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low-income housing credit that accounts for some 90 percent of affordable rental housing in the United States. One reason that social entrepreneurs are considered an end to big government social programs is because, with this single credit, Enterprise has outperformed the Department of Housing and Urban Development (HUD) on its core issue for more than two decades.

Enterprise Rent-A-Car found a different point of entry into the same business. Originally a leasing company, it began an entry into rental cars when an enterprising manager at one of its offices began picking up customers for the start of their lease. No one else did that, and that became Enterprise’s point of entry.

The Center for Neighborhood Technology pioneered car sharing in Chicago in 2002 with I-GO, which was operated by Alternative Transportation. I-GO was sold to Enterprise in 2013. With NeighborCar, local car owners set their rental rates, and drivers can use the car for a set price and defined time period. Tim Frisbie, a spokesman for the Shared-Use Mobility Center, another group that promotes ride sharing and is involved in NeighborCar, said that a price range has not been set.

Then let enterprising individuals pay rental to the mob,” said Mr. Gruffydd, “and the mob will be that much better off. It is money that enables men to come from the mob by education, and the purchase of books, and schools. When the mob is properly schooled, it will be a less a mob and more of a body of respectable, self-disciplined, and self-creative citizens.

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