Bsi Quotes

If you didn’t do anything, why’d you run?” Cooper asked. “’Cause you’re BSI. I heard what happened in Syracuse.” Cooper’s eye twitched. Goddamn Syracuse. Did everyone know about that?

When Cooper identified himself as a BSI agent, civilians hardly looked twice. Didn’t know what it was. Didn’t care. Ben Pultz knew who the BSI was, though. And from the way he leapt, inhumanly graceful, over a fire hydrant and catapulted down a side alley, he cared who the BSI was, too.

The public could never know about werewolves, though. That was one of the few things the BSI and the Trust agreed on.

Motive didn’t have a lot to do with bloodlust, Jefferson would say, and shake it off, ready for the next case. But he was used to it. He’d been working for the BSI for five years. Almost as long as the BSI had existed. Cooper had only been there for six months and wasn’t yet comfortable walking away before an investigation was technically closed.

After Cooper had woken up in the hospital missing six and a half feet of small intestine, with a tube draining his stomach contents out his nose and an invitation to discuss “possible promotion opportunities” at the mysterious BSI headquarters, the only question he had was what the hell had happened. The BSI told him they could answer that if he agreed to join their team.

And after they had made love, she became more than everything for him. Like that other source of domestic strife, Saeeda Bai too made hungry where most she satisfied. Part of it was simply the delicious skill with which she made love. But even more than that it was her nakhra, the art of pretended hurt or disaffection that she had learned from her mother and other courtesans in the early days in Tarbuz ka Bazaar. Saeeda Bai practised this with such curious restraint that it became infinitely more believable. One tear, one remark that implied—perhaps, only perhaps implied— that something he had said or done had caused her injury—and Maan's heart would go out to her. No matter what the cost to himself, he would protect her from the cruel, censorious world. For minutes at a time he would lean over her shoulder and kiss her neck, glancing every few moments at her face in the hope of seeing her mood lift. And when it did, and he saw that same bright, sad smile that had so captivated him when she sang at Holi at Prem Nivas, he would be seized by a frenzy of sexual desire. Saeeda Bsi seemed to know this, and graced him with a smile only when she herself was in the mood to satisfy him.

After long years tolerating tax evasion by their fellow members of the ruling class, the political leaders of the big Western economies had been forced by the cost of the bank bailouts, the subsequent recession and increasingly widespread hostility to cuts in public services to go after those missing tax revenues. Hence the Americans' pursuit of UBS, Credit Suisse, BSI and the rest. But the City was in a different position. It was not the UK Treasury that the City's clients were primarily cheating. It was everyone else's. And there was one more fact, so huge and so obvious that everyone ignored it the way only problems of such magnitude could be ignored. Tax evasion deprived governments of revenue. Money laundering was the other side of the same coin. Like tax dodging, it was a subversion of money's role as a token of reciprocal altruism that allowed large and diverse societies to function. But while tax evasion sucked money out, money laundering pumped money in. If you could stop yourself thinking about its origins, those inflows of dirty money from around the world were just another source of investment into otherwise declining economies.

BSI’s London office lay equidistant from the Bank of England and St Paul’s, bang in the centre of the City of London, the aorta of the global financial system. The unremarkable building stood on Cheapside, the City thoroughfare laid down by the Romans, where medieval merchants sold sheep’s feet and eels. The Stocks Market at its east end became known for the appalling stench of rotting fare. Around the corner was the Lord Mayor’s residence, the Mansion House. There Tony Blair had leavened a speech about unjust global trade with a reaffirmation that the City ‘creates much of the wealth on which this British nation depends’. From the start, the Swiss financiers who created Banco della Svizzera Italiana, or Swiss-Italian Bank, saw their task as helping money cross national borders. Construction of what was then the world’s longest tunnel, through the St Gotthard massif in the Alps, was under way. It would carry a railway to connect northern and southern Europe. When the work was completed, the Swiss president declared that ‘the world market is open’. The Italian-speaking Swiss city of Lugano lay on the new railway’s route. It was there that BSI’s founders opened a bank in 1873, to capitalise on the new trade route. They did well, expanding in Switzerland and sending bankers abroad. The bank came through one world war. In the second, BSI’s bankers did what many Swiss bankers did: they collaborated with the Nazis. At the same time, they did what they would start to do for their rich clients: they spun a story that reversed the truth. As Swiss bankers and their apologists told the tale, the reason that Switzerland made it a crime to violate bank secrecy was to help persecuted Jews protect their savings. In fact, the law was first drafted in 1932, the year before Hitler came to power. The impetus came not from altruism but self-interest. It was the Great Depression. Governments badly needed to collect taxes.

shapeshifters,

of that is true, but there are a very small number of us who are actually in charge of investigating… the strange and unusual. It’s our job to keep things that Americans cannot make sense of away from the public eye.” Jim cocked his head to the side, interested, but serious. “Such as?” The General looked hesitant. “Open mind, right, Jim?” At Jim’s nod, the General took a deep breath. “Extraterrestrial sightings, succubae, werewolves, shapeshifters, and vampires.

cocked

and

The belief in a supernatural source of evil is not necessary; men alone are quite capable of every wickedness.” Joseph Conrad   PROLOGUE     Washington, D.C. – 1945   It was one a.m. and the small pub was closing. The D.C. night was quiet and had died down, and he was spent. A long week of college classes and a part-time job in a small diner had left him purely exhausted. He slipped out of Joe’s Tavern and looked both ways down the foggy street before making his way along the sidewalk. Dim orange streetlights barely lit his way, every other one seemed to flicker, as if about to go out. The snapping of his shoes on the concrete was the only sound to keep him company. The quiet February night was cold and blustery, and the whiskey he’d consumed in the tavern was the only thing keeping him warm. He walked quickly past businesses, such as butcher shops and beauty shops. They were closed up tight for the night, and the weekend for that matter, and lay silent and dark as he passed. His breath turned to mist in the air as he hurried along. He pulled the collar of his beige trench coat up tighter around his throat as he walked with his head down. He only had five blocks to make it to his modest downtown apartment. His father was a high-ranking government official in the FBI and was paid very well for his talents. As a World War I vet, his father had seen his share of horrors and dumped every last ounce of his energy into his job at the FBI, fighting crime. He was well respected and valued amongst his civil service peers, supervisors, and subordinates. He thought about his father and how much he, too, respected him. It was hard to grow up

Have a seat, Tony,” SAC Green said.

Cooper realized he was smiling to himself while sorting through Baker’s toolbox and quickly stopped. BSI had a hard enough time keeping up appearances without the locals seeing him grinning over a serial killer’s potential torture tools. Talk about bad press.

Three months ago, Jim had received the phone call

Building Insurance Your Guide Review by Reedsy Discovery Reviewer Mardene Carr Must read

Kirkus Reviews: Cretikos presents a brief but thorough introduction to properly calculating an insurance value for one’s property. The author argues that there are fundamental flaws in the property insurance system, particularly in Australia, the principalcountry in his analysis. At the heart of the issue, he asserts, is Building Sum Insured Value (BSI), which is the monetary amount that the holder of an insurance policy receives in case of total loss. However, the formulas for calculating this amount are fatally flawed, Cretikos says, as they rely upon a calculation of replacement value—the value of the property immediately prior to the event that destroys it—and doesn’t factor in necessary supplementary costs, including temporary housing. Moreover, the standard formula neglects inflation over the policy period, and especially increased building costs. There’s currently “no legal definition of destruction, catastrophe, total loss, and constructive total loss,” nor a standardized interpretation of the competencies required to be a Building Insurance Valuation Specialist Valuer Practitioner. With impressive rigor, the author explains not only the technical challenges posed by the current understanding of BSI, but also preventative measures and techniques one can adopt to avoid being disastrously uninsured; for example, there’s a meticulous discussion of making a claim for the value of the contents of a property. Also, Cretikos carefully reviews inadequacies in the legal system that encourage too-low BSI valuations and suggests ameliorating legislation (although these discussions are mostly specific to New South Wales, Australia). He makes a strong case that the insurance industry is plagued by a “denial culture” in which companies aggressively attempt to avoid paying justified benefits, even if he does so in sometimes awkward prose: “Insurance providers employ deliberately crafted legal jargon to avoid making complete schedule-related payments that are rightfully owed, even if this results in the policyholder being compelled to bear out-of-pocket expenses that should be covered by Additional Benefits or other supplementary expenses.” Still, this brief instructional guide offers a wealth of practical knowledge. An expert tour of some fundamental building-insurance issues.

[Following is an official OnlineBookClub.org review of "Building Insurance Your Guide" by michael a.n.p. cretikos.] ________________________________________ 5 out of 5 stars ________________________________________ Share This Review FacebookTwitterLinkedInPinterestShare ________________________________________ Building Insurance: How to Select the Correct Building Sum Insured Value for Low-Rise and High-Rise Structures authored by Michael A. N. P. Cretikos is a comprehensive guide on how to select the best policy and factors to consider to avoid being in a situation of underinsurance. According to the author, he filled in the gap that exists in knowledge by introducing the Building Sum Insured Value (BSI) based on current rental value, and according to him, this method is the most accurate that there is. The author highlighted situations in which underinsurance is inevitable and underlined ways to avoid such situations. Taxes such as stamp duties on insurance could be disincentives, and the author discouraged it. He advised the readers to always opt for 100% coverage so that the loss can be fully catered for and the insured reinstated back to their previous position. Several acts and policies were stated, and the authors made suggestions for innovations; the ICA code wasn’t left out; he highlighted the fault in it and gave feasible solutions. This book was very informative, and I enjoyed reading it. The author's in-depth research shines through and adds a layer of authenticity to the book. I loved the fact that as much as the author criticized the already existing policies, he made suggestions for improvement. I equally appreciated the fact that there were so many quotations backed up with references so the readers can verify at their will. The step-by-step calculations and clearly outlined tables also enhanced my understanding of how numerical values are arrived at, and I absolutely loved it. As much as I enjoyed reading this book, I found some parts overly repetitive, and I also found the consistent use of bold texts quite distracting. I loved the keypoints outlined in every section; it made the important information very easy to grasp. Overall, this book was an enlightening read and would keep readers eager to learn more. I rate this book five out of five stars because of its informative contents and the fact that my dislikes weren’t enough to remove a star. I didn't find any errors while reading, which implies that the book was perfectly edited. I’d recommend this book to people who are interested in the workings of building insurance.