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Months later, when I rarely saw the Angels, I still had the legacy of the big machine -- four hundred pounds of chrome and deep red noise to take out on the Coast Highway and cut loose at three in the morning, when all the cops were lurking over on 101. My first crash had wrecked the bike completely and it took several months to have it rebuilt. After that I decided to ride it differently: I would stop pushing my luck on curves, always wear a helmet and try to keep within range of the nearest speed limit ... my insurance had already been canceled and my driver's license was hanging by a thread. So it was always at night, like a werewolf, that I would take the thing out for an honest run down the coast. I would start in Golden Gate Park, thinking only to run a few long curves to clear my head ... but in a matter of minutes I'd be out at the beach with the sound of the engine in my ears, the surf booming up on the sea wall and a fine empty road stretching all the way down to Santa Cruz ... not even a gas station in the whole seventy miles; the only public light along the way is an all-night diner down around Rockaway Beach. There was no helmet on those nights, no speed limit, and no cooling it down on the curves. The momentary freedom of the park was like the one unlucky drink that shoves a wavering alcoholic off the wagon. I would come out of the park near the soccer field and pause for a moment at the stop sign, wondering if I knew anyone parked out there on the midnight humping strip.

After all, as I walked down the aisle, I knew there was a very excellent chance of divorce. You did, too. We wear our seat belts and buy life insurance for far less risky propositions, and don bike helmets and cook meat to 160 degrees to be safe. Similarly, it is reasonable to expect everyone in a marriage to protect themselves financially in the likelihood of divorce.

Batteries, Bug repellent, Belts, Bags , Barbecue equipment, Boots, Bath towels. Bikes, Bike rack. C - Cash and credit cards, Cell phones & chargers, Camera and film/memory cards, Coffee pot, Can opener, Cups, Cutlery, Computer, Clock, Cleaning utensils, Clothes and coats, Camping Guides, Condiments (salt, sugar, pepper). D - Dishes, Drainers, Disinfectant. F - First Aid kit, Fire Extinguishers G - Glasses, (drinking, reading, sun), Games. H -Herbs, Hair brushes, Headphones. K -Keys (house, RV, Lockers), Kindle & cable, Kitchen Gadgets. M - Medication. Money belts, Measuring implements, Maps, P - PERSONAL DOCUMENTS: Passports, Health Certificates, Insurance, Driving License, RV documents, Power adapters, Pens, Pets:

Progressive tackled risk assessment in a different way, building a massive database with more granular indicators that better predicted the probability of accidents. It used this data to spot the good risks in pools that looked like bad drivers to other insurers. For example, among drivers cited for drinking, those with children were least likely to reoffend; among motorcyclists, Harley owners aged forty-plus were likely to ride their bikes less often. Progressive used information like this to set prices so that even the worst customers could be profitable.

When Warren was a little boy fingerprinting nuns and collecting bottle caps, he had no knowledge of what he would someday become. Yet as he rode his bike through Spring Valley, flinging papers day after day, and raced through the halls of The Westchester, pulse pounding, trying to make his deliveries on time, if you had asked him if he wanted to be the richest man on earth—with his whole heart, he would have said, Yes. That passion had led him to study a universe of thousands of stocks. It made him burrow into libraries and basements for records nobody else troubled to get. He sat up nights studying hundreds of thousands of numbers that would glaze anyone else’s eyes. He read every word of several newspapers each morning and sucked down the Wall Street Journal like his morning Pepsi, then Coke. He dropped in on companies, spending hours talking about barrels with the woman who ran an outpost of Greif Bros. Cooperage or auto insurance with Lorimer Davidson. He read magazines like the Progressive Grocer to learn how to stock a meat department. He stuffed the backseat of his car with Moody’s Manuals and ledgers on his honeymoon. He spent months reading old newspapers dating back a century to learn the cycles of business, the history of Wall Street, the history of capitalism, the history of the modern corporation. He followed the world of politics intensely and recognized how it affected business. He analyzed economic statistics until he had a deep understanding of what they signified. Since childhood, he had read every biography he could find of people he admired, looking for the lessons he could learn from their lives. He attached himself to everyone who could help him and coattailed anyone he could find who was smart. He ruled out paying attention to almost anything but business—art, literature, science, travel, architecture—so that he could focus on his passion. He defined a circle of competence to avoid making mistakes. To limit risk he never used any significant amount of debt. He never stopped thinking about business: what made a good business, what made a bad business, how they competed, what made customers loyal to one versus another. He had an unusual way of turning problems around in his head, which gave him insights nobody else had. He developed a network of people who—for the sake of his friendship as well as his sagacity—not only helped him but also stayed out of his way when he wanted them to. In hard times or easy, he never stopped thinking about ways to make money. And all of this energy and intensity became the motor that powered his innate intelligence, temperament, and skills.

Debbie Simoncini-Rosenfeld, vice president of an insurance company, was trying to deal with her eight-year-old daughter, Jessica, “screaming and yelling” to stay up later than her 8:30 bedtime. Her daughter wanted to read later at night. So Debbie traded her daughter a 9:30 P.M. bedtime in exchange for no bare-belly shirts at school and no riding her bike in the street. Debbie valued her daughter’s decorum and safety more than a later bedtime; her daughter valued a later bedtime more than decorum and safety. “Children like to be involved in making the rules,” Debbie said. “If they get something, they will give up something.

Justice is the insurance which we have on our lives and property. Obedience is the premium which we pay for it. So Insurance will make our life perfect from all the way.

How a Motorcycle GPS Tracker Can Make Riding Safer and Protect Your Bike Riding a motorcycle is exciting and gives you a sense of freedom. But bike theft is a big problem, and keeping your motorcycle safe is important. A GPS tracker can help you protect your bike and make riding more enjoyable. Let’s see how it works and why it’s a must-have for every rider. What Is a Motorcycle GPS Tracker? A motorcycle GPS tracker is a small device that helps you track your bike’s location using GPS technology. It connects to your phone or computer, so you can always see where your bike is, no matter where you are. How It Helps Prevent Theft 1. Real-Time Tracking If someone steals your bike, a GPS tracker lets you see its location instantly. This makes it easier for you and the police to recover your motorcycle quickly. 2. Instant Alerts Many GPS trackers have special security features: Motion Sensors: If someone moves your bike unexpectedly, you get an alert. Geofencing: You can set a safe area for your bike. If it leaves this zone, you’ll get a notification. These alerts act as an early warning system, helping you stop theft before it happens. 3. Scares Away Thieves Thieves are less likely to steal a bike if they know it has a GPS tracker. It makes their job riskier, so they often avoid such bikes. Other Benefits of a GPS Tracker 1. Saves You Money on Insurance Some insurance companies give discounts if your bike has a GPS tracker. This is because it lowers the risk of theft, making your bike safer to insure. 2. Gives You Peace of Mind You don’t have to constantly worry about your bike when it’s parked. Whether you’re at work, traveling, or stopping for coffee, you’ll know your bike is safe. 3. Improves Your Riding Experience A GPS tracker isn’t just for security. Many trackers have extra features like: Route History: Save and review your rides. Maintenance Alerts: Get reminders for oil changes or battery checks. Trip Sharing: Share your live location with family or friends for safety. How to Choose the Right GPS Tracker When buying a GPS tracker, look for these key features: ✅ Easy to Install: Pick a tracker that’s simple to set up, even if you’re not tech-savvy. ✅ Long Battery Life: A good battery ensures continuous protection. ✅ Instant Alerts: The tracker should send real-time notifications. ✅ Compact and Hidden: A small tracker is harder for thieves to find and remove. Why You Should Get One A motorcycle GPS tracker does more than just prevent theft. It helps you ride without stress, saves you money, and improves your overall experience. Whether you have a sports bike, cruiser, or touring motorcycle, a GPS tracker is a smart investment. Conclusion Adding a GPS tracker to your motorcycle makes riding safer and more enjoyable. It helps keep your bike secure, gives you useful riding data, and provides peace of mind. With affordable and easy-to-use options available, now is the perfect time to get one for your bike

As cities around the world launch bike-share systems and bike lane networks, safety objections are often used against bike lanes and cyclists in the form of mandatory helmet laws and proposals to register bikes and insure riders. These are all solutions in search of problems and attempts to legislate against perceived annoyances, not according to actual safety data.