Discuss Money Quotes

When bankers get together for dinner, they discuss Art. When artists get together for dinner, they discuss Money

I watched him pitch the ball at a table neatly lined with six bowling pins, my stomach giving a little flutter when his T-shirt crept up in the back, revealing a stripe of skin. I knew from experience that every inch of him was hard, defined muscle. His back was smooth and perfect too, the scars from when he’d fallen once again replaced with wings—wings I, and every other human, couldn’t see. “Five dollars says you can’t do it again,” I said, coming up behind him. Patch looked back and grinned. “I don’t want your money, Angel.” “Hey now, kids, let’s keep this discussion PG-rated,” Rixon said. “All three remaining pins,” I challenged Patch. “What kind of prize are we talking about?” he asked. “Bloody hell,” Rixon said. “Can’t this wait until you’re alone?” Patch gave me a secret smile, then shifted his weight back, cradling the ball into his chest. He dropped his right shoulder, brought his arm around, and sent the ball flying forward as hard as he could. There was a loud crack! and the remaining three pins scattered off the table. “Aye, now you’re in trouble, lass,” Rixon shouted at me over the commotion caused by a pocket of onlookers, who were clapping and whistling for Patch. Patch leaned back against the booth and arched his eyebrows at me. The gesture said it all: Pay up. “You got lucky,” I said. “I’m about to get lucky.

When I was a younger man, art was a lonely thing. No galleries, no collectors, no critics, no money. Yet, it was a golden age, for we all had nothing to lose and a vision to gain. Today it is not quite the same. It is a time of tons of verbiage, activity, consumption. Which condition is better for the world at large I shall not venture to discuss. But I do know, that many of those who are driven to this life are desperately searching for those pockets of silence where we can root and grow. We must all hope we find them.

I thought a society heiress like yourself would know better than to discuss money in polite company.” “The keyword is polite.

I remember watching an episode of The West Wing about education in America, which the majority of people rightfully believe is the key to opportunity. In it, the fictional president debates whether he should push school vouchers (giving public money to schoolchildren so that they escape failing public schools) or instead focus exclusively on fixing those same failing schools. That debate is important, of course—for a long time, much of my failing school district qualified for vouchers—but it was striking that in an entire discussion about why poor kids struggled in school, the emphasis rested entirely on public institutions. As a teacher at my old high school told me recently, “They want us to be shepherds to these kids. But no one wants to talk about the fact that many of them are raised by wolves.

..when two friends discuss money, the third friend should invariably be asleep.

I'm just being practial. I knew someday I might have to bare my throat to you. Pete and I discussed that very possibility. As for the danger and risk taking, that's what Pete pays me to do. And you and I both know he inteneds to get his money's worth." Jasmine, I cannot-" Why not!" Because you are not food!" I stared at him for a minute; the I started to grin. I couldn't help it. Vayl"-I tried to keep my face straight- "I'm not asking you to eat me.

These are the three main diseases of this country, sir: typhoid, cholera, and election fever. This last one is the worst; it makes people talk and talk about things that they have no say in ... Would they do it this time? Would they beat the Great Socialist and win the elections? Had they raised enough money of their own, and bribed enough policemen, and bought enough fingerprints of their own, to win? Like eunuchs discussing the Kama Sutra, the voters discuss the elections in Laxmangarh.

A man worth being with is one… That never lies to you Is kind to people that have hurt him A person that respects another’s life That has manners and shows people respect That goes out of his way to help people That feels every person, no matter how difficult, deserves compassion Who believes you are the most beautiful person he has ever met Who brags about your accomplishments with pride Who talks to you about anything and everything because no bad news will make him love you less That is a peacemaker That will see you through illness Who keeps his promises Who doesn’t blame others, but finds the good in them That raises you up and motivates you to reach for the stars That doesn’t need fame, money or anything materialistic to be happy That is gentle and patient with children Who won’t let you lie to yourself; he tells you what you need to hear, in order to help you grow Who lives what he says he believes in Who doesn’t hold a grudge or hold onto the past Who doesn’t ask his family members to deliberately hurt people that have hurt him Who will run with your dreams That makes you laugh at the world and yourself Who forgives and is quick to apologize Who doesn’t betray you by having inappropriate conversations with other women Who doesn’t react when he is angry, decides when he is sad or keep promises he doesn’t plan to keep Who takes his children’s spiritual life very seriously and teaches by example Who never seeks revenge or would ever put another person down Who communicates to solve problems Who doesn’t play games or passive aggressively ignores people to hurt them Who is real and doesn’t pretend to be something he is not Who has the power to free you from yourself through his positive outlook Who has a deep respect for women and treats them like a daughter of God Who doesn’t have an ego or believes he is better than anyone Who is labeled constantly by people as the nicest person they have ever met Who works hard to provide for the family Who doesn’t feel the need to drink alcohol to have a good time, smoke or do drugs Who doesn't have to hang out a bar with his friends, but would rather spend his time with his family Who is morally free from sin Who sees your potential to be great Who doesn't think a woman's place has to be in the home; he supports your life mission, where ever that takes you Who is a gentleman Who is honest and lives with integrity Who never discusses your private business with anyone Who will protect his family Who forgives, forgets, repairs and restores When you find a man that possesses these traits then all the little things you don’t have in common don’t matter. This is the type of man worth being grateful for.

The real purpose of the opposition is to minimize the amount of money the ruling party will have stolen from the people at the end of its term.

Please, Erno. It’s Sunday. It’s evil to discuss money on the Sabbath, don’t you know?’ ‘It’s Tuesday, my lord,’ Erno muttered. ‘Every day is Sunday in God’s kingdom.’ ‘Then when would we work?’ ‘Please, Erno. Clod needs to concentrate.

Be careful of how you discuss money in front of your children. Never speak of household finances in terms of lack or scarcity in front of your kids. Only speak of household finances in terms of goals and wealth in front of your kids. Your discussions about money will either enrich them with wealth consciousness or cripple them with poverty consciousness.

The right lifestyle is something that is worn, not discussed. Money, fame, and looks, though helpful, are not required. It is, rather, something that screams: Ladies, abandon your boring, mundane, unfulfilled lives and step into my exciting world, full of interesting people, new experiences, good times, easy living, and dreams fulfilled.

Money is the last taboo. People will talk about their sex lives before they discuss their finances.

Jesus of Nazareth, without money and arms, conquered more millions than Alexander the Great, Caesar, Mohammed, and Napoleon; without science and learning, he shed more light on things human and divine than all philosophers and scholars combined; without the eloquence of school, he spoke such words of life as were never spoken before or since, and produced effects which lie beyond the reach of orator or poet; without writing a single line, he set more pens in motion, and furnished themes for more sermons, orations, discussions, learned volumes, works of art, and songs of praise than the whole army of great men of ancient and modern times.

In the past, pure scientists took a snobbish view of business. They saw the pursuit of money as intellectually uninteresting, suited only to shopkeepers. And to do research for industry, even at the prestigious Bell or IBM labs, was only for those who couldn't get a university appointment. Thus the attitude of pure scientists was fundamentally critical toward the work of applied scientists, and to industry in general. Their long-standing antagonism kept university scientists free of contaminating industry ties, and whenever debate arose about technological matters, disinterested scientists were available to discuss the issues at the highest levels.

This Jesus of Nazereth without money and arms, conquered more millions than Alexander, Caeser, Muhammad and Napoleon; without science and learning, He shed more light on matters human and divine than all philosophers and scholars combined; without the eloquence of schools, He spoke such words of life as were never spoke before or since and produced effects which lie beyond the reach of orator poet; without writing a single line, He set more pens in motion and furnished themes for more sermons, orations, discussions, learned volumes, works of art and songs of praise than the whole army of great men of ancient and modern times.

expecting anything so fine and wonderful to be turning the corner upon me? I came near being found unworthy. Hard by," says he, "is a café, snug and suitable for the entertainment of idiosyncrasies. Let us go there and have drink while we discuss the unavailability of the categorical." So saying, he marched me and Tobin to the back room of a saloon, and ordered the drinks, and laid the money on the table. He looks at me and Tobin like brothers of his, and we have the segars.

The truth is that wherever you go, people want ideas, want language, want discussion, want space to share and to talk. The Web is great but there is nothing better than people in a room together. I used to be a bit dubious about all these literary festivals happening all the time, but this last visit to Sydney has convinced me of how important, and necessary they are. There is a collective hunger for real things – a kind of self-administered antidote to consumerism and spin. Yes, people spend money, buy books, but it is not about redundant marketing or pointless shopping; it is about really choosing instead of being fed the lie of choice.

It occurs to me that she is not unique--that all women compare lives. We are aware of whose husband works more, who helps more around the house, who makes more money, who is having more sex. We compare our children, taking note of who is sleeping through the night, eating their vegetables, minding their manners, getting into the right schools. We know who keeps the best house, throws the best parties, cooks the best meals, has the best tennis game. We know who among us is the smartest, has the fewest lines around her eyes, has the best figure--whether naturally or artificially. We are aware of who works full-time, who stays at home with the kids, who manages to do it all and make it look easy, who shops and lunches while the nanny does it all. We digest it all and then discuss with our friends. Comparing and then confiding; it is what women do. The difference, I think, lies in why we do it. Are we doing it to gauge our own life and reassure ourselves that we fall within the realm of normal? Or are we being competitive, relishing others' shortcomings so that we can win, if only by default?

Nicky, boys with proper manners do not ever ask questions like that. You do not ever ask people if they are rich or discuss matters concerning money.

NINA Your life is beautiful. TRIGORIN I see nothing especially lovely about it. [He looks at his watch] Excuse me, I must go at once, and begin writing again. I am in a hurry. [He laughs] You have stepped on my pet corn, as they say, and I am getting excited, and a little cross. Let us discuss this bright and beautiful life of mine, though. [After a few moments' thought] Violent obsessions sometimes lay hold of a man: he may, for instance, think day and night of nothing but the moon. I have such a moon. Day and night I am held in the grip of one besetting thought, to write, write, write! Hardly have I finished one book than something urges me to write another, and then a third, and then a fourth--I write ceaselessly. I am, as it were, on a treadmill. I hurry for ever from one story to another, and can't help myself. Do you see anything bright and beautiful in that? Oh, it is a wild life! Even now, thrilled as I am by talking to you, I do not forget for an instant that an unfinished story is awaiting me. My eye falls on that cloud there, which has the shape of a grand piano; I instantly make a mental note that I must remember to mention in my story a cloud floating by that looked like a grand piano. I smell heliotrope; I mutter to myself: a sickly smell, the colour worn by widows; I must remember that in writing my next description of a summer evening. I catch an idea in every sentence of yours or of my own, and hasten to lock all these treasures in my literary store-room, thinking that some day they may be useful to me. As soon as I stop working I rush off to the theatre or go fishing, in the hope that I may find oblivion there, but no! Some new subject for a story is sure to come rolling through my brain like an iron cannonball. I hear my desk calling, and have to go back to it and begin to write, write, write, once more. And so it goes for everlasting. I cannot escape myself, though I feel that I am consuming my life. To prepare the honey I feed to unknown crowds, I am doomed to brush the bloom from my dearest flowers, to tear them from their stems, and trample the roots that bore them under foot. Am I not a madman? Should I not be treated by those who know me as one mentally diseased? Yet it is always the same, same old story, till I begin to think that all this praise and admiration must be a deception, that I am being hoodwinked because they know I am crazy, and I sometimes tremble lest I should be grabbed from behind and whisked off to a lunatic asylum. The best years of my youth were made one continual agony for me by my writing. A young author, especially if at first he does not make a success, feels clumsy, ill-at-ease, and superfluous in the world. His nerves are all on edge and stretched to the point of breaking; he is irresistibly attracted to literary and artistic people, and hovers about them unknown and unnoticed, fearing to look them bravely in the eye, like a man with a passion for gambling, whose money is all gone. I did not know my readers, but for some reason I imagined they were distrustful and unfriendly; I was mortally afraid of the public, and when my first play appeared, it seemed to me as if all the dark eyes in the audience were looking at it with enmity, and all the blue ones with cold indifference. Oh, how terrible it was! What agony!

Words... are the wildest, freest, most irresponsible, most unteachable of all things. Of course, you can catch them and sort them and place them in alphabetical order in dictionaries. But words do not live in dictionaries; they live in the mind....Thus to lay down any laws for such irreclaimable vagabonds is worse than useless. A few trifling rules of grammar and spelling are all the constraint we can put on them. All we can say about them, as we peer at them over the edge of that deep, dark and only fitfully illuminated cavern in which they live — the mind — all we can say about them is that they seem to like people to think and to feel before they use them, but to think and to feel not about them, but about something different. They are highly sensitive, easily made self-conscious. They do not like to have their purity or their impurity discussed......Nor do they like being lifted out on the point of a pen and examined separately. They hang together, in sentences, in paragraphs, sometimes for whole pages at a time. They hate being useful; they hate making money; they hate being lectured about in public. In short, they hate anything that stamps them with one meaning or confines them to one attitude, for it is their nature to change.

Initially, class privilege was not discussed by white women in the women’s movement. They wanted to project an image of themselves as victims and that could not be done by drawing attention to their class. In fact, the contemporary women’s movement was extremely class bound. As a group, white participants did not denounce capitalism. They chose to define liberation using the terms of white capitalist patriarchy, equating liberation with gaining economic status and money power. Like all good capitalists, they proclaimed work as the key to liberation. This emphasis on work was yet another indication of the extent to which the white female liberationists’ perception of reality was totally narcissistic, classist, and racist. Implicit in the assertion that work was the key to women’s liberation was a refusal to acknowledge the reality that, for masses of American working class women, working for pay neither liberated them from sexist oppression nor allowed them to gain any measure of economic independence.

We’re going to discuss only four or five different problems the Earth has, though there are multiple different scenarios going on. If any one of these scenarios were to break down, all life on the planet would eventually die. And at the moment, they’re all about to break down — it’s just a matter of which one breaks down first. And whenever one system goes, then all the rest of them will go eventually, and that’s it, there won’t be any more human life. It will be over with, and we’ll end up just like Mars or the dinosaurs. A few years ago, around the turn of this century, there were thirty million species of life forms on Earth — thirty million different species of life. In 1993 there were about fifteen million. It took billions of years to create these life forms, and in less than a blink of an eye, a mere hundred years, half of the life on this dear Earth is dead. Around thirty species a minute are now becoming extinct somewhere. If you were to watch this planet from space, it would appear to be dying very, very rapidly. Yet we’re going on as though nothing’s happening and everything’s great. We’re sticking money in the bank and driving our cars and just wiggling right on. Yet from an honest point of view, we have a real life-and-death problem going on here on Earth, and few people seem to be really serious about it.

Most people think they need MORE to succeed; more money, more power, more time, more friends, more fame, more ideas, more prayers, more knowledge. They have never considered that less is actually sufficient.

No subject is more touched on than love, in the human life stories as well as in the literary corpus they have left us... No subject, either, is as discussed, as controversial, especially during the final period of human history, when the cyclothymic fluctuations concerning the belief in love became constant and dizzying. In conclusion, no subject seems to have preoccupied man as much; even money, even the satisfaction derived from combat and glory, loses by comparison, its dramatic power in human life stories. Love seems to have been, for humans of the final period, the acme and the impossible, the regret and the grace, the focal point upon which all suffering and joy could be concentrated.

We have discussed the new-car purchase in its various forms for the last several pages. No, you can’t afford a new car unless you are a millionaire and can, therefore, afford to lose thousands of dollars, all in the name of the neat new-car smell. A good used car that is less than three years old is as reliable or more reliable than a new car. A new $28,000 car will lose about $17,000 of value in the first four years you own it. That is almost $100 per week in lost value. To understand what I’m talking about, open your window on your way to work once a week and throw out a $100 bill.

Of course, the starting point for any discussion of motivation in the workplace is a simple fact of life: People have to earn a living. Salary, contract payments, some benefits, a few perks are what I call “baseline rewards.” If someone’s baseline rewards aren’t adequate or equitable, her focus will be on the unfairness of her situation and the anxiety of her circumstance. You’ll get neither the predictability of extrinsic motivation nor the weirdness of intrinsic motivation. You’ll get very little motivation at all. The best use of money as a motivator is to pay people enough to take the issue of money off the table.

I reminded myself that there were just some things we never had talked about before, like sex, money, and broken bones. Certainly we had never discussed love. Sex was dangerous enough, and our family was proof that love was a disaster waiting to happen.

Some couples find a tougher love that endures after the romance thins away. Some couples discover that tougher love just isn’t in their repertoire. Instead of discussing money, they argue about it. Suspicion replaces trust. Secrets blossom in the shadows.

Before we discuss intuition in greater detail, let us first dispel the myths that intuition is some kind of a ‘fluke’ of nature. I would like you to understand that intuition is a skill that can be developed just as any other skills that you acquire. It comes from you, from no one else! Because we have not experienced that zone, that part, that dimension of our being, we have forgotten it. - HDH Bhagawan Sri Nithyananda Paramashivoham, in the book "Living Enlightenment".

As he spoke, he looked into their faces and saw, as though in his own features, that fundamentally they all bore the indelible impress of a similar background: army tradition; long spells of garrison service in a world isolated from the rest of society; a sense of alienation, of being despised by that society and ridiculed by liberal writers; the official ban on discussing politics and political literature, resulting in a blunting or stultifying of the intellect; a permanent shortage of money; and yet, despite it all, the knowledge that they represented, in purified and concentrated form, the vitality and courage of the whole nation.

The commercialization of molecular biology is the most stunning ethical event in the history of science, and it has happened with astonishing speed. For four hundred years since Galileo, science has always proceeded as a free and open inquiry into the workings of nature. Scientists have always ignored national boundaries, holding themselves above the transitory concerns of politics and even wars. Scientists have always rebelled against secrecy in research, and have even frowned on the idea of patenting their discoveries, seeing themselves as working to the benefit of all mankind. And for many generations, the discoveries of scientists did indeed have a peculiarly selfless quality... Suddenly it seemed as if everyone wanted to become rich. New companies were announced almost weekly, and scientists flocked to exploit genetic research... It is necessary to emphasize how significant this shift in attitude actually was. In the past, pure scientists took a snobbish view of business. They saw the pursuit of money as intellectually uninteresting, suited only to shopkeepers. And to do research for industry, even at the prestigious Bell or IBM labs, was only for those who couldn't get a university appointment. Thus the attitude of pure scientists was fundamentally critical toward the work of applied scientists, and to industry in general. Their long-standing antagonism kept university scientists free of contaminating industry ties, and whenever debate arose about technological matters, disinterested scientists were available to discuss the issues at the highest levels. But that is no longer true. There are very few molecular biologists and very few research institutions without commercial affiliations. The old days are gone. Genetic research continues, at a more furious pace than ever. But it is done in secret, and in haste, and for profit.

A good entrepreneur converts his skills to cash.

One day we need to discuss and find solutions to how these complex systems should operate and fight for inclusivity

I knew from my previous discussions with Ben that you needed money or brains to get into the University. The more of one you had, the less of the other you needed.

201.  What would you do with your time if money were of no concern?

I can support Al-Qaeda, the Ku Klux Klan, buy weapons and drugs and all kinds of porn with my Visa card. There is nobody investigating this, but I cannot support a human rights organisation which is fighting for freedom of expression, - Olafur Sigurvinsson, supporter of wikileaks, taken from article by RT discussing a court battle over freedom to donate money to wikileaks.

Where you can starve to death in safety,” I mutter. Then I glance quickly over my shoulder. Even here, even in the middle of nowhere, you worry someone might overhear you. When I was younger, I scared my mother to death, the things I would blurt out about District 12, about the people who rule our country, Panem, from the far-off city called the Capitol. Eventually I understood this would only lead us to more trouble. So I learned to hold my tongue and to turn my features into an indifferent mask so that no one could ever read my thoughts. Do my work quietly in school. Make only polite small talk in the public market. Discuss little more than trades in the Hob, which is the black market where I make most of my money. Even at home, where I am less pleasant, I avoid discussing tricky topics. Like the reaping, or food

Jay glanced up at Violet, and there was something about the expression on his face that made her pause. He gave her a look that told her, without saying a single word, that he wasn’t at all happy about what she’d done, and that he had plenty to say to her once he got her alone. And there was something else. It happened just as he was turning his head back toward her father: Violet could have sworn—and she would have bet money on it—that she saw Jay smile. Just a little one . . . almost unnoticeable, maybe completely imperceptible to anyone but her. She was sure that her dad had missed it entirely, as he continued his discussion without taking a breath.

I’m going to tell you something, there’s country poor, and there’s city poor. As much of my life as I’d spent in front of a TV thinking Oh, man, city’s where the money trees grow, I was seeing more to the picture now. I mean yes, that is where they all grow, but plenty of people are sitting in that shade with nothing falling on them. Chartrain was always discussing “hustle,” and it took me awhile to understand he grew up hungry for money like it was food. Because for him, they’re one and the same. Not to run the man down, but he wouldn’t know a cow from a steer, or which of them gave milk. No desperate men Chartrain ever knew went out and shot venison if they were hungry. They shot liquor store cashiers. Living in the big woods made of steel and cement, without cash, is a hungrier life than I knew how to think about. I made my peace with the place, but never went a day without feeling around for things that weren’t there, the way your tongue pushes into the holes where you’ve lost teeth. I don’t just mean cows, or apple trees, it runs deeper. Weather, for instance. Air, the way it smells from having live things breathing into it, grass and trees and I don’t know what, creatures of the soil. Sounds, I missed most of all. There was noise, but nothing behind it. I couldn’t get used to the blankness where there should have been bird gossip morning and evening, crickets at night, the buzz saw of cicadas in August. A rooster always sounding off somewhere, even dead in the middle of Jonesville. It’s like the movie background music. Notice it or don’t, but if the volume goes out, the movie has no heart. I’d oftentimes have to stop and ask myself what season it was. I never realized what was holding me to my place on the planet of earth: that soundtrack. That, and leaf colors and what’s blooming in the roadside ditches this week, wild sweet peas or purple ironweed or goldenrod. And stars. A sky as dark as sleep, not this hazy pinkish business, I’m saying blind man’s black. For a lot of us, that’s medicine. Required for the daily reboot.

Later, Kennedy would realize how often her mother used money to avoid discussing her past, as if poverty were so unthinkable to Kennedy that it could explain everything: why her mother owned no family photographs, why no friends from high school ever called, why they’d never been invited to a single wedding or funeral or reunion. ‘We were poor,’ her mother would snap if she asked too many questions, that poverty spreading to every aspect of her life. Her whole past, a barren pantry shelf.

What are you so angry about?" my mother had asked me the last time I had gone home to visit. Why aren't you more angry, I had wanted to ask her. But I couldn't talk to my mother that way. She understood that I did not want to live her life, to work as a waitress, until my toes curled in and my feet hurt all the time, to marry a man who would beat my children and treat me as if I had no right to object to object to anything he chose to do. She didn't want that life for me either. She wanted me happy and successful, to live unafraid among people who loved me, and to do things she had never been able to do and tell her all about them. So I told her, about the shelter, the magazine, readings and discussion groups. I told her about trying to write stories, though I hesitated to send send her all that I wrote. And there were far too many times when I would sit down to write my mama and stare at the paper unable to puzzle out how to explain how urgent and unimportant it was to change how women's lives were shaped. Not only that we should be paid equal money for equally difficult work, but that we should genuinely begin to think about what word we might choose to undertake, how we might live our daily lives. Why should I have to marry at all? Or explain myself if I chose to love a woman? Why could I not spend my hours writing stories instead of raising children or keeping house or working some deadly boring job just to cover the rent of an apartments where I was not safe anyway.

Lucas sneered. “Let’s try again, muppet. Officer Cokehead won’t allow Indie to breathe without him around. Apparently, we’re no longer allowed to hang out because of his small dick syndrome.” “Small dick!” Alex exclaimed, as if Lucas just told him the earth was flat. “My cock already made more money than you this year and will soon need a full staff to manage his career. Don’t you fucking disrespect him.” Was I really standing there listening to three grown-up British men discussing Alex’s penis?

The Oscar-nominated documentary The Act of Killing tells the story of the gangster leaders who carried out anti-communist purges in Indonesia in 1965 to usher in the regime of Suharto. The film’s hook, which makes it compelling and accessible, is that the filmmakers get Anwar —one of the death-squad leaders, who murdered around a thousand communists using a wire rope—and his acolytes to reenact the killings and events around them on film in a variety of genres of their choosing. In the film’s most memorable sequence, Anwar—who is old now and actually really likable, a bit like Nelson Mandela, all soft and wrinkly with nice, fuzzy gray hair—for the purposes of a scene plays the role of a victim in one of the murders that he in real life carried out. A little way into it, he gets a bit tearful and distressed and, when discussing it with the filmmaker on camera in the next scene, reveals that he found the scene upsetting. The offcamera director asks the poignant question, “What do you think your victims must’ve felt like?” and Anwar initially almost fails to see the connection. Eventually, when the bloody obvious correlation hits him, he thinks it unlikely that his victims were as upset as he was, because he was “really” upset. The director, pressing the film’s point home, says, “Yeah but it must’ve been worse for them, because we were just pretending; for them it was real.” Evidently at this point the reality of the cruelty he has inflicted hits Anwar, because when they return to the concrete garden where the executions had taken place years before, he, on camera, begins to violently gag. This makes incredible viewing, as this literally visceral ejection of his self and sickness at his previous actions is a vivid catharsis. He gagged at what he’d done. After watching the film, I thought—as did probably everyone who saw it—how can people carry out violent murders by the thousand without it ever occurring to them that it is causing suffering? Surely someone with piano wire round their neck, being asphyxiated, must give off some recognizable signs? Like going “ouch” or “stop” or having blood come out of their throats while twitching and spluttering into perpetual slumber? What it must be is that in order to carry out that kind of brutal murder, you have to disengage with the empathetic aspect of your nature and cultivate an idea of the victim as different, inferior, and subhuman. The only way to understand how such inhumane behavior could be unthinkingly conducted is to look for comparable examples from our own lives. Our attitude to homelessness is apposite here. It isn’t difficult to envisage a species like us, only slightly more evolved, being universally appalled by our acceptance of homelessness. “What? You had sufficient housing, it cost less money to house them, and you just ignored the problem?” They’d be as astonished by our indifference as we are by the disconnected cruelty of Anwar.

Any discussion of money and success would be lacking if I did not state that money is neither good nor bad. In the hands of good people, money can build places of healing, worship, and learning. In the hands of bad people, money can create destruction, disease, and death.

Cixi’s lack of formal education was more than made up for by her intuitive intelligence, which she liked to use from her earliest years. In 1843, when she was seven, the empire had just finished its first war with the West, the Opium War, which had been started by Britain in reaction to Beijing clamping down on the illegal opium trade conducted by British merchants. China was defeated and had to pay a hefty indemnity. Desperate for funds, Emperor Daoguang (father of Cixi’s future husband) held back the traditional presents for his sons’ brides – gold necklaces with corals and pearls – and vetoed elaborate banquets for their weddings. New Year and birthday celebrations were scaled down, even cancelled, and minor royal concubines had to subsidise their reduced allowances by selling their embroidery on the market through eunuchs. The emperor himself even went on surprise raids of his concubines’ wardrobes, to check whether they were hiding extravagant clothes against his orders. As part of a determined drive to stamp out theft by officials, an investigation was conducted of the state coffer, which revealed that more “than nine million taels of silver had gone missing. Furious, the emperor ordered all the senior keepers and inspectors of the silver reserve for the previous forty-four years to pay fines to make up the loss – whether or not they were guilty. Cixi’s great-grandfather had served as one of the keepers and his share of the fine amounted to 43,200 taels – a colossal sum, next to which his official salary had been a pittance. As he had died a long time ago, his son, Cixi’s grandfather, was obliged to pay half the sum, even though he worked in the Ministry of Punishments and had nothing to do with the state coffer. After three years of futile struggle to raise money, he only managed to hand over 1,800 taels, and an edict signed by the emperor confined him to prison, only to be released if and when his son, Cixi’s father, delivered the balance. The life of the family was turned upside down. Cixi, then eleven years old, had to take in sewing jobs to earn extra money – which she would remember all her life and would later talk about to her ladies-in-waiting in the court. “As she was the eldest of two daughters and three sons, her father discussed the matter with her, and she rose to the occasion. Her ideas were carefully considered and practical: what possessions to sell, what valuables to pawn, whom to turn to for loans and how to approach them. Finally, the family raised 60 per cent of the sum, enough to get her grandfather out of prison. The young Cixi’s contribution to solving the crisis became a family legend, and her father paid her the ultimate compliment: ‘This daughter of mine is really more like a son!’ Treated like a son, Cixi was able to talk to her father about things that were normally closed areas for women. Inevitably their conversations touched on official business and state affairs, which helped form Cixi’s lifelong interest. Being consulted and having her views acted on, she acquired self-confidence and never accepted the com“common assumption that women’s brains were inferior to men’s. The crisis also helped shape her future method of rule. Having tasted the bitterness of arbitrary punishment, she would make an effort to be fair to her officials.

I want to bring us back to basics. Prostitution: what is it? It is the use of a woman's body for sex by men, he pays money, he does what he wants. The minute you move away from what it really is, you move away from prostitution into the world of ideas. You will feel better; you will have a better time; it is more fun; there is plenty to discuss, but you will be discussing ideas, not prostitution. Prostitution is not an idea. It is the mouth, the vagina, the rectum, penetrated usually by a penis, sometimes hands, sometimes objects, by one man and then another and then another and then another and then another. That's what it is.

The small group of Benedict supporters gathered that night were not simply upset at money matters gone awry. There was, as they discussed that evening, something that made most of them squirm. They had seen the proof of what one called a “gay lobby.” The common bond for the gay clerics at the highest positions of the Curia was that they had abandoned their celibacy vows. The problem, the small group agreed, was that they often used sex as a carrot for advancement to ambitious up-and-coming clerics. It was deplorable, they concluded, that a fast career track was within reach for any cleric willing to submit to the Vatican’s equivalent of a casting couch.2,II

Too soon the two weeks were over and we were back in Lugano, and there we learned about Disaster. We weren’t completely ignorant. We knew about disaster from our previous schools and previous lives. We’d had access to televisions and newspapers. But the return to Lugano marked the beginning of Global Awareness Month, and in each of our classes, we talked about disaster: disaster man-made and natural. We talked about ozone depletion and the extinction of species and depleted rain forests and war and poverty and AIDS. We talked about refugees and slaughter and famine. We were in the middle school and were getting, according to Uncle Max, a diluted version of what the upper-schoolers were facing. An Iraqi boy from the upper school came to our history class and talked about what it felt like when the Americans bombed his country. Keisuke talked about how he felt responsible for World War II, and a German student said she felt the same. We got into heated discussions over the neglect of infant females in some cultures, and horrific cases of child abuse worldwide. We fasted one day each week to raise our consciousness about hunger, and we sent money and canned goods and clothing to charities. In one class, after we watched a movie about traumas in Rwanda, and a Rwandan student told us about seeing his mother killed, Mari threw up. We were all having nightmares. At home, Aunt Sandy pleaded with Uncle Max. “This is too much!” she said. “You can’t dump all the world’s problems on these kids in one lump!” And he agreed. He was bewildered by it all, but the program had been set up the previous year, and he was the new headmaster, reluctant to interfere. And though we were sick of it and about it, we were greedy for it. We felt privileged there in our protected world and we felt guilty, and this was our punishment.

Etatism, as a theory, is the doctrine of the omnipotence of the State, and, as a policy, the attempt to regulate all mundane affairs by authoritative commandment and prohibition. The ideal society of etatism is a particular sort of socialistic community; it is usual in discussions involving this ideal society to speak of State Socialism, or, in some connexions, of Christian Socialism.

we discussed this dire problem with education and illusions of academic contribution, with Ivy League universities becoming in the eyes of the new Asian and U.S. upper class a status luxury good. Harvard is like a Vuitton bag or a Cartier watch. It is a huge drag on the middle-class parents who have been plowing an increased share of their savings into these institutions, transferring their money to administrators, real estate developers, professors, and other agents. In the United States, we have a buildup of student loans that automatically transfer to these rent extractors. In a way it is no different from racketeering: one needs a decent university “name” to get ahead in life; but we know that collectively society doesn’t appear to advance with organized education.

The evangelist was preaching "sin and redemption," the infinite grace of God and His pardon for human frailty. He was very much in earnest, and he meant well, but Jurgis, as he listened, found his soul filled with hatred. What did he know about sin and suffering—with his smooth, black coat and his neatly starched collar, his body warm, and his belly full, and money in his pocket—and lecturing men who were struggling for their lives, men at the death grapple with the demon powers of hunger and cold!—This, of course, was unfair; but Jurgis felt that these men were out of touch with the life they discussed, that they were unfitted to solve its problems; nay, they themselves were part of the problem—they were part of the order established that was crushing men down and beating them! They were of the triumphant and insolent possessors; they had a hall, and a fire, and food and clothing and money, and so they might preach to hungry men, and the hungry men must be humble and listen! They were trying to save their souls—and who but a fool could fail to see that all that was the matter with their souls was that they had not been able to get a decent existence for their bodies? At

but we know enough from the early years to see that the machinery of the law was mostly used against workers who wanted more money than employers wanted to pay. This is not surprising; if someone’s offence was refusing work there was nothing to discuss. They were judged on the spot and punished until they agreed to do what was wanted. There was no need to go to the kind of court that keeps records.

remember watching an episode of The West Wing about education in America, which the majority of people rightfully believe is the key to opportunity. In it, the fictional president debates whether he should push school vouchers (giving public money to schoolchildren so that they escape failing public schools) or instead focus exclusively on fixing those same failing schools. That debate is important, of course—for a long time, much of my failing school district qualified for vouchers—but it was striking that in an entire discussion about why poor kids struggled in school, the emphasis rested entirely on public institutions. As a teacher at my old high school told me recently, “They want us to be shepherds to these kids. But no one wants to talk about the fact that many of them are raised by wolves.

Buddha is the only prophet who said, "I do not care to know your various theories about God. What is the use of discussing all the subtle doctrines about the soul? Do good and be good. And this will take you to freedom and to whatever truth there is." He was, in the conduct of his life, absolutely without personal motives; and what man worked more than he? Show me in history one character who has soared so high above all. The whole human race has produced but one such character, such high philosophy, such wide sympathy. This great philosopher, preaching the highest philosophy, yet had the deepest sympathy for the lowest of animals, and never put forth any claims for himself. He is the ideal Karma-Yogi, acting entirely without motive, and the history of humanity shows him to have been the greatest man ever born; beyond compare the greatest combination of heart and brain that ever existed, the greatest soul-power that has even been manifested. He is the first great reformer the world has seen. He was the first who dared to say, "Believe not because some old manuscripts are produced, believe not because it is your national belief, because you have been made to believe it from your childhood; but reason it all out, and after you have analysed it, then, if you find that it will do good to one and all, believe it, live up to it, and help others to live up to it." He works best who works without any motive, neither for money, nor for fame, nor for anything else; and when a man can do that, he will be a Buddha, and out of him will come the power to work in such a manner as will transform the world. This man represents the very highest ideal of Karma-Yoga.

You should be up celebrating." "This is part of it." She ran her hands carefully up the gelding's leg before pinning the wrapping to the line. "Finnegan and I are going to congratulate each other while I clean him up.But you could do me a favor." She pulled her ticket out of her pocket. "Cash in my winnings." Brian shook his head. "At the moment I'm too pleased to be annoyed with you for betting my money." With one hand on the horse he leaned over to kiss her. "But I'm not taking half the horse." Keeley hooked an arm around Finnegan's neck. "You hear that? He doesn't want you." "Don't say things like that to him." She laid her cheek against the gelding's. "You're the one hurting his feelings." As two pairs of eyes studied him, Brian hissed out a breath. "We'll discuss this privately at some other time." "He needs you.We both do." The muscles n his belly twisted. "That's unfair." "That's fact.

In Bangladesh, if a woman, even a rich woman, wants to borrow money from a bank, the manager will ask her, ‘Did you discuss this with your husband?’ And if she answers, ‘Yes,’ the manager will say, ‘Is he supportive of your proposal?’ If the answer is still, ‘Yes,’ he will say, ‘Would you please bring your husband along so that we can discuss it with him?’ But no manager would ever ask a prospective male borrower whether he has discussed the idea of a loan

For one, the college itself turned out to have a lot of moral hypocrisy about it, e.g., congratulating itself on its diversity and the leftist piety of its politics while in reality going about the business of preparing elite kids to enter elite professions and make a great deal of money, thus increasing the pool of prosperous alumni donors. Without anyone ever discussing it or even allowing themselves to be aware of it, the college was a veritable temple of Mammon.

Under the leadership of Henry Kissinger, first as Richard Nixon’s national security adviser and later as secretary of state, the United States sent an unequivocal signal to the most extreme rightist forces that democracy could be sacrificed in the cause of ideological warfare. Criminal operational tactics, including assassination, were not only acceptable but supported with weapons and money. A CIA internal memo laid it out in unsparing terms:        On September 16, 1970 [CIA] Director [Richard] Helms informed a group of senior agency officers that on September 15, President Nixon had decided that an Allende regime was not acceptable to the United States. The President asked the Agency to prevent Allende from coming to power or to unseat him and authorized up to $10 million for this purpose. . . . A special task force was established to carry out this mandate, and preliminary plans were discussed with Dr. Kissinger on 18 September 1970.

1)    The woman has intuitive feelings that she is at risk. 2)    At the inception of the relationship, the man accelerated the pace, prematurely placing on the agenda such things as commitment, living together, and marriage. 3)    He resolves conflict with intimidation, bullying, and violence. 4)    He is verbally abusive. 5)    He uses threats and intimidation as instruments of control or abuse. This includes threats to harm physically, to defame, to embarrass, to restrict freedom, to disclose secrets, to cut off support, to abandon, and to commit suicide. 6)    He breaks or strikes things in anger. He uses symbolic violence (tearing a wedding photo, marring a face in a photo, etc.). 7)    He has battered in prior relationships. 8)    He uses alcohol or drugs with adverse affects (memory loss, hostility, cruelty). 9)    He cites alcohol or drugs as an excuse or explanation for hostile or violent conduct (“That was the booze talking, not me; I got so drunk I was crazy”). 10)   His history includes police encounters for behavioral offenses (threats, stalking, assault, battery). 11)   There has been more than one incident of violent behavior (including vandalism, breaking things, throwing things). 12)   He uses money to control the activities, purchase, and behavior of his wife/partner. 13)   He becomes jealous of anyone or anything that takes her time away from the relationship; he keeps her on a “tight leash,” requires her to account for her time. 14)   He refuses to accept rejection. 15)   He expects the relationship to go on forever, perhaps using phrases like “together for life;” “always;” “no matter what.” 16)   He projects extreme emotions onto others (hate, love, jealousy, commitment) even when there is no evidence that would lead a reasonable person to perceive them. 17)   He minimizes incidents of abuse. 18)   He spends a disproportionate amount of time talking about his wife/partner and derives much of his identity from being her husband, lover, etc. 19)   He tries to enlist his wife’s friends or relatives in a campaign to keep or recover the relationship. 20)   He has inappropriately surveilled or followed his wife/partner. 21)   He believes others are out to get him. He believes that those around his wife/partner dislike him and encourage her to leave. 22)   He resists change and is described as inflexible, unwilling to compromise. 23)   He identifies with or compares himself to violent people in films, news stories, fiction, or history. He characterizes the violence of others as justified. 24)   He suffers mood swings or is sullen, angry, or depressed. 25)   He consistently blames others for problems of his own making; he refuses to take responsibility for the results of his actions. 26)   He refers to weapons as instruments of power, control, or revenge. 27)   Weapons are a substantial part of his persona; he has a gun or he talks about, jokes about, reads about, or collects weapons. 28)   He uses “male privilege” as a justification for his conduct (treats her like a servant, makes all the big decisions, acts like the “master of the house”). 29)   He experienced or witnessed violence as a child. 30)   His wife/partner fears he will injure or kill her. She has discussed this with others or has made plans to be carried out in the event of her death (e.g., designating someone to care for children).

My vocation in life is to wonder about at the nature of the universe. This leads me into philosophy, psychology, religion, and mysticism, not only as subjects to be discussed but also as things to be experienced, and thus I make an at least tacit claim to be a philosopher and a mystic. Some people, therefore, expect me to be their guru or messiah or exemplar, and are extremely disconcerted when they discover my “wayward spirit” or element of irreducible rascality, and say to their friends, “How could he possibly be a genuine mystic and be so addicted to nicotine and alcohol?” Or have occasional shudders of anxiety? Or be sexually interested in women? Or lack enthusiasm for physical exercise? Or have any need for money? Such people have in mind an idealized vision of the mystic as a person wholly free from fear and attachment, who sees within and without, and on all sides, only the translucent forms of a single divine energy which is everlasting love and delight, as which and from which he effortlessly radiates peace, charity, and joy. What an enviable situation! We, too, would like to be one of those, but as we start to meditate and look into ourselves we find mostly a quaking and palpitating mess of anxiety which lusts and loathes, needs love and attention, and lives in terror of death putting an end to its misery. So we despise that mess, and look for ways of controlling it and putting “how the true mystic feels” in its place, not realizing that this ambition is simply one of the lusts of the quaking mess, and that this, in turn, is a natural form of the universe like rain and frost, slugs and snails, flies and disease. When the “true mystic” sees flies and disease as translucent forms of the divine, that does not abolish them. I—making no hard-and-fast distinction between inner and outer experience—see my quaking mess as a form of the divine, and that doesn’t abolish it either. But at least I can live with it.

But it was while discussing SpaceX’s grandest missions that Shotwell really came into her own and seemed to inspire the interns. Some of them clearly dreamed of becoming astronauts, and Shotwell said that working at SpaceX was almost certainly their best chance to get to space now that NASA’s astronaut corps had dwindled. Musk had made designing cool-looking, “non–Stay Puft” spacesuits a personal priority. “They can’t be clunky and nasty,” Shotwell said. “You have to do better than that.” As for where the astronauts would go: well, there were the space habitats, the moon, and, of course, Mars as options. SpaceX has already started testing a giant rocket, called the Falcon Heavy, that will take it much farther into space than the Falcon 9, and it has another, even larger spaceship on the way. “Our Falcon Heavy rocket will not take a busload of people to Mars,” she said. “So, there’s something after Heavy. We’re working on it.” To make something like that vehicle happen, she said, the SpaceX employees needed to be effective and pushy. “Make sure your output is high,” Shotwell said. “If we’re throwing a bunch of shit in your way, you need to be mouthy about it. That’s not a quality that’s widely accepted elsewhere, but it is at SpaceX.” And, if that sounded harsh, so be it. As Shotwell saw it, the commercial space race was coming down to SpaceX and China and that’s it. And in the bigger picture, the race was on to ensure man’s survival. “If you hate people and think human extinction is okay, then fuck it,” Shotwell said. “Don’t go to space. If you think it is worth humans doing some risk management and finding a second place to go live, then you should be focused on this issue and willing to spend some money. I am pretty sure we will be selected by NASA to drop landers and rovers off on Mars. Then the first SpaceX mission will be to drop off a bunch of supplies, so that once people get there, there will be places to live and food to eat and stuff for them to do.

The most hated sort of such exchange is . . . usury, which makes a gain out of money itself, and not from its natural use. For money was intended as an instrument of exchange, and not as the mother of interest. This usury (tokos), which means the birth of money from money, . . . is of all modes of gain the most unnatural.”75 Money should not breed. Hence “the discussion of the theory of finance is not unworthy of philosophy; but to be engaged in finance, or in money-making, is unworthy of a free man.

As I am new to teaching this course, University policy is that we are to use this time to get to know each other better.  I realize that this is an incredible waste of all of our times and tuition money, is utterly tedious, and accomplishes nothing, but that is the rule.”  She started handing out more paperwork.  “Break into small groups and try to answer as many of the inane and entirely nonsensical questions as you can, before you stop caring about the assignment and learn to hate the others in your group.  Once you have spent five consecutive minutes discussing how it is impossible for the members of your group to discuss anything for five minutes-- as you obviously have nothing in common and are all equally boring-- the assignment will be complete, and you can promptly forget all of the names and information you have learned about your classmates, and go home.  Please hand in your papers to me on your way out, so that I can discard them without bothering to read what you wrote, as I do not care.

The earlier the entrepreneurial mind-set is introduced in our young people, the more potent it can be. Start teaching young people to observe the needs of others and to think about how to satisfy those needs through voluntary trade and make a profit. When you see a store, discuss it. Point out prices. Point out quality. Raise their consciousness about ownership. Ask them who owns that building? What would that building sell for? How could we get money to buy that building? What problems does our community have? What new businesses would solve them?

Retail trade is unnatural,... and a mode by which men gain from one another. The most hated sort of such exchange is... usury, which makes a gain out of money itself, and not from its natural use. For money was intended as an instrument of exchange, and not as the mother of interest. This usury (tokos), which means the birth of money from money,... is of all modes of gain the most unnatural.”42 Money should not breed. Hence “the discussion of the theory of finance is not unworthy of philosophy; but to be engaged in finance, or in money-making, is unworthy of a free man.”43

The general theme of these findings is that the idea of money primes individualism: a reluctance to be involved with others, to depend on others, or to accept demands from others. The psychologist who has done this remarkable research, Kathleen Vohs, has been laudably restrained in discussing the implications of her findings, leaving the task to her readers. Her experiments are profound—her findings suggest that living in a culture that surrounds us with reminders of money may shape our behavior and our attitudes in ways that we do not know about and of which we may not be proud.

Let us merely discuss the question, what consequences would necessarily follow if, ceteris paribus, with an increasing quantity of money, prices were restricted to the old level by official compulsion? An increase in the quantity of money leads to the appearance in the market of new desire to purchase, which had previously not existed; 'new purchasing power', it is usual to say, has been created. If the new would-be purchasers compete with those that are already in the market, then, so long as it is not permissible to raise prices, only part of the total purchasing power can be exercised.

I do need to talk about books. Because talking about books allows me to talk about anything with anyone. With family, friends, and even with strangers who contacted me through my Web site (and became friends), when we discuss what we are reading, what we are really discussing is our own lives, our take on everything from sorrow to fidelity to responsibility, from money to religion, from worrying to inebriation, from sex to laundry, and back again. No topic is taboo, as long as we can tie it in to a book we’ve read, and all responses are allowed, couched in terms of characters and their situations.

While the exact changes Muhammad made to this tradition are far too complex to discuss in detail here, it is sufficient to note that women in the Ummah were, for the first time, given the right both to inherit the property of their husbands and to keep their dowries as their own personal property throughout their marriage. Muhammad also forbade a husband to touch his wife’s dowry, forcing him instead to provide for his family from his own wealth. If the husband died, his wife would inherit a portion of his property; if he divorced her, the entire dowry was hers to take back to her family. As one would expect, Muhammad’s innovations did not sit well with the male members of his community. If women could no longer be considered property, men complained, not only would their wealth be drastically reduced, but their own meager inheritances would now have to be split with their sisters and daughters—members of the community who, they argued, did not share an equal burden with the men. Al-Tabari recounts how some of these men brought their grievances to Muhammad, asking, “How can one give the right of inheritance to women and children, who do not work and do not earn their living? Are they now going to inherit just like men who have worked to earn that money?” Muhammad’s response to these complaints was both unsympathetic and shockingly unyielding. “Those who disobey God and His Messenger, and who try to overstep the boundaries of this [inheritance] law will be thrown into Hell, where they will dwell forever, suffering the most shameful punishment” (4:14). If Muhammad’s male followers were disgruntled about the new inheritance laws, they must have been furious when, in a single revolutionary move, he both limited how many wives a man could marry and granted women the right to divorce their husbands.

Ron Sider rocked the Christian world over thirty years ago with his book Rich Christians in an Age of Hunger. He now challenges Christians to pragmatic ministry to the poor by joining in a covenant he calls the Generous Christian Pledge.' He encourages every Christian to undertake a lifestyle mission for the poor. The pledge reads: "I pledge to open my heart to God's call to care as much about the poor as the Bible does. Daily, to pray for the poor, beginning with the Generous Christians Prayer: "Lord Jesus, teach my heart to share your love with the poor." Weekly, to minister, at least one hour, to a poor person: helping, serving, sharing with and mostly, getting to know someone in need. Monthly, to study, at least one book, article, or film about the plight of the poor and hungry and discuss it with others. Yearly, to retreat, for a few hours before the Scriptures, to meditate on this one question: Is caring for the poor as important in my life as it is in the Bible? and to examine my budget and priorities in light of it, asking God what changes He would like me to make in the use of my time, money, and influence." The cage-rattling statements of Jesus and James demand a response. The Generous Christian Pledge is a great place to start.

Here’s a Reader’s Digest version of my approach. I select mutual funds that have had a good track record of winning for more than five years, preferably for more than ten years. I don’t look at their one-year or three-year track records because I think long term. I spread my retirement, investing evenly across four types of funds. Growth and Income funds get 25 percent of my investment. (They are sometimes called Large Cap or Blue Chip funds.) Growth funds get 25 percent of my investment. (They are sometimes called Mid Cap or Equity funds; an S&P Index fund would also qualify.) International funds get 25 percent of my investment. (They are sometimes called Foreign or Overseas funds.) Aggressive Growth funds get the last 25 percent of my investment. (They are sometimes called Small Cap or Emerging Market funds.) For a full discussion of what mutual funds are and why I use this mix, go to daveramsey.com and visit MyTotalMoneyMakeover.com. The invested 15 percent of your income should take advantage of all the matching and tax advantages available to you. Again, our purpose here is not to teach the detailed differences in every retirement plan out there (see my other materials for that), but let me give you some guidelines on where to invest first. Always start where you have a match. When your company will give you free money, take it. If your 401(k) matches the first 3 percent, the 3 percent you put in will be the first 3 percent of your 15 percent invested. If you don’t have a match, or after you have invested through the match, you should next fund Roth IRAs. The Roth IRA will allow you to invest up to $5,000 per year, per person. There are some limitations as to income and situation, but most people can invest in a Roth IRA. The Roth grows tax-FREE. If you invest $3,000 per year from age thirty-five to age sixty-five, and your mutual funds average 12 percent, you will have $873,000 tax-FREE at age sixty-five. You have invested only $90,000 (30 years x 3,000); the rest is growth, and you pay no taxes. The Roth IRA is a very important tool in virtually anyone’s Total Money Makeover. Start with any match you can get, and then fully fund Roth IRAs. Be sure the total you are putting in is 15 percent of your total household gross income. If not, go back to 401(k)s, 403(b)s, 457s, or SEPPs (for the self-employed), and invest enough so that the total invested is 15 percent of your gross annual pay. Example: Household Income $81,000 Husband $45,000 Wife $36,000 Husband’s 401(k) matches first 3%. 3% of 45,000 ($1,350) goes into the 401(k). Two Roth IRAs are next, totaling $10,000. The goal is 15% of 81,000, which is $12,150. You have $11,350 going in. So you bump the husband’s 401(k) to 5%, making the total invested $12,250.

the idea of money primes individualism: a reluctance to be involved with others, to depend on others, or to accept demands from others. The psychologist who has done this remarkable research, Kathleen Vohs, has been laudably restrained in discussing the implications of her findings, leaving the task to her readers. Her experiments are profound—her findings suggest that living in a culture that surrounds us with reminders of money may shape our behavior and our attitudes in ways that we do not know about and of which we may not be proud. Some cultures provide frequent reminders of respect, others constantly remind their members of God, and some societies prime obedience by large images of the Dear Leader.

the idea of money primes individualism: a reluctance to be involved with others, to depend on others, or to accept demands from others. The psychologist who has done this remarkable research, Kathleen Vohs, has been laudably restrained in discussing the implications of her findings, leaving the task to her readers. Her experiments are profound—her findings suggest that living in a culture that surrounds us with reminders of money may shape our behavior and our attitudes in ways that we do not know about and of which we may not be proud. Some cultures provide frequent reminders of respect, others constantly remind their members of God, and some societies prime obedience by large images of the Dear Leader. Can

{From Luther Burbank's funeral. He was loved until he revealed he was an atheist, then he began to receive death threats. He tried to amiably answer them all, leading to his death} It is impossible to estimate the wealth he has created. It has been generously given to the world. Unlike inventors, in other fields, no patent rights were given him, nor did he seek a monopoly in what he created. Had that been the case, Luther Burbank would have been perhaps the world's richest man. But the world is richer because of him. In this he found joy that no amount of money could give. And so we meet him here today, not in death, but in the only immortal life we positively know--his good deeds, his kindly, simple, life of constructive work and loving service to the whole wide world. These things cannot die. They are cumulative, and the work he has done shall be as nothing to its continuation in the only immortality this brave, unselfish man ever sought, or asked to know. As great as were his contributions to the material wealth of this planet, the ages yet to come, that shall better understand him, will give first place in judging the importance of his work to what he has done for the betterment of human plants and the strength they shall gain, through his courage, to conquer the tares, the thistles and the weeds. Then no more shall we have a mythical God that smells of brimstone and fire; that confuses hate with love; a God that binds up the minds of little children, as other heathen bind up their feet--little children equally helpless to defend their precious right to think and choose and not be chained from the dawn of childhood to the dogmas of the dead. Luther Burbank will rank with the great leaders who have driven heathenish gods back into darkness, forever from this earth. In the orthodox threat of eternal punishment for sin--which he knew was often synonymous with yielding up all liberty and freedom--and in its promise of an immortality, often held out for the sacrifice of all that was dear to life, the right to think, the right to one's mind, the right to choose, he saw nothing but cowardice. He shrank from such ways of thought as a flower from the icy blasts of death. As shown by his work in life, contributing billions of wealth to humanity, with no more return than the maintenance of his own breadline, he was too humble, too unselfish, to be cajoled with dogmatic promises of rewards as a sort of heavenly bribe for righteous conduct here. He knew that the man who fearlessly stands for the right, regardless of the threat of punishment or the promise of reward, was the real man. Rather was he willing to accept eternal sleep, in returning to the elements from whence he came, for in his lexicon change was life. Here he was content to mingle as a part of the whole, as the raindrop from the sea performs its sacred service in watering the land to which it is assigned, that two blades may grow instead of one, and then, its mission ended, goes back to the ocean from whence it came. With such service, with such a life as gardener to the lilies of the field, in his return to the bosoms of infinity, he has not lost himself. There he has found himself, is a part of the cosmic sea of eternal force, eternal energy. And thus he lived and always will live. Thomas Edison, who believes very much as Burbank, once discussed with me immortality. He pointed to the electric light, his invention, saying: 'There lives Tom Edison.' So Luther Burbank lives. He lives forever in the myriad fields of strengthened grain, in the new forms of fruits and flowers, plants, vines, and trees, and above all, the newly watered gardens of the human mind, from whence shall spring human freedom that shall drive out false and brutal gods. The gods are toppling from their thrones. They go before the laughter and the joy of the new childhood of the race, unshackled and unafraid.

I remember watching an episode of The West Wing about education in America, which the majority of people rightfully believe is the key to opportunity. In it, the fictional president debates whether he should push school vouchers (giving public money to schoolchildren so that they escape failing public schools) or instead focus exclusively on fixing those same failing schools. That debate is important, of course—for a long time, much of my failing school district qualified for vouchers—but it was striking that in an entire discussion about why poor kids struggled in school, the emphasis rested entirely on public institutions. As a teacher at my old high school told me recently, “They want us to be shepherds to these kids. But no one wants to talk about the fact that many of them are raised by wolves.” I don’t know what happened the day after

A wealth of research confirms the importance of face-to-face contact. One experiment performed by two researchers at the University of Michigan challenged groups of six students to play a game in which everyone could earn money by cooperating. One set of groups met for ten minutes face-to-face to discuss strategy before playing. Another set of groups had thirty minutes for electronic interaction. The groups that met in person cooperated well and earned more money. The groups that had only connected electronically fell apart, as members put their personal gains ahead of the group’s needs. This finding resonates well with many other experiments, which have shown that face-to-face contact leads to more trust, generosity, and cooperation than any other sort of interaction. The very first experiment in social psychology was conducted by a University of Indiana psychologist who was also an avid bicyclist. He noted that “racing men” believe that “the value of a pace,” or competitor, shaves twenty to thirty seconds off the time of a mile. To rigorously test the value of human proximity, he got forty children to compete at spinning fishing reels to pull a cable. In all cases, the kids were supposed to go as fast as they could, but most of them, especially the slower ones, were much quicker when they were paired with another child. Modern statistical evidence finds that young professionals today work longer hours if they live in a metropolitan area with plenty of competitors in their own occupational niche. Supermarket checkouts provide a particularly striking example of the power of proximity. As anyone who has been to a grocery store knows, checkout clerks differ wildly in their speed and competence. In one major chain, clerks with differing abilities are more or less randomly shuffled across shifts, which enabled two economists to look at the impact of productive peers. It turns out that the productivity of average clerks rises substantially when there is a star clerk working on their shift, and those same average clerks get worse when their shift is filled with below-average clerks. Statistical evidence also suggests that electronic interactions and face-to-face interactions support one another; in the language of economics, they’re complements rather than substitutes. Telephone calls are disproportionately made among people who are geographically close, presumably because face-to-face relationships increase the demand for talking over the phone. And when countries become more urban, they engage in more electronic communications.

In those times no one really spoke about their feelings in the way in which they do nowadays. Today we have huge industries set up that profit from the idea that people suffer from a mental illness called ‘depression’; from the big pharma corporations to therapists, there is plenty of money to be made from emotional misery. The culture I grew up in discouraged people, especially boys, from ever discussing their ‘feelings’. You had to just accept whatever situation you were in and ‘get on with it’. I am a strong believer in that ethos of self-help and stoicism. Indeed, my father is a great example of that. In 1983 he was given six months to live by the doctor unless he gave up smoking and drinking. So he just went cold turkey and never told anyone. On his own, no shrinks or treatment centres for him; a man of the old school brought up the hard way.

The current crisis has led to renewed discussions about a universal basic income, whereby all citizens receive an equal regular payment from the government, regardless of whether they work. The idea behind this policy is a good one, but the narrative would be problematic. Since a universal basic income is seen as a handout, it perpetuates the false notion that the private sector is the sole creator, not a co-creator, of wealth in the economy and that the public sector is merely a toll collector, siphoning off profits and distributing them as charity. A better alternative is a citizen’s dividend. Under this policy, the government takes a percentage of the wealth created with government investments, puts that money in a fund, and then shares the proceeds with the people. The idea is to directly reward citizens with a share of the wealth they have created. Alaska, for example, has distributed oil revenues to residents through an annual dividend from its Permanent Fund since 1982.

Your beast's little trick didn't work on me,' she said with quiet steel. 'Apparently, an iron will is all it takes to keep a glamour from digging in. So I had to watch as Father and Elain went from sobbing hysterics into nothing. I had to listen to them talk about how lucky it was for you to be taken to some made-up aunt's house, how some winter wind had shattered our door. And I thought I'd gone mad- but every time I did, I would look at that painted part of the table, then at the claw marks farther down, and know it wasn't in my head.' I'd never heard of a glamour not working. But Nesta's mind was so entirely her own; she had put up such strong walls- of steel and iron and ash wood- that even a High Lord's magic couldn't pierce them. 'Elain said- said you went to visit me, though. That you tried.' Nesta snorted, her face grave and full of that long-simmering anger that she could never master. 'He stole you away into the night, claiming some nonsense about the Treaty. And then everything went on as if it had never happened. It wasn't right. None of it was right.' My hands slackened at my sides. 'You went after me,' I said. 'You went after me- to Prythian.' 'I got to the wall. I couldn't find a way through.' I raised a shaking hand to my throat. 'You trekked two days there and two days back- through the winter woods?' She shrugged, looking at the sliver she'd pried from the table. 'I hired that mercenary from town to bring me a week after you were taken. With the money from your pelt. She was the only one who seemed like she would believe me.' 'You did that- for me?' Nesta's eyes- my eyes, our mother's eyes- met mine. 'It wasn't right,' she said again. Tamlin had been wrong when we'd discussed whether my father would have ever come after me- he didn't possess the courage, the anger. If anything, he would have hired someone to do it for him. But Nesta had gone with that mercenary. My hateful, cold sister had been willing to brave Prythian to rescue me. ... I looked at my sister, really looked at her, at this woman who couldn't stomach the sycophants who now surrounded her, who had never spent a day in the forest but had gone into wolf territory... Who had shrouded the loss of our mother, then our downfall, in icy rage and bitterness, because the anger had been a lifeline, the cruelty a release. But she had cared- beneath it, she had cared, and perhaps loved more fiercely that I could comprehend, more deeply and loyally.

you went to parties and when someone said something ridiculous, you’d look across the table, and he’d look back at you, expressionless, with just the barest hint of a raised eyebrow, and you’d have to hurriedly drink some water to keep from spewing out your mouthful of food with laughter, and then back at your apartment—your ridiculously beautiful apartment, which you both appreciated an almost embarrassing amount, for reasons you never had to explain to the other—you would recap the entire awful dinner, laughing so much that you began to equate happiness with pain. Or you got to discuss your problems every night with someone smarter and more thoughtful than you, or talk about the continued awe and discomfort you both felt, all these years later, about having money, absurd, comic-book-villain money, or drive up to his parents’ house, one of you plugging into the car’s stereo an outlandish playlist, with which you would both sing along, loudly, being extravagantly silly as adults the way you never were as children. As you got older, you realized that really, there were very few people you truly wanted to be around for more than a few days at a time, and yet here you were with someone you wanted to be around for years, even when he was at his most opaque and confusing.

Despite her grave concern over her uncle, Elizabeth chuckled inwardly as she introduced Duncan. Everyone exhibited the same stunned reaction she had when she’d discovered Ian Thornton’s uncle was a cleric. Her uncle gaped, Alex stared, and the dowager duchess glowered at Ian in disbelief as Duncan politely bent over her hand. “Am I to understand, Kensington,” she demanded of Ian, “that you are related to a man of the cloth?” Ian’s reply was a mocking bow and a sardonic lift of his brows, but Duncan, who was desperate to put a light face on things, tried ineffectually to joke about it. “The news always has a peculiar effect on people,” he told her. “One needn’t think too hard to discover why,” she replied gruffly. Ian opened his mouth to give the outrageous harridan a richly deserved setdown, but Julius Cameron’s presence was worrying him; a moment later it was infuriating him as the man strode to the center of the room and said in a bluff voice, “Now that we’re all together, there’s no reason to dissemble. Bentner, being champagne. Elizabeth, congratulations. I trust you’ll conduct yourself properly as a wife and not spend the man out of what money he has left.” In the deafening silence no one moved, except it seemed to Elizabeth that the entire room was beginning to move. “What?” she breathed finally. “You’re betrothed.” Anger rose up like flames licking inside her, spreading up her limbs. “Really?” she said in a voice of deadly calm, thinking of Sir Francis and John Marchman. “To whom?” To her disbelief, Uncle Julius turned expectantly to Ian, who was looking at him with murder in his eyes. “To me,” he clipped, his icy gaze still on her uncle. “It’s final,” Julius warned her, and then, because he assumed she’d be as pleased as he to discover she had monetary value, he added, “He paid a fortune for the privilege. I didn’t have to give him a shilling.” Elizabeth, who had no idea the two men had ever met before, looked at Ian in wild confusion and mounting anger. “What does he mean?” she demanded in a strangled whisper. “He means,” Ian began tautly, unable to believe all his romantic plans were being demolished, “we are betrothed. The papers have been signed.” “Why, you-you arrogant, overbearing”-She choked back the tears that were cutting off her voice-“you couldn’t even be bothered to ask me?” Dragging his gaze from his prey with an effort, Ian turned to Elizabeth, and his heart wrenched at the way she was looking at him. “Why don’t we go somewhere private where we can discuss this?” he said gently, walking forward and taking her elbow. She twisted free, scorched by his touch. “Oh, no!” she exploded, her body shaking with wrath. “Why guard my sensibilities now? You’ve made a laughingstock of me since the day I set eyes on you. Why stop now?

Never, not in the brightest days of the Renaissance, has learning appeared in such a radiant light as it did to the gay young men of imperial Athens. Listen to one of them talking to Socrates, just waked up in the early dawn by a persistent hammering at his door: “What’s here?” he cries out, still half asleep. “O Socrates,” and the voice is that of a lad he knows well, “Good news, good news!” “It ought to be at this unearthly hour. Well, out with it.” The young fellow is in the house now. “O Socrates, Protagoras has come. I heard it yesterday evening. And I was going to you at once but it was so late—” “What’s it all about—Protagoras? Has he stolen something of yours?” The boy bursts out laughing. “Yes, yes, that’s just it. He’s robbing me of wisdom. He has it—wisdom, and he can give it to me. Oh, come and go with me to him. Start now.” That eager, delightful boy in love with learning can be duplicated in nearly every dialogue of Plato. Socrates has but to enter a gymnasium; exercise, games, are forgotten. A crowd of ardent young men surround him. Tell us this. Teach us that, they clamor. What is Friendship? What is Justice? We will not let you off, Socrates. The truth—we want the truth. “What delight,” they say to each other, “to hear wise men talk!” “Egypt and Phœnicia love money,” Plato remarks in a discussion on how nations differ. “The special characteristic of our part of the world is the love of knowledge.

Here are four more strategies to help you stack the deck in your favor when seeking a raise or a promotion: ✓ DO YOUR RESEARCH: Understand your market value and, more important, your value to the company. Be prepared to explain, candidly and concretely, what you feel you’re doing that you’re not being compensated for. Have confidence in your own worth. ✓ ASK TO BE PAID FOR THE JOB YOU’RE ACTUALLY DOING: If your responsibilities have increased but you haven’t been recognized since, say, you’ve taken over for the manager who left several months earlier, approach your new boss and say, “I’ve been effectively doing this person’s job since she departed and I’d like to formally assume her position.” Have a conversation. Express that you feel confident you can grow in this role and create value for the organization. ✓ PROVE YOUR WORTH: To earn an increase in salary, you need to be increasing your responsibilities and performing at a higher level than when you were hired. ✓ DON’T NEGOTIATE IF YOUR BOSS SAYS NO: Typically no means no when it comes to this type of discussion. If your boss says no, you have two choices: you either accept the rationale, think about it, and grow based on the feedback, or you leave. This is a good time to be reflective. Ask why you haven’t earned the increase. You may not walk away with a new title or more money, but hopefully you’ll learn something that will help you correct your course moving forward.

The male narcissist is a misogynist, holding women in complete contempt. Here you are being tormented, and your compliance with this request [ because by now you know the silent treatment will follow if you don’t ] is just another example of his control over you. At the end of the day you are merely an object, a source of his narcissistic supply discussed earlier, giving him another ‘fix’ to his fragile ego. Attention procured from fellow male diners at the next outing will only serve to inflate his delusional feeling of superiority over others, and bear in mind the attention is for his benefit, not yours. Women present will no doubt take a different perspective from their temporarily distracted partners looking on with tongues hanging out. Along the lines ‘poor woman, if that’s how she’s made to dress. I’ll bet her life must be hell. What a prick’. His demands, always phrased as though in your favour continue unabated. ‘Why don’t you just pack in your job? It’s not as if we need the money. We can live comfortably off my salary. Think of all the extra time we can have together, and less pressure on you’. Awwww, this man is all heart. Well, he does need a cleaner, that’s for sure, as describing the place as untidy would be an understatement. As for employing a gardener! Forget it. Guess who will be spending the summer months breaking her back weeding and edging? Narcissists deem such jobs trivial and beneath them. These tasks were designed for inferior people.

Yes, that. Would you care to explain where the money is going, Madam President?” Letty laughed up at him with warm, loving eyes. “Certainly, Mr. Blackstone. Do you want to hear the explanation before or after I tell you that I have every reason to believe I'm pregnant?” That very morning Joel had decided that it was probably not possible for him to be any happier than he was already. Now he realized he was wrong. He forgot about the little matter of a fifty thousand dollar cost overrun and started to grin like an idiot. “You're pregnant?” Joel ignored the embarrassed expression on the face of the blond Adonis. “You're going to have our baby?” “It would appear so.” Letty pushed her glasses up onto her nose and smiled demurely. “What do you say to that, Mr. Blackstone?” Joel tossed the file over his left shoulder. The data on the ad budget was sent flying into the air. Eyes gleaming, he walked over to Letty and lifted her carefully into his arms. “I say the hell with the fifty thousand dollars. What's a few bucks between a president and her CEO?” “I knew you'd be reasonable about it, Joel.” Joel carried her out the door and down the hall. “Let's go back to my office, Mrs. Blackstone, and discuss something far more important than ad budget overruns.” “Yes, of course, Mr. Blackstone.” Letty glowed up at him. “And this time we must remember to lock the door before we start our discussions.” Joel's laughter echoed down the halls of Thornquist Gear. Life was very good.

There is an excellent short book (126 pages) by Faustino Ballvè, Essentials of Economics (Irvington-on-Hudson, N.Y.: Foundation for Economic Education), which briefly summarizes principles and policies. A book that does that at somewhat greater length (327 pages) is Understanding the Dollar Crisis by Percy L. Greaves (Belmont, Mass.: Western Islands, 1973). Bettina Bien Greaves has assembled two volumes of readings on Free Market Economics (Foundation for Economic Education). The reader who aims at a thorough understanding, and feels prepared for it, should next read Human Action by Ludwig von Mises (Chicago: Contemporary Books, 1949, 1966, 907 pages). This book extended the logical unity and precision of economics beyond that of any previous work. A two-volume work written thirteen years after Human Action by a student of Mises is Murray N. Rothbard’s Man, Economy, and State (Mission, Kan.: Sheed, Andrews and McMeel, 1962, 987 pages). This contains much original and penetrating material; its exposition is admirably lucid; and its arrangement makes it in some respects more suitable for textbook use than Mises’ great work. Short books that discuss special economic subjects in a simple way are Planning for Freedom by Ludwig von Mises (South Holland, 111.: Libertarian Press, 1952), and Capitalism and Freedom by Milton Friedman (Chicago: University of Chicago Press, 1962). There is an excellent pamphlet by Murray N. Rothbard, What Has Government Done to Our Money? (Santa Ana, Calif.: Rampart College, 1964, 1974, 62 pages). On the urgent subject of inflation, a book by the present author has recently been published, The Inflation Crisis, and How to Resolve It (New Rochelle, N.Y.: Arlington House, 1978). Among recent works which discuss current ideologies and developments from a point of view similar to that of this volume are the present author’s The Failure of the “New Economics”: An Analysis of the Keynesian Fallacies (Arlington House, 1959); F. A. Hayek, The Road to Serfdom (1945) and the same author’s monumental Constitution of Liberty (Chicago: University of Chicago Press, 1960). Ludwig von Mises’ Socialism: An Economic and Sociological Analysis (London: Jonathan Cape, 1936, 1969) is the most thorough and devastating critique of collectivistic doctrines ever written. The reader should not overlook, of course, Frederic Bastiat’s Economic Sophisms (ca. 1844), and particularly his essay on “What Is Seen and What Is Not Seen.” Those who are interested in working through the economic classics might find it most profitable to do this in the reverse of their historical order. Presented in this order, the chief works to be consulted, with the dates of their first editions, are: Philip Wicksteed, The Common Sense of Political Economy, 1911; John Bates Clark, The Distribution of Wealth, 1899; Eugen von Böhm-Bawerk, The Positive Theory of Capital, 1888; Karl Menger, Principles of Economics, 1871; W. Stanley Jevons, The Theory of Political Economy, 1871; John Stuart Mill, Principles of Political Economy, 1848; David Ricardo, Principles of Political Economy and Taxation, 1817; and Adam Smith, The Wealth of Nations, 1776.

Oedipa spent the next several days in and out of libraries and earnest discussions with Emory Bortz and Genghis Cohen. She feared a little for their security in view of what was happening to everyone else she knew. The day after reading Blobb's Peregrinations she, with Bortz, Grace, and the graduate students, attended Randolph Driblette's burial, listened to a younger brother's helpless, stricken eulogy, watched the mother, spectral in afternoon smog, cry, and came back at night to sit on the grave and drink Napa Valley muscatel, which Driblette in his time had put away barrels of. There was no moon, smog covered the stars, all black as a Tristero rider. Oedipa sat on the earth, ass getting cold, wondering whether, as Driblette had suggested that night from the shower, some version of herself hadn't vanished with him. Perhaps her mind would go on flexing psychic muscles that no longer existed; would be betrayed and mocked by a phantom self as the amputee is by a phantom limb. Someday she might replace whatever of her had gone away by some prosthetic device, a dress of a certain color, a phrase in a ' letter, another lover. She tried to reach out, to whatever coded tenacity of protein might improbably have held on six feet below, still resisting decay-any stubborn quiescence perhaps gathering itself for some last burst, some last scramble up through earth, just-glimmering, holding together with its final strength a transient, winged shape, needing to settle at once in the warm host, or dissipate forever into the dark. If you come to me, prayed Oedipa, bring your memories of the last night. Or if you have to keep down your payload, the last five minutes-that may be enough. But so I'll know if your walk into the sea had anything to do with Tristero. If they got rid of you for the reason they got rid of Hilarius and Mucho and Metzger-maybe because they thought I no longer needed you. They were wrong. I needed you. Only bring me that memory, and you can live with me for whatever time I've got. She remembered his head, floating in the shower, saying, you could fall in love with me. But could she have saved him? She looked over at the girl who'd given her the news of his death. Had they been in love? Did she know why Driblette had put in those two extra lines that night? Had he even known why? No one could begin to trace it. A hundred hangups, permuted, combined-sex, money, illness, despair with the history of his time and place, who knew. Changing the script had no clearer motive than his suicide. There was the same whimsy to both. Perhaps-she felt briefly penetrated, as if the bright winged thing had actually made it to the sanctuary of her heart-perhaps, springing from the same slick labyrinth, adding those two lines had even, in a way never to be explained, served him as a rehearsal for his night's walk away into that vast sink of the primal blood the Pacific. She waited for the winged brightness to announce its safe arrival. But there was silence. Driblette, she called. The signal echoing down twisted miles of brain circuitry. Driblette! But as with Maxwell's Demon, so now. Either she could not communicate, or he did not exist.

Jamie used the time away from me to do some soul-searching. She finally also did something she’d thought about for a long time. She walked into an Army recruitment office in Nashville and joined the military. She didn’t discuss it with me beforehand. Instead she called and said, “I’m joining the Army. It’s active duty and I’m going to be a truck driver with an airborne contract.” Shocked, I blurted out, “You’re going to do what? No you’re not.” “What do you mean? I’m gonna be a truck driver in a convoy.” I knew she was referring to a seventies country song she likes. Only this wasn’t a country song, this was real life. “Are you crazy? This is not a game. You will hate being a truck driver. You don’t even know if you’ll like being in the military. Go National Guard or Reserves and see if you like it.” “They said I’m already in. Basic is not for another few months but I’m in and I can’t change it.” “Yes you can. You are not in yet. You are not in the military. That was just a recruiter telling you that. Why aren’t you going in as an officer? You have a degree. You can make more money.” She seemed annoyed that I was raining on her parade, but I think it was also dawning on her that maybe I was right and she hadn’t done the research. “They told me that it’s not really that much more.” I explained to her, “They are lying to you. It is a lot more.” I had no problem with her joining the military. If that’s what she wanted to do, I supported it. But I was going to make sure she made the smartest moves she could make if that was in fact what she wanted to do with her life. I certainly wasn’t going to let her be talked into a lower-paid, higher-risk job.

The anarchists cannot consider, like the collectivists, that a remuneration which would be proportionate to the hours of labour spent by each person in the production of riches may be an ideal, or even an approach to an ideal, society. Without entering here into a discussion as to how far the exchange value of each merchandise is really measured now by the amount of labour necessary for its production—a separate study must be devoted to the subject—we must say that the collectivist ideal seems to us merely unrealizable in a society which has been brought to consider the necessaries for production as a common property. Such a society would be compelled to abandon the wage-system altogether. It appears impossible that the mitigated individualism of the collectivist school could co-exist with the partial communism implied by holding land and machinery in common—unless imposed by a powerful government, much more powerful than all those of our own times. The present wage-system has grown up from the appropriation of the necessaries for production by the few; it was a necessary condition for the growth of the present capitalist production; and it cannot outlive it, even if an attempt be made to pay to the worker the full value of his produce, and hours-of-labour-checks be substituted for money. Common possession of the necessaries for production implies the common enjoyment of the fruits of the common production; and we consider that an equitable organization of society can only arise when every wage-system is abandoned, and when everybody, contributing for the common well-being to the full extent of his capacities, shall enjoy also from the common stock of society to the fullest possible extent of his needs.

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Any relationship will have its difficulties, but sometimes those problems are indicators of deep-rooted problems that, if not addressed quickly, will poison your marriage. If any of the following red flags—caution signs—exist in your relationship, we recommend that you talk about the situation as soon as possible with a pastor, counselor or mentor. Part of this list was adapted by permission from Bob Phillips, author of How Can I Be Sure: A Pre-Marriage Inventory.1 You have a general uneasy feeling that something is wrong in your relationship. You find yourself arguing often with your fiancé(e). Your fiancé(e) seems irrationally angry and jealous whenever you interact with someone of the opposite sex. You avoid discussing certain subjects because you’re afraid of your fiancé(e)’s reaction. Your fiancé(e) finds it extremely difficult to express emotions, or is prone to extreme emotions (such as out-of-control anger or exaggerated fear). Or he/she swings back and forth between emotional extremes (such as being very happy one minute, then suddenly exhibiting extreme sadness the next). Your fiancé(e) displays controlling behavior. This means more than a desire to be in charge—it means your fiancé(e) seems to want to control every aspect of your life: your appearance, your lifestyle, your interactions with friends or family, and so on. Your fiancé(e) seems to manipulate you into doing what he or she wants. You are continuing the relationship because of fear—of hurting your fiancé(e), or of what he or she might do if you ended the relationship. Your fiancé(e) does not treat you with respect. He or she constantly criticizes you or talks sarcastically to you, even in public. Your fiancé(e) is unable to hold down a job, doesn’t take personal responsibility for losing a job, or frequently borrows money from you or from friends. Your fiancé(e) often talks about aches and pains, and you suspect some of these are imagined. He or she goes from doctor to doctor until finding someone who will agree that there is some type of illness. Your fiancé(e) is unable to resolve conflict. He or she cannot deal with constructive criticism, or never admits a mistake, or never asks for forgiveness. Your fiancé(e) is overly dependant on parents for finances, decision-making or emotional security. Your fiancé(e) is consistently dishonest and tries to keep you from learning about certain aspects of his or her life. Your fiancé(e) does not appear to recognize right from wrong, and rationalizes questionable behavior. Your fiancé(e) consistently avoids responsibility. Your fiancé(e) exhibits patterns of physical, emotional or sexual abuse toward you or others. Your fiancé(e) displays signs of drug or alcohol abuse: unexplained absences of missed dates, frequent car accidents, the smell of alcohol or strong odor of mouthwash, erratic behavior or emotional swings, physical signs such as red eyes, unkempt look, unexplained nervousness, and so on. Your fiancé(e) has displayed a sudden, dramatic change in lifestyle after you began dating. (He or she may be changing just to win you and will revert back to old habits after marriage.) Your fiancé(e) has trouble controlling anger. He or she uses anger as a weapon or as a means of winning arguments. You have a difficult time trusting your fiancé(e)—to fulfill responsibilities, to be truthful, to help in times of need, to make ethical decisions, and so on. Your fiancé(e) has a history of multiple serious relationships that have failed—a pattern of knowing how to begin a relationship but not knowing how to keep one growing. Look over this list. Do any of these red flags apply to your relationship? If so, we recommend you talk about the situation as soon as possible with a pastor, counselor or mentor.

This view seems to us an example of the kind of egalitarianism discussed in the preceding chapter: letting parents spend money on riotous living but trying to prevent them from spending money on improving the schooling of their children. It is particularly remarkable coming from Coons and Sugarman, who elsewhere say, "A commitment to equality at the deliberate expense of the development of individual children seems to us the final corruption of whatever is good in the egalitarian instinct"18—a sentiment with which we heartily agree. In our judgment the very poor would benefit the most from the voucher plan. How can one conceivably justify objecting to a plan, "however much it improved [the] education" of the poor, in order to avoid "government finance of" what the authors call "economic segregation," even if it could be demonstrated to have that effect? And of course, it cannot be demonstrated to have that effect. On the contrary, we are persuaded on the basis of considerable study that it would have precisely the opposite effect—though we must accompany that statement with the qualification that "economic segregation" is so vague a term that it is by no means clear what it means. The egalitarian religion is so strong that some proponents of restricted vouchers are unwilling to approve even experiments with unrestricted vouchers. Yet to our knowledge, none has ever offered anything other than unsupported assertions to support the fear that an unrestricted voucher system would foster "economic segregation." This view also seems to us another example of the tendency of intellectuals to denigrate parents who are poor. Even the very poorest can—and do—scrape up a few extra dollars to improve the quality of their children's schooling, although they cannot replace the whole of the present cost of public schooling. We suspect that add-ons would be about as frequent among the poor as among the rest, though perhaps of smaller amounts.

He patted her hand. “But I will settle for an amiable wife.” It was as close to making a declaration of his intentions as he’d come. So of course Mr. Pinter chose that inopportune moment to enter the breakfast room. “And whose amiable wife are you settling for, sir?” he said in a snide tone. His gaze dropped to the viscount’s hand resting on hers, then darkened. She resisted the urge to snatch her hand free. The viscount bristled, tightening his hand almost possessively on hers. “Do I know you, sir?” “Not yet. The name is Jackson Pinter.” He came to stand directly across the table and bent forward over it to offer his hand to Lord Basto, forcing the viscount to release her hand to take it. “Some would call me Mrs. Plumtree’s ‘lackey,’” he added with a side glance at Celia. “Though I work for Lord Stoneville.” She colored, remembering the conversation they’d had a few months ago, when she’d called him that. He was clearly spoiling for a fight. No doubt he was still smarting over her pulling a pistol on him last night. “Mr. Pinter does investigations of all kinds,” she explained. “For money.” Mr. Pinter’s slate-gray eyes bore into her. “Some of us cannot live on our family’s fortune, my lady.” “While some of us are very fond of biting the hand that feeds them.” If he could throw her past words at her, then she could throw back what he’d said to her months ago. She was surprised when a reluctant smile tugged at his lips. “A hit direct, madam. Perhaps I should get out of the line of the fire while I still have my head.” “Perhaps you should refrain from putting yourself in the line of fire in the first place,” she quipped. “An officer of the law ought to know better.” “Know better than what?” Oliver asked as he entered with the duke at his side. Generally, she liked being in a room full of men. But when it was her brother, two suitors, and the only man whose kisses had ever affected her, there was a bit too much manliness in the air for her taste. “Your sister and I were just having one of our usual discussions,” Mr. Pinter said. “You mean she was raking you over the coals again?” Oliver said. “I believe the coal raking was mutual this time,” she said lightly. Oliver snorted. She could feel the viscount’s gaze on her, and the duke seemed to be watching both her and Mr. Pinter. It was very unsettling.

Friday, March 24, 1944 ...Have my parents forgotten that they were young once? Apparently they have. At any rate, they laugh at us when we're serious, and they're serious when we're joking. Saturday, March 25, 1944 I don't have much in the way of money or worldly possessions, I'm not beautiful, intelligent or clever, but I'm happy, and I intend to stay that way! I was born happy, I love people, I have a trusting nature, and I'd like everyone else to be happy too. Friday, March 31, 1944 My life here has gotten better, much better. God has not forsaken me, and He never will. Wednesday, April 5, 1944 ...I can't imagine having to live like Mother, Mrs. van Daan and all the women who go about their work and are then forgotten. I need to have something besides a husband and children to devote myself to! I don't want to have lived in vain like most people. I want to be useful or bring enjoyment to all people, even those I've never met. I want to go on living even after my death! And that's why I'm so grateful to God for having given me this gift, which I can use to develop myself and to express all that's inside me! When I write I can shake off all my cares. My sorrow disappears, my spirits are revived! But, and that's a big question, will I ever be able to write something great, will I ever become a journalist or a writer? Tuesday, April 11, 1944 We've been strongly reminded of the fact that we're Jews in chains, chained to one spot, without any rights, but with a thousand obligations. We must put our feelings aside; we must be brave and strong, bear discomfort without complaint, do whatever is in our power and trust in God. One day this terrible war will be over. The time will come when we'll be people again and not just Jews! ...It's God who has made us the way we are, but it's also God who will lift us up again... ... I know what I want, I have a goal, I have opinions, a religion and love. If only I can be myself, I'll be satisfied. I know that I'm a woman, a woman with inner strength and a great deal of courage! If God lets me live, I'll achieve more than Mother ever did, I'll make my voice heard, I'll go out into the world and work for mankind! I know now that courage and happiness are needed first! Monday, April 17, 1944 Oh yes, I still have so much I want to discuss with him, since I don't see the point of just cuddling. Sharing our thoughts with each other requires a great deal of trust, but we'll both be stronger because of it!

The school is teeming with activity. The rooms are small and large, many are special-purpose rooms, like shops and labs, but most are furnished like rather shabby living or dining rooms in homes: lots of sofas, easy chairs, and tables. Lots of people sitting around talking, reading, and playing games. On an average rainy day—quite different from a beautiful suddenly snowy day, or a warm spring or fall day—most people are inside. But there will also be more than a few who are outside in the rain, and later will come in dripping and trying the patience of the few people inside who think the school should perhaps be a “dry zone.” There may be people in the photo lab developing or printing pictures they have taken. There may be a karate class, or just some people playing on mats in the dance room. Someone may be building a bookshelf or fashioning chain mail armor and discussing medieval history. There are almost certainly a few people, either together or separate, making music of one kind or another, and others listening to music of one kind or another. You will find adults in groups that include kids, or maybe just talking with one student. It would be most unusual if there were not people playing a computer game somewhere, or chess; a few people doing some of the school’s administrative work in the office—while others hang around just enjoying the atmosphere of an office where interesting people are always making things happen; there will be people engaged in role-playing games; other people may be rehearsing a play—it might be original, it might be a classic. They may intend production or just momentary amusement. People will be trading stickers and trading lunches. There will probably be people selling things. If you are lucky, someone will be selling cookies they baked at home and brought in to earn money. Sometimes groups of kids have cooked something to sell to raise money for an activity—perhaps they need to buy a new kiln, or want to go on a trip. An intense conversation will probably be in progress in the smoking area, and others in other places. A group in the kitchen may be cooking—maybe pizza or apple pie. Always, either in the art room or in any one of many other places, people will be drawing. In the art room they might also be sewing, or painting, and some are quite likely to be working with clay, either on the wheel or by hand. Always there are groups talking, and always there are people quietly reading here and there. One

He stared at it in utter disbelief while his secretary, Peters, who’d only been with him for a fortnight, muttered a silent prayer of gratitude for the break and continued scribbling as fast as he could, trying futilely to catch up with his employer’s dictation. “This,” said Ian curtly, “was sent to me either by mistake or as a joke. In either case, it’s in excruciatingly bad taste.” A memory of Elizabeth Cameron flickered across Ian’s mind-a mercenary, shallow litter flirt with a face and body that had drugged his mind. She’d been betrothed to a viscount when he’d met her. Obviously she hadn’t married her viscount-no doubt she’d jilted him in favor of someone with even better prospects. The English nobility, as he well knew, married only for prestige and money, then looked elsewhere for sexual fulfillment. Evidently Elizabeth Cameron’s relatives were putting her back on the marriage block. If so, they must be damned eager to unload her if they were willing to forsake a title for Ian’s money…That line of conjecture seemed so unlikely that Ian dismissed it. This note was obviously a stupid prank, perpetrated, no doubt, by someone who remembered the gossip that had exploded over that weekend house party-someone who thought he’d find the note amusing. Completely dismissing the prankster and Elizabeth Cameron from his mind, Ian glanced at his harassed secretary who was frantically scribbling away. “No reply is necessary,” he said. As he spoke he flipped the message across his desk toward his secretary, but the white parchment slid across the polished oak and floated to the floor. Peters made an awkward dive to catch it, but as he lurched sideways all the other correspondence that went with his dictation slid off his lap onto the floor. “I-I’m sorry, sir,” he stammered, leaping up and trying to collect the dozens of pieces of paper he’d scattered on the carpet. “Extremely sorry, Mr. Thornton,” he added, frantically snatching up contracts, invitations and letters and shoving them into a disorderly pile. His employer appeared not to hear him. He was already rapping out more instructions and passing the corresponding invitations and letters across the desk. “Decline the first three, accept the fourth, decline the fifth. Send my condolences on this one. On this one, explain that I’m going to be in Scotland, and send an invitation to join me there, along with directions to the cottage.” Clutching the papers to his chest, Peters poked his face up on the opposite side of the desk. “Yes, Mr. Thornton!” he said, trying to sound confident. But it was hard to be confident when one was on one’s knees. Harder still when one wasn’t entirely certain which instructions of the morning went with which invitation or piece of correspondence. Ian Thornton spent the rest of the afternoon closeted with Peters, heaping more dictation on the inundated clerk. He spent the evening with the Earl of Melbourne, his future father-in-law, discussing the earl’s daughter and himself. Peters spent part of his evening trying to learn from the butler which invitations his employer was likely to accept or reject.

I was getting my knife sharpened at the cutlery shop in the mall,” he said. It was where he originally bought the knife. The store had a policy of keeping your purchase razor sharp, so he occasionally brought it back in for a free sharpening. “Anyway, it was that day that I met this Asian male. He was alone and really nice looking, so I struck up a conversation with him. Well, I offered him fifty bucks to come home with me and let me take some photos. I told him that there was liquor at my place and indicated that I was sexually attracted to him. He was eager and cooperative so we took the bus to my apartment. Once there, I gave him some money and he posed for several photos. I offered him the rum and Coke Halcion-laced solution and he drank it down quickly. We continued to drink until he passed out, and then I made love to him for the rest of the afternoon and early evening. I must have fallen asleep, because when I woke up it was late. I checked on the guy. He was out cold, still breathing heavily from the Halcion. I was out of beer and walked around the corner for another six-pack but after I got to the tavern, I started drinking and before I knew it, it was closing time. I grabbed my six-pack and began walking home. As I neared my apartment, I noted a lot of commotion, people milling about, police officers, and a fire engine. I decided to see what was going on, so I came closer. I was surprised to see they were all standing around the Asian guy from my apartment. He was standing there naked, speaking in some kind of Asian dialect. At first, I panicked and kept walking, but I could see that he was so messed up on the Halcion and booze that he didn’t know who or where he was. “I don’t really know why, Pat, but I strode into the middle of everyone and announced he was my lover. I said that we lived together at Oxford and had been drinking heavily all day, and added that this was not the first time he left the apartment naked while intoxicated. I explained that I had gone out to buy some more beer and showed them the six-pack. I asked them to give him a break and let me take him back home. The firemen seemed to buy the story and drove off, but the police began to ask more questions and insisted that I take them to my apartment to discuss the matter further. I was nervous but felt confident; besides, I had no other choice. One cop took him by the arm and he followed, almost zombie-like. “I led them to my apartment and once inside, I showed them the photos I had taken, and his clothes neatly folded on the arm of my couch. The cops kept trying to question the guy but he was still talking gibberish and could not answer any of their questions, so I told them his name was Chuck Moung and gave them a phony date of birth. I handed them my identification and they wrote everything down in their little notebooks. They seemed perturbed and talked about writing us some tickets for disorderly conduct or something. One of them said they should take us both in for all the trouble we had given them. “As they were discussing what to do, another call came over their radio. It must have been important because they decided to give us a warning and advised me to keep my drunken partner inside. I was relieved. I had fooled the authorities and it gave me a tremendous feeling. I felt powerful, in control, almost invincible. After the officers left, I gave the guy another Halcion-filled drink and he soon passed out. I was still nervous about the narrow escape with the cops, so I strangled him and disposed of his body.