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Speaking truth to bullshit and practicing civility start with knowing ourselves and knowing the behaviors and issues that both push into our own BS or get in the way of being civil. If we go back to BRAVING and our trust checklist, these situations require a keen eye on: 1. Boundaries. What’s okay in a discussion and what’s not? How do you set a boundary when you realize you’re knee-deep in BS? 2. Reliability. Bullshitting is the abandonment of reliability. It’s hard to trust or be trusted when we BS too often. 3. Accountability. How do we hold ourself and others accountable for less BS and more honest debate? Less off-loading of emotion and more civility? 4. Vault. Civility honors confidentiality. BS ignores truth and opens the door to violations of confidentiality. 5. Integrity. How do we stay in our integrity when confronted with BS, and how do we stop in the midst of our own emotional moment to say, “You know what, I’m not sure this conversation is productive” or “I need to learn more about this issue”? 6. Nonjudgment. How do we stay out of judgment toward ourselves when the right thing to do is say, “I actually don’t know much about this. Tell me what you know and why it’s important to you.” How do we not go into “winner/loser” mode and instead see an opportunity for connection when someone says to us, “I don’t know anything about that issue”? 7. Generosity. What’s the most generous assumption we can make about the people around us? What boundaries have to be in place for us to be kinder and more tolerant? I know that the practice of speaking truth to bullshit while being civil feels like a paradox, but both are profoundly important parts of true belonging.
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Brené Brown (Braving the Wilderness: Reese's Book Club: The Quest for True Belonging and the Courage to Stand Alone)
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why I hate Wells Fargo and Bank of America. These big banks are pieces of shit. They rip you off, charge near-extortionate fees, and use deceptive practices to beat down the average consumer. Nobody will speak up against them because everyone in the financial world wants to strike a deal with them. I have zero interest in deals with these banks. If you use them, don’t. You’re asking to be mistreated if you do. Google “Ramit best accounts” for the best checking and savings accounts and credit cards. I make no money from these recommendations. I just want you to avoid getting ripped off.
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)
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What else draws man to a woman than his desire to access her persona specifics; and once drawn, won’t she bare her veiled assets for her fancied man to dabble with her private accounts? But then, after a few of his jaunts to her favoured joint, what else would be left in her for her lover to explore and for her to offer? Thus, thereafter, how could she cater to his need for variety and what else she could conjure up to sustain her enticement? Oh, the poor thing, seeing his interest in her wane, won’t she turn more so eager to keep him in good humor? But then, the more she gives him; even more she satiates him, and its only time before she finds her paramour bypass her favours for lesser flavours.
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B.S. Murthy (Benign Flame: Saga of Love)
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Speaking truth to bullshit and practicing civility start with knowing ourselves and knowing the behaviors and issues that both push into our own BS or get in the way of being civil. If we go back to BRAVING and our trust checklist, these situations require a keen eye on: 1. Boundaries. What’s okay in a discussion and what’s not? How do you set a boundary when you realize you’re knee-deep in BS? 2. Reliability. Bullshitting is the abandonment of reliability. It’s hard to trust or be trusted when we BS too often. 3. Accountability. How do we hold ourself and others accountable for less BS and more honest debate? Less off-loading of emotion and more civility? 4. Vault. Civility honors confidentiality. BS ignores truth and opens the door to violations of confidentiality. 5. Integrity. How do we stay in our integrity when confronted with BS, and how do we stop in the midst of our own emotional moment to say, “You know what, I’m not sure this conversation is productive” or “I need to learn more about this issue”? 6. Nonjudgment. How do we stay out of judgment toward ourselves when the right thing to do is say, “I actually don’t know much about this. Tell me what you know and why it’s important to you.” How do we not go into “winner/loser” mode and instead see an opportunity for connection when someone says to us, “I don’t know anything about that issue”? 7. Generosity. What’s the most generous assumption we can make about the people around us? What boundaries have to be in place for us to be kinder and more tolerant? I know that the practice of speaking truth to bullshit while being civil feels like a paradox, but both are profoundly important parts of true belonging. Carl Jung wrote, “Only the paradox comes anywhere near to comprehending the fullness of life.” We are complex beings who wake up every day and fight against being labeled and diminished with stereotypes and characterizations that don’t reflect our fullness. Yet when we don’t risk standing on our own and speaking out, when the options laid before us force us into the very categories we resist, we perpetuate our own disconnection and loneliness. When we are willing to risk venturing into the wilderness, and even becoming our own wilderness, we feel the deepest connection to our true self and to what matters the most.
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Brené Brown (Braving the Wilderness: Reese's Book Club: The Quest for True Belonging and the Courage to Stand Alone)
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Dad mentioned wanting a normal guy for me. Some accountant, he said. Well, probably when I turn fifty, but . . . I don’t think I can make it work with any normal guy, Yulia.” “Why not?” I arch an eyebrow at my baby sister. “Because a normal guy would piss himself the moment he meets our family. Can you imagine an accountant lounging in our living room and BS-ing with Dad, Alexei, and Uncle Sergei?
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Neva Altaj (Beautiful Beast (Perfectly Imperfect: Mafia Legacy, #1))
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Rather, companies improve their quality by defining what the idea means in terms of specific operational measures, then routinely and frequently assessing those aspects of performance, sharing the outcomes with everyone (often in graphical form), and holding people accountable for improving the measures that are under their control. When
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Jeffrey Pfeffer (Leadership BS: Fixing Workplaces and Careers One Truth at a Time)
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That’s when a very terrible thing happened. And it’s called—Mrs. and the strange man did a big smoochie kiss! And it was in front of the whole entire everybody! I covered my eyes. That’s ’cause I was shamed of her, of course. On account of teachers shouldn’t do that smoochie thing!
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Barbara Park (Junie B.'s First Ever Ebook Collection! (Junie B. Jones, #1-4))
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Now it’s time to hold yourself accountable.
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Melissa Ambrosini (Mastering Your Mean Girl: The No-BS Guide to Silencing Your Inner Critic and Becoming Wildly Wealthy, Fabulously Healthy, and Bursting with Love)
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Rule #1. There Will Always Be an Offer or Offer(s) Rule #2. There Will Be a Reason to Respond Right Now Rule #3. You Will Give Clear Instructions Rule #4. There Will Be Tracking, Measurement, and Accountability Rule #5. Only No-Cost Brand-Building Rule #6. There Will Be Follow-Up Rule #7. There Will Be Strong Copy Rule #8. It Will Look Like Mail-Order Advertising Rule #9. Results Rule. Period. Rule #10. You Will Be a Tough-Minded Disciplinarian and Put Your Business on a Strict Direct-Marketing Diet
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Kennedy Dan S. (The Best of No B.S.: The Ultimate No Holds Barred Anthology)
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Schwab rolled out a phenomenal high-interest checking account years ago that offered unrivaled benefits for free. They’ve honored it and improved it over time. I trust them and have a checking account with them.
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)
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The truth is that an HSA can be an incredibly powerful investment account because you can contribute tax-free money, take a tax deduction, and then grow it tax-free—it’s a triple whammy. If you use this account correctly, you will earn hundreds of thousands of dollars.
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)
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The tax-deferred accounts with which Americans are most familiar are 401(k)s and Individual Retirement Accounts (more commonly known as IRAs). Other tax-deferred accounts, such as 403(b)s, 457s, SIMPLES, SEPs, and Keoghs, have different rules that apply to them, but they all generally have two things in common: Contributions are tax-deductible. Generally, when you put money into this bucket, you get a tax deduction. For example, if you make $100,000 this year, and you put $10,000 into your 401(k), your new taxable income is $90,000. Distributions are treated as ordinary income. When you divert a portion of your income to a tax-deferred investment, all you’re really doing is postponing the receipt of that income until a point in time much further down the road. When you take the money out, you pay taxes at whatever the rate happens to be in the year you make the distribution. For that reason, the IRS calls these distributions ordinary income and taxes them accordingly.
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David McKnight (The Power of Zero, Revised and Updated: How to Get to the 0% Tax Bracket and Transform Your Retirement)
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One thing that drives me insane is searching for the login information for all my different accounts. To help me keep track of all my accounts, I use a password-management tool called LastPass. It securely stores the URLs, passwords, and details of every account, and it works on my laptop and phone. This is an important part of my financial system because it’s essential to have all your information in one place so you can seamlessly log in when you need to.
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)
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Schwab rolled out a phenomenal high-interest checking account years ago that offered unrivaled benefits for free. They’ve honored it and improved it over time. I trust them and have a checking account with them. Vanguard has consistently demonstrated a long-term focus on low costs and putting their clients first. They actually lower fees proactively. I trust them and invest with them.
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)
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After earning a BS in Accounting and Finance from the University of Illinois, Brad Dean of Myrtle Beach commenced his career as one of the most sought-after turnaround architects in modern industry. In public and private sectors, he works to transform organizations, leading dynamic teams and teaching them how to develop and sustain profitable relationships with valuable partners.
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Brad Dean Myrtle Beach
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The Laundry may have a bureaucracy surfeit and a craze for ISO-9000 certification, but GCHQ is even worse, with some bizarre spatchcock version of BS5720 quality assurance applied to all their procedures in an attempt to ensure that the Home Office minister can account for all available paper clips in near real-time if challenged in the House by Her Majesty’s loyal opposition. On the other hand, they’ve got a bigger budget than us and all they have to worry about is having to read other people’s email, instead of having their souls sucked out by tentacular horrors from beyond the universe. “Oh, and you really ought to wear a tie when you’re representing us in public,” Phil says apologetically at the end of his spiel. “And get a haircut,” Jane adds with a smile. Bastards. The
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Charles Stross (The Atrocity Archives (Laundry Files, #1))
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a no-fee checking account at your local bank and a high-yield online savings account.
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)
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use the Schwab ATM card to withdraw money at any ATM nationwide. All ATM charges are automatically reimbursed at the end of the month. Generally, I use my Capital One 360 account as a receiver,
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Ramit Sethi (I Will Teach You to Be Rich: No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works.)