“
When you work on something that only has the capacity to make you 5 dollars, it does not matter how much harder you work – the most you will make is 5 dollars.
”
”
Idowu Koyenikan (Wealth for All: Living a Life of Success at the Edge of Your Ability)
“
Your comfort zone is a place where you keep yourself in a self-illusion and nothing can grow there but your potentiality can grow only when you can think and grow out of that zone.
”
”
Rashedur Ryan Rahman
“
Every time you borrow money, you're robbing your future self.
”
”
Nathan W. Morris
“
Remember that every government service, every offer of government - financed security, is paid for in the loss of personal freedom... In the days to come, whenever a voice is raised telling you to let the government do it, analyze very carefully to see whether the suggested service is worth the personal freedom which you must forgo in return for such service.
”
”
Ronald Reagan
“
You sound pretty righteous for a stockbroker. It’s highly hypocritical to speak about how money should be moving around from person to person when your kind on Wall Street get filthy rich by moving money around for the sole purpose of tricking other people out of their hard earned dollars. And at the end of the day, after all this money has been moved around and all the shouted ‘buys’ and ‘sells,’ your kind creates nothing useful in the world, no tangible items or valued services benefiting the world.” Then she brought up a hand and tapped a finger a few times on the text written on her shirt—KARMA PATROL. “Watch out,” she cautioned while doing the tapping.
”
”
Jasun Ether (The Beasts of Success)
“
Personal finances are like people’s personal health, crucial and tragic to the sufferer but tedious to the listener.
”
”
Thomas Keneally (Searching for Schindler: A Memoir)
“
Cheap people often are not very happy because they love money more than they love their families
”
”
Celso Cukierkorn (Secrets of Jewish Wealth Revealed!)
“
If you don't take good care of your credit, then your credit won't take good care of you.
”
”
Tyler Gregory
“
It really is something ... that men disapprove even of our doing things that are patently good. Wouldn't it be possible for us just to banish these men from our lives, and escape their carping and jeering once and for all? Couldn't we live without them? Couldn't we earn our living and manage our affairs without help from them? Come on, let's wake up, and claim back our freedom, and the honour and dignity that they have usurped from us for so long. Do you think that if we really put our minds to it, we would be lacking the courage to defend ourselves, the strength to fend for ourselves, or the talents to earn our own living? Let's take our courage into our hands and do it, and then we can leave it up to them to mend their ways as much as they can: we shan't really care what the outcome is, just as long as we are no longer subjugated to them.
”
”
Moderata Fonte (The Worth of Women: Wherein Is Clearly Revealed Their Nobility and Their Superiority to Men (The Other Voice in Early Modern Europe))
“
Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
”
”
Dave Ramsey
“
Your VISION and your self-willingness is the MOST powerful elements to conquer your goal
”
”
Rashedur Ryan Rahman
“
Opposites attract. If two people just alike get married, one of you is unnecessary. LARRY BURKETT
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
To have a caring and committed heart toward someone—a heart so firm in its devotion as to sooner stop beating than neglect the object of its desire despite the person's state of health, appearance, reputation, finances, troubles, or challenges—that, dear world, is love. It is a rare find.
”
”
Richelle E. Goodrich (Smile Anyway: Quotes, Verse, & Grumblings for Every Day of the Year)
“
There is much more to wealth than simply a bank account with many zeros. A well-balanced, whole life is made up of wealth and success that comes from many facets; family, friends, work, faith, it is the complete person who works on each of these areas and creates the whole,
”
”
Celso Cukierkorn (Secrets of Jewish Wealth Revealed!)
“
Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved. HELEN KELLER
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
put time on your side. Start saving early and save regularly. Live modestly and don't touch the money that's been set aside.
”
”
Burton G. Malkiel (A Random Walk Down Wall Street)
“
If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?
”
”
Tyler Gregory
“
Debt is normal! So why be normal?
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
Your assets are your employees. Invest more on those performing well. Let the non performers go.
”
”
Manoj Arora (From the Rat Race to Financial Freedom)
“
Are you willing to accept anything less than the credit you want, the credit you need and the credit you deserve?
”
”
Tyler Gregory
“
You do pay a price for your Financial Freedom, but it is far lesser than what you pay for a Lifetime Slavery.
”
”
Manoj Arora (From the Rat Race to Financial Freedom)
“
We cannot have a society, in which, if two people wish to communicate the only way that can happen is if it's financed by a third person who wishes to manipulate them.
”
”
Jaron Lanier
“
Wealth is a person’s ability to survive a certain number of days forward.
”
”
R. Buckminster Fuller
“
because God has said, “Never will I leave you; never will I forsake you.” HEBREWS 13:5 NIV
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
Vision without action is a daydream. Action without vision is a nightmare. JAPANESE PROVERB
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
Budgeting has only one rule: Do not go over budget.
”
”
Leslie Tayne (Life & Debt: A Fresh Approach to Achieving Financial Wellness)
“
Thou shalt not forget that money is only money and not character or fame.
”
”
Steven J. Lee (The Money Plan: Creating Personal Wealth for a Secure Future)
“
I view investing as a method of purchasing assets to gain profit in the form of reasonably predictable income (dividends, interest, or rentals) and /or appreciation over the long term.
”
”
Burton G. Malkiel (A Random Walk Down Wall Street)
“
No matter what you do with your life during the day, there's always that moment when you have to wake up with yourself, with yourself and with the person that's sleeping beside you. That's the person that you make a home with, discuss life's big decisions with, share your finances, eat, shop, maybe parent with. That's the person you share your body with forever, kiss, touch, the one you sit on the couch with and watch movies, the one who gives you a hug when you've had a rough day. That's the person you put up a Christmas tree with and arrive home with for the holidays, the person you watch grow old and who still loves you when you're not as nice to look at, the one who holds your hand when you're dying. And none of that had anything to do with wrestling.
”
”
Eli Easton (Superhero)
“
This is true in personal finance, where you’re told to have a six-month emergency fund and save 10% of your salary.
”
”
Morgan Housel (The Psychology of Money)
“
A person either disciplines his finances or his finances disciplines him.
”
”
Orrin Woodward
“
At the end of the day, if you’re wasting your time by not investing in yourself, you’re going to waste away—and that would be the greatest waste of all.
”
”
Richie Norton
“
Autumn is a momentum of the natures golden beauty…, so the same it’s time to find your momentum of life
”
”
Rashedur Ryan Rahman
“
Your traditional EDUCATION is not going to CHANGE your life but the life you are experiencing that can change you. Choose a POSITIVE life STYLE with positive ATTITUDE which could bring you a life with HAPPINESS and WISDOM
”
”
Rashedur Ryan Rahman
“
Fun can be bought with money, but happiness cannot.
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
The bridge between failure and success is hope. THOMAS JEFFERSON
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
Your every positive action in your life will increase your self-esteem and this self-esteem will boost you for more positive action to take you on success
”
”
Rashedur Ryan Rahman
“
Death and taxes in life are certain, knowing how to pay only your fair share is third.
”
”
Yvette D. Best (Maximizing Your Tax Refund: 35 Sure-Fire Ways to Get More from Your Return NOW!)
“
Not a single person has died of boredom reading this book.
”
”
Nicole Fende (How to be a Finance Rock Star)
“
How you think and create your inner world that you gonna become in your outer world. Your inner believe manifest you in the outside
”
”
Rashedur Ryan Rahman
“
We were brand strategists and property lawyers and human resources specialists and personal finance consultants. We didn't know how to do anything so we Googled everything.
”
”
Ling Ma
“
Better to look broke and debt-free than to look good and in deep debt.
”
”
Abdul Malik Omar (Ka-Ching! Your Money, Your Life: Financial Guide for Young Adults in Brunei)
“
When you know the impact of little expenses, you will realise that there is nothing little in this world.
”
”
Manoj Arora (From the Rat Race to Financial Freedom)
“
Finding Money Maturity means resolving your inner conflicts around money. It really comes down to discovering a sense of ease around money.
”
”
George Kinder (TheSeven Stages of Money Maturity by Kinder, George ( Author ) ON Mar-03-2008, Paperback)
“
As soon as we become aware of money, we develop beliefs about it-- beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls.
”
”
George Kinder (TheSeven Stages of Money Maturity by Kinder, George ( Author ) ON Mar-03-2008, Paperback)
“
Those who work hard will make a profit, but those who only talk will be poor. PROVERBS 14:23
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
A little bit of controlled pain when you’re six will change your life when you’re thirty-six.
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
Thy shalt not worship thy investment advisor, for if she were so smart she would be retired by now.
”
”
Steven J. Lee (The Money Plan: Creating Personal Wealth for a Secure Future)
“
Finances flow along the lines of relationships in the kingdom of God.
”
”
Fred C. White (Walking in the Father's Riches: The Prosperity of Sonship)
“
I am sometimes asked about the concept or definition of a 'public intellectual,' and though I find the whole idea faintly silly, I believe it should ideally mean that the person so identified is self-sustaining and autonomously financed. Susan was pre-eminently one such.
”
”
Christopher Hitchens (Hitch 22: A Memoir)
“
We also glory in tribulations, knowing that tribulation produces perseverance; and perseverance, character; and character, hope. Now hope does not disappoint, because the love of God has been poured out in our hearts by the Holy Spirit who was given to us. ROMANS 5:3–5 NKJV
”
”
Dave Ramsey (The Money Answer Book: Quick Answers for Your Everyday Financial Questions (Answers to Over 100 of Your Questions on Personal Finance, Budgeting, Saving, ... How to Build Wealth) (Answer Book Series))
“
If you are not EXCITED enough at your present life its mean your future is not EXITING. Excitement will give you ENTHUSIASM and enthusiasm will give you a positive energetic LIFE STYLE which could give you a successful exiting life…
”
”
Rashedur Ryan Rahman
“
Personal qualities today are increasingly marginalized in favor of technocratic, market-driven skills. Instead, finance is the new courage, branding is the new compassion, and coding is the new contemplation.
”
”
Andrew Yang
“
The truly wealthy don't often pursue status. They don't need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you've already achieved it?
”
”
Erik Wecks (How to Manage Your Money When You Don't Have Any)
“
In the end, managing your finances well is a lot like developing a strong personal productivity system: You keep track of everything without making it your full-time job; you set goals; you break them down into small bite-size tasks; you save yourself time by automating manual work; and you spend your time and brainpower focusing on the big picture. That’s what I try to do with my time and money.
”
”
Ramit Sethi (I Will Teach You To Be Rich: No guilt, no excuses - just a 6-week programme that works)
“
1. Bangladesh.... In 1971 ... Kissinger overrode all advice in order to support the Pakistani generals in both their civilian massacre policy in East Bengal and their armed attack on India from West Pakistan.... This led to a moral and political catastrophe the effects of which are still sorely felt. Kissinger’s undisclosed reason for the ‘tilt’ was the supposed but never materialised ‘brokerage’ offered by the dictator Yahya Khan in the course of secret diplomacy between Nixon and China.... Of the new state of Bangladesh, Kissinger remarked coldly that it was ‘a basket case’ before turning his unsolicited expertise elsewhere.
2. Chile.... Kissinger had direct personal knowledge of the CIA’s plan to kidnap and murder General René Schneider, the head of the Chilean Armed Forces ... who refused to countenance military intervention in politics. In his hatred for the Allende Government, Kissinger even outdid Richard Helms ... who warned him that a coup in such a stable democracy would be hard to procure. The murder of Schneider nonetheless went ahead, at Kissinger’s urging and with American financing, just between Allende’s election and his confirmation.... This was one of the relatively few times that Mr Kissinger (his success in getting people to call him ‘Doctor’ is greater than that of most PhDs) involved himself in the assassination of a single named individual rather than the slaughter of anonymous thousands. His jocular remark on this occasion—‘I don’t see why we have to let a country go Marxist just because its people are irresponsible’—suggests he may have been having the best of times....
3. Cyprus.... Kissinger approved of the preparations by Greek Cypriot fascists for the murder of President Makarios, and sanctioned the coup which tried to extend the rule of the Athens junta (a favoured client of his) to the island. When despite great waste of life this coup failed in its objective, which was also Kissinger’s, of enforced partition, Kissinger promiscuously switched sides to support an even bloodier intervention by Turkey. Thomas Boyatt ... went to Kissinger in advance of the anti-Makarios putsch and warned him that it could lead to a civil war. ‘Spare me the civics lecture,’ replied Kissinger, who as you can readily see had an aphorism for all occasions.
4. Kurdistan. Having endorsed the covert policy of supporting a Kurdish revolt in northern Iraq between 1974 and 1975, with ‘deniable’ assistance also provided by Israel and the Shah of Iran, Kissinger made it plain to his subordinates that the Kurds were not to be allowed to win, but were to be employed for their nuisance value alone. They were not to be told that this was the case, but soon found out when the Shah and Saddam Hussein composed their differences, and American aid to Kurdistan was cut off. Hardened CIA hands went to Kissinger ... for an aid programme for the many thousands of Kurdish refugees who were thus abruptly created.... The apercu of the day was: ‘foreign policy should not he confused with missionary work.’ Saddam Hussein heartily concurred.
5. East Timor. The day after Kissinger left Djakarta in 1975, the Armed Forces of Indonesia employed American weapons to invade and subjugate the independent former Portuguese colony of East Timor. Isaacson gives a figure of 100,000 deaths resulting from the occupation, or one-seventh of the population, and there are good judges who put this estimate on the low side. Kissinger was furious when news of his own collusion was leaked, because as well as breaking international law the Indonesians were also violating an agreement with the United States.... Monroe Leigh ... pointed out this awkward latter fact. Kissinger snapped: ‘The Israelis when they go into Lebanon—when was the last time we protested that?’ A good question, even if it did not and does not lie especially well in his mouth.
It goes on and on and on until one cannot eat enough to vomit enough.
”
”
Christopher Hitchens
“
Who would appreciate such candor? No one. None of us really likes honesty. We prefer deception –but only when it is unabashedly flattering or artfully camouflaged. Groups seem to need to believe that they are superior to others and that they have a purpose greater than just passing along their genes to the next generation. Individuals seem to need similar delusions – about who they are and why they do what they do. They need heroes, however fraudulent… Studies show that people are more likely to accept the opinion of a confident con man than the cautious view of someone who actually knows what he is talking about. And professionals who form overconfident opinions on the basis of incorrect readings of the facts are more likely to succeed than their more competent peers who display greater doubt.
What’s more, deception works best, according to studies by psychologists, when the person doing the deceiving is fool enough to be deceived, too; that is, when he believes his own lies. That is why incompetent leaders – who are naïve enough to fall for their own guff – are such a danger to civilized life. If they are modern leaders, they must also delude themselves into thinking they know how to make the world a better place. Invariably, the answers they propose to problems are ones that bubble up from their own vanity, the essence of which is to make the rest of the world look just like them!
”
”
William Bonner (Mobs, Messiahs, and Markets: Surviving the Public Spectacle in Finance and Politics)
“
Materialism has defeated feminism as well. In a sign of the times, Gloria Steinem was on the picket line when the first American DeBeers store opened on Fifth Avenue in June 2005, protesting the evictions of Bushmen in Botswana to make room for diamond miners and the charges that the company dealt in "blood diamonds" used to finance civil wars in Africa.
Her presence meant nothing to young Hollywood beauties who are pleased to shill for the diamond industry in magazine layouts and personal appearances.
As Steinem stood outside, Lindsay Lohan was inside the party, gushing over the possibility that she could get to wear one of the big rocks.
Asked by reporters about the Bushmen controversy, she shrugged it off: "I don't get involved in any drama.
”
”
Maureen Dowd
“
The only person that should wear your ring is the one person that would never…
1. Ask you to remain silent and look the other way while they hurt another.
2. Jeopardize your future by taking risks that could potentially ruin your finances or reputation.
3. Teach your children that hurting others is okay because God loves them more. God didn’t ask you to keep your family together at the expense of doing evil to others.
4. Uses religious guilt to control you, while they are doing unreligious things.
5. Doesn't believe their actions have long lasting repercussions that could affect other people negatively.
6. Reminds you of your faults, but justifies their own.
7. Uses the kids to manipulate you into believing you are nothing. As if to suggest, you couldn’t leave the relationship and establish a better Christian marriage with someone that doesn’t do these things. Thus, making you believe God hates all the divorced people and will abandon you by not bringing someone better to your life, after you decide to leave. As if!
8. They humiliate you online and in their inner circle. They let their friends, family and world know your transgressions.
9. They tell you no marriage is perfect and you are not trying, yet they are the one that has stirred up more drama through their insecurities.
10. They say they are sorry, but they don’t show proof through restoring what they have done.
11. They don’t make you a better person because you are miserable. They have only made you a victim or a bitter survivor because of their need for control over you.
12. Their version of success comes at the cost of stepping on others.
13. They make your marriage a public event, in order for you to prove your love online for them.
14. They lie, but their lies are often justified.
15. You constantly have to start over and over and over with them, as if a connection could be grown and love restored through a honeymoon phase, or constant parental supervision of one another’s down falls.
16. They tell you that they don’t care about anyone other than who they love. However, their actions don’t show they love you, rather their love has become bitter insecurity disguised in statements such as, “Look what I did for us. This is how much I care.”
17. They tell you who you can interact with and who you can’t.
18. They believe the outside world is to blame for their unhappiness.
19. They brought you to a point of improvement, but no longer have your respect.
20. They don't make you feel anything, but regret. You know in your heart you settled.
”
”
Shannon L. Alder
“
1. Value Creation. Discovering what people need or want, then creating it. 2. Marketing. Attracting attention and building demand for what you’ve created. 3. Sales. Turning prospective customers into paying customers. 4. Value Delivery. Giving your customers what you’ve promised and ensuring that they’re satisfied. 5. Finance. Bringing in enough money to keep going and make your effort worthwhile.
”
”
Josh Kaufman (The Personal MBA: Master the Art of Business)
“
The exhausted are the saints of the wasted life, if a saint is a person who is better than others at suffering. What the exhausted suffer better is the way bodies and time are so often at odds with each other in our time of overwhelming and confused chronicity, when each hour is amplified past circadianism, quadrupled in the quarter-hour's agenda, Pomodoro-ed, hacked, FOMO-ed, and productivized. The exhausted are the human evidence of each minute misunderstood to be an empire for finance, of each human body misunderstood to be an instrument that should play a thousand compliant songs at once.
”
”
Anne Boyer (The Undying)
“
Because money is all things (or can be all things), something strange happens to the person who has it. As Marx says, it's like someone finding, by pure chance, the philosopher's stone. You know the philosopher's stone?"
"Yes, I know what the philosopher's stone is."
"The philosopher's stone gives you all the knowledge. All of it. All the knowledge of all the sciences. Imagine that someone just finds this stone. By luck. Suddenly he would have all this knowledge, regardless of his individuality. Even if he's a perfect idiot. All of it. All the knowledge.
”
”
Hernan Diaz (Trust)
“
Being the highly trained investment mogul that I am, I could certainly find places to put that money where it would earn more. Or would it? Remember, personal finance is personal. I have come to realize that Sharon’s peace of mind bought with the oversized emergency fund is a great return on investment. Guys, this can be a wonderful gift to your wife. An Emergency Fund Can
”
”
Dave Ramsey (The Total Money Makeover: A Proven Plan for Financial Fitness)
“
The Decentralization of Finance is really good for humanity and it’s ultimately a win for each and every one of us. Because now that we can circumvent banks, exchanges and brokerage companies by using smart contracts on the blockchain… every person, every family, and every business will experience more more liberty, more freedom, more opportunities, more abundance, more power, and more wealth.
”
”
Hendrith Vanlon Smith Jr.
“
Marx wrote about finance and industry all his life but he only knew two people connected with financial and industrial processes. One was his uncle in Holland, Lion Philips, a successful businessman who created what eventually became the vast Philips Electric Company. Uncle Philips' views on the whole capitalist process would have been well-informed and interesting, had Marx troubled to explore them. But he only once consulted him, on a technical matter of high finance, and though he visited Philips four times, these concerned purely personal mattes of family money. The other knowledgeable man was Engels himself. But Marx declined Engel's invitation to accompany him on a visit to a cotton mill, and so far as we know Marx never set foot in a mill, factory, mine or other industrial workplace in the whole of his life.
”
”
Paul Johnson
“
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Out in the real world, in which actual human beings live, it’s hard to come up with a more stupid example than 'ditching the daily latte'. Want to get your finances in order? Great! All you have to do is wean yourself off an addictive, stimulatory drug, which you’ve been using all your adult life, will cause withdrawal symptoms and impair your performance when you try to quit, is universally available, woven into the very fabric of social life, is the only addiction that carries no stigma whatsoever, and helped bring about the Enlightenment. Oh, and it’s also really frickin’ delicious.
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Richard Meadows (Optionality: How to Survive and Thrive in a Volatile World)
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How Do I Quickly Buying Verified Payoneer Account in the USA, UK? (Ultimate Guide 2025)
If you want to know more or have any queries, just knock us here-
24 Hours Reply/Contact
✅➤Telegram:@usukseller
✅➤Whatsapp: +1(939)328-6215
✅➤Email: usukseller6@gmail.com
#Payoneer
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#FreelanceFinance
#DigitalPayments
#CrossBorderPayments
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#PaymentSolutions
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It is easy to mourn the lives we aren’t living. Easy to wish we’d developed other talents, said yes to different offers. Easy to wish we’d worked harder, loved better, handled our finances more astutely, been more popular, stayed in the band, gone to Australia, said yes to the coffee or done more bloody yoga. It takes no effort to miss the friends we didn’t make and the work we didn’t do and the people we didn’t marry and the children we didn’t have. It is not difficult to see yourself through the lens of other people, and to wish you were all the different kaleidoscopic versions of you they wanted you to be. It is easy to regret, and keep regretting, ad infinitum, until our time runs out. But it is not the lives we regret not living that are the real problem. It is the regret itself. It’s the regret that makes us shrivel and wither and feel like our own and other people’s worst enemy. We can’t tell if any of those other versions would have been better or worse. Those lives are happening, it is true, but you are happening as well, and that is the happening we have to focus on. Of course, we can’t visit every place or meet every person or do every job, yet most of what we’d feel in any life is still available. We don’t have to play every game to know what winning feels like. We don’t have to hear every piece of music in the world to understand music. We don’t have to have tried every variety of grape from every vineyard to know the pleasure of wine. Love and laughter and fear and pain are universal currencies. We just have to close our eyes and savour the taste of the drink in front of us and listen to the song as it plays. We are as completely and utterly alive as we are in any other life and have access to the same emotional spectrum. We only need to be one person. We only need to feel one existence. We don’t have to do everything in order to be everything, because we are already infinite. While we are alive we always contain a future of multifarious possibility. So let’s be kind to the people in our own existence. Let’s occasionally look up from the spot in which we are because, wherever we happen to be standing, the sky above goes on for ever. Yesterday I knew I had no future, and that it was impossible for me to accept my life as it is now. And yet today, that same messy life seems full of hope. Potential. The impossible, I suppose, happens via living. Will my life be miraculously free from pain, despair, grief, heartbreak, hardship, loneliness, depression? No. But do I want to live? Yes. Yes. A thousand times, yes.
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Matt Haig (The Midnight Library)
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A 10% loss in any investment can be recovered, not by 10%, but only by 11% gain.
A 50% loss in any investment can be recovered only by 100% gain.
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Manoj Arora (The Autobiography Of A Stock)
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Creating a home that makes you feel wonderful is a gift you give yourself that echoes through the rest of your life.
A bedroom you love is one in which you want to have an organized, well-cared-for wardrobe, which means less money spent replacing your battered items.
A happy, practical, smartly appointed kitchen is one you actually *want* to cook in, which means much less money spent eating out or ordering in.
A chic and comfortable living room means more entertaining at home and embracing the lost art of dinner parties (always cheaper than doing drinks and a restaurant dinner!).
Even a Zen, candle-filled, clean bathroom is one in which you want to spend time doing home spa treatments instead of feeling like you have to go somewhere expensive to feel beautiful.
If you create a home that is most attuned to your life and somewhere you really enjoy being, everything benefits.
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A human rights activist is the worst type of person to mess with. If I can choose an enemy between the worst finance CEO, or the worst human rights violating dictator, and a human rights activist, I would choose the former. A human rights activist doesn't let go; doesn't have a peace of mind till responsibility for a wrongful act is finally reached. That's the uncomfortable type of person that cannot stand injustice, the type of person that doesn't fear "social desirability" sanctions for confronting wrongdoers directly, upsetting the silence and the status quo, and for screaming loud. That's the person that dares to stand up -- for themselves, for others. That's the type of person who doesn't lay low, doesn't fear being perceived as uncomfortable, the type of person that doesn't just "go along". I do not want as an enemy a person who cannot let go and forget injustice, but who instead will plug away till the very end, till justice is reached. I do not want that man or woman as an enemy.
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Iveta Cherneva
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I will never not be poor, so what does it matter if I don't pay a thing and a half this week instead of just one thing? It's not like the sacrifice will result in improved circumstances; the thing holding me back isn't that I blow five bucks at Wendy's. It's that now that I have proven that I am a Poor Person that is all that I am or ever will be. It is not worth it to me to live a bleak life devoid of small pleasures so that one day I can make a single large purchase. I will never have large pleasures to hold on to. There's a certain pull to live what bits of life you can while there's money in your pocket, because no matter how responsible you are you will be broke in three days anyway. When you never have enough money it ceases to have meaning. I imagine having a lot of it is the same thing.
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Linda Tirado (Hand to Mouth: Living in Bootstrap America)
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I have never understood the importance of having children memorize battle dates. It seems like such a waste of mental energy. Instead, we could teach them important subjects such as How the Mind Works, How to Handle Finances, How to Invest Money for Financial Security, How to Be a Parent, How to Create Good Relationships, and How to Create and Maintain Self-Esteem and Self-Worth. Can you imagine what a whole generation of adults would be like if they had been taught these subjects in school along with their regular curriculum? Think how these truths would manifest. We would have happy people who feel good about themselves. We would have people who are comfortable financially and who enrich the economy by investing their money wisely. They would have good relationships with everyone and would be comfortable with the role of parenthood and then go on to create another generation of children who feel good about themselves. Yet within all this, each person would remain an individual expressing his or her own creativity.
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Louise L. Hay (You Can Heal Your Life)
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On another night, in a different dream I was asking a question. “How is it that you say all are equal, yet the obvious contradictions smack us in the face: inequalities in virtues, temperances, finances, rights, abilities and talents, intelligence, mathematical aptitude, ad infinitum?” The answer was a metaphor. “It is as if a large diamond were to be found inside each person. Picture a diamond a foot long. The diamond has a thousand facets, but the facets are covered with dirt and tar. It is the job of the soul to clean each facet until the surface is brilliant and can reflect a rainbow of colors. “Now, some have cleaned many facets and gleam brightly. Others have only managed to clean a few; they do not sparkle so. Yet, underneath the dirt, each person possesses within his or her breast a brilliant diamond with a thousand gleaming facets. The diamond is perfect, not one flaw. The only differences among people are the number of facets cleaned. But each diamond is the same, and each is perfect. “When all the facets are cleaned and shining forth in a spectrum of lights, the diamond returns to the pure energy that it was originally. The lights remain. It is as if the process that goes into making the diamond is reversed, all that pressure released. The pure energy exists in the rainbow of lights, and the lights possess consciousness and knowledge. “And all of the diamonds are perfect.” Sometimes
”
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Brian L. Weiss (Many Lives, Many Masters: The True Story of a Prominent Psychiatrist, His Young Patient, and the Past-Life Therapy That Changed Both Their Lives)
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To such persons stress feels desirable, while the absence of it
feels like something to be avoided. When people describe themselves as being stressed, they usually mean the nervous agitation they experience under excessive demands — most commonly in the areas of work, family, relationships, finances or health. But sensations of nervous tension do not define stress — nor, strictly speaking, are they always perceived when people are stressed. Stress, as we will define it, is not a matter of subjective feeling. It is a measurable set of objective physiological events in the body, involving the brain, the hormonal apparatus, the immune system and many other organs.
Both animals and people can experience stress with no awareness of its presence. “Stress is not simply nervous tension,” Selye pointed out. “Stress reactions do occur in lower animals, and even in plants, that have no nervous systems…. Indeed, stress can be produced under deep anaesthesia in patients who are unconscious, and even in cell cultures grown outside the body.” Similarly, stress effects can be highly active in persons who are fully awake, but who are in the grip of unconscious emotions or cut off from their body responses. The physiology of stress may be triggered without observable effects on behaviour and without subjective awareness, as has been shown in animal experiments and in human studies.
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Gabor Maté (When the Body Says No: The Cost of Hidden Stress)
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So identified has the State become in the public mind with the provision of these services that an attack on State financing appears to many people as an attack on the service itself. Thus if one maintains that the State should not supply court services, and that private enterprise on the market could supply such service more efficiently as well as more morally, people tend to think of this as denying the importance of courts themselves. The libertarian who wants to replace government by private enterprises in the above areas is thus treated in the same way as he would be if the government had, for various reasons, been supplying shoes as a tax-financed monopoly from time immemorial. If the government and only the government had had a monopoly of the shoe manufacturing and retailing business, how would most of the public treat the libertarian who now came along to advocate that the government get out of the shoe business and throw it open to private enterprise? He would undoubtedly be treated as follows: people would cry, “How could you? You are opposed to the public, and to poor people, wearing shoes! And who would supply shoes to the public if the government got out of the business? Tell us that! Be constructive! It’s easy to be negative and smart-alecky about government; but tell us who would supply shoes? Which people? How many shoe stores would be available in each city and town? How would the shoe firms be capitalized? How many brands would there be? What material would they use? What lasts? What would be the pricing arrangements for shoes? Wouldn’t regulation of the shoe industry be needed to see to it that the product is sound? And who would supply the poor with shoes? Suppose a poor person didn’t have the money to buy a pair?” These questions, ridiculous as they seem to be and are with regard to the shoe business, are just as absurd when applied to the libertarian who advocates a free market in fire, police, postal service, or any other government operation. The point is that the advocate of a free market in anything cannot provide a “constructive” blueprint of such a market in advance. The essence and the glory of the free market is that individual firms and businesses, competing on the market, provide an ever-changing orchestration of efficient and progressive goods and services: continually improving products and markets, advancing technology, cutting costs, and meeting changing consumer demands as swiftly and as efficiently as possible.
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In today’s digital world, managing your finances online is more important than ever. Chime, a popular online-only bank, has gained a lot of attention for offering easy-to-use, fee-free banking services. If you’re considering opening a Chime bank account, this article will guide you through the process of getting a verified account and using it safely. Whether you’re new to online banking or looking to switch from a traditional bank, understanding how Chime works can help you make the most of your money.
What is Chime?
Chime is a financial technology company that partners with banks to provide mobile banking services. Unlike traditional banks with physical branches, Chime operates entirely online through its mobile app and website. Chime accounts include features like:
No monthly fees or minimum balance requirements
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Early direct deposit (get paid up to two days early)
Automatic savings options
Fee-free ATM access at thousands of locations
Real-time transaction alerts
Chime offers two main account types: the Spending Account (similar to a checking account) and the Savings Account. Both accounts come with FDIC insurance through Chime’s banking partners, giving you peace of mind that your money is protected.
Why Verification is Important
When you open a Chime account, you need to verify your identity. This verification process is crucial for several reasons:
Security: It helps protect your account from unauthorized access.
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Compliance: Banks must comply with federal regulations like the Know Your Customer (KYC) rules to prevent fraud and money laundering.
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Without proper verification, you may face limitations on your account or even risk having it closed.
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Start by downloading the official Chime app from the Apple App Store or Google Play Store. Avoid downloading apps from third-party sources to protect your personal information.
Step 2: Start the Application
Open the app and tap “Sign Up.” You’ll be asked to enter your personal information, including your full name, date of birth, Social Security Number (SSN), and address. Providing accurate details helps speed up verification.
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After verification, review Chime’s terms and conditions. Once you agree, your account will be created and verified, typically within a few minutes to a couple of hours.
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In today’s digital world, managing your finances online is more important than ever. Chime, a popular online-only bank, has gained a lot of attention for offering easy-to-use, fee-free banking services. If you’re considering opening a Chime bank account, this article will guide you through the process of getting a verified account and using it safely. Whether you’re new to online banking or looking to switch from a traditional bank, understanding how Chime works can help you make the most of your money.
What is Chime?
Chime is a financial technology company that partners with banks to provide mobile banking services. Unlike traditional banks with physical branches, Chime operates entirely online through its mobile app and website. Chime accounts include features like:
No monthly fees or minimum balance requirements
Early direct deposit (get paid up to two days early)
Automatic savings options
Fee-free ATM access at thousands of locations
Real-time transaction alerts
Chime offers two main account types: the Spending Account (similar to a checking account) and the Savings Account. Both accounts come with FDIC insurance through Chime’s banking partners, giving you peace of mind that your money is protected.
Why Verification is Important
When you open a Chime account, you need to verify your identity. This verification process is crucial for several reasons:
Security: It helps protect your account from unauthorized access.
Compliance: Banks must comply with federal regulations like the Know Your Customer (KYC) rules to prevent fraud and money laundering.
Access to Features: Verification unlocks important features like direct deposit, mobile check deposit, and higher transaction limits.
Without proper verification, you may face limitations on your account or even risk having it closed.
How to Open a Verified Chime Bank Account
Opening a verified Chime account is quick and straightforward. Follow these steps:
Step 1: Download the Chime App
Start by downloading the official Chime app from the Apple App Store or Google Play Store. Avoid downloading apps from third-party sources to protect your personal information.
Step 2: Start the Application
Open the app and tap “Sign Up.” You’ll be asked to enter your personal information, including your full name, date of birth, Social Security Number (SSN), and address. Providing accurate details helps speed up verification.
Step 3: Verify Your Identity
Chime will ask you to verify your identity by uploading a valid government-issued ID such as a driver’s license or passport. The app uses secure technology to confirm your identity quickly.
Step 4: Review and Accept Terms
After verification, review Chime’s terms and conditions. Once you agree, your account will be created and verified, typically within a few minutes to a couple of hours.
Step 5: Fund Your Account
To start using your account, you can add money via direct deposit, transfer from another bank, or deposit cash at participating retailers.
Tips for Using Your Chime Account Safely
Now that your account is verified, it’s important to use it safely to protect your money and personal information.
1. Use Strong Passwords and Two-Factor Authentication
Create a strong password for your Chime account, combining uppercase and lowercase letters, numbers, and symbols. Enable two-factor authentication (2FA) if available for added security.
2. Monitor Your Account Regularly
Check your transactions frequently through the Chime app to spot any unauthorized activity quickly. Set up transaction alerts to get notified of any charges or deposits.
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In 2025, Chime stands out as one of the most innovative players in the world of personal finance.
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As a neobank—a digital-first financial institution without physical branches—Chime provides a full suite of banking services directly through its user-friendly mobile app. This model eliminates the need for costly overhead associated with brick-and-mortar locations, allowing Chime to offer exceptionally low fees and streamline the banking experience for users.
Unlike traditional banks that may charge a variety of fees for maintaining accounts, overdrafts, or even monthly maintenance, Chime operates with zero monthly fees and no minimum balance requirements. This focus on affordability makes it a perfect choice for individuals seeking to simplify their financial lives without the typical bank-related headaches.
Chime also offers a significant advantage in terms of convenience. In 2025, speed and accessibility are critical, and Chime excels by offering early direct deposit. This feature enables users to receive their paychecks up to two days earlier than they would with a traditional bank, which can make a significant difference in managing cash flow, especially for those living paycheck to paycheck.
Another key reason why Chime is growing rapidly in popularity is its commitment to security. Partnering with FDIC-insured banks, Chime ensures that your money is protected up to $250,000, just like it would be in a conventional bank. This adds an additional layer of trust, knowing that your funds are safely stored in a secure, regulated environment.
In 2025, as digital finance continues to rise, Chime’s seamless integration of technology and banking is positioning it as a forward-thinking solution for Americans who want a smarter, simpler way to manage money—whether it's avoiding fees, tracking spending, or ensuring that funds are available as quickly as possible. By choosing Chime, users are embracing a modern approach to banking that aligns with the fast-paced, tech-centric world of today’s economy.
Benefits of a Chime Account
Choosing to open a Chime account means stepping into a world where convenience, security, and financial freedom are the top priorities. Unlike traditional banks that often come with hidden fees and cumbersome processes, Chime redefines what banking can be, offering benefits that truly work for the modern user. Let’s explore the key advantages of a Chime account in 2025:
✅ No Monthly Fees or Overdraft Fees
One of the most striking features of Chime is its zero-fee structure. Traditional banks often charge monthly maintenance fees, overdraft fees, or even fees for not maintaining a minimum balance. With Chime, you don’t have to worry about any of these. No monthly maintenance fees means more of your money stays in your pocket, and no overdraft fees gives you peace of mind, knowing that you won’t be penalized for accidental overspending. This commitment to transparency and affordability ensures that every dollar you earn goes further.
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✅ Get Paid Up to 2 Days Early with Direct Deposit
Imagine receiving your paycheck two days earlier than your usual payday—Chime makes that a reality. With early direct deposit, you get access to your money as soon as your employer releases it, which can be a game-changer for managing day-to-day expenses and avoiding late payment fees. In 2025, when financial flexibility is more important than ever, this benefit provides a valuable edge for people looking to keep their cash flow smooth and uninterrupted.
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