Earned Car Quotes

Tomorrow you're all going to wake up in a brave new world, a world where the Constitution gets trampled by an army of terrorist clones, created in a stem-cell research lab run by homosexual doctors who sterilize their instruments over burning American flags. Where tax-and-spend Democrats take all your hard-earned money and use it to buy electric cars for National Public Radio, and teach evolution to illegal immigrants. Oh, and everybody's high!

How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away.

...Cromwell informed me I’d only have the keys to my car once I’d earned his trust back. His trust? Like I was the creeptastic person who whipped kids off the street and collected them like figurines?

I’ve got my Sig and I’m in a car I swiped,” Bert raged on.” I thought of that much ahead. I don’t miss! It’s like candy, Sammy. His car is candy red. Like Valentine’s Day for me!” I ain’t gonna let a perfect moment pass, Sammy. I’m my own man now in this stuff. I done enough already to earn the respect I don’t get. I’m not stupid, so go to bed.

We want a house, a car, a fancy f*cking vacation, and prestige. So what do we do? We go to school and we get jobs we hate to pay for the things we want. We deal with people we don't like and waste years of our lives sitting in stark fluorescent-lit rooms and listening to coworkers who bore us so we can pay for a small amount of precious time to enjoy what makes us happy, to achieve a fraction of our lives just feeling as if it was all worth it. We sacrifice to earn.

So I take it you and Gansey get along, then?” Maura’s expression was annoyingly knowing. “Mom.” “Orla told me about his muscle car,” Maura continued. Her voice was still angry and artificially bright. The fact that Blue was well aware that she’d earned it made the sting of it even worse. “You aren’t planning on kissing him, are you?” “Mom, that will never happen,” Blue assured her. “You did meet him, didn’t you?” “I wasn’t sure if driving an old, loud Camaro was the male equivalent of shredding your T-shirts and gluing cardboard trees to your bedroom walls.” “Trust me,” Blue said. “Gansey and I are nothing like each other. And they aren’t cardboard. They’re repurposed canvas.” “The environment breathes a sigh of relief.” Maura attempted another sip of her drink; wrinkling her nose, she shot a glare at Persephone. Persephone looked martyred. After a pause, Maura noted, in a slightly softer voice, “I’m not entirely happy about you’re getting in a car without air bags.” “Our car doesn’t have air bags,” Blue pointed out. Maura picked a long strand of Persephone’s hair from the rim of her glass. “Yes, but you always take your bike.” Blue stood up. She suspected that the green fuzz of the sofa was now adhered to the back of her leggings. “Can I go now? Am I in trouble?” “You are in trouble. I told you to stay away from him and you didn’t,” Maura said. “I just haven’t decided what to do about it yet. My feelings are hurt. I’ve consulted with several people who tell me that I’m within my rights to feel hurt. Do teenagers still get grounded? Did that only happen in the eighties?” “I’ll be very angry if you ground me,” Blue said, still wobbly from her mother’s unfamiliar displeasure. “I’ll probably rebel and climb out my window with a bedsheet rope.” Her mother rubbed a hand over her face. Her anger had completely burned itself out. “You’re well into it, aren’t you? That didn’t take long.” “If you don’t tell me not to see them, I don’t have to disobey you,” Blue suggested. “This is what you get, Maura, for using your DNA to make a baby,” Calla said. Maura sighed. “Blue, I know you’re not an idiot. It’s just, sometimes smart people do dumb things.” Calla growled, “Don’t be one of them.” “Persephone?” asked Maura. In her small voice, Persephone said, “I have nothing left to add.” After a moment of consideration, she added, however, “If you are going to punch someone, don’t put your thumb inside your fist. It would be a shame to break it.” “Okay,” Blue said hurriedly. “I’m out.” “You could at least say sorry,” Maura said. “Pretend like I have some power over you.

What do you think of human intelligence?" asked Mavis Pellington lamely. "Of whose intelligence in particular?" asked Tobermory coldly. "Oh, well, mine for instance," said Mavis with a feeble laugh. "You put me in an embarrassing position," said Tobermory, whose tone and attitude certainly did not suggest a shred of embarrassment. "When your inclusion in this house-party was suggested Sir Wilfrid protested that you were the most brainless woman of his acquaintance, and that there was a wide distinction between hospitality and the care of the feeble-minded. Lady Blemley replied that your lack of brain-power was the precise quality which had earned you your invitation, as you were the only person she could think of who might be idiotic enough to buy their old car. You know, the one they call 'The Envy of Sisyphus,' because it goes quite nicely up-hill if you push it.

Did you get me that movie about Genghis Khan? 'It's in the Netflix queue, but that's not the surprise. You don't need to worry, it'll be something good. I just don't want you to feel depressed about going home.' Oh, I won't. But it would be cool to have a stream like this in the backyard. Can you make one? 'Ummm... no.' I figured. Can't blame a hound for trying. Oberon was indeed surprised when we got back home to Tempe. Hal had made the arrangements for me and Oberon perked up as soon as we were dropped off by the shuttle from the car rental company. 'Hey, smells like someone's in my territory,' he said. 'Nobody could be here without my permission, you know that.' 'Flidais did it.' 'That isn't Flidais you smell, believe me.' I opened the front door, and Oberon immediately ran to the kitchen window that gazed upon the backyard. He barked joyously when he saw what was waiting for him there. 'French poodles! All black and curly with poofy little tails!' 'And every one of them in heat.' 'Oh, WOW! Thanks Atticus! I can't wait to sniff their asses!' He bounded over to the door and pawed at it because the doggie door was closed to prevent the poodles from entering. 'You earned it, buddy. Hold on, get down off the door so I can open it for you, and be careful, don't hurt any of them.' I opened the door, expecting him to bolt through it and dive into his own personal canine harem, but instead he took one step and stopped, looking up at me with a mournful expression, his ears drooping and a tiny whine escaping his snout. 'Only five?

The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away.

Never take anything that doesn’t belong to you or that you haven’t earned,” he said, sliding into the car. “You never know who you’re stealing from, and what that money means to them.

You can base your identity on a thousand things — the degrees you’ve earned, the positions you hold, the salary you make, the trophies you’ve won, the hobbies you have, the way you look, the way you dress, or even the car you drive. But if you base your identity on any of those temporal things, your identity is a house of cards. There is only one solid foundation: Jesus Christ. If you find security in what you have done, you will always fall short of the righteous standard set by the sinless Son of God. The solution? The gospel. There is only one place in which to find your true identity and eternal security: what Christ has done for you.

Dimitri held up a car seat with one hand, which was almost comical. “We can go whenever you’re ready. Lana gave us this and swears it’s easy to install.” Rose laughed at that. “Oh, this I’ve got to see, comrade. Dimitri Belikov, badass god, installing a baby’s car seat.” He smiled good-naturedly, and we scurried around, gathering up things. Sydney had to call Jackie back, and since my hands were full, she handed Declan off to Rose. “Just rock him,” I said, seeing her panic. Rose blanched but complied, earning laughter in return from Dimitri. “Rose Hathaway, notorious rebel, showing her maternal side.” She stuck her tongue out at him. “Enjoy it while you can, comrade. This is as close as you’ll ever get to it.

How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away.’ —Yuval Noah Harari, Sapiens: A Brief History of Humankind (2011)

Fifty years from now, I will not be remembered for how much money I earned, the type of home I lived in or the car I drove, but on whether I made a difference to someone's life.

Over the last decade, Ford has actually earned more money making loans than making cars.

All the way from Chiapas to Chihuahua, they cling to the tops of the cars. The train has earned the name La Bestia because that journey is a mission of terror in every way imaginable. Violence and kidnapping are endemic along the tracks, and apart from the criminal dangers, migrants are also maimed or killed every day when they fall from the tops of the trains. Only the poorest and most destitute of people attempt to travel this way.

One of the most common root causes of our unhappiness is our desire to give people who will get to see the house we live in, and/or the car or cars we drive, an idea of how much we earn, earned, or were allowed to borrow.

Most people do not mind having a house that is smaller and/or a car that is cheaper than their neighbours’, as long as they each earn and have more money than their neighbours, and, equally important, their neighbours know that.

Once Lola Pierotti earned $24,000 a year and worked long hours as an administrative assistant on Capitol Hill. Now she works longer hours and has even more responsibility- but no pay. What happened? Was she demoted? No, she just married the boss. Her bridegroom, of four years this month, was the senior Republican Senator from Vermont- George D. Aiken. "All he expects of me is that I drive his car, cook his meals, do his laundry and run his office," she enumerated, with a grin.

And yet, as I was returning in the car to Florence, I had the impression that there in the neighborhood, between backwardness and modernity, she had more history than I did. How much I had lost by leaving, believing I was destined for who knows what life. Lila, who had remained, had a very new job, she earned a lot of money, she acted in absolute freedom and according to schemes that were indecipherable. She was very attached to her son, she had been extremely devoted to him in the first years of his life, and she still kept an eye on him; but she seemed capable of being free of him as and when she wanted, he didn’t cause her the anxieties my daughters caused me. She had broken with her family, and yet she took on their burden and the responsibility for them whenever she could. She took care of Stefano who was in trouble, but without getting close to him. She hated the Solaras and yet she submitted to them. She was ironic about Alfonso and was his friend. She said she didn’t want to see Nino again, but I knew it wasn’t so, that she would see him. Hers was a life in motion, mine was stopped.

Then she will marry the man whom she is currently trying to find both online and in real life, the man with the smile lines and the dog and/or cat, the man with an interesting surname that she can double-barrel with Jones, the man who earns the same as or more than her, the man who likes hugs more than sex and has nice shoes and beautiful skin and no tattoos and a lovely mum and attractive feet. The man who is at least five feet ten, but preferably five feet eleven or over. The man who has no baggage and a good car and a suggestion of abdominal definition although a flat stomach would suffice. This man has yet to materialize and Libby is aware that she is possibly a little over-proscriptive.

The only factor that affects your chance of getting a raise is whether or not you’ve earned it. It doesn’t matter if your car broke down or that your landlord’s raising your rent. Those facts are not your boss’s problem. All she needs to know is that you’re kicking ass, like a #GIRLBOSS should.

Paul Buchheit: I'm suddenly reminded that, for a while, I asked people if they were playing Russian Roulette with a gun with a billion barrels (or some huge number, so in other words, some low probability that they would actually be killed), how much would they have to be paid to play one round? A lot of people were almost offended by the question and they'd say, "I wouldn't do it at any price." But, of course, we do that everyday. They drive to work in cars to earn money and they are taking risks all the time, but they don't like to acknowledge that they are taking risks. They want to pretend that everything is risk-free.

Donna to the policewoman: Don't you touch this car! The Doctor watching: She's not changed. Wilfred: Oh. There he is. Shawn Temple. They're engaged. Getting married in the Spring. The Doctor: Another wedding. Wilfred: Yeah. The Doctor: Hold on, she's not going to be called Noble-Temple. It sounds like a tourist spot. Wilfred: No it's Temple-Noble. The Doctor: Right. Is she happy? Is he nice? Wilfred: Yeah, he's sweet enough. He's a bit of a dreamer. Mind you he's on minimum wage. She's earning tuppence so all they can afford is a tiny little flat. And then sometimes I see this look on her face. Like she's so sad. And she can't remember why. The Doctor: She's got him. Wilfred: She's making do. The Doctor: Aren't we all. Wilfred: How 'bout you? Who've you got now? The Doctor: No one. Travelling alone. I thought it would be better. But I did some things, it went wrong. I need— {he starts to cry} Wilfred: Oh my word. I— The Doctor: Mm. Merry Christmas. Wilfred: Yeah. And you. The Doctor: Look at us. Wilfred: Don't you see? You need her, Doctor. I mean, look, wouldn't she make you laugh again? Good ol' Donna. -Doctor Who

Henry Ford gave that idea popular currency when he brought out the famous Model T car and announced in 1914 that he would pay his workers the then unheard-of wage of $ 5 a day. Not only was it a matter of social justice, Ford later wrote, but it was smart business. When wages are low, Ford argued, business and the economy are at risk. But when pay is high and steady, Ford reasoned, business is more secure because workers earn enough to be good customers and eventually to be able to afford to buy Model Ts.

Though we are addicted to instant gratification, we are seldom gratified because, although we are making everything possible now, we are seldom present to enjoy it now. The moment we attain our desire, our attention jumps out of the present and into planning our next acquisition. This creates a world that’s comfortable with living in debt, on borrowed time, and on somebody else’s energy. We no longer own our houses, cars, and clothes – the bank does. We have robbed ourselves of the satisfaction of organic accomplishment. There’s no more “rite of passage,” only the fast lane. Young children want to be teenagers, teenagers want to be adults, and adults want to accomplish a lifetime’s work before turning thirty. We spend each moment running ahead of ourselves, believing there’s a destination we are supposed to arrive at that’s saturated with endless happiness, acknowledgement, ease, and luxury. We are forever running away from something and toward something – and because everyone is behaving in this manner, we accept it as normal. We mentally leapfrog over the eternal present moment in everything we do, ignoring the flow of life. The Presence Process – including the consequences inherent in completing it – moves at a different pace. This journey isn’t about getting something done “as quickly as possible.” It’s about process, not instant gratification. The consequences we activate by completing this journey are made possible because of its gently unfolding integrative approach. By following the instructions carefully, taking one step at a time, being consistent and committed to completing the task at hand no matter what, we experience a rite of passage that reminds us of what “process” means. Realizing what “process” involves isn’t just a mental realization, but requires an integrated emotional, mental, and physical experience. Awakening to the value of process work is rare in a world of instant gratification. It powerfully impacts the quality of our experience because life in the present is an ongoing organic process. Realizing the power within the rhythm of process work may not necessarily impact our ability to earn a living, but it enhances our ability to open ourselves to the heartbeat of life.

I hadn't told him the news yet, but in that same preternatural way he was always aware of what I was feeling or thinking, he could smell my lies a mile away. He was just giving me time to come to him. To tell him I'd be baking his bun for the next seven and a half months. ''I'm okay." Dex's chuckle filled my ears as he wrapped his arms around my chest from behind, his chin resting on the top of my head. "Just okay?" He was taunting me, I knew it. This man never did anything without a reason. And this reason had him resembling a mama bear. A really aggressive, possessive mama bear. Which said something because Dex was normally that way. I couldn't even sit around Mayhem without him or Sonny within ten feet. I leaned my head back against his chest and laughed. "Yeah, just okay." He made a humming noise deep in his throat. "Ritz," he drawled in that low voice that reached the darkest parts of my organs. "You're killin' me, honey." Oh boy. Did I want to officially break the news on the side of the road with chunks of puke possibly still on my face? Nah. So I went with the truth. "I have it all planned out in my head. I already ordered the cutest little toy motorcycle to tell you, so don't ruin it." A loud laugh burst out of his chest, so strong it rocked my body alongside his. I friggin' loved this guy. Every single time he laughed, I swear it multiplied. At this rate, I loved him more than my own life cubed, and then cubed again. "All right," he murmured between these low chuckles once he'd calmed down a bit. His fingers trailed over the skin of the back of my hand until he stopped at my ring finger and squeezed the slender bone. "I can be patient." That earned him a laugh from me. Patience? Dex? Even after more than three years, that would still never be a term I'd use to describe him. And it probably never would. He'd started to lose his shit during our layover when Trip had called for instructions on how to set the alarm at the new bar. "Dex, Ris, and Baby Locke, you done?" Sonny yelled, peeping out from over the top of the car door. "Are you friggin' kidding me?" I yelled back. Did everyone know? That slow, seductive smile crawled over his features. Brilliant and more affectionate than it was possible for me to handle, it sucked the breath out of me. When he palmed my cheeks and kissed each of my cheeks and nose and forehead, slowly like he was savoring the pecks and the contact, I ate it all up. Like always, and just like I always would. And he answered the way I knew he would every single time I asked him from them on, the way that told me he would never let me down. That he was an immovable object. That he'd always be there for me to battle the demons we could see and the invisible ones we couldn't. "Fuckin' love you, Iris," he breathed against my ear, an arm slinking around my lower back to press us together. "More than anything.

There’s always something. No matter how hard you work, no matter how well you do, how successful or respectable, there’s always something that will remind you: you shouldn’t get too comfortable. I always thought education and money was going to earn me respect. But a successful black man is a threat. Pulling me over for driving a nice car? This isn’t what I wanted for your moving day. But this is what it’s like to be black in this country or anywhere in the world. They interrupt our joy, our history, our progress. They know they can’t stop us unless they kill us they can’t kill us all. So you’re living your life and suddenly you’re interrupted by white fear or suspicion. They fear sharing anything. Our success is a threat.

I’m not a man, I can’t earn a living, buy new things for my family. I have acne and a small peter. I’m not a man. I don’t like football, boxing and cars. I like to express my feeling. I even like to put an arm around my friend’s shoulder. I’m not a man. I won’t play the role assigned to me- the role created by Madison Avenue, Playboy, Hollywood and Oliver Cromwell, Television does not dictate my behavior. I’m not a man. Once when I shot a squirrel I swore that I would never kill again. I gave up meat. The sight of blood makes me sick. I like flowers. I’m not a man. I went to prison resisting the draft. I do not fight when real men beat me up and call me queer. I dislike violence. I’m not a man. I have never raped a woman. I don’t hate blacks. I do not get emotional when the flag is waved. I do not think I should love America or leave it. I think I should laugh at it. I’m not a man. I have never had the clap. I’m not a man. Playboy is not my favorite magazine. I’m not a man. I cry when I’m unhappy. I’m not a man. I do not feel superior to women I’m not a man. I don’t wear a jockstrap. I’m not a man. I write poetry. I’m not a man. I meditate on peace and love. I’m not a man. I don’t want to destroy you

And what is corruption, I ask you? Who gets hurt if a poor cop gets a new car or a week’s vacation in Kenya for letting the Baltic girls earn a living in peace, down on the docks? I mean, where’s the harm in that?” Police Officer on Radio Fake 112.8 MHz In The Shadow of Sadd.

But drinking: manly. Having buddies: manly. Clowning around: manly. Earning lots of money: manly. Owning a fast car: manly. Slouching around: manly. Sniggering as you smoke joints: manly. Being competitive: manly. Being aggressive: manly. Wanting to fuck loads of partners: manly. Responding with violence to something that threatens you: manly. Not taking time to spruce yourself up in the morning: manly. Wearing clothes because they're practical: manly. Everything that's fun to do is manly, everything concerned with survival is manly, everything that gains ground is manly.

God damn it, an entire generation pumping gas, waiting tables – slaves with white collars. Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don't need. We're the middle children of history, man. No purpose or place. We have no Great War. No Great Depression. Our great war is a spiritual war. Our great depression is our lives. We've all been raised on television to believe that one day we'd all be millionaires, and movie gods, and rock stars, but we won't. We're slowly learning that fact.” ―Tyler Durden,Fight Club (by Chuck Palahniuk)

Entrepreneurs who kept their day jobs had 33 percent lower odds of failure than those who quit. If you’re risk averse and have some doubts about the feasibility of your ideas, it’s likely that your business will be built to last. If you’re a freewheeling gambler, your startup is far more fragile. Like the Warby Parker crew, the entrepreneurs whose companies topped Fast Company’s recent most innovative lists typically stayed in their day jobs even after they launched. Former track star Phil Knight started selling running shoes out of the trunk of his car in 1964, yet kept working as an accountant until 1969. After inventing the original Apple I computer, Steve Wozniak started the company with Steve Jobs in 1976 but continued working full time in his engineering job at Hewlett-Packard until 1977. And although Google founders Larry Page and Sergey Brin figured out how to dramatically improve internet searches in 1996, they didn’t go on leave from their graduate studies at Stanford until 1998. “We almost didn’t start Google,” Page says, because we “were too worried about dropping out of our Ph.D. program.” In 1997, concerned that their fledgling search engine was distracting them from their research, they tried to sell Google for less than $2 million in cash and stock. Luckily for them, the potential buyer rejected the offer. This habit of keeping one’s day job isn’t limited to successful entrepreneurs. Many influential creative minds have stayed in full-time employment or education even after earning income from major projects. Selma director Ava DuVernay made her first three films while working in her day job as a publicist, only pursuing filmmaking full time after working at it for four years and winning multiple awards. Brian May was in the middle of doctoral studies in astrophysics when he started playing guitar in a new band, but he didn’t drop out until several years later to go all in with Queen. Soon thereafter he wrote “We Will Rock You.” Grammy winner John Legend released his first album in 2000 but kept working as a management consultant until 2002, preparing PowerPoint presentations by day while performing at night. Thriller master Stephen King worked as a teacher, janitor, and gas station attendant for seven years after writing his first story, only quitting a year after his first novel, Carrie, was published. Dilbert author Scott Adams worked at Pacific Bell for seven years after his first comic strip hit newspapers. Why did all these originals play it safe instead of risking it all?

the audience, unaccustomed to any of this, went wild: America! The high point of this whirring, pale-blue era was 1960. The average American earned more than 5,000 dollars a year; a newly built house cost 12,500 dollars, a car 2,600, a pair of shoes 13, a litre of gasoline 6.7 cents. The tail fins on the new Cadillac Eldorado were the largest and sharpest ever seen. In April, the world’s first weather satellite was launched. In the Philippines, the Japanese government tried in vain to coax the last two Japanese soldiers out of the jungle – they refused to believe the war was over. Xerox put the first commercial photocopier on the market. Chubby Checker started a new dance craze, the twist. Frank Sinatra, cigarette in hand, stood and sang in a short film called Music for

If you’re looking for fast driving there’s a dragway in the southwestern part of the county. It opens next week.” “Do you race there?” he asks. “Yes.” And I plan on spending a lot of time there over the next six weeks. “Isaiah.” Beth attempts to step in between us, but Logan angles himself so that she can’t. “That’s not why I brought him here.” An insane glint strikes the guy’s eyes and all of a sudden, I feel a connection to him. A twitch of his lips shows he might be my kind of crazy. “How fast do the cars there go?” “Some guys hit speeds of 120 mph in an eighth mile.” “No!” Beth stomps her foot. “No. I promised Ryan nothing crazy would happen. Logan, this is not why I brought you here.” “Have you hit those speeds?” He swats his hand at Beth as if she’s a fly, earning my respect. Most guys would be terrified of having their balls ripped off and handed to them for dismissing Beth like that. “Not driving my car, I haven’t,” I answer honestly. But I hope to with Rachel’s car, and with mine, after a few modifications. “Speed can be bought. Just depends on how much you want to spend.” Logan offers his hand. “I’m Logan.” “Isaiah,” I say as we shake. “Shit,” mumbles Beth.

If the adoption of ploughing increased a village's population from a hundred to 110, which ten people would have volunteered to starve so that the others could go back to the good old time? There was no going back. The trap snapped shut. The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have take demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad.

Next an Intimacy Consultant named Anita arrived. When Anita walked in she looked very studious. However, when she started to set up I would have never guessed that she did this for a living. First came all types of lingerie; see through, lacy, racy, edible, and even costumes. "Okay," Phoebe cleared her throat. "The idea here is to purchase things for our dear Lilli to wear or use on her honeymoon." Phoebe giggled and I scowled at her. "Don’t waste your money," I spat quickly, earning a laugh from Maggie and Viola. "Oh, honey, if Aidan is anything like his uncle then you will definitely want to get yourself some." "Mom," Maggie yelled and covered her ears. We all burst into laughter. "I’m just saying," Viola shrugged. "Your father is quite—" "Seriously? Seriously, mom? No…Ew, ew, ew!" Maggie screamed as she left the room. "God, please let my car get here soon!

Looking out the window, I wondered how many of those kids had parents who were losing it, or parents who were gone, taken off without a forwarding address, or parents who had buried themselves alive, who could argue and chop wood and make asses of themselves without being fully conscious. How many of them believed what they were saying when they blathered on about what college they'd go to and what they'd major in and how much they'd earn and what car they'd buy. They repeated that stuff over and over like an incantation that, if pronounced exactly right, would open the door to the life of their dreams. If they looked at their parents, at their crankiness and their therapy and their prescriptions and their ragged collections of kids, step-kids, half-kids, quarter-kids, and the habits that had started in secret but now owned them, body and soul, then they might curse that spell.

BLACK WINGS At the same Olympics, staged by Hitler to consecrate the superiority of his race, the star that shone brightest was black, a grandson of slaves, born in Alabama. Hitler had no choice but to swallow the bitter pill, four of them actually: the four gold medals that Jesse Owens won in sprinting and long jump. The entire world celebrated those victories of democracy over racism. When the champion returned home, he received no congratulations from the president, nor was he invited to the White House. He returned to the usual: he boarded buses by the back door, ate in restaurants for Negroes, used bathrooms for Negroes, stayed in hotels for Negroes. For years, he earned a living running for money. Before the start of baseball games he would entertain the crowd by racing against horses, dogs, cars, or motorcycles. Later on, when his legs were no longer what they had been, Owens took to the lecture circuit. He did pretty well there, praising the virtues of religion, family, and country.

I’ve spent a lot of time trying not to be weak. I’ve spent a lot of time trying to put myself beyond the need for care. I’ve worked hard. I’ve exercised. I’ve earned degrees. I’ve written books. I’ve bought new clothes. I’ve driven new cars. These things aren’t bad in themselves. They can be good. They can, in fact, be done with care. They can be undertaken as acts of love, as means of service. But, as a rule, I haven’t done this. I’ve treated these things more as idols than as occasions for care. I’ve pursued them as props for projecting a fiction of worthiness, independence, and strength. But I am tired—so tired—of pretending not to be weak. I’m tired of pretending I’m not going to die. I’m tired of pretending I don’t need Christ. If I’m serious about Christ, then my only hope is to let these idols die. My only hope is to practice living with as much care and patience and attention as I can. In this sense, care is the work of no longer pretending to be strong. Care depends on finally being honest.

However, if you’re a top executive earning $250,000 a year and you win $1 million in the lottery, or your company board suddenly decides to double your salary, your surge is likely to last only a few weeks. According to the empirical findings, it’s almost certainly not going to make a big difference to the way you feel over the long run. You’ll buy a snazzier car, move into a palatial home, get used to drinking Chateau Pétrus instead of California Cabernet, but it’ll soon all seem routine and unexceptional.

23 Lottery Winners Who Lost Millions Andrew Lisa/Yahoo Finance: Mickey Carroll was only 19 years old when he won a British jackpot that sent him into early adulthood with the equivalent of $11.8 million. The media dubbed him the “Lotto Lout” as the young winner tore through his newfound fortune with astonishing speed. Much of it went to drug-fueled partying, with the rest wasted on jewelry, cars and other materialistic excesses. As of 2016, he was earning a few hundred dollars a week working in a slaughterhouse.

One theft, however, does not make a thief . . Action which defines a man, describes his character, is action which has been repeated over and over and so has come in time to be a coherent and relatively independent mode of behavior. At first it may have been fumbling and uncertain, may have required attention, effort, will - as when first drives a car, first makes love, first robs a bank, first stands up against injustice. If one perseveres on any such course it comes in time to require less effort, less attention, begins to function smoothly; its small component behaviors become integrated within a larger pattern which has an ongoing dynamism and cohesiveness, carries its own authority. Such a mode then pervades the entire person, permeates other modes, colors other qualities, in some sense is living and operative even when the action is not being performed, or even considered. . . . Such a mode of action tends to maintain itself, to resist change. A thief is one who steals; stealing extends and reinforces the identity of a thief, which generates further thefts, which further strengthen and deepen the identity. So long as one lives, change is possible; but the longer such behavior is continued the more force and authority it acquires, the more it permeates other constant bodes, subordinates other conflicting modes; changing back becomes steadily more difficult; settling down to an honest job, living on one's earnings becomes ever more unlikely. And what is said here of stealing applies equally to courage, cowardice, creativity . . . or any other of the myriad ways of behaving, and hence of being.

The essence of Kasulo is a devils' gamble: tunnel diggers risk their lives for the prospects of riches. Mind you, the "richest" income I documented in Kasulo was an average take home-pay of $7 per day. There are spikes to $12 or even $15 when a particularly rich vein of heterogenite is found. That is the lotto ticket everyone is after. The most fortunate tunnel diggers in Kasulo earn around $3,000 per year. By way of comparison, the CEOs of the technology and car companies that buy the cobalt mined from Kasulo earn $3,000 in an hour, and they do so without having to put their lives at risk each day that they go to work.

would have been the same had they whisked her to the hospital the moment the finger began to swell. “Drugs that don’t work,” the internist announced forlornly, delivering the respectfully folded bandana like a miniature American flag at a military funeral, “don’t work early any better than they work late.” Meantime, Nollie did jumping jacks beside the car, earning no end of rubbernecking hilarity from passing locals. Willing would never have called it to her attention, but her form had decayed. Her hands no longer met overhead, but rose only as high as her ears, then descended to the level of her waist. The result was a weak, dying-butterfly motion.

I'm going to throw some suggestions at you now in rapid succession, assuming you are a father of one or more boys. Here we go: If you speak disparagingly of the opposite sex, or if you refer to females as sex objects, those attitudes will translate directly into dating and marital relationships later on. Remember that your goal is to prepare a boy to lead a family when he's grown and to show him how to earn the respect of those he serves. Tell him it is great to laugh and have fun with his friends, but advise him not to be "goofy." Guys who are goofy are not respected, and people, especially girls and women, do not follow boys and men whom they disrespect. Also, tell your son that he is never to hit a girl under any circumstances. Remind him that she is not as strong as he is and that she is deserving of his respect. Not only should he not hurt her, but he should protect her if she is threatened. When he is strolling along with a girl on the street, he should walk on the outside, nearer the cars. That is symbolic of his responsibility to take care of her. When he is on a date, he should pay for her food and entertainment. Also (and this is simply my opinion), girls should not call boys on the telephone-at least not until a committed relationship has developed. Guys must be the initiators, planning the dates and asking for the girl's company. Teach your son to open doors for girls and to help them with their coats or their chairs in a restaurant. When a guy goes to her house to pick up his date, tell him to get out of the car and knock on the door. Never honk. Teach him to stand, in formal situations, when a woman leaves the room or a table or when she returns. This is a way of showing respect for her. If he treats her like a lady, she will treat him like a man. It's a great plan. Make a concerted effort to teach sexual abstinence to your teenagers, just as you teach them to abstain from drug and alcohol usage and other harmful behavior. Of course you can do it! Young people are fully capable of understanding that irresponsible sex is not in their best interest and that it leads to disease, unwanted pregnancy, rejection, etc. In many cases today, no one is sharing this truth with teenagers. Parents are embarrassed to talk about sex, and, it disturbs me to say, churches are often unwilling to address the issue. That creates a vacuum into which liberal sex counselors have intruded to say, "We know you're going to have sex anyway, so why not do it right?" What a damning message that is. It is why herpes and other sexually transmitted diseases are spreading exponentially through the population and why unwanted pregnancies stalk school campuses. Despite these terrible social consequences, very little support is provided even for young people who are desperately looking for a valid reason to say no. They're told that "safe sex" is fine if they just use the right equipment. You as a father must counterbalance those messages at home. Tell your sons that there is no safety-no place to hide-when one lives in contradiction to the laws of God! Remind them repeatedly and emphatically of the biblical teaching about sexual immorality-and why someone who violates those laws not only hurts himself, but also wounds the girl and cheats the man she will eventually marry. Tell them not to take anything that doesn't belong to them-especially the moral purity of a woman.

The trap snapped shut. The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away.

The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away. One of history’s few iron laws

A couple of years ago, I was driving in Cincinnati with Usha, when somebody cut me off. I honked, the guy flipped me off, and when we stopped at a red light (with this guy in front of me), I unbuckled my seat belt and opened the car door. I planned to demand an apology (and fight the guy if necessary), but my common sense prevailed and I shut the door before I got out of the car. Usha was delighted that I’d changed my mind before she yelled at me to stop acting like a lunatic (which has happened in the past), and she told me that she was proud of me for resisting my natural instinct. The other driver’s sin was to insult my honor, and it was on that honor that nearly every element of my happiness depended as a child—it kept the school bully from messing with me, connected me to my mother when some man or his children insulted her (even if I agreed with the substance of the insult), and gave me something, however small, over which I exercised complete control. For the first eighteen or so years of my life, standing down would have earned me a verbal lashing as a “pussy” or a “wimp” or a “girl.” The objectively correct course of action was something that the majority of my life had taught me was repulsive to an upstanding young man. For a few hours after I did the right thing, I silently criticized myself. But that’s progress, right? Better that than sitting in a jail cell for teaching that asshole a lesson about defensive driving.

Hey, Rachel, it's Emma. Tell Toraf he's off the hook for tonight. I can't make it over there for practice today. Maybe I'll see him tomorrow." NOT. I don't need a babysitter. Galen needs to get it through his thicker-than-most head that I'm not one of his royal subjects. Besides, Toraf earned a place on my equivalent-to-zoo-dirt list, forcing Rayna to marry him and all. After a few minutes, Rachel makes good on Galen's promise. When I answer the phone, she says, "Hey there, cutie pie. You're not feeling bad again, are you?" "No, I'm fine. Just a little sore from yesterday, I guess. But Mom had to take my car to work, so I don't have a way to get over there." Contemplation hovers in the silence that follows. I'm surprised when she doesn't offer to come get me. Maybe she doesn't like me as much as she lets on. "Give me a call tomorrow, okay? Galen wants me to check in with you." "That's so sweet of him," I drawl. She chuckles. "Give the guy a break. His intentions are good. He hasn't figured out how to handle you yet." "I don't need to be handled." "Apparently, he thinks you do. And until he doesn't, I'm afraid you'll have to put up with me." I try not to sound curt when I say, "Do you always do what he says?" "Not always." "Yeah, right." "Emma, if I always did what I'm told, you'd be locked in a hotel room somewhere while I secured us a private jet to a place of Galen's choosing. Now get some rest. I'll be expecting your call tomorrow.

On problems finding female ancestors,of any background, remember "I cannot put gas in my car without a note from my husband. The Car, the house, and everything else I think that I own is in his name. When I die, I cannot decide who will receive my personal effects. If he dies first I may be allowed to stay in my own home, or may be given a certain number of days to vacate the premises. Any real estate I inherit from my husband is not mine to sell of devise in a will. All the money I earn belongs to my husband. I cannot operate or engage in business in my own name. If my ancestor is enslaved, I cannot marry, may not be allowed to raise my own children, join a church, travel freely, own property or testify against those who harm me.

The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away. One of history’s few iron laws is that luxuries tend to become necessities and to spawn new obligations.

I remembered the taste of good Italian coffee in my London flat, brewed at the expense of time and a good deal of mess, compared to the sort that came out of machines in the office at the press of a button. I remembered walking to art school, through the windy winter, over hills and heaths: how much gladder I was to reach the rich warmth and to toast my hands on a radiator, than if I had gone by car. I remembered the nickels my father gave me as a child for being good: how much more I valued them than I would a dollar bill given all at once for no reason. Of course God as the ultimate parent could give happiness for the asking, just as my father could have given a handful of dollar bills, but at the age of five would I have known its value, or would it have looked to me just like a wad of grubby green paper?

As it turned out, Sharpe was right. Cooperation succumbed to market forces, but even more to the war waged on it by the business classes. By 1887 the latter were determined to destroy the Knights, with their incessant boycotts, their strikes (sometimes involving hundreds of thousands), their revolutionary agitation, and their labor parties organized across the country. In the two years after the infamous Haymarket bombing in Chicago and the Great Upheaval of 1886, in which 200,000 trade unionists across the country went on a four-day-long strike for the eight-hour day but in most cases failed—partly because Terence Powderly, the leader of the Knights, who had always disliked strikes, refused to endorse the action and encouraged the Knights not to participate—capitalist repression swept the nation. Joseph Rayback summarizes: The first of the Knights’ ventures to feel the full effect of the post-Haymarket reaction were their cooperative enterprises. In part the very nature of such enterprises worked against them. The successful ventures became joint-stock corporations, the wage-earning shareholders and managers hiring labor like any other industrial unit. In part the cooperatives were destroyed by inefficient managers, squabbles among shareholders, lack of capital, and injudicious borrowing of money at high rates of interest. Just as important was the attitude of competitors. Railroads delayed the building of tracks, refused to furnish cars, or refused to haul them. Manufacturers of machinery and producers of raw materials, pressed by private business, refused to sell their products to the cooperative workshops and paralyzed operations. By 1888 none of the Order’s cooperatives were in existence.170

The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away. One of history’s few iron laws is that luxuries tend to become necessities and to spawn new obligations. Once people get used to a certain luxury, they take it for granted. Then they begin to count on it.

The pursuit of an easier life resulted in much hardship, and not for the last time. It happens to us today. How many young college graduates have taken demanding jobs in high-powered firms, vowing that they will work hard to earn money that will enable them to retire and pursue their real interests when they are thirty-five? But by the time they reach that age, they have large mortgages, children to school, houses in the suburbs that necessitate at least two cars per family, and a sense that life is not worth living without really good wine and expensive holidays abroad. What are they supposed to do, go back to digging up roots? No, they double their efforts and keep slaving away. One of history’s few iron laws is that luxuries tend to become necessities and to spawn new obligations. Once people get used to a certain luxury, they take it for granted. Then they begin to count on it. Finally they reach a point where they can’t live without it.

The political forces arrayed on the side of capital have always wanted to treat labor as a commodity, driving down costs and demanding the freedom to move production to countries with the lowest wages. They have tried to prevent workers from forming unions and look for opportunities to break unions once they are formed. They have also tried to prevent governments from regulating working hours and conditions, imposing minimum wages or mandating family leave. On the other side, the workers have organized into unions, braving numerous bloody confrontations, in order to be able to bargain collectively for better wages and working conditions, and over the years have won a number of important concessions, such as laws that prohibit child labor and provide for a regulated work week, safer working conditions and so on. The heyday of this era was in the 1950s, when an assembly-line autoworker in Detroit was able to earn enough to afford a house and a car, raise a family and then retire comfortably. That era is now over.

Obama’s claims about teachers and CEOs gets to a broader puzzle about how a capitalist society assigns rewards. At first glance, it seems that there is no relationship between merit and reward. Athletes and entertainers, who provide services much less indispensable than teachers and doctors, earn vastly more than either of those two professions. Earlier I mentioned the example of the parking lot guy who parks all the cars and makes money for the resort, yet he gets a pittance of that money. From his point of view, there is no relationship between work and reward. He does the work, and “they” get the profits. This is pretty much how workers feel in a variety of occupations. They are the “makers” and their bosses are the “takers.” In a truly fair and merit-based society, they should get more and the bosses should get less. These arguments are, whether their proponents recognize it or not, anchored in Karl Marx’s notion of “surplus value.” Marx is largely discredited today, because Communism proved a failure, and Marx’s prophecies proved dead wrong.

People easily understand that ‘primitives’ cement their social order by believing in ghosts and spirits, and gathering each full moon to dance together around the campfire. What we fail to appreciate is that our modern institutions function on exactly the same basis. Take for example the world of business corporations. Modern businesspeople and lawyers are, in fact, powerful sorcerers. The principal difference between them and tribal shamans is that modern lawyers tell far stranger tales. The legend of Peugeot affords us a good example. An icon that somewhat resembles the Stadel lion-man appears today on cars, trucks and motorcycles from Paris to Sydney. It’s the hood ornament that adorns vehicles made by Peugeot, one of the oldest and largest of Europe’s carmakers. Peugeot began as a small family business in the village of Valentigney, just 200 miles from the Stadel Cave. Today the company employs about 200,000 people worldwide, most of whom are complete strangers to each other. These strangers cooperate so effectively that in 2008 Peugeot produced more than 1.5 million automobiles, earning revenues of about 55 billion euros.

Following the seventh, eighth, and ninth grades of middle school, high school would have been a fresh start. When I got to Fairfax High I would insist on being called Suzanne. I would wear my hair feathered or up in a bun. I would have a body that the boys wanted and the girls envied, but I’d be so nice on top of it all that they would feel too guilty to do anything but worship me. I liked to think of myself — having reached a sort of queenly W status — as protecting misfit kids in the cafeteria. When someone taunted Clive Saunders for walking like a girl, I would deliver swift vengeance with my foot to the taunter’s less-protected parts. When the boys teased Phoebe Hart for her sizable breasts, I would give a speech on why boob jokes weren’t funny. I had to forget that I too had made lists in the margins of my notebook when Phoebe walked by: Winnebagos, Hoo-has, Johnny Yellows. At the end of my reveries, I sat in the back of the car as my father drove. I was beyond reproach. I would overtake high school in a matter of days, not years, or, inexplicably, earn an Oscar for Best Actress during my junior year. These were my dreams on Earth.

I don't mean to smear our people, but honestly, sometimes I thought the Jews were the worst. Not all, but you know the ones I'm talking about - they weren't like the kids in Oxford Circle, that’s for sure. You sent me off totally fucking unprepared, brother. Not a word of warning. Their doctor and dentist parents worked their way through school, but now they want their babies to go in style. They send them stereos and cars and blank checks. And those were the hippies! Running around in their flowing clothes, their noses surgically tilted in the air! Talking about oppression and the common man, and running off to volunteer at some job, calling it righteous because they don’t have to earn money. Or my favorite, going to summer camp until they’re like forty-five. You’re not a socialist because you sleep in a log cabin and dance in a circle! And who are they angry at, really angry at? Not the Man – they wouldn’t know the Man if he froze their Bloomingdale’s charge cards. No, they’re angry at their parents! The people who fund all this in the first place. If they don’t want their parents, send them my way. I’ve been looking all my life for someone to wipe my ass and pay my bills.

Emma, calm down. I had to know-" I point my finger in his face, almost touching his eyeball. "It's one thing for me to give your permission to look into it. But I'm pretty sure looking into it without my consent is illegal. In fact, I'm pretty sure everything that woman does is illegal. Do you even know what the Mafia is, Galen?" His eyebrows lift in surprise. "She told you who she is? I mean, who she used to be?" I nod. "While you were checking in with Grom. Once in the Mob, always in the Mob, if you ask me. How else would she get all her money? But I guess you wouldn't care about that, since she buys you houses and cars and fake IDs." I snatch my wrist away and turn back toward our hotel. At least, I hope it's our hotel. Galen laughs. "Emma, it's not Rachel's money; it's mine." I whirl on him. "You are a fish. You don't have a job. And I don't think Syrena currency has any of our presidents on it." Now "our" means I'm human again. I wish I could make up my mind. He crosses his arms. "I earn it another way. Walk to the Gulfarium with me, and I'll tell you how." The temptation divides me like a cleaver. I'm one part hissy fit and one part swoon. I have a right to be mad, to press charges, to cut Rachel's hair while she's sleeping. But do I really want to risk the chance that she keeps a gun under her pillow? Do I want to miss the opportunity to scrunch my toes in the sand and listen to Galen's rich voice tell me how a fish came to be wealthy? Nope, I don't. Taking care to ram my shoulder into him, I march past him and hopefully in the right direction. When he catches up to me, his grin threatens the rest of my hissy fit side, so I turn away, fixing my glare on the waves. "I sell stuff to humans," he says. I glance at him. He's looking at me, his expression every bit as expectant as I feel. I hate this little game of ours. Maybe because I'm no good at it. He won't tell me more unless I ask. Curiosity is one of my most incurable flaws-and Galen knows it. Still, I already gave up a perfectly good tantrum for him, so I feel like he owes me. Never mind that he saved my life today. That was so two hours ago. I lift my chin. "Rachel says I'm a millionaire," he says, his little knowing smirk scrubbing my nerves like a Brillo pad. "But for me, it's not about the money. Like you, I have a soft spot for history." Crap, crap, crap. How can he already know me this well? I must be as readable as the alphabet. What's the use? He's going to win, every time.

THE PAYOFF IS EXTRAORDINARY I was giving a seminar in Detroit a couple of years ago when a young man, about thirty years old, came up to me at the break. He told me that he had first come to my seminar and heard my “3 Percent Rule” about ten years ago. At that time, he had dropped out of college, was living at home, driving an old car, and earning about $20,000 a year as an office-to-office salesman. He decided after the seminar that he was going to apply the 3 Percent Rule to himself, and he did so immediately. He calculated 3 percent of his income of $20,000 would be $600. He began to buy sales books and read them every day. He invested in two audio-learning programs on sales and time management. He took one sales seminar. He invested the entire $600 in himself, in learning to become better. That year, his income went from $20,000 to $30,000, an increase of 50 percent. He said he could trace the increase with great accuracy to the things he had learned and applied from the books he had read and the audio programs he had listened to. So the following year, he invested 3 percent of $30,000, a total of $900, back into himself. That year, his income jumped from $30,000 to $50,000. He began to think, “If my income goes up at 50 percent per year by investing 3 percent back into myself, what would happen if I invested 5 percent? KEEP RAISING THE BAR The next year, he invested 5 percent of his income, $2,500, into his learning program. He took more seminars, traveled cross-country to a conference, bought more audio- and video-learning programs, and even hired a part-time coach. And that year, his income doubled to $100,000. After that, like playing Texas Hold-Em, he decided to go “all in” and raise his investment into himself to 10 percent per year. He told me that he had been doing this every since. I asked him, “How has investing 10 percent of your income back into yourself affected your income?” He smiled and said, “I passed a million dollars in personal income last year. And I still invest 10 percent of my income in myself every single year.” I said, “That’s a lot of money. How do you manage to spend that much money on personal development?” He said, “It’s hard! I have to start spending money on myself in January in order to invest it all by the end of the year. I have an image coach, a sales coach, and a speaking coach. I have a large library in my home with every book, audio program, and video program on sales and personal success I can find. I attend conferences, both nationally and internationally in my field. And my income keeps going up and up every year.

When Wen was seventeen years old, she'd sharpened a kitchen knife and slashed the tires on her brother's bicycle. She never told Kehn, who gave on of the neighbor boys a beating over it. After that, Kaul Hilo came around their house in his car every day to pick up Kehn and Tar when the three of them went around town together, junior Fingers fresh out of the Academy, hungry to win jade and earn their reputations. Every day, Wen walked out to the Duchesse to bid her brothers goodbye and to welcome them home. Hilo once laughed as he pulled up to see her standing in the rain. He said she was the kindest and most devoted sister he'd ever met, that his own sister would never do such a thing. Wen had to admit with some chagrin that she had been a lovesick teenage girl, but she hadn't simply pined uselessly. A small thing like a ruined bicycle could change fate, just as a stone-eye could tip the scales in a clan war. She searched now for the one thing she could say that would make Hilo turn towards her, the way he used to when he rolled down the window and leaned across the seat with a grin. But she was too weary. 'I have to go back out there,' Hilo said. Wen turned onto her side. She felt the pressure of him lift off the mattress, and when the next burst of light from the fireworks struck the room, it lit empty space.

Collateral Capacity or Net Worth? If young Bill Gates had knocked on your door asking you to invest $10,000 in his new company, Microsoft, could you get your hands on the money? Collateral capacity is access to capital. Your net worth is irrelevant if you can’t access any of the money. Collateral capacity is my favorite wealth concept. It’s almost like having a Golden Goose! Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes. Your collateral capacity helps you to avoid or minimize unnecessary wealth transfers where possible, and accumulate an increasing pool of capital providing accessibility, control and uninterrupted compounding. It is the amount of money that you can access through collateralizing a loan against your money, allowing your money to continue earning interest and working for you. It’s very important to understand that accessibility, control and uninterrupted compounding are the key components of collateral capacity. It’s one thing to look good on paper, but when times get tough, assets that you can’t touch or can’t convert easily to cash, will do you little good. Three things affect your collateral capacity: ① The first is contributions into savings and investment accounts that you can access. It would be wise to keep feeding your Golden Goose. Often the lure of higher return potential also brings with it lack of liquidity. Make sure you maintain a good balance between long-term accounts and accounts that provide immediate liquidity and access. ② Second is the growth on the money from interest earned on the money you have in your account. Some assets earn compound interest and grow every year. Others either appreciate or depreciate. Some accounts could be worth a great deal but you have to sell or close them to access the money. That would be like killing your Golden Goose. Having access to money to make it through downtimes is an important factor in sustaining long-term growth. ③ Third is the reduction of any liens you may have against these accounts. As you pay off liens against your collateral positions, your collateral capacity will increase allowing you to access more capital in the future. The goose never quit laying golden eggs – uninterrupted compounding. Years ago, shortly after starting my first business, I laughed at a banker that told me I needed at least $25,000 in my business account in order to borrow $10,000. My business owner friends thought that was ridiculously funny too. We didn’t understand collateral capacity and quite a few other things about money.

As Frank promised, there was no other public explosion. Still. The multiple times when she came home to find him idle again, just sitting on the sofa staring at the rug, were unnerving. She tried; she really tried. But every bit of housework—however minor—was hers: his clothes scattered on the floor, food-encrusted dishes in the sink, ketchup bottles left open, beard hair in the drain, waterlogged towels bunched on bathroom tiles. Lily could go on and on. And did. Complaints grew into one-sided arguments, since he wouldn’t engage. “Where were you?” “Just out.” “Out where?” “Down the street.” Bar? Barbershop? Pool hall. He certainly wasn’t sitting in the park. “Frank, could you rinse the milk bottles before you put them on the stoop?” “Sorry. I’ll do it now.” “Too late. I’ve done it already. You know, I can’t do everything.” “Nobody can.” “But you can do something, can’t you?” “Lily, please. I’ll do anything you want.” “What I want? This place is ours.” The fog of displeasure surrounding Lily thickened. Her resentment was justified by his clear indifference, along with his combination of need and irresponsibility. Their bed work, once so downright good to a young woman who had known no other, became a duty. On that snowy day when he asked to borrow all that money to take care of his sick sister in Georgia, Lily’s disgust fought with relief and lost. She picked up the dog tags he’d left on the bathroom sink and hid them away in a drawer next to her bankbook. Now the apartment was all hers to clean properly, put things where they belonged, and wake up knowing they’d not been moved or smashed to pieces. The loneliness she felt before Frank walked her home from Wang’s cleaners began to dissolve and in its place a shiver of freedom, of earned solitude, of choosing the wall she wanted to break through, minus the burden of shouldering a tilted man. Unobstructed and undistracted, she could get serious and develop a plan to match her ambition and succeed. That was what her parents had taught her and what she had promised them: To choose, they insisted, and not ever be moved. Let no insult or slight knock her off her ground. Or, as her father was fond of misquoting, “Gather up your loins, daughter. You named Lillian Florence Jones after my mother. A tougher lady never lived. Find your talent and drive it.” The afternoon Frank left, Lily moved to the front window, startled to see heavy snowflakes powdering the street. She decided to shop right away in case the weather became an impediment. Once outside, she spotted a leather change purse on the sidewalk. Opening it she saw it was full of coins—mostly quarters and fifty-cent pieces. Immediately she wondered if anybody was watching her. Did the curtains across the street shift a little? The passengers in the car rolling by—did they see? Lily closed the purse and placed it on the porch post. When she returned with a shopping bag full of emergency food and supplies the purse was still there, though covered in a fluff of snow. Lily didn’t look around. Casually she scooped it up and dropped it into the groceries. Later, spread out on the side of the bed where Frank had slept, the coins, cold and bright, seemed a perfectly fair trade. In Frank Money’s empty space real money glittered. Who could mistake a sign that clear? Not Lillian Florence Jones.

Environmental pollution is a regressive phenomenon, since the rich can find ways of insulating themselves from bad air, dirty water, loss of green spaces and so on. Moreover, much pollution results from production and activities that benefit the more affluent – air transport, car ownership, air conditioning, consumer goods of all kinds, to take some obvious examples. A basic income could be construed, in part, as partial compensation for pollution costs imposed on us, as a matter of social justice. Conversely, a basic income could be seen as compensation for those adversely affected by environmental protection measures. A basic income would make it easier for governments to impose taxes on polluting activities that might affect livelihoods or have a regressive impact by raising prices for goods bought by low-income households. For instance, hefty carbon taxes would deter fossil fuel use and thus reduce greenhouse gas emissions and mitigate climate change as well as reduce air pollution. Introducing a carbon tax would surely be easier politically if the tax take went towards providing a basic income that would compensate those on low incomes, miners and others who would lose income-earning opportunities. The basic income case is especially strong in relation to the removal of fossil fuel subsidies. Across the world, in rich countries and in poor, governments have long used subsidies as a way of reducing poverty, by keeping down the price of fuel. This has encouraged more consumption, and more wasteful use, of fossil fuels. Moreover, fuel subsidies are regressive, since the rich consume more and thus gain more from the subsidies. But governments have been reluctant to reduce or eliminate the subsidies for fear of alienating voters. Indeed, a number of countries that have tried to reduce fuel subsidies have backed down in the face of angry popular demonstrations.

Starting a little over a decade ago, Target began building a vast data warehouse that assigned every shopper an identification code—known internally as the “Guest ID number”—that kept tabs on how each person shopped. When a customer used a Target-issued credit card, handed over a frequent-buyer tag at the register, redeemed a coupon that was mailed to their house, filled out a survey, mailed in a refund, phoned the customer help line, opened an email from Target, visited Target.com, or purchased anything online, the company’s computers took note. A record of each purchase was linked to that shopper’s Guest ID number along with information on everything else they’d ever bought. Also linked to that Guest ID number was demographic information that Target collected or purchased from other firms, including the shopper’s age, whether they were married and had kids, which part of town they lived in, how long it took them to drive to the store, an estimate of how much money they earned, if they’d moved recently, which websites they visited, the credit cards they carried in their wallet, and their home and mobile phone numbers. Target can purchase data that indicates a shopper’s ethnicity, their job history, what magazines they read, if they have ever declared bankruptcy, the year they bought (or lost) their house, where they went to college or graduate school, and whether they prefer certain brands of coffee, toilet paper, cereal, or applesauce. There are data peddlers such as InfiniGraph that “listen” to shoppers’ online conversations on message boards and Internet forums, and track which products people mention favorably. A firm named Rapleaf sells information on shoppers’ political leanings, reading habits, charitable giving, the number of cars they own, and whether they prefer religious news or deals on cigarettes. Other companies analyze photos that consumers post online, cataloging if they are obese or skinny, short or tall, hairy or bald, and what kinds of products they might want to buy as a result.

Some think that money and what it can buy will make them happy and so concentrate on earning it. But acquiring a better car, a nicer house, a better position, or more comfort will never satisfy them, for they are filled with the desire to have more. For example, some people have a passion for cars. It is very important that their car is a good make and the latest model; it has to have good engineering and a quality music system. They grow very emotionally attached to their auto and do not want it to have the slightest dent or scratch. But their satisfaction from driving a nice car does not last long. Soon a new model comes out, and theirs becomes an outdated model. It pains them to read that a faster car with more accessories and more advanced engineering is now on the market, and in an instant moment they lose all the pleasure they had in their once-coveted possession. Also, their wardrobe becomes a major problem for ignorant people. Some people want to follow the latest clothing fashions, even though they may not have enough money to do so. They buy an outfit that they like and find attractive, but stop liking it when it goes out of style or they see it on someone they do not like or, even worse, a rival. The outfit abruptly loses its appeal and becomes a source of irritation. In much the same way, seeing someone wearing nicer clothing than theirs makes them quite miserable. No matter how nice their own outfits are, they are worried that they are no more than ordinary, which makes then unhappy. Their habits, social activities, material means, or possessions will not make them happy, and their constant search for more will make them even more miserable. When they realize that they have really consumed and wasted all of this life’s pleasures, they generally get “angry at life.” Unwilling to solve their problems through belief, they remain mired in confusion and unhappiness. Therefore, in spite of all their efforts, they remain confused and unhappy. However, if they practiced religious morality, they would have a joy deeper than they could imagine.

If you're involved in a motorcycle accident, this can result in devastating injuries, permanent disability or perhaps put you on on-going dependency on healthcare care. In that case, it's prudent to make use of Los Angeles motorcycle accident attorneys to assist safeguard your legal rights if you are a victim of a motorcycle accident. How a san diego car accident attorney Aids An experienced attorney will help you, if you're an injured motorcycle rider or your family members in case of a fatal motorcycle accident. Hence, a motorcycle accident attorney assists you secure complete and commensurate compensation because of this of accident damages. In the event you go it alone, an insurance coverage company may possibly take benefit and that's why you'll need to have a legal ally by your side till the case is settled to your satisfaction. If well represented after a motorcycle collision, you may get compensation for: Present and future lost income: If just after motor cycle injury you cannot perform and earn as just before, you deserve compensation for lost income. This also applies for a loved ones that has a lost a bread-winner following a fatal motorcycle crash. Existing and future healthcare costs, rehabilitation and therapy: these consist of any health-related fees incurred because of this of the accident. Loss of capability to take pleasure in life, pain and mental anguish: a motorcycle crash can lessen your good quality of life if you cannot stroll, run, see, hear, drive, or ride any longer. That is why specialists in motor cycle injury law practice will help with correct evaluation of your predicament and exercise a commensurate compensation. As a result, usually do not hesitate to speak to Los Angeles motorcycle accident attorneys in case you are involved in a motor cycle accident. The professionals will help you file a case within a timely fashion also as expedite evaluation and compensation. This could also work in your favor if all parties involved agree to an out-of-court settlement, in which case you incur fewer costs.

The story of Cassius Clay’s lost bicycle would later be told as an indication of the boxer’s determination and the wonders of accidental encounters, but it carries broader meaning, too. If Cassius Clay had been a white boy, the theft of his bicycle and an introduction to Joe Martin might have led as easily to an interest in a career in law enforcement as boxing. But Cassius, who had already developed a keen understanding of America’s racial striation, knew that law enforcement wasn’t a promising option. This subject—what white America allowed and expected of black people—would intrigue him all his life. “At twelve years old I wanted to be a big celebrity,” he said years later. “I wanted to be world famous.” The interviewer pushed him: Why did he want to be famous? Upon reflection he answered from a more adult perspective: “So that I could rebel and be different from all the rest of them and show everyone behind me that you don’t have to Uncle Tom, you don’t have to kiss you-know-what to make it . . . I wanted to be free. I wanted to say what I wanna say . . . Go where I wanna go. Do what I wanna do.” For young Cassius, what mattered was that boxing was permitted, even encouraged, and that it gave him more or less equal status to the white boys who trained with him. Every day, on his way to the gym, Cassius passed a Cadillac dealership. Boxing wasn’t the only way for him to acquire one of those big, beautiful cars in the showroom window, but it might have seemed that way at the time. Boxing suggested a path to prosperity that did not require reading and writing. It came with the authorization of a white man in Joe Martin. It offered respect, visibility, power, and money. Boxing transcended race in ways that were highly unusual in the 1950s, when black Americans had limited control of their economic and political lives. Boxing more than most other sports allowed black athletes to compete on level ground with white athletes, to openly display their strength and even superiority, and to earn money on a relatively equal scale. As James Baldwin wrote in The Fire Next Time, many black people of Clay’s generation believed that getting an education and saving money would never be enough to earn respect. “One needed a handle, a lever, a means of inspiring fear,” Baldwin wrote. “It was absolutely clear the police would whip you and take you in as long as they could get away with it, and that everyone else—housewives, taxi

What is the Sharing Economy? “This boom marks a striking new stage in a deeper transformation. Using the now ubiquitous platform of the smartphone to deliver labour and services in a variety of new ways will challenge many of the fundamental assumptions of 20th-century capitalism, from the nature of the firm to the structure of careers.” – Economist, December 24, 2014 The sharing economy has many synonyms: tech-based capitalism, sharing marketplaces, collaborative consumption, access economy, collaborative economy, 1099 economy, and the list goes on and on. Although we appreciate the complexity of this disruptive technological shift, for the purposes of this book we will simply refer to it as the sharing economy. In its simplest form, the sharing economy is composed of hundreds of online platforms that enable people to turn otherwise unproductive assets into income producing ones. These include their homes, cars, parking spots, clothes, consumer items, pets, hobbies, and many others.

This was the moment when the 20th century really began, in all its viciousness and bloody-mindedness. Me, I had imagination in spades, though. I saw myself as a corpse, swept into this stream of fools against my will along with thousands, millions of other corpses, and I didn’t like it one little bit. The other guys, still waiting on the platform at the Gare de l’Est, already saw themselves throwing back a well-earned beer on Alexanderplatz. Only the mothers really knew. They knew the babies in their arms were tomorrow’s war orphans, and the cattle cars (8 horses, 40 men) were nothing but rail-mounted coffins joined end to end and headed for military cemeteries.

In general, society thinks you should have the fancy office, the house, the car and the mortgage and payments to go along with these things. You should spend all your time working your ass off to earn money so that you can spend it on getting more things. The truth is, we don’t need to live in a material world. Sorry Madonna,

DENVER — Some people who prosper in life choose to spend their hard-earned millions on private planes. Some buy a vineyard in Napa to indulge a love of wine. Some collect showpiece cars, or fulfill a dream of hiking Mount

Wall Street: I’d start carrying guns if I were you.      Your annual reports are worse fiction than the screenplay for Dude, Where’s My Car?, which you further inflate by downsizing and laying off the very people whose life savings you’re pillaging. How long do you think you can do that to people? There are consequences. Maybe not today. Or tomorrow. But inevitably. Just ask the Romanovs. They had a nice little setup, too, until that knock at the door.      Second, Congress: We’re on to your act.      In the middle of the meltdown, CSPAN showed you pacing the Capitol floor yapping about “under God” staying in the Pledge of Allegiance and attacking the producers of Sesame Street for introducing an HIV-positive Muppet. Then you passed some mealy-mouthed reforms and crowded to get inside the crop marks at the photo op like a frat-house phone-booth stunt.      News flash: We out here in the Heartland care infinitely more about God-and-Country issues because we have internal moral-guidance systems that make you guys look like a squadron of gooney birds landing facedown on an icecap and tumbling ass over kettle. But unlike you, we have to earn a living and can’t just chuck our job responsibilities to march around the office ranting all day that the less-righteous offend us. Jeez, you’re like autistic schoolchildren who keep getting up from your desks and wandering to the window to see if there’s a new demagoguery jungle gym out on the playground. So sit back down, face forward and pay attention!      In summary, what’s the answer?      The reforms laws were so toothless they were like me saying that I passed some laws, and the president and vice president have forgotten more about insider trading than Martha Stewart will ever know.      Yet the powers that be say they’re doing everything they can. But they’re conveniently forgetting a little constitutional sitcom from the nineties that showed us what the government can really do when it wants to go Starr Chamber. That’s with two rs.      Does it make any sense to pursue Wall Street miscreants any less vigorously than Ken Starr sniffed down Clinton’s sex life? And remember, a sitting president actually got impeached over that—something incredibly icky but in the end free of charge to taxpayers, except for the $40 million the independent posse spent dragging citizens into motel rooms and staring at jism through magnifying glasses. But where’s that kind of government excess now? Where’s a coffee-cranked little prosecutor when you really need him?      I say, bring back the independent counsel. And when we finally nail you stock-market cheats, it’s off to a real prison, not the rich guys’ jail. Then, in a few years, when the first of you start walking back out the gates with that new look in your eyes, the rest of the herd will get the message pretty fast.

when the paint on the car starts to chip and the gadget gets tossed into the closet with all the others, you can’t help but wonder if you’ve been pouring all your hard-earned money into the wrong things.

In retrospect, the fact that Toy Story was the beginning of Steve’s professional resurrection seems preposterously appropriate. Its plot established the Pixar formula: a likable character is the cause of his own downfall, often as a result of hubris; but he (or she, once Pixar finally made Brave) overcomes weakness through kindness, bravery, quick wits, invention, or some combination thereof, and thereby earns a redemption that makes him—or her—an even better and more complete toy (or bug, car, fish, princess, monster, robot, mouse, or superhero!). The hero’s downfall, incidentally, often involves some kind of exile, as in Toy Story, where Woody “accidentally” sends Buzz careening into Sid’s backyard, and then must join him to engineer a hair-raising escape from that evil child. The parallels to Steve’s own exile from Apple are obvious.

Raul did was to allow the Cuban people to be able to purchase electronic goods, use tourist hotels and beaches and rent cars. He also lifted certain restrictions for farmers. Things are still hard for most Cubans though. Did you know most taxi driver’s earn more than doctors. I earn considerably more than a doctor. Cuban people still have rations and ration books that allow them to purchase items at national prices.

Well, there are ways and ways of getting your hands on the small shareholder’s cash. Consider Suzuki’s way: it takes a large amount of money out of Maruti Suzuki and sends it to itself in Japan—but not as a dividend, which all the minority shareholders would have to examine and agree with, but as ‘royalty’ for using the Suzuki name. You think anyone still buys a Maruti car because of the Suzuki name? Maybe one or two people—enough to justify Rs 2454 crore going off to Japan in 2012–13? Thought not. Just to rub it in, do note that the amount that Suzuki ‘earned’ from the rights to its storied name in India was more than the conglomerate’s entire profits for that year in Japan, Rs 2402 crore. For that matter, the royalty was also higher than Maruti’s own profits, of Rs 2392 crore. One begins to suspect that the company is overpaying.

Vasana is determinism that feels like free will. I’m reminded of my friend Jean, whom I’ve known for almost twenty years. Jean considers himself very spiritual and went so far in the early nineties as to walk way from his job with a newspaper in Denver to live in an ashram in western Massachusetts. But he found the atmosphere choking. “They’re all crypto Hindus,” he complained. “They don’t do anything but pray and chant and meditate.” So Jean decided to move on with his life. He’s fallen in love with a couple of women but has never married. He doesn’t like the notion of settling down and tends to move to a new state every four years or so. (He once told me that he counted up and discovered that he’s lived in forty different houses since he was born.) One day Jean called me with a story. He was on a date with a woman who had taken a sudden interest in Sufism, and while they were driving home, she told Jean that according to her Sufi teacher, everyone has a prevailing characteristic. “You mean the thing that is most prominent about them, like being extroverted or introverted?” he asked. “No, not prominent,” she said. “Your prevailing characteristic is hidden. You act on it without seeing that you’re acting on it.” The minute he heard this, Jean became excited. “I looked out the car window, and it hit me,” he said. “I sit on the fence. I am only comfortable if I can have both sides of a situation without committing to either.” All at once a great many pieces fell into place. Jean could see why he went into an ashram but didn’t feel like he was one of the group. He saw why he fell in love with women but always saw their faults. Much more came to light. Jean complains about his family yet never misses a Christmas with them. He considers himself an expert on every subject he’s studied—there have been many—but he doesn’t earn his living pursuing any of them. He is indeed an inveterate fence-sitter. And as his date suggested, Jean had no idea that his Vasana, for that’s what we’re talking about, made him enter into one situation after another without ever falling off the fence. “Just think,” he said with obvious surprise, “the thing that’s the most me is the thing I never saw.” If unconscious tendencies kept working in the dark, they wouldn’t be a problem. The genetic software in a penguin or wildebeest guides it to act without any knowledge that it is behaving much like every other penguin or wildebeest. But human beings, unique among all living creatures, want to break down Vasana. It’s not good enough to be a pawn who thinks he’s a king. We crave the assurance of absolute freedom and its result—a totally open future. Is this reasonable? Is it even possible? In his classic text, the Yoga Sutras, the sage Patanjali informs us that there are three types of Vasana. The kind that drives pleasant behavior he calls white Vasana; the kind that drives unpleasant behavior he calls dark Vasana; the kind that mixes the two he calls mixed Vasana. I would say Jean had mixed Vasana—he liked fence-sitting but he missed the reward of lasting love for another person, a driving aspiration, or a shared vision that would bond him with a community. He displayed the positives and negatives of someone who must keep every option open. The goal of the spiritual aspirant is to wear down Vasana so that clarity can be achieved. In clarity you know that you are not a puppet—you have released yourself from the unconscious drives that once fooled you into thinking that you were acting spontaneously.

loser. A new car was the reward for years of self-denial and hard work, as the Cadillac ads were constantly making clear: ‘Here is the man who has earned the right to sit at this wheel.’ Most families gradually let go of their traditional puritan sobriety. Historian William Leach described the development of a ‘culture of desire that confused the good life with goods’. His colleague David M. Potter complained as early as 1954 that modern society expected a man ‘to consume his quota of goods – of automobiles, of whiskey, of television sets – by maintaining a certain standard of living, and it regards him as a “good guy” for absorbing his share, while it snickers at the prudent, self-denying, abstemious thrift that an earlier generation would have respected’. This too signified a

She reflected that if anything was going to be resolved, it would be resolved in the car. Afterward she would no longer have the strength. She would finally abandon herself, without remorse, to her translations, to the books whose pages she dissected by day and night, to earn her living and fill the holes dug by time.

I decided I would follow up every three weeks, religiously, until they bought an apartment or I was dead (tragically young), or I read that they’d perished in a fiery car chase in Monte Carlo. I was going to implement the first F, follow-up, by sending them emails about new developments, listings I thought they would like, and highlights from The Serhant Team newsletter.

By 1922, Sweden was the leading exporter of matches, and Swedish Match Corporation made two-thirds of all matches used in the world.11 Matches were Sweden’s pride, and its most important export. In the heady US markets, safety matches were the ideal new investment, and Ivar Kreuger was the perfect messenger. Matches, like cars and radio, were tangible products. They used new technology, and could be exported throughout the world. Antitrust regulators had declared monopolies illegal at home, but, by investing in Swedish Match, Americans could earn profits from a monopoly abroad. Ivar’s sales pitch was compelling. An investor who heard him talk about Swedish Match for more than a few minutes invariably would pull out a checkbook. Nearly every passenger on Berengaria used Swedish matches, and many would have heard of Swedish Match Corporation. By the time Ivar’s henchmen briefed the passengers, they also would have known that Ivar controlled Swedish Match, and that his grand postwar plans were to establish a global match monopoly. By all appearances, he was well on the way.

Yet a Rolex won’t buy you more time. A Mercedes won’t get you there any faster. And a vacation home won’t earn you more vacation days. In fact, the opposite is true in most cases. We are attempting to purchase that which is priceless: time. You might have to work hundreds of hours to buy an expensive watch, years to pay off a luxury car, and a lifetime to afford a vacation home. Which means we’re willing to give up our time to purchase the illusion of time.

Look at her,” he said to himself. “Holding hands! She’s probably already camped in the woods with him! Exchanged supernatural stories. Dinner dates. Shared food! Sex in the car! Concerts! I can never reach a woman like that. She’s too experienced. What new could we do? Even if we were right for each other, I’d always feel small.” Once lonely, it seemed the evolution of lonely was getting lonelier, as if sad heads boarded a lifeboat in an ocean that naturally pulled one farther and farther apart from the coast of love. Andrei still hoped though. For that coast. That was the thing with this sailor—nothing was waiting for him, but maybe there was. Every time he met someone, his eyes were slightly far away, as if asking in his head: “It’s nice to meet you, but are you there? Did you suffer and reach that place yet? You know that place. Those in that place know that place. After Tolstoy? After a thousand movies? Will you say an honest sentence?” Oh, did he beg, secretly, for strangers to meet him on that lonely floor of life—where life, still hard, was earned, and true, and golden. The place, he cried, we recognize in media, binging in our beds, but don’t dare reach on sidewalks.

The boys hurried to the convertible and sped away. Soon the outlines of a Ferris wheel came in sight. “Quite a show,” Joe remarked as he and Frank got out of the car. Just inside the entrance gate a man standing on a platform was announcing loudly: “Ten dollars, I said! Ten dollars ! Easiest way in the world to earn ten dollars! All you have to be is smart!” The barker held up a large padlock. “You just have to open this. Sure, it’s a trick lock. But it’ll cost you only a dime to try. Step this way, gentlemen!” Frank nudged Joe. The first customer to ascend the stairs was Chet Morton! The crowd roared with laughter as Chet struggled with the padlock. He seemed determined to win the ten dollars. “Hey! You better quit before you bust,” cried one of the bystanders. Chet was bent double and was very red in the face. “It’ll cost you more than ten dollars for a doctor!” another man shouted. Frank and Joe were grinning from ear to ear. They knew their friend thought he could open the padlock because he had heard so much about locks and keys lately. But Chet finally gave up and turned away to buy some peanuts.

But for all the colour of his character, his reputation was earned and maintained through his genius. There is a lovely story published in a 1965 issue of Life magazine that suggests just how highly respected he was. Henry Ford's fledgling car manufacturing company was once having trouble with one of the generators that powered the production line. They called Steinmetz in to consult on the problem and he solved it by lying down in the room where the generator was housed. For two days and nights he listened to its operation, scribbling calculations on a notepad. Eventually he got up, climbed up on the giant machine, and marked a point on the side with a chalk cross. He descended and told the engineers to replace sixteen of the generator's wire coils, the ones behind his chalk mark. They did what they were told, turned the generator back on, and discovered to their utter astonishment that it now worked perfectly. That story alone would be alone would be enough, but it gets better. From their headquarters in Schenectady, New York, General Electric sent forth a $10,000 dollar invoice for Steinmetz's services. Ford queried the astronomical sum, asking for a breakdown of the costs. Steinmetz replied personally. His itemized bill said, "Making chalk mark on generator: $1.00. Knowing where to make mark: $9,999.00" Apparently the bill was paid without further delay.

You buy a car for transport, not to live at the gas station. Likewise, you earn money to access essentials, not to live at the shopping mall.

Oscar’s Merc 1001 coupe drove him through the main gate at seven forty-five and slid right into the Operations Director’s parking slot. He smiled at the few envious stares the car earned him from other members of the team as they pulled up outside the administration block.

You didn’t get much from your dad, but even if it was forged through adversity he gave you the drive to find something better in your life. That’s yours. You work it. You own it. But he gave it to you. I’m not saying you should be grateful. You don’t thank a rapist for teaching you how to be more careful as you walk to your car at night. But you own the strength you earned by getting through that even if it’s all kinds of unfair you had to find that strength. He played a part in making you the Izzy you are, and you should be proud this is who you became when it could have gone another way entirely.

The USA-Japan final was watched on television by a whopping 25.4 million Americans, smashing the TV record for the most-viewed soccer game by an American audience. Even more stunning, 43.2 million Americans watched at least part of the final. It beat every game of the NBA finals, happening around the same time, and beat the primetime average of the Sochi Olympics the year before. With 39 percent higher ratings, it destroyed a record set by the U.S. men’s team when it faced Cristiano Ronaldo and Portugal during the 2014 World Cup group stage. The 1999 World Cup final, which had held the record for 15 years before that, had been watched by 17.8 million Americans. On social media, the moment was just as big. According to Face-book, 9 million people posted 20 million interactions to the platform about the final during the game. Tweets about the tournament had been seen 9 billion times across all of Twitter, with the final match earning the most engagements. Carli Lloyd’s half-field goal was the most-tweeted-about moment of the match. The national team’s victory touched millions of people—and that probably included plenty of little girls who had no clue who “the ’99ers” were and never saw Brandi Chastain twirl her shirt in the air. For the first time, millions of young girls saw the women of the national team as heroes.

It just wasn’t good enough,” says Carli Lloyd, who has more than 250 caps. “Here we are, world champions, we come home and not only do we have to play all these games on artificial turf, our current CBA says we have to play 10 games to earn another bonus. We won the World Cup, great, but in order to earn a bonus, we had to play 10 games. We just thought the whole structure of it wasn’t good enough and we needed to change a lot of things.

I listened to the advice, but didn't take it. I guess being taken advantage of was okay with me. It meant I didn't owe anyone anything. It meant I was earning something other than money, though I couldn't say what.

Before me lay the material wealth I had earned painstakingly over the last decade. But cars, properties and a bank balance were lifeless things at the end of the day. They had always had been. I wasn’t born with these possessions and they certainly wouldn’t go with me after I died. What was the struggle of life about then? And, whatever it was about, was it worth it?

Up-front investment to try to professionalize the supply side early on in a network’s development inevitably comes with risk. In a well-publicized misstep for Uber, the company sought to expand its supply side by financing vehicles to provide cars to potential drivers who didn’t own vehicles, a program called XChange Leasing. The hypothesis was that this should push these drivers into power-driver territory quickly. Payments could be automatically deducted from their Uber earnings, and their driver ratings and trip data could be used to underwrite the loans. XChange Leasing unfortunately lost $525 million and failed to professionalize the driver side of the market. The problem was, it attracted drivers highly motivated by money—usually a positive—but who didn’t have high credit scores for good reason. They often failed to make payments, using their Uber-provided car to drive for competitors and avoid the automatic deductions. They would steal the cars and sell them for, say, half price. They would drive for Lyft instead of Uber, as a way to avoid the automatic payment deductions—they would try to have their cake and eat it, too. Uber needed to organize a massive repossession effort to get the cars back, but it was too late—many had been sold illegally, some finding themselves as far away as Iraq and Afghanistan, GPS devices still attached and running. This is a colorful example of how scaling the supply side, when a lot of capital is involved, can be tricky.

Finding the Competitive Levers When there’s a battle between two networks, there are competitive levers that shift users from one into the other—what are they? The best place to focus in the rideshare market was the hard side of the network: drivers. More drivers meant that prices would be lower, attracting valuable high-frequency riders that often comparison shop for fares. Attract more riders, and it more efficiently fills the time of drivers, and vice versa. There was a double benefit to moving drivers from a competitor’s network to yours—it would push their network into surging prices while yours would lower in price. Uber’s competitive levers would combine financial incentives—paying up for more sign-ups, more hours—with product improvements to improve Acquisition, Engagement, and Economic forces. Drawing in more drivers through product improvements is straightforward—the better the experience of picking up riders and routing the car to their destination, the more the app would be used. Building a better product is one of the classic levers in the tech industry, but Uber focused much of its effort on targeted bonuses for drivers. Why bonuses? Because for drivers, that was their primary motivation for using the app, and improving their earnings would make them sticky. But these bonuses weren’t just any bonuses—they were targeted at quickly flipping over the most valuable drivers in the networks of Uber’s rivals, targeting so-called dual apping drivers that were active on multiple networks. They were given large, special bonuses that compelled them to stick to Uber, and every hour they drove was an hour that the other networks couldn’t utilize. There was a sophisticated effort to tag drivers as dual appers. Some of these efforts were just manual—Uber employees who took trips would just ask if the drivers drove for other services, and they could mark them manually in a special UI within the app. There were also behavioral signals when drivers were running two apps—they would often pause their Uber session for a few minutes while they drove for another company, then unpause it. On Android, there were direct APIs that could tell if someone was running Uber and Lyft at the same time. Eventually a large number of these signals were fed into a machine learning model where each driver would receive a score based on how likely they were to be a dual apper. It didn’t have to be perfect, just good enough to aid the targeting.

This is something I have frequently encountered in my research: an engineer or IT expert working for a car manufacturer enjoys a senior professional position, a good income and a high level of security. But alongside the plant where he works there are now other research and development service companies, where engineers and IT experts work for the same car manufacturer, but on a subcontract basis. They also earn well, but not quite as well as their colleagues employed directly by the main firm, nor do they enjoy the same participation rights. For many highly qualified staff, activity of this kind is quite attractive, up to a certain point. As long as they are young and flexible, they value working for a good salary in different places for a different firm each time. Even a master craftsman, employed by an agency, opined in an interview: ‘When you’re young, you think: never mind, I have two good hands.’ But this generally changes over the years. Then the need for greater security makes itself felt even among engineers, especially if they want to start a family.

After the war, successive British governments urged BMC especially (they had less influence over US-owned Ford, or General Motors’ subsidiaries in the UK) to sell every car they could overseas—as part of the desperate search for foreign currency earnings to offset the country’s huge war debts (the official government export target at the end of the 1940s was 75 percent of all UK car production). The company duly and deliberately neglected quality control in favor of rapid output.