Driver Rating Quotes

No matter how old you are now. You are never too young or too old for success or going after what you want. Here’s a short list of people who accomplished great things at different ages 1) Helen Keller, at the age of 19 months, became deaf and blind. But that didn’t stop her. She was the first deaf and blind person to earn a Bachelor of Arts degree. 2) Mozart was already competent on keyboard and violin; he composed from the age of 5. 3) Shirley Temple was 6 when she became a movie star on “Bright Eyes.” 4) Anne Frank was 12 when she wrote the diary of Anne Frank. 5) Magnus Carlsen became a chess Grandmaster at the age of 13. 6) Nadia Comăneci was a gymnast from Romania that scored seven perfect 10.0 and won three gold medals at the Olympics at age 14. 7) Tenzin Gyatso was formally recognized as the 14th Dalai Lama in November 1950, at the age of 15. 8) Pele, a soccer superstar, was 17 years old when he won the world cup in 1958 with Brazil. 9) Elvis was a superstar by age 19. 10) John Lennon was 20 years and Paul Mcartney was 18 when the Beatles had their first concert in 1961. 11) Jesse Owens was 22 when he won 4 gold medals in Berlin 1936. 12) Beethoven was a piano virtuoso by age 23 13) Issac Newton wrote Philosophiæ Naturalis Principia Mathematica at age 24 14) Roger Bannister was 25 when he broke the 4 minute mile record 15) Albert Einstein was 26 when he wrote the theory of relativity 16) Lance E. Armstrong was 27 when he won the tour de France 17) Michelangelo created two of the greatest sculptures “David” and “Pieta” by age 28 18) Alexander the Great, by age 29, had created one of the largest empires of the ancient world 19) J.K. Rowling was 30 years old when she finished the first manuscript of Harry Potter 20) Amelia Earhart was 31 years old when she became the first woman to fly solo across the Atlantic Ocean 21) Oprah was 32 when she started her talk show, which has become the highest-rated program of its kind 22) Edmund Hillary was 33 when he became the first man to reach Mount Everest 23) Martin Luther King Jr. was 34 when he wrote the speech “I Have a Dream." 24) Marie Curie was 35 years old when she got nominated for a Nobel Prize in Physics 25) The Wright brothers, Orville (32) and Wilbur (36) invented and built the world's first successful airplane and making the first controlled, powered and sustained heavier-than-air human flight 26) Vincent Van Gogh was 37 when he died virtually unknown, yet his paintings today are worth millions. 27) Neil Armstrong was 38 when he became the first man to set foot on the moon. 28) Mark Twain was 40 when he wrote "The Adventures of Tom Sawyer", and 49 years old when he wrote "Adventures of Huckleberry Finn" 29) Christopher Columbus was 41 when he discovered the Americas 30) Rosa Parks was 42 when she refused to obey the bus driver’s order to give up her seat to make room for a white passenger 31) John F. Kennedy was 43 years old when he became President of the United States 32) Henry Ford Was 45 when the Ford T came out. 33) Suzanne Collins was 46 when she wrote "The Hunger Games" 34) Charles Darwin was 50 years old when his book On the Origin of Species came out. 35) Leonardo Da Vinci was 51 years old when he painted the Mona Lisa. 36) Abraham Lincoln was 52 when he became president. 37) Ray Kroc Was 53 when he bought the McDonalds Franchise and took it to unprecedented levels. 38) Dr. Seuss was 54 when he wrote "The Cat in the Hat". 40) Chesley "Sully" Sullenberger III was 57 years old when he successfully ditched US Airways Flight 1549 in the Hudson River in 2009. All of the 155 passengers aboard the aircraft survived 41) Colonel Harland Sanders was 61 when he started the KFC Franchise 42) J.R.R Tolkien was 62 when the Lord of the Ring books came out 43) Ronald Reagan was 69 when he became President of the US 44) Jack Lalane at age 70 handcuffed, shackled, towed 70 rowboats 45) Nelson Mandela was 76 when he became President

Man, first I’m shot, now I’m going to be a friggin’ zombie. At this rate, I’ll never live to have my first date or a driver’s license. Ah, gah! I’ve come too far to die a predestrian virgin. Bubba, you can’t let me die…I only have seventeen more months and three days to my sixteenth birthday! (Nick)

Your sister strikes me as the type of driver who raises the rates for everybody else.” “Good

Hey, dickhead!" one of the other drivers yelled. "Get off the road!" "This here is a Falcon Seven," the rider told him. "I can put a bolt through your windshield and pin you to your seat like a bug." A direct threat, huh? Okay. I pulled down my sunglasses a bit so the rider would see my eyes. "That's a nice crossbow." He glanced in my direction. He saw a friendly blond girl with a big smile and a light Texas accent and didn't get alarmed. "You've got what, a seventy-five-pound draw on it? Takes you about four seconds to reload?" "Three," he said. I gave him my Order smile: sweet grin, hard eyes, reached over to my passenger seat, and pulled out my submachine gun. About twenty-seven inches long, the HK was my favorite toy for close-quarters combat. The rider's eyes went wide. "This is an HK UMP submachine gun. Renowned for its stopping power and reliability. Cyclic rate of fire: eight hundred rounds per minute. That means I can empty this thirty-round clip into you in less than three seconds. At this range, I'll cut you in half." It wasn't strictly true but it sounded good. "You see what it says on the barrel?" On the barrel, pretty white letters spelled out PARTY STARTER. "You open your mouth again, and I'll get the party started." The rider clamped his jaws shut.

The law-abiding black citizen who is passed up by a taxi, refused pizza delivery, or stopped by the police can rightfully feel a sense of injustice and resentment. But the bulk of those feelings should be directed at those who have made race synonymous with higher rates of criminal activity rather than the taxi driver or pizza deliverer who is trying to earn a living and avoid being a crime victim.

US crime rates show a steady rise in violent crime throughout the 1960s and ’70s, peaking in 1980. Taxi Driver came out in February 1976; the bleak and violent film was hailed as an encapsulation of its time, to no one’s surprise. Many retired cops I talk to, from Sacramento but other places too, uniformly recall 1968 to 1980 as a particularly grim period.

to make old things work better, to make new things possible, and to do old things in fundamentally new ways. For instance, the invention of the Uber taxi service did all three: it didn’t just create a new competitive taxi fleet; it created a fundamentally new and better way to summon a taxi, to gather data on riders’ needs and desires, to pay for a taxi, and to rate the behavior of the driver and the passenger. These sorts of transformations are now happening in every business, thanks to the energy release of the supernova.

Your sister strikes me as the type of driver who raises the rates for everybody else.” “Good one, Ona,

formula one drivers generally maintain a heart rate of around 175 bpm for hours on end.

But in the end, it had been a long day, and it was easier to stare at her phone for the next twelve minutes than confront a driver, IRL. When she reached her destination, she rated him one star.

I sit in the center row of the SUV, fuming on the way back to the hotel. “Can I offer you a bit of advice, Prince Nicholas?” Tommy asks. I may have been mumbling out loud. “Shut up, Tommy,” Logan says from the driver’s seat... “It’s all right.” I meet Tommy’s light brown eyes in the rearview mirror, where he sits behind me. “Offer away.” He scratches his head. “I think the lass was embarrassed.” “Embarrassed?” “Aye. It’s like my younger sister, Janey. She’s a good-looking girl, but one day she had a zit on her forehead that was so big it made her look like a dickicorn. And she was walking—” James, in the front passenger seat, reads my mind. “What the fuck is a dickicorn?” “It’s an expression,” Tommy explains. James angles around to look at Tommy, his blue eyes crinkled. “An expression for what?” “For…someone with something big coming out o’ their forehead that looks like a cock.” “Wouldn’t it be a unicock, then?” James wonders. “For Christ’s sake,” Logan cuts in. “Would you forget about the fuckin’ unicorn or dickicock or whatever the hell it is—” “It doesn’t make any sense!” James argues. “—and let Tommy finish his story? We’re never gonna hear the end at this rate.” James throws up his hands, grumbling. “Fine. But it still doesn’t make any sense.” For the record, my semantic vote goes to unidick

In real life, the value capture process is sometimes deliberately managed by elites to manipulate and control others with game design-like tactics. Gig economy platforms like Uber and Lyft use "badges" and rating systems to manage the decision-making environment of their driver employees. Even outside of work, social media features such as likes, shares, and retweets play the role of points in games. Over time, these simple metrics threaten to distort or take the place of values (say, the wish to meaningfully contribute to discussion or to take pride in the quality of one's work) that might otherwise have inflected our behavior on these platforms.

Operationally, a business can be improved in only three ways: (1) increase the level of sales; (2) reduce costs as a percent of sales; (3) reduce assets as a percentage of sales. The other factors, (4) increase leverage or (5) lower the tax rate, are the financial drivers of business value. These are the only ways a business can make itself more valuable. Buffett

A total of 105 patrol officers died on the job in 2012. Less half of those (51) died as the result of violence, and another 48 died in traffic accidents. Between 1961 and 2012, 3,847 cops were murdered and 2,946 died in accidents—averaging about 75 murders and 58 fatal accidents in a typical year. Naturally it is not to be lost sight of that these numbers represent human lives, not widgets or sacks of potatoes. But let’s also remember that there were 4,383 fatal work injuries in 2012. As dangerous professions go, according to the Bureau of Labor Statistics, policing is not even in the top ten. In terms of total fatalities, more truck drivers are killed than any other kind of worker (741 in 2012). A better measure of occupational risk, however, is the rate of work-related deaths per 100,000 workers. In 2012, for example, it was 17.4 for truck drivers. At 15.0 deaths per 100,000, policing is slightly less dangerous than being a maintenance worker (15.7) and slightly more dangerous than supervising the gardener (14.7). The highest rate of fatalities is among loggers at 127.8 per 100,000, just ahead of fishers at 117.0. The rate for all occupations, taken together, is 3.2 per 100,000 workers. Where are the headlines, the memorials, the honor guards, and the sorrowful renderings of Taps for these workers? Where are the mayoral speeches, the newspaper editorials, the sober reflections that these brave men and women died, and that others risk their lives daily, so that we might continue to enjoy the benefits of modern society?

Gilligan makes it very clear what the most powerful generator of shame and humiliation is in human culture, according to his extensive study. As corroborated by others in epidemiological research, socioeconomic inequality appears to be the greatest driver of behavioral violence in general. Gilligan states, “Worldwide, the most powerful predictor of the murder rate is the size of the gap in income and wealth between the rich and the poor. The most powerful predictor of the rate of national or collective violence—war, civil insurrection, and terrorism—is the size of the gap between income and wealth between the rich and poor nations.”46 This is a troubling finding as wealth inequity is a textbook characteristic of capitalism, effectively making capitalism itself a precondition for war and violence.

Time pressure is another driver of effort. As you carried out the Add-3 exercise, the rush was imposed in part by the metronome and in part by the load on memory. Like a juggler with several balls in the air, you cannot afford to slow down; the rate at which material decays in memory forces the pace, driving you to refresh and rehearse information before it is lost. Any task that requires you to keep several ideas in mind at the same time has the same hurried character.

Can you drive it?" "No. I can't drive a stick at all. It's why I took Andy's car and not one of yours." "Oh people, for goodness' sake...move over." Choo Co La Tah pushed past Jess to take the driver's seat. Curious about that, she slid over to make room for the ancient. Jess hesitated. "Do you know what you're doing?" Choo Co La Tah gave him a withering glare. "Not at all. But I figured smoeone needed to learn and no on else was volunteering. Step in and get situated. Time is of the essence." Abigail's heart pounded. "I hope he's joking about that." If not, it would be a very short trip. Ren changed into his crow form before he took flight. Jess and Sasha climbed in, then moved to the compartment behind the seat. A pall hung over all of them while Choo Co La Tah adjusted the seat and mirrors. By all means, please take your time. Not like they were all about to die or anything... She couldn't speak as she watched their enemies rapidly closing the distance between them. This was by far the scariest thing she'd seen. Unlike the wasps and scorpions, this horde could think and adapt. They even had opposable thumbs. Whole different ball game. Choo Co La Tah shifted into gear. Or at least he tried. The truck made a fierce grinding sound that caused jess to screw his face up as it lurched violently and shook like a dog coming in from the rain. "You sure you odn't want me to try?" Jess offered. Choo Co La Tah waved him away. "I'm a little rusty. Just give me a second to get used to it again." Abigail swallowed hard. "How long has it been?" Choo Co La Tah eashed off the clutch and they shuddred forward at the most impressive speed of two whole miles an hour. About the same speed as a limping turtle. "Hmm, probably sometime around nineteen hundred and..." They all waited with bated breath while he ground his way through more gears. With every shift, the engine audibly protested his skills. Silently, so did she. The truck was really moving along now. They reached a staggering fifteen miles an hour. At this rate, they might be able to overtake a loaded school bus... by tomorrow. Or at the very least, the day after that. "...must have been the summer of...hmm...let me think a moment. Fifty-three. Yes, that was it. 1953. The year they came out with color teles. It was a good year as I recall. Same year Bill Gates was born." The look on Jess's and Sasha's faces would have made her laugh if she wasn't every bit as horrified. Oh my God, who put him behind the wheel? Sasha visibly cringed as he saw how close their pursuers were to their bumper. "Should I get out and push?" Jess cursed under his breath as he saw them, too. "I'd get out and run at this point. I think you'd go faster." Choo Co La Tah took their comments in stride. "Now, now, gentlemen. All is well. See, I'm getting better." He finally made a gear without the truck spazzing or the gears grinding.

Justice and honesty and loyalty are not properties of this world, she thought; and then, by God, she rammed her old enemy, her ancient foe, the Coca-Cola truck, which went right on going without noticing. The impact spun her small car around; her headlights dimmed out, horrible noises of fender against tire shrieked, and then she was off the freeway onto the emergency strip, facing the other direction, water pouring from her radiator, with motorists slowing down to gape. Come back, you motherfucker, she said to herself, but the Coca-Cola truck was long gone, probably undented. Maybe a scratch. Well, it was bound to happen sooner or later, her war, her taking on a symbol and a reality that outweighed her. Now my insurance rates will go up, she realized as she climbed from her car. In this world you pay for tilting with evil in cold, hard cash. A late-model Mustang slowed and the driver, a man, called to her, “You want a ride, miss?” She did not answer. She just kept on going. A small figure on foot facing an infinity of oncoming lights.

We decided to attend to our community instead of asking our community to attend the church.” His staff started showing up at local community events such as sports contests and town hall meetings. They entered a float in the local Christmas parade. They rented a football field and inaugurated a Free Movie Night on summer Fridays, complete with popcorn machines and a giant screen. They opened a burger joint, which soon became a hangout for local youth; it gives free meals to those who can’t afford to pay. When they found out how difficult it was for immigrants to get a driver’s license, they formed a drivers school and set their fees at half the going rate. My own church in Colorado started a ministry called Hands of the Carpenter, recruiting volunteers to do painting, carpentry, and house repairs for widows and single mothers. Soon they learned of another need and opened Hands Automotive to offer free oil changes, inspections, and car washes to the same constituency. They fund the work by charging normal rates to those who can afford it. I heard from a church in Minneapolis that monitors parking meters. Volunteers patrol the streets, add money to the meters with expired time, and put cards on the windshields that read, “Your meter looked hungry so we fed it. If we can help you in any other way, please give us a call.” In Cincinnati, college students sign up every Christmas to wrap presents at a local mall — ​no charge. “People just could not understand why I would want to wrap their presents,” one wrote me. “I tell them, ‘We just want to show God’s love in a practical way.’ ” In one of the boldest ventures in creative grace, a pastor started a community called Miracle Village in which half the residents are registered sex offenders. Florida’s state laws require sex offenders to live more than a thousand feet from a school, day care center, park, or playground, and some municipalities have lengthened the distance to half a mile and added swimming pools, bus stops, and libraries to the list. As a result, sex offenders, one of the most despised categories of criminals, are pushed out of cities and have few places to live. A pastor named Dick Witherow opened Miracle Village as part of his Matthew 25 Ministries. Staff members closely supervise the residents, many of them on parole, and conduct services in the church at the heart of Miracle Village. The ministry also provides anger-management and Bible study classes.

Part of what kept him standing in the restive group of men awaiting authorization to enter the airport was a kind of paralysis that resulted from Sylvanshine’s reflecting on the logistics of getting to the Peoria 047 REC—the issue of whether the REC sent a van for transfers or whether Sylvanshine would have to take a cab from the little airport had not been conclusively resolved—and then how to arrive and check in and where to store his three bags while he checked in and filled out his arrival and Post-code payroll and withholding forms and orientational materials then somehow get directions and proceed to the apartment that Systems had rented for him at government rates and get there in time to find someplace to eat that was either in walking distance or would require getting another cab—except the telephone in the alleged apartment wasn’t connected yet and he considered the prospects of being able to hail a cab from outside an apartment complex were at best iffy, and if he told the original cab he’d taken to the apartment to wait for him, there would be difficulties because how exactly would he reassure the cabbie that he really was coming right back out after dropping his bags and doing a quick spot check of the apartment’s condition and suitability instead of it being a ruse designed to defraud the driver of his fare, Sylvanshine ducking out the back of the Angler’s Cove apartment complex or even conceivably barricading himself in the apartment and not responding to the driver’s knock, or his ring if the apartment had a doorbell, which his and Reynolds’s current apartment in Martinsburg most assuredly did not, or the driver’s queries/threats through the apartment door, a scam that resided in Claude Sylvanshine’s awareness only because a number of independent Philadelphia commercial carriage operators had proposed heavy Schedule C losses under the proviso ‘Losses Through Theft of Service’ and detailed this type of scam as prevalent on the poorly typed or sometimes even handwritten attachments required to explain unusual or specific C-deductions like this, whereas were Sylvanshine to pay the fare and the tip and perhaps even a certain amount in advance on account so as to help assure the driver of his honorable intentions re the second leg of the sojourn there was no tangible guarantee that the average taxi driver—a cynical and ethically marginal species, hustlers, as even their smudged returns’ very low tip-income-vs.-number-of-fares-in-an-average-shift ratios in Philly had indicated—wouldn’t simply speed away with Sylvanshine’s money, creating enormous hassles in terms of filling out the internal forms for getting a percentage of his travel per diem reimbursed and also leaving Sylvanshine alone, famished (he was unable to eat before travel), phoneless, devoid of Reynolds’s counsel and logistical savvy in the sterile new unfurnished apartment, his stomach roiling in on itself in such a way that it would be all Sylvanshine could do to unpack in any kind of half-organized fashion and get to sleep on the nylon travel pallet on the unfinished floor in the possible presence of exotic Midwest bugs, to say nothing of putting in the hour of CPA exam review he’d promised himself this morning when he’d overslept slightly and then encountered last-minute packing problems that had canceled out the firmly scheduled hour of morning CPA review before one of the unmarked Systems vans arrived to take him and his bags out through Harpers Ferry and Ball’s Bluff to the airport, to say even less about any kind of systematic organization and mastery of the voluminous Post, Duty, Personnel, and Systems Protocols materials he should be receiving promptly after check-in and forms processing at the Post, which any reasonable Personnel Director would expect a new examiner to have thoroughly internalized before reporting for the first actual day interacting with REC examiners, and which there was no way in any real world that Sylvanshine could expect

That memory is commercially valuable. A technologist who neglects history ensures their users will get exploited. Proof? Consider reputation systems. Any scaled marketplace has them. The history of an Uber driver or rider’s on-platform behavior partially predicts their future behavior. Without years of star ratings, without memories of past actions of millions of people, these platforms would be wrecked by fraud. Macrohistory makes money. This is just one example. There are huge short and long-term incentives to record all this data, all this microhistory and macrohistory. And future historians24 will study our digital log to understand what we were like as a civilization.

You may note the irony. In the context of the cab problem, the neglect of base-rate information is a cognitive flaw, a failure of Bayesian reasoning, and the reliance on causal base rates is desirable. Stereotyping the Green drivers improves the accuracy of judgment. In other contexts, however, such as hiring or profiling, there is a strong social norm against stereotyping, which is also embedded in the law. This is as it should be. In sensitive social contexts, we do not want to draw possibly erroneous conclusions about the individual from the statistics of the group. We consider it morally desirable for base rates to be treated as statistical facts about the group rather than as presumptive facts about individuals. In other words, we reject causal base rates.

A Safety Travel with Sinclair James International Traveling to somewhere completely foreign to you may be challenging but that is what travelers always look for. It can be a good opportunity to find something new and discover new places, meet new people and try a different culture. However, it can involve a lot of risk as well. You may be surprised to find yourself naked and penniless on the side of the road trying to figure out what you did wrong. These kinds of situations come rarely when you are careful and cautious enough but it is not impossible. Sinclair James International Travel and Tours, your Australian based traveling guide can help you travel safely through the following tips: 1. Pack all Security Items In case of emergencies, you should have all the safety tools and security items with you. Carry a card with your name and number with you and don’t forget to scribble down the numbers of local police station, fire department, list of hospitals and other necessary numbers that you may need. Place them in each compartment and on your pockets. If ever you find yourself being a victim of pick pocketing in Manila, Philippines or being driven around in circles in the streets of Bangkok, Thailand, you will definitely find these numbers very helpful. It is also advisable to put your name and an emergency number in case you are in trouble and may need someone else to call. 2. Protect your Passport Passports nowadays have RFID which can be scanned from a distance. We have heard some complaints from fellow travelers of being victims of scams which involves stealing of information through passports. An RFID blocking case in a wallet may come in handy to prevent hackers from stealing your information. 3. Beware of Taxis When you exit the airport, taxis may all look the same but some of them can be hiding a defective scam to rob tourists during their drive. It is better to ask an official before taking a taxi as many unmarked ones claim that they are legitimate. Also, if the fare isn’t flat rate, be sure you know the possible routes. Some drivers will know better and will take good care of you, but others will take longer routes to increase the fare. If you know your options, you can suggest a different route to avoid paying too much. 4. Be aware of your Rights Laws change from state to state, and certainly from country to country, but ignorance to them will get you nowhere. In fact, in many cases you can get yourself out of trouble by knowing the laws that will affect you. When traveling to other countries, make sure to review the laws and policies that can affect your activities. There are a lot of misconceptions and knowing these could save you a headache. Sinclair James International

I feel so far away from them, on the top of this hill. It seems as though I belong to another species. They come out of their offices after their day of work, they look at the houses and the squares with satisfaction, they think it is their city, a good, solid, bourgeois city. They aren’t afraid, they feel at home. All they have ever seen is trained water running from taps, light which fills bulbs when you turn on the switch, half-breed, bastard trees held up with crutches. They have proof, a hundred times a day, that everything happens mechanically, that the world obeys fixed, unchangeable laws. In a vacuum all bodies fall at the same rate of speed, the public park is closed at 4 p.m. in winter, at 6 p.m. in summer, lead melts at 335 degrees centigrade, the last streetcar leaves the Hotel de Ville at 11.05 p.m. They are peaceful, a little morose, they think about Tomorrow, that is to say, simply, a new today; cities have only one day at their disposal and every morning it comes back exactly the same. They scarcely doll it up a bit on Sundays. Idiots. It is repugnant to me to think that I am going to see their thick, self-satisfied faces. They make laws, they write popular novels, they get married, they are fools enough to have children. And all this time, great, vague nature has slipped into their city, it has infiltrated everywhere, in their house, in their office, in themselves. It doesn’t move, it stays quietly and they are full of it inside, they breathe it, and they don’t see it, they imagine it to be outside, twenty miles from the city. I see it, I see this nature . . . I know that its obedience is idleness, I know it has no laws: what they take for constancy is only habit and it can change tomorrow. What if something were to happen? What if something suddenly started throbbing? Then they would notice it was there and they’d think their hearts were going to burst. Then what good would their dykes, bulwarks, power houses, furnaces and pile drivers be to them? It can happen any time, perhaps right now: the omens are present.

So just take a look at the different prosecution rates and sentencing rules for ghetto drugs like crack and suburban drugs like cocaine, or for drunk drivers and drug users, or just between blacks and whites in general―the statistics are clear: this is a war on the poor and minorities. Or ask yourself a simple question: how come marijuana is illegal but tobacco legal? It can't be because of the health impact, because that's exactly the other way around―there has never been a fatality from marijuana use among million reported users in the United States, whereas tobacco kills hundreds of thousands of people every year. My strong suspicion, though I don't know how to prove it, is that the reason is that marijuana's a weed, you can grow it in your backyard, so there's nobody who would make any money off it if it were legal. Tobacco requires extensive capital inputs and technology, and it can be monopolized, so there are people who can make a ton of money off it. I don't really see any other difference between the two of them, frankly―except that tobacco's far more lethal and far more addictive.

He stared down at her for a moment, wanting to heal every cut on her soft skin. But he couldn’t, not yet. He needed to get her, and her car, far from this place so neither he nor Kate would be implicated in any way with the gruesome murder site. It also meant he would have to drive. In all his years, he had never driven an automobile. The closest he had come was watching various assistants through the years as they chauffeured him. He wasn’t sure he could even remember how to start the car, but right now he had no choice. Grudgingly, he got into the driver’s seat, and finding the lever underneath, he pushed it back so he sat comfortably behind the wheel. After trying three different keys, he found one that slipped into the ignition. From what he had seen over the past hundred years, driving was not a complex operation, and he was an immortal with reflexes far more keen than a human man. How difficult could it be? He turned the key and nearly jerked the wheel off the steering column when the car surprised him by lurching forward. The car went silent. The engine wasn’t running. What was he doing wrong? He stared at the gearshift, wondering if he should move it. His frustration reared up, but his agitation would not make the car drive itself. He had to keep a cool head. Not knowing what else to try, he pushed one of the pedals at his feet to the floor and turned the key again. This time the car didn’t move, and it roared to life. Grasping the gearshift, he jammed it into the first position and glanced over at Kate. Why couldn’t she have owned a car with an automatic transmission? Shaking his head, he put some pressure on the gas pedal and slowly released the clutch. Thankfully the car rolled a few feet, but without warning it jumped forward. He pressed the clutch back to the floor before the engine lost power again. Calisto slammed his hand against the wheel, muttering under his breath in Spanish. At this rate it would take him all night to drive her home. The faded yellow convertible pitched forward again, threatening to stall as he continued out of the parking lot, thankful it was late. The streets were fairly empty. At least he wouldn’t get into an accident with another car. Her car staggered ahead, lurching each time he tried to release the clutch, bouncing and jostling them both until Kate finally stirred and woke up. § “Are we out of gas or something?” Calisto watched her with a tight smile. “Not exactly.” Kate winced in pain when she laughed. “You can’t drive a stickshift, can you?” “Does it show?” Calisto pulled over, finally allowing the engine to stall. She nodded her head slowly to avoid more pain. “Just a little. What happened?” “You don’t remember?” “I remember being mugged. And I remember seeing you, but everything after that is blank.” She watched his eyes as Calisto reached over to brush her hair back from her face, and his touch sent shivers through her body. This wasn’t how she had hoped she would run into him, but she learned a long time ago fate didn’t always work out the way you expected.

Just as the drivers in Gatsby and Bonfire responsible for crashes left others to bear the blame, so the One Percent seeks to shift responsibility onto the financial victims (“the madness of crowds”). Governments are blamed for running deficits, despite the fact that they result mainly from tax favoritism to the rentiers. Having used FICA paycheck withholding as a ploy to cut progressive tax rates on themselves since the 1980s, the One Percent blame the indebted population for living longer and creating a “retirement problem” by collecting the Social Security and pensions. This is financial warfare – and not all wars end with the victory of the most progressive parties. The end of history is not necessarily utopia. The financial mode of conquest against labor and industry is as devastating today as in the Roman Republic’s Social War that marked its transition to Empire in the 1st century BC. It was the dynamics of debt above all that turned the empire into a wasteland, reducing the population to debt bondage and outright slavery. Livy, Plutarch and other Roman historians placed the blame for their epoch’s collapse on creditors. Tacitus reports the words of the Celtic chieftain Calgacus, c. 83 AD, rousing his troops by describing the empire they were to fight against: Robbers of the world, having by their universal plunder exhausted the land … If the enemy is rich, they are rapacious; if he is poor, they lust for dominion; neither the east nor the west has been able to satisfy them. … To robbery, slaughter, plunder, they give the lying name of empire. They make a wasteland and call it peace. The

After basic needs are met, higher incomes produce gains in happiness only up to a point, beyond which further increases in consumption do not enhance a sense of well-being. The cumulative impact of surging per capita consumption, rapid population growth, human dominance of every ecological system, and the forcing of pervasive biological changes worldwide has created the very real possibility, according to twenty-two prominent biologists and ecologists in a 2012 study in Nature, that we may soon reach a dangerous “planetary scale ‘tipping point.’ ” According to one of the coauthors, James H. Brown, “We’ve created this enormous bubble of population and economy. If you try to get the good data and do the arithmetic, it’s just unsustainable. It’s either got to be deflated gently, or it’s going to burst.” In the parable of the boy who cried wolf, warnings of danger that turned out to be false bred complacency to the point where a subsequent warning of a danger that was all too real was ignored. Past warnings that humanity was about to encounter harsh limits to its ability to grow much further were often perceived as false: from Thomas Malthus’s warnings about population growth at the end of the eighteenth century to The Limits to Growth, published in 1972 by Donella Meadows, among others. We resist the notion that there might be limits to the rate of growth we are used to—in part because new technologies have so frequently enabled us to become far more efficient in producing more with less and to substitute a new resource for one in short supply. Some of the resources we depend upon the most, including topsoil (and some key elements, like phosphorus for fertilizers), however, have no substitutes and are being depleted.

Leave . . . town? Really, Mr. Skukman, that might be taking matters a bit far. Why, the social season has just begun, and ticket sales have been quite brisk. Besides that, everyone knows that Mr. Grimstone, that oh-so-mysterious playwright of The Lady in the Tower, specifically requested that I play the part of the lead heroine. He’s certainly not going to be pleased if I abandon the role before the season gets into full swing. Why, he, as well as the theater, could suffer extensive losses.” “Losses or not, Mr. Grimstone will have no say in this, Miss Plum. Quite honestly, given his obvious esteem for you and your acting abilities, I have to imagine he’d prefer to find out you’ve gone missing over finding out you’ve stopped breathing.” “Silas doesn’t want to kill me, Mr. Skukman. He wants to acquire me.” “You and I both know you’d never allow him to acquire you, and from what I just saw down in the lobby, the man seems to be on the verge of losing his sanity. There’s a look in his eyes I don’t care for at all, which is why we’re going to get you into a hansom cab and on your way to Mrs. Hart’s brownstone. Once you’re there, I need you to pack as quickly as possible. I’ll be around to fetch you just as soon as I’m able.” “You want me to hire a cab instead of traveling to Abigail’s in my own carriage?” “Indeed. It’s not a complete secret that you now live with Mrs. Hart, which means it won’t be too difficult for Silas to discover your direction after he learns you no longer reside in the Lower East Side. I’m going to try and feed him a false trail that will hopefully allow us precious time to get away.” Before Lucetta had an opportunity to voice another protest, she found herself sitting in a musty smelling hansom cab, barreling down Broadway at a high rate of speed, the speed brought about from the extra money she’d seen Mr. Skukman hand the driver. Feeling

if consumption by the one billion people in the developed countries declined, it is certainly nowhere close to doing so where the other six billion of us are concerned. If the rest of the world bought cars and trucks at the same per capita rate as in the United States, the world’s population of cars and trucks would be 5.5 billion. The production of global warming pollution and the consumption of oil would increase dramatically over and above today’s unsustainable levels. With the increasing population and rising living standards in developing countries, the pressure on resource constraints will continue, even as robosourcing and outsourcing reduce macroeconomic demand in developed countries. Around the same time that The Limits to Growth was published, peak oil production was passed in the United States. Years earlier, a respected geologist named M. King Hubbert collected voluminous data on oil production in the United States and calculated that an immutable peak would be reached shortly after 1970. Although his predictions were widely dismissed, peak production did occur exactly when he predicted it would. Exploration, drilling, and recovery technologies have since advanced significantly and U.S. oil production may soon edge back slightly above the 1970 peak, but the new supplies are far more expensive. The balance of geopolitical power shifted slightly after the 1970 milestone. Less than a year after peak oil production in the U.S., the Organization of Petroleum Exporting Countries (OPEC) began to flex its muscles, and two years later, in the fall of 1973, the Arab members of OPEC implemented the first oil embargo. Since those tumultuous years when peak oil was reached in the United States, energy consumption worldwide has doubled, and the growth rates in China and other emerging markets portend further significant increases. Although the use of coal is declining in the U.S., and coal-fired generating plants are being phased out in many other developed countries as well, China’s coal imports have already increased 60-fold over the past decade—and will double again by 2015. The burning of coal in much of the rest of the developing world has also continued to increase significantly. According to the International Energy Agency, developing and emerging markets will account for all of the net global increase in both coal and oil consumption through the next two decades. The prediction of global peak oil is fraught with

We needed to drive down the road a couple of miles to meet the rest of the cowboys and gather the cattle from there. “Mom, why don’t you and Ree go ahead in her car and we’ll be right behind you,” Marlboro Man directed. His mother and I walked outside, climbed in the car, and headed down the road. We exchanged pleasant small talk. She was poised and genuine, and I chattered away, relieved that she was so approachable. Then, about a mile into our journey, she casually mentioned, “You might watch that turn up ahead; it’s a little sharp.” “Oh, okay,” I replied, not really listening. Clearly she didn’t know I’d been an L.A. driver for years. Driving was not a problem for me. Almost immediately, I saw a ninety-degree turn right in front of my face, pointing its finger at me and laughing--cackling--at my predicament. I whipped the steering wheel to the left as quickly as I could, skidding on the gravel and stirring up dust. But it was no use--the turn got the better of me, and my car came to rest awkwardly in the ditch, the passenger side a good four feet lower than mine. Marlboro Man’s mother was fine. Lucky for her, there’s really nothing with which to collide on an isolated cattle ranch--no overpasses or concrete dividers or retaining walls or other vehicles. I was fine, too--physically, anyway. My hands were trembling violently. My armpits began to gush perspiration. My car was stuck, the right two tires wedged inextricably in a deep crevice of earth on the side of the road. On the list of the Top Ten Things I’d Want Not to Happen on the First Meeting Between My Boyfriend’s Mother and Me, this would rate about number four. “Oh my word,” I said. “I’m sorry about that.” “Oh, don’t worry about it,” she reassured, looking out the window. “I just hope your car’s okay.” Marlboro Man and his dad pulled up beside us, and they both hopped out of the pickup. Opening my door, Marlboro Man said, “You guys okay?” “We’re fine,” his mother said. “We just got a little busy talking.” I was Lucille Ball. Lucille Ball on steroids and speed and vodka. I was a joke, a caricature, a freak. This couldn’t possibly be happening to me. Not today. Not now. “Okay, I’ll just go home now,” I said, covering my face with my hands. I wanted to be someone else. A normal person, maybe. A good driver, perhaps. Marlboro Man examined my tires, which were completely torn up. “You’re not goin’ anywhere, actually. You guys hop in the pickup.” My car was down for the count.

You and Patrick looked awfully cozy,” Ryder says, setting Mama’s note back on the counter. So I was right--he had been watching us. “So?” “So, nothing.” He shrugs. “Just making an observation.” “Yeah, you never just make an observation. Oh, and you and Rosie looked pretty cozy, too. I sure hope you’re not leading her on. You know she likes you.” A muscle in his jaw works furiously as he shoves his cell phone back into his pocket. “That’s the kind of guy you think I am? Seriously, Jem?” I swallow hard, unable to reply. Because the truth is, I don’t know. “I’ll see you later,” he says, his voice cold and clipped. He turns and stalks out. For some unknown reason, I follow him--down the hall, out the front door. “Don’t walk out on me,” I holler as he rounds the Durango and opens the driver’s-side door. “If you have something to say to me, then say it.” He gets in and slams the car door shut, but I throw it open again. “C’mon,” I taunt, motioning with one hand. I’m totally losing it now--white spots dancing before my eyes, tears streaking down my cheeks. I can barely catch my breath, like I’m about to hyperventilate. This isn’t about Ryder, I realize. It’s about Nan. The sudden realization hits me hard. What if I never see her again? My knees buckle, and I start to go down. Somehow, Ryder manages to catch me just before I hit the ground. “Shit, Jemma! What’s the matter with you?” He drags me to my feet and presses me against the side of his truck. “Take a deep breath. Jesus!” I do what he says. By the third, I’ve slowed my heart rate to something nearing normal. Only, my cheeks are burning with mortification now. This is the second time I’ve broken down in front of Ryder. He must think I’ve lost my mind--that I’ve totally gone off the deep end. “Just go,” I say, my voice shaking. He rakes both hands through his hair. “Are you kidding me? I can’t leave you alone like this.” “Go,” I repeat, more forcefully this time. “Just get in your car and leave, okay?” “C’mon, Jemma. You know I can’t.” “I swear I’m okay.” I straighten my spine and lift my chin, trying my best to look calm, collected, and reasonably sane. “Seriously, Ryder. I just need to be alone right now.” “Fine,” he says, shaking his head. “If you say so.” I step away from the car, feeling queasy now as he slips inside and starts the engine. But before he pulls out, he rolls down his window and meets my gaze. His dark eyes look intense, full of conflict. For a split second, I wonder what’s going on inside his head--if he’s judging me. If he has any idea what I’m going through. If he even cares. “She’s going to be okay, Jemma,” he says, then slides his sunglasses on and drives away. I guess he does get it, after all.

Statistical discrimination explains why the police in the United States justify stopping black drivers more often. And how the Hindu majoritarian government of the state of Uttar Pradesh recently explained why so many of the people “accidentally” killed by the state police (in what are called “encounter deaths”) are Muslim. There are more blacks and Muslims among criminals. In other words, what looks like naked racism does not have to be that; it can be the result of targeting some characteristic (drug dealing, criminality) that happens to be correlated with race or religion. So statistical discrimination, rather than old-fashioned prejudice—what economists call taste-based discrimination—may be the cause. The end result is the same if you are black or Muslim, though. A recent study on the impact of “ban the box” (BTB) policies on the rate of unemployment of young black men provides a compelling demonstration of statistical discrimination. BTB policies restrict employers from using application forms where there is a box that needs to be checked if you have a criminal conviction. Twenty-three states have adopted these policies in the hope of raising employment among young black men, who are much more likely to have a conviction than others and whose unemployment rate is double the national average.31 To test the effect of these policies, two researchers sent fifteen thousand fictitious online job applications to employers in New Jersey and New York City, just before and right after the states of New York and New Jersey implemented the BTB policy.32 They manipulated the perception of race by using typically white or typically African American first names on the résumés. Whenever a job posting required indicating whether or not the applicant had a prior felony conviction, they also randomized whether he or she had one. They found, as many others before them, clear discrimination against blacks in general: white “applicants” received about 23 percent more callbacks than black applicants with the same résumé. Unsurprisingly, among employers who asked about criminal convictions before the ban, there was a very large effect of having a felony conviction: applicants without a felony conviction were 62 percent more likely to be called back than those with a conviction but an otherwise identical résumé, an effect similar for whites and blacks. The most surprising finding, however, was that the BTB policy substantially increased racial disparities in callbacks. White applicants to BTB-affected employers received 7 percent more callbacks than similar black applicants before BTB. After BTB, this gap grew to 43 percent. The reason was that without the actual information about convictions, the employers assumed all black applicants were more likely to have a conviction. In other words, the BTB policy led employers to rely on race to predict criminality, which is of course statistical discrimination.

You are a totally pathetic, historical example of the phallocentric, to put it mildly." "A pathetic, historical example," Oshima repeats, obviously impressed. By his tone of voice he seems to like the sound of that phrase. "In other words you're a typical sexist, patriarchic male," the tall one pipes in, unable to conceal her irritation. "A patriarchic male," Oshima again repeats. The short one ignores this and goes on. "You're employing the status quo and the cheap phallocentric logic that supports it to reduce the entire female gender to second-class citizens, to limit and deprive women of the rights they're due. You're doing this unconsciously rather than deliberately, but that makes you even guiltier. You protect vested male interests and become inured to the pain of others, and don't even try to see what evil your blindness causes women and society. I realize that problems with restrooms and card catalogs are mere details, but if we don't begin with the small things we'll never be able to throw off the cloak of blindness that covers our society. Those are the principles by which we act." "That's the way every sensible woman feels," the tall one adds, her face expressionless. [...] A frozen silence follows. "At any rate, what you've been saying is fundamentally wrong," Oshima says, calmly yet emphatically. "I am most definitely not a pathetic, historical example of a patriarchic male." "Then explain, simply, what's wrong with what we've said," the shorter woman says defiantly. "Without sidestepping the issue or trying to show off how erudite you are," the tall one adds. "All right. I'll do just that—explain it simply and honestly, minus any sidestepping or displays of brilliance," Oshima says. "We're waiting," the tall one says, and the short one gives a compact nod to show she agrees. "First of all, I'm not a male," Oshima announces. A dumbfounded silence follows on the part of everybody. I gulp and shoot Oshima a glance. "I'm a woman," he says. "I'd appreciate it if you wouldn't joke around," the short woman says, after a pause for breath. Not much confidence, though. It's more like she felt somebody had to say something. Oshima pulls his wallet out of his chinos, takes out the driver's license, and passes it to the woman. She reads what's written there, frowns, and hands it to her tall companion, who reads it and, after a moment's hesitation, gives it back to Oshima, a sour look on her face. "Did you want to see it too?" Oshima asks me. When I shake my head, he slips the license back in his wallet and puts the wallet in his pants pocket. He then places both hands on the counter and says, "As you can see, biologically and legally I am undeniably female. Which is why what you've been saying about me is fundamentally wrong. It's simply impossible for me to be, as you put it, a typical sexist, patriarchic male." "Yes, but—" the tall woman says but then stops. The short one, lips tight, is playing with her collar. "My body is physically female, but my mind's completely male," Oshima goes on. "Emotionally I live as a man. So I suppose your notion of being a historical example may be correct. And maybe I am sexist—who knows. But I'm not a lesbian, even though I dress this way. My sexual preference is for men. In other words, I'm a female but I'm gay. I do anal sex, and have never used my vagina for sex. My clitoris is sensitive but my breasts aren't. I don't have a period. So, what am I discriminating against? Could somebody tell me?

Experiment: To replace negative character labels, try the following steps: 1. Pick a new, positive character label that you would prefer. For example, if your old belief is “I’m incompetent,” you would likely pick “I’m competent.” 2. Rate how much you currently believe the old negative character label on a scale of 0 (= I don’t believe it at all) to 100 (= I believe it completely). Do the same for the new positive belief. For example, you might say you believe “I’m incompetent” at level 95 and believe “I’m competent” at level 10 (the numbers don’t need to add up to 100). 3. Create a Positive Data Log and a Historical Data Log. Strengthening your new, positive character label is often a more helpful approach than attempting to hack away at the old, negative one. I’m going to give you two experiments that will help you do this. Positive Data Log. For two weeks, commit to writing down evidence that supports your new, positive character belief. For example, if you are trying to boost your belief in the thought “I’m competent” and you show up to an appointment on time, you can write that down as evidence. Don’t fall into the cognitive trap of discounting some of the evidence. For example, if you make a mistake and then sort it out, it’s evidence of competence, not incompetence, so you could put that in your Positive Data Log. Historical Data Log. This log looks back at periods of your life and finds evidence from those time periods that supports your positive character belief. This experiment helps people believe that the positive character quality represents part of their enduring nature. To do this experiment, split your life into whatever size chunks you want to split it into, such as four- to six-year periods. If you’re only in your 20s, then you might choose three- or four-year periods. To continue the prior example, if you’re working on the belief “I’m competent,” then evidence from childhood might be things like learning to walk, talk, or make friends. You figured these things out. From your teen years, your evidence of general competency at life might be getting your driver’s license (yes, on the third try still counts). Evidence from your early college years could be things like successfully choosing a major and passing your courses. Evidence for after you finished your formal education might be related to finding work to support yourself and finding housing. You should include evidence in the social domain, like finding someone you wanted to date or figuring out how to break up with someone when you realized that relationship wasn’t the right fit for you. The general idea is to prove to yourself that “I’m competent” is more true than “I’m incompetent.” Other positive character beliefs you might try to strengthen could be things like “I’m strong” (not weak), “I’m worthy of love” (not unlovable), and “I’m worthy of respect” (not worthless). Sometimes the flipside of a negative character belief is obvious, as in the case of strong/weak, but sometimes there are a couple of possible options that could be considered opposites; in this case, you can choose. 4. Rerate how much you believe the negative and positive character labels. There should have been a little bit of change as a result of doing the data logs. For example, you might bow believe “I’m incompetent” at only 50 instead of 95, and believe “I’m competent” at 60 instead of 10. You’ve probably had your negative character belief for a long time, so changing it isn’t like making a pack of instant noodles.

By contrast, one company that clearly understands the stakes is Uber. In the last several years, few companies have captured the media’s attention like Uber. In my opinion, Uber has been successful because it’s perfectly nailed a Job to Be Done. Yes, Uber can often offer a nice car to take you from point A to point B, but that’s not where it’s built its competitive advantage. The experiences that come with hiring Uber to solve customers’ Jobs to Be Done are better than the existing alternatives. That’s the secret to its success. Everything about the experience of being a customer—including the emotional and social dimensions—has been thought through. Who wants to have to outmaneuver other poor schlubs on the same street corner who are trying to hail a cab? You don’t want to either pay for a car service to wait outside your meeting or be at its mercy when you’re finally ready to call it to come back and get you. With Uber, you simply push a few buttons on your mobile phone and you know that in three minutes or seven minutes a specific driver will arrive to pick you up. Now you can relax and just wait. You don’t have to worry if you have enough cash in your wallet or fear that if you swipe your credit card in that taxi machine, you’ll get a call from your bank wondering if you’ve recently made purchases in some state you’ve never even been to. Calling an Uber has even more potential to ease your anxieties about getting into a cab alone. With Uber there’s a record of your request, you know specifically who is picking you up, and you know from the driver’s ratings that he or she is reliable.

State Farm combines skills scores with drivers’ biometric data (indicating emotional states), captured from a variety of sensors and cameras. Its data analytics lets the company customize its rates to more closely match actual risk and driver safety levels.

Sweden’s capital is an expansive and peaceful place for solo travellers. It is made up of 14 islands, connected by 50 bridges all within Lake Mälaren which flows out into to the Baltic Sea. Several main districts encompass islands and are connected by Stockholm’s bridges. Norrmalm is the main business area and includes the train station, hotels, theatres and shopping. Őstermalm is more upmarket and has wide spaces that includes forest. Kungsholmen is a relaxed neighbourhood on an island on the west of the city. It has a good natural beach and is popular with bathers. In addition to the city of 14 islands, the Stockholm Archipelago is made up of 24,000 islands spread through with small towns, old forts and an occasional resort. Ekero, to the east of the city, is the only Swedish area to have two UNESCO World Heritage sites – the royal palace of Drottningholm, and the Viking village of Birka. Stockholm probably grew from origins as a place of safety – with so many islands it allowed early people to isolate themselves from invaders. The earliest fort on any of the islands stretches back to the 13th century. Today the city has architecture dating from that time. In addition, it didn’t suffer the bombing raids that beset other European cities, and much of the old architecture is untouched. Getting around the city is relatively easy by metro and bus. There are also pay‐as‐you‐go Stockholm City Bikes. The metro and buses travel out to most of the islands, but there are also hop on, hop off boat tours. It is well worth taking a trip through the broad and spacious archipelago, which stretches 80 kms out from the city. Please note that taxis are expensive and, to make matters worse, the taxi industry has been deregulated leading to visitors unwittingly paying extortionate rates. A yellow sticker on the back window of each car will tell you the maximum price that the driver will charge therefore, if you have a choice of taxis, choose

But when they are carrying out investigatory or pretext stops, they are much more likely to stop black and other minority drivers: blacks are about two and a half times more likely to be pulled over for pretext stops.66 Moreover, the disparities are present regardless of gender. Black men are more than twice as likely as white men, and black women are more than twice as likely as white women, to be subjected to a pretext stop.67 In fact, black women are more likely to be pulled over for pretext stops than are white men, despite the fact that white men carry guns and commit violent crimes at much higher rates than black women do.68

And then there are people – and these don’t unsettle but enrage me – who think comedy is trivial. They believe that serious, intelligent people should focus on worthy, momentous things and that jokes, levity, piss-taking, subverting and satirising are the pastimes of the second-rate. Words cannot express how second-rate I consider such people. In my experience the properly intelligent, whether they’re astrophysicists, politicians, poets, lawyers, entrepreneurs, comedians, taxi drivers, plumbers or doctors, however serious or trivial their career aims, all adore jokes. And they have that in common with a lot of idiots. For as long as I can remember, I have always thought that being funny is the cleverest thing you can do, that taking the piss out of something – parodying it, puncturing it – is at least as clever as making that thing in the first place. This view, which, I’m happy to say, will be most offensive to the people I want most to offend, was probably formed watching my cold grandfather, with all his financial acumen and preference for fish over humans, cry with laughter at a van being repeatedly driven into a swimming pool.

1.10 Four Kinds of Predictive Validity for Intelligence Tests 1.10.3. Everyday Life The importance of general intelligence in everyday life often is not obvious but it is profound. As Professor Earl Hunt has pointed out, if you are a college-educated person, it is highly likely that most of your friends and acquaintances are as well. When is the last time you invited someone to your home for dinner that was not college-educated? Professor Hunt calls this cognitive segregation and it is powerful in fostering the erroneous belief that everyone has a similar capacity or potential for reasoning about daily problems and issues. Most people with high g cannot easily imagine what daily life is like for a person with low g. [...] Consider some statistics comparing low and high IQ groups (low = 75–90; high = 110–125) on relative risk of several life events. For example, the odds of being a high school dropout are 133 times more likely if you’re in the low group. People in the low group are 10 times more at risk for being a chronic welfare recipient. The risk is 7.5 times greater in the low group for incarceration, and 6.2 times more for living in poverty. Unemployment and even divorce are a bit more likely in the low group. IQ even predicts traffic accidents. In the high IQ group, the death rate from traffic accidents is about 51 per 10,000 drivers, but in the low IQ group, this almost triples to about 147. This may be telling us that people with lower IQ, on average, have a poorer ability to assess risk and may take more chances when driving or performing other activities (Gottfredson, 2002; 2003b).

Government alone cannot restore the economy to health. Innovation is a primary driver of economic growth. One way of measuring inventive creativeness is through patent applications. Chetty, along with Alex Bell, Xavier Jaravel, Neviana Petkova, and John Van Reenen, studied the childhoods of more than a million patent holders, linking family income with elementary test scores and other key factors. Children at the top of their third-grade math class were the most likely to become inventors—but only if they also came from a high-income family. High-scoring children who were from low-income or minority families were no more likely to become inventors than affluent children with mediocre scores. Successful inventors were also less likely to be women, Black, Latino, or from the Southeast. Chetty called these failed inventors the “lost Einsteins.” “If women, minorities, and children from low-income families were to invent at the same rate as white men from high-income (top 20%) families, the rate of innovation in America would quadruple,” the authors said. The most ominous finding by Chetty and his colleagues was the effect of Covid-19 on educational progress. Using a popular math program called Zearn, the economists plotted the achievement of children from upper-income families versus those from lower incomes. When schools shut down and instruction switched to remote learning, children in the upper-income tier suffered a small drop in the lessons completed, but low-income children fell in a hole—a 60 percent drop in the rate of progress in learning math. The long-term economic prospects for those children are dire. “We’re likely to see further erosion of social mobility the longer this lasts,” Chetty said. The American dream was drifting farther out of reach for another generation.

Phase 1: Discovery 1. Define the problem statement What is the challenge that will be solved? The problem statement is defined at this step and becomes the foundation of the project. Here is a sample problem statement: The company has more than one hundred thousand email addresses and has sent more than one million emails in the last twelve months, but open rates remain low at 8 percent, and sales attributed to email have remained flat since 2018. Based on current averages, a 2 percentage-point lift in email open rates could produce a $50,000 increase in sales over the next twelve months. It’s important to note that a strong and valid problem statement should include the value of solving the problem. This helps ensure that the project is worth the investment of resources and keeps everyone focused on the goal. 2. Build and prioritize the issues list What are the primary issues causing the problem? The issues are categorized into three to five primary groups and built into an issues tree. Sample issues could be: •​Low open rates •​Low click rates •​Low sales conversion rates 3. Identify and prioritize the key drivers. What factors are driving the issues and problem? Sample key drivers could include: •​List fatigue •​Email creatives •​Highly manual, human-driven processes •​Underutilized or missing marketing technology solutions •​Lack of list segmentation •​Lack of reporting and performance management •​Lack of personalization 4. Develop an initial hypothesis What is the preliminary road map to solving the problem? Here is a sample initial hypothesis: AI-powered technologies can be integrated to intelligently automate priority use cases that will drive email efficiency and performance. 5. Conduct discovery research What information can we gain about the problem, and potential solutions, from primary and secondary research? •​How are talent, technology, and strategy gaps impacting performance? •​What can be learned from interviews with stakeholders and secondary research related to the problem? Ask questions such as the following: •​What is the current understanding of AI within the organization? •​Does the executive team understand and support the goal of AI pilot projects?

Take retirement. At the end of 2018 there was $27 trillion in U.S. retirement accounts, making it the main driver of the common investor’s saving and investing decisions.5 But the entire concept of being entitled to retirement is, at most, two generations old. Before World War II most Americans worked until they died. That was the expectation and the reality. The labor force participation rate of men age 65 and over was above 50% until the 1940s:

In Redelmeier’s experience, doctors did not think statistically. “Eighty percent of doctors don’t think probabilities apply to their patients,” he said. “Just like 95 percent of married couples don’t believe the 50 percent divorce rate applies to them, and 95 percent of drunk drivers don’t think the statistics that show that you are more likely to be killed if you are driving drunk than if you are driving sober applies to them.

The result is a slow-life strategy, with lower birth rates, slower development, and more resources and care put into each child. Thus, children do fewer things on their own (fewer walk to school by themselves or stay at home alone), teens are less independent (fewer get their driver’s license or date), young adults postpone adult milestones (marrying and having children later than earlier generations), life stages once considered middle-aged tilt younger (“fifty is the new forty”), staying healthy past retirement age is the rule rather than the exception, and life expectancies stretch toward 80. The entire developmental trajectory has slowed down, from childhood to older adulthood. These slower life trajectories are all ultimately caused by technology, including modern medical care (which lengthens life spans), birth control (allowing people to have fewer children), labor-saving devices (which slow aging), and a knowledge-based economy (which requires more years of education). Especially at older ages, the slowing is actually biologically quantifiable.

After all, what’s another word for data storage in a computer? Memory. Memory, as in the sense of human memory, and as in the sense of history. That memory is commercially valuable. A technologist who neglects history ensures their users will get exploited. Proof? Consider reputation systems. Any scaled marketplace has them. The history of an Uber driver or rider’s on-platform behavior partially predicts their future behavior. Without years of star ratings, without memories of past actions of millions of people, these platforms would be wrecked by fraud. Macrohistory makes money.

In New Jersey, the data showed that only 15 percent of all drivers on the New Jersey Turnpike were racial minorities, yet 42 percent of all stops and 73 percent of all arrests were of black motorists—despite the fact that blacks and whites violated traffic laws at almost exactly the same rate.

To measure market needs, I would watch carefully what customers do, not simply listen to what they say. Watching how customers actually use a product provides much more reliable information than can be gleaned from a verbal interview or a focus group. Thus, observations indicate that auto users today require a minimum cruising range (that is, the distance that can be driven without refueling) of about 125 to 150 miles; most electric vehicles only offer a minimum cruising range of 50 to 80 miles. Similarly, drivers seem to require cars that accelerate from 0 to 60 miles per hour in less than 10 seconds (necessary primarily to merge safely into highspeed traffic from freeway entrance ramps); most electric vehicles take nearly 20 seconds to get there. And, finally, buyers in the mainstream market demand a wide array of options, but it would be impossible for electric vehicle manufacturers to offer a similar variety within the small initial unit volumes that will characterize that business. According to almost any definition of functionality used for the vertical axis of our proposed chart, the electric vehicle will be deficient compared to a gasolinepowered car. This information is not sufficient to characterize electric vehicles as disruptive, however. They will only be disruptive if we find that they are also on a trajectory of improvement that might someday make them competitive in parts of the mainstream market. The trajectories of performance improvement demanded in the market—whether measured in terms of required acceleration, cruising range, or top cruising speed—are relatively flat. This is because traffic laws impose a limit on the usefulness of ever-more-powerful cars, and demographic, economic, and geographic considerations limit the increase in commuting miles for the average driver to less than 1 percent per year. At the same time, the performance of electric vehicles is improving at a faster rate—between 2 and 4 percent per year—suggesting that sustaining technological advances might indeed carry electric vehicles from their position today, where they cannot compete in mainstream markets, to a position in the future where they might.

These bursts of exploration—shopping trips, days off that are spent wandering around the city, weekend getaways—seem to be important in growing the local ecology of cities. If we looked at cities with greater than average rates of exploration in the credit card data, we found that in subsequent years they had a higher GDP, a larger population, and a greater variety of stores and restaurants. It makes sense that more exploration, which results in a greater number of interactions between current norms and new ideas, would be a driver of innovative behavior.

Fallout avoid a DUI Lawyer The brutal truth is that this effect swallowing and is surprisingly stiff back. Problems and opportunities caused by drunk drivers are frightening. There is a reasonable demand and good heavy penalties only in the hope of avoiding a criminal. The reality is, sad to say, people that many of us are caught up in their original crimes and facing a big change in everyday life and dangerous consequences. Across the country, low crime rate and reduce contains a number from the understanding of the consequences of the ever more stringent. Privileges rear suspension imprisonment, fines, ignition programs and more are binding on all the possibilities and potential impact. Ideal to this procedure, which is full of dangers and pitfalls, in the sense of finding a positive DUI lawyers to get form? Unfortunately, it may be impossible, and many so-called authorities, the practical experience of the senses, a goat for certain customers. An important aspect is the number of measurements to choose high quality coming DUI lawyers. Breakfast is my way to someone who has experience to fulfill. This means that someone who had the food study drunken 50 penalties. He wanted to try, if someone who works mainly candidates with DUI Lawyers. This special mention of the many methods that come from expected with this film with less destructive. On your own, because you to maintain a professional DUI law towards pace, the situation in other readouts. It seems contradictory, but even if someone switches deftly defended many conditions, but also a person who to stay away from the demonstration says. The demo is the last thing should be, especially if they are responsible for themselves. As an alternative to the other, determine the direction of an attorney who is familiar with the specifics of the work and to help to suspend the license and, hopefully, to inform the prosecution of more than a very low price or misplaced. Sometimes the profits to avoid the interest rate and the term of the hard disk, especially for lawyer’s first area infringer years drunk help of the beautiful region. Other cases are in different directions, which can be implemented, which may contribute to an excellent result. The only way to get the opportunity of a personal imaginary profession rather than receiving. Inevitably, any DUI lawyer to explain myself properly to you from serious sanctions targeting drunken price almost never consumed and protect commitment. Can these days of increased restrictions reduce patrols and even a person consumes also be a number. Whatever complaints taxis, sleeping on the couch or taking a walk on the estate has raised overnight in prisons and the ability to deal with this part of the transaction. Even at a time when the only work in the easiest possible development is still very worrying turning point in history and let yourself.

With the help of a lawyer from Tampa DUI Essentially, the effect of DUI or return means taking intoxicated. E illegal to make a difference, not a public position, DUI lawyer right systems to support very important in the state prison. If someone does not lock, and live in the Tampa, Florida should begin to think clearly real lawyer. Probably the direction of the car on the way to try to get you, your rights in jail DUI many qualified lawyers. To accomplish this to him at once, and when the first search session to see if your character is able to control a person of a crime. Special applications while driving drunk arrested DUI Lawyer Tampa. It should also professional quality broken right DUI case ended in a star driver or passenger. Another reason to ask a lawyer if you always follow the victim damages in the middle of a drunk driver crashed. Spouses and children injured in the image of the destination can be found on the basis of the prison to see it to enjoy DUI accident, if it is less than a crime. Data can be transferred to allow everyone has settled in the place concerned. It may increase insurance rates. The people in the other two factors why someone should announce extraction equivalent experience. He rearrested shortly after, when the opportunity was arrested in Florida affected by the desire to talk to a lawyer, including the degree of protection of the situation. The selling price must be globally solves the lawyer has the right to protect the state. When the patient chooses outside the public prosecutor against the shelter of state support caught, you can be sure of good palms. Some lawyers understand much about the other sector. This is always better to provide application and specific situation. Tampa, Florida court expert drank behind the legal profession. Revealing discovery is just another crucial to the more complex story with the end result. There are many accessories. It is not the patient s experience in prison was arrested and charged with a prudent step to protect your privacy. Tampa DUI attorney, and is ready to move to a better understanding of the difficulties of approach to crime in Hillsborough County.

As your personal insurance agency, Car Insurance Houston, TX works closely with you to help you find the absolute best coverage. Unlike other insurance firms, our agents take the time to learn about you and your needs. We search through a network of leading providers in order to find policies that fit your budget. At Car Insurance Houston, TX we offer motor vehicle insurance for individual and commercial drivers in Houston We also provide home insurance coverage, with quotes that are some of the lowest in the industry.

As a result, the motto in Silicon Valley today is: everything that is analog is now being digitized, everything that is being digitized is now being stored, everything that is being stored is now being analyzed by software on these more powerful computing systems, and all the learning is being immediately applied to make old things work better, to make new things possible, and to do old things in fundamentally new ways. For instance, the invention of the Uber taxi service did all three: it didn’t just create a new competitive taxi fleet; it created a fundamentally new and better way to summon a taxi, to gather data on riders’ needs and desires, to pay for a taxi, and to rate the behavior of the driver and the passenger. These

You good?” “Yeah. Okay. Good.” “Now, I’m going to be right here to tell you what to do, and I’ll help you steer if you start running us off the road.” I revved the gas pedal and then placed her foot on it and let her do the same. I could tell she was trying not to bail off of my lap—her body was practically vibrating with nerves—but she didn’t. She stayed, listening intently. I gave her basic instructions, and then I helped her ease onto the road, going about five miles per hour. She didn’t move her hands from two and ten o’clock, and I had to tug at the wheel slightly to straighten us out. And then we picked up speed, just a bit. “How does that feel?” “Like falling,” she whispered, her body rigid, her arms locked on the wheel. “Relax. Falling is easier if you don’t fight it.” “And driving?” “That too. Everything is easier if you don’t fight it.” “What if someone sees us?” “Then I’ll tell you when to wave." She giggled and relaxed slightly against me. I kissed her temple where it rested against my cheek, and she was immediately stiff as a board once more. Shit. I hadn’t thought. I’d just reacted. “I would have patted you on the back, but your forehead was closer,” I drawled. “You’re doin’ it. You’re drivin’.” “How fast are we going?” she said breathlessly. I hoped it was fear and not that kiss. “Oh you’re flyin’, baby. Eight miles an hour. At this rate, we will reach Salt Lake in two days, my legs will be numb, and Henry will want a turn. Give it a little gas. Let’s see if we can push it up to ten.” She pressed her foot down suddenly and we shot forward with a lurch. “Whoa!” I cried, my arms shooting up to brace hers on the wheel. I saw Henry stir from the corner of my eye. “Danika Patrick is the first female NASCAR driver to ever win a NASCAR Sprint Cup Series pole,” he said woodenly, before slumping back down in his seat. I spared him a quick glance, only to see his eyes were closed once more. Millie obviously heard him and she hooted and pressed the gas pedal down a little harder. “Henry just compared you to Danika Patrick. And he obviously isn’t alarmed that you’re driving because he’s already asleep again.” “That’s because Henry knows I’m badass.” “Oh yeah. Badass, Silly Millie. ‘Goin’ ninety miles an hour down a dead-end street,’” I sang a little Bob Dylan, enjoying myself thoroughly.

the biggest driver of project success rates, it seems, is the clarity of strategic focus before any ideas are developed.

the driver’s license.” The acceptance rate of the appeals on the driver’s license increased from 17.5% in 2012 to 19.7% in 2013

Rather than taking supply and demand as a given, the new breed of microeconomist helps nudge the two into line. In the early days of Airbnb, an online market for home rentals, its economists pored over customer data to spot market weaknesses. Costly enhancements, including professional photographs of every listing, are rigorously tested to make sure they work before being rolled out. The company also guides users uncertain about the right rate to charge for a listing. At Uber, a taxi service, prices surge during peak hours, pulling more drivers onto the road. At Poynt, a Silicon Valley startup offering a new type of cashless

Of more angst to drivers are the customer ratings systems imposed by the app companies. While most drivers do not have a problem with the notion of being rated, they are concerned that they will receive poor marks for circumstances beyond their control. Customers can give even the most earnest drivers bad ratings for any reason such as bumpy rides over pothole strewn roads, traffic congestion and passengers underestimating how much time they need to reach their destinations. Miscommunication between passengers and drivers can occur because passengers cannot speak the local language, are drunk, or fall asleep and cannot direct the driver to their remote destinations. Perhaps some passengers just do not like the ethnic group to which some drivers appear to belong. Circumstances such as these are clearly the fault of passengers who may rate drivers poorly nonetheless. Drivers with low ratings can be expelled from on-demand taxi services. This unfairness is compounded to the extent that drivers make large investments in their cars, insurance and fuel. Making drivers, who basically invested in a franchise, vulnerable to expulsion from a system because of unfair ratings seems to me to be a potential source of dissention or even litigation. Another concern associated with the taxi app business model is that drivers only have 15 seconds to respond to notices of pick up opportunities. Drivers that fail to respond in such tight windows lose the business. Repeat failures to make timely responses can result in temporary suspensions. This pressure, and related distractions associated with interacting with handsets, is applied simultaneously with all of the challenges of navigating traffic in a variety of weather conditions. Foremost, this is a driving hazard that imperils everyone in the vicinity. It also ties in with the ratings systems because drivers are only rated on the rides they complete. Drivers who claim rides but abandon the customer if it looks like the pickup will be delayed have no ratings risk. Paradoxically, no ratings result in the worst customer service as passengers end up stranded.

Avis Budget, recognising the emerging threat, spent $500m last year buying Zipcar, the world’s largest example of a “car club”, a form of sharing in which vehicles are parked on the streets and users can rent them, using a swipe-card, by the hour. In theory, the giant hire firms are well-placed to operate the car-club model: conventional rentals peak during the week, whereas club-car use peaks at weekends, so they can achieve high utilisation rates by shifting cars between the two services. Car clubs and other forms of sharing are proving especially attractive to young drivers. That is encouraging the carmakers to return to a business they have dabbled in before (Hertz has been owned by both Ford and GM; and GM once part-owned Avis).

The average deaf person has the peripheral vision of a fish-eye lens, almost 180 degrees, and spots the tiniest movement within this range long before the average hearing person can do so. In practical terms this superior visual acuity has led some automobile insurance companies in recent years to give sizable rate discounts to deaf drivers.

The Center for Neighborhood Technology pioneered car sharing in Chicago in 2002 with I-GO, which was operated by Alternative Transportation. I-GO was sold to Enterprise in 2013. With NeighborCar, local car owners set their rental rates, and drivers can use the car for a set price and defined time period. Tim Frisbie, a spokesman for the Shared-Use Mobility Center, another group that promotes ride sharing and is involved in NeighborCar, said that a price range has not been set.

There’s also some research suggesting that wealth may impede empathy. One study by psychologists at the University of California at Berkeley finds that drivers of luxury cars are more likely to cut off other motorists and ignore pedestrians at a crosswalk. Likewise, heart rates of wealthier research subjects are less affected when they watch a video of children with cancer.

And, as inflation has fallen, so bonds have rallied in what has been one of the great bond bull markets of modern history. Even more remarkably, despite the spectacular Argentine default – not to mention Russia’s in 1998 – the spreads on emerging market bonds have trended steadily downwards, reaching lows in early 2007 that had not been seen since before the First World War, implying an almost unshakeable confidence in the economic future. Rumours of the death of Mr Bond have clearly proved to be exaggerated. Inflation has come down partly because many of the items we buy, from clothes to computers, have got cheaper as a result of technological innovation and the relocation of production to low-wage economies in Asia. It has also been reduced because of a worldwide transformation in monetary policy, which began with the monetarist-inspired increases in short-term rates implemented by the Bank of England and the Federal Reserve in the late 1970s and early 1980s, and continued with the spread of central bank independence and explicit targets in the 1990s. Just as importantly, as the Argentine case shows, some of the structural drivers of inflation have also weakened. Trade unions have become less powerful. Loss-making state industries have been privatized. But, perhaps most importantly of all, the social constituency with an interest in positive real returns on bonds has grown. In the developed world a rising share of wealth is held in the form of private pension funds and other savings institutions that are required, or at least expected, to hold a high proportion of their assets in the form of government bonds and other fixed income securities. In 2007 a survey of pension funds in eleven major economies revealed that bonds accounted for more than a quarter of their assets, substantially lower than in past decades, but still a substantial share.71 With every passing year, the proportion of the population living off the income from such funds goes up, as the share of retirees increases.

BAC levels of 0.08% or higher (0.04% for commercial drivers) lead to immediate license revocation.

You want booked a taxi in Haridwar so your needs end here. We offer you Haridwar Taxi services with vary reasonable rates and comforts driving. If you plan out Haridwar to outstation just give us a call we reserve you Taxi and will send your position. We as a brand commit the consistency, regularity and excellence of service for our respected clientele. We have our own fleet of latest models both AC and Non AC that also at very sensible rates. Haridwar Taxi services provides Haridwar Airport Pick and Drop, Haridwar to Mussoorie Pick and Drop, Mussoorie Tour Packages, Haridwar to Delhi Pick and Drop, Haridwar to Chandigarh Pick and Drop, Haridwar Local Sightseeing. We are able to cater to all your transport supplies. We have trained drivers to make sure travel safety and relaxed trip. Our drivers & guides are skilled to take care of all your provisions during the journey. Haridwar Taxi services additionally provides services like Haridwar Taxi, Haridwar Taxi service, Taxi in Haridwar, Haridwar Taxi booking, Haridwar taxi, taxi in Haridwar, Taxi service Haridwar, Haridwar Taxis and Taxi rent in Haridwar. Haridwar Taxi service is been committed to maintain the top moral values within the travel business. Taxi is that the smarter thanks to travel as Taxi ability allows you to travel where anytime with none trouble in your journey. Our aim is to supply on time and specialized Taxi service in Haridwar and become the foremost wonderful Taxi provider in Haridwar. You’ll book your Taxi on-line or by phone, in instrumentation you want divergent deluxe or luxury taxi do write us mail in order that we are able to provide your our best quotes. #HaridwarTaxi #HaridwarTaxiservices #TaxiinHaridwar #HaridwarTaxibooking call: 9720678777, 9720563777

A well-organized revolt by the major members of its hard side can kill a product entirely. Twitter once bought an app called Vine for a reported $30 million. It let users create and view six-second looping video clips—it was ahead of its time, and not dissimilar from the insights behind TikTok. Like many social apps, the most popular content creators became very successful, and they were important to attract an audience. Unfortunately, a few years in, more than a dozen of the top content creators organized a revolt: Led by creators Marcus Johns and Piques, the group pitched an idea: If Vine paid each star $1.2 million and changed certain features of the app, each creator would post 12 Vines per month. Otherwise, all 18 would leave the platform. “We were driving billions of views—billions—before we left,” DeStorm Power explained of the monetary request.69 Vine turned down the plan, and a few years later, the service was shuttered. The hard side is worth the effort to cultivate. The most successful and prolific members of this side of the network also provide the highest level of service, are willing to make the investments to scale their impact, and ultimately become the defensible backbone of the network—assuming they can be retained. In Uber’s case, the power drivers represented the top 15 percent of drivers but constituted over 40 percent of our trips. They were also among the safest and most highly rated drivers—after all, it was their primary source of income.

Up-front investment to try to professionalize the supply side early on in a network’s development inevitably comes with risk. In a well-publicized misstep for Uber, the company sought to expand its supply side by financing vehicles to provide cars to potential drivers who didn’t own vehicles, a program called XChange Leasing. The hypothesis was that this should push these drivers into power-driver territory quickly. Payments could be automatically deducted from their Uber earnings, and their driver ratings and trip data could be used to underwrite the loans. XChange Leasing unfortunately lost $525 million and failed to professionalize the driver side of the market. The problem was, it attracted drivers highly motivated by money—usually a positive—but who didn’t have high credit scores for good reason. They often failed to make payments, using their Uber-provided car to drive for competitors and avoid the automatic deductions. They would steal the cars and sell them for, say, half price. They would drive for Lyft instead of Uber, as a way to avoid the automatic payment deductions—they would try to have their cake and eat it, too. Uber needed to organize a massive repossession effort to get the cars back, but it was too late—many had been sold illegally, some finding themselves as far away as Iraq and Afghanistan, GPS devices still attached and running. This is a colorful example of how scaling the supply side, when a lot of capital is involved, can be tricky.

Another situation in which we attend to base rates occurs if people ascribe some causal significance to discrepant rates. When they can see the causal relevance of the base rates, they often incorporate them into their reasoning. For example, the belief that one bus company has more accidents than another because its drivers are more poorly selected and trained will influence mock jurors to take this difference in accident rates into account in evaluating eyewitness testimony; but belief that a bus company has more accidents simply because it is larger will not. Study after study has shown that when these rates are merely statistical as opposed to causal, they tend to be ignored. Exactly the same effect seems to occur in real courtrooms; naked statistical evidence is notoriously unpersuasive.

Most travellers here feel that driving in Rome qualifies as an experience that can be added to one’s vita, that everyday autostrada trips are examinations in courage and that the Amalfi coast drive is a definition of hell. “These people really know how to drive,” I remember him saying as he swung our no-power rented Fiat into the passing lane, turn signal blinking. A Maserati zooming forward in the rearview mirror blasted us back to the right lane. Soon he was admiring daring maneuvers. “Did you see that? He had two wheels dangling in thin air!” he marveled. “Sure, they have their share of duffers riding the center lane but most people keep to the rules.” “What rules?” I asked as someone in a tiny car like ours whizzed by going a hundred. Apparently there are speed limits, according to the size of the engine, but I never have seen anyone stopped for speeding in all my summers in Italy. You’re dangerous if you’re going sixty. I’m not sure what the accident rate is; I rarely see one but I imagine many are caused by slow drivers (tourists perhaps?) who incite the cars behind them.

Pharma Company for Antimicrobial Drugs Are you looking for PCD Pharma Franchise? Vita Pharmaceuticals is India's best PCD Pharma Franchise. Here are some best benefits to join us. -Quality Range -Best Bulk Rates -Timely Delivery -Economical Plans Pharma Company for Antimicrobial Drugs, Antimicrobial Drugs Company We are one of the best Pharmaceutical Companies engaged in manufacturing high-grade pharmaceutical drugs, Antimicrobial Drugs, Antimicrobial Drugs Company in India. We undertake our quest of improving the quality of human life with enthusiasm and vigour. Our vision for the future is powered by our business drivers. It finds purpose and direction with our strategic intent. Understanding how diseases develop and the preventive measures that can be adopted to avoid them are important steps in staying healthy.

We drove for miles, past half-constructed houses, block after block after block, forty-storey towers standing on the ruins of old Beijing neighbourhoods. The driver told us the flats were empty. People invested in them, but did not want to rent them out: rental rates weren’t high enough and a brand-new flat was easier to resell than a ‘used’ apartment. These were hundred-square-metre bank accounts. By 2018, around fifty million flats stood empty in China, according to estimates. Enough to accommodate the entire population of Germany – and France, too.

To make these loops actionable for product teams, you can break them down into more granular steps, and A/B test them. For example, Uber’s viral loop for drivers involved a referral program that was exposed during the onboarding process. There were a dozen or so screens on the app that a driver moved through during the sign-up process—entering their phone number creating a password, uploading their driver’s license, etc. Each of these steps could be optimized so that more users would pass through. Then, drivers would be presented with an explanation on how to refer their friends, and what type of bonus they’d get for doing so. This could be improved as well—should the message offer $100 to sign up, or $300? If you invite five people should you get a bonus? Should an invite mention the name of the inviter, or just focus on Uber, as an app? On the sign-up page, should you ask for a driver’s email or their phone number, or both? A product team can brainstorm hundreds of these ideas and systematically try them, measuring for conversion rates and the number of invites sent. Optimizing each of these steps with A/B tests might only boost each step’s conversion by 5 percent here or 10 percent there, but it’s a compounding effect. Hundreds of A/B tests later, the millions of dollars you might be spending on acquiring customers is made substantially more efficient.

The report also anticipated a rate of 580 smallsats launched per year by 2022 and an increase to 820 per year by 2027; a main driver of these increased quantities will come from satellite constellations, which Research and Markets expects to account for 82 percent of the predicted 7,000 smallsats.4

Climate tugs at the individual threads of conflict too; personal irritability, interpersonal conflict, domestive violence. Heat frays everything. It increases violent crime rates, swearing on social media, and the liklihood that a major league pitcher, coming to the mound after his team mate has been hit by a pitch will hit an opposing batter in retaliation. The hotter it gets, the longer drivers will honk their horns in frustration. And even in simulations police officers are more likely to fire on intruders when the exercises are conducted in hotter weather. By 2099, one speculative paper tabulated, climate change in the United States would bring about an additional 22,000 murders, 180,000 rapes, 3.5 million assaults, and 3.76 million robberies, burglaries and acts of larceny.

Yet we consume energy at an average rate of only eighteen terawatts, a miniscule fraction of the 174,000 terawatts rate of power available.121 And that is readily supplemented by wind, geothermal, and tidal energy. The Earth is literally bathed in energy. It’s the same with water; with 71 percent of its surface covered by water, Earth is a water planet. An extraterrestrial watching our news reports would think that humans are either crazy or stupid.

The first solar photovoltaic panel built by Bell Labs in 1954 cost $1,000 per watt of power it could produce.128 In 2008, modules used in solar arrays cost $3.49 per watt; by 2018, they cost 40 cents per watt.129 According to a pattern known as Swanson’s Law, the price of solar photovoltaic modules tends to fall by 20 percent for every doubling of cumulative shipped volume. The full price of solar electricity (including land, labor to deploy the solar panels, and other equipment required) falls by about 15 percent with every doubling. The amount of solar-generated power has been doubling every two years or less for the past forty years—as costs have been falling.130 At this rate, solar power is only five doublings—or less than twelve years—away from being able to meet 100 percent of today’s energy needs. Power usage will keep increasing, so this is a moving target. Taking that into account, inexpensive renewable sources can potentially provide more power than the world needs in less than twenty years. This is happening because of the momentum that solar has already gained and the constant refinements to the underlying technologies, which are advancing on exponential curves. What Ray Kurzweil said about Craig Venter’s progress when he had just sequenced 1 percent of the human genome—that Venter was actually halfway to 100 percent because on an exponential curve, the time required to get from 0.01 percent to 1 percent is equal to the time required to get from 1 percent to 100 percent—applies to solar capture too.

During the Financial Crisis itself, there was a Flight-To-Quality like no one has ever seen! The demand for Treasury securities was unprecedented, with GC trading 500 basis points below fed funds. GC/Fed Funds Spread During the Financial Crisis 2007-2008 Once the market moved past the crisis and it was time to clean up, Treasury issuance and Fed QE purchases became the main drivers of the spread between GC and fed funds. When Treasury issuance is high, Repo GC rates increase relative to fed funds.

For decades, research has found that neighborhoods with the highest rates of fatal accidents also have the highest rates of violent crime. In other words, criminals violate traffic laws as routinely as they violate other laws, and those criminals and bad drivers are disproportionately black.

At any rate, it was this same less-than-gainly driver who made an announcement to the passengers. “Wal haow yew like thet?” rang his dark New England accent. “Engine problems, folks. Saounds like the manifold.” (I hadn’t a clue as to what a manifold

In everyday life, more than nine in ten drivers are above-average drivers, or so they presume. In surveys of college faculty, 90 percent or more have rated themselves as superior to their average colleague (which naturally leads to some envy and disgruntlement when one’s talents are underappreciated). When husbands and wives estimate what percent of the housework they contribute, or when work-team members estimate their contributions, their self-estimates routinely sum to more than 100 percent.

Findings are troubling – we show that Hispanics are subject to harsher outcomes at rates that often exceed even what we found for blacks. When it comes to contraband, discretionary searches of Hispanics are woefully less productive; officers are almost 50 percent less likely to find contraband on Hispanic than white drivers after consent searches. This is perhaps not surprising, given research that recent immigrants are less likely to be involved in serious crime, but police appear to be operating under different assumptions, as Hispanics are much more likely than whites to experience a search. It seems that whites really are a privileged class when it comes to driving on the roadways; minorities – black or Hispanic – are subject to much higher rates of punitive treatment, such as fruitless search.

When tempted to use a pro-con list, consider upgrading to a cost-benefit analysis or decision tree as appropriate. When making any quantitative assessment, run a sensitivity analysis across inputs to uncover key drivers and appreciate where you may need to seek greater accuracy in your assumptions. Pay close attention to any discount rate used. Beware of black swan events and unknown unknowns. Use systems thinking and scenario analysis to more systematically uncover them and assess their impact. For really complex systems or decision spaces, consider simulations to help you better assess what may happen under different scenarios. Watch out for blind spots that arise from groupthink. Consider divergent and lateral thinking techniques when working with groups, including seeking more diverse points of view. Strive to understand the global optimum in any system and look for decisions that move you closer to it.

Indiship.com is one of the leading players in the transportation industry that connects transporters, truck-drivers, customers and other related entities across India with the objective of making the material transportation simpler, quicker and efficient by providing better vehicle at affordable rates. We help all people associated with the community achieve better profitability in their own business. We follow best practices and business ethics for the benefit of transporter and customer community. What we do? We help movement of the vehicle and material efficiently from one place to another at the quickest time possible by using technology.

Performance Tactics on the Road Tactics are generic design principles. To exercise this point, think about the design of the systems of roads and highways where you live. Traffic engineers employ a bunch of design “tricks” to optimize the performance of these complex systems, where performance has a number of measures, such as throughput (how many cars per hour get from the suburbs to the football stadium), average-case latency (how long it takes, on average, to get from your house to downtown), and worst-case latency (how long does it take an emergency vehicle to get you to the hospital). What are these tricks? None other than our good old buddies, tactics. Let’s consider some examples: • Manage event rate. Lights on highway entrance ramps let cars onto the highway only at set intervals, and cars must wait (queue) on the ramp for their turn. • Prioritize events. Ambulances and police, with their lights and sirens going, have higher priority than ordinary citizens; some highways have high-occupancy vehicle (HOV) lanes, giving priority to vehicles with two or more occupants. • Maintain multiple copies. Add traffic lanes to existing roads, or build parallel routes. In addition, there are some tricks that users of the system can employ: • Increase resources. Buy a Ferrari, for example. All other things being equal, the fastest car with a competent driver on an open road will get you to your destination more quickly. • Increase efficiency. Find a new route that is quicker and/or shorter than your current route. • Reduce computational overhead. You can drive closer to the car in front of you, or you can load more people into the same vehicle (that is, carpooling). What is the point of this discussion? To paraphrase Gertrude Stein: performance is performance is performance. Engineers have been analyzing and optimizing systems for centuries, trying to improve their performance, and they have been employing the same design strategies to do so. So you should feel some comfort in knowing that when you try to improve the performance of your computer-based system, you are applying tactics that have been thoroughly “road tested.” —RK

Driver Behavior & Safety Proper driving behavior is vital for the safety of drivers, passengers, pedestrians and is a means to achieve fewer road accidents, injuries and damage to vehicles. It plays a role in the cost of managing a fleet as it impacts fuel consumption, insurance rates, car maintenance and fines. It is also important for protecting a firm’s brand and reputation as most company- owned vehicles carry the company’s logo. Ituran’s solution for driver behavior and safety improves organizational driving culture and standards by encouraging safer and more responsible driving. The system which tracks and monitors driver behavior using an innovative multidimensional accelerometer sensor, produces (for each driver) an individual score based on their performance – sudden braking and acceleration, sharp turns, high-speed driving over speed bumps, erratic overtaking, speeding and more. The score allows fleet managers to compare driver performance, set safety benchmarks and hold each driver accountable for their action. Real-time monitoring identifies abnormal behavior mode—aggressive or dangerous—and alerts the driver using buzzer or human voice indication, and detects accidents in real time. When incidents or accidents occurs, a notification sent to a predefined recipient alerts management, and data collected both before and after accidents is automatically saved for future analysis. • Monitoring is provided through a dedicated application which is available to both fleet manager and driver (with different permission levels), allowing both to learn and improve • Improves organizational driving culture and standards and increases safety of drivers and passengers • Web-based reporting gives a birds-eye view of real-time driver data, especially in case of an accident • Detailed reports per individual driver include map references to where incidents have occurred • Comparative evaluation ranks driving according to several factors; the system automatically generates scores and a periodic assessment certificate for each driver and/or department Highlights 1. Measures and scores driver performance and allows to give personal motivational incentives 2. Improves driving culture by encouraging safer and more responsible driving throughout the organization 3. Minimizes the occurrence of accidents and protects the fleet from unnecessary wear & tear 4. Reduces expenses related to unsafe and unlawful driving: insurance, traffic tickets and fines See how it works:

Multi-system models suggest that addiction is a question of harmful dysfunction - dysfunction (vulnerabilities leading to active failure modes) within a system that causes sufficient harm to suggest we need to treat it. They permit both behavioral and pharmacological drivers of addiction. The suggestion that different decision-making systems can drive behavior provides a very interesting treatment possibility, which is that one could potentially use one decision-system to correct for errors in another. Three computational analyses of this have been done - changing discounting rates with episodic future thinking, analyses of contingency management, and analyses of precommitment.

For the first four years of Bitcoin’s life, a coinbase transaction would issue 50 bitcoin to the lucky miner. The difficulty of this proof-of-work process was recalibrated automatically every two weeks with the goal of keeping the amount of time between blocks at an average of 10 minutes.10 In other words, 50 new bitcoin were released every 10 minutes, and the degree of difficulty was increased or decreased by the Bitcoin software to keep that output time frame intact. In the first year of bitcoin running, 300 bitcoin were released per hour (60 minutes, 10 minutes per block, 50 bitcoin released per block), 7,200 bitcoin per day, and 2.6 million bitcoin per year. Based on our evolutionary past, a key driver for humans to recognize something as valuable is its scarcity. Satoshi knew that he couldn’t issue bitcoin at a rate of 2.6 million per year forever, because it would end up with no scarcity value. Therefore, he decided that every 210,000 blocks—which at one block per 10 minutes takes four years—his program would cut in half the amount of bitcoin issued in coinbase transactions.11 This event is known as a “block reward halving” or “halving” for short.

Cruising down Compton Boulevard in the Catalina, Mickey sensed the charged atmosphere of the place, an energy that said anything could happen. Young men loitered in groups on the sidewalks in baggy T-shirts and bandannas while young women strolled up and down, smirking at the men hollering after them and whistling. When traffic lights turned red, blank-faced children appeared out of the darkness under overpasses like wraiths to sell drugs to drivers. Prostitutes wobbled along the streets on high heels, many of them with the vacant gaze of the addicted, while men with hard hearts and a lust for blood watched their every move. All the while well-intentioned families who called Compton home got ground up in the giant machine of this nation, slipping further toward poverty and the tragic moment when pressing need overtakes good intentions. Even still, Compton was no longer what it once was. Ten years ago, Mickey might not have driven through it, and certainly wouldn’t have stopped and wandered around. But the homicide rate had decreased steadily since ’94, down to forty-eight murders in ’98 from a peak of eighty-seven in ’91, and small businesses were slowly but surely returning to the city. It bothered Mickey deeply that the state of California, with an economy greater than that of most countries, wouldn’t help these people, or that the federal government of the United States, the richest country in the history of the world, wouldn’t help them either, instead spending hundreds of billions of dollars per year on warfare and destruction. The people of Compton could be lifted from poverty with the signing of a bill, and it was no wonder, when you got right down to it, why so many had resorted to crime.

If someone who have read hundreds of books gives an average rating of below 3, they probably want to signal that they have a high standard, that only the best books they read will be honored with four or five stars. But it might as well indicate that they not only do not know how to find books in their own taste, but are actually drawn to reading books that are not really good according to them. If someone repeatedly read books they do not like are they masochists or do they really like reading books? If you randomly pick hundreds of books, you would give an average score of over 3 or higher. If publishers had done their work. Given a normal distribution of a score of 1 to 5 3 will be at the center of the bell curve. But maybe even higher since you would expect publishers to weed out books they would consider a 1 and publish books they consider a 3 or more. For example the drivers in a taxi service receive on average a score of 5. Drivers who have a score lower than 4.5 will be weeded out. So someone who spends hundreds of hours reading books but gives them an average score of below 3. Should statistically speaking be good at picking bad books. Or bad at picking good books or don't enjoy reading books. Than one might than wonder, if they don't enjoy reading books on average, than why are they reading?

Are you in Haridwar want to go Chopta? So don’t worries we are here present you Haridwar to Chopta Taxi with best services. We are given that you best excellence Cab Service for Haridwar to Chopta. We are using only brand new Cab for Chopta Tour. We are present you One Way and Round Trip Taxi Service in Haridwar to Chopta, Himachal and Uttarakhand. We give Cabs all over India. Haridwar Chopta Taxi also offer new Cabs and the drivers are well trained. We give our 100%to our customers’ this is our main aim. We guarantee that the Taxi / Cabs will reach their destination on the correct time and if you require we are too adept at given that round-the-clock hold up. So just make a call Haridwartaxiservices.co.in will serve you our Cab at your locations. Haridwar Chopta taxi provides you 24 x 7 services with top fleet of cars from Haridwar to Chopta taxi services at very sensible rates. Here we offer you very best and cheapest taxi services. #HaridwartoChoptaTaxi #TaxiHaridwartoChopta #HaridwarChoptaTaxi #HaridwartoChoptaCab

Are you in Dehradun Airport want to go Mussoorie? So don’t worries we are here present you Dehradun Airport to Mussoorie Taxi with best services. We are given that you best excellence Cab Service for Dehradun Airport to Mussoorie. We are using only brand new Cab for Mussoorie Tour. We are present you One Way and Round Trip Taxi Service in Dehradun Airport to Mussoorie, Himachal and Uttarakhand. We give Cabs all over India. Dehradun Mussoorie Taxi also offer new Cabs and the drivers are well trained. We give our 100%to our customers’ this is our main aim. We guarantee that the Taxi / Cabs will reach their destination on the correct time and if you require we are too adept at given that round-the-clock hold up. So just make a call we will serve you our Cab at your locations. You can also mail us and we will create your best package and present you with very reasonable rates. #DehradunAirporttoMussoorieTaxi #TaxiDehradunAirporttoMussoorie #DehradunMussoorieTaxi #DehradunAirporttoMussoorieCab Call☎ :- +91-9720678777, 9720563777 Mail

Instead of asking what can we add to our roads to make them safer, they began asking, in the counterintuitive style of IDEO, what would a safer road look like? What they discovered astonished them. It turns out conventional wisdom about traffic is wrong. Often, the less you tell motorists how to behave, the more safely they drive. Think about it. Most accidents occur near school gates and crosswalks or around bus and cycle lanes, which all tend to be regulated by a dense forest of signs, lights, and road markings. That barrage of instruction can distract drivers. It can also lull them into a false sense of security, making them more likely to race through without paying attention. Minimize the lights, the signage, the visual cues, and motorists must think for themselves. They have to make eye contact with pedestrians and cyclists, negotiate their passage through the cityscape, plan their next move. Result: traffic flows more freely and safely. Ripping out the signage along Kensington High Street, one of the busiest shopping strips in London, helped slash the accident rate by 47 percent.

When approaching the intersection, the driver performs a visual check using the Question Mark method. When the approach is safe and clear, slow down at a steady rate of deceleration (manual transmission: gear down during the deceleration of your vehicle to the appropriate gear that is applicable to slow down your vehicle). When slowing your vehicle down to a FULL STOP, you should be constantly checking your approach using the Question Mark method.

Why do Uber drivers get rated on customer satisfaction but corporate executives get a pass?

What is the core transaction? The core transaction is the set of actions consumers and producers must complete in order to exchange value. Every platform has a core transaction. On Uber, drivers make themselves available and consumers submit requests for rides. On YouTube, producers upload videos and consumers watch, rate, and share them. On Lending Club people or small businesses request loans and others fund them. These examples of the core transaction highlight its purpose: to construct a set of simple, repeatable actions that producers and consumers take to create and consume value through a platform.

H2go Corp is a customer-centric company keeping its satisfaction as the top priority. After noticing the flaws of traditional delivery, we have empowered our customers with control by making bottled water delivery on-demand. We have managed to perform a 99% success rate on all our deliveries. Our goal is to ensure our customers are hydrated without delay. For the safety of our customers and drivers, H2Go corp adopted no-contact delivery. For any special requests, please add special instruction, and our drivers will be happy to help. H2go offers bottled water delivery for both commercial/office and residential customers.

What should already have been made clear is that for HIIT to work to its full potential, you really do have to give it everything you have during the high intensity periods of your HIIT workout. Giving it everything should obviously equate to 100% of your maximal heart rate!

While it’s true that you can carry out HIIT at comfortable intensities when starting out, the aim should always be to be working as hard as you possibly can; 100% of your maximal heart rate. Ideally you should also be aiming to hold this intensity too for as long as you’re able.

The rate of growth depends primarily on three things: the profitability of each customer, the cost of acquiring new customers, and the repeat purchase rate of existing customers. The higher these values are, the faster the company will grow and the more profitable it will be. These are the drivers of the company’s growth model.