Famous Financial Quotes

Happiness is being famous for your financial ability to indulge in every kind of excess.

The bottom line is that we are all inclined to denial when the truth is too costly—whether emotionally, intellectually, or financially. As Upton Sinclair famously observed: “It is difficult to get a man to understand something, when his salary depends upon his not understanding it!”36

As billionaire investor Warren Buffett famously put it: “Actually, there’s been class warfare going on for the last 20 years, and my class has won.

Only fools with no money of their own, take financial track of the rich and the famous

Only fools with no money of their own, keep financial track of the rich and the famous

life expectancy among working-class white Americans had been decreasing since the early 2000s. In modern history the only obvious parallel was with Russia in the desperate aftermath of the fall of the Soviet Union. One journalistic essay and academic research paper after another confirmed the disaster, until the narrative was capped in 2015 by Anne Case and Angus Deaton’s famous account of “deaths of despair.

many of the most famous people in our culture have achieved their dreams but have still not found a way to enjoy them. They often turn to drugs because they feel unfulfilled. This is because they are missing the distinction between achieving one’s goals and living one’s values,

Most people, when directly confronted by evidence that they are wrong, do not change their point of view or course of action but justify it even more tenaciously. Even irrefutable evidence is rarely enough to pierce the mental armor of self-justification. When we began working on this book, the poster boy for "tenacious clinging to a discredited belief" was George W. Bush. Bush was wrong in his claim that Saddam Hussein had weapons of mass destruction, he was wrong in claiming that Saddam was linked with Al Qaeda, he was wrong in predicting that Iraqis would be dancing joyfully in the streets to receive the American soldiers, he was wrong in predicting that the conflict would be over quickly, he was wrong in his gross underestimate of the financial cost of the war, and he was most famously wrong in his photo-op speech six weeks after the invasion began, when he announced (under a banner reading MISSION ACCOMPLISHED) that "major combat operations in Iraq have ended.

A period of tranquil growth thus leads to rising expectations, and a tendency to increase leverage: as Minsky put it in his most famous sentence, ‘Stability – or tranquility – in a world with a cyclical past and capitalist financial institutions is destabilizing’ (1978, p. 10).

Fear is historically the strongest emotion in economics. Remember FDR in the Great Depression? It’s the most famous quote in financial history: “The only thing we have to fear is fear itself.” In fact fear is probably the strongest human emotion, period. Whoever woke at four in the morning because they were feeling happy?

For the next ninety years, the vast and profligate Saudi royal family would survive by essentially buying off the doctrinaire Wahhabists who had brought them to power, financially subsidizing their activities so long as their disciples directed their jihadist efforts abroad. The most famous product of this arrangement was to be a man named Osama bin Laden.

The wide confidence interval is a confession of ignorance, which is not socially acceptable for someone who is paid to be knowledgeable in financial matters. Even if they knew how little they know, the executives would be penalized for admitting it. President Truman famously asked for a “one-armed economist” who would take a clear stand; he was sick and tired of economists who kept saying, “On the other hand…

The “German problem” after 1970 became how to keep up with the Germans in terms of efficiency and productivity. One way, as above, was to serially devalue, but that was beginning to hurt. The other way was to tie your currency to the deutsche mark and thereby make your price and inflation rate the same as the Germans, which it turned out would also hurt, but in a different way. The problem with keeping up with the Germans is that German industrial exports have the lowest price elasticities in the world. In plain English, Germany makes really great stuff that everyone wants and will pay more for in comparison to all the alternatives. So when you tie your currency to the deutsche mark, you are making a one-way bet that your industry can be as competitive as the Germans in terms of quality and price. That would be difficult enough if the deutsche mark hadn’t been undervalued for most of the postwar period and both German labor costs and inflation rates were lower than average, but unfortunately for everyone else, they were. That gave the German economy the advantage in producing less-than-great stuff too, thereby undercutting competitors in products lower down, as well as higher up the value-added chain. Add to this contemporary German wages, which have seen real declines over the 2000s, and you have an economy that is extremely hard to keep up with. On the other side of this one-way bet were the financial markets. They looked at less dynamic economies, such as the United Kingdom and Italy, that were tying themselves to the deutsche mark and saw a way to make money. The only way to maintain a currency peg is to either defend it with foreign exchange reserves or deflate your wages and prices to accommodate it. To defend a peg you need lots of foreign currency so that when your currency loses value (as it will if you are trying to keep up with the Germans), you can sell your foreign currency reserves and buy back your own currency to maintain the desired rate. But if the markets can figure out how much foreign currency you have in reserve, they can bet against you, force a devaluation of your currency, and pocket the difference between the peg and the new market value in a short sale. George Soros (and a lot of other hedge funds) famously did this to the European Exchange Rate Mechanism in 1992, blowing the United Kingdom and Italy out of the system. Soros could do this because he knew that there was no way the United Kingdom or Italy could be as competitive as Germany without serious price deflation to increase cost competitiveness, and that there would be only so much deflation and unemployment these countries could take before they either ran out of foreign exchange reserves or lost the next election. Indeed, the European Exchange Rate Mechanism was sometimes referred to as the European “Eternal Recession Mechanism,” such was its deflationary impact. In short, attempts to maintain an anti-inflationary currency peg fail because they are not credible on the following point: you cannot run a gold standard (where the only way to adjust is through internal deflation) in a democracy.

I have known tolerably well, a good many “successful” men—“ big” financially—men famous during the last half-century, and a less interesting crowd I do not care to encounter. Not one that I have ever known would I care to meet again, either in this world or the next; nor is one of them associated in my mind with the idea of humor, thought or refinement. A set of mere money-getters and traders, they were essentially unattractive and uninteresting.

broad-based tax cut . . . accommodated by a program of open market purchases . . . would almost certainly be an effective stimulant to consumption.... A money-financed tax cut is essentially equivalent to Milton Friedman’s famous “helicopter drop” of money.... Of course . . . the government could . . . even acquire existing real or financial assets. If . . . the Fed then purchased an equal amount of Treasury debt with newly created money, the whole operation would be the economic equivalent of direct open market operations in private assets.

The smartest person to ever walk this Earth in all probability lived and died herding goats on a mountain somewhere, with no way to disseminate their work globally even if they had realised they were super smart and had the means to do something with their abilities. I am not keen on 'who are the smartest' lists and websites because, as Scott Barry Kaufman points out, the concept of genius privileges the few who had the opportunity to see through and promote their life’s work, while excluding others who may have had equal or greater raw potential but lacked the practical and financial support, and the communication platform that famous names clearly had. This is why I am keen to develop, through my research work, a definition of genius from a cognitive neuroscience and psychometric point of view, so that whatever we decide that is and how it should be measured, only focuses on clearly measurable factors within the individual’s mind, regardless of their external achievements, eminence, popularity, wealth, public platform etc. In my view this would be both more equitable and more scientific.

Your career is likely to bear more resemblance to that of a writer than that of an athlete or painter. You should look ahead to your forties as the time when you will be at your peak of creativity, technical proficiency, and energy, and also have enough phronesis to realize your potential. The more your field depends on good judgment that comes only from experience, the longer you can expect to sustain a high level of performance into your fifties and sixties. To put it another way: Even if you wait as late as thirty to start accumulating the fifty thousand chunks of expertise, you will still have completed that apprenticeship when you approach the peak of your other powers in your forties. So push out your time horizon and don’t get frustrated if what you hoped would be a meteoric rise proves to be more measured. You’re not failing; you’re getting better at your craft and can reasonably aspire to master it one day. In the meantime, consult Wikipedia to check on the lives of those who became conspicuously successful at a young age. Ted Sorenson? After JFK was assassinated, he had a financially successful career as an attorney and remained a participant in politics, but, like sports heroes, rock stars, and pure mathematicians, he had to turn forty knowing that his most exciting professional years were behind him. How sad. And how happy you should be that you aren’t going to be a famous presidential aide at thirty-two.

Which meant, if somehow GameStop did start to go up, the people who had shorted the company would begin to feel pressure to buy; the more the stock went up, the heavier that pressure became. As the shorts began to cover, buying shares to return them to their lenders, the stock would rise even higher. In financial parlance, this was something called a 'short squeeze.' It didn't happen often, but when it did, it could be spectacular. Most famously, in 2008, a surprise takeover attempt of the German automaker Volkswagen by rival Porsche drove Volkswagen's stock price up by a factor of 5 — briefly making it the most valuable company in the world — in two quick days of trading, as short selling funds struggled to cover their positions. Similarly, a battle between two hedge fund titans — Bill Ackman, of Pershing Square Capital Management, and Carl Icahn — led to a squeeze involving supplement maker — and alleged pyramid marketer — Herbalife, which cost Ackman a reported $1 billion. And perhaps the first widely reported short squeeze dated back a century, to 1923, when grocery magnate Clarence Saunders successfully decimated short sellers who had targeted his nascent chain of Piggly Wiggly grocery stores.

We cannot provide a definition of those products from which the age takes it name, the feuilletons. They seem to have formed an uncommonly popular section of the daily newspapers, were produced by the millions, and were a major source of mental pabulum for the reader in want of culture. They reported on, or rather "chatted" about, a thousand-and-one items of knowledge. The cleverer writers poked fun at their own work. Many such pieces are so incomprehensible that they can only be viewed as self-persiflage on the part of the authors. In some periods interviews with well-known personalities on current problems were particularly popular. Noted chemists or piano virtuosos would be queried about politics, for example, or popular actors, dancers, gymnasts, aviators, or even poets would be drawn out on the benefits and drawbacks of being a bachelor, or on the presumptive causes of financial crises, and so on. All that mattered in these pieces was to link a well-known name with a subject of current topical interest. It is very hard indeed for us to put ourselves in the place of those people so that we can truly understand them. But the great majority, who seem to have been strikingly fond of reading, must have accepted all these grotesque things with credulous earnestness. If a famous painting changed owners, if a precious manuscript was sold at auction, if an old palace burned down, the readers of many thousands of feature articles at once learned the facts. What is more, on that same day or by the next day at the latest they received an additional dose of anecdotal, historical, psychological, erotic, and other stuff on the catchword of the moment. A torrent of zealous scribbling poured out over every ephemeral incident, and in quality, assortment, and phraseology all this material bore the mark of mass goods rapidly and irresponsibly turned out. Incidentally, there appear to have been certain games which were regular concomitants of the feature article. The readers themselves took the active role in these games, which put to use some of their glut of information fodder. Thousands upon thousands spent their leisure hours sitting over squares and crosses made of letters of the alphabet, filling in the gaps according to certain rules. But let us be wary of seeing only the absurd or insane aspect of this, and let us abstain from ridiculing it. For these people with their childish puzzle games and their cultural feature articles were by no means innocuous children or playful Phaeacians. Rather, they dwelt anxiously among political, economic, and moral ferments and earthquakes, waged a number of frightful wars and civil wars, and their little cultural games were not just charming, meaningless childishness. These games sprang from their deep need to close their eyes and flee from unsolved problems and anxious forebodings of doom into an imaginary world as innocuous as possible. They assiduously learned to drive automobiles, to play difficult card games and lose themselves in crossword puzzles--for they faced death, fear, pain, and hunger almost without defenses, could no longer accept the consolations of the churches, and could obtain no useful advice from Reason. These people who read so many articles and listened to so many lectures did not take the time and trouble to strengthen themselves against fear, to combat the dread of death within themselves; they moved spasmodically on through life and had no belief in a tomorrow.

In 2009, Kahneman and Klein took the unusual step of coauthoring a paper in which they laid out their views and sought common ground. And they found it. Whether or not experience inevitably led to expertise, they agreed, depended entirely on the domain in question. Narrow experience made for better chess and poker players and firefighters, but not for better predictors of financial or political trends, or of how employees or patients would perform. The domains Klein studied, in which instinctive pattern recognition worked powerfully, are what psychologist Robin Hogarth termed “kind” learning environments. Patterns repeat over and over, and feedback is extremely accurate and usually very rapid. In golf or chess, a ball or piece is moved according to rules and within defined boundaries, a consequence is quickly apparent, and similar challenges occur repeatedly. Drive a golf ball, and it either goes too far or not far enough; it slices, hooks, or flies straight. The player observes what happened, attempts to correct the error, tries again, and repeats for years. That is the very definition of deliberate practice, the type identified with both the ten-thousand-hours rule and the rush to early specialization in technical training. The learning environment is kind because a learner improves simply by engaging in the activity and trying to do better. Kahneman was focused on the flip side of kind learning environments; Hogarth called them “wicked.” In wicked domains, the rules of the game are often unclear or incomplete, there may or may not be repetitive patterns and they may not be obvious, and feedback is often delayed, inaccurate, or both. In the most devilishly wicked learning environments, experience will reinforce the exact wrong lessons. Hogarth noted a famous New York City physician renowned for his skill as a diagnostician. The man’s particular specialty was typhoid fever, and he examined patients for it by feeling around their tongues with his hands. Again and again, his testing yielded a positive diagnosis before the patient displayed a single symptom. And over and over, his diagnosis turned out to be correct. As another physician later pointed out, “He was a more productive carrier, using only his hands, than Typhoid Mary.” Repetitive success, it turned out, taught him the worst possible lesson. Few learning environments are that wicked, but it doesn’t take much to throw experienced pros off course. Expert firefighters, when faced with a new situation, like a fire in a skyscraper, can find themselves suddenly deprived of the intuition formed in years of house fires, and prone to poor decisions. With a change of the status quo, chess masters too can find that the skill they took years to build is suddenly obsolete.

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Anna Chapman was born Anna Vasil’yevna Kushchyenko, in Volgograd, formally Stalingrad, Russia, an important Russian industrial city. During the Battle of Stalingrad in World War II, the city became famous for its resistance against the German Army. As a matter of personal history, I had an uncle, by marriage that was killed in this battle. Many historians consider the battle of Stalingrad the largest and bloodiest battle in the history of warfare. Anna earned her master's degree in economics in Moscow. Her father at the time was employed by the Soviet embassy in Nairobi, Kenya, where he allegedly was a senior KGB agent. After her marriage to Alex Chapman, Anna became a British subject and held a British passport. For a time Alex and Anna lived in London where among other places, she worked for Barclays Bank. In 2009 Anna Chapman left her husband and London, and moved to New York City, living at 20 Exchange Place, in the Wall Street area of downtown Manhattan. In 2009, after a slow start, she enlarged her real-estate business, having as many as 50 employees. Chapman, using her real name worked in the Russian “Illegals Program,” a group of sleeper agents, when an undercover FBI agent, in a New York coffee shop, offered to get her a fake passport, which she accepted. On her father’s advice she handed the passport over to the NYPD, however it still led to her arrest. Ten Russian agents including Anna Chapman were arrested, after having been observed for years, on charges which included money laundering and suspicion of spying for Russia. This led to the largest prisoner swap between the United States and Russia since 1986. On July 8, 2010 the swap was completed at the Vienna International Airport. Five days later the British Home Office revoked Anna’s citizenship preventing her return to England. In December of 2010 Anna Chapman reappeared when she was appointed to the public council of the Young Guard of United Russia, where she was involved in the education of young people. The following month Chapman began hosting a weekly TV show in Russia called Secrets of the World and in June of 2011 she was appointed as editor of Venture Business News magazine. In 2012, the FBI released information that Anna Chapman attempted to snare a senior member of President Barack Obama's cabinet, in what was termed a “Honey Trap.” After the 2008 financial meltdown, sources suggest that Anna may have targeted the dapper Peter Orzag, who was divorced in 2006 and served as Special Assistant to the President, for Economic Policy. Between 2007 and 2010 he was involved in the drafting of the federal budget for the Obama Administration and may have been an appealing target to the FSB, the Russian Intelligence Agency. During Orzag’s time as a federal employee, he frequently came to New York City, where associating with Anna could have been a natural fit, considering her financial and economics background. Coincidently, Orzag resigned from his federal position the same month that Chapman was arrested. Following this, Orzag took a job at Citigroup as Vice President of Global Banking. In 2009, he fathered a child with his former girlfriend, Claire Milonas, the daughter of Greek shipping executive, Spiros Milonas, chairman and President of Ionian Management Inc. In September of 2010, Orzag married Bianna Golodryga, the popular news and finance anchor at Yahoo and a contributor to MSNBC's Morning Joe. She also had co-anchored the weekend edition of ABC's Good Morning America. Not surprisingly Bianna was born in in Moldova, Soviet Union, and in 1980, her family moved to Houston, Texas. She graduated from the University of Texas at Austin, with a degree in Russian/East European & Eurasian studies and has a minor in economics. They have two children. Yes, she is fluent in Russian! Presently Orszag is a banker and economist, and a Vice Chairman of investment banking and Managing Director at Lazard.

Chinese officials needed something better suited for all that paperwork. They needed paper. According to official records, they got it in 105 AD, when a eunuch named Cai Lun, the emperor’s “officer in charge of tools and weapons,” ground up mulberry bark, rags, and fish nets; dipped a screen into the mash; then let the mash dry on the screen. People loved paper, and Cai became rich and famous. (For a while, anyway. Eventually, Cai was accused of falsifying some financial paperwork, so he took a bath, put on his fanciest clothes, drank poison, and died.)

the Oracle of Omaha is famous for saying that the most powerful investment he ever made in his life, and that anyone can make, is an investment in himself.

I haughtily dismissed the principles sponsored by philosophers, religious leaders, and the ideas of poets in exchange for seeking financial stability and shallow happiness. I imported into my conceited consciousness the values of a freewheeling American society, a culture that fawns on rich and famous celebrities, applauds fantastic risk-taking, and promotes a permissive lifestyle. I lack serious ambition – romantic or practical – to achieve any intellectual or spiritual worthwhile accomplishments. Decrepit and friendless, I am so lost that I do not even know what bellwether I seek. I went astray by callously disrespecting the life sustaining lessons handed down by our ancestors. Only by stripping myself of the rank costume cloaking personal shame, a remorseful suit of motley skin that I stitched together by living a selfishly tailored life, can embark on a journey to discover a better way to live.

Fear is historically the strongest emotion in economics. Remember FDR in the Great Depression? It's the most famous quote in financial history: "The only thing we have to fear is fear itself." In fact fear is probably the strongest human emotion, period. Who ever woke up at four in the morning because they were feeling half?

The year 1929 is famous as the Titanic of financial disasters. Yet this Titanic didn't sink. The Dow was up for the first nine months that year, fell 39 percent in October-November, then staged a rally and rose in December. If you held stocks from the beginning of 1929 to the end, you made money. The real Titanic year was 1931, when the Dow lost 53 percent - the bulk of which disappeared in a single month, Black September. Nobody talks about the Crash of '31, though it ranks first in the list of obnoxious periods for U.S. stockholders. Nobody talks about Black September. Everybody talks about the Crash of '29, which comes to mind whenever the bear word is spoken.

What American Healthcare Can Learn from Italy: Three Lessons It’s easy. First, learn to live like Italians. Eat their famous Mediterranean diet, drink alcohol regularly but in moderation, use feet instead of cars, stop packing pistols and dropping drugs. Second, flatten out the class structure. Shrink the gap between high and low incomes, raise pensions and minimum wages to subsistence level, fix the tax structure to favor the ninety-nine percent. And why not redistribute lifestyle too? Give working stiffs the same freedom to have kids (maternity leave), convalesce (sick leave), and relax (proper vacations) as the rich. Finally, give everybody access to health care. Not just insurance, but actual doctors, medications, and hospitals. As I write, the future of the Affordable Care Act is uncertain, but surely the country will not fall into the abyss that came before. Once they’ve had a taste of what it’s like not to be one heart attack away from bankruptcy, Americans won’t turn back the clock. Even what is lately being called Medicare for All, considered to be on the fringe left a decade ago and slammed as “socialized medicine,” is now supported by a majority of Americans, according to some polls. In practice, there’s little hope for Italian lessons one and two—the United States is making only baby steps toward improving its lifestyle, and its income inequality is worse every year. But the third lesson is more feasible. Like Italy, we can provide universal access to treatment and medications with minimal point-of-service payments and with prices kept down by government negotiation. Financial arrangements could be single-payer like Medicare or use private insurance companies as intermediaries like Switzerland, without copying the full Italian model of doctors on government salaries. Despite the death by a thousand cuts currently being inflicted on the Affordable Care Act, I am convinced that Americans will no longer stand for leaving vast numbers of the population uninsured, or denying medical coverage to people whose only sin is to be sick. The health care genie can’t be put back in the bottle.

Edison epitomized the new entrepreneur at the heart of a brand-new phase in the development of market societies: an inventor who innovated in order to create monopoly power for himself – not so much for the riches that it provided, but for its own sake; for the sheer glory and the sheer power of it all. He was an entrepreneur who inspired, in equal measure, incredible loyalty from his overworked staff and loathing from his adversaries. He was a friend of Henry Ford, who also famously played a key role in bringing machinery into the lives of ordinary people while, at the same time, turning workers into the nearest a person can come to a machine.

तपाईहरु सुद्द, तेजस्वी, आनन्दित, सुखी खुशी स्वोरुप्को हुनुहुन्छ तेसैकारन्ले पतित भएर कु मार्गी नबन्नुहोस। सफल बन्न चाहने व्यक्तिहरुले निरन्तर प्रयेंत्नासिल बन्नुहोस, येश कृति चाहाने ब्यकिहरुले सतकर्म जस्तै येग्गे, पूजा, पितृ परमात्मा भक्ति तर्पण समाज सेवा, राष्ट्र तथा पररास्ट्रको बिकाश प्राणी तथा महिला पुरुष हरुको बिकाश गर्नुहोस। जो व्यक्तिहरुले भगवान गुरु, ज्ञानी ध्यानी पण्डित, सच्चा साधु सन्त हरुको निन्दा तथा आलोचना गर्दछन उनीहरुले बिना कारण बिबिध दुख कस्ट तथा आर्थिक अभाब भोग्दछन येध्धेपी सबै प्राणी हरुलाई समान रुपमा हेर्नुहोस र महिला तथा पुरुष हरु धनि गरिब जो जस्तो भए पनि सर सहयोग, एक अर्का प्रति मन संमान गर्नुहोस। सधै सत्य बोल्नुहोस, केहि प्राप्त गर्न चाहाने हरुले सत बुद्दि र सत बिचारधाराको साथमा दिर्घकालिन उद्देस्य, लक्ष्य, योजना बनाएर अन्तस्करणमा बिकाश र पालनको प्रमुख लक्ष्यको साथमा धर्म अर्थ काम मोक्ष्यको उद्देस्य साथ धर्म को लागि मन्दिर येग्गे, दान, क्षेमा, धारण अर्थको लागि उद्योग, काम को लागि येग्ये सामाजिक कार्य र मोक्ष्य को लागि उल्लेखित सबै सत कार्य गर्दै गर्नुहोस र सफल बन्नुहोस -श्रीओम Your consciousness and soul are pure, radiant, happy, blissful. People who want to be successful should be constantly striving, those who want famous should do good deeds like donations, presidency the nations, Yagge, Pooja, Pitru Paramatma Bhakti Tarpan, social service, development of nation and foreign country, development of men and women. People who condemn and criticize the Lord Guru, the wise meditative Pandit, the true saints, suffer various hardships and financial hardships without any reason even though look at all creatures equally, men and women, rich and poor alike, help each other, respect each other. Always speak the truth, those who want to achieve something with honest wisdom and honest thinking by making long term goals, objectives, plans, eyesight, power of sight, faculty of sight , power of seeing, powers of observation, perception, field of vision, creativity, creative power, inventiveness, innovation, inspiration, intuition, perceptiveness insight vision. With the main goal of development and upbringing in the conscience, Dharma means work for the purpose of salvation and be success – Shreeom

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First, the huge United States Steel Corporation was born in the mind of Charles M. Schwab, in the form of an IDEA he created through his IMAGINATION! Second, he mixed FAITH with his IDEA. Third, he formulated a PLAN for the transformation of his IDEA into physical and financial reality. Fourth, he put his plan into action with his famous speech at the University Club. Fifth, he applied, and followed-through on his PLAN with PERSISTENCE, and backed it with firm DECISION until it had been fully carried out. Sixth, he prepared the way for success by a BURNING DESIRE for success. If you are one of those who have often wondered how great fortunes are accumulated, this story of the creation of the United States Steel Corporation will be enlightening.

Inflation’, wrote Milton Friedman in a famous definition, ‘is always and everywhere a monetary phenomenon, in the sense that it cannot occur without a more rapid increase in the quantity of money than in output.’ What

End of May 2012 The continuation of my email to Andy: …I was delighted to return to London after war-ravaged Belfast. The students in our college had to evacuate several times due to IRA bomb threats. I must have subconsciously selected to be in Northern Ireland because of my unsettling inner upheavals. Much like the riots that went on in the city in 1971, I was unconsciously fighting my inner demons within myself. I needed that year to overcome my sexual additions and to immerse myself in my fashion studies. By the following year, I had compiled an impressive fashion design portfolio for application with various London Art and Design colleges. Foundation students generally required two years to complete their studies. I graduated from the Belfast College of Art with flying colors within a year. By the autumn of 1972, I was accepted into the prestigious Harrow School of Art and Technology. Around that period, my father’s business was waning and my family had financial difficulty sponsoring my graduate studies. Unbeknownst to my family, I had earned sufficient money during my Harem services to comfortably put myself through college. I lied to my parents and told them I was working part-time in London to make ends meet so I could finance my fashion education. They believed my tall tale. For the next three years I put my heart and soul into my fashion projects. I would occasionally work as a waiter at the famous Rainbow Room in Biba, which is now defunct. Working at this dinner dance club was a convenient way of meeting beautiful and trendy patrons, who often visit this capricious establishment.

The Book of Lists* produced a rather famous collection of fears that surprised many of us when the top five turned out to be: 1. Speaking before a group 2. Heights 3. Insects and bugs 4. Financial problems 5. Deep water Newer lists have come out since, with few changes, other than the fear of flying, making their way into the top five. However, I maintain there is another fear that doesn’t appear on any list and yet is a stumbling block for us all. What’s more, it is a far more personally destructive fear. I’m referring to the fear of change.

For example, every year, I rent Intuit’s TurboTax so I can do my income taxes. I pay for something I only need for a few weeks in February even though it holds my data for the entire year. That is because it has my data from the previous year (and for years before that). It simply asks if my financial situation has changed or if I have unique needs for a given tax year. It even has built-in, crowd-based support to help me when I get stuck. TurboTax meets many of the lovability requirements. It solves my problem, meets needs I did not know I had, makes my life easier, and adapts as my circumstances change. Best of all, I pay a reasonable price to rent it every year. But how does Intuit really know what I need? Well, Intuit is famous for a program they call Follow Me Home. It sounds exactly like what it is — a way to observe customers in their homes or offices in order to understand how they actually use Intuit’s products. The founding team used Follow Me Home as a way to help their teams get an immersive look at what customers liked and what they needed, as well as what worked and what did not work. By observing customers in their own spaces, the Intuit team was able to see how often customers were interrupted while trying to use their product, or if they started on one device and finished the task on another. They were able to funnel that information back to their development team to make updates in subsequent releases. It is important to note that they were not following customers home to look for bugs in the product. No, they had a deeper purpose — to truly understand the experience of their customers and if their products were making their work and life easier. That deep commitment to understanding customers helped Intuit find elegant ways to help them. It is a simple concept and one that more product builders would benefit from.

I had several friends from law school who were very enterprising guys, much more so than the average law student. They each started businesses after practicing law at large firms for multiple years. What kind of businesses did they start? They started boutique law firms. This is completely unsurprising if you think about it. They’d spent years becoming good at delivering legal services. It was a field that they understood and could compete in. Their credentials translated too. People learn from what they’re doing and do it again on their own. It’s not just lawyers; the consulting firm Bain and Company was started by seven former partners and managers from the Boston Consulting Group. Myriad boutique investment banks and hedge funds have spun out of large financial organizations. You can see the same pattern in the startup world. After PayPal was acquired by eBay in 2002, its founders and employees went on to found or cofound LinkedIn (Reid Hoffman), YouTube (Steve Chen, Jawed Karim, and Chad Hurley), Yelp (Russel Simmons and Jeremy Stoppelman), Tesla Motors (Elon Musk), SpaceX (Musk again), Yammer (David Sacks), 500 Startups (Dave McClure), and many other companies. PayPal’s CEO, Peter Thiel, famously made a $500,000 investment in Facebook that grew to over $1 billion. In this sense, PayPal is one of the most prolific companies of recent times. But if you look at any successful growth company you’ll start to see their alumni show up doing parallel things. Former Apple employees founded or cofounded Android, Palm, Nest, and Handspring, companies that revolve around devices. Former Yahoo! employees founded Ycombinator, Cloudera, Hunch.com, AppNexus, Polyvore, and many other web-oriented companies. Organizations give rise to other organizations like themselves.

In 1923, ibn- Saud would conquer much of the Arabian Peninsula and, to honor his clan, give it the name Saudi Arabia. For the next ninety years, the vast and profligate Saudi royal family would survive by essentially buying off the doctrinaire Wahhabists who had brought them to power, financially subsidizing their activities so long as their disciples directed their jihadist efforts abroad. The most famous product of this arrangement was to be a man named Osama bin Laden. Far more immediately, however, Lawrence

Knowing what you’re aiming for is essential. In a famous study of Yale University students, researchers found that only 3% had written goals with plans for their achievement. Twenty years later researchers interviewed the surviving graduates and found that those 3% were worth more financially than the other 97% combined.

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World Bank and the International Monetary Fund The World Bank has been in existence since the end of the Second World War. This bank initially operated under the name International Bank for Reconstruction and Development, and it collaborates closely with the equally famous International Monetary Fund (IMF). Because both institutions cannot move an inch without the Rothschilds and their monopoly over the world capital, they are completely dependent on this powerful financial dynasty. It is not surprising that the bankers holding top positions within these institutions are Illuminati. The International Monetary Fund (IMF) and the World Bank are two instruments used by the leaders of the New World Order to destroy countries and then govern these territories as colonies. These territories don’t have their own government, nor their own institutions, budgets and frontiers. These colonies only have their own government on paper, which is under the direct supervision of the IMF. According to the Canadian professor and economist Michel Chossudovsky “Wall Street” rules both the IMF and the World Bank:

Wilson had a compelling reason for having recommended Herlihy: He had been involved in some of the biggest takeover battles in corporate America. Earlier in the year he had helped advise JP Morgan Chase in its acquisition of Bear Stearns. His firm—Wachtell, Lipton, Rosen & Katz—was synonymous with corporate warfare. One of its founding partners, Martin Lipton, had devised among the most famous of antitakeover defenses, the “poison pill.” If Treasury was planning a government-led hostile takeover—the first in history—then Herlihy was certainly the lawyer they wanted.

Nowhere is historian George Santayana’s famous dictum, “Those who cannot remember the past are condemned to repeat it,” more applicable than in finance. Financial history provides us with invaluable wisdom about the nature of the capital markets and of returns on securities. Intelligent investors ignore this record at their peril. Risk

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As the legendary Warren Buffett famously said: 'Lethargy bordering on sloth remains the cornerstone of our investment style.' Definitely an attitude to be encouraged.

There was a famous example of this in New York City many years ago. A public conveyance accident occurred. People poured out of the front door of the vehicle, then gathered in a small crowd, furnishing their names and addresses for future financial benefit. Bystanders quickly caught on to the game and secretly climbed into the back of the vehicle, so that they could then emerge from the front as injured, “innocent victims.” They hadn’t even been in the accident, but they were going to collect a reward! Blame is the world’s greatest excuse. It enables us to remain limited and small without feeling guilty.

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where Jeffrey Sachs, the Columbia University economist most famous for having designed the “shock therapy” reforms applied to the former Soviet Union, had a live-on-video-link session in which he startled everyone by presenting what careful journalists might describe as an “unusually candid” assessment of those in charge of America’s financial institutions. Sachs’s testimony is especially valuable because, as he kept emphasizing, many of these people were quite up front with him because they assumed (not entirely without reason) that he was on their side: Look, I meet a lot of these people on Wall Street on a regular basis right now . . . I know them. These are the people I have lunch with. And I am going to put it very bluntly: I regard the moral environment as pathological. [These people] have no responsibility to pay taxes; they have no responsibility to their clients; they have no responsibility to counterparties in transactions. They are tough, greedy, aggressive, and feel absolutely out of control in a quite literal sense, and they have gamed the system to a remarkable extent. They genuinely believe they have a God-given right to take as much money as they possibly can in any way that they can get it, legal or otherwise. If you look at the campaign contributions, which I happened to do yesterday for another purpose, the financial markets are the number one campaign contributors in the US system now. We have a corrupt politics to the core . . . both parties are up to their necks in this. But what it’s led to is this sense of impunity that is really stunning, and you feel it on the individual level right now. And it’s very, very unhealthy, I have waited for four years . . . five years now to see one figure on Wall Street speak in a moral language. And I’ve have not seen it once.20 So there you have it. If Sachs was right—and honestly, who is in a better position to know?—then at the commanding heights of the financial system, we’re not actually talking about bullshit jobs. We’re not even talking about people who have come to believe their own propagandists. Really we’re just talking about a bunch of crooks.

That's his perception of reality," Nenad responded. "He has adopted it as his interpretation and cannot break free from it, and probably doesn't even consider doing so. In fact, we too are unable to escape his worldview as it partly is our own. However, when faced with the choice between the cat and the belt, I choose the cat. It's not doomed, it's not poisoned, and it can be easily removed by hand from the engine, even if it comes at a financial cost. I have enough space in my cage for its rescue. I can imagine that within its mind, this engine has become a prison for his hopes of salvation. Overcoming our phobias of losing money in the pursuit of something else, even in small amounts, is healthy. A ground strap costs nothing, and though it may require a bit of time in a repair shop, in this day and age, we are used to wasting our time for far less. The reality of our daily lives is filled with every online distraction, like a sheet riddled with holes from moths that we wrap ourselves in out of habit without even noticing. It’s so comforting. At first, you embrace what everyone else does, what you are told to think. But eventually, you come to the realization that you have the power to dictate your thought patterns and become the architect of your ideology. You can construct a personal propaganda machine that aligns with your values and desires, creating a unique model of the world that is entirely your own. Your mind is still going to be a box in one of the billions of drawers, but it’s going to be YOUR box. Your true home. Manipulate yourself. We should manipulate ourselves towards common sense, compassion, and hope that we’ll get a good batch of people at some point so we can live among more like-minded peers. Now it’s up to our online feed. Now the education in our phone holds the reins, encapsulated in the three-second video of someone's take on history, the five-second clip of fitness models or investment strategies. And if we're fortunate, some famous person would quote Epictetus' Discourses, perhaps echoing the wisdom of Dostoevsky, Camus, Kafka, Marcus Aurelius, Sartre, etc. This is our chance for us to avoid descending into mere survival instincts without the tempering influence of morality and an understanding of the absurdity that we have created around us. To get addicted to the freedom in our minds. OR to choose the ground strap, choose to sacrifice someone else’s life so we can preserve our resources, because that’s what greed is, on a deep ancient level it’s you hoarding resources the same way a squirrel does with its winter supplies. Choose to be a squirrel rather than a human and live off your acorns. Choose to kill the cat. Choose not to ruin your precious machine. Choose the current model of society and disappear in it like a pelican getting caught in an airplane engine. Perhaps responsibility is the first and maybe even the only synonym for human purpose. Of course, there is value in the small moments we experience, but they lack foundation if they don’t fit into the break from working on something meaningful.

The financial crisis didn't happen because its techniques didn't work; it happened because they worked all too well. There is an element of truth to Warren Buffett's characterization of these techniques as 'financial weapons of mass destruction.' Securization, credit default swaps, and other derivative securities are the financial equivalent of Einstein's famous formula. Global financial markets contain enormous financial energy, and when detonated in an uncontrolled and irresponsible manner, you get bubbles, crashes, and years of nuclear fallout. But the analogy works both ways - it also implies that when we use these tools carefully and responsibly, we get virtually unlimited power for fueling innovation and economic growth.

Kelley gives the planning everything he’s got, both strategically and financially. He rents a Jaguar, the height of luxury (and fast, Kelley thinks). They will drive to Boston, have dinner at Alden and Harlow in Cambridge, and stay at the Langham, Mitzi’s favorite hotel—then in the morning, after breakfast in bed, they’ll drive to Deerfield, Massachusetts, and meander through the three-hundred-year-old village. From Deerfield, they’ll head to Hanover, New Hampshire, to have lunch at Dartmouth (Mitzi’s father, Joe, played basketball for Dartmouth in 1953 and Mitzi has always felt an affinity for the place), and then they’ll drive to Stowe, Vermont, and stay at the Topnotch, a resort. From Stowe, it’s up to Vermont’s Northeast Kingdom to spend the night in St. Johnsbury. From there, they’ll go to Franconia Notch State Park, where they’ll ride the Cannon Mountain Aerial Tramway for the ultimate in foliage viewing. They’ll end with a night in charming Portsmouth, New Hampshire, a town Kelley thinks is possibly the best-kept secret in America. He has arranged for a couple’s massage in front of the fire, for them to go apple-picking, on a hayride, out to dinners at fine country inns where bottles of champagne will be chilled and waiting on the tables, and for a personal yoga instructor in Stowe and then again in Portsmouth. He has made a mix of Mitzi’s favorite songs to play on the drive, and he’s packing up pumpkin muffins and his famous snack mix (secret ingredient: Bugles!) in case they get hungry on the road.

The first half of the nineteenth century saw Protestant evangelicalism enter India. And while Christian missions did much good – in education, uplifting the marginalized and exposing failures even of the Company – as far as Indian elites were concerned, they were a thorn in the side. In Travancore, for example, converts from low castes, empowered by their new identity, now aspired to equality with their ex-superiors. As a Dewan argued, by ‘violating the existing social distinctions’, the new Christians were bound to ‘annoy the high castes’, who demanded retribution. For generations, battles would be fought on dress, access to roads, temples, and even government buildings, and much of the reform Travancore grew famous for owed to this tension with missionaries, and the confidence they gave disempowered segments. Missionaries, however, also tended to magnify the evils they saw, to gain financial sympathy at home, for example. In 1848, thus, it was alleged that Travancore had a ‘professed torturer’, an expert in ‘twenty-three modes’ of abuse, on its payroll. In 1855 the state was described as ‘a perfect pandemonium of torture and misgovernment’. But the core problem was a clash of moralities, causing even the maharajah ‘great uneasiness’.77 As a Hindu king his duty lay in preserving the way things were; or as he said: ‘As my kingdom was in my predecessors’ time, so let it remain, and so let it descend to my heir.’78 His critics, however, wished to smash that caste-based order with a new conception of justice. Which side prevailed at any given moment depended also on higher-ups – Resident Cullen was sympathetic to the maharajah, while the infamous governor-general, Lord Dalhousie, showed personally an evangelical bent.

Hillary Clinton was famous for her intimate friendship with Wall Street bankers. At one point she actually scolded Bernie Sanders for wanting to get tough with the financial industry because such a policy, by itself, would not also end racism and sexism—a new low in self-serving sophistry.

This is what happened when I cofounded LinkedIn. The key business model innovations for LinkedIn, including the two-way nature of the relationships and filling professionals’ need for a business-oriented online identity, didn’t just happen organically. They were the result of much thought and reflection, and I drew on the experiences I had when founding SocialNet, one of the first online social networks, nearly a decade before the creation of LinkedIn. But life isn’t always so neat. Many companies, even famous and successful ones, have to develop their business model innovation after they have already commenced operations. PayPal didn’t have a business model when it began operations (I was a key member of the PayPal executive team). We were growing exponentially, at 5 percent per day, and we were losing money on every single transaction we processed. The funny thing is that some of our critics called us insane for paying customers bonuses to refer their friends. Those referral bonuses were actually brilliant, because their cost was so much lower than the standard cost of acquiring new financial services customers via advertising. (We’ll discuss the power and importance of this kind of viral marketing later on.) The insanity, in fact, was that we were allowing our users to accept credit card payments, sticking PayPal with the cost of paying 3 percent of each transaction to the credit card processors, while charging our users nothing. I remember once telling my old college friend and PayPal cofounder/ CEO Peter Thiel, “Peter, if you and I were standing on the roof of our office and throwing stacks of hundred-dollar bills off the edge as fast as our arms could go, we still wouldn’t be losing money as quickly as we are right now.” We ended up solving the problem by charging businesses to accept payments, much as the credit card processors did, but funding those payments using automated clearinghouse (ACH) bank transactions, which cost a fraction of the charges associated with the credit card networks. But if we had waited until we had solved this problem before blitzscaling, I suspect we wouldn’t have become the market leader.

English poet Phillip Larkin’s famous poem,’Toads,’ suggest that two types of toads drive a person to work for the dull business of making money. First, is the influence of society for a person to labor in a conventional manner, and second, the inner pressure people exert upon themselves to procure a secure future by working and saving for their old age. Larkin concludes that a person is doomed if either type of brute toad squats on their life. Some people drive the squatty toad away by living on their wit, or by willingly accepting a lifestyle without fame, fortune, and financial security. Perchance as Philip Larkin suggested in his illustrious poem, I should not continue to allow the toad work to squat on my life by escaping the burdensome exterior pressure to work without spiritual replenishment. Perhaps with thoughtful study, I can eliminate a malignant personal tumor that leaching manifestations drove me to strive for money, fame, and unrequited love.

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Inflation’, wrote Milton Friedman in a famous definition, ‘is always and everywhere a monetary phenomenon, in the sense that it cannot occur without a more rapid increase in the quantity of money than in output.

Good actions are good, even if animated by selfishness. And bad actions are bad, even if animated by good intentions. If a person builds a hospital because he wants to become famous by having the hospital named for him, that hospital saves just as many lives as hospitals built by people animated solely by altruistic motives. Furthermore, people whose lives are saved by a hospital built by a person who wanted to be famous are just as grateful as those whose lives are saved by hospitals built by selfless people. In ethics, what matters most is results, not intentions. At the same time, good intentions leading to bad results are worthless. Such is the case, for example, when wealthy nations, for altruistic reasons, give large sums of money to poor countries whose corrupt governments are then strengthened. Such ‘aid’ does more harm than good. This is also true within wealthier nations. Society must, of course, take care of those who are in real need. But a certain percentage of people who are capable of working and providing for themselves will choose not to work, and instead seek to be financially supported by the government.

He was famous, respected, brilliant and broke. Tesla held more than 300 known patents, but was never able to convert his inventions into long-term financial success.

And this takes us back to perhaps the most paradoxical aspect of cognitive dissonance. It is precisely those thinkers who are most renowned, who are famous for their brilliant minds, who have the most to lose from mistakes. And that is why it is often the most influential people, those who ought to be in the best position to help the world learn from new evidence, who have the greatest incentive to reframe it. And these are also the kinds of people (or institutions) who often have the capacity to employ expensive PR firms to bolster their post hoc justifications. They have the financial means, in addition to a powerful subconscious urge, to bridge the gap between beliefs and evidence, not by learning, but by spinning. It is the equivalent of a golfer hitting the ball out of bounds and then hiring a slick PR company to convince the world that it had nothing to do with him, it was a sudden gust of wind!

Gratitude is often considered an element of spirit or purpose. But what are we expected to be grateful for? Innovation calls for financial gains, promotions, and possessions to stoke the fires of gratitude. But kaizen invites us to be grateful for health, for our next breath, for the moments with a friend or colleague. When famous songwriter Warren Zevon was suffering from terminal cancer, David Letterman asked him what wisdom he gleaned from his illness. Zevon’s answer was pure kaizen: “Enjoy every sandwich.” Some quotes on service and gratitude to begin your exploration of kaizen: “I long to accomplish a great and noble task but it is my chief duty to accomplish small tasks as if they were great and noble.” —Helen Keller “We have to learn to live happily in the present moment, to touch the peace and joy that are available now.” —Thich Nhat Hanh, Buddhist Zen master “Strive not to be a success, but rather to be of value.” —Albert Einstein “I would rather have it said, ‘He lived usefully’ than ‘He died rich.’ ” —Benjamin Franklin

MbN would establish the now famous and well-studied Saudi rehabilitation program for recruits into Al Qaeda, creating a system of theological and social deprogramming and reintegration. Such reintegration would include incentives such as homes and wives, creating a collective familial

The fact that the four strictest Commandments were not included would create public uproar. The potential moral shift that resulted would fall squarely on Thomas’s shoulders. As would any economic deterioration or escalation of tension in the Middle East. Yet he would become rich and famous. And any shadow that hung over his career as a result of the firing would be gone. The dilemma was simple. Should he place personal comfort and professional success first and risk unknown economic and religious stability? Or let the world rest, and sacrifice his financial and professional future?

The less-famous history of an ultra-famous icon captures one person’s evolution toward this balance. During Steve Jobs’s first stint at Apple, he called his loonshot group working on the Mac “pirates” or “artists” (he saw himself, of course, as the ultimate pirate-artist). Jobs dismissed the group working on the Apple II franchise as “regular Navy.” The hostility he created between the two groups, by lionizing the artists and belittling the soldiers, was so great that the street between their two buildings was known as the DMZ—the demilitarized zone. The hostility undermined both products. Steve Wozniak, Apple’s cofounder along with Jobs, who was working on the Apple II franchise, left, along with other critical employees; the Mac launch failed commercially; Apple faced severe financial pressure; Jobs was exiled; and John Sculley took over (eventually rescuing the Mac and restoring financial stability). When Jobs returned twelve years later, he had learned to love his artists (Jony Ive) and soldiers (Tim Cook) equally.

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Only a stock that many traders were selling short could be cornered; a stock that was in the throes of a real bear raid was ideal. In the latter situation, the would-be cornerer would attempt to buy up the investment houses’ floating supply of the stock and enough of the privately held shares to freeze out the bears; if the attempt succeeded, when he called for the short sellers to make good the stock they had borrowed, they could buy it from no one but him. And they would have to buy it at any price he chose to ask, their only alternatives—at least theoretically—being to go into bankruptcy or to jail for failure to meet their obligations. In the old days of titanic financial death struggles, when Adam Smith’s ghost still smiled on Wall Street, corners were fairly common and were often extremely sanguinary, with hundreds of innocent bystanders, as well as the embattled principals, getting their financial heads lopped off. The most famous cornerer in history was that celebrated old pirate, Commodore Cornelius Vanderbilt, who engineered no less than three successful corners during the eighteen-sixties. Probably his classic job was in the stock of the Harlem Railway. By dint of secretly buying up all its available shares while simultaneously circulating a series of untruthful rumors of imminent bankruptcy to lure the short sellers in, he achieved an airtight trap. Finally, with the air of a man doing them a favor by saving them from jail, he offered the cornered shorts at $179 a share the stock he had bought up at a small fraction of that figure.

Reverse Engineering “Don’t reinvent the wheel, just realign it.” Anthony J. D’Angelo There is another famous quote that I am particularly fond of, and that spoke to me throughout my career—it is from Thomas Edison: “I have not failed, I just found 10,000 ways that won’t work.

One of the most overlooked aspects of excellence is how much work it takes. Fame can come easily and overnight, but excellence is almost always accompanied by a crushing workload, pursued with single-minded intensity. Strenuous effort over long periods of time is a repetitive theme in the biographies of the giants, sometimes taking on mythic proportions (Michelangelo painting the ceiling of the Sistine Chapel). Even the most famous supposed exception, Mozart, illustrates the rule. He was one of the lighter spirits among the giants, but his reputation for composing effortlessly was overstated—Mozart himself complained on more than one occasion that it wasn’t as easy as it looked1—and his devotion to his work was as single-minded as Beethoven’s, who struggled with his compositions more visibly. Consider the summer of 1788. Mozart was living in a city that experienced bread riots that summer and in a country that was mobilizing for war. He was financially desperate, forced to pawn his belongings to move to cheaper rooms. He even tried to sell the pawnbroker’s tickets to get more loans. Most devastating of all, his beloved six-month old daughter died in June. And yet in June, July, and August, he completed two piano trios, a piano sonata, a violin sonata, and three symphonies, two of them among his most famous.2 It could not have been done except by someone who, as Mozart himself once put it, is “soaked in music,…immersed in it all day long.”3 Psychologists have put specific dimensions to this aspect of accomplishment. One thread of this literature, inaugurated in the early 1970s by Herbert Simon, argues that expertise in a subject requires a person to assimilate about 50,000 “chunks” of information about the subject over about 10 years of experience—simple expertise, not the mastery that is associated with great accomplishment.4 Once expertise is achieved, it is followed by thousands of hours of practice, study, labor.5 Nor is all of this work productive. What we see of the significant figures’ work is typically shadowed by an immense amount of wasted effort—most successful creators produce clunkers, sometimes far more clunkers than gems.6

America was founded out of tax protest. Have they forgotten the famous Boston Tea Party of 1773?

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It’s not like I’m famous or anything. Literally no one knows who I am. They just can’t see me making the art, because then they will know.” “And what’s so wrong with people knowing who you are?” Mom asks. I think of how to phrase it. That if people know who I am, they’ll put the pieces together that I’m Wren Gao’s daughter. The infamous baby who was born in a museum. It was such a sensation that it had become my entire identity until enough time had passed and I was no longer a child. I also don’t need the literal beginning of my life on display for everyone to see. It’s why I want to buy Baby Being Born back so no one can own something that is private and personal to me. So that a museum can’t play the moment I entered the world on repeat for days on end against a large white wall for strangers to watch and comment on. Is that so much to ask? I don’t know how to explain it to her. Instead, I just ask one question. “Do you regret it? Filming my birth?” Mom shakes her head firmly. “I don’t believe in looking backwards. It gave us financial security, that video. It gave me the career of my wildest dreams. Long-lasting art imitates life.

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There are revolving doors of employment in what are now commonly called industrial complexes. Most famously, the term military-industrial complex was coined by Dwight Eisenhower, who devoted his Farewell Address in 1961 to its “grave implications.” There is also the “energy-industrial complex,” the “agriculture-industrial complex,” and—as many Americans recently discovered—the “financial-industrial complex,” with one of the most well-publicized door revolvers being George W. Bush’s last Treasury secretary, Henry Paulson, who had previously been CEO of Goldman Sachs. However, this is not just a Republican thing. Prior to becoming President Barack Obama’s chief economic adviser, Lawrence Summers4 in 2008 received $5.2 million from hedge fund D. E. Shaw; and Obama’s number two man at Treasury, Neal Wolin,was previously an executive at the Hartford Financial Services Group.5 In 2010, Mother Jones magazine (“The Bankers on Obama’s Team”) listed nine other high-level members of the Obama administration who have been part of the corporate elite in the financial industry.

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