Direct Insurance Quotes

Remember this. The people you're trying to step on, we're everyone you depend on. We're the people who do your laundry and cook your food and serve your dinner. We make your bed. We guard you while you're asleep. We drive the ambulances. We direct your call. We are cooks and taxi drivers and we know everything about you. We process your insurance claims and credit card charges. We control every part of your life. We are the middle children of history, raised by television to believe that someday we'll be millionaires and movie stars and rock stars, but we won't. And we're just learning this fact. So don't fuck with us.

The way to misuse our possessions is to use them as an insurance against the morrow. Anxiety is always directed to the morrow, whereas goods are in the strictest sense meant to be used only for to-day.

What was to be a relatively innocuous federal government, operating from a defined enumeration of specific grants of power, has become an ever-present and unaccountable force. It is the nation’s largest creditor, debtor, lender, employer, consumer, contractor, grantor, property owner, tenant, insurer, health-care provider, and pension guarantor. Moreover, with aggrandized police powers, what it does not control directly it bans or mandates by regulation.

The back of the seat in front of Richards was a revelation in itself. There was a pocket with a safety handbook in it. In case of air turbulence, fasten your belt. If the cabin loses pressure, pull down the air mask directly over your head. In case of engine trouble, the stewardess will give you further instructions. In case of sudden explosive death, hope you have enough dental fillings to insure identification.

[The wives of powerful noblemen] must be highly knowledgeable about government, and wise – in fact, far wiser than most other such women in power. The knowledge of a baroness must be so comprehensive that she can understand everything. Of her a philosopher might have said: "No one is wise who does not know some part of everything." Moreover, she must have the courage of a man. This means that she should not be brought up overmuch among women nor should she be indulged in extensive and feminine pampering. Why do I say that? If barons wish to be honoured as they deserve, they spend very little time in their manors and on their own lands. Going to war, attending their prince's court, and traveling are the three primary duties of such a lord. So the lady, his companion, must represent him at home during his absences. Although her husband is served by bailiffs, provosts, rent collectors, and land governors, she must govern them all. To do this according to her right she must conduct herself with such wisdom that she will be both feared and loved. As we have said before, the best possible fear comes from love. When wronged, her men must be able to turn to her for refuge. She must be so skilled and flexible that in each case she can respond suitably. Therefore, she must be knowledgeable in the mores of her locality and instructed in its usages, rights, and customs. She must be a good speaker, proud when pride is needed; circumspect with the scornful, surly, or rebellious; and charitably gentle and humble toward her good, obedient subjects. With the counsellors of her lord and with the advice of elder wise men, she ought to work directly with her people. No one should ever be able to say of her that she acts merely to have her own way. Again, she should have a man's heart. She must know the laws of arms and all things pertaining to warfare, ever prepared to command her men if there is need of it. She has to know both assault and defence tactics to insure that her fortresses are well defended, if she has any expectation of attack or believes she must initiate military action. Testing her men, she will discover their qualities of courage and determination before overly trusting them. She must know the number and strength of her men to gauge accurately her resources, so that she never will have to trust vain or feeble promises. Calculating what force she is capable of providing before her lord arrives with reinforcements, she also must know the financial resources she could call upon to sustain military action. She should avoid oppressing her men, since this is the surest way to incur their hatred. She can best cultivate their loyalty by speaking boldly and consistently to them, according to her council, not giving one reason today and another tomorrow. Speaking words of good courage to her men-at-arms as well as to her other retainers, she will urge them to loyalty and their best efforts.

One powerful feature of a market economy is that it directs resources to their most productive use. Why doesn’t Brad Pitt sell automobile insurance? Because it would be an enormous waste of his unique talents.

There's a certain amount of ambiguity in my background, what with intermarriages and conversions, but under various readings of three codes which I don’t much respect (Mosaic Law, the Nuremberg Laws, and the Israeli Law of Return) I do qualify as a member of the tribe, and any denial of that in my family has ceased with me. But I would not remove myself to Israel if it meant the continuing expropriation of another people, and if anti-Jewish fascism comes again to the Christian world—or more probably comes at us via the Muslim world—I already consider it an obligation to resist it wherever I live. I would detest myself if I fled from it in any direction. Leo Strauss was right. The Jews will not be 'saved' or 'redeemed.' (Cheer up: neither will anyone else.) They/we will always be in exile whether they are in the greater Jerusalem area or not, and this in some ways is as it should be. They are, or we are, as a friend of Victor Klemperer's once put it to him in a very dark time, condemned and privileged to be 'a seismic people.' A critical register of the general health of civilization is the status of 'the Jewish question.' No insurance policy has ever been devised that can or will cover this risk.

He came cripping slowly back up the driveway - when an African remembrance flashed into his mind, and near the front of the house he bent down and started peering around. Determining the clearest prints that Kizzy's bare feet had left in the dust, scooping up the double handful containing those footprints, he went rushing toward the cabin: The ancient forefathers said that precious dust kept in some safe place would insure Kizzy's return to where she made the footprints. He burst through the cabin's open door, his eyes sweeping the room and falling upon his gourd on a shelf containing his pebbles. Springing over there, in the instant before opening his cupped hands to drop in the dirt, suddenly he knew the truth: His Kizzy was gone; she would not return. He would never see his Kizzy again. His face contorting, Kunta flung his dust toward the cabin's roof. Tears bursting, from his eyes, snatching his heavy gourd up high over his head, his mouth wide in a soundless scream, he hurled the gourd down with all his strength, and it shattered against the packed-Earth floor, his 662 pebbles representing each month of his 55 rains flying out, ricocheting wildly in all directions.

As my wife saw it—as most people would see it, I imagine—an unwritten book was hardly a financial plan. “In other words,” she said, “you’ve got some magic beans in your pocket. That’s what you’re telling me. You have some magic beans, and you’re going to plant them, and overnight a huge beanstalk is going to grow high into the sky, and you’ll climb up the beanstalk, kill the giant who lives in the clouds, and then bring home a goose that lays golden eggs. Is that it?” “Something like that,” I said. Michelle shook her head and looked out the window. We both knew what I was asking for. Another disruption. Another gamble. Another step in the direction of something I wanted and she truly didn’t. “This is it, Barack,” Michelle said. “One last time. But don’t expect me to do any campaigning. In fact, you shouldn’t even count on my vote.” — AS A KID, I had sometimes watched as my salesman grandfather tried to sell life insurance policies over the phone, his face registering misery as he made cold calls in the evening from our tenth-floor apartment in a Honolulu high-rise. During the early months of 2003, I found myself thinking of him often as I sat at my desk in the sparsely furnished headquarters of my newly launched Senate campaign

But whoever seriously considers the immense extent of territory comprehended within the limits of the United States, together with the variety of its climates, productions, and commerce, the difference of extent, and number of inhabitants in all; the dissimilitude of interest, morals, and politics, in almost every one, will receive it as an intuitive truth, that a consolidated republican form of government therein, can never form a perfect union, establish justice, insure domestic tranquility, promote the general welfare, and secure the blessings of liberty to you and your posterity, for to these objects it must be directed. This unkindred legislature therefore, composed of interests opposite and dissimilar in their nature, will in its exercise, emphatically be like a house divided against itself.

It‘s utterly astounding that every time I get knocked down God’s mercy compassionately raises me to my feet; His grace thoroughly brushes off every trace of assorted filth I accumulated in the fall, His word precisely recalibrates my direction to insure the success of a journey resumed, and once all of that is completed He gently leans over and whispers, “How about another run?

They became the directing power in the life insurance companies, and other corporate reservoirs of the people’s savings-the buyers of bonds and stocks. They became the directing power also in banks and trust companies-the depositaries of the quick capital of the country-the life blood of business, with which they and others carried on their operations. Thus four distinct functions, each essential to business, and each exercised, originally, by a distinct set of men, became united in the investment banker. It is to this union of business functions that the existence of the Money Trust is mainly due.[1]

Remember this,” Tyler said. "The people you’re trying to step on, we’re everyone you depend on. We’re the people who do your laundry and cook your food and serve your dinner. We make your bed. We guard you while you’re asleep. We drive the ambulances. We direct your call. We are cooks and taxi drivers and we know everything about you. We process your insurance claims and credit card charges. We control every part of your life. "We are the middle children of history, raised by television to believe that someday we’ll be millionaires and movie stars and rock stars, but we won’t. And we’re just learning this fact,” Tyler said. "So don’t fuck with us.

Stigma takes many forms, comes from all directions, is sometimes blatantly overt, but can also be remarkably subtle. It is the cruel comment, the unkind smirk, the extrusion from the group, the lost job opportunity, the rejected marriage proposal, the ineligibility for life insurance, the inability to adopt a child or pilot a plane. But it is also the reduced expectation, the helping hand when none is needed or wanted, the solicitous sympathy that one cannot really be expected to measure up. And the secondary psychological and practical harms of having a mental disorder come only partly from how others see you. A great deal of the trouble comes from the change in how you see yourself: the sense of being damaged goods, feeling not normal or worthy, not a full fledged member of the group. It is bad enough that stigma is so often associated with having a mental disorder, but the stigma that comes from being mislabeled with a fake diagnosis is a dead loss with absolutely no redeeming features.

It might be instructive to try seeing things from the perspective of, say, a God-fearing hard-working rural-Midwestern military vet. It's not that hard. Imaging gazing through his eyes at the world of MTV and the content of video games, at the gross sexualization of children's fashions, at Janet Jackson flashing her aureole on what's supposed to be a holy day. Imagine you're him having to explain to your youngest what oral sex is and what it's got to do with a US president. Ads for penis enlargers and HOT WET SLUTS are popping up out of nowhere on your family's computer. Your kids' school is teaching them WWII and Vietnam in terms of Japanese internment and the horrors of My Lai. Homosexuals are demanding holy matrimony; your doctor's moving away because he can't afford the lawsuit insurance; illegal aliens want driver's licenses; Hollywood elites are bashing America and making millions from it; the president's ridiculed for reading his Bible; priests are diddling kids left and right. Shit, the country's been directly attacked, and people aren't supporting our commander in chief.

With this warning, Mussolini demanded and was given authority to do just about whatever he wanted; but his initial priority, surprisingly, was good government. He knew that citizens were fed up with a bureaucracy that seemed to grow bigger and less efficient each year, so he insisted on daily roll calls in ministry offices and berated employees for arriving late to work or taking long lunches. He initiated a campaign to drenare la palude (“drain the swamp”) by firing more than 35,000 civil servants. He repurposed Fascist gangs to safeguard rail cargo from thieves. He allocated money to build bridges, roads, telephone exchanges, and giant aqueducts that brought water to arid regions. He gave Italy an eight-hour workday, codified insurance benefits for the elderly and disabled, funded prenatal health care clinics, established seventeen hundred summer camps for children, and dealt the Mafia a blow by suspending the jury system and short-circuiting due process. With no jury members to threaten and judges answerable directly to the state, the courts were as incorruptible as they were docile. Contrary to legend, the dictator didn’t quite succeed in making the trains run on time, but he earned bravos for trying.

The solution, of necessity, was going to be entirely up to him. Knowing it was a trifle over dramatic, but considering the mental capabilities of the two involved, he drew his sword. "We are all now going directly to the chapel," he announced, "and the two of you are going to get married." He pointed at the splintered door with the sword. "Now march!"he commanded. And so it was that one of the great tragic love stories of all time came at last to a happy ending. Mandorallen and his Neria were married that very afternoon,with Garion quite literally standing over them with a flaming sword to insure that no last-minute hitches could interrupt.

Mussolini envisioned a powerful centralized state directing the institutions of the private sector, forcing their private welfare into line with the national welfare. Isn’t this precisely how progressives view the federal government’s control of banks, finance companies, insurance companies, health care, energy, and education?

From the very beginning of its history, the manifold social evils of capitalism have given rise to oppositional movements. The one I am concerned with in this book is cooperativism, specifically worker cooperativism. There are many other kinds of cooperatives, including those in the credit, agriculture, housing, insurance, health, and retail sectors of the economy. But worker cooperativism is potentially the most “oppositional” form, the most anti-capitalist, since it organizes production in anti-capitalist ways. Indeed, the relations of production that constitute worker cooperativism also define socialism in its most general sense: workers’ democratic control over production and, in some varieties, ownership of the means of production (whether such ownership is organized individually, by owning shares of equity, or collectively). As one common formulation states, in the worker co-op, labor has power over capital, or “labor hires capital.” In the conventional business, by contrast, capital has power over labor, i.e., “capital hires labor.” None of the other kinds of cooperativism directly rejects these capitalist power-relations, although some may signify an implicit undermining of capitalism insofar as the co-op exists not primarily for the sake of maximizing profit but for satisfying some social need.

I wonder what would happen if I tried the same reasoning on you. 'I have received your insurance premium invoice. My conclusion is this fee is not financially appropriate for you. It is my decision that you should be paid in bags of rocks deposited directly on your testicles. You may appeal this decision by screaming and hitting your head against a brick wall until you get tired, then read this letter again because I'm not fucking listening.

The good parent isn’t looking for a balanced relationship. It is happy to give unilaterally. It doesn’t need to be asked how its day was or what it thinks of the government’s new policy on insurance. It knows that a child should be able to take a parent substantially for granted. The parents’ reward for all their work won’t be direct; it will arrive by noting, in many years’ time, that their child has developed into a very good parent themselves.

I was recently pulled over by the police in the wee hours of the morning on my way to vacation in Alabama. I was traveling with my family, and my wife and kids were asleep. I was on the phone with my brother Al, trying to get directions to our beach house. There was no one else on the road as I was driving through a small town. All of a sudden, flashing lights appeared out of nowhere and I pulled over. The lights woke up everybody in the car, and one of my kids said, “Maybe the policeman watches Duck Dynasty.” The officer came up to my window and asked for my driver’s license and insurance card. When I began to speak to the policeman, he put his hand on his holstered gun. My wife said, “Guess he’s not a fan.” The cop gave me a speeding ticket for driving forty-four miles per hour in a thirty-mile-per-hour zone, which was fine. Hey, I broke the law! But what made me a bit uncomfortable was that every time I opened my mouth he put his hand on his gun!

Justice and honesty and loyalty are not properties of this world, she thought; and then, by God, she rammed her old enemy, her ancient foe, the Coca-Cola truck, which went right on going without noticing. The impact spun her small car around; her headlights dimmed out, horrible noises of fender against tire shrieked, and then she was off the freeway onto the emergency strip, facing the other direction, water pouring from her radiator, with motorists slowing down to gape. Come back, you motherfucker, she said to herself, but the Coca-Cola truck was long gone, probably undented. Maybe a scratch. Well, it was bound to happen sooner or later, her war, her taking on a symbol and a reality that outweighed her. Now my insurance rates will go up, she realized as she climbed from her car. In this world you pay for tilting with evil in cold, hard cash. A late-model Mustang slowed and the driver, a man, called to her, “You want a ride, miss?” She did not answer. She just kept on going. A small figure on foot facing an infinity of oncoming lights.

Fraud in the insurance industry is calculated to be $100 billion to $300 billion a year, a cost that gets passed directly to consumers in the form of higher premiums. All told, combined public- and private-sector fraud costs every household in the United States probably around $5,000 a year—or roughly the equivalent of working four months at a minimum-wage job. A hunter-gatherer community that lost four months’ worth of food would face a serious threat to its survival, and its retribution against the people who caused that hardship would be immediate and probably very violent. Westerners

Remember this. The people you're trying to step on, we're everyone you depend on. We're the people who do your laundry and cook your food and serve your dinner. We make your bed. We guard you while you're asleep. We drive the ambulances. We direct your call. We are cooks and taxi drivers and we know everything about you. We process your insurance claims and credit card charges. We control every part of your life. We are the middle children of history, raised by television to believe that someday we'll be millionaires and movie stars and rock stars, but we won't. And we're just learning this fact. So don't fuck with us.

Friedrich Hayek, who has become an iconic figure among today’s conservatives, was a strong proponent of the idea. In his three-volume work Law, Legislation and Liberty, published between 1973 and 1979, Hayek suggested that a guaranteed income would be a legitimate government policy designed to provide insurance against adversity, and that the need for this type of safety net is the direct result of the transition to a more open and mobile society where many individuals can no longer rely on traditional support systems: There is, however, yet another class of common risks with regard to which the need for government action has until recently not been generally admitted. . . .

Dr. Tuttle explained that there was a way to maximize insurance coverage by prescribing drugs for their side effects, rather than going directly to those whose main purposes were to relieve my symptoms, which were in my case “debilitating fatigue due to emotional weakness, plus insomnia, resulting in soft psychosis and belligerence.” That’s what she told me she was going to write in her notes. She termed her prescribing method “ecoscripting,” and said she was writing a paper on it that would be published soon. “In a journal in Hamburg.” So she gave me pills that targeted migraine headaches, prevented seizures, cured restless leg syndrome, prevented hearing loss. These medicines were supposed to relax me so that I could get some “much-needed rest.

Or is it the opposite-that the US has moved so far and so fast toward cultural permissiveness that we've reached a kind of apsidal point? It might be instructive to try seeing things from the perspective of, say, a God-fearing hard-working rural-Midwestern military vet. It's not that hard. Imagine gazing through his eyes at the world of MTV and the content of video games, at the gross sexualization of children's fashions, at Janet Jackson flashing her aureole on what's supposed to be a holy day. Imagine you're him having to explain to your youngest what oral sex is and what it's got to do with a US president. Ads for penis enlargers and Hot Wet Sluts are popping up out of nowhere on your family's computer. Your kids' school is teaching them WWII and Vietnam in terms of Japanese internment and the horrors of My Lai. Homosexuals are demanding holy matrimony; your doctor's moving away because he can't afford the lawsuit insurance; illegal aliens want driver's licenses; Hollywood elites are bashing America and making millions from it; the president's ridiculed for reading his Bible; priests are diddling kids left and right. Shit, the country's been directly attacked, and people aren't supporting our commander in chief. Assume for a moment that it's not silly to see things this man's way. What cogent, compelling, relevant message can the center and left offer him? Can we bear to admit that we've actually helped set him up to hear "We 're better than they are" not as twisted and scary but as refreshing and redemptive and true? If so, then now what?

In her book The Government-Citizen Disconnect, the political scientist Suzanne Mettler reports that 96 percent of American adults have relied on a major government program at some point in their lives. Rich, middle-class, and poor families depend on different kinds of programs, but the average rich and middle-class family draws on the same number of government benefits as the average poor family. Student loans look like they were issued from a bank, but the only reason banks hand out money to eighteen-year-olds with no jobs, no credit, and no collateral is because the federal government guarantees the loans and pays half their interest. Financial advisers at Edward Jones or Prudential can help you sign up for 529 college savings plans, but those plans' generous tax benefits will cost the federal government an estimated $28.5 billion between 2017 and 2026. For most Americans under the age of sixty-five, health insurance appears to come from their jobs, but supporting this arrangement is one of the single largest tax breaks issued by the federal government, one that exempts the cost of employer-sponsored health insurance from taxable incomes. In 2022, this benefit is estimated to have cost the government $316 billion for those under sixty-five. By 2032, its price tag is projected to exceed $6oo billion. Almost half of all Americans receive government-subsidized health benefits through their employers, and over a third are enrolled in government-subsidized retirement benefits. These participation rates, driven primarily by rich and middle-class Americans, far exceed those of even the largest programs directed at low income families, such as food stamps (14 percent of Americans) and the Earned Income Tax Credit (19 percent). Altogether, the United States spent $1.8 trillion on tax breaks in 2021. That amount exceeded total spending on law enforcement, education, housing, healthcare, diplomacy, and everything else that makes up our discretionary budget. Roughly half the benefits of the thirteen largest individual tax breaks accrue to the richest families, those with incomes that put them in the top 20 percent. The top I percent of income earners take home more than all middle-class families and double that of families in the bottom 20 percent. I can't tell you how many times someone has informed me that we should reduce military spending and redirect the savings to the poor. When this suggestion is made in a public venue, it always garners applause. I've met far fewer people who have suggested we boost aid to the poor by reducing tax breaks that mostly benefit the upper class, even though we spend over twice as much on them as on the military and national defense.

Inefficiency. A centralized financial system has many inefficiencies. Perhaps the most egregious example is the credit card interchange rate that causes consumers and small businesses to lose up to 3 percent of a transaction's value with every swipe due to the payment network oligopoly's pricing power. Remittance fees are 5–7 percent. Time is also wasted in the two days it takes to “settle” a stock transaction (officially transfer ownership). In the Internet age, this seems utterly implausible. Other inefficiencies include costly (and slow) transfer of funds, direct and indirect brokerage fees, lack of security, and the inability to conduct microtransactions, many of which are not obvious to users. In the current banking system, deposit interest rates remain very low and loan rates high because banks need to cover their brick-and-mortar costs. The insurance industry provides another example.

How to Open and Use Buy Verified Chime Bank Account Safely ➥ WhatsApp: ‪+1 (209) 503-7041‬ ➥ Telegram: @cashappverified3 In today’s digital world, managing your finances online is more important than ever. Chime, a popular online-only bank, has gained a lot of attention for offering easy-to-use, fee-free banking services. If you’re considering opening a Chime bank account, this article will guide you through the process of getting a verified account and using it safely. Whether you’re new to online banking or looking to switch from a traditional bank, understanding how Chime works can help you make the most of your money. What is Chime? Chime is a financial technology company that partners with banks to provide mobile banking services. Unlike traditional banks with physical branches, Chime operates entirely online through its mobile app and website. Chime accounts include features like: No monthly fees or minimum balance requirements Early direct deposit (get paid up to two days early) Automatic savings options Fee-free ATM access at thousands of locations Real-time transaction alerts Chime offers two main account types: the Spending Account (similar to a checking account) and the Savings Account. Both accounts come with FDIC insurance through Chime’s banking partners, giving you peace of mind that your money is protected. Why Verification is Important When you open a Chime account, you need to verify your identity. This verification process is crucial for several reasons: Security: It helps protect your account from unauthorized access. Compliance: Banks must comply with federal regulations like the Know Your Customer (KYC) rules to prevent fraud and money laundering. Access to Features: Verification unlocks important features like direct deposit, mobile check deposit, and higher transaction limits. Without proper verification, you may face limitations on your account or even risk having it closed. How to Open a Verified Chime Bank Account Opening a verified Chime account is quick and straightforward. Follow these steps: Step 1: Download the Chime App Start by downloading the official Chime app from the Apple App Store or Google Play Store. Avoid downloading apps from third-party sources to protect your personal information. Step 2: Start the Application Open the app and tap “Sign Up.” You’ll be asked to enter your personal information, including your full name, date of birth, Social Security Number (SSN), and address. Providing accurate details helps speed up verification. Step 3: Verify Your Identity Chime will ask you to verify your identity by uploading a valid government-issued ID such as a driver’s license or passport. The app uses secure technology to confirm your identity quickly. Step 4: Review and Accept Terms After verification, review Chime’s terms and conditions. Once you agree, your account will be created and verified, typically within a few minutes to a couple of hours. Step 5: Fund Your Account To start using your account, you can add money via direct deposit, transfer from another bank, or deposit cash at participating retailers. Tips for Using Your Chime Account Safely Now that your account is verified, it’s important to use it safely to protect your money and personal information. 1. Use Strong Passwords and Two-Factor Authentication Create a strong password for your Chime account, combining uppercase and lowercase letters, numbers, and symbols. Enable two-factor authentication (2FA) if available for added security. 2. Monitor Your Account Regularly Check your transactions frequently through the Chime app to spot any unauthorized activity quickly. Set up transaction alerts to get notified of any charges or deposits.

How to Buy Verified Chime Bank Accounts Securely in 2025 In 2025, Chime stands out as one of the most innovative players in the world of personal finance. ------ If you want to more information just knock us – Contact US ➥24 Hours Reply/Contact ➤Telegram: @vrtwallet ➤Skype: vrtwallet ➤WhatsApp: +1 (929) 289-4746 ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ As a neobank—a digital-first financial institution without physical branches—Chime provides a full suite of banking services directly through its user-friendly mobile app. This model eliminates the need for costly overhead associated with brick-and-mortar locations, allowing Chime to offer exceptionally low fees and streamline the banking experience for users. Unlike traditional banks that may charge a variety of fees for maintaining accounts, overdrafts, or even monthly maintenance, Chime operates with zero monthly fees and no minimum balance requirements. This focus on affordability makes it a perfect choice for individuals seeking to simplify their financial lives without the typical bank-related headaches. Chime also offers a significant advantage in terms of convenience. In 2025, speed and accessibility are critical, and Chime excels by offering early direct deposit. This feature enables users to receive their paychecks up to two days earlier than they would with a traditional bank, which can make a significant difference in managing cash flow, especially for those living paycheck to paycheck. Another key reason why Chime is growing rapidly in popularity is its commitment to security. Partnering with FDIC-insured banks, Chime ensures that your money is protected up to $250,000, just like it would be in a conventional bank. This adds an additional layer of trust, knowing that your funds are safely stored in a secure, regulated environment. In 2025, as digital finance continues to rise, Chime’s seamless integration of technology and banking is positioning it as a forward-thinking solution for Americans who want a smarter, simpler way to manage money—whether it's avoiding fees, tracking spending, or ensuring that funds are available as quickly as possible. By choosing Chime, users are embracing a modern approach to banking that aligns with the fast-paced, tech-centric world of today’s economy. Benefits of a Chime Account Choosing to open a Chime account means stepping into a world where convenience, security, and financial freedom are the top priorities. Unlike traditional banks that often come with hidden fees and cumbersome processes, Chime redefines what banking can be, offering benefits that truly work for the modern user. Let’s explore the key advantages of a Chime account in 2025: ✅ No Monthly Fees or Overdraft Fees One of the most striking features of Chime is its zero-fee structure. Traditional banks often charge monthly maintenance fees, overdraft fees, or even fees for not maintaining a minimum balance. With Chime, you don’t have to worry about any of these. No monthly maintenance fees means more of your money stays in your pocket, and no overdraft fees gives you peace of mind, knowing that you won’t be penalized for accidental overspending. This commitment to transparency and affordability ensures that every dollar you earn goes further. ▣ If you want to more information just knock us – Contact US 24 Hours Reply/Contact Telegram: @eglobalaccountss Skype: eglobalaccounts WhatsApp: +1 (620) 869-1326 ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ ✅ Get Paid Up to 2 Days Early with Direct Deposit Imagine receiving your paycheck two days earlier than your usual payday—Chime makes that a reality. With early direct deposit, you get access to your money as soon as your employer releases it, which can be a game-changer for managing day-to-day expenses and avoiding late payment fees. In 2025, when financial flexibility is more important than ever, this benefit provides a valuable edge for people looking to keep their cash flow smooth and uninterrupted. ✅ FDIC-I

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!

Can I Change the Name on My Reservation If I Purchased Travel Insurance? Direct Support Access If you purchased travel insurance and need to change the name on your Delta Airlines reservation, it’s important to understand that the insurance typically covers cancellations, trip interruptions, or other unforeseen circumstances, but it does not directly impact your ability to modify the name on your ticket. The ability to change the name on your reservation is governed by Delta Airlines’ policies, and not by the travel insurance coverage. To begin the process of changing the name on your ticket, get in touch with Delta Airlines customer service at +1(844)634-0511. If the change is due to a minor spelling error or other small modification, this can usually be corrected without much hassle. However, for more significant name changes, such as changing the passenger name completely, you may need to provide documentation like a marriage certificate or a government-issued ID. If you need to cancel your flight and rebook under a different name, Delta Airlines may allow this, but it may involve additional fees or fare differences, depending on the terms of your ticket. Even if you have purchased travel insurance, keep in mind that any cancellations, modifications, or ticket replacements related to name changes are typically handled by the airline directly. Your insurance may cover certain situations where the change is necessary due to unforeseen emergencies, but it does not directly grant permission to modify the name on your reservation. For clarity on your specific case, especially if your travel insurance policy includes coverage for ticket changes or cancellations, it’s best to speak to both Delta Airlines customer service and your insurance provider. Call +1(844)634-0511 to discuss your situation with Delta Airlines, and ask about any applicable fees or rules regarding name modifications. In conclusion, while travel insurance provides important coverage for cancellations and other emergencies, it does not directly affect your ability to change the name on your reservation. Contact Delta Airlines at +1(844)634-0511 to inquire about their specific name change policies and determine the best course of action for your situation.

Our capacity for self-deception has few boundaries. Look at the reasons people give for their accidents on actual auto insurance forms: “I collided with a stationary truck coming the other way.” “A pedestrian hit me and went under my car.” “The guy was all over the road. I had to swerve a number of times before I hit him.” “An invisible car came out of nowhere, struck my car, and vanished.” “The pedestrian had no idea which direction to run, so I ran over him.” “The telephone pole was approaching. I was attempting to swerve out of its way when it struck my car.”*

Picture a small South American dictatorship, weakened by economic stresses and a popular demand for more freedom, resulting from the existence of a laissez-faire society nearby. What would the dictator of such a country do if faced by a large and powerful insurance company and its defense service (or even a coalition of such companies) demanding that he remove all taxes, trade restrictions, and other economic aggressions from, say, a mining firm protected by the insurance company? If the dictator refuses the demand, he faces an armed confrontation which will surely oust him from his comfortable position of rule. His own people are restless and ready to revolt at any excuse. Other nations have their hands full with similar problems and are not eager to invite more trouble by supporting his little dictatorship. Besides this, the insurance company, which doesn’t recognize the validity of governments, has declared that in the event of aggression against its insured it will demand reparations payments, not from the country as a whole, but from every individual directly responsible for directing and carrying out the aggression. The dictator hesitates to take such an awful chance, and he knows that his officers and soldiers will be very reluctant to carry out his order. Even worse, he can’t arouse the populace against the insurance company by urging them to defend themselves—the insurance company poses no threat to them. A dictator in such a precarious position would be strongly tempted to give in to the insurance company’s demands in order to salvage what he could (as the managers of the insurance company were sure he would before they undertook the contract with the mining firm). But even giving in will not save the dictator’s government for long As soon as the insurance company can enforce noninterference with the mining company, it has created an enclave of free territory within the dictatorship. When it becomes evident that the insurance company can make good its offer of protection from the government, numerous businesses and individuals, both those from the laissez-faire society and citizens of the dictatorship, will rush to buy similar protection (a lucrative spurt of sales foreseen by the insurance company when it took its original action). At this point, it is only a matter of time until the government crumbles from lack of money and support, and the whole country becomes a free area. In this manner, the original laissez-faire society, as soon as its insurance companies and defense agencies became strong enough, would generate new laissez-faire societies in locations all over the world. These new free areas, as free trade made them economically stronger, would give liberty a tremendously broadened base from which to operate and would help prevent the possibility that freedom could be wiped out by a successful sneak attack against the original laissez-faire society. As the world-wide, interconnected free market thus formed became stronger and the governments of the world became more tyrannical and chaotic, it would be possible for insurance companies and defense agencies to create free enclaves within more and more nations, a sales opportunity which they would be quick to take advantage of.

During an interview with Diversity Inc.’s director of research and product development, she walked me through a typical presentation used to pitch the value of the company’s software to prospective clients. I learned that their products are especially valuable to those industries not allowed to collect ethno-racial data directly from individuals because of civil rights legislation that attempts to curb how these data are used to discriminate. But now those who work in finance, housing, and healthcare can use predictive software programs to ascertain information that they cannot request directly. The US Health Insurance Portability and Accountability Act (HIPAA) privacy rule, for example, strictly monitors the collection, storage, and communication of individuals’ “protected health information,” among other features of the law. This means that pharmaceutical companies, which market to different groups, need indirect methods to create customer profiles, because they cannot collect racial-ethnic data directly. This is where Diversity Inc. comes in. Its software programs target customers not only on the basis of race and ethnicity, but also on the basis of socioeconomic status, gender, and a growing list of other attributes. However, the company does not refer to “race” anywhere in their product descriptions. Everything is based on individuals’ names, we are told. “A person’s name is data,” according to the director of research and product development. She explains that her clients typically supply Diversity Inc. with a database of client names and her team builds knowledge around it. The process, she says, has a 96 percent accuracy rate, because so many last names are not shared across racial–ethnic groups – a phenomenon sociologists call “cultural segregation.”18

Here’s a little thought experiment: Let’s take three radically disruptive technologies and mash them together. Bitcoin. Uber. Self-driving cars. What happens when you mash the three together? The self-owning car. A car that pays for its Toyota lease, its insurance, and its gas, by giving people rides. A car that is not owned by a corporation. A car that is a corporation. A car that is a shareholder and owner of its own corporation. A car that exists as an autonomous financial entity with no human ownership. This has never happened before, and that’s just the beginning. Audience member gasps: "Oh shit!" I can guarantee you that one of the first distributed autonomous corporations is going to be a fully autonomous, artificial-intelligence-based ransomware virus that will go out and rob people online of their bitcoin, and use that money to evolve itself to pay for better programming, to buy hosting, and to spread. That’s one vision of the future. Another vision of the future is a digital autonomous charity. Imagine a system that takes donations from people, and using those donations it monitors social media like Twitter and Facebook. When a certain threshold is reached and it sees 100,000 people talking about a natural disaster, like a typhoon in the Philippines, it can marshal the donations and automatically fund aid in that area, without a board of directors, without shareholders. One hundred percent of donations goes directly to charitable causes. Anyone can see the rules by which that autonomous altruistic charity works. We are beginning to approach things we have never seen before. This is not just a currency. Now, let’s look at how the bitcoin community is addressing this incredible potential with their design choices and metaphors. Oh boy, it’s a mess.

Singaporeans love our great prices, personal service and easy claims. Go on unlimited number of trips in a year and travel for up to 90 days per trip with Direct Asia's annual travel insurance plans.

Rapid Health Rehabilitation is a team of professional kinesiologists that provide customized training & exercise programs to support anyone who has been part of a motor vehicle accident to get back to their daily routines with as few disruptions as possible. Our kinesiologists love sharing their expertise to empower people to return to their daily routines with as few disruptions as possible. We work directly with ICBC insured individuals so they can focus on their rehabilitation goals.

This was clear less than thirty minutes into the speech, when—as I debunked the phony claim that the bill would insure undocumented immigrants—a relatively obscure five-term Republican congressman from South Carolina named Joe Wilson leaned forward in his seat, pointed in my direction, and shouted, his face flushed with fury, “You lie!” For the briefest second, a stunned silence fell over the chamber. I turned to look for the heckler (as did Speaker Pelosi and Joe Biden, Nancy aghast and Joe shaking his head). I was tempted to exit my perch, make my way down the aisle, and smack the guy in the head. Instead, I simply responded by saying “It’s not true” and then carried on with my speech as Democrats hurled boos in Wilson’s direction. As far as anyone could remember, nothing like that had ever happened before a joint session address—at least not in modern times. Congressional criticism was swift and bipartisan, and by the next morning Wilson had apologized publicly for the breach of decorum, calling Rahm and asking that his regrets get passed on to me as well. I downplayed the matter, telling a reporter that I appreciated the apology and was a big believer that we all make mistakes. And yet I couldn’t help noticing the news reports saying that online contributions to Wilson’s reelection campaign spiked sharply in the week following his outburst. Apparently, for a lot of Republican voters out there, he was a hero, speaking truth to power. It was an indication that the Tea Party and its media allies had accomplished more than just their goal of demonizing the healthcare bill. They had demonized me and, in doing so, had delivered a message to all Republican officeholders: When it came to opposing my administration, the old rules no longer applied. —

But the new century brought a ‘New Liberalism’, which saw social improvement as something which the state should deliberately direct. The President of the Board of Trade took this up with the zeal of a convert, proposing a minimum wage, creating labour exchanges to find work for the unemployed, suppressing ‘sweat shops’ – small garment factories where men, and often women, many of them immigrants, worked very long hours for very low wages – and then helping Lloyd George, who had been promoted as Chancellor of the Exchequer, to introduce National Insurance and an old age pension.

Cash For Cars Removal - How Can It Save You Money? Cash for cars removed in Cash for Scrap Cars Removal is an excellent way to take the burden of disposal off your mind and have your car properly disposed of. Car removal companies remove cars that are not being resold or who don't meet environmental standards for disposal. They pay you the money for your car's value directly to the company, and then remove it at no cost to you. Cash for cars removal companies typically do not take responsibility for vehicle damage during the process of taking your car away. They also will not pay to get your car back if they discover that your vehicle does not meet their criteria for taking it away. Cash for Car Removal offers two methods of payment. Methods of payment are chosen based on the needs of the individual company and what the business can afford. Methods of payment generally range from a lump sum payment to monthly payments. If you pay in monthly installments, from Cash for Cars Bundall your car will be removed several weeks before your next payment due date. When you pay in lump sum, your car removal company will pay all necessary charges to your bank. This means you won't have any hidden fees. There are many advantages to hiring Cash for Cars Removal. Some of the advantages include the following: Cash for Car Removal companies offer environmentally friendly services for people who need to sell their used cars or vehicles, but do not have the money to purchase new ones. If your car or vehicle has certain cosmetic damage that prevents you from reselling it, you might qualify for a Cash for Cars Removal service. The removal companies also work in partnership with junk yards and dispose of old vehicles there, as well as storing vehicles temporarily while owners who qualify for bankruptcy are given another chance to start over. Cash for Car Removal also has an agreement with the city of New York to pick up and remove automobiles that have been ticketed or convicted of city driving laws. Not only are these individuals given another chance to start over with their lives, but the cars are also sent off to the junk yard or storage facility so they can be recycled and sold again. Before you get started, ensure that you do not have any outstanding tickets, unpaid taxes, liens, or other legal problems that may prevent you from getting Cash for Cars Removal. Cash for Car Removal offers safe and secure pick up and drop off locations for individuals who have valid licenses and insurance to drive vehicles. They work in partnership with various banks to provide the safest and most reliable finance-oriented services around. Cash for Car Removal is committed to helping individuals buy or sell used cars that meet their financial needs and do not pose any financial or environmental problem. Cash for Car Removal services are provided by many different nationwide junk car removal companies, as well as independent contractors. When you contact a Cash for Cars Removal company, make sure you're working with a reputable company that has years of experience dealing with every type of situation. Cash for Car Removal has been at the forefront in providing the most eco-friendly and convenient ways to remove your unwanted vehicles from your home or business. Using a Cash for Cars Removal company allows you to spend your time elsewhere instead of being stuck in a high traffic area. Cash for Car Removal gives customers a choice between paid removal and free pick up. The cost of each service is based on the amount of vehicles to be removed, the distance the vehicle is removed, and how many will be dropped off at each point. When used correctly, a Cash for Cars Removal service can save you hundreds of dollars and hours of unnecessary driving.

list of documents that may be required. It can look intimidating, especially if you’ve not been actively involved in your family finances, but don’t panic. If you can’t find all of them or don’t have access, there is a later step in the divorce process called “discovery,” when you can legally compel the other side to provide copies of anything else you need: •Individual income tax returns (federal, state, local) for past three years •Business income tax returns (federal, state, local) for past three years •Proof of your current income (paystubs, statements, or paid invoices) •Proof of spouse’s income (paystubs, statements, or paid invoices) •Checking, savings, and certificate statements (personal and business) for past three years •Credit card and loan statements (personal and business) for past three years •Investment, pension plan, and retirement account statements for past three years •Mortgage statement and loan documents for all properties you have an interest in •Real estate appraisals •Property tax documents •Employment contracts •Benefit statements •Social Security statements •Life, homeowner’s, and auto insurance policies •Wills and trust agreements •Health insurance cards •Vehicle titles and/or registration •Monthly budget worksheet •List of personal property (furnishings, jewelry, electronics, artwork) •List of property acquired by gift or inheritance or owned prior to marriage •Prenuptial agreements •Marriage license •Prior court orders directing payment of child support or spousal support Your attorney or financial advisor may ask for additional documents specific to your case. Some of these may not be applicable to you.

Six critical questions to ask your Guy 1. How are you paid? Fee-only advisers receive no compensation from the sale of investment products. All others do. You can’t count on an adviser who gets a significant portion of their pay in sales commissions. Period. Leave if they are not fee-only. 2. Do you have any conflicts of interest that influence the advice you provide? Financial advisers who are registered representatives get paid to sell insurance or annuity products promoted by their brokers. Ask how they choose the investments they recommend. Ask them directly how they are paid. 3. Will my assets be housed with an independent custodian—that is, a bank that is not selling the investment products? “Yes” is the only acceptable answer here.

Though mechanisms to protect against government corruption are needed, these countries should not have to spend their health care and education budgets on costly disaster insurance plans purchased from transnational corporations, as is happening right now. Their people should be receiving direct compensation from the countries (and companies) most responsible for warming the planet.

Here’s an example from the test Marty and his students developed to distinguish optimists from pessimists: Imagine: You can’t get all the work done that others expect of you. Now imagine one major cause for this event. What leaps to mind? After you read that hypothetical scenario, you write down your response, and then, after you’re offered more scenarios, your responses are rated for how temporary (versus permanent) and how specific (versus pervasive) they are. If you’re a pessimist, you might say, I screw up everything. Or: I’m a loser. These explanations are all permanent; there’s not much you can do to change them. They’re also pervasive; they’re likely to influence lots of life situations, not just your job performance. Permanent and pervasive explanations for adversity turn minor complications into major catastrophes. They make it seem logical to give up. If, on the other hand, you’re an optimist, you might say, I mismanaged my time. Or: I didn’t work efficiently because of distractions. These explanations are all temporary and specific; their “fixability” motivates you to start clearing them away as problems. Using this test, Marty confirmed that, compared to optimists, pessimists are more likely to suffer from depression and anxiety. What’s more, optimists fare better in domains not directly related to mental health. For instance, optimistic undergraduates tend to earn higher grades and are less likely to drop out of school. Optimistic young adults stay healthier throughout middle age and, ultimately, live longer than pessimists. Optimists are more satisfied with their marriages. A one-year field study of MetLife insurance agents found that optimists are twice as likely to stay in their jobs, and that they sell about 25 percent more insurance than their pessimistic colleagues. Likewise, studies of salespeople in telecommunications, real estate, office products, car sales, banking, and other industries have shown that optimists outsell pessimists by 20 to 40 percent.

The Ten Commandments As Interpreted by Robin Palmetier 1. Don’t lie. Unless it’s to the police. 2. Don’t cheat your customers. Robin always made sure her dime bags were just a bit larger than any other dealers’ in the area, insuring loyalty in her clientele. 3. Always be polite. Especially to people who don’t like you, as it will piss them off. 4. Don’t steal from anyone. Anyone meaning people, leaving corporations and the IRS fair game. 5. Don’t kill. This one was also on the Bible’s list but, like many Christians, Robin had a long list of exceptions to this rule. It was okay to kill sexual predators (unless they were born-again while serving time), liberal commentators, and anyone described as a "bad guy" by the greatest journalist and political leader of all time, Box News commentator Malcolm Wright. Unless, of course, Mr. Wright happened to be talking about one of her personal friends, which, on occasion, he had. 6. Do not take the Lord’s name in vein. Shit, fuck, cock, pussy, bitch, bastard and their ilk were just fine. Goddamn’s and Jesus Christ’s were no-no’s. 7. Always repay a favor with a favor. Someone does something nice for you, do something nice right back. Being in someone’s debt is a dangerous thing. 8. Affirm that every word in the Bible is true, except the parts that clearly aren’t. Like that thing about eating shellfish—though supposedly an abomination on par with adultery, murder, poly-cotton blends and paying interest on a mortgage—it could not possibly be God’s will. Robin loved scallops and knew the good Lord would not wish to deny her this pleasure. 9. Discuss all decisions with God directly and listen closely to his advice. Sadly, when Praline tried this himself he got nothing but an extended silence, while his mother always seemed to get very detailed instructions. 10. Always remember your mama loves you.

In a futile gesture against the overwhelming consensus, I did call a New York Times editor to complain about a damaging story portraying the AIG rescue as a backdoor bailout for Hank’s former colleagues at Goldman Sachs. I had asked Lloyd Blankfein about Goldman’s direct exposure to AIG; when he assured me Goldman’s exposures were relatively small and fully hedged, I made him send me the documentation. Still, the Times wouldn’t correct the record, and my call probably strengthened its suspicions. The same reporter later did a story portraying the entire crisis response team as servants of Goldman, accompanied by a vampire squid–like diagram with me in the middle. In the media, in the public, even in the financial community, we faced withering skepticism about our motives as well as our competence. After all, we had lent a mismanaged insurance company three years’ worth of federal spending on basic scientific research.

I feel that the government should uphold the concept that it is there for us, “We the People.” That it does what we alone cannot do. By standing unified and proud, we have strength because of our numbers and the power to do what is right. That we always remain on the right side of history and care for and respect our less fortunate. Now, you may think that I’m just spouting out a lot of patriotic nonsense, which you are entitled to do, however I did serve my country actively in both the Navy and Army for a total of forty years, six months and seven days as a reservist and feel that I have an equal vested interest in these United States. If we don’t like what is happening we have responsible ways and means to change things. We have Constitutional, “First Amendment Rights to Freedom of Speech.” There are many things I would like to see change and there are ways that we can do this. To start with we have to protect our First Amendment Rights and protect the media from government interference…. I also believe in protecting our individual freedom…. I believe in one person, one vote…. Corporations are not people, for one they have no human feelings…. That although our government may be misdirected it is not the enemy…. I want reasonable regulations to protect us from harm…. That we not privatize everything in sight such as prisons, schools, roads, social security, Medicare, libraries etc.….. Entitlements that have been earned should not be tampered with…. That college education should be free or at least reasonable…. That health care becomes free or very reasonable priced for all…. That lobbyist be limited in how they can manipulate our lawmakers…. That people, not corporations or political action committees (PAC’s), can only give limited amounts of money to candidates…. That our taxes be simplified, fair and on a graduated scale without loop holes….That government stays out of our personal lives, unless our actions affect others…. That our government stays out of women’s issues, other than to insure equal rights…. That the law (police) respects all people and treats them with the dignity they deserve…. That we no longer have a death penalty…. That our military observe the Geneva Conventions and never resort to any form of torture…. That the Police, FBI, CIA or other government entities be limited in their actions, and that they never bully or disrespect people that are in their charge or care…. That we never harbor prisoners overseas to avoid their protection by American law…. That everyone, without exception, is equal…. And, in a general way, that we constantly strive for a more perfect Union and consider ourselves members of a greater American family, or at the very least, as guests in our country. As Americans we are better than what we have witnessed lately. The idea that we will go beyond our rights is insane and should be discouraged and outlawed. As a country let us look forward to a bright and productive future, and let us find common ground, pulling in the same direction. We all deserve to feel safe from persecution and/or our enemies. We should also be open minded enough to see what works in other countries. If we are going to “Make America Great Again” we should start by being more civil and kinder to each other. Now this is all just a thought, but it’s a start…. “We’re Still Here!

Terrorism is effective because it imposes costs on everyone, not just its direct victims. The most substantial of these indirect costs is fear of a future attack, even though such fear is grossly misplaced. The probability that an average American will die in a given year from a terrorist attack is roughly 1 in 5 million; he is 575 times more likely to commit suicide.

MONTH ONE ACTION PLAN Open a new checking account that is free of monthly maintenance fees. Notify your employer to have your direct deposit sent to the new account. Same with any automatic payments or transfers you make from your checking account—notify everyone of the new account. Balance your checkbook each month; verify all your withdrawals and deposits, and keep track that every bill you pay is recorded as a debit on your account. Open a new savings or money market account that is FDIC insured and carries a high APY. Make it a goal to build a savings account over time that has a balance large enough to cover up to eight months of living expenses. Sign up for automatic deposits into your savings account. If you have more than $100,000 at any one institution, make sure you understand the rules for getting full insurance coverage.

All merchant ships have load lines painted on both the port and starboard sides amidships. In most cases these markings are welded or etched into the steel plates of the hull to ensure that they not be altered. The allowable freeboard of vessels is measured between the lowest point of the uppermost continuous deck and the waterline. The purpose of the various load lines is to show the amount of freeboard the ship must have under various conditions. These load lines make it obvious for anyone to see if a ship has been overloaded. The waterline or load line is calculated and verified by a regulating classification society, recognized by the authorities at the vessels homeport, shown on the stern and accepted by the ships appropriate country of origin. This marking system was invented in 1876 by Samuel Plimsoll. A politician and social reformer, Plimsoll directed his efforts against what were known as "coffin ships." Unseaworthy and overloaded vessels were frequently heavily insured by unscrupulous owners, who risked the lives of the crew.

Our clients work with us because they know that they can trust us. To ensure that business goals can be met, we search the insurance marketplace for the best suppliers of insurance for your Vehicles. You'll be sure to appreciate the value of working with us making a direct comparison of coverage, service expertise and price. Our agents, deeply involved in the industry have knowledge of the varying products and prices offered by these companies and can obtain the coverage which is most appropriate.

Silas says go into that store and ask for a hotdog. When they tell you they don’t have hotdogs, stomp your foot really hard and scream like you did in the hotel this morning.” “What the—” He crosses his arms over his chest. “Silas says.” Why the hell am I even doing this? I give Silas the dirtiest look I can and stomp off in the direction of the store he pointed me to. It’s an insurance agency. I swing open the door and three grouchy-looking adults raise their heads to see who has walked in. One of them even has the audacity to scrunch up their nose at me, like I don’t already know I’m dripping water everywhere. “I’d like a hotdog with everything,” I say. I’m met with blank stares. “Are you drunk?” the receptionist asks me. “Do you need help? What’s your name?” I stomp my foot and let out a bloodcurdling scream, at which all three of them drop whatever they’re holding and look at each other. I take their moment of surprise to run out. Silas is waiting for me outside the door. He’s laughing so hard; he’s bent over at the waist. I punch him on the arm and then we both run for the Rover.

Maybe there is a sort of law of conservation of misery that insures an average quantum value of unhappiness for every human being, and all we can really do is spread it in one direction or another?

Product immediately after exercise insurance solutions No investment insurance purchase in a very simple Prostatis action, even though he is trained only exception in the industry. There are many new threats that can lure the unwary with remote media policy is clearly insufficient for your needs. It is important to do your due diligence and scientific evidence, ask yourself just before the market does not provide a sound purchasing decisions. This short article will help you, just accept, shoulders that decisive action must begin with knowledge. Those most critical factors giving a positive self basically want to cover the first edition. That's pretty strong earnings, unemployment, and some cannot Prostatis even be informed. Talk to your employer and give generally positive, they are not. Relevance Tab justified confidence that the business aspects, really, that this, after all, attractive to employers incentives, long-term employees, and where the only specialized services for industry and again the other for employees of highest quality that are more difficult problem to treat, made only more secure, since it is to find a person. Although the direction of transmission of buying Prostatis insurance on their own, more attention is considerable, certainly in the sense that the plan to "complete" and "renewable insurance." This suggests that other, as you continue to receive payment of costs should not be fully covered by commercial insurance. Not even know that the level of demand in the economy Although in good condition I, and the company has taken the right path, and then joined a vague clause to complete the plan in principle and in its way through, you can also apply safeguards Generally they produce, the plan rescission period is 10 days during the working sets, make sure it's perfect, then throw the cards, if not immediately. The scenario is especially the Prostatis fact that it contains the option to change the terms and other demanding applications. Currently, for many years a large number of hits includes hands. As "absolutely certain legal requirements" specialized insurance services for investment in more selective inside to be taken, especially in the stop position of education on the basis of a different plan that incorporates the experience, regardless evaluation or situations require the exercise includes products and services for the same price evaluation face to face selling. Similarly, principles and manipulated so as the experience of many destructive aspect of the current market containing the entire industry. An insurance company to a higher potential, to ensure that purchasers or plans worth more to feel a little pressure, the result is inevitable that insurance is available against people who have contact to practice for a few days . Basically it is to maintain the power to print money to unrealistic levels.

The Economics of Property-Casualty Insurance With the acquisition of General Re — and with GEICO’s business mushrooming — it becomes more important than ever that you understand how to evaluate an insurance company. The key determinants are: (1) the amount of float that the business generates; (2) its cost; and (3) most important of all, the long-term outlook for both of these factors. To begin with, float is money we hold but don't own. In an insurance operation, float arises because premiums are received before losses are paid, an interval that sometimes extends over many years. During that time, the insurer invests the money. Typically, this pleasant activity carries with it a downside: The premiums that an insurer takes in usually do not cover the losses and expenses it eventually must pay. That leaves it running an "underwriting loss," which is the cost of float. An insurance business has value if its cost of float over time is less than the cost the company would otherwise incur to obtain funds. But the business is a lemon if its cost of float is higher than market rates for money. A caution is appropriate here: Because loss costs must be estimated, insurers have enormous latitude in figuring their underwriting results, and that makes it very difficult for investors to calculate a company's true cost of float. Errors of estimation, usually innocent but sometimes not, can be huge. The consequences of these miscalculations flow directly into earnings. An experienced observer can usually detect large-scale errors in reserving, but the general public can typically do no more than accept what's presented, and at times I have been amazed by the numbers that big-name auditors have implicitly blessed. As for Berkshire, Charlie and I attempt to be conservative in presenting its underwriting results to you, because we have found that virtually all surprises in insurance are unpleasant ones. The table that follows shows the float generated by Berkshire’s insurance operations since we entered the business 32 years ago. The data are for every fifth year and also the last, which includes General Re’s huge float. For the table we have calculated our float — which we generate in large amounts relative to our premium volume — by adding net loss reserves, loss adjustment reserves, funds held under reinsurance assumed and unearned premium reserves, and then subtracting agents balances, prepaid acquisition costs, prepaid taxes and deferred charges applicable to assumed reinsurance. (Got that?)

Your committee is satisfied from the proofs submitted ... that there is an established and well defined identity and community of interest between a few leaders of finance ... which has resulted in great and rapidly growing concentration of the control of money and credit in the hands of these few men.... Under our system of issuing and distributing corporate securities the investing public does not buy directly from the corporation. The securities travel from the issuing house through middlemen to the investor. It is only the great banks or bankers with access to the mainsprings of the concentrated resources made up of other people's money, in the banks, trust companies, and life insurance companies, and with control of the machinery for creating markets and distributing securities, who have had the power to underwrite or guarantee the sale of large-scale security issues. The men who through their control over the funds of our railroad and industrial companies are able to direct where such funds shall be kept, and thus to create these great reservoirs of the people's money are the ones who are in a position to tap those reservoirs for the ventures in which they are interested and to prevent their being tapped for purposes which they do not approve.... When we consider, also, in this connection that into these reservoirs of money and credit there flow a large part of the reserves of the banks of the country, that they are also the agents and correspondents of the out-of-town banks in the loaning of their surplus funds in the only public money market of the country, and that a small group of men and their partners and associates have now further strengthened their hold upon the resources of these institutions by acquiring large stock holdings therein, by representation on their boards and through valuable patronage, we begin to realize something of the extent to which this practical and effective domination and control over our greatest financial, railroad and industrial corporations has developed, largely within the past five years, and that it is fraught with peril to the welfare of the country.3 Such was the nature of the wealth and power represented by those six men who gathered in secret that night and travelled in the luxury of Senator Aldrich's private car.

It has been estimated by industry insiders in the US that relying on independent contractors rather than employees can lower direct business costs for companies by as much as 25 per cent. At least some of those costs are being offloaded onto the state, and by extension onto taxpayers and other workers. Due to the paucity of many people's earnings in the 'gig' economy, signing on for social security when you fall ill is sometimes the only option. Thus the taxpayer is essentially out of pocket twice over – first as employer national insurance contributions fall, and secondly as this casual workforce turn to the state to survive.

Marxism claims to be more than a science. It does more than make a historical prophecy. It claims to be the basis for practical political action. It criticizes existing society, and it asserts that it can lead the way to a better world. But according to Marx’s own theory, we cannot at will alter the economic reality by, for example, legal reforms. Politics can do no more than ‘shorten and lessen the birth-pangs’.23 This, I think, is an extremely poor political programme, and its poverty is a consequence of the third-rate place which it attributes to political power in the hierarchy of powers. For according to Marx, the real power lies in the evolution of machinery; next in importance is the system of economic class-relationships; and the least important influence is that of politics. A directly opposite view is implied in the position we have reached in our analysis. It considers political power as fundamental. Political power, from this point of view, can control economic power. This means an immense extension of the field of political activities. We can ask what we wish to achieve and how to achieve it. We can, for instance, develop a rational political programme for the protection of the economically weak. We can make laws to limit exploitation. We can limit the working day; but we can do much more. By law, we can insure the workers (or better still, all citizens) against disability, unemployment, and old age. In this way we can make impossible such forms of exploitation as are based upon the helpless economic position of a worker who must yield to anything in order not to starve. And when we are able by law to guarantee a livelihood to everybody willing to work, and there is no reason why we should not achieve that, then the protection of the freedom of the citizen from economic fear and economic intimidation will approach completeness. From this point of view, political power is the key to economic protection. Political power and its control is everything. Economic power must not be permitted to dominate political power; if necessary, it must be fought and brought under control by political power.

As with Japanese keiretsu, the member firms in a Korean chaebol own shares in each other and tend to collaborate with each other on what is often a nonprice basis. The Korean chaebol differs from the Japanese prewar zaibatsu or postwar keiretsu, however, in a number of significant ways. First and perhaps most important, Korean network organizations were not centered around a private bank or other financial institution in the way the Japanese keiretsu are.8 This is because Korean commercial banks were all state owned until their privatization in the early 1970s, while Korean industrial firms were prohibited by law from acquiring more than an eight percent equity stake in any bank. The large Japanese city banks that were at the core of the postwar keiretsu worked closely with the Finance Ministry, of course, through the process of overloaning (i.e., providing subsidized credit), but the Korean chaebol were controlled by the government in a much more direct way through the latter’s ownership of the banking system. Thus, the networks that emerged more or less spontaneously in Japan were created much more deliberately as the result of government policy in Korea. A second difference is that the Korean chaebol resemble the Japanese intermarket keiretsu more than the vertical ones (see p. 197). That is, each of the large chaebol groups has holdings in very different sectors, from heavy manufacturing and electronics to textiles, insurance, and retail. As Korean manufacturers grew and branched out into related businesses, they started to pull suppliers and subcontractors into their networks. But these relationships resembled simple vertical integration more than the relational contracting that links Japanese suppliers with assemblers. The elaborate multitiered supplier networks of a Japanese parent firm like Toyota do not have ready counterparts in Korea.9

...Here we are concerned with the teaching of not just any subject, but with the direct object of the sentence: composition, about putting words together to create meanings, in the sense that a music composer puts notes together to create new music. Our problem becomes how we can provide the circumstances that promote such learning. Promote is the key word. The evidence is that learning to write in the sense of compose does not take place in the absence of appropriate environments to promote such learning. "To create those environments, if they are to be available to all students, regardless of home environments, we need a set of theories that allow us to integrate not only the varieties of knowledge that writers need, but a theory of teaching writing that demands a combination of optimism and constant skepticism about what we do as teachers. Our integration of theories must allow us to act but, at the same time, insure our constant evaluation of each action, whether tried and true or new.

Follow up your mail campaign with a postcard using EDDM (every door direct mail), it increases your return by above 45%.

In order for a person to work at a church legally as an independent contractor, we believe it is prudent to consider the following guidelines:   ·       The church cannot substantially direct the person’s duties; the church can only give them overall tasks to complete.   ·       The church cannot control or set their hours that they work.   ·       Since their “company” provides the service, they can send anyone to do the job.   ·       They cannot have an office at the church that is their primary office.   ·       It cannot be their only source of income.   ·       The church needs to have a written contract in place including cost, delivery of Services, duration (i.e. six months, one year, etc.) and a termination clause.   ·       They cannot participate in any employee benefits plans (insurance, retirement plans, etc).   ·       The contractor must provide annual proof of worker’s comp and liability insurance naming the church as additionally insured or the church could be held liable in the event of a claim.   ·       The church must issue a 1099 at the end of the year for all contract wages paid if the total amount for the year exceeds $600.00 to one contractor. We strongly recommend that no payments are made until an accurate and fully completed W-9 is completed by the contractor and on file at the church.        Given these requirements, many workers such as those in the nursery, kitchens, and other service areas are not 1099 contractors, but employees.     Regarding interim pastors, there is disagreement over whether they should receive a W-2 or 1099. Factors such as length of service, who supervises them, and whether they are a contractor, come into play in the decision on how to report their salary. For the best practice we recommend always using the W-2 to report salaries, but seeking tax and legal counsel would be wise to avoid any future IRS issues.      While there are advantages to the church to pay independent contractors who regularly work for the church such as avoiding the need to pay the employer's part of the FICA tax and the ease of terminating their services, we would recommend against their regular use.      We recommend against the use of independent contractors (that regularly work at the church) because we believe it can create the following problems for the church:   ·       Less control over the position   ·       Leaves the church open to an IRS challenge, which the church only has a 50/50 chance of defending, not to mention the cost and hassle of litigation   ·       In the event of insurance claims, the church may encounter issues with worker’s compensation coverage or liability insurance coverage such as sexual misconduct, etc.   ·       The church is open to contract disputes with the independent contractor   ·       Based on how the individual/company is filing their taxes, it could bring an unwanted tax audit to the church        Our conclusion is that we do not see enough cost-saving advantages for the church to move in this direction. It also creates unnecessary red flags for the IRS. The other looming question is, why is this such an important issue for such a small incremental (if any) tax break for the individual? Because the independent contractor will have to pay employer FICA, we don’t see any large tax advantage for this shift. They can claim mileage and some home office expense (maybe), but it just does not amount to enough to place the church at risk.      Here are some detailed guidelines

With the help of a lawyer from Tampa DUI Essentially, the effect of DUI or return means taking intoxicated. E illegal to make a difference, not a public position, DUI lawyer right systems to support very important in the state prison. If someone does not lock, and live in the Tampa, Florida should begin to think clearly real lawyer. Probably the direction of the car on the way to try to get you, your rights in jail DUI many qualified lawyers. To accomplish this to him at once, and when the first search session to see if your character is able to control a person of a crime. Special applications while driving drunk arrested DUI Lawyer Tampa. It should also professional quality broken right DUI case ended in a star driver or passenger. Another reason to ask a lawyer if you always follow the victim damages in the middle of a drunk driver crashed. Spouses and children injured in the image of the destination can be found on the basis of the prison to see it to enjoy DUI accident, if it is less than a crime. Data can be transferred to allow everyone has settled in the place concerned. It may increase insurance rates. The people in the other two factors why someone should announce extraction equivalent experience. He rearrested shortly after, when the opportunity was arrested in Florida affected by the desire to talk to a lawyer, including the degree of protection of the situation. The selling price must be globally solves the lawyer has the right to protect the state. When the patient chooses outside the public prosecutor against the shelter of state support caught, you can be sure of good palms. Some lawyers understand much about the other sector. This is always better to provide application and specific situation. Tampa, Florida court expert drank behind the legal profession. Revealing discovery is just another crucial to the more complex story with the end result. There are many accessories. It is not the patient s experience in prison was arrested and charged with a prudent step to protect your privacy. Tampa DUI attorney, and is ready to move to a better understanding of the difficulties of approach to crime in Hillsborough County.

Drinks DUI expert group to help guide However, the best men s and women s drunken food you like it petty crimes, other traffic violations on the wrong goal that seems to be the direction. If you see that the light sentences and fines to get website traffic is violated, the citizen towards crime. When under the influence of a great interest behind the violation was due to more significant impact. Prison term effects were stuck down the back of people who are well, these licenses is likely that you want to deal with nutrition break and automated attacks can be, that s why. Yes it is expensive insurance, and other options in the outcome of the order of DUI, in everyday life, it affects people and the need to process, I love you. An experienced legal drunk driving charges, and it was presented to a lawyer immediately after the contract has announced that although his own. You are trying to remember the legal rights towards the maximum is very cool, you must be straight. The alternative thinking in any direction, does not encourage conservation officials as a record on suspicion of drunken driving after turning self, yourself simplest explanation, it may be possible to do so until is. His car really only answer whether the director should start by asking, encourages statement. A judgment is impaired, you probably have a file, you can use your account to say that the elements can get. When he finished, completely, their legal rights, and in a quiet warehouse to check their own direction and I will speak, and the optimal route is being used against itself. Most use a positive direction, you might think it accuses because your self, and also to examine the consequences of drinking have been able to rule out the presence of blood. Of course, as long as you do not accept the claims are by drinking in the area, they are deprived of a lawyer. Additional measures will not fix it claims that his lawyer, the Czech-out you can. Therefore, it is also within the laws of their country to be aware of your car. Owned independent certification system will be canceled. It can record their own and as an alternative to the paper license, driving license, was arrested for drunken driving, the licensee, are confiscated in accordance with the direction. License, for how long, but canceling function is based on the severity of their crime. But even apart from some a license, you completely lose its supply is proposed well motivated are not sure. Your sins, so not only is it important for your car can pass only confiscated. DUI price of any of the reception towards obtaining a driving license, DMV hearing is removed again, but the case was registered, although this aspect of themselves independently as a condition of. The court file, however, take care of yourself, as well as independent experts was chosen to listen to their constitution.

Helping the poor isn’t always pleasant It’s no picnic helping the poor. There’s often no feeling of fulfillment. It’s work – like a lot of virtue is work. The poor, as fate would have it, are just like us. They’re mixtures of virtues and vices. Like us, they aren’t always grateful. Like us, they don’t always trust. Like us, they don’t always respond. Like us, they’re both generous and greedy. Like us, they’re sometimes wonderful and sometimes awful. Whatever happened to the noble poor? Some are out there, but mostly they are in Charles Dickens’ novels. The “poor” poor aren’t always so noble, and they are the hardest to deal with – which is probably why we don’t. Mental note: When you help the poor, you always receive more than you give – but it may not seem that way at the time. Another thing I learned is that food baskets at Thanksgiving, toys at Christmas are good as far as they go – but they don’t go very far. People easily talk about direct help to the poor on special occasions – clothes, food, money. Those fine things shouldn’t be taken lightly. But that’s the easy part. The hard part is trying to do something about the poor’s state in life. The discussion always slowed when we tried to focus on this. Where do you begin? What do you do? It’s hard when you deal with the causes. How can we give them basic skills to manage their lives? Can we make loans available to them through our own credit unions at considerable risk? Shouldn’t the state make better provision for dependent children? What about health insurance? How do we help them find work? How do we help them find work that pays a living wage? Why are single parents, usually women, abandoned so easily by a spouse? Mental note: Direct assistance is good. Tackling the causes is better.

everyone, including the city officials, seemed to be taking direction from Bakhtiyor. Who needs breakdown insurance when you have human rights activists? I was whisked through to the restaurant, where we had a very good meal indeed, with French wine and real whisky. I was amazed. Dima was still considerably shaken and a bit tearful.

When ObamaCare was being passed, Senator Chuck Grassley--a towering giant in this body; a strong, principled conservative--introduced a commonsense provision to ObamaCare that said: If you are going to force ObamaCare on the American people, if you are going to create these health insurance exchanges and you are going to force millions of people into these exchanges, then Congress should not operate by better rules than the American people. So he introduced a simple amendment designed to treat Members of Congress just like the American people so that we didn't have this two-class system.   It has been reported--I was not serving in this body at the time--that amendment was voted on and accepted because Democratic Senators believed the bill would go to conference and in the conference committee they could strip it out and it would magically disappear. But then, because of the procedural games it took to pass it, they didn't have the opportunity to do that, and suddenly, horror of all horrors, this bill saying Congress should be bound by the same rules as the American people became the law of the land.   So what happened? Majority leader Harry Reid and Democratic Senators had a closed-door meeting with the President here in the Capitol where they said, according to public news reports: Let us out of ObamaCare. We don't want to be in these exchanges.   One would assume they are reading the same news reports the rest of us are reading--that ObamaCare is a train wreck, that it is not working--and the last thing Members of Congress wanted to do was to have their health care jeopardized. And the President directed his administration to exempt Members of Congress and their staff, ignoring the language of the statute, disregarding the language of the statute and saying: You guys are friends of the administration. We are taking care of you.   I

I also quickly came to appreciate the importance of watching what’s said around clients. When clients make unexpected requests for legal advice – as they often do – I learned that it was better to tell them I’d get back to them with an answer, and go away, research the question, and consult with a supervising attorney, rather than firing back an answer off-the-cuff. A friend of mine at another firm told me a story that illustrates the risks of saying too much. It seems an insurance company had engaged my friend’s California-based firm to help in defending against an environmental claim. This claim entailed reviewing huge volumes of documents in Arizona. So my friend’s firm sent teams of associates to Arizona, all expenses paid, on a weekly basis. Because the insurance company also sent its own lawyers and paralegals, as did other insurance companies who were also defendants in the lawsuit, the document review facility was often staffed with numerous attorneys and paralegals from different firms. Associates were instructed not to discuss the case with anyone unless they knew with whom they were speaking. After several months of document review, one associate from my friend’s firm abandoned his professionalism and discretion when he began describing to a young woman who had recently arrived at the facility what boondoggles the weekly trips were. He talked at length about the free airfare, expensive meals, the easy work, and the evening partying the trips involved. As fate would have it, the young woman was a paralegal working for the insurance company – the client who was paying for all of his “perks” – and she promptly informed her superiors about his comments. Not surprisingly, the associate was fired before the end of the month. My life as an associate would have been a lot easier if I had delegated work more freely. I’ve mentioned the stress associated with delegating work, but the flip side of that was appreciating the importance of asking others for help rather than doing everything myself. I found that by delegating to paralegals and other staff members some of my more tedious assignments, I was free to do more interesting work. I also wish I’d given myself greater latitude to make mistakes. As high achievers, law students often put enormous stress on themselves to be perfect, and I was no different. But as a new lawyer, I, of course, made mistakes; that’s the inevitable result of inexperience. Rather than expect perfection and be inevitably disappointed, I’d have been better off to let myself be tripped up by inexperience – and focus, instead, on reducing mistakes caused by carelessness. Finally, I tried to rely more on other associates within the firm for advice on assignments and office politics. When I learned to do this, I found that these insights gave me either the assurance that I was using the right approach, or guidance as to what the right approach might be. It didn’t take me long to realize that getting the “inside scoop” on firm politics was crucial to my own political survival. Once I figured this out, I made sure I not only exchanged information with other junior associates, but I also went out of my way to gather key insights from mid-level and senior associates, who typically knew more about the latest political maneuverings and happenings. Such information enabled me to better understand the various personal agendas directing work flow and office decisions and, in turn, to better position myself with respect to issues and cases circulating in the office.

All of us remember President Obama looking at the television camera and saying, “If you like your health insurance plan, you can keep it. If you like your doctor, you can keep your doctor. Period.” This promise provided just enough political cover for Democratic legislators with moderate or conservative constituencies—like Arkansas and Louisiana—to vote for Obamacare. It was a promise that Obama repeated twenty-eight times while looking directly at the television cameras. And it was a promise that was flatly and unambiguously false. Indeed,

It is common for one party to a transaction to have better information than another party. In the parlance of economists, such a case is known as an information asymmetry. We accept as a verity of capitalism that someone (usually an expert) knows more than someone else (usually a consumer). But information asymmetries everywhere have in fact been gravely wounded by the Internet. Information is the currency of the Internet. As a medium, the Internet is brilliantly efficient at shifting information from the hands of those who have it into the hands of those who do not. Often, as in the case of term life insurance prices, the information existed but in a woefully scattered way. (In such instances, the Internet acts like a gigantic horseshoe magnet waved over an endless sea of haystacks, plucking the needle out of each one.) The Internet has accomplished what even the most fervent consumer advocates usually cannot: it has vastly shrunk the gap between the experts and the public. The Internet has proven particularly fruitful for situations in which a face-to-face encounter with an expert might actually exacerbate the problem of asymmetrical information—situations in which an expert uses his informational advantage to make us feel stupid or rushed or cheap or ignoble. Consider a scenario in which your loved one has just died and now the funeral director (who knows that you know next to nothing about his business and are under emotional duress to boot) steers you to the $8,000 mahogany casket. Or consider the automobile dealership: a salesman does his best to obscure the car’s base price under a mountain of add-ons and incentives. Later, however, in the cool-headed calm of your home, you can use the Internet to find out exactly how much the dealer paid the manufacturer for that car. Or you might just log on to TributeDirect.com and buy that mahogany casket yourself for only $3,595, delivered overnight.

The Atlantic puts it best: “It’s boring to point out that having more money affords you more food, more clothes, more housing, and more cars. But the richest families actually spend less on food, clothes, housing, and cars than the poorest families as a share of their income. The real difference between the rich and the poor is that the rich spend a larger share of their much larger income on insurance, education, and when you drill into the housing component, mortgages – all of which are directly related to building wealth, preserving wealth, and passing it down in the form of inheritance of direct investments in the lives of their children.

At Loan Corp, we have invested in slick tech-based systems to ensure a seamless journey for our customers. From consumer finance such as mortgages, remortgages, secured loans, banks, credit cars and insurance, we API directly into our top-tier lenders that match your requirements. Our commercial offerings are bridging loans, auction finance, development loans, loans to buy land and all aspects of commercial finance. Offering short- and long-term business loans in the UK from a wide range of products such as invoice finance, cash flow loans and even small business loans for bad credit.

I’m amazed at how this has snowballed into such a media event. It began last week when I saw a national news report by Tom Brokaw about this adorable little lady from Georgia, Mrs. Hill, who was trying to save her farm from being foreclosed. Her sixty-seven-year-old husband had committed suicide a few weeks earlier, hoping his life insurance would save the farm, which had been in the family for generations. But the insurance proceeds weren’t nearly enough. It was a very sad situation, and I was moved. Here were people who’d worked very hard and honestly all their lives, only to see it all crumble before them. To me, it just seemed wrong. Through NBC I was put in touch with a wonderful guy from Georgia named Frank Argenbright, who’d become very involved in trying to help Mrs. Hill. Frank directed me to the bank that held Mrs. Hill’s mortgage. The next morning, I called and got some vice president on the line. I explained that I was a businessman from New York, and that I was interested in helping Mrs. Hill. He told me he was sorry, but that it was too late. They were going to auction off the farm, he said, and “nothing or no one is going to stop it.” That really got me going. I said to the guy: “You listen to me. If you do foreclose, I’ll personally bring a lawsuit for murder against you and your bank, on the grounds that you harassed Mrs. Hill’s husband to his death.” All of a sudden the bank officer sounded very nervous and said he’d get right back to me. Sometimes it pays to be a little wild. An hour later I got a call back from the banker, and he said, “Don’t worry, we’re going to work it out, Mr. Tramp.” Mrs. Hill and Frank Argenbright told the media, and the next thing I knew, it was the lead story on the network news. By the end of the week, we’d raised $40,000. Imus alone raised almost $20,000 by appealing to his listeners. As a Christmas present to Mrs. Hill and her family, we’ve scheduled a mortgage-burning ceremony for Christmas Eve in the atrium of Trump Tower. By then, I’m confident, we’ll have raised all the money. I’ve promised Mrs. Hill that if we haven’t, I’ll make up any difference. I tell Imus he’s the greatest, and I invite him to be my guest one day next week at the tennis matches at the U.S. Open. I have a courtside box and I used to go myself almost every day. Now I’m so busy I mostly just send my friends.

If we don’t keep that lizard on a leash, our minds will very quickly have us living under a bridge with no health insurance, all alone, and ignored by our kids. None of that is actually true, nor has it likely ever been true. But it feels like it could be true and that will scare us into remaining paralyzed and not taking steps in any direction. So we never try to make the relationship better, but we never leave either.

I was recently reminded of one possible reason that so many therapists are so insistent on arriving at a clinical diagnosis, and, not surprisingly, it’s directly related to problems with the health care system in America. A licensed professional counselor who has worked in the mental health field for many years wrote to say that even though she grew up in a family who strongly believe in the paranormal and in their own psychic gifts, “working with [psychic] kids is definitely a challenge in a pure clinical practice since this is not something you can bill insurance for.” Her point is very valid. Medical and mental health professionals must provide a clinical—and billable—diagnosis in order to receive payment from insurance companies. It is frightening to imagine how many children have been misdiagnosed, mislabeled, and mistreated because of the need to satisfy insurance guidelines!

Team roster—address, phone and fax of your doctors, and their assistants. • Notes—from consultations and conversations with your doctors. You can refer back to them if you are confused about anything they told you, and perhaps save yourself a call to their office. • Test results—copies of any important test results or reports such as mammograms, pathology reports, etc. • Questions—an ongoing list of questions to ask your doctors during your next visit (unless they are urgent . . . then call immediately). • Symptom tracking—if you are tracking any symptoms associated with treatment such as nausea to report back to your doctors. • Financial statements—keep copies of all medical bills from doctors and hospitals, whether they were sent to you or submitted directly to your insurance company. Also keep copies of all Explanation of Benefit (EOB) statements from your insurance company.

directly, the citizens would (and should) be willing to pay for such services, as they pay for insurance.

A critical DeFi primitive is the ability to escrow or custody funds directly in a smart contract. This is distinct from the situation in ERC-20 when operators are approved to transfer a user's balance. In that case, the user still retains custody of their funds and could transfer the balance anytime or revoke the contract's approval. When a smart contract has full custody over funds, it presents the possibility for new capabilities (and additional primitives), including: Retaining fees and disbursing incentives Facilitation of token swaps Market making of a bonding curve Collateralized loans Auctions Insurance funds

Wellness programs offer important benefits, but these data policies underscore the less visible and more dangerous privacy risks they pose.82 Most are exempt from traditional health data privacy regulations. The Health Insurance Portability and Accountability Act of 1996 (known as HIPAA), for example, protects individuals’ identifiable health information in the United States. But it doesn’t apply when employers offer workplace wellness programs directly rather than in connection with their group health plans. Without laws preventing them from using the data collected through wellness programs, employers can mine the data they collect, which many do with abandon.83 Employers learn everything that employees share in the questionnaires and online surveys they complete as part of these programs, from what prescription drugs they use to whether they voted and when they stopped filling their birth control prescriptions.84 And employers are using that data in increasingly more intrusive ways.

The employment of the strategic bombers in the weeks preceding D-Day, and afterwards in support of the armies in Normandy, may today seem cautious and unimaginative. But it was vital insurance, and reflected a perfectly logical view of strategic priorities by the Combined Chiefs of Staff. Overlord had to succeed. Bomber Command and the USAAF were directed to do all in their power to see that it did so, and worked to that end with courage, dedication and professionalism. If their leaders were heard with insufficient respect in the councils of war, they had only their own vast errors of judgement of the past to blame. It is an indulgence of historians and armchair critics to pretend that, in the spring of 1944, there was a better way.

In the richest and the most powerful country in the world there is no means of insuring an invalid poet such as Kenneth Patchen against starvation or eviction. Neither is there a band of loyal fellow artists who will unite to defend him against the unnecessary attacks of shallow, spiteful critics. Every day ushers in some fresh blow, some fresh insults, some fresh punishment. In spite of it all he continues to create. He works on two or three books at once. He labors in a state of almost unremitting pain. He lives in a room just about big enough to hold his carcass, a rented coffin you might call it, and a most insecure one at that. Would he not be better off dead? What is there for him to look forward to—

All the same, Kiev was a melancholy city. Its defining features were failures, absences. Some were obvious: only one supermarket (dollars only), few private cars (six at an intersection counted as a traffic jam), a joke of a postal service (to send a letter, one went to the railway station, and handed it to a friendly face going in the right direction). Others one only felt the force of after a time. With benefits and pensions virtually non-existent, the crudest health care (drugs had to be paid for; doctors wanted bribes), and no insurance (a few private firms had sprung up, but nobody trusted them with their money), Kievans were living lives of a precariousness unknown in the West, destitution never more than an illness or a family quarrel away. It showed in their wiry bodies and pinched, alert, Depression-era faces; the faces of people who get by on cheap vodka and stale cigarettes, and know they have to look after themselves, for nobody else will do it for them.

Acquiring a deep understanding of the target customer should not be short-changed — by anyone writing sales copy, at any time, for any purpose. As I was writing this edition of this book, I was writing copy for a long-time client, the Guthy-Renker Corporation, for their hugely successful Proactiv® brand of acne products. There are three different people to talk to about this — the teen sufferer, the teen's mom, and playing the odds, the adult female sufferer. This had me reading past and current issues of nearly a hundred magazines, including all the teen and preteen magazines, all the mom magazines, and all the women's magazines, having copious online research done for me, doing “conversational research” directly with people in all three groups, and even hiring a dozen freelance readers — teens, parents of teens, and young women — to critique my copy. Also, as I was writing this edition of this book, I began work on copy aimed at highly successful, professional financial and investment advisors, financial planners, and top-performing life insurance and annuities agents, which required a similar investment of time and energy in crawling inside their psyche, tribal language, daily experiences. Freelance writers worth their salt know they must do this sort of thing, and do. The danger for the business owner writing copy for himself and for his own business is ingrained assumption — encouraging shortcutting or altogether neglecting this step. The only sure way to keep your own accumulated but untested opinions and beliefs about your customers from sabotaging your sales letters is to start anew, from scratch, and to engage in getting to know the customers just as if you were arriving to write for them for the first time, with no foreknowledge.

What are your feelings from Bush to Obama? Besides being responsible for the death of half a million people, I feel like Bush dealt a huge economic and social blow to the USA, one from which we may never fully recover. He directly flushed 3 trillion dollars down the toilet on hopeless, pointlessly destructive wars in Afghanistan and Iraq …and they’re not even over! For years to come, we’ll be paying costs for all the injured veterans (over 50,000) and destabilizing three countries, because you have to look at the impact that the Afghan war has on Pakistan. Bush expanded the use of torture, and created a whole new layer of government bureaucracy (the “Department of Homeland Security”) to spy on Americans. He created Indefinite Detention (at Guantanamo and other US military bases) and expanded the use of executive-ordered assassinations using the new drone technology. On economic issues, his administration allowed corporations to run things and regulate themselves. The agency that was supposed to regulate oil drilling had lobbyist-paid prostitutes sleeping with employees while oil industry lobbyists basically ran the agency. Energy companies like Enron, and the country’s investment banks were deregulated at the end of the Clinton administration and Bush allowed them to run wild. Above all, he was incompetent and appointed some really stupid people to important positions at every level of government. Certainly, Obama has been involved in many of these same activities. A few he’s increased, such as the use of drone assassinations, but most of them he has at least tried to scale back. At the beginning of his first term, he tried to close the Guantanamo prison and have trials for many of the detainees in the United States but conservatives (including many Democrats) stirred up public resistance and blocked this from happening. He tried to get some kind of universal healthcare because over 50 million Americans don’t have health insurance. This is one of the leading causes of personal bankruptcies and foreclosures because someone gets sick in a family, loses their job, loses their health insurance (because American employers are source of most people’s healthcare) and they can’t pay their health bills or their mortgage. Or they use up all their money caring for a sick family member. So many people in the US wanted health insurance reform or single-payer, universal health care similar to what you have in the UK. Members of Obama’s own party (The Democrats) joined with Republicans to narrowly block “The public option” but they managed to pass a half-assed but not-unsubstantial reform of health insurance that would prevent insurers from denying you coverage when you’re sick or have a “preexisting condition.” The minute it was signed into law, Republicans sued in the courts (all the way to the supreme court) and fought, tooth and nail to block its implementation. Same thing with gun control, even as we’re one of the most violent industrial countries in the world. (Among industrial countries, our murder rate is second only to Russia). Obama has managed to withdraw troops from Iraq and Afghanistan over Republican opposition but, literally, everything he tries to do, they blast it in the media and fight it in Congress. So, while I have a lot of criticisms of Obama, he is many orders of magnitude less awful than Bush and many of the positive things he’s tried to do have been blocked. That said, the Democratic and Republican parties agree on more things than they disagree. Both signed off on the Afghan and Iraq wars. Both signed off on deregulation of banks, of derivatives, of mortgage regulations and of the energy and telecom business …and we’ve been living with the consequences ever since. I’m guessing it’s the same thing with Labor and Conservatives in the UK. Labor or Democrats will SAY they stand for certain “progressive” things but they end up supporting the same old crap... (2014 interview with iamhiphop)

able of Contents Introduction to Go2Bank Why People Buy Verified Go2Bank Accounts Features of a Verified Go2Bank Account Benefits of Using Go2Bank Who Needs Verified Go2Bank Accounts? How to Buy Verified Go2Bank Accounts 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com Factors to Consider Before Buying Where to Buy Verified Go2Bank Accounts Risks of Buying Go2Bank Accounts Legal and Ethical Concerns How to Spot a Legit Seller Using a Bought Account Safely FAQs on Buying Go2Bank Accounts Go2Bank vs Other Digital Banks Final Thoughts 1. Introduction to Go2Bank Go2Bank is a digital banking solution offered by Green Dot Corporation. It's designed to serve unbanked or underbanked individuals with easy access to mobile banking, debit cards, and early paycheck deposits. It functions entirely online, making it convenient and fast for users looking for alternatives to traditional banks. 2. Why People Buy Verified Go2Bank Accounts A verified Go2Bank account comes with an established identity, verified email, SSN verification, and often a debit card. People buy these accounts for a variety of reasons: Quick access to banking features Bypassing tedious KYC (Know Your Customer) verification Creating business or multiple accounts Accessing features like early direct deposit and tax refunds E-commerce transactions Privacy and anonymity 3. Features of a Verified Go2Bank Account When you buy a verified Go2Bank account, you typically get the following: ✅ Email & phone number verified ✅ SSN or ID verified (USA only) ✅ Debit card linked (optional) ✅ Online banking access ✅ Mobile app login credentials ✅ Optional transaction history ✅ Set PIN & security questions Some sellers may also include a virtual card or additional features like PayPal linking or Cash App compatibility.24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com 4. Benefits of Using Go2Bank Using Go2Bank offers several key benefits: Early Paycheck Access: Get your paycheck up to 2 days earlier than traditional banks No Hidden Fees: Transparent fee structure with no monthly fees (if certain conditions are met) FDIC Insured: Up to $250,000 insurance via Green Dot Bank Overdraft Protection: Up to $200 overdraft with eligible direct deposits Cash Deposits: Add cash at over 90,000 locations across the US Bill Pay: Easy-to-use bill pay via mobile app These features make Go2Bank highly desirable for both personal and business use. 5. Who Needs Verified Go2Bank Accounts? Here are the common users: ✅ Freelancers and remote workers – For receiving quick payments ✅ Dropshippers & eCommerce sellers – For handling multiple accounts ✅ Affiliate marketers – For tracking and managing payment inflows ✅ Crypto traders – For fiat withdrawal routes ✅ Students and travelers – For online shopping and budgeting ✅ People with limited banking access – Those who can’t pass KYC for other banks 6. How to Buy Verified Go2Bank Accounts The process typically follows these steps: Find a reliable seller (Telegram, WhatsApp, trusted marketplaces) Confirm what’s included – email access, debit card, virtual card, etc. Request a sample screenshot of account status Check if 2FA is enabled or if it can be disabled Make the payment using secure methods like crypto or escrow 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com

What Is Chime Bank? Chime is a mobile banking platform that partners with FDIC-insured banks to provide checking and savings services without monthly fees, overdraft penalties, or minimum balance requirements. Founded in 2013, Chime has become especially popular among freelancers, gig workers, and people who want a flexible digital bank account. Key Features: No monthly maintenance fees Early direct deposit (up to 2 days faster) SpotMe overdraft protection Secure and modern mobile app Savings account with automatic round-ups 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com

Buy Verified Go2Bank Accounts – The Ultimate 2024 Guide Introduction In the digital bankiTable of Contents What Is Go2Bank? Why People Buy Verified Go2Bank Accounts Features of a Verified Go2Bank Account Benefits of Using a Verified Account Common Use Cases Risks and Considerations Legal Aspects and Compliance How to Identify Trusted Sellers Red Flags to Avoid How the Verification Process Works Frequently Asked Questions Alternatives to Buying an Account How to Maintain Security After Purchase Final Thoughts and Recommendations 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com 1. What Is Go2Bank? Go2Bank is a modern mobile bank offered by Green Dot Corporation. It allows users to open bank accounts, receive direct deposits, pay bills, and manage finances — all through a user-friendly app. With low fees, cashback rewards, and FDIC insurance, Go2Bank is ideal for individuals and businesses alike. 2. Why People Buy Verified Go2Bank Accounts There are several reasons users prefer to buy pre-verified Go2Bank accounts, including: Avoiding long sign-up or verification delays Instant access for business purposes Use in affiliate or online marketing Bypassing document submission Global accessibility with US-based banking features 3. Features of a Verified Go2Bank Account A verified Go2Bank account typically includes: Verified SSN or identity details Linked debit card Activated mobile banking access Email and phone verification Ready for direct deposit and tax refunds Optional virtual card These accounts are often fully set up and tested before being sold. 4. Benefits of Using a Verified Account Here’s why buying a verified Go2Bank account may be a strategic move: Time-saving: Skip the sign-up and ID verification delays. Functional immediately: Use the account right away for payments or deposits. Suitable for business: Use it for eCommerce, dropshipping, or payout management. Enhanced trust: Verified accounts are less likely to trigger security alerts. Access to services: Enjoy overdraft protection, cashback rewards, and more. 5. Common Use Cases Some of the most common purposes include: Affiliate marketing payment processing Receiving client payments in digital freelance work E-commerce refunds and returns Storing earnings from gig platforms Reselling verified banking accounts in bulk (wholesale demand) 6. Risks and Considerations While there are clear advantages, users must be cautious: Account reclaim risk: The original creator may try to recover it. Policy violations: Buying/selling accounts may breach terms. Scams or fake sellers: There's a high risk of being duped. Limited control: The account might be connected to someone else's data. Always weigh risks before purchasing. 7. Legal Aspects and Compliance Important Note: Buying or selling verified accounts may be against Go2Bank’s Terms of Service, and in some cases, it could violate local financial regulations. Use this knowledge responsibly, especially if using such accounts for business operations or payment routing. 8. How to Identify Trusted Sellers When looking to buy a verified Go2Bank account, follow these tips to avoid scams: Look for verified reviews from real customers Ask if the account is fresh and unused

Buy Verified Go2Bank Accounts – The Complete Guide for 2025 Introduction In the fast-paced digital era, having access to a reliable online banking solution can make all the difference. Whether you're a business owner, freelancer, affiliate marketer, or simply someone looking to manage your finances more effectively, Go2Bank offers an excellent solution. But what if you want to skip the signup hassle and jump straight into action with a verified Go2Bank account? This guide will walk you through everything you need to know about buying verified Go2Bank accounts, the benefits, how to stay safe, where to buy, and what to avoid. If you're looking to buy verified Go2Bank accounts online in 2025, this is the definitive resource for you. What Is Go2Bank? Go2Bank is a mobile bank offered by Green Dot Corporation, tailored for people who want easy and secure banking. It offers a range of features like: No monthly fees with eligible direct deposit Free overdraft protection up to $200 Credit-building tools FDIC-insured accounts Access to over 19,000 fee-free ATMs Seamless mobile app interface As a fully digital bank, it eliminates the need for brick-and-mortar branches while offering powerful online tools. 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com What Is a Verified Go2Bank Account? A verified Go2Bank account means that the account has been: Successfully registered with real KYC (Know Your Customer) information Verified through identity documentation Activated and capable of receiving direct deposits, transfers, and withdrawals Fully functional for online use, ATM access, and mobile payments Buying a verified account gives you full access without waiting for approval or verification. Why Do People Buy Verified Go2Bank Accounts? There are several reasons why individuals or businesses choose to buy verified Go2Bank accounts instead of opening one from scratch: 1. Avoiding KYC Hassles The KYC process can be time-consuming and difficult for people who: Don’t have U.S. identification Live outside the United States Want to maintain privacy 2. Multiple Account Management Freelancers, digital marketers, and agencies often need multiple banking solutions for: Payouts from affiliate platforms Managing client funds Running financial A/B testing 3. Bypassing Country Restrictions Some services are region-locked. Buying a verified U.S.-based Go2Bank account allows international users to access these services without limitations. 4. Faster Access to Funds With a verified account, you can immediately receive deposits, link to PayPal or Venmo, and use the debit card for transactions. Benefits of Using Go2Bank Accounts When you buy a verified Go2Bank account, you're not just getting a bank account—you’re gaining access to:

Buy Verified Go2Bank Account: The Complete Guide to Safe and Effective Digital Banking Table of Contents Introduction to Go2Bank Why People Buy Verified Go2Bank Accounts Benefits of a Verified Go2Bank Account Is It Legal to Buy a Verified Go2Bank Account? Who Needs Verified Go2Bank Accounts? Key Features of a Verified Go2Bank Account How to Verify a Go2Bank Account (Step-by-Step) Where to Buy Verified Go2Bank Accounts Safely Things to Check Before Buying Red Flags and Scams to Avoid Prices of Verified Go2Bank Accounts Buying from Marketplaces vs. Private Sellers Alternatives to Buying (Manual Verification Tips) Go2Bank is an FDIC-insured mobile bank launched by Green Dot Corporation. It’s designed to serve individuals who prefer digital banking with fewer fees, faster transactions, and advanced security. Unlike traditional banks, Go2Bank doesn’t operate physical branches and relies solely on mobile apps and online platforms. 2. Why People Buy Verified Go2Bank Accounts People look to buy verified Go2Bank accounts for various reasons: Faster setup for business use Bypassing identity verification delays Access to higher withdrawal or deposit limits Avoiding the lengthy document submission process Many online entrepreneurs, freelancers, and digital marketers use verified accounts to streamline their financial operations. 3. Benefits of a Verified Go2Bank Account A verified account unlocks several powerful features, including: Direct deposit availability Faster transaction speeds Bill pay services High spending and withdrawal limits Increased account security Eligible for cashback and reward programs With full verification, you enjoy more trust from the platform and fewer restrictions. 24 Hours Reply/Contact Telegram: @GETUSAIT WhatsApp: +1(347) 519-9456 Skype: GETUSAIT Email: Getusait@gmail.com 5. Who Needs Verified Go2Bank Accounts? Several user groups benefit from pre-verified accounts: Freelancers and remote workers Affiliate marketers Crypto traders Dropshippers Online businesses Non-residents trying to access U.S. banking services A verified account simplifies financial operations, especially for those outside the U.S. or those needing quick access. 6. Key Features of a Verified Go2Bank Account Let’s break down what you get after account verification: Feature Availability with Verification Direct Deposit ✅ Yes Mobile Check Deposit ✅ Yes Bill Pay ✅ Yes

Step-by-Step Guide to Buying Verified Go2Bank Accounts Safely Buy Verified Go2Bank Accounts: Secure Your Finances Today Verified Go2Bank accounts are valuable for online banking. They offer security and convenience. ⭐⭐⭐⭐⭐ If you want to more information just knock us – Contact US 24 Hours Reply/Contact Telegram: @Pvatopseller WhatsApp: +1 (850) 247-2364 ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ As digital transactions grow, having a reliable banking account is crucial. Go2Bank provides users with features designed for modern financial needs. Verified accounts ensure trust in every transaction. Whether you're saving, spending, or investing, a secure banking platform is essential. Buying verified Go2Bank accounts can simplify online banking. These accounts come ready with verification, saving you time and effort. You avoid the hassle of setting up from scratch. Plus, they ensure your transactions are secure. Verified accounts give peace of mind. They provide extra layers of protection against fraud. For those new to online banking, they offer an easy start. Enjoy the benefits of verified banking today. Introduction To Go2bank Welcome to the world of digital banking with Go2Bank, a service that's quickly becoming a go-to choice for those looking to manage their finances with ease and convenience. Go2Bank offers a seamless banking experience right at your fingertips, enabling you to handle your transactions without the need to visit a physical bank. Whether you're a tech enthusiast or simply looking for a practical solution to traditional banking, Go2Bank might be the right fit for you. Digital Banking Evolution Banking has come a long way from the days of long queues and endless paperwork. Today, digital banking platforms like Go2Bank are transforming the way we think about managing money. They provide services that are fast, secure, and accessible from anywhere. Picture this: you're on vacation or stuck in traffic, and you need to make a financial transaction. With Go2Bank, you can do it all through your smartphone. The digital shift in banking is not just about convenience. It's about empowering you to have full control over your finances. Real-time notifications, easy transfers, and instant balance updates are just a few of the features that make Go2Bank an appealing choice. This evolution is reshaping our financial habits and making banking more user-friendly. Why Choose Go2bank Choosing Go2Bank isn't just about jumping on the digital bandwagon. It's about choosing a service that aligns with your lifestyle and financial goals. Go2Bank offers attractive features like no monthly fees, early direct deposits, and cash back rewards on eligible purchases. Imagine the peace of mind knowing that your bank is working with you to save money and earn rewards. Security is another compelling reason to consider Go2Bank. With advanced security measures and FDIC insurance, your money is protected just like in a traditional bank. Plus, their customer support is available to address any concerns you might have. Whether you're a student, a working professional, or someone planning for retirement, Go2Bank offers flexibility and security that can meet your needs. Have you ever thought about what it would be like to bank without constraints? Go2Bank provides that freedom by eliminating unnecessary fees and offering flexible solutions. It's not just a bank; it's a partner in your financial journey. What would you do with the extra time and resources? That's the kind of question Go2Bank helps you answer. Benefits Of Verified Accounts

How to File a Claim with Expedia? If you're wondering how to file a claim with Expedia, the process is simple and can be done either online or over the phone. The most effective way to start is by contacting Expedia customer service at ☎️+1➜833➜259➜9998. Whether your claim is related to a flight delay, cancellation, hotel issue, or travel insurance, calling ☎️+1➜833➜259➜9998 connects you directly with a representative who can guide you through the necessary steps. Be sure to have your booking details and any relevant documentation ready to speed up the process. While Expedia also provides online forms for claims, many travelers find it more helpful to speak with a live agent. If your issue isn't resolved on the first call, don’t hesitate to follow up again at ☎️+1➜833➜259➜9998. Persistence can make a difference. For urgent or unresolved matters, contacting ☎️+1➜833➜259➜9998 gives you the best chance at getting your claim handled efficiently and professionally.

Top 17 Places to Buy Verified Chime Accounts Online – Safe & Trusted A brief overview of Chime as a digital banking platform: Chime is a popular digital banking platform that offers a wide range of financial services, primarily focusing on offering low-fee and user-friendly banking experiences. ------ If you want to more information just knock us – Contact US ➥24 Hours Reply/Contact ➤Telegram: @vrtwallet ➤Skype: vrtwallet ➤WhatsApp: +1 (929) 289-4746 ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ Unlike traditional banks, Chime operates entirely online, which means customers can access their accounts and manage finances from their smartphones or computers without needing to visit a physical branch. The platform provides features such as no monthly maintenance fees, early direct deposit, and access to a network of ATMs, making it an attractive choice for those seeking a more modern approach to banking. Chime is FDIC-insured, which adds an extra layer of security and trustworthiness to the platform, reassuring users that their funds are protected up to the insured limit. Why some people choose to buy verified Chime accounts: While Chime’s ease of use and benefits attract many users, not everyone wants to go through the standard account creation process. For some, the appeal of buying a verified Chime account is rooted in the desire for quicker access to banking features, especially when traditional methods of opening an account can be time-consuming. For instance, some users might be looking to start using the account immediately for business transactions or personal finance management but don't want to wait for account verification. Additionally, certain individuals might choose to purchase a verified account if they have had issues with traditional account approval processes in the past (e.g., denied accounts due to credit history). In these cases, buying an already verified account can be a convenient solution. The advantages of using verified accounts for transactions and services: Verified Chime accounts come with several distinct advantages over regular accounts. When you purchase a verified account, you gain instant access to the full suite of services Chime offers, including the ability to make deposits, withdraw cash from ATMs, and set up automatic payments for bills. Additionally, verified accounts typically come with fewer restrictions compared to non-verified accounts, which may limit certain features like transferring funds or using a debit card for online purchases. The verification process ensures that your account is fully authorized, which also contributes to increased security and trust in the platform. For anyone needing access to these features quickly, buying a verified account offers immediate benefits and removes the hassle of waiting through manual approval procedures. Why Buying Verified Chime Accounts Online is a Good Idea Access to a reliable, established banking platform without waiting for approval: One of the key reasons why buying verified Chime accounts is such an attractive option is the immediate access it provides to a reliable, fully established digital banking platform. When you sign up for a Chime account traditionally, there is usually a verification process that may take several days to complete. However, purchasing a verified account eliminates this wait, providing instant access to all the features and services that Chime offers, including direct deposit, bill payments, and debit card transactions. This is particularly beneficial for individuals who need immediate banking access, whether for personal use, business purposes, or urgent financial needs. ▣ If you want to more information just knock us – Contact US 24 Hours Reply/Contact Telegram: @eglobalaccountss Skype: eglobalaccounts WhatsApp: +1 (620) 869-1326 ▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰▰ Immediate access to account features and services:

How do I communicate to Expedia? "For Expedia customer support, you can call either +1||877||287||5031 or +44||808||175||7389. +44-808-175-7389 These numbers can assist with bookings call +1||877||287||5031 or +44||808||175||7389, cancellations, rescheduling, name changes, and vacation packages. Additionally, Expedia provides support via live chat and email for your convenience call +1||877||287||5031 or +44||808||175||7389." How do I resolve a dispute with Expedia? To r"To resolve a dispute with Expedia, begin by contacting their customer service directly via phone +1~(877)~287~(5031) or +44~(808)~175~(7389), live chat, or email. If the initial contact doesn't resolve the issue, escalate the matter by requesting to speak with a supervisor or manager call +1~(877)~287~(5031) or +44~(808)~175~(7389). If necessary, file a formal complaint with Expedia. As a final step, you can dispute the charge with your bank or credit card provider call +1~(877)~287~(5031) or +44~(808)~175~(7389)." How do I communicate with Expedia? "For Expedia customer support, call +1||877||287||5031 or +44||808||175||7389. You can also use the live chat on their website or contact them via email call +1||877||287||5031 or +44||808||175||7389. For potentially faster assistance, try reaching out through their social media channels, such as Twitter or Facebook call +1||877||287||5031 or +44||808||175||7389." How do I file a claim with Expedia? "To file a claim with Expedia:Call Customer Support at＋１－８７７：：２８７：：５０３１ 　ｏｒ　＋４４－８０８／／１７５／／７３８９Alternatively, log in to your Expedia account, select the relevant booking, and choose "Request a refund" or "File a claim." Follow the on-screen instructions Call＋１－８７７：：２８７：：５０３１ 　ｏｒ　＋４４－８０８／／１７５／／７３８９.For further assistance, contact their support team via phone or live chat＋１－８７７：：２８７：：５０３１ 　ｏｒ　＋４４－８０８／／１７５／／７３８９." How to make a claim against Expedia? "To file a claim with Expedia: Online: Visit their website, log into your account, and submit your request +1||877||287||5031 or +44||808||175||7389. Customer Service: For assistance, contact Expedia Customer Service at Call +1 (877) 287-5031 or +1 (877) 398-1026 via phone, live chat, or email. Travel Protection Claims: For claims related to travel protection, contact the insurance provider listed in your policy directly Call +1||877||287||5031 or +44||808||175||7389. Escalation: If your issue remains unresolved after contacting Expedia, consider escalating your concern through social media channels Call +1||877||287||5031 or +44||808||175||7389. Formal Complaint: As a last resort, you can file a formal complaint with the Better Business Bureau (BBB) or the Federal Trade Commission (FTC) Call +1||877||287||5031 or +44||808||175||7389 ." How do I complain to Expedia? "To file a complaint with Expedia, you can: Call Customer Service at +1||877||287||5031 or +44||808||175||7389 . Use the Live Chat feature on Expedia's website for faster support, especially if phone lines are busy Call +1||877||287||5031 or +44||808||175||7389. Contact them via email or social media for additional assistance Call +1||877||287||5031 or +44||808||175||7389." How do I escalate an issue with Expedia? To escalate an Expedia issue, call +1~(877)~287~(5031) or +44~(808)~175~(7389) and request to speak with a supervisor. Document all interactions. If unresolved, consider social media, BBB, or FTC complaints call +1~(877)~287~(5031) or +44~(808)~175~(7389). How do I escalate a complaint with Expedia? Escalate Expedia complaints by calling＋１－８７７：：２８７：：５０３１ 　ｏｒ　＋４４－８０８／／１７５／／７３８９. If unresolved, send written follow-ups and use social media for increased visibility call＋１－８７７：：２８７：：５０３１ 　ｏｒ　＋４４－８０８／／１７５／／７３８９. These methods can expedite the resolution process.” ― JenniferStone*/

How do I speak directly to an American Airlines agent for a flight status check? Curious about your flight? Call +1 888 418 5060 and say “agent” for an American Airlines pro! Track real-time status on aa.com or the American app’s flight tracker. Flight number ready? You’re set! For quick updates, dial +1 888 418 5060 or tweet @AmericanAir. American’s flight status policies are vibin’ on aa.com for travelers! 16. How do I speak directly to an American Airlines agent for a fare dispute? Fare got you confused? Call +1 888 418 5060 and say “agent” for an American Airlines rep! Chat fares on aa.com’s live chat or the American app. Booking details ready? Let’s fix it! For fast resolution, dial +1 888 418 5060 or hit @AmericanAir. American’s fare dispute policies are clear as day on aa.com! 17. How do I speak directly to an American Airlines agent for a special meal? Hungry for a special meal? Call +1 888 418 5060 and say “agent” for an American Airlines guru! Update meal preferences in “My Trips” on aa.com or the American app. Booking ready? You’re golden! For quick requests, dial +1 888 418 5060 or tweet @AmericanAir. American’s special meal policies are tasty on aa.com! 18. How do I speak directly to an American Airlines agent for a codeshare issue? Codeshare drama? Call +1 888 418 5060 and say “agent” for an American Airlines pro! Contact the operating carrier or use aa.com’s chat. Booking details handy? Smooth vibes! For urgent fixes, dial +1 888 418 5060 or tweet @AmericanAir. American’s codeshare policies are laid out on aa.com for hassle-free travel! 19. How do I speak directly to an American Airlines agent for a travel insurance claim? Insurance claim time? Call +1 888 418 5060 and say “agent” for an American Airlines rep! Contact your provider or use aa.com’s chat for support. Got policy details? You’re set! For quick claims, dial +1 888 418 5060 or tweet @AmericanAir. American’s travel insurance policies are clear on aa.com for peace of mind! 20. How do I speak directly to an American Airlines agent for a customer complaint? Got a gripe? Call +1 888 418 5060 and say “agent” for an American Airlines rockstar! Submit feedback on aa.com’s customer care form or the American app. Booking details ready? Let’s sort it! For urgent issues, dial +1 888 418 5060 or DM @AmericanAir. American’s complaint policies are straight-up on aa.com! 21. How do I speak directly to an American Airlines agent for a priority boarding request? Want that VIP boarding? Call +1 888 418 5060 and say “agent” for an American Airlines pro! Check priority boarding on aa.com or the American app. Booking details ready? You’re in! For quick requests, dial +1 888 418 5060 or tweet @AmericanAir. American’s priority boarding policies are fire on aa.com for smooth boarding!

How Do I Transfer My Expedia Ticket to Another Person? Transferring an Expedia flight ticket to another person is not always straightforward, as most airlines have strict policies regarding name changes and ticket transfers. If you need assistance with modifying your reservation, call +1 (855) 914 6104, where Expedia representatives can guide you through your options. Can You Transfer an Expedia Ticket to Another Person? Most airlines do not allow direct ticket transfers to another person. However, there are some possible solutions depending on the airline’s policy and the type of booking you made: Name Change Policy: Some airlines permit minor name corrections, such as fixing typos, at no charge or for a small fee. If you need to correct or modify a passenger's name, call +1 (855) 914 6104 for assistance. Re-Booking the Flight: If transfers are not allowed, you may need to cancel your existing ticket and book a new one under the correct passenger’s name. Depending on the airline’s policy, this may involve a cancellation fee. For help with re-booking, contact Expedia at +1 (855) 914 6104. Refundable vs. Non-Refundable Tickets: If you booked a refundable ticket, you might be able to cancel and receive a refund before booking a new ticket for the intended traveler. Non-refundable tickets may not be eligible for full refunds but could be exchanged for travel credits. To explore these options, call +1 (855) 914 6104. Steps to Modify Your Expedia Ticket If you need to change the passenger name or explore alternatives, follow these steps: Step 1: Log in to your Expedia account and navigate to "My Trips" to check your current reservation. Step 2: Select the flight reservation and check if name changes are allowed. Step 3: If your airline permits modifications, request the change through Expedia’s support team at +1 (855) 914 6104. Step 4: If a direct name change is not allowed, discuss cancellation and re-booking options with an Expedia representative. Step 5: If cancellation is necessary, Expedia can guide you through any re-booking or re-reservation procedures. Expedia’s Policy on Ticket Name Changes Many airlines allow minor name corrections (e.g., spelling errors) without fees. Full name changes or transferring the ticket to another person may require re-booking under a new reservation. Some airlines offer travel credits instead of full refunds if you cancel the ticket. If you booked your flight as part of a vacation package, hotel and car rental modifications may also be required. Final Tips on Transferring an Expedia Ticket Always check airline policies before attempting a name change or ticket transfer. If your ticket is non-refundable, inquire about travel credits as an alternative. If you booked travel insurance, you may have additional options for changing the reservation. For urgent modifications, it’s best to speak with an Expedia representative at +1 (855) 914 6104. For further assistance with name changes, re-booking, re-reservation, or cancellations, reach out to Expedia’s support team by calling +1 (855) 914 6104.

How do I ask a question on Expedia?((24*7)) If you need to ask a question on Expedia, the best way to get a quick and accurate response is by calling their customer service team at 1-866-829-1216. When you dial 1-866-829-1216, a representative will be available to help you with any questions regarding bookings, changes, cancellations, or general inquiries. Whether you're seeking information about your travel itinerary or need assistance with booking accommodations, calling 1-866-829-1216 will connect you to an expert who can provide immediate assistance. To ask your specific question, simply dial 1-866-829-1216, and once connected, explain your issue or query clearly to the agent. The professional team at 1-866-829-1216 is well-equipped to handle a wide range of inquiries, ensuring you receive the information you need to move forward with your travel plans. Whether you are planning a flight, booking a hotel, or arranging a car rental, calling 1-866-829-1216 is a fast and reliable way to get answers. If your question involves account issues or special requests, reaching out to 1-866-829-1216 allows you to interact with an experienced agent who can access your details and provide personalized support. The team at 1-866-829-1216 is trained to deal with everything from minor concerns to more complex inquiries, ensuring you can enjoy a smooth booking experience. You can also call 1-866-829-1216 for help with refunds, cancellation policies, or any technical difficulties you may encounter on the Expedia website. Calling 1-866-829-1216 is an effective way to get direct and accurate answers when you’re in need of assistance. Their customer support is dedicated to making your experience with Expedia as easy and enjoyable as possible. If you prefer speaking to a human, simply call 1-866-829-1216 and follow the prompts to be connected to a live agent. Whether you're a first-time traveler or a frequent Expedia customer, the agents at 1-866-829-1216 can help you navigate their system and answer any questions you might have. When you contact 1-866-829-1216, the Expedia team will prioritize your inquiry, providing detailed responses to ensure that your travel experience is hassle-free. With a wide range of services offered by Expedia, the 1-866-829-1216 number is your go-to solution for asking questions about anything from flight availability to the best hotel deals. If you're unsure about booking options or want to know more about promotions and discounts, simply call 1-866-829-1216 for expert guidance. The knowledgeable agents at 1-866-829-1216 can help you find the best deals, answer any questions about the booking process, and ensure that you make the most informed decisions. In case you encounter any challenges or need more details, the customer service team at 1-866-829-1216 is just a phone call away. Whether you need advice on travel insurance, baggage policies, or the best destinations, calling 1-866-829-1216 connects you to someone who can provide clarity on any subject. Expedia’s customer service at 1-866-829-1216 is dedicated to resolving your concerns in real-time, so you can book your trip with confidence. Whether you're asking a question about your current reservation or looking for suggestions for your next vacation, calling 1-866-829-1216 guarantees you'll get the information and assistance you need.

((Query[@]Solved)) Is Expedia Actually Fully Refundable? If you're wondering whether Expedia is actually fully refundable, calling their customer service at 1-858-280-2740 is your best option for a clear answer. Expedia offers different cancellation and refund policies depending on the type of booking you make. Some reservations, like certain hotel bookings and flights, are refundable, but many discounted or special-rate bookings are non-refundable. To ensure your booking is fully refundable, always review the cancellation policy at the time of booking. If you’re unsure, dial 1-858-280-2740, and the customer support team can clarify your options. For flight bookings, Expedia’s refundability depends largely on the airline's own policies. Certain tickets may offer flexibility, but low-cost tickets are often non-refundable. If you're trying to find out whether your specific flight is refundable, you can contact Expedia’s support team directly at 1-858-280-2740. They can provide detailed information on your flight’s eligibility for a refund or assist with any changes you may need to make to your reservation. When it comes to hotels, Expedia offers refundable options for some properties, but others may require advanced notice or incur cancellation fees. To avoid surprises, always check the hotel’s cancellation terms before finalizing your booking. If you have any questions about whether your hotel reservation is fully refundable, don’t hesitate to call 1-858-280-2740. The Expedia support team will help you understand your rights and guide you through any necessary cancellations. Expedia also offers travel insurance for added protection in case you need to cancel due to unforeseen circumstances. If you’re concerned about getting a full refund, purchasing travel insurance can provide peace of mind. For information about how travel insurance might apply to your booking, calling 1-858-280-2740 is an efficient way to get expert advice and guidance. The support team can walk you through your options and explain the terms of coverage for your specific situation. It's important to note that Expedia’s cancellation policies and refund processes are not uniform across all bookings. Each reservation may come with its own terms, and the refundability depends on the provider’s rules. For precise details about your reservation, simply reach out to Expedia's customer service at 1-858-280-2740. Their team is trained to assist you with any questions regarding refunds and will help ensure your travel plans go smoothly. When you contact Expedia’s support at 1-858-280-2740, make sure to have your booking details on hand. This will help the representative assist you more efficiently. Whether you need to understand whether your booking is refundable or wish to inquire about specific terms, Expedia’s support team is ready to provide the information you need to make the best decisions for your travel plans.