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It is not death that we fear; what we fear is not living the life we know we were created to live. We are afraid of running out of time before we are able to manifest our soul’s purpose. Death is the ultimate confrontation. When we think of death, we regret all the time we have lost in procrastination. When death arrives, all of our secrets, sins, and shortcomings will be manifested. We will be confronted with all the dreams we did not pursue, the repentance we did not make, and the charity we did not give.
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A. Helwa (Secrets of Divine Love: A Spiritual Journey into the Heart of Islam (Studying Qur'an & Hadith Book 2))