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health agencies had put regulatory capture on steroids. The CDC, for example, owns 57 vaccine patents1 and spends $4.9 of its $12.0 billion-dollar annual budget (as of 2019) buying and distributing vaccines.2,3 NIH owns hundreds of vaccine patents and often profits from the sale of products it supposedly regulates. High level officials, including Dr. Fauci, receive yearly emoluments of up to $150,000 in royalty payments on products that they help develop and then usher through the approval process.4 The FDA receives 45 percent of its budget from the pharmaceutical industry, through what are euphemistically called “user fees.

But I was wrong about that. From the moment of my reluctant entrance into the vaccine debate in 2005, I was astonished to realize that the pervasive web of deep financial entanglements between Pharma and the government health agencies had put regulatory capture on steroids. The CDC, for example, owns 57 vaccine patents1 and spends $4.9 of its $12.0 billion-dollar annual budget (as of 2019) buying and distributing vaccines.2,3 NIH owns hundreds of vaccine patents and often profits from the sale of products it supposedly regulates. High level officials, including Dr. Fauci, receive yearly emoluments of up to $150,000 in royalty payments on products that they help develop and then usher through the approval process.4 The FDA receives 45 percent of its budget from the pharmaceutical industry, through what are euphemistically called “user fees.”5 When I learned that extraordinary fact, the disastrous health of the American people was no longer a mystery; I wondered what the environment would look like if the EPA received 45 percent of its budget from the coal industry!

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The CDC, for example, owns 57 vaccine patents1 and spends $4.9 of its $12.0 billion-dollar annual budget (as of 2019) buying and distributing vaccines.2,3 NIH owns hundreds of vaccine patents and often profits from the sale of products it supposedly regulates. High level officials, including Dr. Fauci, receive yearly emoluments of up to $150,000 in royalty payments on products that they help develop and then usher through the approval process.4 The FDA receives 45 percent of its budget from the pharmaceutical industry, through what are euphemistically called “user fees.”5 When

novels [4]. It follows that authentic text—text written for native speakers—is inappropriate for unassisted ER by all but the most advanced learners. For this reason, many educators advocate the use of learner literature, that is, stories written specifically for L2 learners, or adapted from authentic text [5]. For learners of English, there are over 40 graded reader series, consisting of over 1650 books with a variety of difficulty levels and genres [6].However, the time and expense in producing graded readers results in high purchase costs and limited availability in languages other than English and common L2‘s like Spanish and French. At a cost of £2.50 for a short English reader in 2001 [7] purchasing several thousand readers to cater for a school wide ER program requires a significant monetary investment. More affordable options are required, especially for schools in developing nations. Day and Bamford [8] recommend several alternatives when learner literature is not available. These include children's and young adult books, stories written by learners, newspapers, magazines and comic books. Some educators advocate the use of authentic texts in preference to simplified texts. Berardo [9] claims that the language in learner literature is ―artificial and unvaried‖, ―unlike anything that the learner will encounter in the real world‖ and often ―do not reflect how the language is really used‖. Berardo does concede that simplified texts are ―useful for preparing learners for reading 'real' texts. ‖ 2. ASSISTED READING Due to the large proportion of unknown vocabulary, beginner and intermediate learners require assistance when using authentic text for ER. Two popular forms of assistance are dictionaries and glossing. There are pros and cons of each approach. 1 A group of words that share the same root word, e.g. , run, ran, runner, runs, running. Permission to make digital or hard copies of all or part of this work for personal or classroom use is granted without fee provided that copies are not made or distributed for profit or commercial advantage and that copies bear this notice and the full citation on the first page. To copy otherwise, or republish, to post on servers or to redistribute to lists, requires prior specific permission and/or a fee.NZCSRSC’11, April 18-21, 2011, Palmerston North, New Zealand

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Where People Buy Verified Skrill Accounts? 2025-25 Meta Description: Looking to buy verified Skrill accounts for international payments or digital business? Discover the pros, risks, pricing, and safer alternatives in this complete guide. Buy Verified Skrill Accounts: Full Guide to Benefits, Risks, and Safer Options In the digital economy, fast, reliable, and secure money transfers are essential. One of the top platforms for global payments is Skrill, a leading digital wallet service that supports millions of users worldwide. For entrepreneurs, freelancers, and marketers who want to skip the time- consuming verification process, many are turning to marketplaces to buy verified Skrill accounts. But is this practice safe or advisable? What do verified accounts offer, and are there legitimate alternatives? In this guide, we’ll cover: What verified Skrill accounts are Why people buy them Pros and cons of using them Where and how people purchase them Smarter, legal alternatives to consider Let’s dive in. 24 Hours Reply/Contact Telegram: @usaproseller1 WhatsApp: +1 (240) 703-5960 Skype: USAPROSELLER Email: usaproseller1@gmail.com What Is a Verified Skrill Account? A verified Skrill account is one that has passed all of Skrill’s Know Your Customer (KYC) verification checks, which include: ID verification (passport, driver’s license) Address verification (utility bill, bank statement) Email and phone verification Bank or card linking (optional but recommended) Once an account is verified, it unlocks features such as: Higher transaction and withdrawal limits Access to international money transfers Lower fees for larger transactions Trust with other platforms and merchants Why People Buy Verified Skrill Accounts People seek to buy verified Skrill accounts primarily to save time, avoid restrictions, or operate multiple wallets. Let’s explore the key reasons. 1. Time-Saving Skrill’s KYC process can take days or weeks depending on the documentation and region. Some users want immediate access to high-level account features and skip the wait. 2. Bypass Verification Issues Some users face verification rejections due to: Invalid documents Regional restrictions Name mismatches or technical errors Purchasing a pre-verified account helps bypass these hurdles. 3. Operate Multiple Accounts Businesses may need more than one wallet for: Managing separate client payments Affiliate marketing programs E-commerce across multiple storefronts Skrill officially allows only one personal account, so buying extra accounts is often used as a workaround. 4. Access Restricted Features Some features (like sending money internationally) are limited to verified accounts. Users in certain countries or under tight regulation may buy verified Skrill accounts to access full functionality. 24 Hours Reply/Contact Telegram: @usaproseller1 WhatsApp: +1 (240) 703-5960 Skype: USAPROSELLER Email: usaproseller1@gmail.com

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Principal Management Corporation, the manager of the LargeCap Value Fund, actually provides no investment management services, focusing instead on “clerical, recordkeeping and bookkeeping services.” Responsibility for the day-in and day-out portfolio management rests with a subsidiary of Alliance Capital Management, Bernstein Investment Research and Management.17 The fee arrangement between Principal and Bernstein involves only a portion of Principal’s take from its investors. For the year ended December 31, 2003, Principal’s no-load Class B shares bore the burden of a 2.51 percent expense ratio, as detailed in Table 8.7. Investors paid a 12b-1 fee of 0.91 percent, other expenses of 0.85 percent and a management fee of 0.75 percent. Principal’s fees all but guarantee that investors will fail to generate satisfactory returns. The management fee arrangement between Principal and Bernstein provides clues to the economies of scale available in the money management industry. At asset levels below $10 million, of the 0.75 percent management fee, 0.60 percent goes to Bernstein and 0.15 percent goes to Principal. As assets under management increase, Bernstein’s fee share decreases and Principal’s fee share increases. At the final break point of $200 million in assets, of the scale-invariant 0.75 percent fee, Bernstein receives 0.20 percent and Principal receives 0.55 percent. The fee structure clearly illustrates scale economies in the investment management business. Bernstein, the party responsible for the heart of the portfolio management process, earns fees that diminish (with increases in assets under management) from 0.60 percent of assets to 0.20 percent of assets. Since Bernstein’s work changes not at all as asset levels increase, the reduction in marginal charges makes sense. It makes no sense that Principal’s mutual-fund clients accrue no benefits from economies of scale. Total expenses incurred by investors remain at 2.51 percent regardless of portfolio size. As Bernstein’s management fee declines, Principal’s management fee increases. For assets above $200 million Principal adds a management fee of 0.55 percent to other fees of 1.76 percent, bringing the egregious total to 2.31 percent for Principal and 0.20 percent for Bernstein. In this topsy-turvy world, Principal earns a marginal management fee of 0.55 percent for performing back-office functions, while Bernstein earns a marginal management fee of 0.20 percent for making security-selection decisions. As scale increases, Bernstein earns less while Principal takes more.