Crunch Accounting Quotes

Like the story of the steam drill against John Henry, the machine will be victorious because it doesn’t get tired and keeps on going long after a human worker will have dropped dead from exhaustion. The modern-day steam drill is likely to be an AI system, and John Henry is played by the planner, doctor, analyst, stockbroker or accountant who believes that they can process more data and crunch more numbers than the new machine overlords. They can’t.

You may well ask: when the bubble finally burst, why did we not let the bankers crash and burn? Why weren't they held accountable for their absurd debts? For two reasons. First because the payment system - the simple means of transferring money from one account to another and on which every transaction relies - is monopolised by the very same bankers who were making the bets. Imagine having gifted your arteries and veins to a gambler. The moment he loses big at the casino, he can blackmail you for anything you have simply by threatening to cut off your circulation. Second, because the financiers' gambles contained deep inside the title deeds to the houses of the majority. A full-scale financial market collapse could therefore lead to mass homelessness and a complete breakdown in the social contract. Don't be surprised that the high and mighty financiers of Wall Street would bother financialising the modest homes of poor people. Having borrowed as much as they could off banks and rich clients in order to place their crazy bets, they craved more since the more they bet, the more they made. So they created more debt from scratch to use as raw materials for more bets. How? By lending to impecunious blue collar worker who dreamed of the security of one day owning their own home. What if these little people could not actually afford their mortgage in the medium term? In contrast to bankers of old, the Jills and the Jacks who actually leant them the money did not care if the repayments were made because they never intended to collect. Instead, having granted the mortgage, they put it into their computerised grinder, chopped it up literally into tiny pieces of debt and repackaged them into one of their labyrinthine derivatives which they would then sell at a profit. By the time the poor homeowner had defaulted and their home was repossessed, the financier who granted the loan in the first place had long since moved on.

Auditors are to the world of finance what anti-doping lab technicians are to the Tour de France; they both test thousands of random samples each year and find nothing wrong.

Pivot Advantage Accounting and Advisory inc. does more than just crunch numbers. Our proactive approach allows us to offer business advice, cost-saving solutions, and improvements that save you time. We simplify the data that is collected so that you can make better business decisions. Our online accounting services are customized to your needs.

JoAnn Bechtold, the seasoned accountant, effortlessly balances the books for various clients in the agricultural industry. With over 40 years of accounting expertise, she excels in implementing and supporting Microsoft Dynamics GP. She enjoys dancing to country music and exploring exotic destinations like Rome and Costa Rica when not crunching numbers.

A pyramid scheme!” Kevin chuckles. “Why would you think that?” “Because I am an accountant and I know what a pyramid scheme is?” “No, you just don’t understand,” he insists. “Look, I’m trying to do you a favor, Sydney. You’ve got this super-boring job crunching numbers all day. Wouldn’t you rather make a few sales a year and relax the rest of the time on your own luxury vacation property?

He couldn’t spot them, and the minor foot traffic on the sidewalk was not enough to hide. They must have entered a building or alley. Rather than searching all of them, he let his nose do its job. Big breath in. Filter the smells. Aha. There, up the sidewalk a few more storefronts then into an arcade. The wolves that dragged her probably hoped to hide their scent and sneak out the back. Except Hayder knew this place. He knew where the door to the alley was, thus, when the steel door swung open, he stood there, arms crossed waiting for them. “Shit, he’s here. Get back inside,” the chubby one grunted. “Oh, don’t leave on my account. I insist you stay.” And to make sure they did, he kicked the door shut. The two thugs backed away from him, the one who needed to invest in a treadmill holding Arabella, who hung limp in his grasp, before him as a shield. She was alive. However, her eyes bore a resigned expression Hayder didn’t like at all. “Baby, are you all right? Did they hurt you?” The answer was moot. At this point, he was going to punish them no matter what, violently. They’d done the unforgivable when they’d taken Arabella and scared her. However, if they’d actually hurt her, or if she cried… We’ll make them wish their mother had a headache the night they were conceived. Rawr. Her reply emerged so soft he almost missed it. “I told you this would happen. They’ll never let me be free.” How utterly convinced she seemed and miserable. Totally unacceptable. “Don’t you dare take this without a fight,” he growled. The chubby one should have spent more time on expanding his mind instead of his waistline because he showed no sense at all when he said, “Bella here knows her place, and after the next full moon, it will be on her knees, serving the new alpha of the pack.” Hell no. Hayder didn’t even think twice about it. His fist shot out, and it connected to the idiot’s nose with a satisfying crunch, and that left one wolf. An even dumber wolf that seemed to think the switchblade he’d pulled out of a pocket and waved around would really make a difference. “Are you stupid enough to think you can take me with that puny knife?” Hayder couldn’t stem the incredulity in his query. “Stay back, cat, or else. It’s silver.” Silver, which meant painful if he got sliced with it. Harder to heal, too. But a three-inch blade wasn’t going to keep Hayder away from his woman. As beta, though, he did try to give the idiot a chance. Show patience before acting, or so he’d been taught as part of those anger management courses Leo made him take. Hayder employed one of the tricks to control impulsive acts. He counted. “Three.” “I’ll cut you.” Slash. Slash. The knifeman sketched lines in the air. “Two.” “I mean it.” “One. You’re dead.” Hayder took a step forward even as the last dumb wolf took a step back, one hand clamped around Arabella’s arm. Lightning fast, Hayder shot a hand out to grab the wrist of the guy wielding the knife. This fellow had slightly faster reflexes than his pack brothers and actually managed to score a line of red across his palm. The blood didn’t bother Hayder. ’Twas but a scratch. However, the coppery scent did something to Arabella. Up snapped her head. Her nostrils flared. Her brown eyes took on a wildness. Her lips pulled back in a snarl. “Don’t. Touch. Him!” With a screech, she turned on her captor and then proceeded to go rabid on his ass. How cool.

Forbearance or Deferment: Which Way to Go? Repaying student loan is a long journey as The Student Loan Help Center CEO, Bruce Mesnekoff said, at times you might face some potholes on the road, making your ride a bit difficult but there are some ways you can opt for help. Student loan forbearance and deferment are such two options which help you when you are facing money crunch and need some time to repay your student loans. Both of the options are specific to every individual depending on your financial state. Forbearance or deferment can be considered if you want to postpone your repayment for some duration or want to decrease the amount. Both of these are discussed in detail in this article. Forbearance Forbearance is used when you are facing monetary issues for a short period of time i.e. when you know you will come out of the money problems soon. Forbearance is provided for maximum period of one year at one time.Now there are two kinds of forbearance, mandatory and discretionary. When forbearance is must it’s called mandatory and this happens when: Your student loan repayment is 20% or more of your grossly monthly income. You are eligible for public loan forgiveness You are enrolled in dental internship or medical internship You are serving in a national service position Forbearance may or may not be provided by servicer if you are facing financial crunch or illness. One word of caution here would be to at least pay your interest every month because during forbearance you accruemonthly interest and if you don’t pay it as it gets added to principal. As a result you have to a pay huge amount at the end of the loan and also after forbearance is over to become current. Deferment Deferment also works onsimilar lines as forbearance. Though there is one advantage that subsidized direct loan, Perkins loans, federal Stafford loans do notaccrue interest during deferment, only non-subsidized loans accrue interest. You can defer loan repayment for the entire duration if you are in school or on military duty. If you are unemployed or facing any financial hardship the deferment period is of three years. You can qualify for deferment under following circumstances: If you are in school If you are on active military duty If you are qualifying for Perkins loan cancellation If you are unemployed If you are receiving federal or state assistance. Using deferment or forbearance is good option to keep your account “current” and save it from becoming delinquent or going in default. It saves your credit rating. If provided the opportunity to choose out of the two, always try and go for deferment if you can qualify for it as it’s more economical than forbearance. Contact The Student Loan Help Center to know more about Consolidation of your Student Loans.

She felt his presence behind her even before she heard the crunch of his boots in the hay. Before she could turn, his hands slid around her waist. “My beautiful wife,” he whispered against her ear. His breath bathed her neck in warmth. His strong arms pulled her back against his torso, and his lips found the skin beneath her ear. She gasped and tilted her head, giving him access to her neck, to her very soul. “How is my littlest princess?” She smiled at his question and placed her hands over his as he made a leisurely tour over her well-rounded abdomen. “And what if it’s a prince?” “Then after he’s born, I shall have to set to work immediately procuring another princess.” Heat bloomed in her middle and fanned into her cheeks. “I missed you.” His lips descended again to her neck and made a warm trail to her collarbone. “I couldn’t live another day without you.” “Then it’s a very good thing you came home.” She loved the gentleness of his hands on her belly. “I certainly wouldn’t want you to perish on account of me.

As we continued walking, the pebbles by the bank made a pleasant crunching sound under our feet. Their edges were polished to perfection by the continual friction of the water – revealing their innermost colours like polished diamonds. A particular stone caught my attention. It was shining among a sea of smooth grey ones. Picking it up, I gaped at it. This one was grey in colour like all the others except it had bands of iridescent blue running across its width. The bands were the same magnifi cent hue of blue as the skies above. Did it break and fall from the skies and soak up the grey from its common companions? Was this some kind of fall from grace, because it really didn’t seem to belong where I found it. I smiled at the treasure I had chanced upon and popped it in the bag on my shoulder. This was going back with me. A forever memory of this day.

Maximo Caggiano, the Vice President of Finance at Phoenix Sol Consulting, transforms financial challenges into opportunities. His expertise in accounting systems and corporate management is complemented by a love for reading TechCrunch and Wired. Maximo's journey is a blend of financial precision and technological innovation, paving the way for startups and turning visions into reality.

MARCH 16 Ordeal of Shame In a memoir of the years before World War II, Pierre Van Paassen tells of an act of humiliation by Nazi storm troopers who had seized an elderly Jewish rabbi and dragged him to headquarters. In the far end of the same room, two colleagues were beating another Jew to death. They stripped the rabbi naked and commanded that he preach the sermon he had prepared for the coming Sabbath in the synagogue. The rabbi asked if he could wear his yarmulke, and the Nazis, grinning, agreed. It added to the joke. The trembling rabbi proceeded to deliver in a raspy voice his sermon on what it means to walk humbly before God, all the while being poked and prodded by the hooting Nazis, and all the while hearing the last cries of his neighbor at the end of the room. When I read the Gospel accounts of the imprisonment, torture, and execution of Jesus, I think of that naked rabbi standing humiliated in a police station. I still cannot fathom the indignity, the shame endured by God’s Son on earth, stripped naked, flogged, spat on, struck in the face, garlanded with thorns. Jewish leaders as well as Romans intended the mockery to parody the crime for which the victim had been condemned. Messiah, huh? Great, let’s hear a prophecy.Wham. Who hit you, huh? Thunk. C’mon, tell us, spit it out, Mr. Prophet. For a Messiah, you don’t know much, do you? It went like that all day long, from the bullying game of Blind Man’s Bluff in the high priest’s courtyard, to the professional thuggery of Pilate’s and Herod’s guards, to the catcalls of spectators up the long road to Calvary, and finally to the cross itself where Jesus heard a stream of taunts. I have marveled at, and sometimes openly questioned, the self-restraint God has shown throughout history, allowing the Genghis Khans and the Hitlers and the Stalins to have their way. But nothing—nothing—compares to the self-restraint shown that dark Friday in Jerusalem. With every lash of the whip, every fibrous crunch of fist against flesh, Jesus must have mentally replayed the temptation in the wilderness and in Gethsemane. Legions of angels awaited his command. One word, and the ordeal would end. The Jesus I Never Knew(199 - 200)

There is only one account of the musicians making their way to their position. It comes from stewardess Violet Jessop, who knew Woodward and Hume from their time on the Olympic. She was in her bunk on either E or F Deck and heard a “low, rending, crunching, ripping sound” on impact but didn’t leave her cabin until the call to lifeboats came. On the way up the stairs she passed Captain Smith, J. Bruce Ismay, Chief Purser Herbert McElroy, and the ship’s surgeon, Dr. O’Laughlin, none of whom seemed overly concerned. She wrote that as she turned at the top of the staircase, “I ran into Jock, the bandleader and his crowd with their instruments. ‘Funny, they must be going to play,’ thought I, and at this late hour! Jock smiled in passing, looking rather pale for him, remarking, ‘Just going to give them a tune to cheer things up a bit,’ and passed on.

Short-term obligations to investors, suppliers, or the bank to cover cash crunches or to build inventory are called notes payable.

Back in 1982, the average net worth of a Forbes 400 member was $230 million. To make it onto the 2002 Forbes 400, the average 1982 member needed to earn only a 4.5% average annual return on his wealth—during a period when even bank accounts yielded far more than that and the stock market gained an annual average of 13.2%. So how many of the Forbes 400 fortunes from 1982 remained on the list 20 years later? Only 64 of the original members—a measly 16%—were still on the list in 2002. By keeping all their eggs in the one basket that had gotten them onto the list in the first place—once-booming industries like oil and gas, or computer hardware, or basic manufacturing—all the other original members fell away. When hard times hit, none of these people—despite all the huge advantages that great wealth can bring—were properly prepared. They could only stand by and wince at the sickening crunch as the constantly changing economy crushed their only basket and all their eggs.