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Nature ensures efficiency through self-sustaining systems. Businesses should do the same.
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Hendrith Vanlon Smith Jr.
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They have all the upsides of partnership without the liabilities. If I’ve got a dollar, they’ve got a dollar. With a partnership it is easy
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Michael Janda (Burn Your Portfolio: Stuff they don't teach you in design school, but should (Voices That Matter))
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Jonah Berger, a social scientist well-known for his studies of virality, explains that publicness is one of the most crucial factors in driving something’s spread. As he writes in his book Contagious, “Making things more observable makes them easier to imitate, which makes them more likely to become popular. . . . We need to design products and initiatives that advertise themselves and create behavioral residue that sticks around even after people have bought the product or espoused the idea.
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Portfolio (Growth Hacker Marketing)
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get lopsided in contribution. One partner works more hours. Another partner seemingly brings more to the table. How do you decide to fairly distribute dividends? Who wins the debate when you want to shift directions in the company? I’m not saying that partnerships can’t work; there are countless
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Michael Janda (Burn Your Portfolio: Stuff they don't teach you in design school, but should (Voices That Matter))
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You two should do the next partner project together,” she said as she flipped through our portfolios. “You both have excellent designs, and you have polar opposite strengths. You’d do well together.” Jake and I nodded respectfully, but under the table, he rubbed my leg. “I guess we’re pretty good together,” he whispered against my ear later in the hall. “Is that what she said? I thought she said you could learn a lot from me.”
Reinhardt, Liz (2011-09-06). Double Clutch (A Brenna Blixen Novel) (p. 206). . Kindle Edition.
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Liz Reinhardt (Double Clutch (Brenna Blixen, #1))
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like a stormy sea at best. 81. Making Cents of It All With over 1,500 projects under my belt as a freelancer and business owner, saying that I’ve experimented with pricing structures may be the understatement of the year. In my early years, nearly everything was based on a fixed bid. As my client list grew, I began landing some hourly gigs, retainers, and some dedicated resource structures. Each of these pricing structures has pros and cons, for you as a designer as well as for your client. Understanding these pricing structures, explaining them clearly to your clients, and choosing the right one for the job can make the difference between a blissful client experience and your worst nightmare. Fixed Bid Fixed-bid pricing is a set scope of work with a fixed price. You tell
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Michael Janda (Burn Your Portfolio: Stuff they don't teach you in design school, but should (Voices That Matter))
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The stranger drew the curtains round the bed, took up the light, and inspected the apartment. The walls of both rooms were hung with drawings of masterly excellence. A portfolio was filled with sketches of equal skill,—but these last were mostly subjects that appalled the eye and revolted the taste: they displayed the human figure in every variety of suffering,—the rack, the wheel, the gibbet; all that cruelty has invented to sharpen the pangs of death seemed yet more dreadful from the passionate gusto and earnest force of the designer. And some of the countenances of those thus delineated were sufficiently removed from the ideal to show that they were portraits; in a large, bold, irregular hand was written beneath these drawings, “The Future of the Aristocrats.” In a corner of the room, and close by an old bureau, was a small bundle, over which, as if to hide it, a cloak was thrown carelessly. Several shelves were filled with books; these were almost entirely the works of the philosophers of the time,—the philosophers of the material school, especially the Encyclopedistes, whom Robespierre afterwards so singularly attacked when the coward deemed it unsafe to leave his reign without a God.
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Edward Bulwer-Lytton (Zanoni Book One: The Musician: The Magical Antiquarian Curiosity Shoppe, A Weiser Books Collection)
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[(+1<8>(8<8>4)0(7)7^9^9^1)]Which Trezor Wallet Is Best?
Choosing the best Trezor wallet depends on your security needs, cryptocurrency portfolio, and budget. Trezor offers different models with varying features to cater to both beginners and advanced users. Here’s a comparison of the top Trezor hardware wallets to help you decide which one suits you best.
1. Trezor Model One – Best for Beginners[(+1<8>(8<8>4)0(7)7^9^9^1)]
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Easy to Use – Simple setup and intuitive interface for hassle-free transactions.
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Ideal for: First-time users who want a secure yet budget-friendly hardware wallet.
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Full-Color Touchscreen – Provides a seamless and user-friendly experience.
Expanded Crypto Support – Compatible with a broader range of digital assets.
Enhanced Security Features – Includes Shamir Backup for extra protection.
Premium Build Quality – Designed for professional traders and long-term investors.
Ideal for: Experienced users looking for advanced security and convenience.
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Improved Security Architecture – Next-level protection against attacks.
Passphrase Encryption – Adds an extra layer of security for private keys.
Modern Design & Durability – Built with premium materials for long-term use.
Seamless Trezor Suite Integration – Manage your crypto assets efficiently.
Ideal for: Users who prioritize ultimate security and asset protection.
Which Trezor Wallet Should You Choose?[(+1<8>(8<8>4)0(7)7^9^9^1)]
For beginners → Trezor Model One (budget-friendly & easy to use).
For advanced users → Trezor Model T (touchscreen & extra security).
For maximum protection → Trezor Safe 3 (strongest security features).
Need help selecting the right Trezor wallet? Call[(+1<8>(8<8>4)0(7)7^9^9^1)] for expert guidance.
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Asa Yoneda
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Many people report that the greatest fear they face today is the fear of not having enough money to maintain their lifestyle throughout retirement. Does this sound like you?
Social Security is still a vital role in retirement income. The greatest benefit Social Security provides is regular income that is guaranteed to increase over time and continue as long as you live. Keep in mind, Social Security taxes are just that – taxes. As a result, a worker’s retirement security is entirely dependent upon political decisions. Nevertheless, for now, this benefit makes Social Security one of the most valuable sources of income during one’s retirement.
Unfortunately, most Americans do not know much about Social Security. They know even less about how to maximize the benefits that may help sustain them throughout retirement.
Whether you are depending upon Social Security to make a significant impact on your retirement income or just a part of your entire financial portfolio, it would be wise to understand which claiming options are available to get the most out of your Social Security income.
Even in these tough times and volatile markets, we help our clients take a comprehensive approach to their retirement planning. We offer a complimentary service that we call Social Security Maximization or SSI Max. There are hundreds of ways to claim your Social Security, but which one is right for you and your family? One simple mistake or misjudgment of the program can cost you thousands of dollars that you rightfully deserve. Download our free eBook: 4 Myths about Social Security Income to learn a few common misconceptions about Social Security Income.
Find out your SSI Max Strategy
Our team of experts use a proprietary system that links to the government’s official Social Security website. It only takes a few minutes to generate your SSI Max Report. Click here to see a sample report and act quickly to get your very own personalized report. Just schedule a call with me to find out your very own, optimal SSI Max Strategy! Click here to schedule now!
P.S. – Be sure to ask me about including a “Shortfall Analysis” in your report. Our clients are LOVING this feature! Seriously! What is it? Our Advanced Case Design team builds a comprehensive financial plan best suited for your specific situation by considering all of your retirement vehicles. This is, without a doubt, the best retirement planning offer you will see in a very, very long time!
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Annette Wise
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Personally, he had never really understood the appeal of the fashion industry. Young, star-struck people flocked to the houses in Milan and Paris like lemmings to a cliff edge, bringing with them their portfolios and dreams. Now more than ever, it would seem. He was besieged. But then again we live in a narcissistic age, he thought to himself, which in turn was probably what made it so hard for young people today to love each other or devote themselves to anything. It required a soul – or a personality at least – to lose yourself in something bigger. These days everyone was conceived in fertility clinics, designed to certain specifications and their unimaginative provenance gave them the mistaken belief that they were somehow unique, interesting or especially precious.
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Steffen Jacobsen (When the Dead Awaken)
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Matrimony and the toothache may be survived, but of all the evils femininity is heir to, defend me from a shopping excursion.
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Fanny Fern (Fern leaves from Fanny's portfolio. 2d series. With original designs by Fred M. Coffin.)
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To fill this gap in the capital market, Davis and Rock set themselves up as a limited partnership, the same legal structure that had been used by a short-lived rival called Draper, Gaither & Anderson.[18] Rather than identifying startups and then seeking out corporate investors, they began by raising a fund that would render corporate investors unnecessary. As the two active, or “general,” partners, Davis and Rock each seeded the fund with $100,000 of their own capital. Then, ignoring the easy loans to be had from the fashionable SBIC structure, they raised just under $3.2 million from some thirty “limited” partners—rich individuals who served as passive investors.[19] The beauty of this size and structure was that the Davis & Rock partnership now had a war chest seven and a half times larger than an SBIC, and with it the ammunition to supply companies with enough capital to grow aggressively. At the same time, by keeping the number of passive investors under the legal threshold of one hundred, the partnership flew under the regulatory radar, avoiding the restrictions that ensnared the SBICs and Doriot’s ARD.[20] Sidestepping yet another weakness to be found in their competitors, Davis and Rock promised at the outset to liquidate their fund after seven years. The general partners had their own money in the fund, and thus a healthy incentive to invest with caution. At the same time, they could deploy the outside partners’ capital for a limited time only. Their caution would be balanced with deliberate aggression. Indeed, everything about the fund’s design was calculated to support an intelligent but forceful growth mentality. Unlike the SBICs, Davis & Rock raised money purely in the form of equity, not debt. The equity providers—that is, the outside limited partners—knew not to expect dividends, so Davis and Rock were free to invest in ambitious startups that used every dollar of capital to expand their business.[21] As general partners, Davis and Rock were personally incentivized to prioritize expansion: they took their compensation in the form of a 20 percent share of the fund’s capital appreciation. Meanwhile, Rock was at pains to extend this equity mentality to the employees of his portfolio companies. Having witnessed the effect of employee share ownership on the early culture of Fairchild, he believed in awarding managers, scientists, and salesmen with stock and stock options. In sum, everybody in the Davis & Rock orbit—the limited partners, the general partners, the entrepreneurs, their key employees—was compensated in the form of equity.
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Sebastian Mallaby (The Power Law: Venture Capital and the Making of the New Future)
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Print / textile design ● Sourcing (trims / textiles / factories) ● Product development ● Consulting (design / fit / production)
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Heidi Sew (Freelancing in Fashion: A Step-By-step Guide to Creating Your Portfolio, Setting Rates and Finding Clients You Love)
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Meet one of the leading creative directors Roger Hooks, Jr. He is a renowned “S&P 500 Creative Executive”, who has successfully established his name in the creative industry.
He possesses a boasted portfolio in package design of Pacific-Rim makers of entertainment PC peripherals and add-on cards with category best sellers up in down the aisles of Fry's Electronics, Micro Center, Ritz Camera, Best Buy, and Good Guys in their brick-and Mortar Hey-Day. Also, he is a Platinum Award winner in copywriting, a Gold Award winner in advertising campaigns, and a Gold Award winner in special events.
So, if you are searching for a professional creative strategist, you must contact Roger Hooks, Jr. Feel free to reach out.
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Roger Hooks
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Josh Kopelman, who ended up partnering with Morgan to launch a new venture capital firm at the end of 2004, First Round Capital, focused on startups, especially in New York. “Today we have over 50 New York companies in our portfolio, including Fab.com, a great success in the design and fashion industry,” explains Morgan. “We usually are the most active venture firm in the city in number of new deals.
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Maria Teresa Cometto (Tech and the City: The Making of New York's Startup Community)
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Companies can develop an innovation strategy that works at the three levels of what I call the “innovation pyramid”: a few big bets at the top that represent clear directions for the future and receive the lion’s share of investment; a portfolio of promising midrange ideas pursued by designated teams that develop and test them; and a broad base of early stage ideas or incremental innovations permitting continuous improvement. Influence flows down the pyramid, as the big bets encourage small wins heading in the same direction, but it also can flow up, because big innovations sometimes begin life as small bits of tinkering—as in the famously accidental development of 3M’s Post-it Notes.
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Harvard Business Publishing (HBR's 10 Must Reads on Innovation (with featured article "The Discipline of Innovation," by Peter F. Drucker))
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If you still crave financial thrills or feel compelled to have exciting investments to talk about with folk at parties, then designate a very small corner of your portfolio as mad money, to be deployed in 'exciting' investments. Just make sure to promise yourself that when it's gone, it's gone.
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William J. Bernstein (The Four Pillars of Investing: Lessons for Building a Winning Portfolio)
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In the end it’s the tax-deferred 1031 exchange that gets massive use by Millionaire Real Estate Investors. This program in the IRS tax code allows you to sell and buy properties without having to declare capital gains or pay those taxes. It’s a very straightforward procedure, but it takes some planning. First, you need to hire a 1031 Qualified Intermediary before you close on the sale of one of your properties. That person will act as your guide and escrow agent as you move through the sale of one property and the purchase of the next. After the sale of your “relinquished property” you have 45 days to identify the “replacement property” and a total of 180 days to close on that second property. You want to be looking for the replacement property before or during the marketing of the property you are selling. If you find a good opportunity, you can enter into a contract with a right to assign clause if your first property does not sell or with a 1031 clause in the purchase agreement if it does. Many people have the mistaken notion that you are exchanging your property with someone else: You take theirs, and they take yours. In some cases that can be done, but it is neither the purpose nor the requirement of a 1031 exchange. A 1031 exchange is designed for you to “exchange” one property in your portfolio (sell it) and replace it with another one that you wish to buy. It allows you to keep purchasing larger, more expensive properties without having to pay capital gains taxes on the ones you sell. This is a wonderful way to keep your money working for you.
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Gary Keller (The Millionaire Real Estate Investor)
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The Deeply Graphic DesignCast
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Wes McDowell (Rock Your Portfolio Website: Pro-tips for Graphic Designers, Web Designers, Photographers & Other Creative Experts)
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There are three crucial things which must be monitored regularly. In order of importance, they are 1) investment returns relative to your financial plan requirements, 2) your asset allocation, and 3) the quality of your investments. But just how often should you review those things? The answer is, “It depends.
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Greg Phelps (Portfolio Architect: 5 Keys to Design, Build, and Manage Your Ultimate Investment Plan)
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End of May 2012 The continuation of my email to Andy: …I was delighted to return to London after war-ravaged Belfast. The students in our college had to evacuate several times due to IRA bomb threats. I must have subconsciously selected to be in Northern Ireland because of my unsettling inner upheavals. Much like the riots that went on in the city in 1971, I was unconsciously fighting my inner demons within myself. I needed that year to overcome my sexual additions and to immerse myself in my fashion studies. By the following year, I had compiled an impressive fashion design portfolio for application with various London Art and Design colleges. Foundation students generally required two years to complete their studies. I graduated from the Belfast College of Art with flying colors within a year. By the autumn of 1972, I was accepted into the prestigious Harrow School of Art and Technology. Around that period, my father’s business was waning and my family had financial difficulty sponsoring my graduate studies. Unbeknownst to my family, I had earned sufficient money during my Harem services to comfortably put myself through college. I lied to my parents and told them I was working part-time in London to make ends meet so I could finance my fashion education. They believed my tall tale. For the next three years I put my heart and soul into my fashion projects. I would occasionally work as a waiter at the famous Rainbow Room in Biba, which is now defunct. Working at this dinner dance club was a convenient way of meeting beautiful and trendy patrons, who often visit this capricious establishment.
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Young (Unbridled (A Harem Boy's Saga, #2))
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A well-designed life is a marvelous portfolio of experiences, of adventures, of failures that taught you important lessons, of hardships that made you stronger and helped you know yourself better, and of achievements and satisfactions.
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Bill Burnett (Designing Your Life: How to Build a Well-Lived, Joyful Life)
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Just as sensible gamblers take, say, $100 down to the casino floor and leave the rest of their money locked in the safe in their hotel room, the intelligent investor designates a tiny portion of her total portfolio as a “mad money” account. For most of us, 10% of our overall wealth is the maximum permissible amount to put at speculative risk. Never mingle the money in your speculative account with what’s in your investment accounts; never allow your speculative thinking to spill over into your investing activities; and never put more than 10% of your assets into your mad money account, no matter what happens. For better or worse, the gambling instinct is part of human nature—so it’s futile for most people even to try suppressing it. But you must confine and restrain it. That’s the single best way to make sure you will never fool yourself into confusing speculation with investment.
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Benjamin Graham (The Intelligent Investor)
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A well-designed life is a life that makes sense. It’s a life in which who you are, what you believe, and what you do all line up together. When you have a well-designed life and someone asks you, “How’s it going?,” you have an answer. You can tell that person that your life is going well, and you can tell how and why. A well-designed life is a marvelous portfolio of experiences, of adventures, of failures that taught you important lessons, of hardships that made you stronger and helped you know yourself better, and of achievements and satisfactions. It’s worth emphasizing that failures and hardships are a part of every life, even the well-designed ones.
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Bill Burnett (Designing Your Life: How to Build a Well-Lived, Joyful Life)
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To design/maintain a portfolio: Pick an equity allocation you’re comfortable with. We chose 60 percent equity, 40 percent fixed income. Choose which indexes to track. Pick the investment funds that track those indexes. As your investments fluctuate in value, rebalance to your target allocation.
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Kristy Shen (Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required)
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I like lots of people our age when they're one by one," he said, "but I loathe and despise my generation, Sully. We had an opportunity to change everything. We actually did. Instead we settled for designer jeans, two tickets to Mariah Carey at Radio City Music Hall, frequent-flier miles, James Cameron's 'Titanic', and retirement portfolios. The only generation even close to us in pure, selfish self-indulgence is the so-called Lost Generation of the twenties, and at least most of them had the decency to stay drunk. We couldn't even do that. Man, we suck.
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Stephen King
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In design school, professional practices are usually grouped together and referred to as “soft skills,” taught in something called a “portfolio class” by whichever professor drew the short straw that semester. Unpacking professional practice is less glamorous than holding forth about creativity. To be fair, I doubt many high school seniors are excited to choose a design school based on how well they teach professional services. I certainly wasn’t. We choose design schools based on how amazingly creative and special they make us feel.
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Mike Monteiro (Ruined by Design: How Designers Destroyed the World, and What We Can Do to Fix It)
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Here are some services you can offer as a freelance fashion designer: ● Digital fashion flats (Adobe Illustrator) ● Tech packs ● Pattern making / pattern drafting (sample sewing / fittings) ● Design (trend / color research / collection design) ● Merchandising
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Heidi Sew (Freelancing in Fashion: A Step-By-step Guide to Creating Your Portfolio, Setting Rates and Finding Clients You Love)
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Portfolio insurance was designed to protect investors from large market declines. Ironically, the cure became the cause.
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Edward O. Thorp (A Man for All Markets: From Las Vegas to Wall Street, How I Beat the Dealer and the Market)
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After comparing desired with available resources, it became crystal clear that the company was pursuing many more projects than it had people to staff. In particular, by trying to engage in many highly demanding platform launches at the same time, the company was unlikely to do justice to its portfolio of options. Nor was it likely to manage the enhancement launches (as opposed to platform launches) that current customers were demanding, because many of these were still on the drawing board and were competing for the same scarce design and engineering talent as the major platform launches. In short, the company was taking on too much. The results of this overcommitment meant that project deadlines perpetually slipped, promises to key customers were often broken, and people were beginning to feel burned out.
This situation is not uncommon. The processes through which companies take on projects usually lead them to discover that they haven’t got the resources to do justice to everything on their plates. In particular, when managers have not clearly thought through which resources for projects will be needed to support their needs to either build new platforms or learn through options, the different types of projects compete with each other, creating confusion. This lack of coordination is also typical of companies that haven’t matched their strategy to available resources. A far wiser approach is to pursue a few well-run projects than to chase down a grab-bag of forever-behind-schedule and over-budget initiatives.
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Rita Gunther McGrath (The Entrepreneurial Mindset: Strategies for Continuously Creating Opportunity in an Age of Uncertainty)
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The best way to implement this strategy is indeed simple: Buy a fund that holds this all-market portfolio, and hold it forever. Such a fund is called an index fund. The index fund is simply a basket (portfolio) that holds many, many eggs (stocks) designed to mimic the overall performance of the U.S. stock market (or any financial market or market sector).
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John C. Bogle (The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns)
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Want to be a Freelancer?
Do You want to be a Freelancer? If so, first of all - You need to be well-versed in the subject you want to freelance on. If you can be good at a few things, you will get more work as a freelancer. Most of the clients on this platform are foreigners. So to communicate with them you have to master the English language very well.
How to Start Freelancing?
To start working as a freelancer you need to work step by step from the very beginning. Find a specific task or skill that you want to excel at.
Must practice speaking or communication in English. Create your own freelancing account. You have to decide how much money you will take in exchange for the work.
Choose the Topic that Suits You -
There are many types of jobs that can be done on the freelancing marketplace. Both fairly easy and difficult jobs are available on this platform.
Easy jobs include data entry, article writing, and jobs for which a large number of bids are received due to which these jobs have to be rushed and competition is high.
Difficult jobs include high-quality expensive jobs like web development, web design, graphics design, and software development. Which have higher remuneration. Now you have to decide what kind of work you will do in freelancing.
Everything You Need to Train -
The first thing you need to train is patience. Without patience, you can never survive on this platform. There are quite a number of freelancing service providers in our country who provide coaching through various courses.
You can complete your training through coaching if you want. You will need a good laptop or computer with an internet connection for regular practice.
A minimum of basic computer knowledge is essential for learning the job, along with the ability to speak English. You have to focus hard on the subject you want to master and develop a mindset to stick with it.
Incorporate what you have learned and done into your portfolio, gain an understanding of the marketplaces, be disciplined, and work on time.
Work to Gain Experience -
Your path to freelancing may not be smooth. But it should not stop there. Just as in life, there are various problems, pains, and dangers, so it is in the case of freelancing.
At first, you may not get job offers or get results as expected.
So don't be impatient, you have to strengthen yourself mentally. Because you are in the first step of gaining your experience.
Don't just think of yourself as a freelancer, think of yourself as a student who needs experience, not money. So if you make a mistake at work, try to learn from it.
You can Reduce the Unemployment rate by Teaching others to Work -
Apart from earning income by teaching others to work, you can reduce the unemployment rate by contributing to the economic development of the country.
Day by day the country's job market is deteriorating due to which the number of unemployed is increasing every year. Many youths have lost their whole lives, lost precious time of their lives in the pursuit of government jobs.
If you are thinking of making your career permanently as a freelancer then you can train those youngsters and form a team of yours.
By doing this you can help create employment for millions of youth and increase your income.
Please Visit Our Blogging Website to read more Articles related to Freelancing and Outsourcing, Thank You.
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Bhairab IT Zone
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A well-designed life is a marvelous portfolio of experiences, of adventures, of failures that taught you important lessons, of hardships that made you stronger and helped you know yourself better, and of achievements and satisfactions
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Bill Burnett (Designing Your Life: How to Build a Well-Lived, Joyful Life)
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With the first banks opened on Monday, the afternoon brought another request from Roosevelt. Stating that he needed the tax revenue, he asked Congress that beer with alcohol content of up to 3.2 percent be made legal; the Eighteenth Amendment did not specify the percentage that constituted an intoxicating beverage. Congress complied. The House passed the bill the very next day with a vote count of 316–97, pushing it to the Senate. Wednesday brought good cheer: The stock market opened for the first time in Roosevelt’s presidency. In a single-day record, the Dow Jones Industrial Average gained over 15 percent—a gain in total market value of $3 billion. By Thursday, for increased fiscal prudence, the Senate had added an exemption for wine to go with beer, but negotiated the alcohol content down to 3.05 percent. Throughout the week, banks were receiving net deposits rather than facing panicked withdrawals. Over the following weeks, the administration developed a sweeping farm package designed to “increase purchasing power of our farmers” and “relieve the pressure of farm mortgages.” To guarantee the safety of bank deposits, the Federal Deposit Insurance Corporation was created. To regulate the entire American stock and bond markets, the Exchange Act of 1933 required companies to report their financial condition accurately to the buying public, establishing the Securities and Exchange Commission. Safety nets such as Social Security for retirement and home loan guarantees for individuals would be added to the government’s portfolio of responsibilities within a couple of years. It was the largest peacetime escalation of government in American history.
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Bhu Srinivasan (Americana: A 400-Year History of American Capitalism)
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Fortunately for investors, two substantial funds management organizations adhere to high fiduciary standards, adopted in the context of corporate cultures designed to serve investor interests. Vanguard and TIAA-CREF both operate on a not-for-profit basis, allowing the companies to make individual investor interests paramount in the funds management process. By emphasizing high-quality delivery of low-cost investment products, Vanguard and TIAA-CREF provide individual investors with valuable tools for the portfolio construction process. Ultimately, a passive index fund managed by a not-for-profit investment management organization represents the combination most likely to satisfy investor aspirations. Following Mies van der Rohe’s famous dictum—“less is more”—the rigid calculus of index-fund investing dominates the ornate complexity of active fund management. Pursuing investment with a firm devoted solely to satisfying investor interests unifies principal and agent, reducing the investment equation to its most basic form. Out of the enormous breadth and complexity of the mutual-fund world, the preferred solution for investors stands alone in stark simplicity.
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David F. Swensen (Unconventional Success: A Fundamental Approach to Personal Investment)
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Creating your own portfolio takes time. First you have to choose the technologies among the overwhelming amount of options we have. Am I going to go for React? Angular? PHP? Ruby? What about SEO? Should I try node? What them, where do I host? Once you decided and set everything up, you’ve got to list all your projects manually, add the descriptions, links, images and decide on a design that shows your very best. Suddenly, the simple task of creating a pretty portfolio is overwhelming.
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Pedro Silva Moreira
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intelligent investor designates a tiny portion of her total portfolio as a “mad money” account. For most of us, 10% of our overall wealth is the maximum permissible amount to put at speculative risk. Never mingle the money in your speculative account with what’s in your investment accounts; never allow your speculative thinking to spill over into your investing activities; and never put more than 10% of your assets into your mad money account, no matter what happens.
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Benjamin Graham (The Intelligent Investor)
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We know a very successful executive who, upon retirement, put all his investments into high-quality, diversified, municipal bonds. The income from the bonds is more than sufficient for his family’s lifestyle. This executive wants to spend his time traveling and on the golf course—not managing a complex portfolio of assorted securities. His simple portfolio may be unusual, but we think it’s probably a very suitable portfolio for him. However, most of us want a return greater than is available from savings, CDs, and bonds. This is why we use stocks to provide the growth and additional income needed to meet our goals. DESIGNING OUR PERSONAL ASSET ALLOCATION PLAN We have discussed the Efficient Market Theory and Modern Portfolio Theory.
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Taylor Larimore (The Bogleheads' Guide to Investing)
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5 Thumb Rules to Follow for Outsourcing 3D Character.
Outsourcing has become one of the basic requirements of the digital industry. Be it software, websites, architecture rendering or 3D character modelling, companies look forward to outsource these tasks to reliable names. Reason is simple. When it comes to value for money, 3D Art Outsourcing Service stands to be the most viable option as setting up in-house production often isn’t considered a wise ROI choice.
But, this necessity has also given rise to possible frauds. There are countless companies waiting to gulp your money in the blink of an eye. There are many more who are ready to lure you with lucrative offers when it comes to 3D character modelling concept. Since not everyone is familiar with the technicalities of this field, companies can easily get trapped with fake promises of giving top notch services well within their reach, only to find out that the whole thing was neither worth their time nor money.
However, all the sham can be avoided if companies follow the six thumb rules while Game outsourcing character modelling tasks to animation studios as these will lead them to the right names.
1) Take a Tour of the Website
Although you will find expert comments on not to judge a company by its cover, there is no denying the fact that website plays a decisive role in company’s credibility, especially when it comes to art and animation studios. A studio that claims to offer you state-of-art results must first focus on its own. A clean, crisp website with appropriate content can actually say a lot about the studio’s work. A poor design and inappropriate content often indicate the following things:
- Outdated and poorly maintained
- Negligence towards its virtual presentation
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