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Detroit reappeared in between the lines of the Gallup data I was studying when I noticed that the all-time-lowest approval of unions happened in August 2010. The country was still reeling from the financial crisis, and the Obama administration had just saved the domestic auto industry by extending federal loans (popularly seen as bailouts) to GM, Chrysler, and Ford. Resentment about the auto rescue drove support for unions down in 2010, but interestingly, white people—already slightly less favorable toward unions than people of color but, up to this point, still showing majority approval—had the most negative response to Obama’s Detroit rescue. White approval of unions fell from 60 percent to just 45 percent in 2010.

All these price increases have been enabled by the heroin of federally subsidized student loans. Student loan debt now totals $1.6 trillion, far more than credit-card debt or auto loans. The average graduate will carry nearly $30,000 in debt away from their virtual graduation.

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A family with a household income of $80,000 sits just in the top 30% of all households. If this household bought at the top of the market, it has a huge mortgage, credit cards, auto loans for two cars. Servicing this debt in addition to combined utilities leaves very little for dining out or going on vacation, especially if the parents are contributing to college education for their kids. Measured in terms of the items this family (currently) legally owns they appear wealthy. However subtracting their debt obligations paints a picture of a family on the breadline that spends much of their incarnation servicing debt with little money to actually live their lives over the forty years of debt servicing. This is a family that is one negative health diagnosis or even minor auto accident away from disaster. This family is a teacup.

In his first two years in the White House, Obama accomplished more than any president since LBJ. Not only did he staunch the bleeding of an economy on the brink of disaster and pass health care reform, but he also saved the American auto industry, passed landmark Wall Street reform, raised fuel efficiency standards in cars and trucks, struck down the ban on gays in the military, expanded college aid and reformed student loans, paved the way for new clean energy sources, and passed the Lilly Ledbetter Law to combat pay discrimination against women. He also began to make good on ending America’s longest-running wars, negotiated a new arms control treaty, and rallied the world behind withering sanctions that would bring Iran to

In his first two years in the White House, Obama accomplished more than any president since LBJ. Not only did he staunch the bleeding of an economy on the brink of disaster and pass health care reform, but he also saved the American auto industry, passed landmark Wall Street reform, raised fuel efficiency standards in cars and trucks, struck down the ban on gays in the military, expanded college aid and reformed student loans, paved the way for new clean energy sources, and passed the Lilly Ledbetter Law to

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YOU HAVE some money in a savings bank; you are contributing to your company’s 401( k) at the maximum rate allowed; you have equity in a home, if you want it; you’ve tied up $ 1,000 in bulk purchases of tuna fish and shaving cream; you have lowered your auto and homeowner’s insurance premiums by increasing your deductibles; you have adequate term life insurance; you’ve paid off all your 18% installment loans and insulated your attic—you have done, in short, all the things that scream to be done. Now what?

Let me take you back in time a little,” says Anumita Roychowdhury, an elegant woman in a beige and pale blue wrap. She’s the director of the Center for Science and Environment, a group that’s played a leading role in the years of battles over air quality. In the 1990s, she tells me, Delhi’s air was so bad “you couldn’t go out in the city without your eyes watering.” India had no regulations on vehicles or fuel, so despite advances elsewhere in the world, engines here hadn’t improved for 40 years, and fuel quality was abysmal. It was the activist Supreme Court that changed that. Its judges started issuing orders, and from 1998 to about 2003, a series of important new rules came into force. Polluting industries were pushed out of the city, auto-rickshaws and buses were converted to CNG, and emission limits for vehicles were introduced, then tightened. “These were pretty big steps,” Roychowdhury says, and they brought results. “If you plot the graph of particulate matter in Delhi, you will see after 2002 the levels actually coming down.” The public noticed. “I still remember the 2004 Assembly elections in Delhi, where the political parties were actually fighting with each other to take credit for the cleaner air. It had become an electoral issue.” So how did things go so wrong? The burst of activity petered out, and rapid growth in car ownership erased the improvements that had been won. “If you look at the pollution levels again from 2008 and ’09 onwards, you now see a steady increase,” Roychowdhury says. “We could not keep the momentum going.” Indeed, particulate levels jumped 75 percent in just a few years.14 Even the action that was taken, she believes, “was too little. We had to do a lot more, more aggressively.” Part of the reason government stopped pushing, Roychowdhury believes, is that the moves needed next would have had to address Delhiites’ growing fondness for cars, so would surely have prompted public anger. “There is a hidden subsidy for all of us who use cars today,” she says. “We barely pay anything in terms of parking charges, we barely pay anything in terms of road taxes. It is so easy to buy a car because of easy loans. So there is absolutely no disincentive.” About 80 percent of transportation spending is focused on drivers, even though they’re only about 15 percent of Delhiites. “The entire infrastructure of the city is getting redesigned to facilitate car movement, but not people’s movement.

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