Bank Account Quotes

Book collecting is an obsession, an occupation, a disease, an addiction, a fascination, an absurdity, a fate. It is not a hobby. Those who do it must do it. Those who do not do it, think of it as a cousin of stamp collecting, a sister of the trophy cabinet, bastard of a sound bank account and a weak mind.

Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each.

There will never be a good time, financially, to get married, unless you're Shaq or Ray Romano. But somehow people manage. If your man is using money as an excuse not to marry you, it's your relationship that's insecure, not his bank account.

The world is like a ride in an amusement park, and when you choose to go on it you think it's real because that's how powerful our minds are. The ride goes up and down, around and around, it has thrills and chills, and it's very brightly colored, and it's very loud, and it's fun for a while. Many people have been on the ride a long time, and they begin to wonder, "Hey, is this real, or is this just a ride?" And other people have remembered, and they come back to us and say, "Hey, don't worry; don't be afraid, ever, because this is just a ride." And we … kill those people. "Shut him up! I've got a lot invested in this ride, shut him up! Look at my furrows of worry, look at my big bank account, and my family. This has to be real." It's just a ride. But we always kill the good guys who try and tell us that, you ever notice that? And let the demons run amok … But it doesn't matter, because it's just a ride. And we can change it any time we want. It's only a choice. No effort, no work, no job, no savings of money. Just a simple choice, right now, between fear and love. The eyes of fear want you to put bigger locks on your doors, buy guns, close yourself off. The eyes of love instead see all of us as one. Here's what we can do to change the world, right now, to a better ride. Take all that money we spend on weapons and defenses each year and instead spend it feeding and clothing and educating the poor of the world, which it would pay for many times over, not one human being excluded, and we could explore space, together, both inner and outer, forever, in peace.

...the new world, the communo-bourgeois, sermonizing, Tartuffian, automobilistic, alcoholic, gluttonous and cancerous world has only two anxieties: ass and bank account...

You should be concerned about the state of your soul, not the state of your bank account.

Choose your friends and mates, not by the money in their bank account, creed, ethnicity, or color; instead, choose character, actions, heart, and soul. When we bleed, we bleed the same color.

Let me tell you something 'bout these rich Uptown folk," said Cokie. "They got everything that money can buy, their bank accounts are fat, but they ain't happy. They ain't ever gone be happy. You know why? They soul broke. And money can't fix that, no sir.

These days, however, I am much calmer - since I realised that it’s technically impossible for a woman to argue against feminism. Without feminism, you wouldn’t be allowed to have a debate on women’s place in society. You’d be too busy giving birth on the kitchen floor - biting down on a wooden spoon, so as not to disturb the men’s card game - before going back to quick-liming the dunny. This is why those female columnists in the Daily Mail - giving daily wail against feminism - amuse me. They paid you £1,600 for that, dear, I think. And I bet it’s going in your bank account, and not your husband’s. The more women argue loudly, against feminism, the more they both prove it exists and that they enjoy its hard-won privileges.

Rather than justice for all, we are evolving into a system of justice for those who can afford it. We have banks that are not only too big to fail, but too big to be held accountable.

Life was not safe and nothing could make it so, neither fashionable dresses nor bank accounts. The baseline of human life was courage.

There are 10,000 books in my library, and it will keep growing until I die. This has exasperated my daughters, amused my friends and baffled my accountant. If I had not picked up this habit in the library long ago, I would have more money in the bank today; I would not be richer.

Imagine there is a bank account that credits your account each morning with $86,400. It carries over no balance from day to day. Every evening the bank deletes whatever part of the balance you failed to used during the day. What would you do? Draw out every cent, of course? Each of us has such a bank, it's name is time. Every morning, it credits you 86,400 seconds. Every night it writes off at a lost, whatever of this you failed to invest to a good purpose. It carries over no balance. It allows no over draft. Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the day's deposits, the loss is yours. There is no drawing against "tomorrow". You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness, and health. The clock is running. Make the most of today.

The paths to liberation are numerous, but the bank along the way is always the same, the Bank of Karma, where the liberation account of each of us is credited or debited depending on our actions.

Curiosity is a luxury reserved for the financially secure: my mind was absorbed with more immediate concerns, such as the exact balance of my bank account, who I owed how much, and whether there was anything in my room I could sell for ten or twenty dollars.

Global warming doesn't care what's in your bank account." -Sinead Starling

Making me choose? Darling, we live with the guy. We share a house, bank accounts, even vacations. We're never alone and I've never heard you utter one word of complaint. You have never asked me to choose, and you have no idea how grateful I am for that, because if I ever had to pick, it would be you, no matter what that meant for the Pack.

All of us are imperfect human beings living in an imperfect world. We don't live with the mechanical precision of a bank account or by measuring all our lines and angles with rulers and protractors.

Time moves so fucking fast. Blink, and you’re halfway through school, paralyzed by the idea that whatever you choose to do, it means choosing not to do a hundred other things, so you change your major half a dozen times before finally ending up in theology, and for a while it seems like the right path, but that’s really just a reflex to the pride on your parents’ faces, because they assume they’ve got a budding rabbi, but the truth is, you have no desire to practice, you see the holy texts as stories, sweeping epics, and the more you study, the less you believe in any of it. Blink, and you’re twenty-four, and you travel through Europe, thinking—hoping—that the change will spark something in you, that a glimpse of the greater, grander world will bring your own into focus. And for a little while, it does. But there’s no job, no future, only an interlude, and when it’s over, your bank account is dry, and you’re not any closer to anything. Blink, and you’re twenty-six, and you’re called into the dean’s office because he can tell that your heart’s not in it anymore, and he advises you to find another path, and he assures you that you’ll find your calling, but that’s the whole problem, you’ve never felt called to any one thing. There is no violent push in one direction, but a softer nudge a hundred different ways, and now all of them feel out of reach. Blink and you’re twenty-eight, and everyone else is now a mile down the road, and you’re still trying to find it, and the irony is hardly lost on you that in wanting to live, to learn, to find yourself, you’ve gotten lost.

Rock star. The words are so full of smoke and mirrors that it's impossible to find a real person behind them. But I am a rock star. I have the bank account of a rock star and the platinum records of a rock star and the girlfriend of a rock star. But I fucking hate that term, and hearing Mia pin it on me ups the level of my loathing to a new stratosphere.

When the last tree is cut, the last fish is caught, and the last river is polluted; when to breathe the air is sickening, you will realize, too late, that wealth is not in bank accounts and that you can’t eat money.

If this were a video game, you could just break everything in this room and a bunch of money would come out of it, and you wouldn’t even have to pick it up, you would just walk into it and suddenly it would be in your bank account.

My father used to say to me there is more pleasure in giving than in taking, that the important things in life - friends, family, kindness - are far more precious than money. A man is worth more than his bank account.

But you are not your bank account, or your ambition. You're not the cold clay lump you leave behind when you die. You're not your collection of walking personality disorders. You are Spirit, you are love, and even though it is hard to believe sometimes, you are free. You're here to love, and be loved, freely. If you find out next week that you are terminally ill - and we're all terminally ill on this bus - what will matter are memories of beauty, that people loved you, and that you loved them.

So Jude was still Jude, I was still me, and we were still us. About the only thing that had changed was our bank account, just like he’d promised.

It’s all about our egos. She felt she was on the edge of understanding something important. They could fall in love with fresh, new people, or they could have the courage and humility to tear off some essential layer of themselves and reveal to each other a whole new level of otherness, a level far beyond what sort of music they liked. It seemed to her everyone had too much self-protective pride to truly strip down to their souls in front of their long-term partners. It was easier to pretend there was nothing more to know, to fall into an easygoing companionship. It was almost embarrassing to be truly intimate with your spouse; how could you watch someone floss one minute, and the next minute share your deepest passion or most ridiculous, trite little fears? It was almost easier to talk about that sort of thing before you’d shared a bathroom and a bank account and argued over the packing of the dishwasher.

There is much more to wealth than simply a bank account with many zeros. A well-balanced, whole life is made up of wealth and success that comes from many facets; family, friends, work, faith, it is the complete person who works on each of these areas and creates the whole,

A cynic had defined aid as simply the system by which poor white people in rich countries gave money to rich black people in poor countries to put into Swiss bank accounts.

Taking away a person's control of her own life - meaning her bank account - is one of the greatest infringements a democracy can impose, especially when it applies to young people. It is an infringement even if the intent may be perceived as benign and socially valid.

A hundred years from now it will not matter what my bank account was, the sort of house I lived in, or the kind of car I drove . . . . but the world maybe different because I was important in the life of a child.

Your security is not your job, or your bank account, or your investments, or your spouse or parents. Your security is your ability to connect with the cosmic power that creates all things.

Even more money is transferred to the bank accounts of fashion designers, gym managers, dieticians, cosmeticians and plastic surgeons, who help us arrive at the café looking as similar as possible to the market’s ideal of beauty.

She never learned to value those things that white people valued. The greatest pride of the Kiowa was to do without, to make use of anything at hand; they were almost vain of their ability to go without water, food, and shelter. Life was not safe and nothing could make it so, neither fashionable dresses nor bank accounts. The baseline of human life was courage.

I also heard the more zeroes one has in their bank account, the fewer words they’re capable of speaking.” Her deceptively pleasant voice could’ve sliced through butter. “You’re proving the rumor correct

The word no is like an asset in a metaphorical bank account where our life’s energy is the holding. Use it to save, and use it to earn a greater sense of yourself, what’s important to you, and where you want to spend your time and energy.

I'm a virgin, Ariel," I whispered conspiratorially. "Sealed up like a Swiss bank account.

Happiness is a good bank account, a good cook, and a good digestion.

When I am high I couldn’t worry about money if I tried. So I don’t. The money will come from somewhere; I am entitled; God will provide. Credit cards are disastrous, personal checks worse. Unfortunately, for manics anyway, mania is a natural extension of the economy. What with credit cards and bank accounts there is little beyond reach. So I bought twelve snakebite kits, with a sense of urgency and importance. I bought precious stones, elegant and unnecessary furniture, three watches within an hour of one another (in the Rolex rather than Timex class: champagne tastes bubble to the surface, are the surface, in mania), and totally inappropriate sirenlike clothes. During one spree in London I spent several hundred pounds on books having titles or covers that somehow caught my fancy: books on the natural history of the mole, twenty sundry Penguin books because I thought it could be nice if the penguins could form a colony. Once I think I shoplifted a blouse because I could not wait a minute longer for the woman-with-molasses feet in front of me in line. Or maybe I just thought about shoplifting, I don’t remember, I was totally confused. I imagine I must have spent far more than thirty thousand dollars during my two major manic episodes, and God only knows how much more during my frequent milder manias. But then back on lithium and rotating on the planet at the same pace as everyone else, you find your credit is decimated, your mortification complete: mania is not a luxury one can easily afford. It is devastating to have the illness and aggravating to have to pay for medications, blood tests, and psychotherapy. They, at least, are partially deductible. But money spent while manic doesn’t fit into the Internal Revenue Service concept of medical expense or business loss. So after mania, when most depressed, you’re given excellent reason to be even more so.

Today, the sun is everywhere, and everything solid is nothing but its own shadow, I know that the real things in life, the things I remember, the things I turn over in my hands, are not houses, bank accounts, prizes or promotions. What I remember is love -- all love -- love of this dirt road, this sunrise, a day by the river, the stranger I met in a café. Myself, even, which is the hardest thing of all to love, because love and selfishness are not the same thing. It is easy to be selfish. It is hard to love who I am. No wonder I am surprised if you do.

They got everything money can buy, their bank accounts are fat, but they ain't happy. They ain't ever gonna be happy. You know why? They soul broke. And money can't fix that, no sir.

If your business doesn't have money set aside in a business savings account, then your business is extremely vulnerable to crisis. Your business has gotta put money aside as a safety precaution.

The difference between an ordinary life and an extraordinary life is only a matter of perspective. Pull the blinds. Look around you. It is a mad, mad world and you do not require ten digit bank accounts to immerse yourself in it. Travel down dusty roads without a destination in mind. Climb a mountain and scream out into the void. Kiss the hell out of a stranger. Skinny dip in a lake. Get lost and lose yourself (they are two separate things). Explore the wilderness (especially the one within). Think less of destiny and more of the moment right here. Because when you are old and ill with your loved ones around you, fame won't matter, nor will the extent of your wealth. You are the sum of the stories you can tell.

Here's something else, something important: Love is not transactional. It is not a bank account, you don't always get what you put in. Sometimes you put in so much and get very little return on your investment, at least that you can see right away.

Courage was not something one picked out of the air. It was something like a bank account. You could withdraw only so much before it was necessary to stop, to take the time to make new deposits.

I talk. Jim runs. I tilt stones, Jim grabs the cold junk under the stones and -lickety-split! I climb hills. Jim yells off church steeples. I got a bank account. Jim’s got the hair on his head, the yell in his mouth, the shirt on his back and the tennis shoes on his feet. How come I think he’s richer?

The Great Socialist himself is said to have embezzled one billion rupees from the Darkness, and transferred that money into a bank account in a small, beautiful country in Europe full of white people and black money.

HONESTY COMPOUNDS. It compounds exponentially. No matter what happens in your bank account, in your career, in your promotions, in your startups. Honesty compounds exponentially, not over days or weeks, but years and decades. More people trust your word and spread the news that you are a person to be sought out, sought after, given opportunity, given help, or given money. This is what will build your empire.

Some men know the exact amount of money in their bank accounts,” she continued. “Other men know how many miles are on their car and how many more miles it’ll handle. Other men know the batting average of their favorite baseball player and more other men know the exact sum Uncle Sam has screwed ’em. Your father knows no such figures. The only numbers Landon Carpenter has in his head are the numbers of stars in the sky on the days his children were born. I don’t know about you, but I would say that a man who has skies in his head full of the stars of his children, is a man who deserves his child’s love. Especially from the child with the most stars.

What constitutes an American? Not color nor race nor religion. Not the pedigree of his family nor the place of his birth. Not the coincidence of his citizenship. Not his social status nor his bank account. Not his trade nor his profession. An American is one who loves justice and believes in the dignity of man. An American is one who will fight for his freedom and that of his neighbor. An American is one who will sacrifice property, ease and security in order that he and his children may retain the rights of free men. An American is one in whose heart is engraved the immortal second sentence of the Declaration of Independence.

If I make deposits into an Emotional Bank Account with you through courtesy, kindness, honesty, and keeping my commitments to you, I build up a reserve. Your trust toward me becomes higher, and I can call upon that trust many times if I need to. I can even make mistakes and that trust level, that emotional reserve, will compensate for it. My communication may not be clear, but you’ll get my meaning anyway. You won’t make me “an offender for a word.” When the trust account is high, communication is easy, instant, and effective.

I know, in my soul, that a love for travel is a gift and not a hindrance. It feels like a burden when the bucket list is bigger than the bank account, but a thirst for more of the world is not something to apologize for. Denying its presence feels like denying something good in me, something God put there. Wanderlust has a reputation as the epitome of unrequited love, something the young and naive chase after because they don’t yet realize it’s as futile as a dog chasing its tail. Turns out, ever-burning wanderlust is a good thing.

The currency of evolution is neither hunger nor pain, but rather copies of DNA helixes. Just as the economic success of a company is measured only by the number of dollars in its bank account, not by the happiness of its employees, so the evolutionary success of a species is measured by the number of copies of its DNA.

I received an interesting call from my accountant when I was in Paris,” I said in an effort to distract myself from our disturbing proximity. “One hundred thousand dollars charged to my Amex in one day, including ten grand on flowers. Care to explain?” “You gave me a black Amex, I used it,” Vivian said with an elegant shrug. “What can I say? I like flowers. And shoes.” Translation: You were an asshole before you left, and I took it out on your bank account.

We were made to build, to co-create, to bring glory to God with the work of our hands, to move into the world as unique reflections of Christ. But we were not made to fill rooms, stadiums, or bank accounts. We were not made to fill our souls with worth we construct with our hands.

He thought I should take pride in what I had survived and what I had achieved, and go around like a sort of queen bee, but meanwhile I had come to view the world as far too dangerous a place in which to stop and congratulate myself. The truth was I had always assumed that pleasure was being held in store for me, like something I was amassing in a bank account, but by the time I came to ask for it I discovered the store was empty. It appeared that it was a perishable entity, and that I should have taken it a little earlier.

I would do anything for you.” His eyes locked onto mine in the dashboard lights, intense and a little hurt. “What is it going to take for you to believe me? To trust me? You want my background checked? Do it. You want my credit score? Awesome. My bank account? I’ll add you on. You have my word, my body, my time, and I’m standing here offering my last name. What else can I give you?

She asked me for some advice regarding Mark’s financial affairs. It’s a very common problem for the families of missing persons – what happens when someone disappears? How long do you wait before you clean out their flat? Do you reregister their car? Who keeps paying the car payments? How do you access their bank account? What about rent and mortgage? When do you tell their employer you don’t think they’re coming back to their job?

When someone says "I Love You," it is imperative that you know if you are loved for "WHAT you are" or "WHO you are." When the academic qualifications, professionals, positions, possessions, good look, fat bank accounts and all that has been acquired over the years are taken away, all that is left is "Who you are" - Your Personality (character, values, perceptions.) "We are never truly loved, until we are loved for WHO and not WHAT we are

The fact that you don’t have any money is a result of all your other problems. You have thinking problems. Attitude problems. Self-esteem problems. You are lazy. You lack discipline. You lack goals. Your priorities are out of whack. Your biggest problem is not in your wallet or your bank account. Your biggest problem is between your ears. You will fix your money problems when you fix your other problems.

But the American Dream has a price tag on it. The cost changes depending on where you’re born and to whom, with what color skin and with how much money in your parents’ bank account. The poorer you are, the higher the price. You can pay an entire life in labor, it turns out, and have nothing to show for it. Less than nothing, even: debt, injury, abject need.

Childhood trauma doesn't excuse toxic behaviors in adulthood. Once you are aware, it's your duty to heal. It's called accountability.

Ok. Listen. I not know where all you morons come from but holy water no hurt Bigfoot. Garlic and Crucifix also no. Fire, Pitchfork, Silver Bullet OK. Cryptonite do nothing. It not even real. Please stop sending letters asking "What you vulnerability? What Bigfoot?" Like I tell. What next me bank account number? Why not you invest time in moving out of parent basement? Maybe have sex or something. Yes I be talking to you Steve. Youuu! Stalking is a crime Steve.

I killed little Esmerelda because I felt I owed it to myself and to the world in general. I had, after all, accounted for two male children and thus done womankind something of a statistical favour. If I really had the courage of my convictions, I reasoned, I ought to redress the balance at least slightly. My cousin was simply the easiest and most obvious target.

(Rico) “What’s it going to take to get you to dance with me?” She crooked her index finger and motioned him to come close. “A million in your bank account and seven inches in your pants.” Without missing a beat he replied, “The million I have, but even for a woman as beautiful as you, I won’t cut off three inches.” Olivia’s eyes went wide and she burst out laughing.

Have you ever wondered to yourself why it is that all people like me seem to have learned from you is how to imprison and murder each other, how to govern badly, and how to take the wealth of our country and place it in Swiss bank accounts? Have you ever wondered why it is that all we seem to have learned from you is how to corrupt our societies and how to be tyrants? You will have to accept that this is mostly your fault

This LIFE is NOT about a BIG house, VALUABLE things, a FULL bank account or a POWERFUL status. It’s about having a BIG open mind and heart that respects and accepts differences. It’s about VALUING your family, friends & being grateful for the little things. It’s about FILLING your heart and soul full of love and laughter, making the best of each day while you can. It’s about having the POWER to have a positive attitude and show kindness even when you’re dealing with your own adversity. THAT’S what this LIFE is all about!

Good resolutions are useless attempts to interfere with scientific laws. Their origin is pure vanity. Their result is absolutely nil. They give us, now and then, some of those luxurious sterile emotions that have a certain charm for the weak.... They are simply cheques that men draw on a bank where they have no account.

How often, in our Christian lives, do we settle for a "snack"--something quick--instead of feasting on all we have in Jesus? Are we looking into the Word, considering all we have been given, gazing at the cross in gratefulness? Jesus didn't just set us free from bondage-- He gave us an inheritance. He didn't simply pay our debt-- He gave us His bank account of righteousness. He didn't merely release us from Satan's grip--He asked us to be His bride. He takes us from dungeon to palace. Ashes to beauty. Rejected to cherished. Starving to feasting.

None of these things define you as a person: Your education The size of your bank account Your job title Your failures Your successes And sadly, we let so many of these things rule our lives. Obsession with crossing off the checkboxes of society's life plan leads to little other than therapy, midlife crises, and depression.

One would never defeat one's circumstances by working and saving one's pennies; one would never, by working, acquire that many pennies, and, besides, the social treatment accorded even the most successful Negroes proved that one needed, in order to be free, something more than a bank account. One needed a handle, a lever, a means of inspiring fear. It was absolutely clear that the police would whip you and take you in as long as they could get away with it, and that everyone else—housewives, taxi-drivers, elevator boys, dishwashers, bartenders, lawyers, judges, doctors, and grocers—would never, by the operation of any generous human feeling, cease to use you as an outlet for his frustrations and hostilities.

If Lenin walked around the offices of a company like Yahoo or Intel or Cisco, he’d think communism had won. Everyone would be wearing the same clothes, have the same kind of office (or rather, cubicle) with the same furnishings, and address one another by their first names instead of by honorifics. Everything would seem exactly as he’d predicted, until he looked at their bank accounts. Oops.

How to identify love by knowing what it's not: love doesn't use a fist. Love never calls you fat or lazy or ugly. Love doesn’t laugh at you in front of friends. It is not in Love’s interest for your self-esteem to be low. Love is a helium-based emotion; Love always takes the high road. Love does not make you beg. Love does not make you deposit your paycheck into its bank account. Love certainly never, never, never brings the children into it. Love does not ask or even want you to change. But if you change, Love is as excited about this change as you are, if not more so. And if you go back to the way you were before you changed, Love will go back with you. Love does not maintain a list of your flaws and weaknesses. Love believes you.

Because I love you,” I repeated, looking her right in the eye. “I know I’m too old for you, and you could have anyone you wanted—someone with a bigger bank account, someone younger and smarter, someone with way less baggage.” “Someone less hairy,” said Hallie. “That doesn’t snore,” added Luna. “As I was saying,” I went on, throwing a brief but menacing glance over my shoulder at my kids, “I know you could find someone better for you. But you won’t find someone who loves you more. Or wants to be with you the way I do.

Is there such a thing as public good? That's all I'm asking. I mean, is your good the same as my good? I doubt that seriously. So, if we do not agree on a common sense of good, then how can there be any larger public good? What about some homeless person who sleeps on a heat grating down the street from that sculpture? Does he feel the public good when he stares up at this excessive interplay of metallic shapes? More likely he interprets this art through the way its form and function are relevant to his life, making this piece fairly useless. Such a lost soul's aesthetic viewpoint is overriden by the terms of his subsistence. Maybe he feels frustrated and hopeless that a behemoth made almost entirely of metal contains no surfaces large enough that he could use as shelter from rain or snow. Seeing the abstract metaphors, analogies, and conclusions that they invoke, or just laughing at the artist's pretense or the corrupt visions, which are particularly rife as this century comes to an end, requires taking your bank account for granted. That's a fine luxury for those with places to sleep and clothes that are clean.

I want to do something, right here, right now, to shame them, to make them accountable, to show the Capitol that whatever they do or force us to do there is a part of every tribute they can't own. That Rue was more than a piece in their Games. And so am I. "A few steps into the woods grows a bank of wildflowers. Perhaps they are really weeds of some sort, but they have blossoms in beautiful shades of violet and yellow and white. I gather an armful and come back to Rues's side. Slowly, one stem at a time, I decorate her body in the flowers. Covering the ugly wound. Wreathing her face. Weaving her hair with bright colors. "They'll have to show it. Or, even if they choose to turn the cameras elsewhere at this moment, they'll have to bring them back when they collect the bodies and everyone will see her then and know I did it. I step back and take a last look at Rue. She really could be asleep in that meadow after all. ""Bye, Rue," I whisper. I press the three middle fingers of my left hand against my lips and hold them out in her direction. Then I walk away without looking back.

I see things in windows and I say to myself that I want them. I want them because I want to belong. I want to be liked by more people, I want to be held in higher regard than others. I want to feel valued, so I say to myself to watch certain shows. I watch certain shows on the television so I can participate in dialogues and conversations and debates with people who want the same things I want. I want to dress a certain way so certain groups of people are forced to be attracted to me. I want to do my hair a certain way with certain styling products and particular combs and methods so that I can fit in with the In-Crowd. I want to spend hours upon hours at the gym, stuffing my body with what scientists are calling 'superfoods', so that I can be loved and envied by everyone around me. I want to become an icon on someone's mantle. I want to work meaningless jobs so that I can fill my wallet and parentally-advised bank accounts with monetary potential. I want to believe what's on the news so that I can feel normal along with the rest of forever. I want to listen to the Top Ten on Q102, and roll my windows down so others can hear it and see that I am listening to it, and enjoying it. I want to go to church every Sunday, and pray every other day. I want to believe that what I do is for the promise of a peaceful afterlife. I want rewards for my 'good' deeds. I want acknowledgment and praise. And I want people to know that I put out that fire. I want people to know that I support the war effort. I want people to know that I volunteer to save lives. I want to be seen and heard and pointed at with love. I want to read my name in the history books during a future full of clones exactly like me. The mirror, I've noticed, is almost always positioned above the sink. Though the sink offers more depth than a mirror, and mirror is only able to reflect, the sink is held in lower regard. Lower still is the toilet, and thought it offers even more depth than the sink, we piss and shit in it. I want these kind of architectural details to be paralleled in my every day life. I want to care more about my reflection, and less about my cleanliness. I want to be seen as someone who lives externally, and never internally, unless I am able to lock the door behind me. I want these things, because if I didn't, I would be dead in the mirrors of those around me. I would be nothing. I would be an example. Sunken, and easily washed away.

You were in business making meth? Do you have any idea what that drug does to people?" We weren't givin' it away," Concise snaps. "If someone was fool enough to mess himself up, that was his problem." I shake my head, disgusted. "If you build it, they will come." If you build it," Concise says, "you cover your rent. If you build it, you pay off the loan sharks. If you build it, you put shoes on your kid's feet and food in his belly and maybe even show up every now and then with a toy that every other goddamn kid in the school already has." He looks up at me. "If you build it, maybe your son don't have to, when he grow up." It is amazing -- the secrets you can keep, even when you are living in close quarters. "You didn't tell me." Concise gets up and braces his hands against the upper bunk. "His mama OD'd. He lives with her sister, who can't always be bothered to take care of him. I try to send money so that I know he's eatin' breakfast and gettin' school lunch tickets. I got a little bank account for him, too. Jus' in case he don't want to be part of a street gang, you know? Jus' in case he want to be an astronaut or a football player or somethin'." He digs out a small notebook from his bunk. "I'm writin' him. A diary, like. So he know who his daddy is, by the time he learn to read." It is always easier to judge someone than to figure out what might have pushed him to the point where he might do something illegal or morally reprehensible, because he honestly believes he'll be better off. The police will dismiss Wilton Reynolds as a drug dealer and celebrate one more criminal permanently removed from society. A middle-class father who meets Concise on the street, with his tough talk and his shaved head, will steer clear of him, never guessing that he, to, has a little boy waiting for him at home. The people who read about me in the paper, stealing my daughter during a custody visit, will assume I am the worst sort of nightmare.

Nobody ever,” said the Dowager sorrowfully, “credits me with normal thought processes. When a mysterious man creates a royal scandal on the banks of the Lake of Menteith with the keenest ears in Scotland strolling utterly oblivious—by her own account—in the locality, I begin to wonder. I also wonder when a delicately reared child sends a court into fits with a riddle which I invented myself.

I am an accountant.” Baru wished she could close her ears to the screams of the sectioned, smoking crowd. “I deal in costs, not faiths.” “But you are part of this.” Tain Hu was a little taller and she moved with purposeful force. Her words, no matter how soft, were not unintimidating. “This is a cost. This is the cost we pay for broad roads and hot water, for banks and new crops. This is the trade you demand.” And there was no doubt who she meant, for she used Aphalone’s singular you. “This resistance is meaningless,” Baru said. “If they want change, they must make themselves useful to Falcrest. Find a way up from within.” “A people can only bear the lash so long in silence. Some things are not worth being within.

I was so moved that she remembered my birthday that I cried harder than I had in years. When I returned her call, she told me her computer was broken and she couldn't afford to replace it. My heart fell. As I had done so many times before, I went to her rescue. Still on the phone, I went online and bought her a new laptop, top-of-the-line. That was what she had really called for, She thanked me and hung up. I went to Casey, sobbing. Soon afterward, I closed the bank account and asked my mom to not ask me for any more gifts or money. Now my relationship with my mom is very limited, and it's still very painful for me. She continues to occasionally send me bills she can't pay. I respond by telling her that I love her but I cannot pay her bills.

Erin eventually put in a call to one of the Crows who worked as an executive at a bank. She told her to set up a business account for Kera’s “nonprofit thing. I don’t know. Something with dogs and Marines. No. Not porn.” Erin glanced at her. “Right? Not porn.” Kera stared at the woman for several long seconds before replying, “No. Not porn.

I suppose in reality not a leaf goes yellow in autumn without ceasing to care about its sap and making the parent tree very uncomfortable by long growling and grumbling - but surely nature might find some less irritating way of carrying on business if she would give her mind to it. Why should the generations overlap one another at all? Why cannot we be buried as eggs in neat little cells with ten or twenty thousand pounds each wrapped round us in Bank of England notes, and wake up, as the sphex wasp does, to find that its papa and mamma have not only left ample provision at its elbow, but have been eaten by sparrows some weeks before it began to live consciously on its own account?

The world is like a ride in an amusement park, and when you choose to go on it you think it's real because that's how powerful our minds are. The ride goes up and down, around and around, it has thrills and chills, and it's very brightly colored, and it's very loud, and it's fun for a while. Many people have been on the ride a long time, and they begin to wonder, "Hey, is this real, or is this just a ride?" And other people have remembered, and they come back to us and say, "Hey, don't worry; don't be afraid, ever, because this is just a ride." And we … kill those people. "Shut him up! I've got a lot invested in this ride, shut him up! Look at my furrows of worry, look at my big bank account, and my family. This has to be real." It's just a ride. But we always kill the good guys who try and tell us that, you ever notice that? And let the demons run amok … But it doesn't matter, because it's just a ride. And we can change it any time we want. It's only a choice. No effort, no work, no job, no savings of money. Just a simple choice, right now, between fear and love.

I am convinced--truly convinced-- that 99% of living is useless. The only--and I mean the ONLY--part of life that is worth anything, is the part where we love a few people in our lives, and to what degree we are able to love them, how much we are able to give, how much of our hearts we are able to put into it. Time moves fast forward; meanwhile, we spend that time on making money, chasing dreams, building names for ourselves, achieving stuff that we want to achieve...time moves fast forward and instead of standing in moments with a few people that we love, we run fast forward with it! We forget how to love a few people given to us to love, we forget how to stay, we forget how to feel, we forget, we forget, we forget, so we can run towards death, leaving behind a house perhaps; kids perhaps; a bank account hopefully; a name worth remembering maybe. But did we love? Did you love? Did you stay? Did you love with all of your heart? Did you? Will you?

Millennials: We lost the genetic lottery. We graduated high school into terrorist attacks and wars. We graduated college into a recession and mounds of debt. We will never acquire the financial cushion, employment stability, and material possessions of our parents. We are often more educated, experienced, informed, and digitally fluent than prior generations, yet are constantly haunted by the trauma of coming of age during the detonation of the societal structure we were born into. But perhaps we are overlooking the silver lining. We will have less money to buy the material possessions that entrap us. We will have more compassion and empathy because our struggles have taught us that even the most privileged can fall from grace. We will have the courage to pursue our dreams because we have absolutely nothing to lose. We will experience the world through backpacking, couch surfing, and carrying on interesting conversations with adventurers in hostels because our bank accounts can't supply the Americanized resorts. Our hardships will obligate us to develop spiritual and intellectual substance. Maybe having roommates and buying our clothes at thrift stores isn't so horrible as long as we are making a point to pursue genuine happiness.

The American really loves nothing but his automobile: not his wife his child nor his country nor even his bank-account first (in fact he doesn't really love that bank-account nearly as much as foreigners like to think because he will spend almost any or all of it for almost anything provided it is valueless enough) but his motor-car. Because the automobile has become our national sex symbol. We cannot really enjoy anything unless we can go up an alley for it. Yet our whole background and raising and training forbids the sub rosa and surreptitious. So we have to divorce our wife today in order to remove from our mistress the odium of mistress in order to divorce our wife tomorrow in order to remove from our mistress and so on. As a result of which the American woman has become cold and and undersexed; she has projected her libido on to the automobile not only because its glitter and gadgets and mobility pander to her vanity and incapacity (because of the dress decreed upon her by the national retailers association) to walk but because it will not maul her and tousle her, get her all sweaty and disarranged. So in order to capture and master anything at all of her anymore the American man has got to make that car his own. Which is why let him live in a rented rathole though he must he will not only own one but renew it each year in pristine virginity, lending it to no one, letting no other hand ever know the last secret forever chaste forever wanton intimacy of its pedals and levers, having nowhere to go in it himself and even if he did he would not go where scratch or blemish might deface it, spending all Sunday morning washing and polishing and waxing it because in doing that he is caressing the body of the woman who has long since now denied him her bed.

Some people owe everything they have to the bank accounts of their parents. I owe the state. Put simply, the state educated me, fixed my leg when it was broken, and gave me a grant that enabled me to go to university. It fixed my teeth (a bit) and found housing for my veteran father in his dotage. When my youngest brother was run over by a truck it saved his life and in particular his crushed right hand, a procedure that took half a year, and which would, on the open market—so a doctor told me at the time—have cost a million pounds. Those were the big things, but there were also plenty of little ones: my subsidized sports centre and my doctor’s office, my school music lessons paid for with pennies, my university fees. My NHS glasses aged 9. My NHS baby aged 33. And my local library. To steal another writer’s title: England made me. It has never been hard for me to pay my taxes because I understand it to be the repaying of a large, in fact, an almost incalculable, debt. ....The charming tale of benign state intervention described above is now relegated to the land of fairy tales: not just naïve but actually fantastic. Having one’s own history so suddenly and abruptly made unreal is an experience of a whole generation of British people, who must now wander around like so many ancient mariners boring foreigners about how they went to university for free and could once find a National Health dentist on their high street.

Assumption Two: God only cares about spiritual things. To be honest, I don't even know what this means, but those elusive spiritual things have been helping Christians cop out of true holiness for centuries. We are all like accountants with wizard-like abilities, funneling our choices and goals and actions through shell corporations and off-shore banks of unrighteousness. God only cares about spiritual things? His kingdom is a spiritual kingdom? Are you kidding me? God only cares how we emote at him? That's part of it, sure, but I was pretty sure that He made physical animals and a physical man and gave him a physical job. I was pretty sure that He made a physical tree with physical fruit and told that physical man not to eat it or he would physically die. He physically ate it anyway and now we physically go into the physical ground, physically rot, and become physical plant and physical worm food. And because of this incredibly physical problem, He made things even more clear when His own Son took on physical flesh to lead a physical life that lead to a physical cross where He physically absorbed our curse, was physically tortured, and bought you and bought me and bought this whole physical world with His physical blood. If He'd wanted a spiritual kingdom, He could have saved Himself a huge amount of trouble (to say nothing of making the Greek philosophers and medieval gnostics a lot happier), by just skipping Christmas and the Crucifixion.

Abundance is not the money you have in your bank account, the trophies on your shelf, the letters after your name, the list of goals reached, the number of people you know, your perfect, healthy body, your adoring fans. Abundance is your connection to each breath, how sensitive you are to every flicker of sensation and emotion in the body. It is the delight with which you savor each unique moment, the joy with which you greet each new day. It is knowing yourself as presence, the power that creates and moves worlds. It is your open heart, how deeply moved you are by love every day, your willingness to embrace, to hold what needs to be held. It is the freshness of each morning unencumbered by memory or false hope. Abundance is the feeling of the afternoon breeze on your cheeks, the sun warming your face. It is meeting others in the field of honesty and vulnerability, connecting beyond the story, sharing what is alive. It is your rootedness in the present moment, knowing that you are always Home, no matter what happens, no matter what is gained or lost. It is touching life at the point of creation, never looking back, feeling the belly rise and fall, thanking each breath, giving praise to each breath. It is falling to your knees in awe, laughing at the stories they tell about you, sinking more deeply into rest. Abundance is simplicity. It is kindness. It is you, before every sunrise: fresh, open, and awake. You are rich, friend! You are rich!

Cavendish is a book in himself. Born into a life of sumptuous privilege- his grandfathers were dukes, respectively, of Devonshire and Kent- he was the most gifted English scientist of his age, but also the strangest. He suffered, in the words of one of his few biographers, from shyness to a "degree bordering on disease." Any human contact was for him a source of the deepest discomfort. Once he opened his door to find an Austrian admirer, freshly arrived from Vienna, on the front step. Excitedly the Austrian began to babble out praise. For a few moments Cavendish received the compliments as if they were blows from a blunt object and then, unable to take any more, fled down the path and out the gate, leaving the front door wide open. It was some hours before he could be coaxed back to the property. Even his housekeeper communicated with him by letter. Although he did sometimes venture into society- he was particularly devoted to the weekly scientific soirees of the great naturalist Sir Joseph Banks- it was always made clear to the other guests that Cavendish was on no account to be approached or even looked at. Those who sought his views were advised to wander into his vicinity as if by accident and to "talk as it were into vacancy." If their remarks were scientifically worthy they might receive a mumbled reply, but more often than not they would hear a peeved squeak (his voice appears to have been high pitched) and turn to find an actual vacancy and the sight of Cavendish fleeing for a more peaceful corner.

As the great William James put it almost 80 years ago: A man’s “Me” is the sum total of all that he can call his, not only his body and his mind, but his clothes and house, his wife and children, his ancestors and friends, his reputation and works, his lands and horses, his yacht and his bank-account (1892, p. 44). In other words, the human animal can be symbolically located wherever he feels a part of him really exists or belongs. This is important for an understanding of the bitter fighting between social classes for social status: an individual’s house in a posh neighborhood can be more a part of his self-image than his own arm—his life-pulse can be inseparable from it.

Nature likes to overinsure itself. Layers of redundancy are the central risk management property of natural systems. We humans have two kidneys (this may even include accountants), extra spare parts, and extra capacity in many, many things (say, lungs, neural system, arterial apparatus), while human design tends to be spare and inversely redundant, so to speak—we have a historical track record of engaging in debt, which is the opposite of redundancy (fifty thousand in extra cash in the bank or, better, under the mattress, is redundancy; owing the bank an equivalent amount, that is, debt, is the opposite of redundancy). Redundancy is ambiguous because it seems like a waste if nothing unusual happens. Except that something unusual happens—usually.

If you have no arms To hold your crying child but your own arms And no legs but your own to run the stairs one more time To fetch what was forgotten I bow to you If you have no vehicle To tote your wee one but the wheels that you drive And no one else to worry, “Is my baby okay?” When you have to say goodbye on the doorsteps of daycare or on that cursed first day of school I bow to you If you have no skill but your own skill To replenish an ever-emptying bank account And no answers but your own to Satisfy the endless whys, hows, and whens your child asks and asks again I bow to you If you have no tongue to tell the truth To keep your beloved on the path without a precipice And no wisdom to impart Except the wisdom that you’ve acquired I bow to you If the second chair is empty Across the desk from a scornful, judging authority waiting For your child’s father to appear And you straighten your spine where you sit And manage to smile and say, “No one else is coming—I’m it.” Oh, I bow to you If your head aches when the spotlight finally shines on your child because your hands are the only hands there to applaud I bow to you If your heart aches because you’ve given until everything in you is gone And your kid declares, “It’s not enough.” And you feel the crack of your own soul as you whisper, “I know, baby. But it’s all mama’s got.” Oh, how I bow to you If they are your life while you are their nurse, tutor, maid Bread winner and bread baker, Coach, cheerleader and teammate… If you bleed when your child falls down I bow, I bow, I bow If you’re both punisher and hugger And your own tears are drowned out by the running of the bathroom faucet because children can’t know that mamas hurt too Oh, mother of mothers, I bow to you. —Toni Sorenson

I have long believed the city, the country, indeed the world at large to be run by precisely the wrong kind of people. From the government to the great financial institutions, the peerage to the police force, our lives are controlled without exception by the stupid and greedy, the venal, the rapacious and the undeservedly rich. How much more comfortable would it be if the rulers of the world were not the cognoscenti of the bank balance, the ballot box, the offshore account, but were drawn instead from the ranks of the everyday - honest, kind, stout-hearted, commonplace folk.

People who have never canoed a wild river, or who have done so only with a guide in the stern, are apt to assume that novelty, plus healthful exercise, account for the value of the trip. I thought so too, until I met the two college boys on the Flambeau. Supper dishes washed, we sat on the bank watching a buck dunking for water plants on the far shore. Soon the buck raised his head, cocked his ears upstream, and then bounded for cover. Around the bend now came the cause of his alarm: two boys in a canoe. Spying us, they edged in to pass the time of day. ‘What time is it?’ was their first question. They explained that their watches had run down, and for the first time in their lives there was no clock, whistle, or radio to set watches by. For two days they had lived by ‘sun-time,’ and were getting a thrill out of it. No servant brought them meals: they got their meat out of the river, or went without. No traffic cop whistled them off the hidden rock in the next rapids. No friendly roof kept them dry when they misguessed whether or not to pitch the tent. No guide showed them which camping spots offered a nightlong breeze, and which a nightlong misery of mosquitoes; which firewood made clean coals, and which only smoke. Before our young adventurers pushed off downstream, we learned that both were slated for the Army upon the conclusion of their trip. Now the motif was clear. This trip was their first and last taste of freedom, an interlude between two regimentations: the campus and the barracks. The elemental simplicities of wilderness travel were thrills not only because of their novelty, but because they represented complete freedom to make mistakes. The wilderness gave them their first taste of those rewards and penalties for wise and foolish acts which every woodsman faces daily, but against which civilization has built a thousand buffers. These boys were ‘on their own’ in this particular sense. Perhaps every youth needs an occasional wilderness trip, in order to learn the meaning of this particular freedom.

Among us English-speaking peoples especially do the praises of poverty need once more to be boldly sung. We have grown literally afraid to be poor. We despise any one who elects to be poor in order to simplify and save his inner life. If he does not join the general scramble and pant with the money-making street, we deem him spiritless and lacking in ambition. We have lost the power even of imagining what the ancient idealization of poverty could have meant: the liberation from material attachments, the unbribed soul, the manlier indifference, the paying our way by what we are or do and not by what we have, the right to fling away our life at any moment irresponsibly—the more athletic trim, in short, the moral fighting shape. When we of the so-called better classes are scared as men were never scared in history at material ugliness and hardship; when we put off marriage until our house can be artistic, and quake at the thought of having a child without a bank-account and doomed to manual labor, it is time for thinking men to protest against so unmanly and irreligious a state of opinion. It is true that so far as wealth gives time for ideal ends and exercise to ideal energies, wealth is better than poverty and ought to be chosen. But wealth does this in only a portion of the actual cases. Elsewhere the desire to gain wealth and the fear to lose it are our chief breeders of cowardice and propagators of corruption. There are thousands of conjunctures in which a wealth-bound man must be a slave, whilst a man for whom poverty has no terrors becomes a freeman. Think of the strength which personal indifference to poverty would give us if we were devoted to unpopular causes. We need no longer hold our tongues or fear to vote the revolutionary or reformatory ticket. Our stocks might fall, our hopes of promotion vanish, our salaries stop, our club doors close in our faces; yet, while we lived, we would imperturbably bear witness to the spirit, and our example would help to set free our generation. The cause would need its funds, but we its servants would be potent in proportion as we personally were contented with our poverty. I recommend this matter to your serious pondering, for it is certain that the prevalent fear of poverty among the educated classes is the worst moral disease from which our civilization suffers.

When you left me I was lost. I didn’t know what to do, who I was or what I was going to do. Time froze for me. I woke up every morning with you in my head. That feeling of being lost, not knowing who I was, was terrible. It was so bad that I spent everyday numbing my pain with drugs and alcohol until I passed out. Not because I enjoyed it but because it was the only way I could sleep. When I look back, you had every reason to leave me. I was no good for you. We rotted at my place, didn’t do anything, treated you bad, picked everything over you. I had no motivation to do begin work, debt stacked up higher and higher. Until finally, welcome to rock bottom. Heck im surprised you stayed as long as you did. But when you left and I realized what I did to cause this, I thought to my self that when I look back at this I want to know I tried to get her back. I couldn’t let you go without a fight, I wanted to know that I tried to get you back. And I tried. After I saw you with another person my heart broke in pieces and like pieces of glass it felt stuck in my throat. You told me its what you wanted to do from the beginning and I didn’t want to believe it. But after that I gave up on you and decided to pick up whatever pieces I had left and move on. At least I tried, that’s what I told my self. If I could go back and do it all over again, would I do it differently? Of course, but that’s not reality. I focused on what was. In a way im glad things happened this way. It opened my eyes to a different world, it made me who iam today. It gave me the best motivation possible, to prove to you and my self that I could be better. I used you everyday to get to that extra mile. Waking up every morning at awkward times thinking about you and not being able to fall back asleep. I used that to motivate me to start work everyday at 6am. And now I sit here with my successful career, my new girl friend, debt free and a fat bank account in less then a year and I have no one else to thank but MY SELF! To everyone that has made a mistake, im here to tell you that it always gets worse before its gets better!

Baudelaire" When I fall asleep, and even during sleep, I hear, quite distinctly, voices speaking Whole phrases, commonplace and trivial, Having no relation to my affairs. Dear Mother, is any time left to us In which to be happy? My debts are immense. My bank account is subject to the court’s judgment. I know nothing. I cannot know anything. I have lost the ability to make an effort. But now as before my love for you increases. You are always armed to stone me, always: It is true. It dates from childhood. For the first time in my long life I am almost happy. The book, almost finished, Almost seems good. It will endure, a monument To my obsessions, my hatred, my disgust. Debts and inquietude persist and weaken me. Satan glides before me, saying sweetly: “Rest for a day! You can rest and play today. Tonight you will work.” When night comes, My mind, terrified by the arrears, Bored by sadness, paralyzed by impotence, Promises: “Tomorrow: I will tomorrow.” Tomorrow the same comedy enacts itself With the same resolution, the same weakness. I am sick of this life of furnished rooms. I am sick of having colds and headaches: You know my strange life. Every day brings Its quota of wrath. You little know A poet’s life, dear Mother: I must write poems, The most fatiguing of occupations. I am sad this morning. Do not reproach me. I write from a café near the post office, Amid the click of billiard balls, the clatter of dishes, The pounding of my heart. I have been asked to write “A History of Caricature.” I have been asked to write “A History of Sculpture.” Shall I write a history Of the caricatures of the sculptures of you in my heart? Although it costs you countless agony, Although you cannot believe it necessary, And doubt that the sum is accurate, Please send me money enough for at least three weeks.

Romantic literature often presents the individual as somebody caught in a struggle against the state and the market. Nothing could be further from the truth. The state and the market are the mother and father of the individual, and the individual can survive only thanks to them. The market provides us with work, insurance and a pension. If we want to study a profession, the government’s schools are there to teach us. If we want to open a business, the bank loans us money. If we want to build a house, a construction company builds it and the bank gives us a mortgage, in some cases subsidised or insured by the state. If violence flares up, the police protect us. If we are sick for a few days, our health insurance takes care of us. If we are debilitated for months, social security steps in. If we need around-the-clock assistance, we can go to the market and hire a nurse – usually some stranger from the other side of the world who takes care of us with the kind of devotion that we no longer expect from our own children. If we have the means, we can spend our golden years at a senior citizens’ home. The tax authorities treat us as individuals, and do not expect us to pay the neighbours’ taxes. The courts, too, see us as individuals, and never punish us for the crimes of our cousins. Not only adult men, but also women and children, are recognised as individuals. Throughout most of history, women were often seen as the property of family or community. Modern states, on the other hand, see women as individuals, enjoying economic and legal rights independently of their family and community. They may hold their own bank accounts, decide whom to marry, and even choose to divorce or live on their own. But the liberation of the individual comes at a cost. Many of us now bewail the loss of strong families and communities and feel alienated and threatened by the power the impersonal state and market wield over our lives. States and markets composed of alienated individuals can intervene in the lives of their members much more easily than states and markets composed of strong families and communities. When neighbours in a high-rise apartment building cannot even agree on how much to pay their janitor, how can we expect them to resist the state? The deal between states, markets and individuals is an uneasy one. The state and the market disagree about their mutual rights and obligations, and individuals complain that both demand too much and provide too little. In many cases individuals are exploited by markets, and states employ their armies, police forces and bureaucracies to persecute individuals instead of defending them. Yet it is amazing that this deal works at all – however imperfectly. For it breaches countless generations of human social arrangements. Millions of years of evolution have designed us to live and think as community members. Within a mere two centuries we have become alienated individuals. Nothing testifies better to the awesome power of culture.

In a mass society where obtaining credit is as easy as it is, there’s probably no way to efficiently collect on delinquent accounts by writing real affidavits, filing legitimate, error-free lawsuits, and serving legitimate summonses in each and every individual case. Without the shortcuts, it doesn’t work. So techniques like robo-signing and sewer service are essential to the profitability of the business. Plenty of people—consumers and merchants both—are probably glad that so much credit is available, but they don’t realize that systematic fraud is part of what makes it available. Legally, there’s absolutely no difference between a woman on welfare who falsely declares that her boyfriend no longer lives in the home and a bank that uses a robo-signer to cook up a document swearing that he has kept regular records of your credit card account. But morally and politically, they’re worlds apart. When the state brings a fraud case against a welfare mom, it brings it with disgust, with rage, because in addition to committing the legal crime, she’s committed the political crime of being needy and an eyesore. Banks commit the legal crime of fraud wholesale; they do so out in the open, have entire departments committed to it, and have employees who’ve spent years literally doing nothing but commit, over and over again, the same legal crime that some welfare mothers go to jail for doing once. But they’re not charged, because there’s no political crime. The system is not disgusted by the organized, mechanized search for profit. It’s more like it’s impressed by it.