Fee Travel Quotes

He looked down at the keys and played a gentle chord. Jesper wondered at how he could have mistaken Kuwei for Wylan. Their hands were completely different, the shape of the fingers, the knuckles. “Jes,” Wylan said, “did you mean what you told my father? Will you stay with me? Will you help?” Jesper leaned back on the pianoforte, resting on his elbows. “Let’s see. Live in a luxurious merch mansion, get waited on by servants, spend a little extra time with a budding demolitions expert who plays a mean flute? I guess I can manage it.” Jesper’s eyes traveled from the top of Wylan’s red-gold curls to the tips of his toes and back again. “But I do charge a pretty steep fee.” Wylan flushed a magnificent shade of pink. “Well, hopefully the medik will be here to fix my ribs soon,” he said as he headed back into the parlor. “Yeah?” “Yes,” said Wylan, glancing briefly over his shoulder, his cheeks now red as cherries. “I’d like to make a down payment.” Jesper released a bark of laughter. He couldn’t remember the last time he’d felt this good. And no one was even shooting at him.

What would you have me do? Seek for the patronage of some great man, And like a creeping vine on a tall tree Crawl upward, where I cannot stand alone? No thank you! Dedicate, as others do, Poems to pawnbrokers? Be a buffoon In the vile hope of teasing out a smile On some cold face? No thank you! Eat a toad For breakfast every morning? Make my knees Callous, and cultivate a supple spine,- Wear out my belly grovelling in the dust? No thank you! Scratch the back of any swine That roots up gold for me? Tickle the horns Of Mammon with my left hand, while my right Too proud to know his partner's business, Takes in the fee? No thank you! Use the fire God gave me to burn incense all day long Under the nose of wood and stone? No thank you! Shall I go leaping into ladies' laps And licking fingers?-or-to change the form- Navigating with madrigals for oars, My sails full of the sighs of dowagers? No thank you! Publish verses at my own Expense? No thank you! Be the patron saint Of a small group of literary souls Who dine together every Tuesday? No I thank you! Shall I labor night and day To build a reputation on one song, And never write another? Shall I find True genius only among Geniuses, Palpitate over little paragraphs, And struggle to insinuate my name In the columns of the Mercury? No thank you! Calculate, scheme, be afraid, Love more to make a visit than a poem, Seek introductions, favors, influences?- No thank you! No, I thank you! And again I thank you!-But... To sing, to laugh, to dream To walk in my own way and be alone, Free, with a voice that means manhood-to cock my hat Where I choose-At a word, a Yes, a No, To fight-or write.To travel any road Under the sun, under the stars, nor doubt If fame or fortune lie beyond the bourne- Never to make a line I have not heard In my own heart; yet, with all modesty To say:"My soul, be satisfied with flowers, With fruit, with weeds even; but gather them In the one garden you may call your own." So, when I win some triumph, by some chance, Render no share to Caesar-in a word, I am too proud to be a parasite, And if my nature wants the germ that grows Towering to heaven like the mountain pine, Or like the oak, sheltering multitudes- I stand, not high it may be-but alone!

Jes,” Wylan said, “did you mean what you told my father? Will you stay with me? Will you help?” Jesper leaned back on the pianoforte, resting on his elbows. “Let’s see. Live in a luxurious merch mansion, get waited on by servants, spend a little extra time with a budding demolitions expert who plays a mean flute? I guess I can manage it.” Jesper’s eyes traveled from the top of Wylan’s red-gold curls to the tips of his toes and back again. “But I do charge a pretty steep fee.” Wylan flushed a magnificent shade of pink. “Well, hopefully the medik will be here to fix my ribs soon,” he said as he headed back into the parlor. “Yeah?” “Yes,” said Wylan, glancing briefly over his shoulder, his cheeks now red as cherries. “I’d like to make a down payment.” Jesper released a bark of laughter. He couldn’t remember the last time he’d felt this good. And no one was even shooting at him.

I said, 'there was a society of men among us, bred up from their youth in the art of proving, by words multiplied for the purpose, that white is black, and black is white, according as they are paid. To this society all the rest of the people are slaves. For example, if my neighbour has a mind to my cow, he has a lawyer to prove that he ought to have my cow from me. I must then hire another to defend my right, it being against all rules of law that any man should be allowed to speak for himself. Now, in this case, I, who am the right owner, lie under two great disadvantages: first, my lawyer, being practised almost from his cradle in defending falsehood, is quite out of his element when he would be an advocate for justice, which is an unnatural office he always attempts with great awkwardness, if not with ill-will. The second disadvantage is, that my lawyer must proceed with great caution, or else he will be reprimanded by the judges, and abhorred by his brethren, as one that would lessen the practice of the law. And therefore I have but two methods to preserve my cow. The first is, to gain over my adversary’s lawyer with a double fee, who will then betray his client by insinuating that he hath justice on his side. The second way is for my lawyer to make my cause appear as unjust as he can, by allowing the cow to belong to my adversary: and this, if it be skilfully done, will certainly bespeak the favour of the bench.

Obviously, everybody prefers working with experts. This is especially true as you climb the affluence ladder; the more affluent the customer, the more determined he is to find and conduct business with the most knowledgeable, respected, and celebrated expert, and the more willing he is to travel further away from home, wait longer, do business on your terms, and pay premium fees or prices. But really, everybody prefers dealing with an expert if and when they can.

corruption is defined in narrow terms to nail the poor deluded fool who slips a £20 note inside the cover of their passport before handing it to the Border Force officer who is checking travel documents with a CCTV camera looking over her shoulder. There’s nothing corrupt about the government minister who announces new and impossible performance targets for a hitherto just-about-coping agency that manages transport infrastructure, drives it into a smoking hole in the ground, and three years later retires and joins the board of the corporation that subsequently took over responsibility for maintaining all the bridges on behalf of the state—for a tidy annual fee, of course. After all, the minister is a demonstrable expert on the ownership and management of bridges, and there’s no provable link between their having set up the agency for failure and their subsequently being granted a nonexecutive directorship that gets them their share of the rental income from the privatized bridge, is there?

Many females have noticed that they can take advantage of males who feel inadequate and try to buy their affection. With plenty of males buying them drinks in bars, paying their entrance fee to nightclubs, showering them with gifts, paying their bills, taking them shopping, or even traveling, they gladly accept with no intention of ever “paying” back by spreading their legs in gratitude because sex is not a favor females grant males.

Prospecting & Marketing Institute, based in Santa Fe, New Mexico, and I were conducting a multiday seminar for her clients — corporate executives and general agents from life insurance companies — about new methods of recruiting agents. Even though the attendees had paid a very high per-person fee to be there, most had traveled great distances, and the subject was of critical importance to them, we both noticed that on breaks, what most of them were talking about was where

Our development team of 100 engineers drinks a lot of coffee… Equipping each floor with new coffee stations would cost $15,000, plus additional ongoing fees for supplies and maintenance. At 10 minutes a day per person traveling down to the break room for coffee and back, our engineering department spends 80 hours a week getting caffeine. New coffee makers would pay for themselves within weeks; afterward, they’d make money for the company. Our current system acts as if we’ve hired 2 full-time engineers just to walk back and forth from their offices to the break room, and their hall banter isn’t even close to West Wing quality.

The key to understanding the situation is the most elementary principle of economics: the law of demand—the higher the price of anything, the less of it people will be willing to buy. Make labor of any kind more expensive and the number of jobs of that kind will be fewer. Make carpenters more expensive, and fewer houses than otherwise will be built, and those houses that are built will tend to use materials and methods requiring less carpentry. Raise the wage of airline pilots, and air travel will become more expensive. Fewer people will fly, and there will be fewer jobs for airline pilots. Alternatively, reduce the number of carpenters or pilots, and they will command higher wages. Keep down the number of physicians, and they will be able to charge higher fees.

It was in Cleveland that Magic Slim became the most successful pornographic film producer in America. His training center was a key link in a human trafficking supply chain stretching from the former Soviet Republics in Eastern Europe to the United States. Trafficking accounts for an estimated $32 billion in annual trade with sex slavery and pornographic film production accounting for the greatest percentage. The girls arrived at Slim’s building young and naive, they left older and wiser. This was a classic value chain with each link making a contribution.  Slim’s trainers were the best, and it showed in the final product. Each class of girls was judged on the merits. The fast learners went on to advanced training. They learned proper etiquette, social skills and party games. They learned how to dress, apply makeup and discuss world events.  Best in-class were advertised in international style magazines with code words. These codes were known only to select clients and certain intermediaries approved by Slim. This elaborate distribution system was part of Slim’s business model, his clients paid an annual subscription fee for the on-line dictionary. The code words and descriptions were revised monthly.  An interested client would pay an access fee for further information that included a set of professional  photographs, a video and voice recordings of the model addressing the client by name.  Should the client accept, a detailed travel itinerary was submitted calling for first class travel and accommodation.  Slim required a letter of understanding spelling out terms and conditions and a 50% deposit. He didn’t like contracts, his word was his bond, everyone along the chain knew that. Slim's business was booming.

We often think the purpose of criticism is to nail things down. During my years as an art critic, I used to joke that museums love artists the way that taxidermists love deer, and something of that desire to secure, to stabilize, to render certain and definite the open-ended, nebulous, and adventurous work of artists is present in many who work in that confinement sometimes called the art world. A similar kind of aggression against the slipperiness of the work and the ambiguities of the artist's intent and meaning often exists in literary criticism and academic scholarship, a desire to make certain what is uncertain, to know what is unknowable, to turn the flight across the sky into the roast upon the plate, to classify and contain. What escapes categorization can escape detection altogether. There is a kind of counter-criticism that seeks to expand the work of art, by connecting it, opening up its meanings, inviting in the possibilities. A great work of criticism can liberate a work of art, to be seen fully, to remain alive, to engage in a conversation that will not ever end but will instead keep feeing the imagination. Not against interpretation, but against confinement, against the killing of the spirit. Such criticism is itself great art. This is a kind of criticism that does not pit the critic against the text, does not seek authority. It seeks instead to travel with the work and its ideas, to invite it to blossom and invite others into a conversation that might have previously seemed impenetrable, to draw out relationships that might have been unseen and open doors that might have been locked. This is a kind of criticism that respects the essential mystery of art, which is in part its beauty and its pleasure, both of which are irreducible and subjective. The worst criticism seeks to have the last word and leave the rest of us in silence; the best opens up an exchange that need never end.

Dubrovnik, Croatia Dubrovnik’s old architecture, all wrapped within its ancient stone walls, have made this city a World Heritage Site. It’s an old sea port that sits above the Adriatic Sea. Its background, from medieval times was trade between the east and Europe and the city rivalled Venice for its reach and connections. Today, however, the principle economy is based on tourism. The old town is a warren of narrow, cobbled streets, sometimes steep, but pedestrianised which makes it easy to walk. However, be careful – signs do not always point to where they say they are going – many of them are old and the hotels, restaurants, bus stations have moved. The City Walls might look familiar to fans of Game of Thrones – many scenes were filmed here and there are Game of Thrones tours to visit the film’s settings. The area suffered a devastating earthquake in the 17th century, therefore much of the original architecture did not survive. The Sponza Palace, near the Bell Tower, is one of the few Gothic buildings left in the city. The Stradun is the main street in the Old Town – restaurants, shops and bars all pour out onto here. It’s lively, especially towards the end of the day. Don’t forget that the city’s location on the coast means that it also has beautiful beaches. Lapad Beach is two miles outside of town, and has a chilled atmosphere. Banje Beach is closer to the old town. It has an entrance fee and is livelier. One of the reasons Dubrovnok appeals to solo travellers is because it has a low crime rate. In addition, its cobbled streets and artistic shops all make browsing easy.

Hillary rode her husband’s success to become first lady of Arkansas, then first lady of the United States. Then she won an easy race in liberal New York to become its junior senator. As a senator she accomplished, well, nothing. Then she ran for the Democratic presidential nomination, losing to Barack Obama, who appointed her secretary of state. Despite extensive travels, Hillary’s achievements as secretary of state are essentially nil. As with Benghazi, most of her notable actions are screwups. In an apparent confirmation of the Peter Principle, however, Hillary is now back as the leading candidate for the Democratic nomination for president in 2016. Hillary is fortunate, not merely in her career path, but also in being the surprise recipient of hundreds of millions of dollars that have been rained on her and her husband both directly and through the Clinton Foundation. The Clinton Foundation has raised more than $2 billion in contributions. A substantial portion of that came from foreign governments. Some sixteen nations together have given $130 million. In addition, through speeches and consulting fees, more than $100 million has ended up in the pockets of the Clintons themselves. The foundation, although ostensibly a charitable enterprise, gives only one dollar out of ten to charity. It has also been disclosed that the Clintons have developed a penchant for traveling in high style, and use a substantial amount of donation money on private planes and penthouse suites. The rest of the loot seems to have been accumulated into a war chest that is at the behest of the Clintons and the Hillary presidential campaign.

History favors the bold. Compensation favors the meek. As a Fortune 500 company CEO, you’re better off taking the path often traveled and staying the course. Big companies may have more assets to innovate with, but they rarely take big risks or innovate at the cost of cannibalizing a current business. Neither would they chance alienating suppliers or investors. They play not to lose, and shareholders reward them for it—until those shareholders walk and buy Amazon stock. Most boards ask management: “How can we build the greatest advantage for the least amount of capital/investment?” Amazon reverses the question: “What can we do that gives us an advantage that’s hugely expensive, and that no one else can afford?” Why? Because Amazon has access to capital with lower return expectations than peers. Reducing shipping times from two days to one day? That will require billions. Amazon will have to build smart warehouses near cities, where real estate and labor are expensive. By any conventional measure, it would be a huge investment for a marginal return. But for Amazon, it’s all kinds of perfect. Why? Because Macy’s, Sears, and Walmart can’t afford to spend billions getting the delivery times of their relatively small online businesses down from two days to one. Consumers love it, and competitors stand flaccid on the sidelines. In 2015, Amazon spent $7 billion on shipping fees, a net shipping loss of $5 billion, and overall profits of $2.4 billion. Crazy, no? No. Amazon is going underwater with the world’s largest oxygen tank, forcing other retailers to follow it, match its prices, and deal with changed customer delivery expectations. The difference is other retailers have just the air in their lungs and are drowning. Amazon will surface and have the ocean of retail largely to itself.

I said, “there was a society of men among us, bred up from their youth in the art of proving, by words multiplied for the purpose, that white is black, and black is white, according as they are paid. To this society all the rest of the people are slaves. For example, if my neighbour has a mind to my cow, he has a lawyer to prove that he ought to have my cow from me. I must then hire another to defend my right, it being against all rules of law that any man should be allowed to speak for himself. Now, in this case, I, who am the right owner, lie under two great disadvantages: first, my lawyer, being practised almost from his cradle in defending falsehood, is quite out of his element when he would be an advocate for justice, which is an unnatural office he always attempts with great awkwardness, if not with ill-will. The second disadvantage is, that my lawyer must proceed with great caution, or else he will be reprimanded by the judges, and abhorred by his brethren, as one that would lessen the practice of the law. And therefore I have but two methods to preserve my cow. The first is, to gain over my adversary’s lawyer with a double fee, who will then betray his client by insinuating that he hath justice on his side. The second way is for my lawyer to make my cause appear as unjust as he can, by allowing the cow to belong to my adversary: and this, if it be skilfully done, will certainly bespeak the favour of the bench. Now your honour is to know, that these judges are persons appointed to decide all controversies of property, as well as for the trial of criminals, and picked out from the most dexterous lawyers, who are grown old or lazy; and having been biassed all their lives against truth and equity, lie under such a fatal necessity of favouring fraud, perjury, and oppression, that I have known some of them refuse a large bribe from the side where justice lay, rather than injure the faculty, by doing any thing unbecoming their nature or their office.

TERMS AND CONDITIONS Sketches and Comps Fee quoted includes ____ preliminary concepts / sketches; additional concepts / sketches are $ _______ each. Final Artwork Fee quoted includes one set of final mechanical artwork. Changes to final artwork will be provided at an additional cost based on the extent and complexity of the changes, at $ ___ per hour or a mutually agreed upon fee, TBD. Rights Upon full payment of all fees and costs, the following rights to the use of the designs and/or artwork transfer to Client, as noted: Credit Unless otherwise agreed, Designer shall be accorded a credit line on all published, printed material, to read as follows: Overtime Fees quoted are based upon work performed during the course of regular working hours (based on a ____ hour week). Overtime, rush, holiday, and weekend work necessitated by Client’s directive is billed in addition to the fees quoted at $ ____ per hour or a mutually agreed upon fee, TBD. Change Orders Work change orders will be issued for additional work and changes requested after approvals or commencement of work. WCO’s include a description of the change/addition requested, estimated additional costs, and changes to work schedules/project completion. Client’s signature is required on WCO’s to proceed with changes/additions. Billable Items In addition to the fees and costs estimated herein, costs incurred for outside services (TBD), messengers, and courier services are billable (at cost __; with a markup of __ percent). Wherever applicable, state and local sales taxes will be included in Billable Items. Travel expenses are billed additionally, at cost.

With the Clintons there is always a catch to the apologies for their progressive graspingness. At a time of record student debt, sky-rocketing tuition, and scandalous university perks, Hillary Clinton is now charging over $200,000 [5] for a brief run-of-the-mill “I am Hillary” speech — no landmark political announcements, no insights into foreign policy, nothing much other than standard liberal therapeutic boilerplate trading on her increased market value due to her recent tenure as chief foreign affairs officer of the United States. When these exorbitant fees were questioned by the liberal media, she seemed stunned that any would doubt her progressive fides, and cited her past caring for the poorer off. Then she backed off and assured us that the money went to “charity.” Of course, with the Clintons, we know there is always a nuance and tweak to follow. So next, the “charity” turned out to be the Clinton Foundation [6], which tends to fund the extravagant private jet travel of mostly Bill and Hillary and their appendages.

Cost of Cruise Sales Other Sales Cost of Other Sales (Refunds) (Refund Credits) Car Commissions Hotel Commissions Other Commissions Service Fees and Tuition Advertising Income Interest Income Air Sales and Cost of Air Sales

Hillary is fortunate, not merely in her career path, but also in being the surprise recipient of hundreds of millions of dollars that have been rained on her and her husband both directly and through the Clinton Foundation. The Clinton Foundation has raised more than $2 billion in contributions. A substantial portion of that came from foreign governments. Some sixteen nations together have given $130 million. In addition, through speeches and consulting fees, more than $100 million has ended up in the pockets of the Clintons themselves. The foundation, although ostensibly a charitable enterprise, gives only one dollar out of ten to charity. It has also been disclosed that the Clintons have developed a penchant for traveling in high style, and use a substantial amount of donation money on private planes and penthouse suites. The rest of the loot seems to have been accumulated into a war chest that is at the behest of the Clintons and the Hillary presidential campaign. How

Wall Street and corporate American know there is no deal considered beneath the Clintons. If they will, as reported, wheel and deal off the human tragedy of the Haitian disaster, then they will indeed do anything. If they are willing to defame and destroy women abused by Bill Clinton, they will not only do that, but proclaim themselves feminists. They have created a huge shakedown conglomerate in the Clinton Foundation in Machiavellian fashion: the philanthropy brilliantly masks the cynical tapping of such funds for personal aggrandizement. Quid pro quos go through the foundation to “help” the helpless while providing the family the moral veneer to moonlight and rake in huge fees from foundation donors, who do not give such largess for nothing. Hitting up corporate finaglers for $70 million in tag-along private jet travel would be burdensome; but creating a tax-free “philanthropy” to provide such corporate one-percent travel for the three Clintons (whether to lecture on global warming or the unfair tax policies of the one-percent) is brilliant in the Medieval sense.

Here, in 2001, entered Goldman Sachs, which engaged in a series of apparently legal but nonetheless repellent deals designed to hide the Greek government’s true level of indebtedness. For these trades Goldman Sachs—which, in effect, handed Greece a $1 billion loan—carved out a reported $300 million in fees.

I pay roughly $75 dollars a month, and my husband pays $100. However, I have just learned that for temporary residents now entering the system the fee maybe upwards of $200 per month. A friend of mine is going back to CAJA to see if he can get the price reduced, and apparently if you provide the proper documentation, they may decrease the monthly fee. There is a fee cap for permanent residents: over fifty-five years of age pay $63 dollars a month, and younger than fifty-five will pay $114.

Sell your art, crafts, or any handcrafted item on etsy.com Develop a travel concierge service to help people when they miss their flights Offer online tutoring services in your field of expertise Host a networking event (charge a low ticket price and get sponsors to provide food) Create and sell a visitors’ guide to your town or city, or build a web resource for tourists, supported by advertisers Create an online (or offline) course in some quirky subject you happen to know a lot about Publish a blog with a new lesson on a specific topic every day Start a podcast and sell sponsorship Visit yard sales or thrift shops and buy items to resell Offer a simple freelance service—anything from fact-checking to tech support or something else entirely Become a home, office, or life organizer Manage P.R. or social media accounts for small businesses Buy and sell used textbooks to college students Sell your musings on business, art, or culture as a freelance writer Start a membership website, where people pay a monthly or annual fee to access useful information about a specific topic Write and publish a book (if I can do it, you can too!)

Thank you for reading this book. That is the first acknowledgement to make. A book only becomes real by being read, so thank you for giving my daydream a reality. I wanted to write a book that you enjoyed reading and I enjoyed writing, and I guarantee I achieved at least the latter. I have never had as much fun writing a book. It was time travel and a therapy session in one, minus the psychiatrist’s fees and the DeLorean.

I'll give you an actual example. Pamela Yellen, the CEO of the Prospecting & Marketing Institute, based in Santa Fe, New Mexico, and I were conducting a multiday seminar for her clients — corporate executives and general agents from life insurance companies — about new methods of recruiting agents. Even though the attendees had paid a very high per-person fee to be there, most had traveled great distances, and the subject was of critical importance to them, we both noticed that on breaks, what most of them were talking about was where they were going to go play golf that evening when the seminar let out, the next morning before it started, or the day afterward. Both Pamela and I made note of how important it was to these clients of hers to get out on the golf course. This led to one of the most unusual ads Pamela has ever written and run in her own industry's trade journals, with the headline: “Puts Recruiting on Autopilot So You Can Go Play Golf!” The entire ad is reproduced on the following page, Exhibit #3. As you'll see, it sold the system we devised for insurance agent recruiting, but it did so circuitously, by emphasizing the hidden benefit: you'll get the job done with less time invested, so you can spend more time on the golf course.

You feel like you’re in a high-end furniture store, or even a spa, for that matter. Just very stately, appointed, everything is very intentional,” says forty-four-year-old Scott Pope. Pope is the CEO of ROAMD, a network of nearly one hundred membership-based concierge medical practices. He’s a pharmacist by training, and a concierge patient in Charlotte, North Carolina, where he lives. Joining ROAMD lets concierge doctors extend their wealthy clients the same level of attention while traveling that they enjoy at home. For annual fees typically ranging from $2,000 to $10,000 per head—some docs charge up to $40,000—a person can expect highly individualized, proactive, and unusually private primary care.

We are a fee-only financial advisor in Austin TX. We offer financial planning and investment management services to individuals and families who uphold traditional values, and are passionate about travels, the outdoors, and giving back to their community. Our plan is tailored specifically for YOU, your value, your goals, and your life aspirations. We will work with you step by step until you reach your goal. Think of us as your personal financial fitness coach. Your first consultation is free.

Did you know that credit cards automatically give you amazing consumer protection? Here are a few examples you might not know about: ■ Automatic warranty doubling: Most cards extend the warranty on your purchases. So if you buy an iPhone and it breaks after Apple’s warranty expires, your credit card will still cover it up to an additional year. This is true for nearly every credit card for nearly every purchase, automatically. ■ Car rental insurance: If you rent a car, don’t let them sell you on getting the extra collision insurance. It’s completely worthless! You already have coverage through your existing car insurance, plus your credit card will usually back you up to $50,000. ■ Trip-cancellation insurance: If you book tickets for a vacation and then get sick and can’t travel, your airline will charge you hefty fees to rebook your ticket. Just call your credit card and ask for the trip-cancellation insurance to kick in, and they’ll cover those change fees—usually between $3,000 to $10,000 per trip. ■ Concierge services: When I couldn’t find LA Philharmonic tickets, I called my credit card and asked the concierge to try to find some. He called me back in two days with tickets. They charged me (a lot, actually), but he was able to get them when nobody else could.

A traveler needs to fill out an online form to apply for an e-Tourist visa for India. The following basic information is needed: Full name Date and place of birth Contact information Passport details The fee is paid securely online by credit or debit card after the application process. There are also a few eligibility questions to answer. Travelers receive their Indian visa by email after their e-Tourist visa application is approved. The visa is typically approved within 2-4 business days.

The bureaucracy of a big company like Citi often led to bad policies. Such a large firm is basically forced to make decisions for a whole organization that don’t necessarily apply well to the individual business units. Is it better, one wonders, to have uniformity of authority in decision making at the expense of flexibility? It was a demonstration of the challenges of size, the difficulty of managing a large business with hundreds of disparate units. In the mid-2000s, for example, the firm developed new rules for air travel, insisting that employees reach their destinations on the cheapest fares available, even if that meant multiple connections to get to smaller cities. Saving money was not a bad inclination in an industry notorious for profligacy, but there was no flexibility in the rule, and so my assistant, Angela Murray, was engaged in frequent battles to make sure I could arrive at out-of-town meetings on time. If I had a ten o’clock morning meeting in Omaha to discuss a deal with a potential $6 million fee, Citi still insisted on saving a few hundred bucks by booking me on a flight that arrived in the afternoon, which meant I would miss the meeting unless I traveled the day before. And because those cheaper flights often required an overnight stay, more work hours were wasted as well as any potential savings, since the firm would have to pay for a hotel and meals. I knew for a fact that the policy was revenue-negative.

Investment firms are buying up more vacation homes, aiming to cash in on growing demand from tourists and remote workers. Most vacation rental homes are owned by small-time owners who list their properties on websites such as Airbnb Inc., but the number of financial firms investing in the sector is growing. New York-based investment firm Saluda Grade is launching a venture with short-term- rental operator AvantStay Inc. to buy about $500 million of homes, the companies said Tuesday. Saluda Grade said it is also looking to raise debt by selling mortgage bonds backed by its homes to investors, the first vacation-rental mortgage securitization, according to the company. Andes STR, a startup that buys and manages short-term rental homes on behalf of investors, also recently signed a deal with Chilean investment firm WEG Capital to buy roughly $80 million of properties in the U.S., Andes said. These investors are betting they can get higher returns if they rent out homes by the night instead of by the year. Low-interest rates have made it more attractive to borrow and Buy Traditional Rental Homes, inflating property prices and making it harder for new buyers to turn a profit. That has prompted some institutions and wealthy families to look in more obscure corners of the property market where competition is smaller, investment advisers say. Some are turning to investments in vacation homes, where demand has surged in many places during the pandemic as more people choose to work from remote locations and leisure travel heated up last year. “There’s a lot more yield available in the short-term market,” said Saluda Grade’s chief executive, Ryan Craft. It is the latest sign of how the pandemic is changing the way people work and live, and how real-estate investors are angling to find new ways to profit from these shifts. Saluda Grade is targeting homes within driving distance of major population centers, Mr. Craft said. His company will buy the homes and AvantStay will manage them for a fee. But while vacation-rental homes can offer higher returns, they also pose challenges to investors. Mortgages are usually more expensive and harder to get for short-term rentals than for owner-occupied homes, said Giri Devanur, CEO of reAlpha Tech Corp., a startup that wants to pool money from small-time investors to buy short-term-rental homes.

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The Queen and I attended many of the sales calls in person, to explain these complexities. I traveled to Boston to meet with some of the top U.S. fund managers, including the managers of two of the largest emerging markets mutual funds in the world, Rob Citrone, portfolio manager at Fidelity Investments, and Mark Siegel, vice president and head of emerging markets at Putnam Investment Management. Both of them, as well as dozens of other fund managers, gave BIDS a big thumbs down. The trade was too complicated, and the fees we were charging were too large. The BIDS deal ended a failure, although it probably would have been worse if Scarecrow had been involved throughout. On the one hand, we were only able to sell $21 million of BIDS in total, mostly because we couldn’t pique the interest of U.S. investors. On the other hand, we were able to charge such an enormous fee on the BIDS we actually sold that the group still grossed half a million dollars in profits.

Maloof controlled the exchequer, advised in regard to the imposition of taxes, fees, rents and imposts. Witherwood worked to codify the judicial systems of the land, reconciling regional differences and making the laws universally responsive, to persons of high and low degree alike. Sion-Tansifer, a relict from the reign of King Granice, advised as to military organisation and strategy. Foirry was an expert in the field of naval architecture. Pirmence, who had travelled widely, from Ireland to Byzantium, was in effect the Minister of Foreign Affairs, while Langlark had been commissioned by Aillas to establish at Domreis a university of letters, mathematics, geography and the several sciences.

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The problem with your father and money,” Mum had said, “one of them, is that he’s prone to get overexcited whenever he has any. He lays it on with a trowel for everyone: champagne, escargot, cigars, then we’re back to starvation rations and panic over your school fees. Not that I minded the sacrifice.

In Bavaria, where attitudes toward Jews were particularly reactionary, the number of Jewish marriages was limited by law in an attempt to keep the number of Jewish families constant. They were surrounded by a heavy network of special taxes, were obliged to pay the humiliating “Jew toll” whenever they traveled beyond the borders of the ghetto, were forced to pay a special fee for the privilege of not serving in the army—though it was an army that would not have accepted them had they tried to volunteer, because they were Jewish. Periodically, Jews were threatened with expulsion from their homes—and often were expelled—unless they paid an added tax for the privilege of remaining.

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patient.” By animals, this would include dogs, too, I assumed. Fair enough. There are plenty of hotels that allow pets in general but turn away cats. They complain that cats sharpen their claws on the furniture, and so on. But for guests with cats, all they need to do is add an extra fee to cover any repairs, right? Plus, this animal smell that bothers humans is much less strong in cats than it is with dogs, am I right? Even so, this dogs okay, cats not okay attitude is really offensive from a feline perspective. In that sense, it’s much easier to accept if neither cat nor dog is allowed.

Maybe Sloan would agree to a deal. I’d talk to someone about some of my issues if she would agree to go to grief counseling. It wasn’t me giving in to Josh like she wanted, but Sloan knew how much I hated therapists, and she’d always wanted me to see someone. I was debating how to pitch this to her when I glanced into the living room and saw it—a single purple carnation on my coffee table. I looked around the kitchen like I might suddenly find someone in my house. But Stuntman was calm, plopped under my chair. I went in to investigate and saw that the flower sat on top of a binder with the words “just say okay” written on the outside in Josh’s writing. He’d been here? My heart began to pound. I looked again around the living room like I might see him, but it was just the binder. I sat on the sofa, my hands on my knees, staring at the binder for what felt like ages before I drew the courage to pull the book into my lap. I tucked my hair behind my ear and licked my lips, took a breath, and opened it up. The front page read “SoCal Fertility Specialists.” My breath stilled in my lungs. What? He’d had a consultation with Dr. Mason Montgomery from SoCal Fertility. A certified subspecialist in reproductive endocrinology and infertility with the American Board of Obstetrics and Gynecology. He’d talked to them about in vitro and surrogacy, and he’d had fertility testing done. I put a shaky hand to my mouth, and tears began to blur my eyes. I pored over his test results. Josh was a breeding machine. Strong swimmers and an impressive sperm count. He’d circled this and put a winking smiley face next to it and I snorted. He’d outlined the clinic’s high success rates—higher than the national average—and he had gotten signed personal testimonials from previous patients, women like me who used a surrogate. Letter after letter of encouragement, addressed to me. The next page was a complete breakdown on the cost of in vitro and information on Josh’s health insurance and what it covered. His insurance was good. It covered the first round of IVF at 100 percent. He even had a small business plan. He proposed selling doghouses that he would build. The extra income would raise enough money for the second round of in vitro in about three months. The next section was filled with printouts from the Department of International Adoptions. Notes scrawled in Josh’s handwriting said Brazil just opened up. He broke down the process, timeline, and costs right down to travel expenses and court fees. I flipped past a sleeve full of brochures to a page on getting licensed for foster care. He’d already gone through the background check, and he enclosed a form for me, along with a series of available dates for foster care orientation classes and in-home inspections. Was this what he’d been doing? This must have taken him weeks. My chin quivered. Somehow, seeing it all down on paper, knowing we’d be in it together, it didn’t feel so hopeless. It felt like something that we could do. Something that might actually work. Something possible. The last page had an envelope taped to it. I pried it open with trembling hands, my throat getting tight. I know what the journey will look like, Kristen. I’m ready to take this on. I love you and I can’t wait to tell you the best part…Just say okay. I dropped the letter and put my face into my hands and sobbed like I’d never sobbed in my life. He’d done all this for me. Josh looked infertility dead in the eye, and his choice was still me. He never gave up. All this time, no matter how hard I rejected him or how difficult I made it, he never walked away from me. He just changed strategies. And I knew if this one didn’t work he’d try another. And another. And another. He’d never stop trying until I gave in. And Sloan—she knew. She knew this was here, waiting for me. That’s why she’d made me leave. They’d conspired to do this.

Meanwhile Friedman and the other columnists—the stars with high salaries, big travel and entertainment budgets, and relaxed ethics rules that allowed them to accept some big speaking fees—complained to Sulzberger about their diminished readership,

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TRAILHEAD/ACCESS POINTS Kenosha Pass Trailhead: From Denver, drive southwest on US Hwy 285 for about 58 miles to Kenosha Pass. Kenosha Pass Campground is on the right and the Kenosha Pass Picnic Area can be seen on the left side of the highway, back in the trees. Both are fee areas. You may park alongside the highway, however, without paying the fee. The beginning of Segment 6 is on the righthand (northwest) side of the highway, just past the turn-in to the campground. The CT is visible from the highway, proceeding into the forest in a northwesterly direction. Water is available in the campground from a hand pump, after payment of the fee. Jefferson Lake Road Access: This access requires a fee payment. From Kenosha Pass, continue southwest on US Hwy 285 for 4.5 miles to the town of Jefferson. Turn right on Jefferson Lake Road. Drive 2.1 miles to an intersection. Turn right and proceed about a mile to the fee collection point. Continue 2.1 miles to where the CT crosses the road. A small parking area is 0.1 mile farther on the left. Another larger parking area is 0.6 mile down the road, near the Jefferson Lake Campground. Georgia Pass Trail Access: Using the driving instructions for the aforementioned Jefferson Lake Road access, turn right on Jefferson Lake Road, which is also known as the Michigan Creek Road. After 2.1 miles, where Jefferson Lake Road turns right, continue straight on Michigan Creek Road for 10 miles to Georgia Pass where there’s a parking area. The last 2 miles are a little rough, but most vehicles with reasonable ground clearance can make it. From the pass and parking area, find the CT to the northeast and up a very rough jeep road 0.4 mile. North Fork of the Swan River Access: From Denver, travel west on I-70 for about 75 miles to exit 203 (Frisco/Breckenridge). Proceed south on CO Hwy 9 for 7 miles to a traffic light at Tiger Road. Turn left on Tiger Road and drive 7 miles to an intersection with the drainage of the North Fork of the Swan River. Turn left on a single-lane road for 0.5 mile to a nice open area, suitable for camping, just before the road enters the forest. The CT comes out of the forest about 100 yards up a drainage on the left side of the road and proceeds north out of the valley up a closed logging road.

Travelers typically lost around 1 or 2 percent when they exchanged paper money, in the same ballpark as the fee I pay today when I can’t get to my bank and have to use another bank’s ATM. Also, the historians found, there weren’t actually that many shady banks.

first acknowledgement to make. A book only becomes real by being read, so thank you for giving my daydream a reality. I wanted to write a book that you enjoyed reading and I enjoyed writing, and I guarantee I achieved at least the latter. I have never had as much fun writing a book. It was time travel and a therapy session in one, minus the psychiatrist’s fees and the DeLorean.

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The energy developed and the employment afforded by the State will descend like water that the sun has sucked out of the sea to fall upon a mountain range, and back to the sea again it will come at last, debouching in ground rent and royalty and license fees, in the fees of travellers and profits upon carrying and coinage and the like, in death duty, transfer tax, legacy and forfeiture, returning to the sea. Between the clouds and the sea it will run, as a river system runs, down through a great region of individual enterprise and interplay, whose freedom it will sustain. In that intermediate region between the kindred heights and deeps those beginnings and promises will arise that are the essential significance, the essential substance, of life.

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Beer gurgled through the beard. 'You see,' the young man began, 'the desert's so big you can't be alone in it. Ever notice that? It's all empty and there's nothing in sight, but there's always something moving over there where you can't quite see it. It's something very dry and thin and brown, only when you look around it isn't there. Ever see it?' 'Optical fatigue -' Tallant began. 'Sure. I know. Every man to his own legend. There isn't a tribe of Indians hasn't got some way of accounting for it. You've heard of the Watchers? And the twentieth-century white man comes along, and it's optical fatigue. Only in the nineteenth century things weren't quite the same, and there were the Carkers.' 'You've got a special localized legend?' 'Call it that. You glimpse things out of the corner of your mind, same like you glimpse lean, dry things out of the corner of your eye. You incase 'em in solid circumstance and they're not so bad. That is known as the Growth of Legend. The Folk Mind in Action. You take the Carkers and the things you don't quite see and put 'em together. And they bite.' Tallant wondered how long that beard had been absorbing beer. 'And what were the Carkers?' he prompted politely. 'Ever hear of Sawney Bean? Scotland - reign of James the First or maybe the Sixth, though I think Roughead's wrong on that for once. Or let's be more modern - ever hear of the Benders? Kansas in the 1870's? No? Ever hear of Procrustes? Or Polyphemus? Or Fee-fi-fo-fum? 'There are ogres, you know. They're no legend. They're fact, they are. The inn where nine guests left for every ten that arrived, the mountain cabin that sheltered travelers from the snow, sheltered them all winter till the melting spring uncovered their bones, the lonely stretches of road that so many passengers traveled halfway - you'll find 'em everywhere. All over Europe and pretty much in this country too before communications became what they are. Profitable business. And it wasn't just the profit. The Benders made money, sure; but that wasn't why they killed all their victims as carefully as a kosher butcher. Sawney Bean got so he didn't give a damn about the profit; he just needed to lay in more meat for the winter. 'And think of the chances you'd have at an oasis.' 'So these Carkers of yours were, as you call them, ogres?' 'Carkers, ogres - maybe they were Benders. The Benders were never seen alive, you know, after the townspeople found those curiously butchered bodies. There's a rumor they got this far West. And the time checks pretty well. There wasn't any town here in the 80s. Just a couple of Indian families - last of a dying tribe living on at the oasis. They vanished after the Carkers moved in. That's not so surprising. The white race is a sort of super-ogre, anyway. Nobody worried about them. But they used to worry about why so many travelers never got across this stretch of desert. The travelers used to stop over at the Carkers, you see, and somehow they often never got any further. Their wagons'd be found maybe fifteen miles beyond in the desert. Sometimes they found the bones, too, parched and white. Gnawed-looking, they said sometimes.' 'And nobody ever did anything about these Carkers?' 'Oh, sure. We didn't have King James the Sixth - only I still think it was the First - to ride up on a great white horse for a gesture, but twice there were Army detachments came here and wiped them all out.' 'Twice? One wiping-out would do for most families.' Tallant smiled at the beery confusion of the young man's speech. 'Uh-huh, That was no slip. They wiped out the Carkers twice because you see once didn't do any good. They wiped 'em out and still travelers vanished and still there were white gnawed bones. So they wiped 'em out again. After that they gave up, and people detoured the oasis. ("They Bite")

Even the rickshaw coolie, given, to be on the safe side, double his normal fee, takes the money in grim silence and immediately looks away. It is most uncomfortable to feel oneself as an object of this universal detestation , a mere foreign-devil in fact.

One could often learn a lot about the balance of political forces in a given time and place by what sorts of things were acceptable as currency. For instance: in much the same way that colonial Virginia planters managed to pass a law obliging shopkeepers to accept their tobacco as currency, medieval Pomeranian peasants appear to have at certain points convinced their rulers to make taxes, fees, and customs duties, which were registered in Roman currency, payable in wine, cheese, peppers, chickens, eggs, and even herring—much to the annoyance of traveling merchants, who therefore had to either carry such things around in order to pay the tolls or buy them locally at prices that would have been more advantageous to their suppliers for that very reason.6 This was in an area with a free peasantry, rather than serfs. They were in a relatively strong political position.