Bulk Insurance Quotes

YOU HAVE some money in a savings bank; you are contributing to your company’s 401( k) at the maximum rate allowed; you have equity in a home, if you want it; you’ve tied up $ 1,000 in bulk purchases of tuna fish and shaving cream; you have lowered your auto and homeowner’s insurance premiums by increasing your deductibles; you have adequate term life insurance; you’ve paid off all your 18% installment loans and insulated your attic—you have done, in short, all the things that scream to be done. Now what?

For example, the bulk of federal Medicare insurance for the elderly is spent keeping people alive in their last six months, trying to prevent what cannot be prevented. That many recipients of this intervention do not judge the quality of their life in those last months to be satisfactory is a dilemma for which we have no solution.

If you want to sell in bulk you need to influence the buyer’s mind and, therefore, you need to understand his mindset.

Rising sea levels, for instance, “aren’t being driven primarily by glaciers melting,” Wood says, no matter how useful that image may be for environmental activists. The truth is far less sexy. “It is driven mostly by water-warming—literally, the thermal expansion of ocean water as it warms up.” Sea levels are rising, Wood says—and have been for roughly twelve thousand years, since the end of the last ice age. The oceans are about 425 feet higher today, but the bulk of that rise occurred in the first thousand years. In the past century, the seas have risen less than eight inches. As to the future: rather than the catastrophic thirty-foot rise some people have predicted over the next century—good-bye, Florida!—Wood notes that the most authoritative literature on the subject suggests a rise of about one and a half feet by 2100. That’s much less than the twice-daily tidal variation in most coastal locations. “So it’s a little bit difficult,” he says, “to understand what the purported crisis is about.