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And every little burg had the same building hierarchy: banks, churches, insurance companies, and hardware stores.

I've always been a quitter. I quit the Boy Scouts, the glee club, the marching band. Gave up my paper route, turned my back on the church, stuffed the basketball team. I dropped out of college, sidestepped the army with a 4-F on the grounds of mental instability, went back to school, made a go of it, entered a Ph.D. program in nineteenth-century British literature, sat in the front row, took notes assiduously, bought a pair of horn-rims, and quit on the eve of my comprehensive exams. I got married, separated, divorced. Quit smoking, quit jogging, quit eating red meat. I quit jobs: digging graves, pumping gas, selling insurance, showing pornographic films in an art theater in Boston. When I was nineteen I made frantic love to a pinch-faced, sack-bosomed girl I'd known from high school. She got pregnant. I quit town.

Satanists are encouraged to indulge in the seven deadly sins, as they need hurt no one; they were only invented by the Christian Church to insure guilt on the part of its followers. The Christian Church knows that it is impossible for anyone to avoid committing these sins, as they are all things which we, being human, most naturally do. After inevitably committing these sins financial offerings to the church in order to "pay off" God are employed as a sop to the parishioner's conscience!

Bad people? What kind of bad people? Members of the Church of Satan? Insurance salesmen? People who don’t speak English?

Then I told myself that as I never gave the Church a thought when I was feeling happy, I could hardly expect it to do anything for me when I wasn't. You can't get insurance money without paying in premiums.

However, as a guarantee of its renewed youth, the symbolical phoenix never reappeared before the eyes of the world without having consumed solemnly the remains and evidences of its previous life. So also Moses saw to it that all those who had known Egypt and her mysteries should end their life in the desert; at Ephesus St Paul burnt all books which treated of the occult sciences; and in fine, the French Revolution, daughter of the great Johannite Orient and the ashes of the Templars, spoliated the churches and blasphemed the allegories of the Divine Cultus. But all doctrines and all revivals proscribe Magic and condemn its mysteries to the flames and to oblivion. The reason is that each religion or philosophy which comes into the world is a Benjamin of humanity and insures its own life by destroying its mother. It is because the symbolical serpent turns ever devouring its own tail; it is because, as essential condition of existence, a void is necessary to every plenitude, space for every dimension, an affirmation for each negation: herein is the eternal realization of the phoenix allegory.

I’ve had enough I’m sick of seeing and touching Both sides of things Sick of being the damn bridge for everybody Nobody Can talk to anybody Without me Right? I explain my mother to my father my father to my little sister My little sister to my brother my brother to the white feminists The white feminists to the Black church folks the Black church folks to the ex-hippies the ex-hippies to the Black separatists the Black separatists to the artists the artists to my friends’ parents… Then I’ve got to explain myself To everybody I do more translating Than the Gawdamn U.N. Forget it I’m sick of it. I’m sick of filling in your gaps Sick of being your insurance against the isolation of your self-imposed limitations Sick of being the crazy at your holiday dinners Sick of being the odd one at your Sunday Brunches Sick of being the sole Black friend to 34 individual white people Find another connection to the rest of the world Find something else to make you legitimate Find some other way to be political and hip I will not be the bridge to your womanhood Your manhood Your humanness I’m sick of reminding you not to Close off too tight for too long I’m sick of mediating with your worst self On behalf of your better selves I am sick Of having to remind you To breathe Before you suffocate Your own fool self Forget it Stretch or drown Evolve or die The bridge I must be Is the bridge to my own power I must translate My own fears Mediate My own weaknesses I must be the bridge to nowhere But my true self And then I will be useful

To insure the stability of imperial power, it is sufficient for an emperor to serve God with reverence.

The Vicar isn’t High Church enough for confessions, and certainly most of me would have loathed to tell him or anybody else one word; but I did have a feeling that a person as wretched as I was ought to be able to get some sort of help from the Church. Then I told myself that as I never gave the Church a thought when I was feeling happy, I could hardly expect it to do anything for me when I wasn’t. You can’t get insurance money without paying in premiums.

About the time that I reentered the Bruce family, an event occurred of disastrous import to the colored people. The slave Hamlin, the first fugitive that came under the new law, was given up by the blood-hounds of the north to the bloodhounds of the south. It was the beginning of a reign of terror to the colored population. The great city rushed on its whirl of excitement, taking no note of the "short and simple annals of the Poor." But while fashionables were listening to the thrilling voice of Jenny Lind in Metropolitan Hall, the thrilling voices of poor hunted colored people went up, in an agony of supplication, to the Lord, from Zion's church. Many families, who had lived in the city for twenty years, fled from it now. Many a poor washerwoman, who, by hard labor, had made herself a comfortable home, was obliged to sacrifice her furniture, bid a hurried farewell to friends, and seek her fortune among strangers in Canada. Many a wife discovered a secret she had never known before—that her husband was a fugitive, and must leave her to insure his own safety. Worse still, many a husband discovered that his wife had fled from slavery years ago, and as "the child follows the condition of its mother," the children of his love were liable to be seized and carried into slavery. Every where, in those humble homes, there was consternation and anguish. But what cared the legislators of the "dominant race" for the blood they were crushing out of trampled hearts?

Our feet have been planted upon this sacred soil for a wise purpose. This land has been dedicated for the blessing of mankind. The Constitution and the laws that have been enacted under its provisions are calculated to insure liberty, not license, to all who dwell here. This church with which we are identified stands, if it stands for anything, for the perpetuation of the liberties of all mankind. We should not listen to those who find pleasure in teaching sedition. Neither should we follow those who claim to be citizens of this land, who go about violating the laws that govern it. There are many who are failing to do their duty as citizens who have the right of franchise, but who are unworthy of that blessing that has come to those who live in this wonderful country.

Organized religion was the first and greatest protection racket, an economy of perpetual profit built on voluntary fear and coerced guilt. Donating money to churches, temples, mosques, synagogues, cults, et cetera, to help ensure a spot for one’s soul in the express elevator to that penthouse in the sky known as the afterlife was marketing genius! Had Sleepy paid his spiritual insurance? If so, had it done him any good? According to Shorty, whose memory had been beaten into the consistency of oatmeal by a length of pipe, or so said Bon, a quartet of Arab youth had set on them.

The split has widened because the right has moved right, not because the left has moved left. Republican presidents Eisenhower, Nixon, and Ford all supported the Equal Rights Amendment. In 1960, the GOP platform embraced "free collective bargaining" between management and labor. REpublicans boasted of "extending the minimum wage to several million more workers" and "strengthening the unemployment insurance system and extension of its benefits." Under Dwight Eisenhower, top earners were taxed at 91 percent; in 2015, it was 40 percent. Planned Parenthood has come under serious attack from nearly all Republican presidential candidates running in 2016. Yet a founder of the organization was Peggy Goldwater, wife of the 1968 conservative Republican candidate for president Barry Goldwater. General Eisenhower called for massive invenstment in infrastructure, and now nearly all congressional Republicans see such a thing as frightening government overreach. Ronald Reagan raised the national debt and favored gun control, and now the Republican state legislature of Texas authorizes citizens to "open carry" loaded guns into churches and banks. Conservatives of yesterday seem moderate or liberal today.

Satanists are encouraged to indulge in the seven deadly sins, as they need hurt no one; they are only invented by the Christian Church to insure guilt on the part of its followers. The Christian Church knows that it is impossible for anyone to avoid committing these sins, as they are all things which we, being human, most naturally do. After inevitably committing these sins financial offerings to the church in order to "pay off" God are employed as a sop to the parishioner's conscience!

To be genuinely "pro-life" is to be firmly pro-contraception. By its stubborn theological clinging to "Humanae Vitae" and its collusion with right-wing-sponsored legislative initiatives aimed at restricting birth control, whether through insurance mandates or strings attached to foreign aid, the Catholic hierarchy has, in effect, turned Roman Catholicism into an abortionist church. To repeat: Catholic condemnation of birth control promotes abortion — period. That tells us that something else is going on here besides a genuine concern for life.

Being reluctant to get up in the morning is to be guilty of sloth, and if you lie in bed long enough you may find yourself committing yet another sin - lust. To have the faintest stirring of sexual desire is to be guilty of lust. In order to insure the propagation of humanity, nature made lust the second most powerful instinct, the first being self-preservation. Realizing this, the Christian Church made fornication the "Original Sin". In this way they made sure no one would escape sin. Your very state of being is as a result of sin - the Original Sin!

But feeling ashamed and not telling anyone about it has NEVER HELPED. My hope is that by telling people about all this stuff, maybe others will relate. And then I won’t feel alone? And yes, of course, I’ll call my psychiatric nurse, Matt. Though he just changed insurances and I need to find somebody else. And Scott will call his therapist and his psychiatrist. And yes, we will call Deda and Jim from our Recovering Couples Anonymous meeting we’ve been attending and they will laugh. Deda will say, “Are you trying to scare each other?” Yes, yes we are! We thought it might help! And yes, twelve-steppers, we are “WORKING THE STEPS of the program,” you sanctimonious church basement carps! We are on step four, if you must know. I’d like to blame the above morning episode on myself or my poor diet or the city of Los Angeles or something about how and who I am that might be solved, but let’s just call it a Thursday.

the setting in the rectory was stunning. We sat down to a fully set table, with fine china and crisp, white linen. Whenever the monsignor wanted anything, he would ring a little silver bell and this old housekeeper would come shuffling in, like a servant. Every time I tried to engage the monsignor in some serious discussion, he would pick up that bell and ring it, and the little old woman would come in to deal with his every whim. And so I’m sitting there, not only stunned at the level, the position in life, that they held themselves at, but how we in the Church allowed them to do this, that no one was saying, ‘Hey, this is wrong. These guys shouldn’t be living like this while the nuns don’t have health insurance.’ But what I realized that day, as the monsignor kept ringing that bell, was how distant, how aloof, how detached the hierarchy of the Church had become. They lived separate lives, completely disconnected from the lives of the laity, and we had allowed it to happen.” Eventually,

When we get down to potential versus reality in relationships, we often see disappointment, not successful achievement. In the Church, if someone creates nuclear fallout in a calling, they are often released or reassigned quickly. Unfortunately, we do not have that luxury when we marry. So many of us have experienced this sad realization in the first weeks of our marriages. For example, we realized that our partner was not going to live up to his/her potential and give generously to the partnership. While fighting the mounting feelings of betrayal, we watched our new spouses claim a right to behave any way they desired, often at our expense. Most of us made the "best" of a truly awful situation but felt like a rat trapped in maze. We raised a family, played our role, and hoped that someday things would change if we did our part. It didn't happen, but we were not allowed the luxury of reassigning or releasing our mates from poor stewardship as a spouse or parent. We were stuck until we lost all hope and reached for the unthinkable: divorce. Reality is simple for some. Those who stay happily married (the key word here is happily are the ones who grew and felt companionship from the first days of marriage. Both had the integrity and dedication to insure its success. For those of us who are divorced, tracing back to those same early days, potential disappeared and reality reared its ugly head. All we could feel, after a sealing for "time and all eternity," was bound in an unholy snare. Take the time to examine the reality of who your sweetheart really is. What do they accomplish by natural instinct and ability? What do you like/dislike about them? Can you live with all the collective weaknesses and create a happy, viable union? Are you both committed to making each other happy? Do you respect each other's agency, and are you both encouraging and eager to see the two of you grow as individuals and as a team? Do you both talk-the-talk and walk-the-walk? Or do you love them and hope they'll change once you're married to them? Chances are that if the answer to any of these questions are "sorta," you are embracing their potential and not their reality. You may also be embracing your own potential to endure issues that may not be appropriate sacrifices at this stage in your life. No one changes without the internal impetus and drive to do so. Not for love or money. . . . We are complex creatures, and although we are trained to see the "good" in everyone, it is to our benefit to embrace realism when it comes to finding our "soul mate." It won't get much better than what you have in your relationship right now.

As the scandal spread and gained momentum, Cardinal Law found himself on the cover of Newsweek, and the Church in crisis became grist for the echo chamber of talk radio and all-news cable stations. The image of TV reporters doing live shots from outside klieg-lit churches and rectories became a staple of the eleven o’clock news. Confidentiality deals, designed to contain the Church’s scandal and maintain privacy for embarrassed victims, began to evaporate as those who had been attacked learned that the priests who had assaulted them had been put in positions where they could attack others too. There were stories about clergy sex abuse in virtually every state in the Union. The scandal reached Ireland, Mexico, Austria, France, Chile, Australia, and Poland, the homeland of the Pope. A poll done for the Washington Post, ABC News, and Beliefnet.com showed that a growing majority of Catholics were critical of the way their Church was handling the crisis. Seven in ten called it a major problem that demanded immediate attention. Hidden for so long, the financial price of the Church’s negligence was astonishing. At least two dioceses said they had been pushed to the brink of bankruptcy after being abandoned by their insurance companies. In the past twenty years, according to some estimates, the cost to pay legal settlements to those victimized by the clergy was as much as $1.3 billion. Now the meter was running faster. Hundreds of people with fresh charges of abuse began to contact lawyers. By April 2002, Cardinal Law was under siege and in seclusion in his mansion in Boston, where he was heckled by protesters, satirized by cartoonists, lampooned by late-night comics, and marginalized by a wide majority of his congregation that simply wanted him out. In mid-April, Law secretly flew to Rome, where he discussed resigning with the Pope.

Babel led to an explosion in the number of languages. That was part of Enki's plan. Monocultures, like a field of corn, are susceptible to infections, but genetically diverse cultures, like a prairie, are extremely robust. After a few thousand years, one new language developed - Hebrew - that possessed exceptional flexibility and power. The deuteronomists, a group of radical monotheists in the sixth and seventh centuries B.C., were the first to take advantage of it. They lived in a time of extreme nationalism and xenophobia, which made it easier for them to reject foreign ideas like Asherah worship. They formalized their old stories into the Torah and implanted within it a law that insured its propagation throughout history - a law that said, in effect, 'make an exact copy of me and read it every day.' And they encouraged a sort of informational hygiene, a belief in copying things strictly and taking great care with information, which as they understood, is potentially dangerous. They made data a controlled substance... [and] gone beyond that. There is evidence of carefully planned biological warfare against the army of Sennacherib when he tried to conquer Jerusalem. So the deuteronomists may have had an en of their very own. Or maybe they just understood viruses well enough that they knew how to take advantage of naturally occurring strains. The skills cultivated by these people were passed down in secret from one generation to the next and manifested themselves two thousand years later, in Europe, among the Kabbalistic sorcerers, ba'al shems, masters of the divine name. In any case, this was the birth of rational religion. All of the subsequent monotheistic religions - known by Muslims, appropriately, as religions of the Book - incorporated those ideas to some extent. For example, the Koran states over and over again that it is a transcript, an exact copy, of a book in Heaven. Naturally, anyone who believes that will not dare to alter the text in any way! Ideas such as these were so effective in preventing the spread of Asherah that, eventually, every square inch of the territory where the viral cult had once thrived was under the sway of Islam, Christianity, or Judaism. But because of its latency - coiled about the brainstem of those it infects, passed from one generation to the next - it always finds ways to resurface. In the case of Judaism, it came in the form of the Pharisees, who imposed a rigid legalistic theocracy on the Hebrews. With its rigid adherence to laws stored in a temple, administered by priestly types vested with civil authority, it resembled the old Sumerian system, and was just as stifling. The ministry of Jesus Christ was an effort to break Judaism out of this condition... an echo of what Enki did. Christ's gospel is a new namshub, an attempt to take religion out of the temple, out of the hands of the priesthood, and bring the Kingdom of God to everyone. That is the message explicitly spelled out by his sermons, and it is the message symbolically embodied in the empty tomb. After the crucifixion, the apostles went to his tomb hoping to find his body and instead found nothing. The message was clear enough; We are not to idolize Jesus, because his ideas stand alone, his church is no longer centralized in one person but dispersed among all the people.

A notice was pinned on the back of the organ, about two feet from his face: DESTRUCTION OF CHURCHES BY FIRES ORIGINATING IN THE ORGANS 1. The organ is damp, a lamp or stove is placed in it and left to burn all night, with the result of setting it on fire. 2. The organist, the blower, the tuner, or a workman making repairs, strikes a match , or lights a spirit taper, or candle, which he leaves burning, with the result of setting the organ on fire. 3. The music desk lights are movable brackets which can be placed so that the flames touch woodwork; this is done once, and the whole is set on fire. ECCLESIASTICAL INSURANCE OFFICE Lim. 11 Norfolk Street, Strand, London WC

While we often think of where we live as a matter of personal preference, there is actually a massive amount of policy and legislation behind where we reside. As historian Richard Rothstein shows in The Color of Law, because racial discrimination was official federal policy through the middle of the twentieth century, black citizens were excluded from federally insured mortgages. 17 Not only that, housing developers were only eligible for government insurance if they maintained a strict policy of banning African Americans from inhabiting the homes they built. The racial divide we see today between many affluent suburbs and nearby urban neighborhoods is not an accident of history nor the amalgamation of countless individual choices; it is de jure (according to law) segregation, constructed and sustained by federal and, in many cases, state and local government policies. This means that the majority of us live where we do not simply as a matter of preference or convenience. How we decide where to live is shaped by what we might call a housing practice.

Number of Ingroups If only one ingroup is present, it dominates social life. It provides the only source of norms, identity, and social support. Collectivists may have relatively few ingroups, but they identify very strongly with them. The ingroups of collectivists provide social insurance, protection, and a relaxing atmosphere. The presence of many ingroups encourages individualism. For example, the separation of church and state in the United States automatically creates more than one ingroup and is a premise upon which multiculturalism and democracy are based. It is also the foundation for social movements because each ingroup can potentially become a social movement. Multiple ingroups are especially important in large urban centers, where the social controls of small ingroups are often weak. The social structures of these communities are loose, and several of the factors we have discussed converge to put more emphasis on personal responsibility and less on norms. With more ingroups and looseness there is an increase in social diversity, tolerance for deviance, and multiculturalism. Thus the factors that make cultures loose and allow many choices favor individualism. Conversely, collectivism is maximal in tight cultures, where there are few choices.

The property and life of an individual are surrounded by the risk of health, disability, destruction, and death. If you don’t want your family members to face these challenges, then contact us at Cherry Insurance. We help you to build a personalized and comprehensive insurance plan that has everything you need to feel safe and secure. We also provide home, business, auto, farm, and church insurance plans. For more information, you can visit our website.

The bishop had no desire to alienate the count and and accept his requirements. It was a time of great spiritual Independence in france, and of hypocrisy. Many were anti-religious, but followed the forms: They had their children baptized, and married in the Church, and were desperate to receive the last rites from a priest. It was spiritual insurance they sought- the comfort of tradition without restraints on their behavior. It was the sort of transaction the bishop understood perfectly and exploited for his treasury. If the count wanted to keep a pagan woman but remain in the Church and give it money, then the bishop would certainly not deny him his wish. But he must try for the woman's conversion. It was the proper form.

Hydoski and a few others supported Harris’s view, even as another point kept being brought up: legal advice from the insurance company. If Harris apologized, “we admit liability,” putting the church’s financial standing, ability to secure loans, maintain property, and pastors’ retirement accounts at risk if Covenant Life was found liable.

At times, BGCT [i.e., Baptist General Convention of Texas] officials tried to downplay the Baptist abuse problem with an ‘at least we aren't as bad as the Catholics’ schtick. They claimed that while the Catholic abuse problem involved children – and usually boys – the Baptist problem was more about clergy ‘misconduct’ with adult women. ‘Most of ours are heterosexual relationships with adults,’ they said. It was an offensive and minimizing claim, supported by no evidence. To the contrary, The Associated Press had gathered insurance data showing that the abuse of children in Baptist churches was likely just as pervasive as in Catholic churches.

5.5 Never sacrifice the safety and comfort of your group just to meet your budget. Do your homework and research your chosen carrier thoroughly. Obtain a certificate of insurance listing your organization as additional insured and displaying a minimum of five million dollars in liability. Understand and factor in that one driver can drive ten hours or six hundred miles, whichever comes first. That driver must then have eight hours of sleep before being available again to drive! Don’t push the limit too hard!  

Never sacrifice the safety and comfort of your group just to meet your budget. Do your homework and research your chosen carrier thoroughly. Obtain a certificate of insurance listing your organization as additional insured and displaying a minimum of five million dollars in liability. Understand and factor in that one driver can drive ten hours or six hundred miles, whichever comes first. That driver must then have eight hours of sleep before being available again to drive! Don’t push the limit too hard!

Never put up your personal insurance card on an organizational van rental unless you personally wish to pay for all the damages that occur. Both the rental firm and your organization may leave you holding the bag for the entire vehicle value plus downtime caused by damages.

Craig Says…” Do you have the proper insurance for renting vans? It’s called liability for non-owned and hired vehicles with a clause for physical damage?

Domains of Human Concerns: Common Types of Possibilities For Action 1. BODY: exercise, medical checkups, traveling to an appointment. 2. PLAY or AESTHETICS: taking a vacation, going to the movies, going to an art museum, painting, putting a puzzle together. 3. SOCIABILITY: inviting a new person into a conversation, meeting an old friend, declaring a person trustworthy or untrustworthy. 4. FAMILY: getting married, sending children to college. 5. WORK: finishing a report, writing a letter. 6. EDUCATION: enrolling in a class, reading a book. 7. CAREER: choosing a major in college, getting a new job. 8. MONEY or PRUDENCE: investing money, bargaining for a new salary, buying health insurance. 9. MEMBERSHIP: joining a professional organization, becoming a citizen of a new country, founding a new club. 10. WORLD: working in a political campaign, visiting another country or culture.        11. DIGNITY: declaring pride in your work, declaring that your work is significant or insignificant, declaring standards of action for yourself to live up to.        12. SITUATION: declaring that your future is good or not good, declaring that you have more possibilities than you have been seeing, declaring that you have fewer possibilities in life than you supposed, discussing your possibilities with other persons. 13. SPIRITUALITY: reflecting on the facticity of life, going to church, philosophical discussions with others.

There were other important reasons for the growth of American individualism at the expense of community in the second half of the twentieth century besides the nature of capitalism. The first arose as an unintended consequence of a number of liberal reforms of the 1960s and 1970s. Slum clearance uprooted and destroyed many of the social networks that existed in poor neighborhoods, replacing them with an anonymous and increasingly dangerous existence in high-rise public housing units. “Good government” drives eliminated the political machines that at one time governed most large American cities. The old, ethnically based machines were often highly corrupt, but they served as a source of local empowerment and community for their clients. In subsequent years, the most important political action would take place not in the local community but at higher and higher levels of state and federal government. A second factor had to do with the expansion of the welfare state from the New Deal on, which tended to make federal, state, and local governments responsible for many social welfare functions that had previously been under the purview of civil society. The original argument for the expansion of state responsibilities to include social security, welfare, unemployment insurance, training, and the like was that the organic communities of preindustrial society that had previously provided these services were no longer capable of doing so as a result of industrialization, urbanization, decline of extended families, and related phenomena. But it proved to be the case that the growth of the welfare state accelerated the decline of those very communal institutions that it was designed to supplement. Welfare dependency in the United States is only the most prominent example: Aid to Familles with Dependent Children, the depression-era legislation that was designed to help widows and single mothers over the transition as they reestablished their lives and families, became the mechanism that permitted entire inner-city populations to raise children without the benefit of fathers. The rise of the welfare state cannot be more than a partial explanation for the decline of community, however. Many European societies have much more extensive welfare states than the United States; while nuclear families have broken down there as well, there is a much lower level of extreme social pathology. A more serious threat to community has come, it would seem, from the vast expansion in the number and scope of rights to which Americans believe they are entitled, and the “rights culture” this produces. Rights-based individualism is deeply embedded in American political theory and constitutional law. One might argue, in fact, that the fundamental tendency of American institutions is to promote an ever-increasing degree of individualism. We have seen repeatedly that communities tend to be intolerant of outsiders in proportion to their internal cohesiveness, because the very strength of the principles that bind members together exclude those that do not share them. Many of the strong communal structures in the United States at midcentury discriminated in a variety of ways: country clubs that served as networking sites for business executives did not allow Jews, blacks, or women to join; church-run schools that taught strong moral values did not permit children of other denominations to enroll; charitable organizations provided services for only certain groups of people and tried to impose intrusive rules of behavior on their clients. The exclusiveness of these communities conflicted with the principle of equal rights, and the state increasingly took the side of those excluded against these communal organizations.

In order for a person to work at a church legally as an independent contractor, we believe it is prudent to consider the following guidelines:   ·       The church cannot substantially direct the person’s duties; the church can only give them overall tasks to complete.   ·       The church cannot control or set their hours that they work.   ·       Since their “company” provides the service, they can send anyone to do the job.   ·       They cannot have an office at the church that is their primary office.   ·       It cannot be their only source of income.   ·       The church needs to have a written contract in place including cost, delivery of Services, duration (i.e. six months, one year, etc.) and a termination clause.   ·       They cannot participate in any employee benefits plans (insurance, retirement plans, etc).   ·       The contractor must provide annual proof of worker’s comp and liability insurance naming the church as additionally insured or the church could be held liable in the event of a claim.   ·       The church must issue a 1099 at the end of the year for all contract wages paid if the total amount for the year exceeds $600.00 to one contractor. We strongly recommend that no payments are made until an accurate and fully completed W-9 is completed by the contractor and on file at the church.        Given these requirements, many workers such as those in the nursery, kitchens, and other service areas are not 1099 contractors, but employees.     Regarding interim pastors, there is disagreement over whether they should receive a W-2 or 1099. Factors such as length of service, who supervises them, and whether they are a contractor, come into play in the decision on how to report their salary. For the best practice we recommend always using the W-2 to report salaries, but seeking tax and legal counsel would be wise to avoid any future IRS issues.      While there are advantages to the church to pay independent contractors who regularly work for the church such as avoiding the need to pay the employer's part of the FICA tax and the ease of terminating their services, we would recommend against their regular use.      We recommend against the use of independent contractors (that regularly work at the church) because we believe it can create the following problems for the church:   ·       Less control over the position   ·       Leaves the church open to an IRS challenge, which the church only has a 50/50 chance of defending, not to mention the cost and hassle of litigation   ·       In the event of insurance claims, the church may encounter issues with worker’s compensation coverage or liability insurance coverage such as sexual misconduct, etc.   ·       The church is open to contract disputes with the independent contractor   ·       Based on how the individual/company is filing their taxes, it could bring an unwanted tax audit to the church        Our conclusion is that we do not see enough cost-saving advantages for the church to move in this direction. It also creates unnecessary red flags for the IRS. The other looming question is, why is this such an important issue for such a small incremental (if any) tax break for the individual? Because the independent contractor will have to pay employer FICA, we don’t see any large tax advantage for this shift. They can claim mileage and some home office expense (maybe), but it just does not amount to enough to place the church at risk.      Here are some detailed guidelines

As the priest in Harold Frederic’s novel The Damnation of Theron Ware cynically concludes, There must always be a church. If one did not exist, it would be necessary to invent it. It is needed, first and foremost, as a police force. It is needed, secondly, so to speak, as a fire insurance. . . . . It furnishes the best obtainable social machinery for marrying off one’s daughters, getting to know the right people, patching up quarrels, and so on. The priesthood earn their salaries as the agents for these valuable social arrangements. Sometimes

Of course, even that day may come. The idea of mandatory contraception has been bruited about at the state level for drug-abusing or welfare-abusing mothers; and it is not hard to imagine that with the federal government counting on Obamacare cost savings from contraception that it could become as mandatory as having health insurance. And if gay marriage really is a civil right, how long will the federal government allow churches to opt out from respecting it? Obama’s supposed respect for the integrity of religious “sacraments” isn’t worth taking seriously. Under the nanny state of the left, nothing remains “private” for long. Should Obama win a second term, one can imagine his friends at Planned Parenthood calling for forcible sterilizations to “save costs” and gay groups calling for “hate crime” fines to be levied on Catholic priests who refuse to bless gay unions. Already in Canada and Western Europe, nonconformists can be dragged before judges for harboring the “wrong” thoughts. The French actress Brigitte Bardot has been “tried” several times for criticizing Islam. So was the late author Oriana Fallaci, who stood trial in Italy for “defaming Islam.” Do not kid yourselves: it could happen here. In a second term, the Obama administration will bring that day much closer.

The Black Church has no challenger as the cultural womb of the black community. Not only did it give birth to new institutions such as schools, banks, insurance companies, and low income housing, it also provided an academy and an arena for political activities, and it nurtured young talent for musical, dramatic, and artistic development.

Two of the three events that must take place before the fall of the Daughter of Babylon, i.e.: 1.) the persecution of God’s people and 2.) the betrayal of Israel, may be linked. God may well expect that His American Believers will take Him at his Word, believe His Word, and conclude that His people have an obligation to: 1.) bless Israel (Genesis 12:3); 2.) pray for the peace of Jerusalem (Psalm 122:6)  insure that their nation keep its sworn covenant treaty obligation to come to Israel’s defense if Israel is attacked (Romans 1:31). The failure of His people to do these things may be tied to their own persecution and martyrdom. What has His church in America, with very limited exceptions, done to help, defend, pray for, and bless Israel? God is a God of linkage.

Carlton Church - Natural Disaster Survival Kit Floods, earthquakes, tsunamis, super typhoons and fires. These types of news appear more frequently within this year than the previous ones. Old people nowadays even complain of the changing world, followed by endless accounts of peaceful living during their time. Are these all effects of global warming? Is our Mother Earth now starting to get angry of what we, humans, have done to its resources? Perhaps. We can never predict when a disaster would strike our home. And since you are still reading this, it is safe to assume that you are still able breathe and live your life. The best thing we can do right now is prepare. There is no use panicking only when the warning arrives. It is better to give gear up now and perhaps survive a few more years. Preparation should not be too extravagant. And it doesn’t have to be a suitcase filled with gas masks and whatnot. Remember that on the face of disaster, having a large baggage would be more of a burden that survival assistance. Pack light. You’ll only need a few of the following things: 1. Gears, extra batteries and supplies. Multi-purpose tool/knife, moist towelettes, dust masks, waterproof matches, needle and thread, compass, area maps, extra blankets and sleeping bags should all should be part of your emergency supply kit. It is also important to bring extra charge for your devices. There are back-up universal batteries available for most cell phones that can offer an extra charge. 2. Important paperwork and insurance documents. When tsunami hit Japan last 2011, all documents were washed up resulting to chaos and strenuous recovery operations. Until now, many citizens linger in the streets of Tokyo in the hopes that most technologically advanced city in the world can reproduce certificates, diplomas and other legal and important written document stolen by water. This is why copies of personal documents like a medication list, proof of address, deed/lease to home, and insurance papers, extra cash, family photos and emergency contact information should be included in your survival kits. 3. First Aid Kit Store your first aid supplies in a tool box or fishing tackle box so they will be easy to carry and protected from water. Inspect your kit regularly and keep it freshly stocked and do not use cheap and fraudulent ones. It is also helpful to note important medical information and most prescriptions that can be tucked into your kit. Medical gauges, bandages, Hydrogen peroxide to wash and disinfect wounds, individually wrapped alcohol swabs and other dressing paraphernalia should also be useful. Read more at: carltonchurch.org

People flock into churches to have the world explained to them in a neat little package. For most people, religion is chaos insurance. Religion lays down a template on the world so that people can try to make some sense of it. The problem is that people end up living in the template and shutting out reality altogether.

From the start, Obama’s adversaries on the religious right—from officials of the Catholic Church to leaders of antichoice organizations to evangelical celebrities—portrayed Obamacare as a socialist takeover that would force taxpayers to pay for coverage of abortion services. That was not true, but it proved a potent talking point, priming the base for outrage when the Obama administration, in early 2012, finalized a regulation under the act requiring employer-sponsored health plans to cover contraception without a copay. Even after the Obama administration exempted houses of worship from the requirement and offered religious nonprofits an “accommodation” that permitted them to opt out by signing a form that would put the onus of coverage on their insurers, the regulation triggered a series of overheated, Republican-led congressional hearings, activist protests, and years of protracted litigation.

building is the central club-house of a community of a thousand or more Negroes. Various organizations meet here—the church proper, the Sunday-school, two or three insurance societies, women’s societies, secret societies, and mass meetings of various kinds. Entertainments, suppers, and lectures are held beside the five or six regular weekly religious services. Considerable sums of money are collected and expended here, employment is found for the idle, strangers are introduced, news is disseminated and charity distributed. At the same time this social, intellectual, and economic centre is a religious centre of great power.

It is such a pathetic illusion for priests to think that they will preserve anything by staying under the radar in not learning, defending and promoting the Message of Fatima in all its fullness to the extent that they are able. If we don't stand up and act on the truth of the Fatima Message very quickly, we are all going to lose our necks, beyond our positions and salaries and insurance policies!

That thrust was now being expressed in new forms, based on steel-frame construction, which allowed newspaper offices and insurance buildings to rise above the towering spire of Trinity Church; and Martin imagined great structures hundreds of stories high, each a city in itself, rising across the land.

The department store and the hotel were little cities within the city, but they were also experimental cities, cities in advance of the city, for they represented in different forms the thrust toward vertical community that seemed to Martin the great fact of the modern city. That thrust was now being expressed in new forms, based on steel-frame construction, which allowed newspaper offices and insurance buildings to rise above the towering spire of Trinity Church; and Martin imagined great structures hundreds of stories high, each a city in itself, rising across the land.

The third method of calling forth misplaced loyalty is the threat of humiliation. This is done by publicly shaming, exposing, or threatening to remove people from the group. Unquestionably, there is a place for appropriate church discipline (which we will discuss later). In the abusive system, it is the fear of being exposed, humiliated or removed that insures your proper allegiance, and insulates those in authority. You can be “exposed” for asking too many questions, for disobeying the unspoken rules, or for disagreeing with authority. People are made public examples in order to send a message to those who remain.

In the modern era of the printing press, certificates of indulgence had become a lucrative business for the Church. Indulgence salesmen would come into a town, set up their wares in a local church, suspending all regular prayer and service. Their certificates were mass-produced, with blank spaces for names, dates, and prices, and all good Christians were obligated, for the sake of their dead friends and relatives and for their own souls, to purchase this afterlife insurance to speed the sinner’s exit from purgatory to heaven. Luther found the practice vile and replete with ecclesiastical errors and feared for the fate of people who believed that salvation could be bought. The priests in Wittenberg had a loathsome saying that sickened him, “As soon as a coin in the coffer rings, another soul from purgatory springs.

Many people are willing to have Jesus as part of their lives—as long as it doesn’t cost them anything. They may even profess faith in Jesus and join a church. But Jesus to them is almost like an insurance policy—something they obtain and then forget about until they die. What keeps you from being His disciple?

4. Priceless versus worthless: The cost of materials today ranges from $0.1 per kg for wood to $4 trillion per kg for certain pharmaceuticals (reimbursable by health insurance). With revolutions in smart materials and molecular engineering, all materials and objects could be reduced to the range of $0.2 per kg (electronics, clothes, foods, cosmetics, and so on)—or people could spend more and more for less and less via clever branding, copyright and patent laws, elaborate licensing and regulatory schemes, and the like. Or is there a way of artfully combining and integrating all of the above?

Whites may be surprised by the strength of black voter solidarity. Chris Bell, a white Democratic congressman from Texas, was redistricted into a largely black area and promptly crushed in the 2004 Democratic primary by the former head of the Houston chapter of the NAACP. He felt betrayed: He said he had spent his entire career “fighting for diversity, championing diversity,” and was dismayed that “many people do not want to look past the color of your skin.” This only demonstrated how little Mr. Bell understood blacks. As Bishop Paul Morton of the St. Stephen Full Gospel Baptist Church in New Orleans said of black voters, “I’ve talked to some people who say, ‘I don’t care how bad the black is, he’s better than any white.’” Many blacks also expect all blacks to vote the same way. Jesse Jackson criticized Alabama congressman Artur Davis for voting against Mr. Obama’s signature medical insurance legislation, saying, “You can’t vote against healthcare and call yourself a black man.” Racial consciousness explains why President Barack Obama drew support even from blacks who ordinarily vote Republican. No fewer than 87 percent of blacks who identified themselves as conservatives said they would vote for him. In the three states that track party registration by race—Florida, Louisiana, and North Carolina—blacks were dropping off the Republican rolls in record numbers and rallying to the Democrats. As one GOP black explained during the primaries, “Most black Republicans who support John McCain won’t tell you this, but if Barack Obama is the nominee for the Democratic ticket, they will go into the voting booth in November and vote for Obama.” “Among black conservatives, they tell me privately, it would be very hard to vote against him [Obama] in November,” said black conservative radio host Armstrong Williams. During the campaign, former San Francisco mayor Willie Brown said, “I think most white politicians do not understand that the race pride we [blacks] all have trumps everything else.

After years of frustrating delays, the Churches at last moved to New York in May 1797. John Barker Church soon established himself as a personage of staggering wealth and New York’s foremost insurance underwriter. “His equipage and style of living are several degrees beyond those of any other man amongst us,” Robert Troup marveled.14 Angelica began to throw extravagant parties at which guests dined on plates of polished silver. She usually glittered with diamonds and captivated many socialites.

A veteran leader of an agency working among Muslims read my report, and he reflected: "The Nigerians remind me of how older generations went out. Today, I spend hours and hours on evacuation policies, hostage policies, and insurance policies. In the old days, we just went and died.

An initiative in the house-church movement in China is calling for 100,000 Chinese missionaries to take the gospel across the Buddhist, Hindu and Muslim world and "back to Jerusalem." In their call, the Chinese Christians publicly express their expectation that obeying this call will result in ten thousand martyrdoms. What a contrast to our North American context, in which our first question before we go is often, "Is it safe there?" While we buy insurance plans with evacuation policies, the Chinese leaders call for a 10 percent martyrdom rate. Rugged faith indeed!

I was ironing shirts one night when my father dropped by to remind me that times have changed. “When I was your age,” he said, peeling off his grey fedora and easing himself into a soft chair, “I enjoyed being a man. Oh sure, life wasn’t beachfront property then either. There were pyramids to build, dinosaurs to avoid, and fire to invent. But at least we had clearly defined roles. Not anymore. Not you guys. No siree.” He sniffed the air. “Speaking of rolls, are those cherry tarts done yet?” “Not quite,” I said, holding a shirt up to the light with a critical gaze. “They need another 10 minutes. I always put the cherry ones on 350, you know. The crust is flakier that way.” “Flakier, alright,” he said softly, hauling both feet onto a stool. “You know, I wouldn’t trade places with today’s guy for a doctorate in Home Economics. No way. I get tired just watching you.” I creased another collar, listened to his laugh, and wondered if he had a point. It was the first thinking I’d done in awhile, what with attending church planning sessions, babysitting during Ladies’ Night Out, driving kids to sporting events, hollering at insurance salesmen, and...oh yes, holding down a full-time job.

A Shrunken Gospel We make the gospel too small by thinking it only “gets us saved,” that it is a sort of fire insurance, without understanding that it has implications for all of life.

The Wow Factor offers Inflatable rentals, photo booth rentals, event rentals, party rentals and rentals that just add the Wow to any party or event. We have a huge selection of fun rentals to choose from and everything is state inspected and insured. As a party rental company, we bring the Wow to your party. We have something for everyone and can liven up your birthday party, corporate event and work with many schools and churches. The Wow Factor serves all of Chicago and surrounding area.

LDW or Loss Damage Waiver. While this is not actually insurance, it represents an additional investment per day that you agree to make which relieves you of all responsibility for damages to the rental vehicle you are driving. It does not cover any other vehicles or damaged property. This option should be utilized when you have no insurance or when you do not wish to risk having a claim filed against your own policy. You have peace of mind here because you do not have to worry about your insurance rates increasing or your policy being wiped out from a claim.

Never rent a limo without obtaining a valid and current certificate of liability insurance prior to pick up. If you fail in this endeavor, you are placing the lives of your group in danger. If they cannot produce proof of insurance, do not even think about it no matter how low the investment was!

She grabbed the knob. In the past, anger had often been her fuel. She’d been energized by it, and she realized, had depended on it to propel her over hurdles of exhaustion when Ben was an infant. Through red tape when dealing with insurance companies and physicians. Into new routines like learning sign language and coordinating treatments and surgeries with various specialists. She all but stumbled to her room. Closed the door and sank to sit on the bed, her breathing shallow. Yes, there’d been long periods of time she’d lived on anger. Now she saw she couldn’t afford it, or the way it made her behave toward her family.

Failing to get a certificate of insurance. You should never step one foot in a limo unless you have a physical insurance certificate from the carrier in advance. This step should be one of common sense, but most groups ignore it. If possible, you should pick up the phone and verify that the certificate is valid and actually exists. There are many carriers that will attempt to operate without the proper insurance to reduce operating costs.

Understand that the size of the coach makes little difference in the total investment. Coaches of all sizes cost the carrier about the same to insure across the board. In addition, the size of your group does not reduce the required investment dramatically. Most coaches that can transport less than 36 passengers will not be allowed to travel more than 150 miles from the carrier’s home base. These coaches will not have restrooms, ample luggage space, or the level of comfort needed.

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The consecration ceremony usually begins with the "mandate", the commission from Rome approving the event. Msgr. Fischer explained that in the absence of a mandate from Pope John Paul II, whose vision of the Church is a vision of the "new Church" under which the faithful have suffered at the hands of Bishops Navarro and Corso, a mandate clearly exists from the popes of Tradition, the Rome of All Time, to insure the salvation of souls. In this clear wish of the Eternal Church, the mandate is given. Next came the interrogation or the examination of the bishop-elect by the consecrator (and two co-consecrators, who always speak all the words of the ceremony simultaneously with the consecrator). The bishop-elect was asked if he would teach the Scriptures to the people, if he would "receive, keep and teach with reverence the traditions of the orthodox fathers," if he would submit to the authority of the Holy Father (a conundrum - it is no longer possible to answer "yes" unreservedly to both the second and third questions; a "yes" answer to question three regarding the current pope requires a "no" answer to question two, since there exists a clear break between the "orthodox Fathers" and the present pope; a "yes" answer to question two requires a qualified "yes" to question three, "yes" insofar as the pope upholds the tradition spoken of in question two, but "no" insofar as he breaks with the "traditions of the orthodox Fathers" - only muddled modernist thought could produce such confusion) . . .

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The consecration ceremony usually begins with the "mandate", the commission from Rome approving the event. No such mandate came from Pope John Paul II, a pope with no interest in continuing the traditional Roman Catholic Church, apart from his strong stance against certain modern social violations - birth control, abortion, divorce, homosexuality - his opposition to these practices centered more on his view of the innate dignity of man than the traditional teachings of the Church. The mandate for these consecrations could only come from those earlier popes of tradition, from Eternal Rome, who would have gladly approved the Archbishop's actions to insure the continuity of tradition and the salvation of souls.

The devil was put on trial, though there were no horns, no pitchforks either. It was not one strange face indicted, but many familiar ones. The man who sold us all insurance, the woman who ran the church raffle, and the couple whose cake we ate at their fortieth wedding anniversary the previous April.