Credit Goes To Quotes

Leadership consists of nothing but taking responsibility for everything that goes wrong and giving your subordinates credit for everything that goes well.

Went to get coffee today-opened my change purse. Sea shells fell out. Barista goes "Sorry, we only take cash or credit." So there's that.

Salt is so humble that when something goes wrong, it takes the blame, and when everything goes right, it doesn’t take credit.

In science, the credit goes to the man who convinces the world, not to the man to whom the idea first occurs.

It all matters. That someone turns out the lamp, picks up the windblown wrapper, says hello to the invalid, pays at the unattended lot, listens to the repeated tale, folds the abandoned laundry, plays the game fairly, tells the story honestly, acknowledges help, gives credit, says good night, resists temptation, wipes the counter, waits at the yellow, makes the bed, tips the maid, remembers the illness, congratulates the victor, accepts the consequences, takes a stand, steps up, offers a hand, goes first, goes last, chooses the small portion, teaches the child, tends to the dying, comforts the grieving, removes the splinter, wipes the tear, directs the lost, touches the lonely, is the whole thing. What is most beautiful is least acknowledged. What is worth dying for is barely noticed.

I think there are many ways to matter." He plucks the book from his pocket. "These are the words of a man - Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

How nice for you. Now I want you to promise me that if I move, you won't do something stupid." Macey was just starting to protest when Hale stopped and brought his hand to his ear. "Besides, there's someone who wants to talk to you." He held out the extra earbud, whispering softly in the too quiet room. "It goes in your ear and---" But before he could finish, Macey rolled her eyes and placed the bud in her ear. "This is peacock," she whispered. She watched Hale's eyes go wide as she heard a very familiar voice say, "You're not getting extra credit for this. Now"---Macey's teacher took a long, easy breath---"whats going on in there?

Everything good about me, I learned from you,” I whisper. “You’re giving me too much credit. We got it from our parents.” Metias chuckles a little. It’s a sad sound. There’s another long, ten-second pause before he goes on. “You’ll find your tribe,” he says. “We all do. Someday, someone out there will see you for the girl you really are. Someday, you’ll find someone who understands you.

It all matters. That someone turns out the lamp, picks up the windblown wrapper, says hello to the invalid, pays at the unattended lot, listens to the repeated tale, folds the abandoned laundry, plays the game fairly, tells the story honestly, acknowledges help, gives credit, says good night, resists temptation, wipes the counter, waits at the yellow, makes the bed, tips the maid, remembers the illness, congratulates the victor, accepts the consequences, takes a stand, steps up, offers a hand, goes first, goes last, chooses the small portion, teaches the child, tends to the dying, comforts the grieving, removes the splinter, wipes the tear, directs the lost, touches the lonely, is the whole thing. What is most beautiful, is least acknowledged. What is worth dying for is barely noticed.

I marvel that I was given credit for my idea. Goes to show how low the bar is for cis dudes in STEM, doesn’t it?

In science the credit goes to the man who convinced the world, not to the man to whom the idea first occurs.

Things used to be easy. Flip a switch? On goes the light. Press a button? You’re calling your parents. Swipe a credit card? You just paid for lunch. Easy, simple, convenient. Nothing is like that anymore

I am wholly devoid of public spirit or moral purpose. This is incomprehensible to many men, and they seek to remedy the defect by crediting me with purposes of their own. The only thing I respect is intellectual honesty, of which, of course, intellectual courage is a necessary part. A Socialist who goes to jail for his opinions seems to me a much finer man than the judge who sends him there, though I disagree with all the ideas of the Socialist and agree with some of those of the judge. But though he is fine, the Socialist is nevertheless foolish, for he suffers for what is untrue. If I knew what was true, I'd probably be willing to sweat and strive for it, and maybe even to die for it to the tune of bugle-blasts. But so far I have not found it.

One of the quotes credited to Ford goes: "Thinking is the hardest work there is. That is why so few people engage in it.

GONE TO STATIC it sounds better than it is, this business of surviving, making it through the wrong place at the wrong time and living to tell. when the talk shows and movie credits wear off, it's just me and my dumb luck. this morning I had that dream again: the one where I'm dead. I wake up and nothing's much different. everything's gone sepia, a dirty bourbon glass by the bed, you're still dead. I could stumble to the shower, scrub the luck of breath off my skin but it's futile. the killer always wins. it's just a matter of time. and I have time. I have grief and liquor to fill it. tonight, the liquor and I are talking to you. the liquor says, 'remember' and I fill in the rest, your hands, your smile. all those times. remember. tonight the liquor and I are telling you about our day. we made it out of bed. we miss you. we were surprised by the blood between our legs. we miss you. we made it to the video store, missing you. we stopped at the liquor store hoping the bourbon would stop the missing. there's always more bourbon, more missing tonight, when we got home, there was a stray cat at the door. she came in. she screams to be touched. she screams when I touch her. she's right at home. not me. the whisky is open the vcr is on. I'm running the film backwards and one by one you come back to me, all of you. your pulses stutter to a begin your eyes go from fixed to blink the knives come out of your chests, the chainsaws roar out from your legs your wounds seal over your t-cells multiply, your tumors shrink the maniac killer disappears it's just you and me and the bourbon and the movie flickering together and the air breathes us and I am home, I am lucky I am right before everything goes black

Do you think a life has any value if one doesn’t leave some mark upon the world?' Remy’s expression sobers, and he must read the sadness in her voice, because he says, 'I think there are many ways to matter.' He plucks the book from his pocket. 'These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.' He has misread her, of course, assumed the question stemmed from a different, more common fear. Still, his words hold weight—though it will be years before Addie discovers just how much.

Old Bette Davis movies are all she watches now. There’s one where Bette Davis’s character goes blind, and as the credits rolled my mother said, ‘Must be what they mean when they talk about Bette Davis eyes.

Pigpen slides into the man's space and goes nose to nose. To the cop's credit, he doesn't flinch.

In science the credit goes to the man who convinces the world, not to the man to whom the idea first occurs.—Francis Darwin (1848–1925

I wish I could take credit for my writing, but the credit goes to my mother. She taught me to love reading, and without a love of reading I could not write.

an official with the U.S. Securities and Exchange Commission learned I was writing about specialization and contacted me to make sure I knew that specialization had played a critical role in the 2008 global financial crisis. “Insurance regulators regulated insurance, bank regulators regulated banks, securities regulators regulated securities, and consumer regulators regulated consumers,” the official told me. “But the provision of credit goes across all those markets. So we specialized products, we specialized regulation, and the question is, ‘Who looks across those markets?’ The specialized approach to regulation missed systemic issues.

I think there are many ways to matter.” He plucks the book from his pocket. “These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

I think there are many ways to matter.' He plucks the book from his pocket. 'These are the words of a man—Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover.

Let me tell you something. Is it wrong for the person who deserves it to get credit? God made everything. He fashioned the little baby in its mother’s womb and set the stars in place. He put a plan in motion to redeem us, to showcase His love and goodness and mercy on the cross so that all glory would go to the One to whom it belongs. Glory that goes to anybody or anything else is a sham. And you put an e on that and it becomes a shame. That’s what the world has come to by giving glory to people who can catch a ball or twist on a stage.

But even though nobody from the government ever says anything out loud about a lack of evidence being the real reason nobody from these companies goes to jail, we’re all—including reporters who cover this stuff—still supposed to accept that as the real explanation. It’s a particular feature of modern American government officials, particularly Democratic Party types, that they often expect the press and the public to give them credit for their unspoken excuses. They’ll vote yea on the Iraq war and the Patriot Act and nay for a public option or an end to torture or a bill to break up the banks. Then they’ll cozy up to you privately and whisper that of course they’re with you in spirit on those issues, but politically it just wasn’t possible to vote that way. And then they start giving you their reasons.

I have rules,” she said to him. He stilled his pen, raised expressionless eyes to her face, and waited. “When you bring me an old servant who’s come willingly where the king’s men have bidden him, a man who’s never been convicted, or even accused, of a crime,” Fire said, “I will not take his mind. I’ll sit before him and ask questions, and if my presence makes him more talkative, very well. But I will not compel him to say things he would otherwise not have said. Nor,” she added, voice rising, “will I take the mind of a person who’s been fed too little, or denied medicines, or beaten in your jails. I won’t manipulate a prisoner you’ve mistreated.” Garan sat back and crossed his arms. “That’s rich, isn’t it? Your own manipulation is mistreatment; you’ve said it yourself.” “Yes, but mine is meant to be for good reason. Yours is not.” “It’s not my mistreatment. I don’t give the orders down there, I’ve no idea what goes on.” “If you want me to question them, you’d best find out.” To Garan’s credit, the treatment of Dellian prisoners did change after that. One particularly laconic man, after a session in which Fire learned positively nothing, thanked her for it specifically. “Best dungeons I ever been in,” he said, chewing on a toothpick. “Wonderful,” Garan grumbled when he’d gone. “We’ll grow a reputation for our kindness to lawbreakers.

Oh well,' said Jack: and then, 'Did you ever meet Bach?' 'Which Bach?' 'London Bach.' 'Not I.' 'I did. He wrote some pieces for my uncle Fisher, and his young man copied them out fair. But they were lost years and years ago, so last time I was in town I went to see whether I could find the originals: the young man has set up on his own, having inherited his master's music-library. We searched through the papers — such a disorder you would hardly credit, and I had always supposed publishers were as neat as bees — we searched for hours, and no uncle's pieces did we find. But the whole point is this: Bach had a father.' 'Heavens, Jack, what things you tell me. Yet upon recollection I seem to have known other men in much the same case.' 'And this father, this old Bach, you understand me, had written piles and piles of musical scores in the pantry.' 'A whimsical place to compose in, perhaps; but then birds sing in trees, do they not? Why not antediluvian Germans in a pantry?' 'I mean the piles were kept in the pantry. Mice and blackbeetles and cook-maids had played Old Harry with some cantatas and a vast great passion according to St Mark, in High Dutch; but lower down all was well, and I brought away several pieces, 'cello for you, fiddle for me, and some for both together. It is strange stuff, fugues and suites of the last age, crabbed and knotted sometimes and not at all in the modern taste, but I do assure you, Stephen, there is meat in it. I have tried this partita in C a good many times, and the argument goes so deep, so close and deep, that I scarcely follow it yet, let alone make it sing. How I should love to hear it played really well — to hear Viotti dashing away.

Colin Powell’s Rules It ain’t as bad as you think. It will look better in the morning. Get mad, then get over it. Avoid having your ego so close to your position that when your position falls, your ego goes with it. It can be done! Be careful what you choose. You may get it. Don’t let adverse facts stand in the way of a good decision. You can’t make someone else’s choices. You shouldn’t let someone else make yours. Check small things. Share credit. Remain calm. Be kind. Have a vision. Be demanding. Don’t take counsel of your fears or naysayers. Perpetual optimism is a force multiplier.

The latter had assumed the reality of the external world on the credit of God; and here, of course, it seems strange that, whereas the other theistic philosophers endeavour to demonstrate the existence of God from that of the world, Descartes, on the contrary, proves the existence of the world first from the existence and trustworthiness of God; it is the cosmological proof the other way round. Here too Malebranche goes a step farther and teaches that we see all things immediately in God himself. This certainly is equivalent to explaining something unknown by something even more unknown.

the greater the credit expansion and the longer it lasts, the longer will the boom last. The boom will end when bank credit expansion finally stops. Evidently, the longer the boom goes on the more wasteful the errors committed, and the longer and more severe will be the necessary depression readjustment.

I wonder if there has been a book written on toes—the bottom parts of a body are just as important as the top parts. Each chapter would focus on one of the ten toes and each would inspire singular, existential commentary: the potential of our toes as leaders, the solidity of our little instruments, the dangers of relating size and value. It would be called The Toe Manifesto and people would be interested in reading it because, after all, it is the toe that goes forward first and foremost, and the toe that helps to tell us if our bodies are hot or cold—in other words, the toe experiences far more than we give it credit for.

You know about vacations, right?” Lance asked. He continued when she raised an eyebrow. “You do twice the work leading up to it, four times the work coming out of it, and you are blamed for anything that goes wrong while you are gone. If everything goes right, the person who covered for you accepts all the credit.

Our work is rejected because we are actually interested in the truth. Not a good look! People are “ashamed and embarrassed” by our work because, like Nietzsche’s work, it’s full of “difficult” material. Nietzsche was totally ignored during his sane life. Even today, the common herd don’t have a clue who he is. Leibniz, humanity’s greatest genius, is more or less unknown. That’s the way it goes. Our work is suffering the same fate. Well, it’s no surprise. We refused to play the Mandarin game. We refused to comply with the herd. Like true philosophers, we prefer to be Sages and Gadflies. The masses killed Socrates. Everyone that refuses to share our work is passing us the hemlock. So be it! We have total contempt for people that claim to like our work, but wouldn’t be seen dead sharing it on social media. You must be able to stand with those making difficult arguments that the herd don’t like. We disagree with Nietzsche on all manner of things, but we would certainly stand shoulder to shoulder with him against the herd. It’s essential for Gadflies to exist to shake the masses out of their complacency. Yet the Gadflies are always hated and, in the end, they are always handed the hemlock. They are the true heroes of our world, the ones that never get any credit.

We cannot take credit for the kind and generous things we do while under the influence of “the obsession.” We are pushed and carried along by an instinctual force that goes beyond our normal behavior patterns. But if, once we return to the real world of human choice, we choose to be kind and generous, that is real love.

While I was researching this book, an official with the U.S. Securities and Exchange Commission learned I was writing about specialization and contacted me to make sure I knew that specialization had played a critical role in the 2008 global financial crisis. “Insurance regulators regulated insurance, bank regulators regulated banks, securities regulators regulated securities, and consumer regulators regulated consumers,” the official told me. “But the provision of credit goes across all those markets. So we specialized products, we specialized regulation, and the question is, ‘Who looks across those markets?’ The specialized approach to regulation missed systemic issues.

Listen to me. Honestly people, listen to me. There is nothing after this, ok? So don’t live like you have an Act III. There is no surprise footage after the credits roll. Same goes for everyone you love. I can’t reveal how I know this, I had to sign an NDA, you just have to trust me. These are your only minutes. What are you going to do with them?

If all goes well we should be in Lusaka by tonight, then Victoria Falls, and from what I hear our troubles are over after that. Zimbabwe and South Africa are comfortable, efficient, Westernized. Akuna Matata. No Problem. Wild, uncomfortable, incomprehensible Africa will give way to tamed and tidied Africa – hot baths and iced beers, air-conditioning and daily newspapers, French wines and credit cards. Lying here, listening to the aching wind in a hut by a lake in a forest, I feel a pain of sadness at the prospect of leaving behind all I have been through these past months and returning to a world where experience is sanitized – rationed out second-hand by television and newspapers and magazines and marketing companies.

The party will go on until reckless speculation becomes unsustainable, ending with the inevitable collapse in bullish sentiment, a phenomenon called a Minsky moment, named for economist Hyman Minsky. It’s what happens when market watchers suddenly begin to wake up and worry about irrational exuberance. Once their sentiment changes, a crash is inevitable as an asset and credit bubble and boom goes into a bust.

I dispute the right of conservatives to be automatically complacent on these points. My own Marxist group took a consistently anti-Moscow line throughout the 'Cold War,' and was firm in its belief that that Soviet Union and its European empire could not last. Very few people believed that this was the case: The best known anti-Communist to advance the proposition was the great Robert Conquest, but he himself insists that part of the credit for such prescience goes to Orwell. More recently, a very exact prefiguration of the collapse of the USSR was offered by two German Marxists, one of them from the West (Hans Magnus Enzensberger) and one from the East (Rudolf Bahro, the accuracy of whose prediction was almost uncanny). I have never met an American conservative who has even heard of, let alone read, either of these authors.

Let me speak first of the matters I observed as a critic. Your world has several pleasures. There is eating.” He reached out and pulled off from its bunch a muscat grape, fat and sugar-sweet, and ate it appreciatively. “An odd one, that. And very remarkable. No one ever before thought of making an art of the simple business of obtaining the necessary energy. Your Artist has very real talent. “And there is sleeping. A strange reflexive business in which the Artist’s own creations are allowed to create more worlds of their own. You see now, don’t you,” he said, smiling, “why the critic must be a man in truth—else he could not dream as a man does? “There is drinking—which mixes both eating and dreaming. “There is the exquisite pleasure of conversing together, friend with friend, as we are doing. That is not new, but it goes to the credit of the Artist that He included it. “And there is sex. Sex is ridiculous. As a critic I would have disregarded it entirely had not you, my friends, let me see something which had not come to the attention of Jonathan Hoag, something which, in my own artistic creations, I had never had the wit to invent. As I said, your Artist has talent.” He looked at them almost tenderly. “Tell me, Cynthia, what do you love in this world and what is it that you hate and fear?

But these are the last remaining years of choice. In the stainless nurseries of the future, the feds will work their way through all the squalling pinkness tattooing a combination tax number and credit number on one wrist, followed closely by the I.T. and T. team putting the permanent phone number, visaphone doubtless, on the other wrist. Die and your number goes back in the bank. It will be the first provable immortality the world has ever known.

Remy nods thoughtfully. "Small places make for small lives. And some people are fine with that. They like knowing where to put their feet. But if you only walk in other people's steps, you cannot make your own way. You cannot leave a mark." Addie's throat tightens. "Do you think a life has bay value if one doesn't leave some mark upon the world?" Remy's expression sobers, and he must read the sadness in her voice, because he says, "I think there are many ways to matter." He plucks the book from his pocket. "These are the words of a man - Voltaire. But they are also the hands that set the type. The ink that made it readable, the tree that made the paper. All of them matter, though credit goes only to the name on the cover." He has misread her, of course, assumed the question stemmed from a different, more common fear. Still, his words hold weight -- though it will be years before Addie discovers just how much.

Unfinished. Gaudí, to his credit, never gave up on his dream. But that's not usually how it goes. Usually it isn't a speeding bus that keeps the brown, pointy, weird church from getting built. Most of the time it's just too difficult, too expensive, too scary. It's only once you've stopped that you realize how hard it is to start again, so you force yourself not to want it. But it's always there. And until you finish it, it will always be — Ted Mosby (HIMYM)

The results of these [investment] companies in some ways resemble the activity of a duck sitting on a pond. When the water (the market) rises, the duck rises; when it falls, back goes the duck. … I think the duck can only take the credit (or blame) for his own activities. The rise and fall of the lake is hardly something for him to quack about. The water level has been of great importance to BPL’s performance … however, we have also occasionally flapped our wings.”5 While

[WAIT—IT WON’T LET ME REDACT THESE LITTLE SUBHEADING THINGS? THAT’S SUPER ANNOYING!] [FINE, I’LL JUST GIVE YOU MY SUMMARY.] [SO, WHOEVER WROTE THIS WAS ALL BLAH-BLAH-BLAH-STELLARLUNE-SOMETHING-SOMETHING-LEGACY. BUT SERIOUSLY, NO ONE WANTS TO READ ABOUT THE CREEPY STUFF MY MOM DID BEFORE SHE GOT PREGNANT WITH ME! (AND WE’RE ALL SUPER SICK OF HEARING ABOUT MY “LEGACY,” AMIRITE?) SO, LET’S JUST LEAVE IT AT THIS: MY MOM IS EVIL. SHE THINKS SHE’S WAY SMARTER THAN SHE IS. AND NOTHING SHE DID IS GOING TO AFFECT MY GENERAL AWESOMENESS, OKAY?] A PHOTOGRAPHIC MEMORY: [WOW, HOW DID YOU COME UP WITH SUCH A CLEVER TITLE?!] [AND YEAH, I HAVE A PHOTOGRAPHIC MEMORY. NOT SURE WHY ANYONE CARES. BUT IT DOES COME IN HANDY DURING MIDTERMS AND FINALS.] AHEAD OF THE GAME: [BASICALLY: I’M A GENIUS. I SKIPPED LEVEL ONE AT FOXFIRE. YES, YOU SHOULD BE IMPRESSED.] UNREASONABLY HIGH STANDARDS: [GOTTA ADMIT, I WAS TEMPTED TO LEAVE THIS ONE ALONE, SINCE WHOEVER WROTE IT ACTUALLY GOT THINGS PRETTY MUCH RIGHT. I GUESS EVEN THE COUNCIL KNOWS MY DAD’S A JERK WHO FREAKS OUT ALL THE TIME BECAUSE I’M NOT A LITTLE MINI-HIM. WHO KNEW?] A POWERFUL EMPATH: [UGH, THAT’S THE BEST YOU COULD DO FOR THIS SUBHEADING???] [HOW ABOUT “LORD OF THE FEELS”? OR “TRUST THE EMPATH”! OR “HE KNOWS WHAT YOU’RE FEELING—AND YOU SHOULD BE ASHAMED OF YOURSELF”?] [OOO! I’VE GOT IT! “HE KNOWS FOSTER BETTER THAN YOU DO! BETTER THAN SHE EVEN KNOWS HERSELF!”] [THOUGH… KEEPING IT REAL? THE FOSTER OBLIVION CAN BE KINDA NOT COOL SOMETIMES.] THE HEART OF THE MATTER: [I CAN’T BELIEVE YOU GUYS NAMED A SECTION OF MY FILE AFTER MY FATHER’S SUPER-BORING BOOK—AND THEN RAMBLED ON FOR TWO PAGES ABOUT HIS SUPER-BORING THEORY!!!!!] [YOU DON’T NEED TWO PAGES ON IT. YOU DON’T EVEN NEED TWO SENTENCES. HERE’S ALLLLLL YOU NEED TO KNOW—BESIDES THE FACT THAT HE’S TOTALLY NOT THE FIRST PERSON TO COME UP WITH THIS (JUST THE ONE WHO LOVES TO TAKE CREDIT): OUR HEADS AND OUR HEARTS SOMETIMES FEEL DIFFERENT EMOTIONS, AND WHAT’S IN OUR HEARTS IS PROBABLY STRONGER.] [THAT’S IT!] [WELL… OKAY… I GUESS HE ALSO GOES ON A BIT ABOUT HOW EMPATHS PROBABLY ONLY READ THE EMOTIONS FROM THE HEAD.] [AND THERE’S SOMETHING ABOUT HEART EMOTIONS BEING PURER BECAUSE NO ONE CAN CONTROL THEM.] [BUT THAT’S IT.] [AND DON’T TELL LORD BORINGPANTS I READ HIS DUMB BOOK! I MOSTLY SKIMMED.] PRANKSTER AND TROUBLEMAKER: [100 PERCENT ACCURATE. ALSO, I’M LEAVING YOUR LITTLE ATTACHED DETENTION RECORD BECAUSE IT’S THE GREATEST THING I’VE EVER SEEN IN MY LIFE!!!!]

Grom, I need to ask you something." Hesitant, Grom tears his gaze from the abyss and settles it on his brother, but his eyes still hold a distance. "Hmm?" "Do you believe in the pull?" The question visibly jolts Grom, replacing the detachment in his eyes with pain. "What kind of question is that?" Galen shrugs, guilt stabbing him like a trident. "Some say you felt the pull for Nalia." Grom massages his eyes with fingertips, but not before Galen sees the torment deepen. "I didn't realize you listened to gossip, little brother." "If I listened to gossip, I wouldn't bother to ask." "Do you believe in the pull, Galen?" "I don't know." Galen nods, sighing. "I don't know either. But if there is such a thing, I guess it would be safe to say I felt it toward Nalia." With a flit of his tail, he swims forward, turning away from his brother. "Sometimes I swear I can still sense her. It's faint, and it comes and goes. Some days it's so real, I think I'm losing my mind." "What...what does it feel like?" Galen almost can't ask. He'd already determined to never have this conversation with Grom. But things have changed. To his surprise, Grom chuckles. "Is there something I need to know, little brother? Has someone finally hooked you?" Galen doesn't quite get his mouth closed before his brother turns around. Grom's laugh seems foreign in this dismal place. "Looks like she's got you hooked and reeled. Who is she?" "None of your business." At least not yet. Grom grins. "So that's where you've been. Chasing after a female." "You could say that." In fact, his brother can say anything he wants. He's not telling Grom about Emma. Not while Paca is out there somewhere, just waiting to be mated with a Triton king. "If you won't tell me, I'll just ask Rayna." "If Rayna knew, there would have already been a public announcement." "True," Grom says, smirking. "You're smarter than I give you credit for, tadpole. So smart, in fact, that I know I don't have to tell you to keep her away from here, whoever she is. Just until things settle down." Galen nods. "You don't have to worry about that.

It all goes to the shoemakers,” she said. “I left a milliner because she failed twice with my hats. The vixen has been here twenty-seven times to ask for twenty francs. She did not know that we never have twenty francs. One has a thousand francs, or one sends to one’s notary for five hundred; but twenty francs I have never had in my life. My cook and my maid may, perhaps, have so much between them; but for my own part, I have nothing but credit, and I should lose that if I took to borrowing small sums. If I were to ask for twenty francs, I should have nothing to distinguish me from my colleagues that walk the boulevard.

Tender poached egg. Creamy mashed potatoes. And the thick layer of hot, melted cheese! Those are all incredibly delicious, but what takes the cake is the roux! It's been made in a VICHYSSOISE style!" VICHYSSOISE Boiled potatoes, onions, leeks and other ingredients are pureed with cream and soup stock to make this potage. It's often served chilled. Its creation is generally credited to Louis Diat, a French chef at the Ritz Carlton in New York, who first put it on the hotel's menu in 1917. "Amazing! It looks like a thick, heavy dish that would sit in the stomach like lead, but it's so easy to eat!" "The noodles! It's the udon noodles, along with the coriander powder, that makes it feel so much lighter! Coriander is known for its fresh, almost citrusy scent and its mildly spicy bite. It goes exceptionally well with the cumin kneaded into the noodles, each spice working to heighten the other's fragrance. AAAH! It's immensely satisfying!" "I have also included dill, vichyssoise's traditional topping. Dry roasting the dill seeds together with the cumin seeds made a spice mix that gave a strong aroma to the roux." "Hm! Fat noodles in a thick, creamy roux. Eating them is much the same experience as having dipping noodles. What an amazing concept to arrive at from a century-old French soup recipe!

I found Monk at the kitchen table, where he was carefully folding in half a letter that was covered with his typewriter-perfect handwriting. He stuck it in his inside coat pocket. “Good morning, Natalie. Did you sleep well?” “Like I was hibernating,” I said. “You?” “I wrote a letter,” Monk said. It took him twenty minutes to sign his name on a credit card receipt, so I had no doubt it took him most of the night to write an entire letter. “To whom?” “Captain Stottlemeyer,” Monk said. “That’s nice,” I said. “I’m sure he’ll appreciate it.” “I’d like to stop and get it notarized on our way to breakfast,” he said. “You think they have a notary on staff?” “I don’t know,” I said. “But I’m sure a stamp

I don't like to make mistakes. Which is why I haven't been with a man before now." He as thrown off balance so quickly and completely, he coud hear his own brain stumble. "Well,that's...that's wise." He took one definite step back, like a chessman going from square to square. "It's interesting that makes you nervous," she said, countering his move. "I'm not nervous,I'm...finished up here, it seems." He tried another tactic, stepped to the side. "Interesting," she continued, mirroring his move, "that it would make you nervous,or uneasy if you prefer, when you've been...I think it's safe to use the term 'hitting on me' since we met." "I don't think that's the proper term at all." Since he seemed to be boxed into a corner,he decided he was really only standing his ground. "I acted in a natural way regarding a physical attraction. But-" "And now that I've reacted in a natural way, you've felt the reins slip out of your hands and you're panicked." "I'm certainly not panicked." He ignored the terror gripping claws into his belly and concentrated on annoyance. "Back off, Keeley." "No." With her eyes locked on his, she stepped in.Checkmate. His back was hard up against a stall door and he'd been maneuvered there by a woman half his weight.It was mortifying. "This isn't doing either of us any credit." It took a lot of effort when the blood was rapidly draining out of his head, but he made his voice cool and firm. "The fact is I've rethought the matter." "Have you?" "I have,yes,and-stop it," he ordered when she ran the palms of her hands up over his chest. "You're hearts pounding," she murmured. "So's mine.Should I tell you what goes on inside my head,inside my body when you kiss me" "No." He barely managed a croak this time. "And it's not going to happen again." "Bet?" She laughed, rising up just enough to nip his chin. How could she have known how much fun it was to twist a man into aroused knots? "Why don't you tell me about this rethinking?" "I'm not going to take advantage of your-of the situation." That,she thought,was wonderfully sweet. "At the moment,I seem to have the advantage.This time you're trembling,Brian." The hell he was.How could he be trembling when he couldn't feel his own legs? "I won't be responsible.I won't use your inexperience.I won't do this." The last was said on a note of desperation and he pushed her aside. "I'm responsible for myself.And I think I've just proven to both of us,that if and when I decide you'll be the one, you won't have a prayer." She drew a deep, satisfied breath. "Knowing that's incredibly flattering." "Arousing a man doesn't take much skill, Keeley. We're cooperative creatures in that area." If he'd expected that to scratch at her pride,and cut into her power,he was mistaken. She only smiled,and the smile was full of secret female knowledge. "If that was true between us, if that were all that's between us, we'd be naked on the tack room floor right now." She saw the change in his eyes and laughed delightedly. "Already thought of that one, have you? We'll just hold that thought for another time.

The prophet spoke of the Harbingers as symbols. That was a clue. The World Trade Center was a symbol of America’s global financial and economic power. So what would such a fall foreshadow? “An economic…fall?” “As in a financial and economic collapse.” “The collapse that began the Great Recession?” “Yes.” “The collapse of the American and global economy is connected to 9/11?” “Yes.” “But how?” “It all goes back to the prophecy…everything—the collapse of Wall Street, the rise and fall of the credit market, the war in Iraq, the collapse of the housing market, the foreclosures, the defaults, the bankruptcies, the government takeovers—everything—politics, foreign policy, world history—everything that happened after. It all goes back to the prophecy and to the ancient mystery.

Factfulness is … recognizing when a scapegoat is being used and remembering that blaming an individual often steals the focus from other possible explanations and blocks our ability to prevent similar problems in the future. To control the blame instinct, resist finding a scapegoat. • Look for causes, not villains. When something goes wrong don’t look for an individual or a group to blame. Accept that bad things can happen without anyone intending them to. Instead spend your energy on understanding the multiple interacting causes, or system, that created the situation. • Look for systems, not heroes. When someone claims to have caused something good, ask whether the outcome might have happened anyway, even if that individual had done nothing. Give the system some credit.

In his 1966 book, Tragedy and Hope, Professor Carroll Quigley said: [T]he powers of financial capitalism had another far-reaching aim, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole. This system was to be controlled in a feudalist fashion by the central banks of the world acting in concert, by secret agreements arrived at in frequent private meetings and conferences.1 Their scheme is close to fulfillment unless public outrage stops them. They plan global control of money, credit and debt to be able to dominate economies, politics, commerce, and military adventures, so that these might be conducted in a way that benefits them advantageously. In fact, the power to create money can build or destroy nations. In private hands, it goes to the root of today’s problems.

This contrariety of evidence, in the present case, may be derived from several different causes; from the opposition of contrary testimony; from the character or number of the witnesses; from the manner of their delivering their testimony; or from the union of all these circumstances. We entertain a suspicion concerning any matter of fact, when the witnesses contradict each other; when they are but few, or of a doubtful character; when they have an interest in what they affirm; when they deliver their testimony with hesitation, or on the contrary, with too violent asseverations. There are many other particulars of the same kind, which may diminish or destroy the force of any argument, derived from human testimony. 8. Suppose, for instance, that the fact, which the testimony endeavours to establish, partakes of the extraordinary and the marvellous; in that case, the evidence, resulting from the testimony, admits of a diminution, greater or less, in proportion as the fact is more or less unusual. The reason why we place any credit in witnesses and historians, is not derived from any connexion, which we perceive a priori, between testimony and reality, but because we are accustomed to find a conformity between them. But when the fact attested is such a one as has seldom fallen under our observation, here is a contest of two opposite experiences; of which the one destroys the other, as far as its force goes, and the superior can only operate on the mind by the force, which remains. The very same principle of experience, which gives us a certain degree of assurance in the testimony of witnesses, gives us also, in this case, another degree of assurance against the fact, which they endeavour to establish; from which contradiction there necessarily arises a counterpoise, and mutual destruction of belief and authority.

The supplementary quantity of gold that streams from it into commerce goes at first to the owners of the mine and then by turns to those who have dealings with them. If we schematically divide the whole community into four groups, the mine-owners, the producers of luxury goods, the remaining producers, and the agriculturalists, the first two groups will be able to enjoy the benefits resulting from the reduction in the value of money, the former of them to a greater extent than the latter. But even as soon as we' reach the third group, the situation is altered. The profit obtained by this group as a result of the increased demands of the first two will already be offset to some. extent by the rise in the prices of luxury goods which will have experienced the full effect of the depreciation by the time it begins to affect other goods. Finally, for the fourth group, the whole process will result in nothing but loss.

Personally, I want to die in dignity but my passing celebrated jollity. I've told my executors that I want a stand up comedian in the pulpit telling amusing anecdotes, and the coffin to slide into the incinerator to the sound of Marlene Dietrich. If the booze up can begin right away, so much the better, and with a bit of luck the crematorium will never be gloomy again. Anyone mourning should be denounced as the representative of a credit card company and thrown out on their ear. Snowballs if in season (tomatoes if not) can be thrown at anyone uttering even worthy cliches like "the struggle goes on" and should anyone be prepared to dodge pieces of concrete confrontation. If I have miscalculated, as a worthy clerical friend assures me I have, and there really is a God, I'd like to feel if he's got any sense of humor or feeling for humanity there's nobody he would sooner have in heaven than people like me, and if he hasn't, who wants in?

I also worried about her morale. During Linda’s first season working for Amazon, she had seen up close the vast volume of crap Americans were buying and felt disgusted. That experience had planted a seed of disenchantment. After she left the warehouse, it continued to grow. When she had downsized from a large RV to a minuscule trailer, Linda had also been reading about minimalism and the tiny house movement. She had done a lot of thinking about consumer culture and about how much garbage people cram into their short lives. I wondered where all those thoughts would lead. Linda was still grappling with them. Weeks later, after starting work in Kentucky, she would post the following message on Facebook and also text it directly to me: Someone asked why do you want a homestead? To be independent, get out of the rat race, support local businesses, buy only American made. Stop buying stuff I don’t need to impress people I don’t like. Right now I am working in a big warehouse, for a major online supplier. The stuff is crap all made somewhere else in the world where they don’t have child labor laws, where the workers labor fourteen- to sixteen-hour days without meals or bathroom breaks. There is one million square feet in this warehouse packed with stuff that won’t last a month. It is all going to a landfill. This company has hundreds of warehouses. Our economy is built on the backs of slaves we keep in other countries, like China, India, Mexico, any third world country with a cheap labor force where we don’t have to see them but where we can enjoy the fruits of their labor. This American Corp. is probably the biggest slave owner in the world. After sending that, she continued: Radical I know, but this is what goes through my head when I’m at work. There is nothing in that warehouse of substance. It enslaved the buyers who use their credit to purchase that shit. Keeps them in jobs they hate to pay their debts. It’s really depressing to be there. Linda added that she was coping

Luther is credited with being among the first to clearly recognize the biblical teaching that justified Christians are both sinners and saints. He used the Latin expression, “simul iustus et peccator.” This is an essential part of the doctrine of justification because it relates to imputation. In imputation, Christ’s righteousness is credited to our accounts with God. In God’s sight, we become what we are not. We are sinners, but through Christ, we are accounted righteous. But even after justification, we still sin and we are still sinners. Not as far as our status with God goes, but as we live out our daily experience on this earth. This is important to note because later on in church history, the doctrine of justification comes under attack in Protestantism and it is revised heavily in an unbiblical direction. As a result, simul iustus et peccator also comes under attack. However, Luther saw that this was a crucial part of the biblical doctrine of justification. By God’s grace he recovered it for us.

Clown Laurie,” I begin, “the cosmos exists on credit! It is like a debenture, a draft for material and energy which must be repaid immediately, because its existence is the purest one hundred percent liability both in terms of energy and in terms of material. Then, just what does the cosmologist do? With the help of physicist friends he builds a great ‘chronogun’ which fires one single electron backward ‘against the tide’ in the flow of time. That electron, transformed into a positron as a result of its motion ‘against the grain’ of time, goes speeding through time, and in the course of this journey acquires more and more energy. Finally, at the point where it ‘leaps out’ of the cosmos, i.e., in a place in which there had as yet been no cosmos, all the terrible energies it has acquired are released in that tremendously powerful explosion which brings about the universe! In this manner the debt is paid off. At the same time, thanks to the largest possible ‘causal circle,’ the existence of the cosmos is authenticated, and a person turns out to be the actual creator of that very universe!

think he’ll finish with a growl, make a mess out of me, maybe admire his handiwork, but that’s not what happens at all. Instead he pulls back so that his eyes can hold my own till the very last moment, glassy and nearly all black. His free hand searches blindly, frantically. It grabs mine when he finds it, twining our fingers together in a tight grip, and that’s when I know. When I realize deep in my belly that for Jack this is not about friction or about fucking. It’s not even about coming, or about anything else I might have stupidly suspected. This is about him and me. And the possibility of something that goes far beyond the both of us. “Elsie,” he mouths when he comes. He seems to retreat into himself, to dig deep into his head to deal with the shocking pleasure of it and avoid losing his mind, and all I need to do is hold him tight to remind him that yes. I’m here. With him. I’m here. It’s downright terrifying, what this could be. What I want it to be. It makes me tear up, and then it makes me sob, and then it makes me clutch at Jack for dear life, the splotch of his semen sticking to his shirt and my stomach, pooling in my belly button. To his credit, he doesn’t ask me what’s wrong. He doesn’t beg for explanations. He just holds me close, both arms wrapped around me, even when my tears morph into giggles, like I’m some crazy, unstable girl who doesn’t know what to be or what to feel.

From my grandfather Verus I learned good morals and the government of my temper. From the reputation and remembrance of my father, modesty and a manly character. From my mother, piety and beneficence and abstinence not only from evil deeds but even from evil thoughts and further simplicity in my way of living far removed from the habits of the rich. From my great-grandfather not to have frequented public schools and to have had good teachers at home and to know that on such things a man should spend liberally. From my tutor to be neither of the green nor of the blue party at the games in the circus nor a partisan either of the Parmularius or the Scutarius of the gladiators fights, from him too I learned to endure pain and to want little and to work with my own hands and not to meddle with other people's affairs and not to be ready to listen to slander. From Diognetus not to get excited about trifling things and not to give credit to what was said by miracle workers and sorcerers about incantations and driving away demons and such things; and not to breed quails for fighting nor to give myself up to a passion for such things and to allow people to have their say. And to have become intimate with philosophy and have gone to hear Bacchius and then Tandasis and Marcianus; and to have written essays in my youth; and have been happy with a plank bed and a hide for covering and whatever else goes with the greek discipline.

From my grandfather Verus I learned good morals and the government of my temper. From the reputation and remembrance of my father, modesty and a manly character. From my mother, piety and beneficence and abstinence not only from evil deeds but even from evil thoughts and further simplicity in my way of living far removed from the habits of the rich. From my great-grandfather not to have frequented public schools and to have had good teachers at home and to know that on such things a man should spend liberally. From my tutor to be neither of the green nor of the blue party at the games in the circus nor a partisan either of the Parmularius or the Scutarius of the gladiators fights, from him too I learned to endure pain and to want little and to work with my own hands and not to meddle with other people's affairs and not to be ready to listen to slander. From Diognetus not to get excited about trifling things and not to give credit to what was said by miracle workers and sorcerers about incantations and driving away demons and such things; and not to breed quails for fighting nor to give myself up to a passion for such things and to allow people to have their say. And to have become intimate with philosophy and have gone to hear Bacchius and then Tandasis and Marcianus; and to have written essays in my youth; and have been happy with a plank bed and a hide for covering and whatever else goes with the greek discipline.

From my grandfather Verus I learned good morals and the government of my temper. From the reputation and remembrance of my father, modesty and a manly character. From my mother, piety and beneficence and abstinence not only from evil deeds but even from evil thoughts and further simplicity in my way of living far removed from the habits of the rich. From my great-grandfather not to have frequented public schools and to have had good teachers at home and to know that on such things a man should spend liberally. From my tutor to be neither of the green nor of the blue party at the games in the circus nor a partisan either of the Parmularius or the Scutarius of the gladiators fights, from him too I learned to endure pain and to want little and to work with my own hands and not to meddle with other people's affairs and not to be ready to listen to slander. From Diognetus not to get excited about trifling things and not to give credit to what was said by miracle workers and sorcerers about incantations and driving away demons and such things; and not to breed quails for fighting nor to give myself up to a passion for such things and to allow people to have their say. And to have become intimate with philosophy and have gone to hear Bacchius and then Tandasis and Marcianus; and to have written essays in my youth; and have been happy with a plank bed and a hide for covering and whatever else goes with the greek discipline.

In other words, you need to be a bureaucracy in order to survive one. This is the overwhelming narrative of modern American economics, that the individual, particularly the individual without a lot of money, is inherently overmatched. He’s a loser. And if he falls into any part of the machine, he goes straight to the bottom. And then there’s the most disturbing truth of all. People assume that a system that favors the rich likes rich people. This isn’t true. Our bureaucracies respond to the money rich people have, and they bend to the legal might the rich can hire, but they don’t give a damn about rich people. You can be rich and still fall into any one of a dozen financial/legal meat grinders, from an erroneously collapsed credit score to a robo-signed foreclosure to a stolen identity to a retirement account vaporized by institutional theft and fraud. The system eats up rich people, too, because it’s not concerned with protecting any individuals, even the rich ones. These bureaucracies accomplish just two things: they make small piles of money smaller and big piles of money bigger. It’s a system that doesn’t care whose hands end up holding the bag, or how long those hands get to hold the bag. It just relentlessly creates and punishes losers, who get to sit beneath an ever-narrowing group of winners, who may or may not stay on top for long. What does get preserved, in all cases, is a small constellation of sprawling, interconnected financial companies, whose names and managements may change (Bear becomes Chase, Wachovia becomes Wells Fargo, etc.), but whose entrenched influence remains the same. In other words, this is a machine that loves and protects money but somehow hates all people.

Systems 1 and 2 are both active whenever we are awake. System 1 runs automatically and System 2 is normally in a comfortable low-effort mode, in which only a fraction of its capacity is engaged. System 1 continuously generates suggestions for System 2: impressions, intuitions, intentions, and feelings. If endorsed by System 2, impressions and intuitions turn into beliefs, and impulses turn into voluntary actions. When all goes smoothly, which is most of the time, System 2 adopts the suggestions of System 1 with little or no modification. You generally believe your impressions and act on your desires, and that is fine—usually. When System 1 runs into difficulty, it calls on System 2 to support more detailed and specific processing that may solve the problem of the moment. System 2 is mobilized when a question arises for which System 1 does not offer an answer, as probably happened to you when you encountered the multiplication problem 17 × 24. You can also feel a surge of conscious attention whenever you are surprised. System 2 is activated when an event is detected that violates the model of the world that System 1 maintains. In that world, lamps do not jump, cats do not bark, and gorillas do not cross basketball courts. The gorilla experiment demonstrates that some attention is needed for the surprising stimulus to be detected. Surprise then activates and orients your attention: you will stare, and you will search your memory for a story that makes sense of the surprising event. System 2 is also credited with the continuous monitoring of your own behavior—the control that keeps you polite when you are angry, and alert when you are driving at night. System 2 is mobilized to increased effort when it detects an error about to be made. Remember a time when you almost blurted out an offensive remark and note how hard you worked to restore control. In summary, most of what you (your System 2) think and do originates in your System 1, but System 2 takes over when things get difficult, and it normally has the last word.

There is a particular kind of pain, elation, loneliness, and terror involved in this kind of madness. When you’re high it’s tremendous. The ideas and feelings are fast and frequent like shooting stars, and you follow them until you find better and brighter ones. Shyness goes, the right words and gestures are suddenly there, the power to captivate others a felt certainty. There are interests found in uninteresting people. Sensuality is pervasive and the desire to seduce and be seduced irresistible. Feelings of ease, intensity, power, well-being, financial omnipotence, and euphoria pervade one’s marrow. But, somewhere, this changes. The fast ideas are far too fast, and there are far too many; overwhelming confusion replaces clarity. Memory goes. Humor and absorption on friends’faces are replaced by fear and concern. Everything previously moving with the grain is now against—you are irritable, angry, frightened, uncontrollable, and enmeshed totally in the blackest caves of the mind. You never knew those caves were there. It will never end, for madness carves its own reality. It goes on and on, and finally there are only others’ recollections of your behavior—your bizarre, frenetic, aimless behaviors—for mania has at least some grace in partially obliterating memories. What then, after the medications, psychiatrist, despair, depression, and overdose? All those incredible feelings to sort through. Who is being too polite to say what? Who knows what? What did I do? Why? And most hauntingly, when will it happen again? Then, too, are the bitter reminders—medicine to take, resent, forget, take, resent, and forget, but always to take. Credit cards revoked, bounced checks to cover, explanations due at work, apologies to make, intermittent memories (what did I do?), friendships gone or drained, a ruined marriage. And always, when will it happen again? Which of my feelings are real? Which of the me’s is me? The wild, impulsive, chaotic, energetic, and crazy one? Or the shy, withdrawn, desperate, suicidal, doomed, and tired one? Probably a bit of both, hopefully much that is neither. Virginia Woolf, in her dives and climbs, said it all: “How far do our feelings take their colour from the dive underground? I mean, what is the reality of any feeling?

Imagine yourself sitting at a computer, about to visit a website. You open a Web browser, type in a URL, and hit Enter. The URL is, in effect, a request, and this request goes out in search of its destination server. Somewhere in the midst of its travels, however, before your request gets to that server, it will have to pass through TURBULENCE, one of the NSA’s most powerful weapons. Specifically, your request passes through a few black servers stacked on top of one another, together about the size of a four-shelf bookcase. These are installed in special rooms at major private telecommunications buildings throughout allied countries, as well as in US embassies and on US military bases, and contain two critical tools. The first, TURMOIL, handles “passive collection,” making a copy of the data coming through. The second, TURBINE, is in charge of “active collection”—that is, actively tampering with the users. You can think of TURMOIL as a guard positioned at an invisible firewall through which Internet traffic must pass. Seeing your request, it checks its metadata for selectors, or criteria, that mark it as deserving of more scrutiny. Those selectors can be whatever the NSA chooses, whatever the NSA finds suspicious: a particular email address, credit card, or phone number; the geographic origin or destination of your Internet activity; or just certain keywords such as “anonymous Internet proxy” or “protest.” If TURMOIL flags your traffic as suspicious, it tips it over to TURBINE, which diverts your request to the NSA’s servers. There, algorithms decide which of the agency’s exploits—malware programs—to use against you. This choice is based on the type of website you’re trying to visit as much as on your computer’s software and Internet connection. These chosen exploits are sent back to TURBINE (by programs of the QUANTUM suite, if you’re wondering), which injects them into the traffic channel and delivers them to you along with whatever website you requested. The end result: you get all the content you want, along with all the surveillance you don’t, and it all happens in less than 686 milliseconds. Completely unbeknownst to you. Once the exploits are on your computer, the NSA can access not just your metadata, but your data as well. Your entire digital life now belongs to them.

Imagine yourself sitting at a computer, about to visit a website. You open a Web browser, type in a URL, and hit Enter. The URL is, in effect, a request, and this request goes out in search of its destination server. Somewhere in the midst of its travels, however, before your request gets to that server, it will have to pass through TURBULENCE, one of the NSA’s most powerful weapons. Specifically, your request passes through a few black servers stacked on top of one another, together about the size of a four-shelf bookcase. These are installed in special rooms at major private telecommunications buildings throughout allied countries, as well as in US embassies and on US military bases, and contain two critical tools. The first, TURMOIL, handles “passive collection,” making a copy of the data coming through. The second, TURBINE, is in charge of “active collection”—that is, actively tampering with the users. You can think of TURMOIL as a guard positioned at an invisible firewall through which Internet traffic must pass. Seeing your request, it checks its metadata for selectors, or criteria, that mark it as deserving of more scrutiny. Those selectors can be whatever the NSA chooses, whatever the NSA finds suspicious: a particular email address, credit card, or phone number; the geographic origin or destination of your Internet activity; or just certain keywords such as “anonymous Internet proxy” or “protest.” If TURMOIL flags your traffic as suspicious, it tips it over to TURBINE, which diverts your request to the NSA’s servers. There, algorithms decide which of the agency’s exploits—malware programs—to use against you. This choice is based on the type of website you’re trying to visit as much as on your computer’s software and Internet connection. These chosen exploits are sent back to TURBINE (by programs of the QUANTUM suite, if you’re wondering), which injects them into the traffic channel and delivers them to you along with whatever website you requested. The end result: you get all the content you want, along with all the surveillance you don’t, and it all happens in less than 686 milliseconds. Completely unbeknownst to you. Once the exploits are on your computer, the NSA can access not just your metadata, but your data as well. Your entire digital life now belongs to them.

Perhaps I won’t tire of her,” Gray protested, just to be contrary. Because, apparently, that was how brothers behaved. “Perhaps a dolphin will fly out of your arse. And here’s an argument even you can’t refuse. Grayson Shipping doesn’t need a reputation for delivering damaged goods. You want me to hand George Waltham an impregnated governess?” “I wouldn’t get her with child. Give me that much credit, at least.” “I give you credit for nothing. Let’s try this one last time, shall we? You made me this ship’s captain. If I’m the captain, what I say goes. And I say you don’t touch her. If you can’t abide by my orders, take command of the ship yourself and let me go home.” “Go home and do what? Squander your fortune and talent on dirt farming?” “Go home and take care of my own family. Go home and do what I damn well please, for once.” Cursing, Gray leaned against the wall. He knew Joss would make good on that threat, too. It hadn’t been easy, coaxing his brother out of mourning. Gray had resorted to outright bullying just to convince him to take command of the Aphrodite, threatening to cut off his income unless he reported to London as agreed. But he needed Joss, if this shipping concern was to stay afloat. He’d worked too hard, sacrificed too much to see it fail. And if Joss didn’t become a willing partner, it all would have been in vain. “Stay away from the girl, Gray.” Gray sighed. “We’re on the same ship. I can’t help but be near her. I’ll not promise to refrain from touching her, because the girl seems to lose her footing whenever I’m around. But I give you my word I’ll not kiss her again. Satisfied?” Joss shook his head. “Give me your word you won’t bed her.” “What a legend you’re making me! Insinuating I could bed her without even kissing her first.” Gray worried the edge of his thumbnail as he considered. “That might prove an amusing challenge, now that you suggest it.” Joss shot him an incredulous look. “With some other lady, on some other ship.” Gray raised his hands in a defensive gesture. “I’ll not bed her. You have my word. And don’t think that’s not a great sacrifice, because it is. I’d have her in two, three days at the most, I tell you.” “Once again-not amusing.” “For God’s sake, Joss, it’s a joke. What do you want, an apology? I’m sorry for kissing Miss Turner’s hand, all right?” Joss shook his head and flipped open the logbook. “No, you’re not.” “Yes, I am.” The odd thing of it was, Gray was telling the truth. He knew he was being an ass, but the joking was easier than honesty. For all his teasing, he hadn’t kissed her hand with the intent to seduce, or to judge if she tasted as sweet as he’d dreamed. He’d kissed her fingers for one reason only. Because they were trembling, and he’d wanted them to stop. It was wholly unlike him, that kiss. It was not a gesture he thought it wise to repeat. That girl did something strange to him.

You do that a great deal, don’t you?” He swallowed the rest of his wine. “What?” “Close up into yourself whenever someone tries to peer into your soul. Make a joke of it.” “If you came out here to lecture me,” he snapped, “don’t bother. Gran has perfected that talent. You can’t possibly compete.” “I only want to understand.” “I want to be consumed by a star, but we don’t all get what we want.” “What?” “Never mind.” Turning for the nearest door into the house, he started to stalk off, but she caught his arm. “Why are you so angry at your grandmother?” Maria asked. “I told you-she’s trying to ruin the lives of me and my siblings.” “By requiring you to marry so you can have children? I thought all lords and ladies were expected to do that. And the five of you are certainly old enough.” Her tone turned teasing. “Some of you are beyond being old enough.” “Watch it, minx,” he clipped out. “I’m not in the mood for having my nose tweaked tonight.” “Because of your grandmother, you mean. It’s not just her demand that has you angry, is it? It goes back longer than that.” Oliver glared at her. “Why do you care? Has she got you fighting her battles for her now?” “Hardly. She just informed me that I was, and I quote, ‘exactly the sort of woman who would not meet my requirements of a wife.’” A smile touched his lips at her accurate mimicking of Gran at her most haughty. “I told you she would think that.” “Yes,” she said dryly. “You both excel at insulting people.” “One of my many talents.” “There you go again. Making a joke to avoid talking about what makes you uncomfortable.” “And what is that?” “What did your grandmother do, besides giving you an ultimatum about marriage, that has you at daggers drawn?” Blast it all, would she not leave off? “How do you know she did anything? Perhaps I’m just contrary.” “You are. But that’s not what has you so angry at her.” “If you plan to spend the next two weeks asking ridiculous questions that have no answers, then I will pay you to return to London.” She smiled. “No, you won’t. You need me.” “True. But since I’m paying for the service you’re providing, I get some say in how it’s rendered. Bedeviling me with questions isn’t part of our bargain.” “You haven’t paid me anything yet,” she said lightly, “so I should think there’s some leeway in the terms. Especially since I’ve been working hard all evening furthering your cause. I just finished telling your grandmother that I have ‘feelings’ for you, and that I know you have ‘feelings’ for me.” “You didn’t choke on that lie?” he quipped. “I do have feelings for you-probably not the sort she meant, though apparently she believed me. But she was suspicious. She’s more astute than you give her credit for. First she accused us of acting a farce, and then, when I denied that, she accused me of thinking to marry you so I could gain a fortune from her down the line.” “And what did you say to that?” “I told her she could keep her precious fortune.” “Did you, indeed? I would have given my right arm to see that.” Maria was proving to be an endless source of amazement. No one ever stood up to Gran-except this American chit, with her naïve beliefs in justice and right and morality. It amazed him that she’d done it, considering how he’d treated her. No one, not even his siblings, had ever defended him with so little reason. It stirred something that had long lain dead inside him. His conscience? No, that wasn’t dead; it was nonexistent.

To decide how great the danger was that this oldest civilized continent in the world would be overrun this winter will be left to later historical research. The unfading credit that this danger is over now goes to those soldiers whom we are commemorating today. Only a glance at Bolshevism’s gigantic preparations for the destruction of our world is sufficient to let us realize with horror what might have become of Germany and the rest of the Continent, had not the National Socialist movement taken power in this state ten years ago, and had it not begun the rebuilding of the German Wehrmacht with the determination that is so peculiar to it, following many fruitless efforts for disarmament. After all, the Germany of Weimar with its Centrist-Marxist democratic party politics would have been swept away by this Central Asian invasion as a straw would be by a hurricane. We realize with increasing clarity that the confrontation that has taken place in Europe since the First World War is slowly beginning to look like a struggle which can only be compared with the greatest historic events of the past. Eternal Jewry forced on us a pitiless and merciless war. Should we not be able to stop the elements of destruction at Europe’s borders, then this continent will be transformed into a single field of ruins. The gravest consequences of this war would then be not only the burned cities and destroyed cultural monuments, but also the bestially murdered multitudes, which would become the victim of this Central Asian flood, just as with the invasions by the Huns and Mongols. What the German and allied soldiers today protect in the east is not the stony face of this continent or its social and intellectual character, but its eternal human substance, whence all values originated ages and ages ago and which gave expression to all human civilizations today, not only to those in Europe and America. In addition to this world of barbarity threatening from the east, we are witnessing the satanic destructive frenzy of its ally, the so-called West. We know about our enemies’ war objectives from countless publications, speeches, and open demands. The babble of the Atlantic Charter is worth as much as Wilson’s Fourteen Points in contrast with the implemented actual design of the Diktat of Versailles. Just as in the English parliamentary democracy the warmonger Churchill pointed the way for later developments with his claim in 1936, when he was not yet the responsible leader of Great Britain, that Germany had to be destroyed again, so the elements behind the present demands for peace in the same democracies today are already planning the state to which they seek to reduce Europe after the war. And their objectives totally correspond with the manifestations of their Bolshevik allies, which we have not only known about but also witnessed: the extermination of all continental people proudly conscious of their nationality and, at their head, the extermination of our own German people. It makes no difference whether English or American papers, parliamentarians, stump orators, or men of letters demand the destruction of the Reich, the abduction of the children of our Volk, the sterilization of our male youth, and so on, as the primary war objective, or whether Bolshevism implements the slaughter of whole groups of people, men, women, and children, in practice. After all, the driving force behind this remains the eternal hatred of that cursed race which, as a true scourge of God, chastised the nations for many thousands of years, until they began to defend themselves against their tormentors in times of reflection. Speech in Lichthof of the Zeughaus for the Heroes’ Memorial Day Berlin, March 21, 1943

The end of the war will see the final ruin of the Jew. The Jew is the incarnation of egoism. And their egoism goes so far that they're not even capable of risking their lives for the defence of their most vital interests. The Jew totally lacks any interest in things of the spirit. If he has pretended in Germany to have a bent for literature and the arts, that's only out of snobbery, or from a liking for speculation. He has no feeling for art, and no sensibility. Except in the regions where they live in groups, the Jews are said to have reached a very high cultural level! Take Nuremberg, for example: for four hundred years—that is to say, until 1838—it hadn't a single Jew in its population. Result: a situation in the first rank of German cultural life. Put the Jews all together: by the end of three hundred years, they'll have devoured one another. Where we have a philosopher, they have a Talmudistic pettifogger. What for us is an attempt to get to the bottom of things and express the inexpressible, becomes for the Jew a pretext for verbal juggleries. His only talent is for masticating ideas so as to disguise his thought. He has observed that the Aryan is stupid to the point of accepting anything in matters of religion, as soon as the idea of God is recognised. With the Aryan, the belief in the Beyond often takes a quite childish form ; but this belief does represent an effort towards a deepening of things. The man who doesn't believe in the Beyond has no understanding of religion. The great trick of Jewry was to insinuate itself fraudulently amongst the religions with a religion like Judaism, which in reality is not a religion. Simply, the Jew has put a religious camouflage over his racial doctrine. Everything he undertakes is built on this lie. The Jew can take the credit for having corrupted the Graeco- Roman world. Previously words were used to express thoughts; he used words to invent the art of disguising thoughts. Lies are his strength, his weapon in the struggle. The Jew is said to be gifted. His only gift is that of juggling with other people's property and swindling each and everyone. Suppose I find by chance a picture that I believe to be a Titian. I tell the owner what I think of it, and I offer him a price. In a similar case, the Jew begins by declaring that the picture is valueless, he buys it for a song and sells it at a profit of 5000 per cent. To persuade people that a thing which has value, has none, and vice versa—that's not a sign of intelligence. They can't even overcome the smallest economic crisis! The Jew has a talent for bringing confusion into the simplest matters, for getting everything muddled up. Thus comes the moment when nobody understands anything more about the question at issue. To tell you something utterly insignificant, the Jew drowns you in a flood of words. You try to analyse what he said, and you realise it's all wind. The Jew makes use of words to stultify his neighbours. And that's why people make them professors. The law of life is : "God helps him who helps himself!" It's so simple that everybody is convinced of it, and nobody would pay to learn it. But the Jew succeeds in getting himself rewarded for his meaningless glibness. Stop following what he says, for a moment, and at once his whole scaffolding collapses. I've always said, the Jews are the most diabolic creatures in existence, and at the same time the stupidest. They can't produce a musician, or a thinker. No art, nothing, less than nothing. They're liars, forgers, crooks. They owe their success only to the stupidity of their victims. If the Jew weren't kept presentable by the Aryan, he'd be so dirty he couldn't open his eyes. We can live without the Jews, but they couldn't live without us. When the Europeans realise that, they'll all become simultaneously aware of the solidarity that binds them together. The Jew prevents this solidarity. He owes his livelihood to the fact that this solidarity does not exist.

Brennan credited his time in the army with shaping his deep suspicion of government. While he was fighting at the front, his draft board sent a letter to his home stating he would be fined and imprisoned if he did not turn up for his physical. “Just goes to show how much the government knows about what’s going on,” he said. On April 4, 1919, Walter Brennan was one of six thousand returning troops that Governor Calvin Coolidge saluted as their ship docked. Six days later, while the demobbed Brennan was marching in a Swampscott parade, he spotted Ruth Wells, the daughter Lynn’s local sheriff, crossing the street. Walter’s and Ruth’s families knew one another, but Walter, three years older than Ruth, had not paid that much attention to her until he went away to war and began writing letters to her. When Ruth was six, she broke a bottle belonging to Walter’s mother, and nine-year-old Walter teased her to tears by telling her, “she’d get it when they got home.” During the war, she attended Simmons College, graduating in 1919 from a three-year program in secretarial studies, having taken courses not only in shorthand, typing, business practices, commercial law, and economics, but also in English, History, French, and German. Her yearbook entry in The Microcosm gives the impression of a lively and sociable personality with interests in the theater, parties, and dances. She was not one to sulk or spend much time worrying. “He kind of discovered you,” Ralph Edwards said to Ruth. “Oh, I did that,” she explained. “We were invited by Walter’s mother to dinner, my mother and my two sisters . . . Walter

Our current world I submit that we currently live in a climax stage.21 We have a political model that is based on leading in the popular polls--a model where barely differentiated political leaders pretend to be different by steering voters away from important issues and onto subjects that, albeit emotional, are of little consequence to most people--a model where the election is won by the person with the best marketing, and where consistency and integrity are irrelevant. We have an economic model that is based on pulling resources out of the ground and mostly turning them into unnecessary products, getting people to buy the products by convincing them that they need them, then getting them to throw the products away because they're obsolete. This makes people buy the next model and bury the other one in the ground. The sole goal of this seemingly pointless exercise is to work faster and grow the gross domestic product, which measures the resource churn. We live in a world where the money necessary for our way of life comes out of a slit in the wall as long as we keep showing up for work, yet only experts understand the fiat-based money/credit system. We live in a world where food can be heated in a microwave oven at the touch of a button, yet only experts understand how this works. This goes for most of the other technology we use. All we know is that if we press this or that button, things magically happen. We are aware of large-scale problems, but most of us believe that we can't do anything about them. Instead, we believe in a mythical They who will find a solution, just like They have provided all this wonderful technology we surround ourselves with. We may be more technologically advanced as a group, and correctly but myopically hold up technology as our one indicator of "progress,"22 but in terms of individual understanding we have not come far, and once again live according to old concepts. In fact, we might have turned a full cycle from the last climax stage: The Dark Ages.

Sustain a positive outlook. Cultivate a can-do spirit, and you will be an inspiration to employees. And, when that's a tall order, fake it until you make it! • Be known as a fair person. Employees want to be treated fairly, and you must take the necessary steps to make sure they feel that is the case. • Keep an eye on morale. Morale at the workplace can be affected positively or negatively by an incident that, although it might seem insignificant to you, might be very important to your employees. A contented group of employees will do more and better work than an unhappy group. • Set an example. If you want your employees to work hard and succeed, then set an example by doing so yourself. Be a spectacular role model! • Take responsibility for your actions. If something goes wrong and it's your fault, step up to the plate and acknowledge whatever it is that went wrong and why. • Maintain your sense of humor. Don't take yourself too seriously, and don't be in such a hurry that you haven't got time to tell or listen to a positive (tasteful) story. Studies suggest laughter and good humor go a long way in helping employees function well in the workplace. • Acknowledge good work through praise. Everyone wants to hear “well done” now and then, so make sure you acknowledge good work. Say it privately and say it within earshot of others, too. • Give credit for ideas. If one of your employees comes up with a great idea, by all means give that person the credit he or she deserves. Don't allow anyone to take an employee's idea and pass it off as his own. (Managers are sometimes accused of stealing an employee's idea; be scrupulous about avoiding even a hint of such a thing.) Beyond the basic guidelines listed above, a good manager must possess other positive qualities: • Understanding: Conventional wisdom dictates that you walk in someone else's shoes before you judge her. Keep that in mind when dealing with people in the workplace. • Good communication skills: Keep your communication skills in good working order. You might want to join speaking organizations to learn how to be a better public speaker. But don't stop there. You communicate when you send a memo, write e-mail, and lead a meeting. There's no such thing as being a “perfect” communicator. An excellent manager will view the pursuit of this art as a work in progress. • Strong listening skills: When was the last time you really listened to someone when he was talking to you? Did you give him your full, undivided attention, or was your mind thinking about five other different things? And when you are listening, do you really know what it is people are trying to tell you? (You might have to ask probing questions in order to get the message.) • Leadership: Employees need good leaders to help guide them, so make sure your leadership skills are enviable and on-duty. • Common sense: You'll need more than your fair share if you expect to be a good manager of people. Some managers toss common sense out the window and then foolishly wonder what happened when things go wrong. • Honesty: Be honest and ethical in all of your business dealings — period! • A desire to encourage: Encouragement is different than praise. Encouragement helps someone who hasn't yet achieved the goal. Employees need your input and encouragement from time to time in order to be successful, so be prepared to fill that role.

Eventually I began to compile a list of his favorite words and phrases. Here is one version of the list I still have with me: PHRASES Given the fact that toward that end in which you operate the level of both . . . and frankly goes well beyond the way you live your life in this regard (in this regard it’s worth . . .) in many ways none other than this larger (this larger notion/idea) for that reason in large measure as a consequence more than anything in my direction nonetheless (small but nonetheless significant sign) over the weeks and months ahead speaks volumes NOUNS range (a range of) host (a host of, whole host of) admiration (usu. profound admiration) pearls (of wisdom) ADJECTIVES, ADVERBS remarkable incredible (working incredibly hard) inevitably frankly awfully larger disturbingly so, especially so amazingly considerable (very considerable) fabulous dire VERBS present impress (impressed me) admire (admire the fact that) highlight underscore OTHER inasmuch whereby This collection summarizes the governor’s character as well as any biography could, though I reckon only I can see that. Its terms are plain and practical, but they’re boring, and most of them are slightly awkward. Some are lazy: the only reason to say something “speaks volumes”—“The fact that you refused to give up speaks volumes about your character”—is because you want the credit for making a large claim without bothering to find words to make it.

Mortgage Workouts Even if you don’t qualify for any of the government loan modification programs or your lender doesn’t agree to participate, you may be able to arrange a “mortgage workout.” A workout is any agreement you make with the lender that changes how you pay the delinquency on your mortgage or otherwise keeps you out of foreclosure. Many lenders require this formal process even for short-term fixes. Here are some workout options your lender might agree to: • Spread repayment of missed payments over a few months. For example, if your monthly payment is $1,000 and you missed two payments ($2,000), the lender might let you pay $1,500 for four months. • Reduce or suspend your regular payments for a specified time, and then add a portion of your overdue amount to your regular payments later on. • Extend the length of your loan and add the missed payments at the end. • For a period of time, suspend the amount of your monthly payment that goes toward the principal and only require payment of interest, taxes, and insurance. • Let you sell the property for less than you owe the lender and waive the rest. This is called a “short sale.” It’s best to start the workout negotiations as early as possible. But before you contact the lender about a workout, you should prepare information about your situation, including: • a reasonable budget for the

Uber’s latest financings will bring its total funding to $10bn, setting a new record for a US tech company before it goes public, as it closes in on a new credit line and equity round. Much of that equity and debt has been raised in the past six months, as the San Francisco car-hailing company takes advantage of huge investor appetite for its fast-growing business. The funds will go towards financing its costly expansion into 300 cities around the globe. Uber is facing mounting legal fees as it deals with a number of regulatory challenges. It is also investing heavily in technological innovations such as driverless cars.

But isn’t that how science goes! My presentation did not use the straight lines and arrows that one normally sees in family trees. I used the circles as in Conut’s mat. My parents were a bit worried but they saw that it made sense and they felt that my teachers were flexible enough to give credit to innovation where it was useful. I got an A for my paper and learnt two new words – “iteration” and “recursion”. I was not sure I knew what they meant then, but Miss had said that these were the principles we used in making the mat. “Your end is your beginning,” she quoted from Conut and smiled. “In what odd places does wisdom reside,” she added. “The literature speaks of the West Indian family as ‘fractured’; you might be able to prove that it is a fractal” was the comment she made at the bottom of my paper. I knew this was a positive one and did not let the fact that it didn’t make sense to me detain me. I was just happy to get my A, to have passed my exams and to be out of sixth form and on my way to university. It was a really unforeseen thing that caused me to be back in Jamaica.

Annihilating nihilism is a peculiar phenomenon – the product of financial capitalism. In the sphere of financial capitalism, destroying concrete wealth is the easiest way to accumulate abstract value. The credit default swap (CDS) is the best example of this transformation of life, resources and language into nihil. The CDS is a contract in which the buyer of the CDS makes a series of payments to the seller and, in exchange, receives a pay-off if an instrument – typically a bond or loan – goes into default (fails to pay). Less commonly, the credit event that triggers the pay-off can be the restructuring or bankruptcy of a company, or even simply the downgrading of its credit rating. If the financial game is based on the premise that the value of money invested will increase as things are annihilated (if factories are dismantled, jobs are destroyed, people die, cities crumble, and so on), this type of financial profiteering is essentially constructed upon a bet on the degradation of the world.

Meyer summarizes his code of honor as “(1) Show up. (2) Work hard. (3) Be kind. (4) Take the high road.” As he contributed in ways that revealed his skills without spawning jealousy, colleagues began to admire and trust his comedic genius. “People started to see him as somebody who wasn’t just motivated personally,” Tim Long explains. “You don’t think of him as a competitor. He’s someone you can think of on a higher plane, and can trust creatively.” Carolyn Omine adds, “Compared to other writers’ rooms I’ve been in, I would say The Simpsons tends to look longer for jokes. I think it’s because we have writers, like George, who will say, ‘No, that’s not quite right,’ even if it’s late, even if we’re all tired. I think that’s an important quality. We need those people, like George, who aren’t afraid to say, ‘No, this isn’t good enough. We can do better.’” In a classic article, the psychologist Edwin Hollander argued that when people act generously in groups, they earn idiosyncrasy credits—positive impressions that accumulate in the minds of group members. Since many people think like matchers, when they work in groups, it’s very common for them to keep track of each member’s credits and debits. Once a group member earns idiosyncrasy credits through giving, matchers grant that member a license to deviate from a group’s norms or expectations. As Berkeley sociologist Robb Willer summarizes, “Groups reward individual sacrifice.” On The Simpsons, Meyer amassed plenty of idiosyncrasy credits, earning latitude to contribute original ideas and shift the creative direction of the show. “One of the best things about developing that credibility was if I wanted to try something that was fairly strange, people would be willing to at least give it a shot at the table read,” Meyer reflects. “They ended up not rewriting my stuff as much as they had early on, because they knew I had a decent track record. I think people saw that my heart was in the right place—my intentions were good. That goes a long way.

The credit for defining the artist as a person who can hold two inconsistent ideas at once goes to F. Scott Fitzgerald. The credit for realizing that that is precisely what all modern men can do—indeed, must be able to do— belongs to Sir Walter Scott.

There is often much good in the type of boss, especially common in big cities, who fulfills towards the people of his district in rough and ready fashion the position of friend and protector. He uses his influence to get jobs for young men who need them. He goes into court for a wild young fellow who has gotten into trouble. He helps out with cash or credit the widow who is in straits, or the breadwinner who is crippled or for some other cause temporarily out of work. He organizes clambakes and chowder parties and picnics, and is consulted by the local labor leaders when a cut in wages is threatened. For some of his constituents he does proper favors, and for others wholly improper favors; but he preserves human relations with all. He may be a very bad and very corrupt man, a man whose action in blackmailing and protecting vice is of far-reaching damage to his constituents. But these constituents are for the most part men and women who struggle hard against poverty and with whom the problem of living is very real and very close. They would prefer clean and honest government, if this clean and honest government is accompanied by human sympathy, human understanding. But an appeal made to them for virtue in the abstract, an appeal made by good men who do not really understand their needs, will often pass quite unheeded, if on the other side stands the boss, the friend and benefactor, who may have been guilty of much wrong-doing in things that they are hardly aware concern them, but who appeals to them, not only for the sake of favors to come, but in the name of gratitude and loyalty, and above all of understanding and fellow-feeling.

Say Bank A is holding $10 million in A-minus-rated IBM bonds. It goes to Bank B and makes a deal: we’ll pay you $50,000 a year for five years and in exchange, you agree to pay us $10 million if IBM defaults sometime in the next five years—which of course it won’t, since IBM never defaults. If Bank B agrees, Bank A can then go to the Basel regulators and say, “Hey, we’re insured if something goes wrong with our IBM holdings. So don’t count that as money we have at risk. Let us lend a higher percentage of our capital, now that we’re insured.” It’s a win-win. Bank B makes, basically, a free $250,000. Bank A, meanwhile, gets to lend out another few million more dollars, since its $10 million in IBM bonds is no longer counted as at-risk capital. That was the way it was supposed to work. But two developments helped turn the CDS from a semisensible way for banks to insure themselves against risk into an explosive tool for turbo leverage across the planet. One is that no regulations were created to make sure that at least one of the two parties in the CDS had some kind of stake in the underlying bond. The so-called naked default swap allowed Bank A to take out insurance with Bank B not only on its own IBM holdings, but on, say, the soon-to-be-worthless America Online stock Bank X has in its portfolio. This is sort of like allowing people to buy life insurance on total strangers with late-stage lung cancer—total insanity. The other factor was that there were no regulations that dictated that Bank B had to have any money at all before it offered to sell this CDS insurance.

The famous Canadian physician William Osler once wrote, “In science the credit goes to the man who convinced the world, not to the man to whom the idea first occurs.

To understand most of the world's significant problems we have to look beyond a guilty individual and to the system The same instinct is triggered when things go well. ''Claim'' comes just easily as ''blame''. When something goes well, we are very quick to give the credit to an individual or a simple cause, when again it is usually more complicated. Following your blame instinct isn't going to help

Conditions in the forests and mills eventually improved, but credit for most of those gains goes to the War Department. Desperate to prevent labor unrest from interfering with war production, it employed soldiers in the forest and organized all loggers into a new union, the Loyal Legion of Loggers and Lumbermen, or “4-L.” They deployed soldiers, called the Spruce Divisions, and forced reforms for the benefit of enlisted man.

Life is neither fair, nor a fair; for a fair ends, life goes on. Stay motivated.

This systemic risk problem is what drew Blythe Masters, one of the key figures behind blockchain innovation on Wall Street, into digital ledger technology; she joined Digital Asset Holdings, a blockchain service provider for the financial system’s back-office processing tasks, as CEO in 2014. Masters is best known for one of the most contentious financial innovations of our time, the credit default swap (CDS), a financial derivative contract in which one institution agrees to pay another if a particular bond or loan goes into default. At the age of just twenty-five, and as part of a crack team at J.P. Morgan, she conceived of CDSs as a way for investors to buy insurance against the risk they bear on their balance sheets—and thus to unlock capital hitherto tied up against that risk—as well as for other investors, the banks, and other institutions that issue the CDS to place a bet on the underlying asset without actually owning it.

You need to possess that same desire (or fake it) along with the will to go out into the world and take what you want. Be willing to earn it, and earn it smartly: ♦ Ask people for favors with no intention of returning the favor. ♦ Return the favor if it is advantageous to you. ♦ Share credit when you can. If it goes sideways, others can take the hit for you. ♦ Play people against one another to suit your interests. ♦ Look out only for yourself, and your direct superior. ♦ Some colleagues are disposable. They are your base of power. ♦ Use others as scapegoats to keep your hands clean. ♦ When you do something important, make sure it is seen by your superiors. ♦ When you fuck up, make sure your superiors don't know it. ♦ Only closely associate with other high powered colleagues.

The other thing I think we learned on Tuesday (election day) is that this is an electorate that is not particularly generous in doling out the credit for things. I think this goes beyond politics, bur clearly in the case of politics where the voters are now conditioned to look for the worst in everyone and really to disbelieve that there's very much good in anyone. It's hard to be a politician under those circumstances, but, again, I think this mood of looking for the worst in everyone extends beyond the political world. (from the book The NPR Interviews 1995, edited by Robert Siegel)

Your investment in a bank account is as secure as your bank is. If your bank goes bankrupt, so does your investment.

There’s nothing like a plan that goes even better than expected. Revenge with extra credit.

Though in our miseries Destiny has a hand, yet Destiny has no hand in the dignified manner in which we suffer our misery. If we can show a contempt for our misery, the credit goes to ourselves, not to Destiny.

The Portuguese explorers, astronauts of another time, used these winds and some educated guesswork to push European dominion out of the Mediterranean and into the world beyond. For the mahrineros of Lisbon, it was simple work on most days to sail south to places like Madeira and the Canary Islands, the first non-European stepping-stones of Iberian conquest. Getting home was harder, until someone took a gamble and found that if a sailor put his back to the land and sailed off far enough to the northwest, he might eventually make his way up into westerly winds and back to Portugal before the food ran out. Known to sailors as the volta do mar (return from the sea), this discovery—rather like the splitting of the atom five centuries later—would have irreversible consequences for all that came afterwards. Christopher Columbus used an expanded version of the volta to get his fleet from Spain to America and home again, but credit for a bolder leap goes to Bartolomeu Dias, who tested the concept on a global scale.

PACKING CHECKLIST Light, khaki, or neutral-color clothes are universally worn on safari and were first used in Africa as camouflage by the South African Boers, and then by the British Army that fought them during the South African War. Light colors also help to deflect the harsh sun and are less likely than dark colors to attract mosquitoes. Don’t wear camouflage gear. Do wear layers of clothing that you can strip off as the sun gets hotter and put back on as the sun goes down. Smartphone or tablet to check emails, send texts, and store photos (also handy as an alarm clock and flashlight), plus an adapter. If electricity will be limited, you may wish to bring a portable charger. Three cotton T-shirts Two long-sleeve cotton shirts preferably with collars Two pairs of shorts or two skirts in summer Two pairs of long pants (three pairs in winter)—trousers that zip off at the knees are worth considering Optional: sweatshirt and sweatpants, which can double as sleepwear One smart-casual dinner outfit Underwear and socks Walking shoes or sneakers Sandals/flip-flops Bathing suit and sarong to use as a cover-up Warm padded jacket and sweater/fleece in winter Windbreaker or rain poncho Camera equipment, extra batteries or charger, and memory cards; a photographer’s vest and cargo pants are great for storage Eyeglasses and/or contact lenses, plus extras Binoculars Small flashlight Personal toiletries Malaria tablets and prescription medication Sunscreen and lip balm with SPF 30 or higher Basic medication like antihistamine cream, eye drops, headache tablets, indigestion remedies, etc. Insect repellent that is at least 20% DEET and is sweat-resistant Tissues and/or premoistened wipes/hand sanitizer Warm hat, scarf, and gloves in winter Sun hat and sunglasses (Polaroid and UV-protected ones) Documents and money (cash, credit cards, etc.). A notebook/journal and pens Travel and field guide books A couple of large white plastic garbage bags Ziplock bags to keep documents dry and protect electronics from dust

The credit for first-principles thinking goes to Aristotle, who defined it as “the first basis from which a thing is known.”12 The French philosopher and scientist René Descartes described it as systematically doubting everything you can possibly doubt, until you’re left with unquestionable truths.

Understanding Financial Risks and Companies Mitigate them? Financial risks are the possible threats, losses and debts corporations face during setting up policies and seeking new business opportunities. Financial risks lead to negative implications for the corporations that can lead to loss of financial assets, liabilities and capital. Mitigation of risks and their avoidance in the early stages of product deployment, strategy-planning and other vital phases is top-priority for financial advisors and managers. Here's how to mitigate risks in financial corporates:- ● Keeping track of Business Operations Evaluating existing business operations in the corporations will provide a holistic view of the movement of cash-flows, utilisation of financial assets, and avoiding debts and losses. ● Stocking up Emergency Funds Just as families maintain an emergency fund for dealing with uncertainties, the same goes for large corporates. Coping with uncertainty such as the ongoing pandemic is a valuable lesson that has taught businesses to maintain emergency funds to avoid economic lapses. ● Taking Data-Backed Decisions Senior financial advisors and managers must take well-reformed decisions backed by data insights. Data-based technologies such as data analytics, science, and others provide resourceful insights about various economic activities and help single out the anomalies and avoid risks. Enrolling for a course in finance through a reputed university can help young aspiring financial risk advisors understand different ways of mitigating risks and threats. The IIM risk management course provides meaningful insights into the other risks involved in corporations. What are the Financial Risks Involved in Corporations? Amongst the several roles and responsibilities undertaken by the financial management sector, identifying and analysing the volatile financial risks. Financial risk management is the pinnacle of the financial world and incorporates the following risks:- ● Market Risk Market risk refers to the threats that emerge due to corporational work-flows, operational setup and work-systems. Various financial risks include- an economic recession, interest rate fluctuations, natural calamities and others. Market risks are also known as "systematic risk" and need to be dealt with appropriately. When there are significant changes in market rates, these risks emerge and lead to economic losses. ● Credit Risk Credit risk is amongst the common threats that organisations face in the current financial scenarios. This risk emerges when a corporation provides credit to its borrower, and there are lapses while receiving owned principal and interest. Credit risk arises when a borrower falters to make the payment owed to them. ● Liquidity Risk Liquidity risk crops up when investors, business ventures and large organisations cannot meet their debt compulsions in the short run. Liquidity risk emerges when a particular financial asset, security or economic proposition can't be traded in the market. ● Operational Risk Operational risk arises due to financial losses resulting from employee's mistakes, failures in implementing policies, reforms and other procedures. Key Takeaway The various financial risks discussed above help professionals learn the different risks, threats and losses. Enrolling for a course in finance assists learners understand the different risks. Moreover, pursuing the IIM risk management course can expose professionals to the scope of international financial management in India and other key concepts.

All of that looks great on-screen, I guess. It's cinematic. Flashy. But at the expense of intimacy and... I don't know, I always wonder what happens after the screen goes black and the credits roll.

So many aspects of the Jazz Age recall our own: political corruption and complacency; fear of outsiders; life-changing technologies; cults of youth, excess, consumerism and celebrity; profit as a new religion on the one hand and the easy availability of credit on the other; astonishing affluence and yet a huge section of society unable to move out of poverty.