Financial Literacy Quotes

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Grit, persistence, adaptability, financial literacy, interview skills, human relationships, conversation, communication, managing technology, navigating conflicts, preparing healthy food, physical fitness, resilience, self-regulation, time management, basic psychology and mental health practices, arts, and music—all of these would help students and also make school seem much more relevant. Our fixation on college readiness leads our high school curricula toward purely academic subjects and away from life skills. The purpose of education should be to enable a citizen to live a good, positive, socially productive life independent of work.
Andrew Yang (The War on Normal People: The Truth About America's Disappearing Jobs and Why Universal Basic Income Is Our Future)
The words consent of the governed have become an empty phrase. Our textbooks on political science and economics are obsolete. Our nation has been hijacked by oligarchs, corporations, and a narrow, selfish, political, and economic elite, a small and privileged group that governs, and often steals, on behalf of moneyed interests. This elite, in the name of patriotism and democracy, in the name of all the values that were once part of the American system and defined the Protestant work ethic, has systematically destroyed our manufacturing sector, looted the treasury, corrupted our democracy, and trashed the financial system. During this plundering we remained passive, mesmerized by the enticing shadows on the wall, assured our tickets to success, prosperity, and happiness were waiting around the corner.
Chris Hedges (Empire of Illusion: The End of Literacy and the Triumph of Spectacle)
Ironically, the universities have trained hundreds of thousands of graduates for jobs that soon will not exist. They have trained people to maintain a structure that cannot be maintained. The elite as well as those equipped with narrow, specialized vocational skills, know only how to feed the beast until it dies. Once it is dead, they will be helpless. Don’t expect them to save us. They do not even know how to ask the questions, And when it all collapses, when our rotten financial system with its trillions in worthless assets implode and our imperial wars end in humiliation and defeat, the power elite will be exposed as being as helpless, and as self-deluded, as the rest of us.
Chris Hedges (Empire of Illusion: The End of Literacy and the Triumph of Spectacle)
A person either disciplines his finances or his finances disciplines him.
Orrin Woodward
Teach your children the power of independence and responsibility; it’s a priceless legacy of wealth.
Keisha Blair
Retired soldiers are the worst sufferers when they engage in financial operations. I have found that their credulity far exceeds that of widows--and that is saying a good deal.
Agatha Christie (Murder in the Mews (Hercule Poirot, #16))
Is it really an asset if it doesn’t provide income?
Hendrith Vanlon Smith Jr. (The Wealth Reference Guide: An American Classic)
The assault on education began more than a century ago by industrialists and capitalists such as Andrew Carnegie. In 1891, Carnegie congratulated the graduates of the Pierce College of Business for being “fully occupied in obtaining a knowledge of shorthand and typewriting” rather than wasting time “upon dead languages.” The industrialist Richard Teller Crane was even more pointed in his 1911 dismissal of what humanists call the “life of the mind.” No one who has “a taste for literature has a right to be happy” because “the only men entitled to happiness… is those who are useful.” The arrival of industrialists on university boards of trustees began as early as the 1870s and the University of Pennsylvania’s Wharton School of Business offered the first academic credential in business administration in 1881. The capitalists, from the start, complained that universities were unprofitable. These early twentieth century capitalists, like heads of investment houses and hedge-fund managers, were, as Donoghue writes “motivated by an ethically based anti-intellectualism that transcended interest in the financial bottom line. Their distrust of the ideal of intellectual inquiry for its own sake, led them to insist that if universities were to be preserved at all, they must operate on a different set of principles from those governing the liberal arts.
Chris Hedges (Empire of Illusion: The End of Literacy and the Triumph of Spectacle)
You will never appreciate the value of financial literacy until the price of ignorance overwhelms you
Mac Duke The Strategist
The best trust you can ever give to your children is financial literacy
Mac Duke The Strategist
Financial literacy makes it okay for you to make small or big mistakes. On the other hand, being financially illiterate only makes those mistakes dire and regrettable.
Anas Hamshari (Businessman With An Affliction)
The goal is not to simply make more money. The goal is to make your money do more.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Those who advise you against taking risks are limiting your pathways to opportunity and wealth.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
An empty mind is more dangerous than an empty wallet
Mac Duke The Strategist
Those who master money are free to serve others still mastered by it.
Orrin Woodward
Choosing to invest in income-generating assets allows you to break free from the shackles of a limited income, opening doors to a world of possibilities.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Think a little differently from the herd and see things they can’t or won’t.
Christopher Manske (The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence)
Radical economic transformation is not a quality you demand from the government, radical economic transformation is a quality you demand from yourself
Mac Duke The Strategist
Saving money is for fools. The wise achieve the very same or even better result by simply not wasting money.
Mokokoma Mokhonoana
Any so-called 'radical' strategy that seeks to empower the disempowered in the realm of social reproduction by opening up that realm to monetisation and market forces is headed in exactly the wrong direction. Providing financial literacy classes for the populace at large will simply expose that population predatory practices as they seek to manage their own investment portfolios like minnows swimming in a sea of sharks. Providing microcredit and microfinance facilities encourages people to participate in the market economy but does so in such a way as to maximise the energy they have to expend while minimising their returns. Providing legal title for land property ownership in the hope that this will bring economic and social stability to the lives of the marginalised will almost certainly lead in the long run to their dispossession and eviction from that space and place they already hold through customary use rights.
David Harvey (Seventeen Contradictions and the End of Capitalism)
You are your most valuable asset, you must take care of yourself so that your quality of life can also appreciate with time. Your health (mental, physical or otherwise) should be where you are most invested because health is your wealth.
Michael Scott McCain (10 to Get In: The Ten Laws of Financial Literacy for Young Aspiring Millionaires)
Instead of buying a Mercedes, you can buy a Toyota; and then use the extra money that you would have spent every month, for about five years, on the installment, fuel, and insurance to buy shares in the company that owns Mercedes … or the one that owns Rolls Royce.
Mokokoma Mokhonoana
Mother Nature convincingly suggests that those who stay scared and run with the herd are more likely to stay alive. As investors around you behave irrationally and the news describes a miasma that will last for years, it’s easy to lose sight of your well-laid plans. It’s tempting to join the herd…
Christopher Manske (The Prepared Investor: How to Prevent the Next Crisis from Affecting Your Financial Independence)
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of the Deep Southern oligarchy has been consistent for over four centuries: to control and maintain a one-party state with a colonial-style economy based on large-scale agriculture and the extraction of primary resources by a compliant, poorly educated, low-wage workforce with as few labor, workplace safety, health care, and environmental regulations as possible. On being compelled by force of arms to give up their slave workforce, Deep Southerners developed caste and sharecropper systems to meet their labor needs, as well as a system of poll taxes and literacy tests to keep former slaves and white rabble out of the political process. When these systems were challenged by African Americans and the federal government, they rallied poor whites in their nation, in Tidewater, and in Appalachia to their cause through fearmongering: The races would mix. Daughters would be defiled. Yankees would take away their guns and Bibles and convert their children to secular humanism, environmentalism, communism, and homosexuality. Their political hirelings discussed criminalizing abortion, protecting the flag from flag burners, stopping illegal immigration, and scaling back government spending when on the campaign trail; once in office, they focused on cutting taxes for the wealthy, funneling massive subsidies to the oligarchs’ agribusinesses and oil companies, eliminating labor and environmental regulations, creating “guest worker” programs to secure cheap farm labor from the developing world, and poaching manufacturing jobs from higher-wage unionized industries in Yankeedom, New Netherland, or the Midlands. It’s a strategy financial analyst Stephen Cummings has likened to “a high-technology version of the plantation economy of the Old South,” with the working and middle classes playing the role of sharecroppers.[1] For the oligarchs the greatest challenge has been getting Greater Appalachia into their coalition and keeping it there. Appalachia has relatively few African
Colin Woodard (American Nations: A History of the Eleven Rival Regional Cultures of North America)
With this in mind, I’d started a leadership and mentoring program at the White House, inviting twenty sophomore and junior girls from high schools around Greater D.C. to join us for monthly get-togethers that included informal chats, field trips, and sessions on things like financial literacy and choosing a career. We kept the program largely behind closed doors, rather than thrusting these girls into the media fray. We paired each teen with a female mentor who would foster a personal relationship with her, sharing her resources and her life story. Valerie was a mentor. Cris Comerford, the White House’s first female executive chef, was a mentor. Jill Biden was, too, as were a number of senior women from both the East and the West Wing staffs. The students were nominated by their principals or guidance counselors and would stay with us until they graduated. We had girls from military families, girls from immigrant families, a teen mom, a girl who’d lived in a homeless shelter. They were smart, curious young women, all of them. No different from me. No different from my daughters. I watched over time as the girls formed friendships, finding a rapport with one another and with the adults around them. I spent hours talking with them in a big circle, munching popcorn and trading our thoughts about college applications, body image, and boys. No topic was off-limits. We ended up laughing a lot. More than anything, I hoped this was what they’d carry forward into the future—the ease, the sense of community, the encouragement to speak and be heard. My wish for them was the same one I had for Sasha and Malia—that in learning to feel comfortable at the White House, they’d go on to feel comfortable and confident in any room, sitting at any table, raising their voices inside any group.
Michelle Obama (Becoming)
Financial literacy not only involves the ability to count your money, it also tests your ability to evaluate the cost and benefit associated with each decision you make.
Wayne Chirisa
Oh, the Simply Outrageous places you will go if you learn to save and invest your dough.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Prosperity is in some cases more burdensome than poverty is in some cases.
Mokokoma Mokhonoana
Money is not understood by many, even though many earn it and only a few master it.
Aiyaz Uddin
When we make the world a better place, the world makes us better people.
Michael Kenny (THE MONEY MENTALITY: PERSONAL FINANCE FOR TEENS: REAL-WORLD LESSONS ON FINANCIAL LITERACY, BUDGETING, INVESTING, AND SIDE HUSTLING)
Financial freedom is not free, most of the time, it will cost you years of hard-earned money. Are you willing to pay the price?
David Angway
Financial literacy programs can lead your employees to be more confident in handling their finances and avoid tons of bad debts.
David Angway
The single most powerful asset that we all have is our mind. If it is trained well, it create enormous welth.
Robert T. Kiyosaki (Rich Dad, Poor Dad What The Rich Teach Their Kids About Money--That The Poor & The Middle Class Do Not! (Paperback, 2000))
Role-playing exercises allow students to step into the shoes of different financial personas, such as a borrower, a lender, or an investor.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Simulated scenarios can effectively emulate real-life financial situations in a controlled environment. By engaging in these exercises, young adults can practice making informed decisions without facing the real-world risks.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Financial literacy lessons should be introduced at an early stage of schooling. Basic concepts like budgeting, saving, and the importance of credit should be integrated into the curriculum. This approach ensures that young minds absorb essential financial knowledge at the right time.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
In today's complex financial landscape, young adults face a daunting reality: financial tests often manifest in real life, with repercussions that can have lasting impacts on their financial well-being.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Financial education is a map that illuminates the path to prosperity, ensuring that young adults don't stumble over fees and penalties in their pursuit of financial freedom.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
The real test of financial competency lies beyond the classroom walls; young adults must ace it with the financial knowledge they've cultivated through education and practice.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Ignorance and unreadiness walk hand in hand, blind to the opportunities that lie within the pages of knowledge.
Linsey Mills (Your Business Venture: The Prep. The Pitch. The Funding.)
The price of financial ignorance is high - young adults must be equipped with classroom knowledge to avoid the heavy toll of real-world penalties and fees.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Empowering young adults through financial education is akin to arming them with a shield against unforeseen financial penalties - a tool they can carry throughout their lives.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Make money with your mind, not your time.
Michael Kenny (THE MONEY MENTALITY: PERSONAL FINANCE FOR TEENS: REAL-WORLD LESSONS ON FINANCIAL LITERACY, BUDGETING, INVESTING, AND SIDE HUSTLING)
Every financial challenge holds the key to a lesson—unlock it, and you grow in both wealth and wisdom.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Financial struggles are temporary; the lessons they teach can last a lifetime.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Financial challenges are the seeds of opportunity—how you respond determines the harvest.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Success with money starts with clarity—know where you are, where you want to go, and the steps to get there.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Financial freedom is not earned overnight; it’s built through disciplined choices made every day.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
The Passionate Educator: Lily Lapenna has created MyBnk, the UK’s first independent, peer-led youth banking program approved by the national banking regulator. In doing so, Lapenna is developing the next generation of financially literate and entrepreneurial citizens. Such literacy will be crucial as the UK economy struggles to avoid another recession. In just five years, thanks to its partnership with dozens of schools and youth organizations, MyBnk has evolved from a pilot project to now reach thirty-five thousand 11-25 year olds in underprivileged neighbourhoods of London. These tech-savvy youth learn about managing money and the basics of entrepreneurship through cellphone-based games.
Navi Radjou (Jugaad Innovation)
Many school programs seem to offer either The Cultural Literacy Track or The Vocational Track. The Cultural Literacy programs are designed for the “smart kids” who are going to go on to ever-higher levels of both education and financial success. This track, with no pretense of being real world, includes classes on classics, foreign languages, and math theory (such as calculus). It is a curriculum based on “teach what has been taught.” The Vocational programs are for the “remedial kids” who are going to have only blue-collar futures if they are in high school (taking classes such as wood working) or inflexible paraprofessional paths if they are in college (such as degrees in physical therapy). This two-tier approach is an immoral sorting system with crippling consequences. Maybe worse, it also presents a false dichotomy. Instead, true wisdom comes from a synthesis of those two perspectives and more. The
Clark Aldrich (Unschooling Rules: 55 Ways to Unlearn What We Know About Schools and Rediscover Education)
Fear and comfort zone make people financially miserable. The reasons are lack of financial literacy, concrete goals & limited vision. Enhance your skill, willpower, knowledge and make a strategy to invest in different assets class for long-run. Be happy and make all happy forever.
R.K. Mohapatra
Most times, bankrupted finances is a reflection of bankrupted souls.
Orrin Woodward
Financial intelligence is made up of these four main technical skills: 1. Accounting Accounting is financial literacy, or the ability to read numbers. This is a vital skill if you want to build businesses or investments. 2. Investing Investing is the science of money making money. 3. Understanding markets Understanding markets is the science of supply and demand Alexander Graham Bell gave the market what it wanted. So did Bill Gates. A $75,000 house offered for $60,000 that cost $20,000 was also the result of seizing an opportunity created by the market. Somebody was buying, and someone was selling. 4. The law The law is the awareness of accounting, corporate, state and federal regulations. I recommend playing by the rules.
Robert T. Kiyosaki (Rich Dad Poor Dad)
Jumpstart Coalition’s national financial literacy
Ramit Sethi (I Will Teach You To Be Rich)
Because a lack of basic financial literacy keeps our working class working.
Vivian Tu (Rich AF: The Winning Money Mindset That Will Change Your Life)
The road to financial stability is paved with small, smart decisions, repeated over time.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
A wise financial plan turns stress into strategy and chaos into clarity.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
The first step to overcoming financial problems is understanding that each dollar is a choice, not just an expense.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
accounting (financial literacy, or the ability to read numbers and evaluate the strengths and weaknesses of any business), investing (the science and strategies of money making money), understanding markets (the science of supply and demand, and market conditions), and the law (tax advantages and protections).
Robert T. Kiyosaki (Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!)
Patience and discipline are the secrets to the compounding effect that yields the greatest successes in life.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
A loan is often birthed to kill another.
Mokokoma Mokhonoana
Financial Freedom (The Sonnet) Financial freedom doesn't mean, To be free from money troubles. Financial freedom actually means, Freedom from obsession of dollar bills. When the mind learns to distinguish, Between luxury and actual necessity. That's the beginning of financial freedom, That's the beginning of economic stability. Modern economy is the antithesis of sustainability, Where financial freedom is bait to the suckers. Actual necessities of life are very little, But first you gotta break free from the predators. We gotta wake up from materialism to be free. Or else, scheme after scheme we'll be ever unfree.
Abhijit Naskar (Ingan Impossible: Handbook of Hatebusting)
Financial freedom doesn't mean to be free from money troubles. Financial freedom actually means freedom from obsession of dollar bills.
Abhijit Naskar (Ingan Impossible: Handbook of Hatebusting)
Financial literacy can bring awareness to employees inside the workplace. This can provide awareness that may lead to a change in behavior. A happy employee is a productive employee
David Angway
Making money and growing it while keeping the majority is a powerful combination of financial literacy. At school, you are not being taught how to get those.
David Angway
Those who slip into this illusion ignore the signs of impending disaster. The physical degradation of the planet, the cruelty of global capitalism, the looming oil crisis, the collapse of financial markets, and the danger of overpopulation rarely impinge to prick the illusions that warp our consciousness,.
Chris Hedges (Empire of Illusion: The End of Literacy and the Triumph of Spectacle)
Whether or not working for money is a waste of time depends on whether or not the money is needed, or will be wasted.
Mokokoma Mokhonoana
FEAR OF FAILURE IS BORN FROM THE LACK OF REQUIRED SKILLS!
Aryan Chaudhary (Your Last Step To Fast Financial Freedom)
Grit, persistence, adaptability, financial literacy, interview skills, human relationships, conversation, communication, managing technology, navigating conflicts, preparing healthy food, physical fitness, resilience, self-regulation, time management, basic psychology and mental health practices, arts, and music—all of these would help students and also make school seem much more relevant.
Andrew Yang (The War on Normal People: The Truth About America's Disappearing Jobs and Why Universal Basic Income Is Our Future)
Planning your finances right is a one week or a one month process and being able to live a fulfilling life thereafter is the lifetime progress
Sujit Lalwani
I wish that financial literacy classes were offered, when I was in high school.
Charmaine J. Forde
Financial independence begins when you think less about how much your money can buy and start thinking more about what your money can earn.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
If you have a problem that money can solve, then you don't have a problem, you have a temporary inconvenience.
Linsey Mills (Your Business Venture: The Prep. The Pitch. The Funding.)
Until your money starts working for you, you will always be working for your money.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
To Crypto or Not to Crypto that is the Question that leads to demise.
Najah Roberts
I'm all for accelerating children's knowledge of technology and financial literacy while building leaders, innovators, and creators for a decentralized future.
Najah Roberts
Michael Sandel has raised concerns about these very effects, arguing that cash payments can crowd out intrinsic motivations and the values that underpin them. He points, as an example, to the Earning by Learning programme, set up in low-achieving primary schools in Dallas, Texas, which paid six-year-old children $2 for every book that they read. Researchers found that the children’s literacy skills improved over the year, but what effect might such payments have on their longer-term motivation to learn? ‘The market is an instrument, but not an innocent one,’ Sandel remarks. ‘The obvious worry is that the payment may habituate children to think of reading books as a way of making money, and so erode, or crowd out, or corrupt the love of reading for its own sake.’51 Despite such concerns, financial incentives are increasingly being introduced in social realms, bringing our market identities—as consumers, customers, service providers and workers—to the forefront of our attention.
Kate Raworth (Doughnut Economics: Seven Ways to Think Like a 21st-Century Economist)
If you don’t teach children what to do with their money, marketing and advertising will gladly show them how to spend it.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
I believe that banking institutions are more dangerous to our liberties than standing armies . . . If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conqured . . . The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.
Jerry Robinson (Bankruptcy of Our Nation)
Through the use of constitutional contortion, the United States has created a national demand for fiat currency. Maintaining the illusion of the dollar's value requires that the monetary authorities avoid reckless increase of the U.S. money supply. Historically speaking, such increases have had disastrous effects upon the purchasing power of the underlying currency. Avoiding a dollar collapse requires a personal faith among the American public in the Fed's willingness and ability to keep the currency in a limited supply.
Jerry Robinson (Bankruptcy of Our Nation)
All the perplexities, confusions, and distresses in America arise, not from defects in their constitution or confederation, not from a want of honor or virtue, so much as from downright ignorance of the nature of coin, credit, and circulation.
Jerry Robinson (Bankruptcy of Our Nation)
Financial IQ, or financial intelligence, is what makes that possible. It’s made up of four things: accounting (financial literacy, or the ability to read numbers and evaluate the strengths and weaknesses of any business), investing (the science and strategies of money making money), understanding markets (the science of supply and demand, and market conditions), and the law (tax advantages and protections).
Robert T. Kiyosaki (Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!)
Credit makes it possible for us to waste money before we have the money.
Mokokoma Mokhonoana
There is no law against living below your means (and then saving and/or investing what is left).
Mokokoma Mokhonoana
I remind people that financial IQ is made up of knowledge from four broad areas of expertise: 1.​Accounting Accounting is financial literacy or the ability to read numbers. This is a vital skill if you want to build an empire. The more money you are responsible for, the more accuracy is required, or the house comes tumbling down. This is the left-brain side, or the details. Financial literacy is the ability to read and understand financial statements which allows you to identify the strengths and weaknesses of any business. 2.​Investing Investing is the science of “money making money.” This involves strategies and formulas that use the creative right-brain side. 3.​Understanding markets Understanding markets is the science of supply and demand. You need to know the technical aspects of the market, which are emotion-driven, in addition to the fundamental or economic aspects of an investment. Does an investment make sense or does it not make sense based on current market conditions? 4.​The law A corporation wrapped around the technical skills of accounting, investing, and markets can contribute to explosive growth. A person who understands the tax advantages and protections provided by a corporation can get rich so much faster than someone who is an employee or a small-business sole proprietor. It’s like the difference between someone walking and someone flying. The difference is profound when it comes to long-term wealth.
Robert T. Kiyosaki (Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!)
Consider your life a philanthropic venture, where the true return on investment is measured in the positive transformations you inspire. Your wealth is the intangible, immeasurable impact you've had on the lives of others.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
If you’re not focused on enhancing your financial literacy and you’re leaving the decision-making up to others, in most cases, they’re going to do what’s best for them, not what’s best for you.
Justin Donald (The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom- Updated and Expanded Edition- April 2024)
The myth of “buying power” functions as propaganda working to deny the reality of structural, intentional and necessary economic inequality required to maintain society as it is, one that benefits an increasingly decreasing number of people. To do this the myth functions to falsely blame the poor for being poor. Poverty, the myth encourages, is the result of the poor having little to no “financial literacy,” or as resulting from their bad spending habits, when in reality poverty is an intended result of an economic and social system.
Jared A. Ball (The Myth and Propaganda of Black Buying Power)
Planting small seeds of spending adds up to a forest of missed investment opportunities.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
The art of prosperity lies in knowing when to say "no'" to expenditures that eclipse the brilliance of your financial goals.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
The journey to financial freedom commences when you shift your focus from earning a salary to accumulating assets that generate a continuous stream of income.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Financial success is when your desire for returns on your money is greater than a need for the return of your money.
Linsey Mills
Children mirror their parents' financial values, learning through the lens of their financial decisions.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
The greatest inheritance parents can give their children is not money, but the knowledge of how to manage it wisely.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Parents, your wallet is your child's first financial textbook.
Linsey Mills (Teach Your Child About Money Through Play: 110+ Games/Activities, Tips, and Resources to Teach Kids Financial Literacy at an Early Age)
Invest wisely, for time is the fuel that ignites the flame of future wealth.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
When you pour more into the river of desires than your reservoir of dedication can sustain, you risk flooding the fields of your potential.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Children are like sponges, absorbing their parents' attitudes and behaviors towards money. It's crucial for parents to be mindful of their financial actions and lead by example.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)
Children observe their parents' reactions during financial challenges. By demonstrating resilience, adaptability, and resourcefulness, parents can inspire their children to overcome financial obstacles with confidence.
Linsey Mills (Currency of Conversations: The Talk You've Been Waiting For About Money)