny lies in your hands and can be molded with each passing day by the choices you make
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Sunday Adelaja
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Don’t be too stereotyped, be ready to explore new opportunities
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Sunday Adelaja
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There is a huge difference between living a Christian life and living a religious life
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Sunday Adelaja
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Develop solutions using biblical principles to help solve the problems of the people
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Sunday Adelaja
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To fully carry out your purpose as believers, you have to discover where the people you want to minister to are
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Sunday Adelaja
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A selfish life isn’t God’s purpose for you
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Sunday Adelaja
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A mapping of discovery should be carried out
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Sunday Adelaja
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Eliminate all distractions and focus on things that add value to your life
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Sunday Adelaja
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After you discover your purpose, you have to build a platform for your calling
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Sunday Adelaja
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Don’t just be a deliverer of yourself, but a deliverer of your whole nation
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Sunday Adelaja
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Practice what you preach and let people learn from you
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Sunday Adelaja
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What you do with your time on a daily basis determines what values will be added to your life
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Sunday Adelaja
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You need to invest time in understanding and discovering yourself
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Sunday Adelaja
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Losing your job releases you to think effectively and make rational decisions
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Sunday Adelaja
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Don’t just be a church goer, find God
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Sunday Adelaja
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The disappearing time is the race of life
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Sunday Adelaja
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We were built differently. Locate your own uniqueness
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Sunday Adelaja
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Success is determined by how best you can utilize your time
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Sunday Adelaja
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Never give up just because you failed initially
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Sunday Adelaja
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Time utilization and effectiveness is a major marker for success
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Sunday Adelaja
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Never let employment hinder you from fulfillment
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Sunday Adelaja
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You must develop your skills around your calling
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Sunday Adelaja
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The best way to assess yourself is to base the assessment on the product you produce daily
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Sunday Adelaja
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when you become addict in to MATERIAL things in life then the TRUE natural life start to run away from you, YES! it's can give you certain pleasure in the society but in the same time it will sabotage your true HAPPINESS of life which we could have simply with GRATITUDE and FORGIVENESS
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Rashedur Ryan Rahman
“
And yet this stagnation is a big reason why I am an optimistic skeptic. We know that in so much of what people want to predict—politics, economics, finance, business, technology, daily life—predictability exists, to some degree, in some circumstances. But there is so much else we do not know.
”
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Philip E. Tetlock (Superforecasting: The Art and Science of Prediction)
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A Thing I Have Learned
(Written By a Nobody Who Has Been Everybody)
It is easy to morn the lives we aren't living. Easy to wish we'd developed other talents, said yes to different offers. Easy to wish we'd worked harder, loved better, handled our finances more astutely, been more popular, stayed in the band, gone to Australia, said yes to the coffee or done more bloody yoga.
It takes no effort to miss the friends we didn't make and the work we didn't do and the people we didn't marry and the children we didn't have. It is not difficult to see yourself through the lens of other people, and to wish you were all the different kaleidoscope versions of you they wanted you to be. It is easy to regret, and keep regretting, ad infinitum, until our time runs out.
But it is not the lives we regret not living that are the real problem. It is the regret itself. It's the regret that makes us shrivel and wither and feel like our own and other people's worst enemy.
...We don't have to do everything in order to be everything, because we are already infinite. While we are alive we always contain a future of multifarious possibility.
So let's be kind to the people in our own existence. Let's occasionally look up from the spot in which we are because, wherever we happen to be standing, the sky above goes on forever.
Yesterday I knew I had no future, and that it was impossible for me to accept my life as it is now. And yet today, that same messy life seems full of hope. Potential.
”
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Matt Haig (The Midnight Library (The Midnight World, #1))
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In life's journey, having the ability to predict the future gives us an unfair advantage. If we can understand the laws of cause and effect, anyone can predict the future. What we do today leads us to tomorrow's destination.
Why does this simple truth seem to be difficult for most people to understand?
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Celso Cukierkorn
“
Here are a few key guidelines to consider: Spend less than you earn—invest the surplus—avoid debt. Do simply this and you’ll wind up rich. Not just in money. Carrying debt is as appealing as being covered with leeches and has much the same effect. Take out your sharpest knife and start scraping the little bloodsuckers off. If your lifestyle matches—or god forbid exceeds—your income, you are no more than a gilded slave. Avoid fiscally irresponsible people. Never marry one or otherwise give him or her access to your money. Avoid investment advisors. Too many have only their own interests at heart. By the time you know enough to pick a good one, you know enough to handle your finances yourself. It’s your money and no one will care for it better than you. You own the things you own and they in turn own you. Money can buy many things, but nothing more valuable than your freedom. Life choices are not always about the money, but you should always be clear about the financial impact of the choices you make.
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J.L. Collins (The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life)
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Marx wrote about finance and industry all his life but he only knew two people connected with financial and industrial processes. One was his uncle in Holland, Lion Philips, a successful businessman who created what eventually became the vast Philips Electric Company. Uncle Philips' views on the whole capitalist process would have been well-informed and interesting, had Marx troubled to explore them. But he only once consulted him, on a technical matter of high finance, and though he visited Philips four times, these concerned purely personal mattes of family money. The other knowledgeable man was Engels himself. But Marx declined Engel's invitation to accompany him on a visit to a cotton mill, and so far as we know Marx never set foot in a mill, factory, mine or other industrial workplace in the whole of his life.
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Paul Johnson
“
[God] wants you to go home, look at your bucket of seed, and determine in your heart how much you'd like to sow. He wants you to consider thoughtfully your current circumstances, your life, your potential, and your finances. He wants you to involve your family. He wants you to pray about it. And then He wants you to come up with a plan.
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Andy Stanley (Fields of Gold (Generous Giving))
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Out in the real world, in which actual human beings live, it’s hard to come up with a more stupid example than 'ditching the daily latte'. Want to get your finances in order? Great! All you have to do is wean yourself off an addictive, stimulatory drug, which you’ve been using all your adult life, will cause withdrawal symptoms and impair your performance when you try to quit, is universally available, woven into the very fabric of social life, is the only addiction that carries no stigma whatsoever, and helped bring about the Enlightenment. Oh, and it’s also really frickin’ delicious.
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Richard Meadows (Optionality: How to Survive and Thrive in a Volatile World)
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Brainstorm your big idea(s). (2 hrs) Identify your product, customer, competition, and sales/marketing strategy. (2 hrs) Identify your plan for operations, management, capitalization, and finances. (4 hrs) Create a life plan. (4 hrs) Validate your business idea. (8 hrs) Type up your finished business plan. (4 hrs) Execute and follow through on your plan.
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Steven Fies (24-Hour Business Plan Template)
“
It is easy to mourn the lives we aren’t living. Easy to wish we’d developed other talents, said yes to different offers. Easy to wish we’d worked harder, loved better, handled our finances more astutely, been more popular, stayed in the band, gone to Australia, said yes to the coffee or done more bloody yoga. It takes no effort to miss the friends we didn’t make and the work we didn’t do and the people we didn’t marry and the children we didn’t have. It is not difficult to see yourself through the lens of other people, and to wish you were all the different kaleidoscopic versions of you they wanted you to be. It is easy to regret, and keep regretting, ad infinitum, until our time runs out. But it is not the lives we regret not living that are the real problem. It is the regret itself. It’s the regret that makes us shrivel and wither and feel like our own and other people’s worst enemy. We can’t tell if any of those other versions would have been better or worse. Those lives are happening, it is true, but you are happening as well, and that is the happening we have to focus on. Of course, we can’t visit every place or meet every person or do every job, yet most of what we’d feel in any life is still available. We don’t have to play every game to know what winning feels like. We don’t have to hear every piece of music in the world to understand music. We don’t have to have tried every variety of grape from every vineyard to know the pleasure of wine. Love and laughter and fear and pain are universal currencies. We just have to close our eyes and savour the taste of the drink in front of us and listen to the song as it plays. We are as completely and utterly alive as we are in any other life and have access to the same emotional spectrum. We only need to be one person. We only need to feel one existence. We don’t have to do everything in order to be everything, because we are already infinite. While we are alive we always contain a future of multifarious possibility. So let’s be kind to the people in our own existence. Let’s occasionally look up from the spot in which we are because, wherever we happen to be standing, the sky above goes on for ever. Yesterday I knew I had no future, and that it was impossible for me to accept my life as it is now. And yet today, that same messy life seems full of hope. Potential. The impossible, I suppose, happens via living. Will my life be miraculously free from pain, despair, grief, heartbreak, hardship, loneliness, depression? No. But do I want to live? Yes. Yes. A thousand times, yes.
”
”
Matt Haig (The Midnight Library (The Midnight World, #1))
“
With discipline, you are able to maintain a higher tolerance for frustration, obstacles and negative emotions. Self-discipline allows you to obtain better health, better finances and a good work ethic, and it allows you to reach your most difficult goals more efficiently. The more disciplined you become, the more easier life gets, or the higher the degree of discipline, the greater your success.
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Vishwas Chavan (VishwaSutras: Universal Principles For Living: Inspired by Real-Life Experiences)
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School is about creating loyalty to certain goals and habits, a vision of life, support for a class structure, an intricate system of human relationships cleverly designed to manufacture the continuous low level of discontent upon which mass production and finance rely.
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John Taylor Gatto (The Underground History of American Education: An Intimate Investigation Into the Prison of Modern Schooling)
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By all that’s wonderful, it is the sea, I believe, the sea itself — or is it youth alone? Who can tell? But you here — you all had something out of life: money, love — whatever one gets on shore — and, tell me, wasn’t that the best time, that time when we were young at sea; young and had nothing, on the sea that gives nothing, except hard knocks — and sometimes a chance to feel your strength — that only — what you all regret?” And we all nodded at him: the man of finance, the man of accounts, the man of law, we all nodded at him over the polished table that like a still sheet of brown water reflected our faces, lined, wrinkled; our faces marked by toil, by deceptions, by success, by love; our weary eyes looking still, looking always, looking anxiously for something out of life, that while it is expected is already gone — has passed unseen, in a sigh, in a flash — together with the youth, with the strength, with the romance of illusions.
”
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Joseph Conrad (Heart of Darkness)
“
Creating a home that makes you feel wonderful is a gift you give yourself that echoes through the rest of your life.
A bedroom you love is one in which you want to have an organized, well-cared-for wardrobe, which means less money spent replacing your battered items.
A happy, practical, smartly appointed kitchen is one you actually *want* to cook in, which means much less money spent eating out or ordering in.
A chic and comfortable living room means more entertaining at home and embracing the lost art of dinner parties (always cheaper than doing drinks and a restaurant dinner!).
Even a Zen, candle-filled, clean bathroom is one in which you want to spend time doing home spa treatments instead of feeling like you have to go somewhere expensive to feel beautiful.
If you create a home that is most attuned to your life and somewhere you really enjoy being, everything benefits.
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Chelsea Fagan (The Financial Diet)
“
As soon as I had believed that financial security purchased emotional security, I'd lived a dependent, conditional life. Now I realize that rather than mortgage myself for a dream life on a layaway plan, I prefer the rather nice kind of life I've stumbled into. My desire for a double oven has less to do with signaling that I belong to a certain class or have reached a type of perfection and more to do with the fact that I haven't figured out how to make a pot roast and an apple pie at the same time. So I make the pie ahead of time and reheat it. I think it was Mark Twain who said, 'Happiness is wanting what you have, not having what you want.' I tell my kids this, hoping they will learn to balance the act of pursuing with the act of savoring.
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Liz Perle (Money, A Memoir: Women, Emotions, and Cash)
“
Do you know the first thing Jesus did with that meager offering? He looked up to heaven and gave thanks to God for the little he was given by the boy. I wonder what it was like for that boy to see his meager meal held up to the heavens by the hands of a grateful Jesus. Jesus, of course, knew it wasn’t going to remain little, that it was about to be multiplied into great abundance. But let’s not miss this moment. The Son of God, holding our offering up to Almighty God and blessing it with his thanks! Remember Kalli, unable to imagine what she could possibly do to help but volunteering anyway? We need to be like her. We don’t need to know how God is going to use our meager offering. We only need to know that he wants to use it. Always remember that God celebrates our gifts to him and blesses them. Next, Jesus broke the bread and the fish. When he blessed it, there were five and two. But when he broke it, we lose count. The more Jesus broke the bread and fish, the more there was to feed and nourish. The disciples started distributing the food, and soon what was broken was feeding thousands. The miracle is in the breaking. It is in the breaking that God multiplies not enough into more than enough. Are there broken places in your life so painful that you fear the breaking will destroy you? Do you come from a broken home? Did you have a broken marriage? Did you have a broken past? Have you experienced brokenness in your body? Have your finances been broken? You may think your brokenness has disqualified you from being able to run in the divine relay, but as with my own life and Kalli’s, when we give God our brokenness, it qualifies us to be used by God to carry a baton of hope, restoration, and grace to others on the sidelines who are broken.
”
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Christine Caine (Unstoppable: Running the Race You Were Born To Win)
“
Meanwhile there was work to do: raising our children, wading through a mass of legal papers, finances, and taxes, and recovering the professional life that was now our sole support, while, at a subterranean level, feeling adrift in dark, unknown waters. And though I'd flared with anger when the priest at Heinz's funeral had warned not to be "angry at God" because of his sudden and violent death, I struggled not to sink under currents of fear, anger, and confusion that roiled an ocean of grief.
”
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Elaine Pagels (Why Religion? A Personal Story)
“
There are perhaps millions who are sitting on the couch saying, “I’m gonna…” They’ll do it when their finances are perfect, when their children are perfectly grown and stable, when they’ve achieved seniority on the job or some other life marker. Your life will never be perfect. Parts of it will be, at times. You will always be juggling and adjusting in some area of your life. Step away from the couch sitters who are awaiting the single perfect day to begin living their dream. You can choose to live your dream every day if you just take the first step.
”
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T.D. Jakes (Destiny: Step into Your Purpose)
“
Experts tout many positive reasons to save money, including being able to afford things like a home, car or holiday, becoming financially independent and being prepared for unforeseen expenses or emergencies. Ultimately, putting money aside for a rainy day will make you feel less stressed, more in control of your finances and all-around happier. Now that's worth saving for!
”
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Niki Brantmark (Lagom: Not Too Little, Not Too Much: The Swedish Art of Living a Balanced, Happy Life)
“
I will never not be poor, so what does it matter if I don't pay a thing and a half this week instead of just one thing? It's not like the sacrifice will result in improved circumstances; the thing holding me back isn't that I blow five bucks at Wendy's. It's that now that I have proven that I am a Poor Person that is all that I am or ever will be. It is not worth it to me to live a bleak life devoid of small pleasures so that one day I can make a single large purchase. I will never have large pleasures to hold on to. There's a certain pull to live what bits of life you can while there's money in your pocket, because no matter how responsible you are you will be broke in three days anyway. When you never have enough money it ceases to have meaning. I imagine having a lot of it is the same thing.
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Linda Tirado (Hand to Mouth: Living in Bootstrap America)
“
From that point on, having also added the belief that affirmations really work, not only did my memory continue to improve, but I created affirmations for every area of my life that I wanted to advance I began using affirmations to improve my health, finances, relationships, overall happiness, confidence, as well as any and all beliefs, mindsets and habits that needed an upgrade. Nothing was off limits. There are no limits!
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Hal Elrod (The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life: Before 8AM)
“
The Romantic journey was usually a solitary one. Although the Romantic poets were closely connected with one another, and some collaborated in their work, they each had a strong individual vision. Romantic poets could not continue their quests for long or sustain their vision into later life. The power of the imagination and of inspiration did not last. Whereas earlier poets had patrons who financed their writing, the tradition of patronage was not extensive in the Romantic period and poets often lacked financial and other support. Keats, Shelley and Byron all died in solitary exile from England at a young age, their work left incomplete, non-conformists to the end. This coincides with the characteristic Romantic images of the solitary heroic individual, the spiritual outcast 'alone, alone, all, all alone' like Coleridge's Ancient Mariner and John Clare's 'I'; like Shelley's Alastor, Keats's Endymion, or Byron's Manfred, who reached beyond the normal social codes and normal human limits so that 'his aspirations/Have been beyond the dwellers of the earth'. Wordsworth, who lived to be an old man, wrote poems throughout his life in which his poetic vision is stimulated by a single figure or object set against a natural background. Even his projected final masterpiece was entitled The Recluse. The solitary journey of the Romantic poet was taken up by many Victorian and twentieth-century poets, becoming almost an emblem of the individual's search for identity in an ever more confused and confusing world.
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Ronald Carter (The Routledge History of Literature in English: Britain and Ireland)
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What kind of soldier are you that you’re going to just sit in a cell while the world is thrown into chaos? Do you not understand what could happen if those weapons fall into the wrong hands? How could you be so selfish? (Syd)
I’m selfish? Look, Agent Westbrook, your daddy’s a Boston stockbroker. I’m a death broker. I’m sure you don’t lecture Daddy on finance, so don’t even try to lecture me on assassination politics. I know all about them. Some bureaucratic ass-wipe sitting in a pristine office that’s totally isolated from the rest of the world decides the son of King Oomp-Loomp is a threat. He then hands down orders to people like me to go off King Oomp-Loompa’s son. Like an idiot, I do what he says without question. I hunt my target down, using information that is mostly bullshit and unreliable, gathered by someone like you who assured me it was correct as the time. But hey, if it changes minute by minute, and God forbid we pass that along to you. So me and my spotter lie in the grass, sand, or snow for days on end, cramped and hungry, never able to move more than a millimeter an hour until I have that one perfect shot I’ve been waiting for days. I take it, and then we lie there like pieces of dirt until we can inch our way back to safety, where hopefully the helicopter team will remember that they were supposed to retrieve us. Have you any idea of the nerves it takes to do what I do? To lie there on the ground while other armed men search for you? Have them step on you and not be able to even breathe or wince because if you do, it’s not only your life, but the life of your spotter? Do you know what it’s like to have the brains of your best friend spayed into your face and not be able to render aid to him because you know he’s dead and if you do, you’ll be killed too? I have been into the bowels of hell and back, Miz Westbrook. I have stared down the devil and made him sweat. So don’t tell me I don’t take this seriously. (Steele)
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Sherrilyn Kenyon (Bad Attitude (B.A.D. Agency #1))
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Today...major actors and actresses develop their own projects or, at the very least, cherry-pick their roles carefully to suit not only their tastes but also whatever image they have cultivated to present to their public. Most major stars have their own production companies through which such projects are developed and even financed. While the biggest male stars of that time did in fact have their own production companies--Jimmy Stewart, Kirk Douglas, John Wayne, and Burt Lancaster, to name a few--and thus exerted creative and financial control over their careers, that was not the case with female stars. But Marilyn Monroe was about to change that.
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J. Randy Taraborrelli (The Secret Life of Marilyn Monroe)
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In a lot of ways it is easier to do things on a large scale. It is easier to build a skyscraper in Manhattan than it is to buy a bungalow in the Bronx. For one thing, it takes just as much time to close a big deal as it does to close a small deal. You will endure as much stress and aggravation; you will have all the same headaches and problems. It is easier to finance a big deal. Bankers would much rather lend money for a big project than for a small one. They are more comfortable investing money in a big prestigious building than they are a rundown house in a bad section of town. If you succeed with the big project, you stand to gain a lot more money.
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Donald J. Trump (Think Big: Make It Happen in Business and Life)
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The options also were a way of shifting enormous risk from Renaissance to the banks. Because the lenders technically owned the underlying securities in the basket-options transactions, the most Medallion could lose in the event of a sudden collapse was the premium it had paid for the options and the collateral held by the banks. That amounted to several hundred million dollars. By contrast, the banks faced billions of dollars of potential losses if Medallion were to experience deep troubles. In the words of a banker involved in the lending arrangement, the options allowed Medallion to “ring-fence” its stock portfolios, protecting other parts of the firm, including Laufer’s still-thriving futures trading, and ensuring Renaissance’s survival in the event something unforeseen took place. One staffer was so shocked by the terms of the financing that he shifted most of his life savings into Medallion, realizing the most he could lose was about 20 percent of his money.
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Gregory Zuckerman (The Man Who Solved the Market: How Jim Simons Launched the Quant Revolution)
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In the English language, we have one word for love, which translates into our sexual drive. The ancient Greeks had more than one word for it, including the word agape. It means to compromise or sacrifice, and it’s a kind of love I’ve seen in all couples who have gotten married and stayed married. It is my opinion that this kind of love determines the entire success of your married life, and to an extent, it’s a good part of your financial life too. Reaching a financial goal always takes a little bit of sacrifice, and would be impossible to do on your own. Once you and your spouse realize that mutual sacrifice is a healthy part of your marriage, you are well on your way to achieving harmony in planning for your finances together.
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Celso Cukierkorn (Secrets of Jewish Wealth Revealed!)
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The ability to do hard things is perhaps the most useful ability you can foster in yourself or your children. And proof that you are someone who can do them is one of the most useful assets you can have on your life resume.
Our self-image is composed of historical evidence of our abilities. The more hard things you push yourself to do, the more competent you will see yourself to be.
If you can run marathons or throw double your body weight over your head, the sleep deprivation from a newborn is only a mild irritant. If you can excel at organic chemistry or econometrics, onboarding for a new finance job will be a breeze.
But if we avoid hard things, anything mildly challenging will seem insurmountable. We’ll cry into TikTok over an errant period at the end of a text message. We’ll see ourselves as incapable of learning new skills, taking on new careers, and escaping bad situations.
The proof you can do hard things is one of the most powerful gifts you can give yourself.
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Nathaniel Eliason
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I have never understood the importance of having children memorize battle dates. It seems like such a waste of mental energy. Instead, we could teach them important subjects such as How the Mind Works, How to Handle Finances, How to Invest Money for Financial Security, How to Be a Parent, How to Create Good Relationships, and How to Create and Maintain Self-Esteem and Self-Worth. Can you imagine what a whole generation of adults would be like if they had been taught these subjects in school along with their regular curriculum? Think how these truths would manifest. We would have happy people who feel good about themselves. We would have people who are comfortable financially and who enrich the economy by investing their money wisely. They would have good relationships with everyone and would be comfortable with the role of parenthood and then go on to create another generation of children who feel good about themselves. Yet within all this, each person would remain an individual expressing his or her own creativity.
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Louise L. Hay (You Can Heal Your Life)
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One of the most baleful consequences of the toxic combination of fear and money in the post-9/11 era has been the constriction of the physical landscape of the United States. Freedom of movement—one of the greatest attributes of life in the expanse of the United States—has been curtailed. Money has flowed from Washington and corporate America to finance security guards, security gates, metal detectors, and Jersey barriers; bit by bit, the United States has become a nation whose watchwords are now “authorized access only.
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James Risen (Pay Any Price: Greed, Power, and Endless War)
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Once, sitting in my car in the parking lot outside Building 5 during a prolonged downpour after a long lunch off premises, Mark, Larry, and I pondered the famous two-condom combinatorial problem that spread through the Center: Two (heterosexual) couples decide to have group sex with each other in all possible male-female combinations. They have only two condoms, and everyone is scared of catching some venereal disease. How can they manage four couplings with only two condoms? The first man puts on two condoms, one over the other, and then sleeps with the first woman. Only the outer surface of the outer condom and the inner surface of the inner one has had contact with any potentially infectious surface. The man removes the outer condom and sleeps with the second woman. The second man then dons the removed outer condom whose inner surface has until now had no contact with anyone’s skin, and sleeps with the first woman, whose only contact has thus far been with the outside of the same condom. Finally, the second man dons the second condom over the one he is already wearing, and sleeps with the second woman, who again only experiences a condom she has already touched. It was impossible to resist the temptation to generalize to N couples.
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Emanuel Derman (My Life as a Quant: Reflections on Physics and Finance)
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The transition from foreign enemies to domestic enemies is a natural sequence when safety is emphasized over liberty. It involves the FISA court, PATRIOT Act authority, out of control NSA surveillance, and enthusiastic presidential use of the Espionage Act of 1917 to suppress and intimidate truth-tellers and whistle-blowers. We have an FBI that participates in and encourages the process by breaking laws in its sting operations and entrapments. Plus, there are illegal seizures of property at all levels of government. Property confiscated is not turned over to general government revenue. Instead, it automatically is put in the treasury of the policing organization that did the confiscating. This process is dangerous; it systematically undermines our liberty while providing funding and perverse incentives for organizations that do the policing. This brings to mind the CIA using drug money to finance secret activities during Iran-Contra.
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Ron Paul (Swords into Plowshares: A Life in Wartime and a Future of Peace and Prosperity)
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But for me all the East is contained in that vision of my youth. It is all in that moment when I opened my young eyes on it. I came upon it from a tussle with the sea—and I was young—and I saw it looking at me. And this is all that is left of it! Only a moment; a moment of strength, of romance, of glamour—of youth!... A flick of sunshine upon a strange shore, the time to remember, the time for a sigh, and—good-bye!—Night—Good-bye...!”
He drank.
“Ah! The good old time—the good old time. Youth and the sea. Glamour and the sea! The good, strong sea, the salt, bitter sea, that could whisper to you and roar at you and knock your breath out of you.”
He drank again.
“By all that’s wonderful, it is the sea, I believe, the sea itself—or is it youth alone? Who can tell? But you here—you all had something out of life: money, love—whatever one gets on shore—and, tell me, wasn’t that the best time, that time when we were young at sea; young and had nothing, on the sea that gives nothing, except hard knocks—and sometimes a chance to feel your strength—that only—what you all regret?”
And we all nodded at him: the man of finance, the man of accounts, the man of law, we all nodded at him over the polished table that like a still sheet of brown water reflected our faces, lined, wrinkled; our faces marked by toil, by deceptions, by success, by love; our weary eyes looking still, looking always, looking anxiously for something out of life, that while it is expected is already gone—has passed unseen, in a sigh, in a flash—together with the youth, with the strength, with the romance of illusions.
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Joseph Conrad (Youth, a Narrative)
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On another night, in a different dream I was asking a question. “How is it that you say all are equal, yet the obvious contradictions smack us in the face: inequalities in virtues, temperances, finances, rights, abilities and talents, intelligence, mathematical aptitude, ad infinitum?” The answer was a metaphor. “It is as if a large diamond were to be found inside each person. Picture a diamond a foot long. The diamond has a thousand facets, but the facets are covered with dirt and tar. It is the job of the soul to clean each facet until the surface is brilliant and can reflect a rainbow of colors. “Now, some have cleaned many facets and gleam brightly. Others have only managed to clean a few; they do not sparkle so. Yet, underneath the dirt, each person possesses within his or her breast a brilliant diamond with a thousand gleaming facets. The diamond is perfect, not one flaw. The only differences among people are the number of facets cleaned. But each diamond is the same, and each is perfect. “When all the facets are cleaned and shining forth in a spectrum of lights, the diamond returns to the pure energy that it was originally. The lights remain. It is as if the process that goes into making the diamond is reversed, all that pressure released. The pure energy exists in the rainbow of lights, and the lights possess consciousness and knowledge. “And all of the diamonds are perfect.” Sometimes
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Brian L. Weiss (Many Lives, Many Masters: The True Story of a Prominent Psychiatrist, His Young Patient, and the Past-Life Therapy That Changed Both Their Lives)
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The boredom of spinsters and of women who can no longer find joy and fulfillment in marriage stems from an awareness of a barren, spoiled life. By embracing a holy cause and dedicating their energies and substance to its advancement, they find a new life full of purpose and meaning. Hitler made full use of “the society ladies thirsting for adventure, sick of their empty lives, no longer getting a ‘kick’ out of love affairs.”1 He was financed by the wives of some of the great industrialists long before their husbands had heard of him.2 Miriam Beard tells of a similar role played by bored wives of businessmen before the French Revolution: “they were devastated with boredom and given to fits of the vapors. Restlessly, they applauded innovators.
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Eric Hoffer (The True Believer: Thoughts on the Nature of Mass Movements)
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The Blood of Jesus is a battle-weapon; through it, you can achieve the following: 1. Cleansing: the Blood of Jesus possesses cleansing power. If there is any form of dirt of filth in your life or environment, the Blood of Jesus will cleanse them. 2. Sanitisation: the Blood of Jesus could serve as disinfectant. Anything that wants to pollute, will not be able to get in. You should sanitise your life, your body, house, shop, etc. In fact, before you move into a new apartment or house, you should sanitise it and the surroundings, with the Blood of Jesus. The foundations of many houses were laid with sacrifices of all kinds. Houses that were built thirty or forty years ago, have things buried in them, by the owners and such things work negatively on the inhabitants of such houses, especially if they are not born again. 3. Deliverance: when you call the Blood of Jesus into operation, it causes the enemy to flee, because it contains the life of God. It sets people free from bondage. 4. Healing: It can heal all forms of infirmity. When you plead the Blood of Jesus, things begin to happen. 5. Protection. 6. Life-giving power: to revive anyone or anything that is dead. It could be marriage, finances, business, etc.
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D.K. Olukoya (Praying by the Blood of Jesus)
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Phaethon asked: “Do you think there is something wrong with the Sophotechs? We are Manorials, father! We let Rhadamanthus control our finances and property, umpire our disputes, teach our children, design our thoughtscapes, and even play matchmaker to find us wives and husbands!”
“Son, the Sophotechs may be sufficient to advise the Parliament on laws and rules. Laws are a matter of logic and common sense. Specially designed human-thinking versions, like Rhadamanthus, can tell us how to fulfill our desires and balance our account books. Those are questions of strategy, of efficient allocation of resources and time. But the Sophotechs, they cannot choose our desires for us. They cannot guide our culture, our values, our tastes. That is a question of the spirit.”
“Then what would you have us do? Would you change our laws?”
“Our mores, not our laws. There are many things which are repugnant, deadly to the spirit, and self-destructive, but which law should not forbid. Addiction, self-delusion, self-destruction, slander, perversion, love of ugliness. How can we discourage such things without the use of force? It was in response to this need that the College of Hortators evolved. Peacefully, by means of boycotts, public protests, denouncements, and shunnings, our society can maintain her sanity against the dangers to our spirit, to our humanity, to which such unboundried liberty, and such potent technology, exposes us.”
(...) But Phaethon certainly did not want to hear a lecture, not today. “Why are you telling me all this? What is the point?”
“Phaethon, I will let you pass through those doors, and, once through, you will have at your command all the powers and perquisites I myself possess. The point of my story is simple. The paradox of liberty of which you spoke before applies to our entire society. We cannot be free without being free to harm ourselves. Advances in technology can remove physical dangers from our lives, but, when they do, the spiritual dangers increase. By spiritual danger I mean a danger to your integrity, your decency, your sense of life. Against those dangers I warn you; you can be invulnerable, if you choose, because no spiritual danger can conquer you without your own consent. But, once they have your consent, those dangers are all-powerful, because no outside force can come to your aid. Spiritual dangers are always faced alone. It is for this reason that the Silver-Gray School was formed; it is for this reason that we practice the exercise of self-discipline. Once you pass those doors, my son, you will be one of us, and there will be nothing to restrain you from corruption and self-destruction except yourself.
“You have a bright and fiery soul, Phaethon, a power to do great things; but I fear you may one day unleash such a tempest of fire that you may consume yourself, and all the world around you.
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John C. Wright (The Golden Age (Golden Age, #1))
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Questions for Self-Examination 1. How do you define creativity? Do you consider yourself a creative person? Do you follow through on your creative ideas? 2. How often do you direct your creative energies into negative paths of expression? Do you exaggerate or embellish “facts” to support your point of view? 3. Are you comfortable with your sexuality? If not, are you able to work toward healing your sexual imbalances? Do you use people for sexual pleasure, or have you felt used? Are you strong enough to honor your sexual boundaries? 4. Do you keep your word? What is your personal code of honor? of ethics? Do you negotiate your ethics depending upon your circumstances? 5. Do you have an impression of God as a force that exerts justice in your life? 6. Are you a controlling person? Do you engage in power plays in your relationships? Are you able to see yourself clearly in circumstances related to power and money? 7. Does money have authority over you? Do you make compromises that violate your inner self for the sake of financial security? 8. How often do survival fears dictate your choices? 9. Are you strong enough to master your fears concerning finances and physical survival, or do they control you and your attitudes? 10. What goals do you have for yourself that you have yet to pursue? What stands in the way of your acting upon those goals?
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Caroline Myss (Anatomy of the Spirit: The Seven Stages of Power and Healing)
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Operating from the idea that a relationship (or anything else) will somehow complete you, save you, or make your life magically take off is a surefire way to keep yourself unhappy and unhitched.
Ironically, quite the opposite is true. What you really need to understand is that nothing outside of you can ever produce a lasting sense of completeness, security, or success. There’s no man, relationship, job, amount of money, house, car, or anything else that can produce an ongoing sense of happiness, satisfaction, security, and fulfillment in you.
Some women get confused by the word save. In this context, what it refers to is the mistaken idea that a relationship will rid you of feelings of emptiness, loneliness, insecurity, or fear that are inherent to every human being. That finding someone to be with will somehow “save” you from yourself. We all need to wake up and recognize that those feelings are a natural part of the human experience. They’re not meaningful. They only confirm the fact that we are alive and have a pulse. The real question is, what will you invest in: your insecurity or your irresistibility? The choice is yours.
Once you get that you are complete and whole right now, it’s like flipping a switch that will make you more attractive, authentic, and relaxed in any dating situation—instantly. All of the desperate, needy, and clingy vibes that drive men insane will vanish because you’ve stopped trying to use a relationship to fix yourself. The fact is, you are totally capable of experiencing happiness, satisfaction, and fulfillment right now. All you have to do is start living your life like you count. Like you matter. Like what you do in each moment makes a difference in the world. Because it really does.
That means stop putting off your dreams, waiting for someday, or delaying taking action on those things you know you want for yourself because somewhere deep inside you’re hoping that Prince Charming will come along to make it all better. You know what I’m talking about. The tendency to hold back from investing in your career, your health, your home, your finances, or your family because you’re single and you figure those things will all get handled once you land “the one.”
Psst. Here’s a secret: holding back in your life is what’s keeping him away.
Don’t wait until you find someone. You are someone.
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Marie Forleo (Make Every Man Want You: How to Be So Irresistible You'll Barely Keep from Dating Yourself!)
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I remember talking to my friend Ben once about a person who had once lied to me. We’d been working on a project together, and this person lied about some of the finances. Ben is a decade older than me, a cinematographer with a gentle heart, a guy you’d think could easily be taken advantage of. But when I told him about my friend, Ben said, “Don, I’ve learned there are givers and takers in this life. I’ve slowly let the takers go and I’ve had it for the better.” He continued, “God bless them, when they learn to play by the rules they are welcomed back, but my heart is worth protecting.” At first, it was hard to act on what Ben was talking about, about the givers and the takers. I felt like a jerk for letting my friend go. But then I realized I didn’t have a healthy relationship with him in the first place. When there are lies in a relationship, it’s not like you’re actually connecting. And I realized another thing too: it wasn’t me who was walking away from my friend. It was my friend who hadn’t played by the rules and was incompatible in a healthy relationship. And here’s another thing that’s strange. After distancing myself from my friend I loved him more, not less. I protected myself for sure, but my anger went away. Once he wasn’t hurting me anymore, I could finally have compassion and grace. It makes me wonder how many people have damaged their own lives by mistaking enablement for grace?
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Donald Miller (Scary Close: Dropping the Act and Acquiring a Taste for True Intimacy)
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The Arab world has done nothing to help the Palestinian refugees they created when they attacked Israel in 1948. It’s called the ‘Palestinian refugee problem.’ This is one of the best tricks that the Arabs have played on the world, and they have used it to their great advantage when fighting Israel in the forum of public opinion. This lie was pulled off masterfully, and everyone has been falling for it ever since. First you tell people to leave their homes and villages because you are going to come in and kick out the Jews the day after the UN grants Israel its nationhood. You fail in your military objective, the Jews are still alive and have more land now than before, and you have thousands of upset, displaced refugees living in your country because they believed in you. So you and the UN build refugee camps that are designed to last only five years and crowd the people in, instead of integrating them into your society and giving them citizenship.
After a few years of overcrowding and deteriorating living conditions, you get the media to visit and publish a lot of pictures of these poor people living in the hopeless, wretched squalor you have left them in. In 1967 you get all your cronies together with their guns and tanks and planes and start beating the war drums. Again the same old story: you really are going to kill all the Jews this time or drive them into the sea, and everyone will be able to go back home, take over what the Jews have developed, and live in a Jew-free Middle East. Again you fail and now there are even more refugees living in your countries, and Israel is even larger, with Jerusalem as its capital. Time for more pictures of more camps and suffering children. What is to be done about these poor refugees (that not even the Arabs want)? Then start Middle Eastern student organizations on U.S. college campuses and find some young, idealistic American college kids who have no idea of what has been described here so far, and have them take up the cause. Now enter some power-hungry type like Yasser Arafat who begins to blackmail you and your Arab friends, who created the mess, for guns and bombs and money to fight the Israelis. Then Arafat creates hell for the world starting in the 1970s with his terrorism, and the “Palestinian refugee problem” becomes a worldwide issue and galvanizes all your citizens and the world against Israel. Along come the suicide bombers, so to keep the pot boiling you finance the show by paying every bomber’s family twenty-five thousand dollars. This encourages more crazies to go blow themselves up, killing civilians and children riding buses to school. Saudi Arabia held telethons to raise thousands of dollars to the families of suicide bombers. What a perfect way to turn years of military failure into a public-opinion-campaign success. The perpetuation of lies and uncritical thinking, combined with repetitious anti-Jewish and anti-American diatribes, has produced a generation of Arab youth incapable of thinking in a civilized manner. This government-nurtured rage toward the West and the infidels continues today, perpetuating their economic failure and deflecting frustration away from the dictators and regimes that oppress them. This refusal by the Arab regimes to take an honest look at themselves has created a culture of scapegoating that blames western civilization for misery and failure in every aspect of Arab life. So far it seems that Arab leaders don’t mind their people lagging behind, save for King Abdullah’s recent evidence of concern. (The depth of his sincerity remains to be seen.)
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Brigitte Gabriel (Because They Hate)
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Countries measured their success by the size of their territory, the increase in their population and the growth of their GDP – not by the happiness of their citizens. Industrialised nations such as Germany, France and Japan established gigantic systems of education, health and welfare, yet these systems were aimed to strengthen the nation rather than ensure individual well-being. Schools were founded to produce skilful and obedient citizens who would serve the nation loyally. At eighteen, youths needed to be not only patriotic but also literate, so that they could read the brigadier’s order of the day and draw up tomorrow’s battle plans. They had to know mathematics in order to calculate the shell’s trajectory or crack the enemy’s secret code. They needed a reasonable command of electrics, mechanics and medicine in order to operate wireless sets, drive tanks and take care of wounded comrades. When they left the army they were expected to serve the nation as clerks, teachers and engineers, building a modern economy and paying lots of taxes. The same went for the health system. At the end of the nineteenth century countries such as France, Germany and Japan began providing free health care for the masses. They financed vaccinations for infants, balanced diets for children and physical education for teenagers. They drained festering swamps, exterminated mosquitoes and built centralised sewage systems. The aim wasn’t to make people happy, but to make the nation stronger. The country needed sturdy soldiers and workers, healthy women who would give birth to more soldiers and workers, and bureaucrats who came to the office punctually at 8 a.m. instead of lying sick at home. Even the welfare system was originally planned in the interest of the nation rather than of needy individuals. When Otto von Bismarck pioneered state pensions and social security in late nineteenth-century Germany, his chief aim was to ensure the loyalty of the citizens rather than to increase their well-being. You fought for your country when you were eighteen, and paid your taxes when you were forty, because you counted on the state to take care of you when you were seventy.30 In 1776 the Founding Fathers of the United States established the right to the pursuit of happiness as one of three unalienable human rights, alongside the right to life and the right to liberty. It’s important to note, however, that the American Declaration of Independence guaranteed the right to the pursuit of happiness, not the right to happiness itself. Crucially, Thomas Jefferson did not make the state responsible for its citizens’ happiness. Rather, he sought only to limit the power of the state.
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Yuval Noah Harari (Homo Deus: A History of Tomorrow)
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Toyota wasn’t really worried that it would give away its “secret sauce.” Toyota’s competitive advantage rested firmly in its proprietary, complex, and often unspoken processes. In hindsight, Ernie Schaefer, a longtime GM manager who toured the Toyota plant, told NPR’s This American Life that he realized that there were no special secrets to see on the manufacturing floors. “You know, they never prohibited us from walking through the plant, understanding, even asking questions of some of their key people,” Schaefer said. “I’ve often puzzled over that, why they did that. And I think they recognized we were asking the wrong questions. We didn’t understand this bigger picture.” It’s no surprise, really. Processes are often hard to see—they’re a combination of both formal, defined, and documented steps and expectations and informal, habitual routines or ways of working that have evolved over time. But they matter profoundly. As MIT’s Edgar Schein has explored and discussed, processes are a critical part of the unspoken culture of an organization. 1 They enforce “this is what matters most to us.” Processes are intangible; they belong to the company. They emerge from hundreds and hundreds of small decisions about how to solve a problem. They’re critical to strategy, but they also can’t easily be copied. Pixar Animation Studios, too, has openly shared its creative process with the world. Pixar’s longtime president Ed Catmull has literally written the book on how the digital film company fosters collective creativity2—there are fixed processes about how a movie idea is generated, critiqued, improved, and perfected. Yet Pixar’s competitors have yet to equal Pixar’s successes. Like Toyota, Southern New Hampshire University has been open with would-be competitors, regularly offering tours and visits to other educational institutions. As President Paul LeBlanc sees it, competition is always possible from well-financed organizations with more powerful brand recognition. But those assets alone aren’t enough to give them a leg up. SNHU has taken years to craft and integrate the right experiences and processes for its students and they would be exceedingly difficult for a would-be competitor to copy. SNHU did not invent all its tactics for recruiting and serving its online students. It borrowed from some of the best practices of the for-profit educational sector. But what it’s done with laser focus is to ensure that all its processes—hundreds and hundreds of individual “this is how we do it” processes—focus specifically on how to best respond to the job students are hiring it for. “We think we have advantages by ‘owning’ these processes internally,” LeBlanc says, “and some of that is tied to our culture and passion for students.
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Clayton M. Christensen (Competing Against Luck: The Story of Innovation and Customer Choice – Christensen's Jobs Theory for Startups and Business Growth)
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This is just one version of how the world of successful people actually works. But social capital is all around us. Those who tap into it and use it prosper. Those who don’t are running life’s race with a major handicap. This is a serious problem for kids like me. Here’s a non-exhaustive list of things I didn’t know when I got to Yale Law School: That you needed to wear a suit to a job interview. That wearing a suit large enough to fit a silverback gorilla was inappropriate. That a butter knife wasn’t just decorative (after all, anything that requires a butter knife can be done better with a spoon or an index finger). That pleather and leather were different substances. That your shoes and belt should match. That certain cities and states had better job prospects. That going to a nicer college brought benefits outside of bragging rights. That finance was an industry that people worked in. Mamaw always resented the hillbilly stereotype—the idea that our people were a bunch of slobbering morons. But the fact is that I was remarkably ignorant of how to get ahead. Not knowing things that many others do often has serious economic consequences. It cost me a job in college (apparently Marine Corps combat boots and khaki pants aren’t proper interview attire) and could have cost me a lot more in law school if I hadn’t had a few people helping me every step of the way.
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J.D. Vance (Hillbilly Elegy: A Memoir of a Family and Culture in Crisis)
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A 1997 study of the consumer product design firm IDEO found that most of the company’s biggest successes originated as “combinations of existing knowledge from disparate industries.” IDEO’s designers created a top-selling water bottle, for example, by mixing a standard water carafe with the leak-proof nozzle of a shampoo container. The power of combining old ideas in new ways also extends to finance, where the prices of stock derivatives are calculated by mixing formulas originally developed to describe the motion of dust particles with gambling techniques. Modern bike helmets exist because a designer wondered if he could take a boat’s hull, which can withstand nearly any collision, and design it in the shape of a hat. It even reaches to parenting, where one of the most popular baby books—Benjamin Spock’s The Common Sense Book of Baby and Child Care, first published in 1946—combined Freudian psychotherapy with traditional child-rearing techniques. “A lot of the people we think of as exceptionally creative are essentially intellectual middlemen,” said Uzzi. “They’ve learned how to transfer knowledge between different industries or groups. They’ve seen a lot of different people attack the same problems in different settings, and so they know which kinds of ideas are more likely to work.” Within sociology, these middlemen are often referred to as idea or innovation brokers. In one study published in 2004, a sociologist named Ronald Burt studied 673 managers at a large electronics company and found that ideas that were most consistently ranked as “creative” came from people who were particularly talented at taking concepts from one division of the company and explaining them to employees in other departments. “People connected across groups are more familiar with alternative ways of thinking and behaving,” Burt wrote. “The between-group brokers are more likely to express ideas, less likely to have ideas dismissed, and more likely to have ideas evaluated as valuable.” They were more credible when they made suggestions, Burt said, because they could say which ideas had already succeeded somewhere else.
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Charles Duhigg (Smarter Faster Better: The Secrets of Being Productive in Life and Business)
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At a talk I gave at a church months later, I spoke about Charlie and the plight of incarcerated children. Afterward, an older married couple approached me and insisted that they had to help Charlie. I tried to dissuade these kind people from thinking they could do anything, but I gave them my card and told them they could call me. I didn't expect to hear from them, but within days they called, and they were persistent. We eventually agreed that they would write a letter to Charlie and send it to me to pass on to him. When I received the letter weeks later, I read it. It was remarkable.
Mr. and Mrs. Jennings were a white couple in their mid-seventies from a small community northeast of Birmingham. They were kind and generous people who were active in their local United Methodist church. They never missed a Sunday service and were especially drawn to children in crisis. They spoke softly and always seemed to be smiling but never appeared to be anything less than completely genuine and compassionate. They were affectionate with each other in a way that was endearing, frequently holding hands and leaning into each other. They dressed like farmers and owned ten acres of land, where they grew vegetables and lived simply. Their one and only grandchild, whom they had helped raise, had committed suicide when he was a teenager, and they had never stopped grieving for him. Their grandson struggled with mental health problems during his short life, but he was a smart kid and they had been putting money away to send him to college. They explained in their letter that they wanted to use the money they'd saved for their grandson to help Charlie.
Eventually, Charlie and this couple began corresponding with one another, building up to the day when the Jenningses met Charlie at the juvenile detention facility. They later told me that they "loved him instantly." Charlie's grandmother had died a few months after she first called me, and his mother was still struggling after the tragedy of the shooting and Charlie's incarceration. Charlie had been apprehensive about meeting with the Jenningses because he thought they wouldn't like him, but he told me after they left how much they seemed to care about him and how comforting that was. The Jenningses became his family.
At one point early on, I tried to caution them against expecting too much from Charlie after his release. 'You know, he's been through a lot. I'm not sure he can just carry on as if nothing has ever happened. I want you to understand he may not be able to do everything you'd like him to do.'
They never accepted my warnings. Mrs. Jennings was rarely disagreeable or argumentative, but I had learned that she would grunt when someone said something she didn't completely accept. She told me, 'We've all been through a lot, Bryan, all of us. I know that some have been through more than others. But if we don't expect more from each other, hope better for one another, and recover from the hurt we experience, we are surely doomed.'
The Jenningses helped Charlie get his general equivalency degree in detention and insisted on financing his college education. They were there, along with his mother, to take him home when he was released.
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Bryan Stevenson (Just Mercy)
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Pointsman is the only one here maintaining his calm. He appears unruffled and strong. His lab coats have even begun lately to take on a Savile Row serenity, suppressed waist, flaring vents, finer material, rather rakishly notched lapels. In this parched and fallow time, he gushes affluence. After the baying has quieted down at last, he speaks, soothing: “There’s no danger.”
“No danger?” screams Aaron Throwster, and the lot of them are off again muttering and growling.
“Slothrop’s knocked out Dodson-Truck and the girl in one day!”
“The whole thing’s falling apart, Pointsman!”
“Since Sir Stephen came back, Fitzmaurice House has dropped out of our scheme, and there’ve been embarrassing inquires down from Duncan Sandys—“
“That’s the P.M.’s son-in-law, Pointsman, not good, not good!”
“We’ve already begun to run into a deficit—“
“Funding,” IF you can keep your head, “is available, and will be coming in before long… certainly before we run into any serious trouble. Sir Stephen, far from being ‘knocked out,’ is quite happily at work at Fitzmaurice House, and is At Home there should any of you wish to confirm. Miss Borgesius is still active in the program, and Mr. Duncan Sandys is having all his questions answered. But best of all, we are budgeted well into fiscal ’46 before anything like a deficit begins to rear its head.”
“Your Interested Parties again?” sez Rollo Groast.
“Ah, I noticed Clive Mossmoon from Imperial Chemicals closeted with you day before yesterday,” Edwin Treacle mentions now. “Clive Mossmoon and I took an organic chemistry course or two together back at Manchester. Is ICI one of our, ah, sponsors, Pointsman?”
“No,” smoothly, “Mossmoon, actually, is working out of Malet Street these days. I’m afraid we were up to nothing more sinister than a bit of routine coordination over the Schwarzkommando business.”
“The hell you were. I happen to know Clive’s at ICI, managing some sort of polymer research.”
They stare at each other. One is lying, or bluffing, or both are, or all of the above. But whatever it is Pointsman has a slight advantage. By facing squarely the extinction of his program, he has gained a great of bit of Wisdom: that if there is a life force operating in Nature, still there is nothing so analogous in a bureaucracy. Nothing so mystical. It all comes down, as it must, to the desires of men. Oh, and women too of course, bless their empty little heads. But survival depends on having strong enough desires—on knowing the System better than the other chap, and how to use it. It’s work, that’s all it is, and there’s no room for any extrahuman anxieties—they only weaken, effeminize the will: a man either indulges them, or fights to win, und so weiter. “I do wish ICI would finance part of this,” Pointsman smiles.
“Lame, lame,” mutters the younger Dr. Groast.
“What’s it matter?” cries Aaron Throwster. “If the old man gets moody at the wrong time this whole show can prang.”
“Brigadier Pudding will not go back on any of his commitments,” Pointsman very steady, calm, “we have made arrangements with him. The details aren’t important.”
They never are, in these meetings of his.
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Thomas Pynchon (Gravity’s Rainbow)
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The phone rang. It was a familiar voice.
It was Alan Greenspan. Paul O'Neill had tried to stay in touch with people who had served under Gerald Ford, and he'd been reasonably conscientious about it. Alan Greenspan was the exception. In his case, the effort was constant and purposeful. When Greenspan was the chairman of Ford's Council of Economic Advisers, and O'Neill was number two at OMB, they had become a kind of team. Never social so much. They never talked about families or outside interests. It was all about ideas: Medicare financing or block grants - a concept that O'Neill basically invented to balance federal power and local autonomy - or what was really happening in the economy. It became clear that they thought well together. President Ford used to have them talk about various issues while he listened. After a while, each knew how the other's mind worked, the way married couples do.
In the past fifteen years, they'd made a point of meeting every few months. It could be in New York, or Washington, or Pittsburgh. They talked about everything, just as always. Greenspan, O'Neill told a friend, "doesn't have many people who don't want something from him, who will talk straight to him. So that's what we do together - straight talk."
O'Neill felt some straight talk coming in.
"Paul, I'll be blunt. We really need you down here," Greenspan said. "There is a real chance to make lasting changes. We could be a team at the key moment, to do the things we've always talked about."
The jocular tone was gone. This was a serious discussion. They digressed into some things they'd "always talked about," especially reforming Medicare and Social Security. For Paul and Alan, the possibility of such bold reinventions bordered on fantasy, but fantasy made real.
"We have an extraordinary opportunity," Alan said. Paul noticed that he seemed oddly anxious. "Paul, your presence will be an enormous asset in the creation of sensible policy."
Sensible policy. This was akin to prayer from Greenspan. O'Neill, not expecting such conviction from his old friend, said little. After a while, he just thanked Alan. He said he always respected his counsel. He said he was thinking hard about it, and he'd call as soon as he decided what to do.
The receiver returned to its cradle. He thought about Greenspan. They were young men together in the capital. Alan stayed, became the most noteworthy Federal Reserve Bank chairman in modern history and, arguably the most powerful public official of the past two decades. O'Neill left, led a corporate army, made a fortune, and learned lessons - about how to think and act, about the importance of outcomes - that you can't ever learn in a government.
But, he supposed, he'd missed some things. There were always trade-offs. Talking to Alan reminded him of that. Alan and his wife, Andrea Mitchell, White House correspondent for NBC news, lived a fine life. They weren't wealthy like Paul and Nancy. But Alan led a life of highest purpose, a life guided by inquiry.
Paul O'Neill picked up the telephone receiver, punched the keypad.
"It's me," he said, always his opening.
He started going into the details of his trip to New York from Washington, but he's not much of a phone talker - Nancy knew that - and the small talk trailed off.
"I think I'm going to have to do this."
She was quiet. "You know what I think," she said.
She knew him too well, maybe. How bullheaded he can be, once he decides what's right. How he had loved these last few years as a sovereign, his own man. How badly he was suited to politics, as it was being played. And then there was that other problem: she'd almost always been right about what was best for him.
"Whatever, Paul. I'm behind you. If you don't do this, I guess you'll always regret it."
But it was clearly about what he wanted, what he needed.
Paul thanked her. Though somehow a thank-you didn't seem appropriate.
And then he realized she was crying.
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Ron Suskind (The Price of Loyalty: George W. Bush, the White House, and the Education of Paul O'Neill)