Financial Motivational Quotes

Anything which is physically possible can always be made financially possible; money is a bugaboo of small minds.

Success is a poor teacher

Some people majored in English to prepare for law school. Others became journalists. The smartest guy in the honors program, Adam Vogel, a child of academics, was planning on getting a Ph.D. and becoming an academic himself. That left a large contingent of people majoring in English by default. Because they weren't left-brained enough for science, because history was too try, philosophy too difficult, geology too petroleum-oriented, and math too mathematical - because they weren't musical, artistic, financially motivated, or really all that smart, these people were pursuing university degrees doing something no different from what they'd done in first grade: reading stories. English was what people who didn't know what to major in majored in.

If your goal is to become financially secure, you’ll likely attain it…. But if your motive is to make money to spend money on the good life,… you’re never gonna make it.

Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.

You have to reach the point that what people think is not your primary motivator. Reaching the goal is the motivator.

Emotional pain, physical damage, financial weakness are the reasons to stop for a while and not forever.

Disabilities are not Liabilities but true test of abilities

Naysayers can't prevent your brilliance and purpose from entering the world. It will seep under doors like water flooding into a room. Its shafts will beam through windows like dazzling rays on a bright, summery morning. Within the sunlight are galaxies and constellations filled with opportunities for you to take. All you have to do is create the environment for its manifestation and keep striving, keep going.

See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.

You will never learn to fly unless you jump!

A certain way to have financial security in life is not enough savings, but enough ability.

The assault on education began more than a century ago by industrialists and capitalists such as Andrew Carnegie. In 1891, Carnegie congratulated the graduates of the Pierce College of Business for being “fully occupied in obtaining a knowledge of shorthand and typewriting” rather than wasting time “upon dead languages.” The industrialist Richard Teller Crane was even more pointed in his 1911 dismissal of what humanists call the “life of the mind.” No one who has “a taste for literature has a right to be happy” because “the only men entitled to happiness… is those who are useful.” The arrival of industrialists on university boards of trustees began as early as the 1870s and the University of Pennsylvania’s Wharton School of Business offered the first academic credential in business administration in 1881. The capitalists, from the start, complained that universities were unprofitable. These early twentieth century capitalists, like heads of investment houses and hedge-fund managers, were, as Donoghue writes “motivated by an ethically based anti-intellectualism that transcended interest in the financial bottom line. Their distrust of the ideal of intellectual inquiry for its own sake, led them to insist that if universities were to be preserved at all, they must operate on a different set of principles from those governing the liberal arts.

I am billionaire bold bright omnipotent lively determined to go within to win opening my omnific eyes to realize wisdom innovation naturalizes… My cascading flow of financial love lavishly streams gold bars as I realize gold is intrinsic wealth as my intuitive imagination is my intrinsic innovations…

Fathers of the fatherless sons and daughters, you all need to get on the full-time ship of love, support, and financial help. Your parental alienation is emotional child abuse. As you violate fatherhood, your children build up walls and it is not so easy for them to forgive. If it’s not too late, you need to make it right." - Charlena E. Jackson, Author of Dear Fathers of the Fatherless Children

In stark contrast, China’s startup culture is the yin to Silicon Valley’s yang: instead of being mission-driven, Chinese companies are first and foremost market-driven. Their ultimate goal is to make money, and they’re willing to create any product, adopt any model, or go into any business that will accomplish that objective. That mentality leads to incredible flexibility in business models and execution, a perfect distillation of the “lean startup” model often praised in Silicon Valley. It doesn’t matter where an idea came from or who came up with it. All that matters is whether you can execute it to make a financial profit. The core motivation for China’s market-driven entrepreneurs is not fame, glory, or changing the world. Those things are all nice side benefits, but the grand prize is getting rich, and it doesn’t matter how you get there.

Fear may be an effective motivator, but it's a terrible master.

A lot of people pray for power, house, financial breakthrough, wealth etc. But only few ask God for wisdom. There are so many great power pack man and women of God who lack wisdom.

The motivation to gamble is based largely on the inability to predict the reward occurrence, rather than on financial gain.

Selling is a sacred trust between buyer and seller.

Chase after money and the stuggering race will never end; but reach out for successful ideas and the sources of money will chase after you to fill your pockets.

But when States did debase the coinage, it was always from purely fiscal motives. The government needed financial help, that was all; it was not concerned with questions of currency policy.

Applying a Holistic Wealth lens to our decision-making going forward is critical. Ideally, every organization should have trained Holistic Wealth Consultants (by the Institute on Holistic Wealth), embedded into teams and employee resource groups. Holistic Wealth Coaching is critical.

These crimes were all motivated by economic jealousy. Either the Negroes in the area were more prosperous than the Whites, or the black workers would not let themselves be exploited thoroughly. In all cases, the principal culprits were never troubled, for the simple reason that they were always incited, encouraged, spurred on, then protected, by the politicians, financiers, and authorities, and above all, by the reactionary press.

Every organization would benefit from having Holistic Wealth Project Groups comprised of groups of employees in each region who are energized and motivated to help each other achieve Holistic Wealth both at work and in their personal lives, and therefore drive organizational purpose, resilience, innovation, wellness, and success.

Today, I choose not to take my life for granted. I choose not to look upon the fact that I am healthy, have food in my refrigerator and have clean water to drink as givens. They are not givens for so many people in our world. The fact that I am safe and (relatively) sane are not givens. That I was born into a family who loves me and into a country not ravaged by war are not givens. It is impossible to name all of the circumstances in my life I've taken for granted. All of the basic needs I've had met, all of the friendships and job opportunities and financial blessings and the list, truly, is endless. The fact that I am breathing is a miracle, one I too rarely stop to appreciate. I'm stopping, right now, to be grateful for everything I am and everything I've been given. I'm stopping, right now, to be grateful for every pleasure and every pain that has contributed to the me who sits here and writes these words. I am thankful for my life. This moment is a blessing. Each breath a gift. That I've been able to take so much for granted is a gift, too. But it's not how I want to live—not when gratitude is an option, not when wonder and awe are choices. I choose gratitude. I choose wonder. I choose awe. I choose everything that suggests I'm opening myself to the miraculous reality of simply being alive for one moment more.

I don’t think I was ever motivated by the notion of winning prizes, although I have a couple of dozen of them in the other room. I was more motivated by curiosity. Never by the desire for financial gain. I just wondered how things were put together. Or what laws or rules govern a situation, or if there are theorems about what one can’t or can do. Mainly because I wanted to know myself.

Throw in the valley’s rich history of computer science breakthroughs, and you’ve set the stage for the geeky-hippie hybrid ideology that has long defined Silicon Valley. Central to that ideology is a wide-eyed techno-optimism, a belief that every person and company can truly change the world through innovative thinking. Copying ideas or product features is frowned upon as a betrayal of the zeitgeist and an act that is beneath the moral code of a true entrepreneur. It’s all about “pure” innovation, creating a totally original product that generates what Steve Jobs called a “dent in the universe.” Startups that grow up in this kind of environment tend to be mission-driven. They start with a novel idea or idealistic goal, and they build a company around that. Company mission statements are clean and lofty, detached from earthly concerns or financial motivations.

Money on its own is nothing but peace of paper, and a million kwacha's today maybe worth only two bags of Irish potatoes in 10 years time due to inflation. Don't keep your millions at the bank and boost that your rich, those are just papers, put them on the investments that covers for inflation as well.

The Freedman’s Savings Bank serves as a cautionary tale for government support of banking for the poor when that support is just a façade. Draping a flag over a building and then installing private profit-motivated management inside is the most dangerous sort of government support. It induces trust in a vulnerable customer base that not only suffers from financial loss, but also loses all faith in public institutions. It poisons true government efforts to help. A similar phenomenon was at the heart of the failure of the government-sponsored enterprises Fannie Mae and Freddie Mac during the recent financial

And yet sometimes she worried about what those musty old books were doing to her. Some people majored in English to prepare for law school. Others became journalists. The smartest guy in the honors program, Adam Vogel, a child of academics, was planning on getting a Ph.D. and becoming an academic himself. That left a large contingent of people majoring in English by default. Because they weren't left-brained enough for science, because history was too dry, philosophy too difficult, geology too petroleum-oriented, and math too mathematical--because they weren't musical, artistic, financially motivated, or really all that smart, these people were pursuing university degrees doing something no different from what they'd done in first grade: reading stories. English was what people who didn't know what to major in majored in.

Naysayers can’t prevent your brilliance and purpose from entering the world. It will seep under doors like water flooding into a room. Its shafts will beam through windows like the dazzling rays on a bright, summery morning. Within the sunlight are galaxies and constellations filled with opportunities for you to take. Your radiance will materialize, even when you least expect it. All you have to do is create the environment for its manifestation and keep striving, keep going toward your mission.

IN MY DEFENSE, I didn’t mean to start the Apocalypse. It wasn’t just my personal aversion to oblivion; I had a clear financial motive: The end of the world is bad for business.

You get what you focus on in life.

I am my problem, therefore I am also my solution.

The first step towards improving your finances, is to avoid bad choices that have a high consequential financial liability attached to them.

The choice is simple - Learn or get left.

Making a product is just an activity, making a profit on a product is the achievement.

Sometimes you have to risk or give up some of your financial wealth to have a richer life.

Don't compare the size of your roof with the size of the sky.

The strength of your personal financial resources is equivalent to the quality of your financial decision making.

If you think rightly, every problem is financial problem or eventually becomes one.

There are times where life is unfair to us; we may experience poor health, financial struggles, or emotional turmoil. Remain steadfast through the storm; the clouds shall part in time.

The motivation for taking on debt is to buy assets or claims rising in price. Over the past half-century the aim of financial investment has been less to earn profits on tangible capital investment than to generate “capital” gains (most of which take the form of debt-leveraged land prices, not industrial capital). Annual price gains for property, stocks and bonds far outstrip the reported real estate rents, corporate profits and disposable personal income after paying for essential non-discretionary spending, headed by FIRE [Finance, Insurance, Real Estate]-sector charges.

The reader of almost any motivational or success-oriented book has urgent needs, often financial. But the dedicated seeker--the person whose questions are persistent and ever deepening--will inevitably find that the quest for a "better way" in material affairs broadens to include the meaning and nature of all of life. The sincere search for a "better way" leads to questions of purpose and existence.

We must rapidly begin the shift from a “thing”-oriented society to a “person”-oriented society. When machines and computers, profit motives and property rights are considered more important than people, the giant triplets of racism, materialism and militarism are incapable of being conquered. A civilization can flounder as readily in the face of moral and spiritual bankruptcy as it can through financial bankruptcy.

Yes, the pursuit of love and the pursuit of wealth have much in common. Both have the potential to inspire, motivate, uplift and kill. But whereas achieving a massive bank balance demonstrably attracts fine physical specimens desperate to give their love in exchange, achieving love tends to do the opposite. It dampens the fire in the steam furnace of ambition, robbing of essential propulsion an already fraught upriver journey to the heart of financial success.

Thomas Friedman, the New York Times columnist and bestselling author, wrote, “If you are self-motivated, wow, this world is tailored for you. The boundaries are all gone. But if you’re not self-motivated, this world will be a challenge because the walls, ceilings and floors that protected people are also disappearing. . . . There will be fewer limits, but also fewer guarantees. Your specific contribution will define your specific benefits much more. Just showing up will not cut it.

All serial murders are not sexually-based. There are many other motivations for serial murders including anger, thrill, financial gain, and attention seeking.” It became clear from our research that financial gain was a huge motivator for Gosnell.

...a large contingent of people majoring in English by default. Because they weren't left-brained enough for science, because history was too dry, philosophy too difficult, geology too petroleum-oriented, and math too mathematical--because they weren't musical, artistic, financially motivated, or really all that smart, these people were pursuing university degrees doing something no different from what they'd done in first grade: reading stories. English was what people who didn't know what to major in majored in.

The Mafia’s involvement with gay bars is ironic on so many levels. Macho guys ruled gangland but supported a subculture for nelly queens. Most mobsters were evil sociopaths motivated only by financial self-interest but nevertheless were doing a good thing in providing social spaces for the gay community. The mob was on the wrong side of the liquor laws by serving gay folk but on the right side of the 14th Amendment in arguing for equal protection. The Mafia exploited an oppressed community but advanced the gay cause.

It is no longer necessary to resort to the power of a state in order to inflict heavy losses on your enemy, since a few highly motivated individuals with even a minimum of financial resources are enough."Hostile Forces" have completely changed their appearance.

Normally, the easiest way to [use money to get more money, i.e. capitalism] is by establishing some kind of formal or de facto monopoly. For this reason, capitalists, whether merchant princes, financiers, or industrialists, invariably try to ally themselves with political authorities to limit the freedom of the market, so as to make it easier for them to do so. From this perspective, China was for most of its history the ultimate anti-capitalist market state. Unlike later European princes, Chinese rulers systematically refused to team up with would-be Chinese capitalists (who always existed). Instead, like their officials, they saw them as destructive parasites--though, unlike the usurers, ones whose fundamental selfish and antisocial motivations could still be put to use in certain ways. In Confucian terms, merchants were like soldiers. Those drawn to a career in the military were assumed to be driven largely by a love of violence. As individuals, they were not good people, but they were also necessary to defend the frontiers. Similarly, merchants were driven by greed and basically immoral; yet if kept under careful administrative supervision, they could be made to serve the public good. Whatever one might think of the principles, the results are hard to deny. For most of its history, China maintained the highest standard of living in the world--even England only really overtook it in perhaps the 1820s, well past the time of the Industrial Revolution.

In simplest terms, you won’t be able to unlock your creative potential, achieve sustainable success, or even be fundamentally happy unless you align your internal and external worlds—unless you’re true to yourself. Therefore, to begin the journey of discovering your purpose, you must focus on what matters to you internally, not externally. And the first step in this process is to eliminate obstacles that prevent you from hearing the signal above the noise. These obstacles include things such as commercial concerns, financial motivations, comparing yourself to someone else, and other manifestations of ego.

Let’s think about this, shall we? Without goals, we aren’t motivated, are we? Without goals, we’re not financially prosperous! Without goals, we can’t achieve what Christ wants for us as Christians and members of the community!” Harriet, he noticed with a bit of a start, was glaring at him rather aggressively.

This shift in culture has changed us. In the first place, it has made us a bit more materialistic. College students now say they put more value on money and career success. Every year, researchers from UCLA survey a nationwide sample of college freshmen to gauge their values and what they want out of life. In 1966, 80 percent of freshmen said that they were strongly motivated to develop a meaningful philosophy of life. Today, less than half of them say that. In 1966, 42 percent said that becoming rich was an important life goal. By 1990, 74 percent agreed with that statement. Financial security, once seen as a middling value, is now tied as students’ top goal. In 1966, in other words, students felt it was important to at least present themselves as philosophical and meaning-driven people. By 1990, they no longer felt the need to present themselves that way. They felt it perfectly acceptable to say they were primarily interested in money.20 We live in a more individualistic society. If

Global corporations have the human capital, the financial resources, the technology, the international footprint, the power of markets and the profit motivation to build a better world. NGOs will be essential partners...Governments will be essential partners...By engaging together through an iterative process, we will achieve "A Better World.

…we use the dopaminergic power of the happiness of pursuit to motivate us to work for rewards that come -after we are dead- depending on your culture, this can be knowing that your nation is closer to winning a war because you’ve sacrificed yourself in battle, that your kids will inherit money because of your financial sacrifices, or that you will spend eternity in paradise. It is extraordinary neural circuitry that bucks temporal discounting enough to allow (some of) us to care about the temperature of the planet that our great-grandchildren will inherit. Basically, it’s unknown how we humans do this. We may merely be a type of animal, mammal, primate, and ape, but we’re a profoundly unique one.

Fifteen years ago, a business manager from the United States came to Plum Village to visit me. His conscience was troubled because he was the head of a firm that designed atomic bombs. I listened as he expressed his concerns. I knew if I advised him to quit his job, another person would only replace him. If he were to quit, he might help himself, but he would not help his company, society, or country. I urged him to remain the director of his firm, to bring mindfulness into his daily work, and to use his position to communicate his concerns and doubts about the production of atomic bombs. In the Sutra on Happiness, the Buddha says it is great fortune to have an occupation that allows us to be happy, to help others, and to generate compassion and understanding in this world. Those in the helping professions have occupations that give them this wonderful opportunity. Yet many social workers, physicians, and therapists work in a way that does not cultivate their compassion, instead doing their job only to earn money. If the bomb designer practises and does his work with mindfulness, his job can still nourish his compassion and in some way allow him to help others. He can still influence his government and fellow citizens by bringing greater awareness to the situation. He can give the whole nation an opportunity to question the necessity of bomb production. Many people who are wealthy, powerful, and important in business, politics, and entertainment are not happy. They are seeking empty things - wealth, fame, power, sex - and in the process they are destroying themselves and those around them. In Plum Village, we have organised retreats for businesspeople. We see that they have many problems and suffer just as others do, sometimes even more. We see that their wealth allows them to live in comfortable conditions, yet they still suffer a great deal. Some businesspeople, even those who have persuaded themselves that their work is very important, feel empty in their occupation. They provide employment to many people in their factories, newspapers, insurance firms, and supermarket chains, yet their financial success is an empty happiness because it is not motivated by understanding or compassion. Caught up in their small world of profit and loss, they are unaware of the suffering and poverty in the world. When we are not int ouch with this larger reality, we will lack the compassion we need to nourish and guide us to happiness. Once you begin to realise your interconnectedness with others, your interbeing, you begin to see how your actions affect you and all other life. You begin to question your way of living, to look with new eyes at the quality of your relationships and the way you work. You begin to see, 'I have to earn a living, yes, but I want to earn a living mindfully. I want to try to select a vocation not harmful to others and to the natural world, one that does not misuse resources.' Entire companies can also adopt this way of thinking. Companies have the right to pursue economic growth, but not at the expense of other life. They should respect the life and integrity of people, animals, plants and minerals. Do not invest your time or money in companies that deprive others of their lives, that operate in a way that exploits people or animals, and destroys nature. Businesspeople who visit Plum Village often find that getting in touch with the suffering of others and cultivating understanding brings them happiness. They practise like Anathapindika, a successful businessman who lived at the time of the Buddha, who with the practise of mindfulness throughout his life did everything he could to help the poor and sick people in his homeland.

And this is apparently not without merit. Because in our countries for some time now a great hurricane of subversion has arisen, pushed forward by I do not know what vicious demons—and doubtless in accord with the life-style that we have made our own, unfortunately. This hurricane tries to reverse our traditional order of values, to throw out all that we put forward as being unselfish, gracious and open to the world, open to things and to others, all that is active in dilating our minds and our hearts. It wants to replace it by the single, brutal, arithmetic, and inhuman motivation of profit. Henceforth, all that counts, all that is to be considered and preserved, is what brings profit. The truly ideal aspects of knowledge will not be more valuable than those of interest rates and of financial laws. The only sciences that are to be encouraged are those that teach us how to exploit the earth and the people. Besides that, everything is useless.

Importantly, intrinsic motivation seems the more potent kind, because, you could argue, the rewards come from within our own brains.42 The contradiction produced here is that sometimes if you coerce people into doing something via rewards like financial incentives, they feel less like it’s their decision to do it, so their motivation becomes contingent on said rewards. Basically, once the reward is received/removed, the associated motivation fades away. This doesn’t seem to happen if it stems from an internal, personal source, if it’s our own decision to do it. One study focused on children who were given art supplies to play with.

Today, I choose not to take my life for granted. I choose not to look upon the fact that I am healthy, have food in my refrigerator and have clean water to drink as givens. They are not givens for so many people in our world. The fact that I am safe and (relatively) sane are not givens. That I was born into a family who loves me and into a country not ravaged by war are not givens. It is impossible to name all of the circumstances in my life I’ve taken for granted. All of the basic needs I’ve had met, all of the friendships and job opportunities and financial blessings and the list, truly, goes on and on. The fact that I am breathing is a miracle, one I too rarely stop to appreciate. I’m stopping, right now, to be grateful for everything I am and everything I’ve been given. I’m stopping, right now, to be grateful for every pleasure and every pain that has contributed to the me who sits here and writes these words. I am thankful for my life. This moment is a blessing. Each breath a gift. That I’ve been able to take so much for granted is a gift, too. But it’s not how I want to live—not when gratitude is an option, now when wonder and awe are choices. I choose gratitude. I choose wonder. I choose awe. I choose everything that suggest I’m opening myself to the miraculous reality of simply being alive for one moment more.

To be sure, we can buy art, but we sense that if it is mere commodity, we pay too much; and if it is true art, we pay infinitely too little. Similarly, we can buy sex but not love; we can buy calories but not real nourishment. Today we suffer a poverty of immesurable things, priceless things; a poverty of the things that money cannot buy and a surfeit of the things it can (though this surfeit is so unequally distributed that many suffer a poverty of those things, too). Just as money homogenizes the things it touches, so also does it homogenize and depersonalize its users: "It facilitates the kind of commercial exchange that is disembedded from all other relations." In other words, people become mere parties to a transaction. In contrast to the diverse motivations that characterize the giving and receiving of gifts, in a pure financial transaction we are all identical: we all want to get the best deal. The homegeneity among human beings that is an effect of money is assumed by economics to be a cause. The whole story of money's evolution from barter assumes that it is fundamental human nature to want to maximize self-interest. In this, human beings are assumed to be identical. When there is no standard of value, different humans want different things. When money is exchangeable for any thing, then all people want the same thing: money.

Social entrepreneurs are among the most dynamic engines of the cooperative movement. Where corporate moguls work for personal enrichment, these civic-minded business leaders work for the cooperative equivalent, which is a desire to generate community self-reliance, abolish poverty, and enhance community economic well-being by improving housing, food, transportation, energy, health, finance, and a host of other products and services. Their motivations are not selfishly financial; they are far deeper, rooted in both the human spirit and the pervasive sense of community that human beings have striven to express throughout history. As the economist Jean Monnet once said, “Without community, there is crisis.

The key trait of a Sperm Pirate is that she is not driven by desperation. Escaping poverty or hardship is not her motive. She usually has a good education and access to the same opportunities as the man she tries to trap. However, she understands that it is more efficient to enjoy a lavish lifestyle through the sweat of another’s labour. But the Sperm Pirate is acutely aware that the infatuation of a hormonal man has a brief shelf life. This poor collateral must be cashed in before it expires. A pregnancy is the best way to convert this volatile resource into a stable asset. Babies are reliable insurance policies. They create legal obligations for financial support, even when the sweet milk of passion turns sour.

However, Putin's tilt toward Trump appeared to have been motivated by something deeper than a desire for revenge against Hillary Clinton and the Obama administration. Putin and Trump shared a similar zero-sum worldview and a penchant for operating in the shadows. Each man viewed the idea of a free press with contempt. They both believed that financial interests should be passed down to their children to create family dynasties ... Trump and Putin are both conversant with the secrecy world, practiced hands at using anonymous companies to wall off their activities and keep their business affairs secret. During the campaign, Trump reported that he had 378 individual Delaware companies, but the full extent of his business dealings remains hidden.

Richard Lovelace makes a compelling case that the best defense is a good offense. “The ultimate solution to cultural decay is not so much the repression of bad culture as the production of sound and healthy culture,” he writes. “We should direct most of our energy not to the censorship of decadent culture, but to the production and support of healthy expressions of Christian and non-Christian art.”10 Public protests and boycotts have their place. But even negative critiques are effective only when motivated by a genuine love for the arts. The long-term solution is to support Christian artists, musicians, authors, and screenwriters who can create humane and healthy alternatives that speak deeply to the human condition. Exploiting “Talent” The church must also stand against forces that suppress genuine creativity, both inside and outside its walls. In today’s consumer culture, one of the greatest dangers facing the arts is commodification. Art is treated as merchandise to market for the sake of making money. Paintings are bought not to exhibit, nor to grace someone’s home, but merely to resell. They are financial investments. As Seerveld points out, “Elite art of the New York school or by approved gurus such as Andy Warhol are as much a Big Business today as the music business or the sports industry.”11 Artists and writers have been reduced to “talent” to be plugged into the manufacturing process. That approach may increase sales, but it will suppress the best and highest forms of art. In the eighteenth century, the world nearly lost the best of Mozart’s music because the adults in the young man’s life treated him primarily as “talent” to exploit.

Some terrorism analysts have seen the southern insurgency as an Islamic jihad that forms part of the broader network of AQ-linked extremism, with Islamic theology and religious aspirations (for shari’a law or an Islamic emirate) as a key motivator.73 This surface impression is reinforced by the facts that the violence is led by ustadz74 and other religious teachers, that the mosques and ponoh (Islamic schools) have a central role as recruiting and training bases, and that militants repeatedly state that they are fighting a legitimate defensive jihad against the encroachment of the kafir (infidel) Buddhist Thai government. Clearly, also, the AQ affiliate Jema’ah Islamiyah (JI) has used Thailand as a venue for key meetings, financial transfers, acquisition of forged documents,75 and money laundering and as a transit hub for operators.

I am interested in helping people to understand how to sell what it is they need to sell in a way that makes sense for both them and the investor.  Over the years what I have been astounded that many artists and business people who produce theatre works consistently do not know how to go about funding their projects and moving them from one point to the other.  There are many money sources around, but in many cases people who make theatre are not business minded to the point of developing the skills to mine money sources consistently.  Ask yourself what is the motivation of this potential investor. Is it for financial return, is it for tax credit, is it just to help? or do they want to become a part of the entertainment business?  OK once you have discovered this then you need to think in terms of how do you present your case. This is what has come to be known in the world of investment as your “pitch deck.

What’s really worried me over the years is not our stock price, but that we might someday fail to take care of our customers, or that our managers might fail to motivate and take care of our associates. I also was worried that we might lose the team concept, or fail to keep the family concept viable and realistic and meaningful to our folks as we grow. Those challenges are more real than somebody’s theory that we’re headed down the wrong path. As business leaders, we absolutely cannot afford to get all caught up in trying to meet the goals that some retail analyst or financial institution in New York sets for us on a ten-year plan spit out of a computer that somebody set to compound at such-and-such a rate. If we do that, we take our eye off the ball. But if we demonstrate in our sales and our earnings every day, every week, every quarter, that we’re doing our job in a sound way, we will get the growth we are entitled to, and the market will respect us in a way that we deserve.

Spare a thought in 2013, this horrible horrible time to be alive, for the satirist. To satirise the self-satirising effluence that passes for populist entertainment and the pathetic vanity of a self-deifying movie industry is no mean feat in an age comfortable in its metameta cage. Being born into a system that values success, usually financial, above everything else, into an essentially worthless and spoiled world of governments happy to toss art aside in favour of financial dominance and petty power, gives the writer a subject, but limited maneuverability in his approach. To merry heck with the leaders who close libraries, theatres and community centres in favour of opening more retail opportunities and call centres to slowly mind-melt the populace. Fuck these zoot-suited capitalist cockslingers with their pus-filled polyps for souls. Because the only respite from the failed system in this failed First World is through literature—not through the ideologues, rhetoricians or motivational yammerers, but through the wonderous drug of fiction.

What is a “pyramid?” I grew up in real estate my entire life. My father built one of the largest real estate brokerage companies on the East Coast in the 1970s, before selling it to Merrill Lynch. When my brother and I graduated from college, we both joined him in building a new real estate company. I went into sales and into opening a few offices, while my older brother went into management of the company. In sales, I was able to create a six-figure income. I worked 60+ hours a week in such pursuit. My brother worked hard too, but not in the same fashion. He focused on opening offices and recruiting others to become agents to sell houses for him. My brother never listed and sold a single house in his career, yet he out-earned me 10-to-1. He made millions because he earned a cut of every commission from all the houses his 1,000+ agents sold. He worked smarter, while I worked harder. I guess he was at the top of the “pyramid.” Is this legal? Should he be allowed to earn more than any of the agents who worked so hard selling homes? I imagine everyone will agree that being a real estate broker is totally legal. Those who are smart, willing to take the financial risk of overhead, and up for the challenge of recruiting good agents, are the ones who get to live a life benefitting from leveraged Income. So how is Network Marketing any different? I submit to you that I found it to be a step better. One day, a friend shared with me how he was earning the same income I was, but that he was doing so from home without the overhead, employees, insurance, stress, and being subject to market conditions. He was doing so in a network marketing business. At first I refuted him by denouncements that he was in a pyramid scheme. He asked me to explain why. I shared that he was earning money off the backs of others he recruited into his downline, not from his own efforts. He replied, “Do you mean like your family earns money off the backs of the real estate agents in your company?” I froze, and anyone who knows me knows how quick-witted I normally am. Then he said, “Who is working smarter, you or your dad and brother?” Now I was mad. Not at him, but at myself. That was my light bulb moment. I had been closed-minded and it was costing me. That was the birth of my enlightenment, and I began to enter and study this network marketing profession. Let me explain why I found it to be a step better. My research led me to learn why this business model made so much sense for a company that wanted a cost-effective way to bring a product to market. Instead of spending millions in traditional media ad buys, which has a declining effectiveness, companies are opting to employ the network marketing model. In doing so, the company only incurs marketing cost if and when a sale is made. They get an army of word-of-mouth salespeople using the most effective way of influencing buying decisions, who only get paid for performance. No salaries, only commissions. But what is also employed is a high sense of motivation, wherein these salespeople can be building a business of their own and not just be salespeople. If they choose to recruit others and teach them how to sell the product or service, they can earn override income just like the broker in a real estate company does. So now they see life through a different lens, as a business owner waking up each day excited about the future they are building for themselves. They are not salespeople; they are business owners.

Spies come in many shapes. Some are motivated by ideology, politics or patriotism. A surprising number act out of avarice, for the financial rewards, can be alluring. Others find themselves drawn into espionage by sex, blackmail, arrogance, revenge, disappointment, or the peculiar oneupmanship and comradeship that secrecy confers. Some are principled and brave. Some are grasping and cowardly. Pavel Sudoplatov, one of Stalin's spymasters, had this advice for his officers seeking to recruit spies in western countries: 'search for people who are hurt by fate or nature - the ugly, those suffering from an inferiority complex, craving power and influence but defeated by unfavourable circumstances... in cooperation with us, all these find a particular compensation. The sense of belonging to an influential and powerful origination will give them a feeling of superiority over the handsome and prosperous people around them.'... Espionage attracts more than its share of the damaged, the lonely and the plain weird. But all spies crave undetected influence, that secret compensation: the ruthless exercise of private power. A degree of intellectual snobbery is common to most, the secret sense of knowing important things unknown to the person standing next to you at the bus stop. In part, spying is an act of the imagination.

Intentional: The abuser consciously or subconsciously sets out to use deliberate abusive tactics to achieve his/her ends. The abuser chooses to abuse and he can choose to stop abusing at any time. • Methodical: The abuser systematically uses a series of abusive tactics to gain power over the partner and to control her. • Pattern: The abused partner often at first sees the abusive tactics as isolated and unrelated incidents, but they are really a series of related acts that form a pattern of behaviors. • Tactics: The abuser uses a variety of tactics to gain power and to control his partner such as threats, violence, humiliation, exploitation, or even self-pity. • Power: The abuser aims to acquire and employ power in the relationship. For example, the abuser may use force or threats of physical harm to intimidate his or her partner, thereby gaining physical and emotional power. Or the abuser may prohibit the partner from working, making the partner financially dependent on the abuser, and thereby gaining financial power. • Control: With sufficient power, the abuser can control his partner—forcing or coercing her to do as the abuser wishes. For example, the abuser controls the decision making for the relationship, or controls who has social contact with the partner, or determines the sexual practices of the partner. The goal of the abuser is to force compliance. • Desires: The abuser’s ultimate goal is to get his emotional and physical desires met and he aims to selfishly make use of his partner to meet those needs. Most abusers are afraid their desires will not be fulfilled through a normal healthy relationship. Fear motivates them to use abuse to ensure that their desires will be met.

I met with a group of a hundred or so fifth graders from a poor neighborhood at a school in Houston, Texas. Most of them were on a track that would never get them to college. So I decided then and there to make a contract with them. I would pay for their four-year college education if they kept a B average and stayed out of trouble. I made it clear that with focus, anyone could be above average, and I would provide mentoring support to them. I had a couple of key criteria: They had to stay out of jail. They couldn't get pregnant before graduating high school. Most importantly, they needed to contribute 20 hours of service per year to some organization in their community. Why did I add this? College is wonderful, but what was even more important to me was to teach them they had something to give, not just something to get in life. I had no idea how I was going to pay for it in the long run, but I was completely committed, and I signed a legally binding contract requiring me to deliver the funds. It's funny how motivating it can be when you have no choice but to move forward. I always say, if you want to take the island, you have to burn your boats! So I signed those contracts. Twenty-three of those kids worked with me from the fifth grade all the way to college. Several went on to graduate school, including law school! I call them my champions. Today they are social workers, business owners, and parents. Just a few years ago, we had a reunion, and I got to hear the magnificent stories of how early-in-life giving to others had become a lifelong pattern. How it caused them to believe they had real worth in life. How it gave them such joy to give, and how many of them now are teaching this to their own children.

Each purpose, each mission, is meant to be fully lived to the point where it becomes empty, boring, and useless. Then it should be discarded. This is a sign of growth, but you may mistake it for a sign of failure. For instance, you may take on a business project, work at it for several years, and then suddenly find yourself totally disinterested. You know that if you stayed with it for another few years you would reap much greater financial reward than if you left the project now. But the project no longer calls you. You no longer feel interested in the project. You have developed skills over the last few years working on the project, but it hasn’t yet come to fruition. You may wonder, now that you have the skills, should you stick with it and bring the project to fruition, even though the work feels empty to you? Well, maybe you should stick with it. Maybe you are bailing out too soon, afraid of success or failure, or just too lazy to persevere. This is one possibility. Ask your close men friends if they feel you are simply losing steam, wimping out, or afraid to bring your project to completion. If they feel you are bailing out too soon, stick with it. However, there is also the possibility that you have completed your karma in this area. It is possible that this was one layer of purpose, which you have now fulfilled, on the way to another layer of purpose, closer to your deepest purpose. Among the signs of fulfilling or completing a layer of purpose are these: 1. You suddenly have no interest whatsoever in a project or mission that, just previously, motivated you highly. 2. You feel surprisingly free of any regrets whatsoever, for starting the project or for ending it. 3. Even though you may not have the slightest idea of what you are going to do next, you feel clear, unconfused, and, especially, unburdened. 4. You feel an increase in energy at the prospect of ceasing your involvement with the project. 5. The project seems almost silly, like collecting shoelaces or wallpapering your house with gas station receipts. Sure, you could do it, but why would you want to? If you experience these signs, it is probably time to stop working on this project. You must end your involvement impeccably, however, making sure there are no loose ends and that you do not burden anybody’s life by stopping your involvement. This might take some time, but it is important that this layer of your purpose ends cleanly and does not create any new karma, or obligation, that will burden you or others in the future. The next layer of your unfolding purpose may make itself clear immediately. More often, however, it does not. After completing one layer of purpose, you might not know what to do with your life. You know that the old project is over for you, but you are not sure of what is next. At this point, you must wait for a vision. There is no way to rush this process. You may need to get an intermediary job to hold you over until the next layer of purpose makes itself clear. Or, perhaps you have enough money to simply wait. But in any case, it is important to open yourself to a vision of what is next. You stay open to a vision of your deeper purpose by not filling your time with distractions. Don’t watch TV or play computer games. Don’t go out drinking beer with your friends every night or start dating a bunch of women. Simply wait. You may wish to go on a retreat in a remote area and be by yourself. Whatever it is you decide to do, consciously keep yourself open and available to receiving a vision of what is next. It will come.

Entrepreneurship is about freedom, financial freedom but it also about what you leave behind." Guibert Englebienne, Co-founder of Globant

Banks have been a frequent target for hackers in recent years, with the vast majority of attacks motivated by financial theft. But not all of them. In the past two years, U.S. banks have been targets of a series of politically motivated attacks from Iran, in which a group of Iranian hackers flooded bank websites with so much online traffic - a method called a distributed denial of service attack - that the sites slowed or intermittently collapsed. Hackers who took credit for those attacks said they went after the banks in retaliation for an anti-Islam video that mocked the Prophet Muhammad. U.S. intelligence officials said the group was actually a cover for the Iranian government. Officials claimed Iran was waging the attacks in retaliation for Western economic sanctions and for attacks on its own systems.

Psychopaths are social predators who are born without a conscience and without the ability to feel love, compassion, fear or remorse. Psychopaths experience the lack of these abilities and emotions as indication that they are superior, and they consider us nothing more than prey to be hunted to fulfill their own needs. The psychopath considers life a game to be played and "won" at the expense of others. Inflicting harm, whether it be psychological, spiritual, physical or financial, is entertainment to them. Self-gratification is the only thing that motivates them and all that they live for. Psychopaths play their game primarily to fulfill their insatiable desires for power and control.

The truth is, we thirst for what was lost at the Fall of man. We’re intent on living our lives apart from God. We use strategies that are foolish, ineffective, and immoral, in the hopes of somehow quenching our thirst. Yet, nothing satisfies. We’re faced with desires that we can’t discard and pain that doesn’t pass. The truth is: we’re selfish. We want life a certain way. We want people to treat us well. We want a good job and favorable financial status. We strive for pleasure and security. We want to love and be loved. We don’t want flat tires and we don’t want to have to wait in grocery store lines. And we’re motivated by desires that we’d rather not discuss. It wouldn’t be “Christian.” It would reveal too much to really take a look inside ourselves. So, we attempt to pray it away. We beg God for the ability to overcome our desires, to no avail.

What is my motivation for writing this? I’m tired of seeing so many people struggle. I’m frustrated at seeing so many kids coming out of college without even the basic skills for living a free life for themselves. I’m fed up watching so many parents in a stage of utter exhaustion, wondering what happened to their life after believing that following the rules we were all taught would lead them to success rather than the road to nowhere. I’m sad watching so many of us in our thirties and forties miss out on precious time with our families by drowning in meaningless work, and then finding relief inside a bottle of wine. And I want to prevent those about to embark on this journey to learn from our mistakes and successes.

Find a career that will help you change the world, not just your financial status.

According to famed psychologist David McClelland, there are three basic types of motivation: 1) Achievement, 2) Authority and 3) Affiliation. Achievement Seekers Those who seek Achievement are looking for the following things: They attain realistic but challenging goals. Achieving the task is its own reward. Financial reward is a measurement of success. Security/status are not the primary motivators. Feedback is a quantifiable measure of success. They seek improvement. Authority Seekers Employees who seek Authority are looking for the following things: They value their ideas being heard and prevailing. Having influence and impact is the most important reward. They show leadership skills and enjoy directing others. Increasing personal status and prestige is important. Affiliation Seekers Employees who are motivated by Affiliation are looking for the following things: They need friendly relationships and are motivated by interaction with others. Being liked and held in high regard is important. They are team players. Emotions are a larger motivating factor than quantifiable data. They are in tune with others’ feelings and seek to make others happy.

But like everyone else, I still faced the big question: What am I going to do with the rest of my life? In a way, that question grew tougher precisely because I’d been relieved of the pressing need to earn a living. Seeking answers sharpened my awareness that work is about more than achieving financial independence. I think most successful entrepreneurs feel the same way. I’ve talked with a lot of people who collectively have sold dozens of companies for amounts ranging from one to $40 million U.S. Not a single one ever mentioned “achieving financial independence” as their primary motivation for working. Fortune-seekers can rarely sustain their passion through the hard times. Successful enterprises are laser-focused on Value Provided to Customers. Entrepreneurship is not about you; it’s about effectively serving others.

The seemingly ubiquitous axiom that cops are racists has led to this age where non-compliance during police engagement is an encouraged strategy e.g. Eric Garner and Freddie Gray. Undoubtedly, the motive is financial since filing frivolous civil suits against cops for a financial settlement has become a new lottery system. However, confrontation instead of compliance will continue to lead to fatal consequences, and that’s what BLM gleefully envisions.

If financial gain remains our main motive then we can be certain that rich fathers will leave behind poor sons!

Last, and perhaps most important, professional services socialize individuals in ways that are not conducive to their ability to contribute in other ways. All of us, and particularly young people, have a tendency to view ourselves and our natures as static: you’ll choose to do something for a few years, and you’ll still be the same you. This isn’t the case. Spending your twenties traveling four days a week, interviewing employees, and writing detailed reports on how to cut costs will change you, as will spending years editing contracts and arguing about events that will never come to pass, or years producing Excel spreadsheets and moving deals along. After a while, regardless of your initial motivations, your lifestyle and personality will change to fit your role. You will become a better dispenser of well-presented recommendations, or editor of contracts, or generator of financial projections. And you will in all likelihood become less good at other things. You will not be the same person you were when you started.

Fear of "anything nuclear" could stop LFTRs from being built, even though deaths and cancers and disease from all nuclear accidents combined since 1945, major and minor, is less than the deaths produced each year by coal plants. And LFTRs would have better safety and less waste than current nuclear reactors. "The utilities do not have an inherent motive, beyond an unproven profit profile, to make the leap... the large manufacturers, such as Westinghouse, have already made deep financial commitments to a different technology, massive light-water reactors, a technology of proven soundness that has already been certified by the NRC for construction and licensing. Among experts in the policy and technology of nuclear power, one hears that large nuclearplant technology has already arrived

the one with the lower rate. A few unique things to see in Stockholm include the Nobelmuseet, the Nobel Museum, which tells of the creation of the Nobel Prize and the creativity of its laureates, and the Spiritmuseet, where you can learn about the nation’s complicated relationship with alcohol. Sweden is associated with design (and not just Ikea) and many shops sell Swedish‐only design. Oudoor activities in summer include hiking trails through the islands and archipelago. Winter activities stretch to cross‐country skiing, ice skating and snow hiking. Nightlife is expensive, cover charges to bars can be high and, bizarrely, the minimum age for drinking varies in an arbitrary fashion as it is up to each establishment to make its own decision – it can be anything from 17 to 27. So take identification with you. There are two airports serving Stockholm. Arlanda is 40 kms north of the city and serves main airlines. Skavsta, 100 kms to the south, serves the budget airlines. Both airports have coaches to take visitors directly to the city centre. Downside: Many independently owned restaurants and cafes close for holidays between July and August which can limit the range of places to eat. To read: The Girl with the Dragon Tattoo by Stieg Larsson. This trilogy of a financial journalist and the tattooed genius with a motive to fight the dark right‐wing forces of Swedish society romped through the bestseller lists.

How Much Money Can We Afford To Give To Charity? Knowing how much money you can safely give to charity is challenging for everyone. Who doesn’t want to give more to make the world a better place? On the other hand, no one wants to become a charity case as a result of giving too much to charity. On average, Americans who itemize their deductions donate about three or four percent of their income to charity. About 20% give more than 10% of their income to charity. Here are some tips to help you find the right level of donations for your family: You can probably give more than you think. Focus on one, two or maybe three causes rather than scattering money here and there. Volunteer your time toward your cause, too. The money you give shouldn’t be the money you’d save for college or retirement. You can organize your personal finances to empower you to give more. Eliminating debt will enable you to give much more. The interest you may be paying is eating into every good and noble thing you’d like to do. You can cut expenses significantly over time by driving your cars for a longer period of time; buying cars—the transaction itself—is expensive. Stay in your home longer. By staying in your home for a very long time, your mortgage payment will slowly shrink (in economic terms)with inflation, allowing you more flexibility over time to donate to charity. Make your donations a priority. If you only give what is left, you won’t be giving much. Make your donations first, then contribute to savings and, finally, spend what is left. Set a goal for contributing to charity, perhaps as a percentage of your income. Measure your financial progress in all areas, including giving to charity. Leverage your contributions by motivating others to give. Get the whole family involved in your cause. Let the kids donate their time and money, too. Get your extended family involved. Get the neighbors involved. You will have setbacks. Don’t be discouraged by setbacks. Think long term. Everything counts. One can of soup donated to a food bank may feed a hungry family. Little things add up. One can of soup every week for years will feed many hungry families. Don’t be ashamed to give a little. Everyone can do something. When you can’t give money, give time. Be patient. You are making a difference. Don’t give up on feeding hungry people because there will always be hungry people; the ones you feed will be glad you didn’t give up. Set your ego aside. You can do more when you’re not worried about who gets the credit. Giving money to charity is a deeply personal thing that brings joy both to the families who give and to the families who receive. Everyone has a chance to do both in life. There Are Opportunities To Volunteer Everywhere If you and your family would like to find ways to volunteer but aren’t sure where and how, the answer is just a Google search away. There may be no better family activity than serving others together. When you can’t volunteer as a team, remember you set an example for your children whenever you serve. Leverage your skills, talents and training to do the most good. Here are some ideas to get you started either as a family or individually: Teach seniors, the disabled, or children about your favorite family hobbies.

Money does not dictate your lifestyle, it's what you do to get it and how you manage your finances that determines your lifestyle.

Throughout history there have been populations that have lived in desperation, and none of them have resorted to the intentional targeting and murder of children as an officially practiced and widely praised mode of achieving political ends. When extremist elements of otherwise legitimate liberation movements such as the Republican Sinn Fein have committed such atrocities, their actions have been unconditionally condemned by the civilized world, and their political objectives have been discredited by their vile crimes. This is not so with the Palestinians. Once upon a time there was a special place in the lowest depths of hell for anyone who would intentionally murder a child. Now that place is in the pantheon of Palestinian heroes. Now that behavior is legitimized as ‘armed struggle’ against Israeli ‘occupation’ by, among others, the United Nations General Assembly, the UN Human Rights Commission, and the European Union. Since the Iranian Revolution of 1979 and the rise of Hamas in 1987, the campaign to destroy Israel has taken on an ugly, fanatic religious tone. Holy obligation reinforces (and is replacing) Palestinian nationalism as the motivation for committing terrorist murder. As we have seen the secular, ‘moderate’ factions of the Palestinian nationalist movement (such as Abbas’s Fatah Party) will shrink into insignificance, and is replaced by terrorist Islamic factions such as Hamas and Islamic Jihad. Hamas receives financial and material support from the same sources as al Qaeda, and from al Qaeda directly. Islamic Jihad receives financial and material support from Iran, directly and through Hezbollah. These are the same international criminal entities that wage religion-based terror war against the United States. They do it for the same reason and by the same means: to make Islam supreme in the world, by the sword or the suicide bomb.

Our financial decisions aren’t purely financial. Like ordinary consumer purchases, financial choices have three benefits: utilitarian (what it does for me), expressive (what it says about me) and emotional (how it makes me feel). As we manage our finances, we might insist our goal is strictly utilitarian, and that all we want to do is make money. But in truth, we often make decisions for expressive or emotional reasons, and these other motivations can hurt our stated goal of greater wealth.

Andy Hertzfeld: The most important thing really is the motivation. Why are you doing what you’re doing? That seeps into the product at every level, even though you think it might not. Your basic values are essentially the architecture of the project. Why does it exist? And in Silicon Valley there are two really common sets of values. There are what I call financial values, where the main thing is to make a bunch of money. That’s not a really good spiritual reason to be working on a project, although it’s completely valid. Then there are technical values that dominate lots of places where people care about using the best technique—doing things right. Sometimes that translates to ability or to performance, but it’s really a technical way of looking at things. But then there is a third set of values that are much less common: and they are the values essentially of the art world or the artist. And artistic values are when you want to create something new under the sun. If you want to contribute to art, your technique isn’t what matters. What matters is originality. It’s an emotional value.

Financial literacy not only involves the ability to count your money, it also tests your ability to evaluate the cost and benefit associated with each decision you make.

The motives to sell during a market capitulation are rarely rooted in a long-term plan. If they were, the market would never be oversold.

The motivation to break even is so tempting that you'll even consider doing so at greater levels of risk than you'd typically accept. If you've heard the expression "double or nothing," you've seen this bias in action.

This book is a compilation of interesting ideas that have strongly influenced my thoughts and I want to share them in a compressed form. That ideas can change your worldview and bring inspiration and the excitement of discovering something new. The emphasis is not on the technology because it is constantly changing. It is much more difficult to change the accompanying circumstances that affect the way technological solutions are realized. The chef did not invent salt, pepper and other spices. He just chooses good ingredients and uses them skilfully, so others can enjoy his art. If I’ve been successful, the book creates a new perspective for which the selection of ingredients is important, as well as the way they are smoothly and efficiently arranged together. In the first part of the book, we follow the natural flow needed to create the stimulating environment necessary for the survival of a modern company. It begins with challenges that corporations are facing, changes they are, more or less successfully, trying to make, and the culture they are trying to establish. After that, we discuss how to be creative, as well as what to look for in the innovation process. The book continues with a chapter that talks about importance of inclusion and purpose. This idea of inclusion – across ages, genders, geographies, cultures, sexual orientation, and all the other areas in which new ways of thinking can manifest – is essential for solving new problems as well as integral in finding new solutions to old problems. Purpose motivates people for reaching their full potential. This is The second and third parts of the book describes the areas that are important to support what is expressed in the first part. A flexible organization is based on IT alignment with business strategy. As a result of acceleration in the rate of innovation and technological changes, markets evolve rapidly, products’ life cycles get shorter and innovation becomes the main source of competitive advantage. Business Process Management (BPM) goes from task-based automation, to process-based automation, so automating a number of tasks in a process, and then to functional automation across multiple processes andeven moves towards automation at the business ecosystem level. Analytics brought us information and insight; AI turns that insight into superhuman knowledge and real-time action, unleashing new business models, new ways to build, dream, and experience the world, and new geniuses to advance humanity faster than ever before. Companies and industries are transforming our everyday experiences and the services we depend upon, from self-driving cars, to healthcare, to personal assistants. It is a central tenet for the disruptive changes of the 4th Industrial Revolution; a revolution that will likely challenge our ideas about what it means to be a human and just might be more transformative than any other industrial revolution we have seen yet. Another important disruptor is the blockchain - a distributed decentralized digital ledger of transactions with the promise of liberating information and making the economy more democratic. You no longer need to trust anyone but an algorithm. It brings reliability, transparency, and security to all manner of data exchanges: financial transactions, contractual and legal agreements, changes of ownership, and certifications. A quantum computer can simulate efficiently any physical process that occurs in Nature. Potential (long-term) applications include pharmaceuticals, solar power collection, efficient power transmission, catalysts for nitrogen fixation, carbon capture, etc. Perhaps we can build quantum algorithms for improving computational tasks within artificial intelligence, including sub-fields like machine learning. Perhaps a quantum deep learning network can be trained more efficiently, e.g. using a smaller training set. This is still in conceptual research domain.

A Teacher is someone who 1. makes you eager to KNOW more 2. provokes you to raise QUESTIONS 3. teaches you the WAY of learning 4. guides to the path of HONESTY 5. tells you the difference b/t Wealth and Money 6. motivates you to share KNOWLEDGE 7. encourages you to HELP others A teacher awares you with problems, effects, solutions of contamporary cicumstances on social, political and financial issues.

As a society we need to stop taking our skincare advice from people whose motives for recommending specific products are almost entirely financially driven; this includes skincare companies, journalists, bloggers, beauty therapists, YouTubers and even some medical professionals. I refer to this seemingly diverse group of people collectively as "Big Skincare".