Asset Me Quotes

The so-called ‘psychotically depressed’ person who tries to kill herself doesn’t do so out of quote ‘hopelessness’ or any abstract conviction that life’s assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire’s flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It’s not desiring the fall; it’s terror of the flames. And yet nobody down on the sidewalk, looking up and yelling ‘Don’t!’ and ‘Hang on!’, can understand the jump. Not really. You’d have to have personally been trapped and felt flames to really understand a terror way beyond falling.

So the fact that I’m me and no one else is one of my greatest assets. Emotional hurt is the price a person has to pay in order to be independent.

Miss Ellis?" Mrs. Perterson says. "It's your turn. Introduce Alex to the class" "This is Alejandro Fuentes. When he wasn't hanging out on street corners and harrassing innocent people this summer, he toured the inside of jails around the city, if you know what i mean. His secret desire is to go to college and become a chemistry teacher, like you Mrs. Peterson." Brittney flashed me a triumpnet smile, thinking she won this round. Guess again, gringa. "This is Brittney Ellis," I say, all eyes focused on me. "This summer she went to the mall, bought new clothes to extend her wardrobe, and spent her daddy's money on plastic surgery to enhance her, ahem, assets. Her secret desire is to date a Mexicano before she graduates." Game on...

The fact that I’m me and no one else is one of my greatest assets. Emotional hurt is the price a person has to pay in order to be independent.

I didn't belong as a kid, and that always bothered me. If only I'd known that one day my differentness would be an asset, then my early life would have been much easier.

I'm resourceful," Price is saying. "I'm creative, I'm young, unscrupulous, highly motivate, highly skilled. In essence what I'm saying is that society cannot afford to lose me. I'm an asset

She alluded to 12 Years a Slave. “There he was,” she said, speaking of Solomon Northup. “He had means. He had a family. He was living like a human being. And one racist act took him back. And the same is true of me. I spent years developing a career, acquiring assets, engaging responsibilities. And one racist act. It’s all it takes.

As far as me being a liability? I’m just as good with a sword as I am with a bow, and I’m damn good with a bow. Probably better than most here. I am an asset,” I said. “And as far as being a distraction to Casteel, that’s his weakness. Not mine.

Every day, sincerely and without phoniness, Lou demonstrated by his actions how very vital it is - more than anything else - to understand and appreciate the people who work with you...Do your job well, but always remember that the people you work with are your most valuable asset. Embrace them. Honor them. Respect them" (206) - "Prescriptions for Success" by John Schuerholz

Forty-six point two billion dollars, I thought, my heart attacking my rib cage and my mouth sandpaper-dry. Tobias Hawthorne was worth forty-six point two billion dollars, and he left his grandsons a million dollars, combined. A hundred thousand total to his daughters. Another half million to his servants, an annuity for Nan... The math in this equation did not add up. It couldn't add up. One by one, the other occupants of the room of the room turned to stare at me. 'The remainder of my estate,' Mr. Ortega read, 'including all properties, monetary assets, and worldly possessions not otherwise specified, I leave to Avery Kylie Grambs.

The so-called 'psychotically depressed' person who tries to kill herself doesn't do so out of quote 'hopelessness' or any abstract conviction that life's assets and debits do not square. And surely not because death seems suddenly appealing. The person in whom Its invisible agony reaches a certain unendurable level will kill herself the same way a trapped person will eventually jump from the window of a burning high-rise. Make no mistake about people who leap from burning windows. Their terror of falling from a great height is still just as great as it would be for you or me standing speculatively at the same window just checking out the view; i.e. the fear of falling remains a constant. The variable here is the other terror, the fire's flames: when the flames get close enough, falling to death becomes the slightly less terrible of two terrors. It's not desiring the fall; it's terror of the flames. And yet nobody down on the sidewalk, looking up and yelling 'Don't!' and 'Hang on!', can understand the jump. Not really. You'd have to have personally been trapped and felt flames to really understand a terror way beyond falling.

And human instinct is ancient and reliable, utterly mysterious and possibly capable of great genius. I believe that refined, fluent instincts are a person's most valuable asset. My own instincts have repeatedly guided me against the grain of logic and probability. When I have trusted and followed their direction, they have never been wrong. I don't know how or why. But I know that every significant experience-positive or negative-sharpens them and makes them more accurate.

Mor opened her mouth, laughter dancing on her face, but Elain asked, “Could you have done it? Decided to take a male form?” The question cut through the laughter, an arrow fired between us. Amren studied my sister, Elain’s cheeks red from our unfiltered talk at the table. “Yes,” she said simply. “Before, in my other form, I was neither. I simply was.” “Then why did you pick this body?” Elain asked, the faelight of the chandelier catching in the ripples of her golden-brown braid. “I was more drawn to the female form,” Amren answered simply. “I thought it was more symmetrical. It pleased me.” Mor frowned down at her own form, ogling her considerable assets. “True.” Cassian snickered.

It struck me how the human capacity for receptivity is a kind of birthright, an asset given to us in the moment of our creation by which we are intended to regulate the currency of our souls. Unless we give back to life as much as we take from it, this faculty will fail us sooner or later.

Beyond imagination and insight, the most important component of talent is perseverance—the will to write and rewrite in pursuit of perfection. Therefore, when inspiration sparks the desire to write, the artist immediately asks: Is this idea so fascinating, so rich in possibility, that I want to spend months, perhaps years, of my life in pursuit of its fulfillment? Is this concept so exciting that I will get up each morning with the hunger to write? Will this inspiration compel me to sacrifice all of life's other pleasures in my quest to perfect its telling? If the answer is no, find another idea. Talent and time are a writer's only assets. Why give your life to an idea that's not worth your life?

But as the word satyagraha implies, Gandhi’s passivity was not weakness at all. It meant focusing on an ultimate goal and refusing to divert energy to unnecessary skirmishes along the way. Restraint, Gandhi believed, was one of his greatest assets. And it was born of his shyness: I have naturally formed the habit of restraining my thoughts. A thoughtless word hardly ever escaped my tongue or pen. Experience has taught me that silence is part of the spiritual discipline of a votary of truth. We find so many people impatient to talk. All this talking can hardly be said to be of any benefit to the world. It is so much waste of time. My shyness has been in reality my shield and buckler. It has allowed me to grow. It has helped me in my discernment of truth.

Never before had I felt trapped, so seduced and caught up in a story,' Clara explained, 'the way I did with that book. Until then, reading was just a duty, a sort of fine one had to pay teachers and tutors without quite knowing why. I had never known the pleasure of reading, of exploring the recesses of the soul, of letting myself be carried away by imagination, beauty, and the mystery of fiction and language. For me all those things were born with that novel. This is a world of shadows, Daniel, and magic is a rare asset. That book taught me that by reading, I could live more intensely. It could give me back the sight I had lost. For that reason alone, a book that didn't matter to anyone, changed my life.

Embellish your flaws,” he says softly. “They will turn into your assets. And if you become one of us, I will teach you to wield them like an assassin wields a knife.” His eyes narrow. His subtle smile turns dangerous. “So. Tell me, little wolf. Do you want to punish those who have wronged you?

I try to be a good investment to God. All the good things he’s given me, I aim to multiply and return to him and his purposes a maximum ROI. I’m just a tree in his fruit garden aiming to produce good fruit.

People tell me I'm funny. I say looks aren't everything.

I spent years developing a career, acquiring assets, engaging responsibilities. And one racist act. It’s all it takes.

Every day, sincerely and without phoniness, Lou demonstrated by his actions how very vital it is - more than anything else - to understand and appreciate the people who work with you....Do your job well, learn your job well, but always remember that the people you work with are your most valuable asset. Embrace them. Honor them. Respect them" (206) "Prescriptions for Success" by John Schuerholz

If I’m wearing a sign that says Rescue Me, someone put it on me by mistake.

I don’t give a damn about right and wrong, or black and white, or rules and protocols. I only give a damn about him, about the way he makes me feel.

The idea that “it takes money to make money” is the thinking of financially unsophisticated people. It does not mean that they’re not intelligent. They have simply not learned the science of money making money. Money is only an idea. If you want more money, simply change your thinking. Every self-made person started small with an idea, and then turned it into something big. The same applies to investing. It takes only a few dollars to start and grow it into something big. I meet so many people who spend their lives chasing the big deal, or trying to amass a lot of money to get into a big deal, but to me that is foolish. Too often I have seen unsophisticated investors put their large nest egg into one deal and lose most of it rapidly. They may have been good workers, but they were not good investors. Education and wisdom about money are important. Start early. Buy a book. Go to a seminar. Practice. Start small. I turned $5,000 cash into a one-million-dollar asset producing $5,000 a month cash flow in less than six years. But I started learning as a kid. I encourage you to learn, because it’s not that hard. In fact, it’s pretty easy once you get the hang of it. I think I have made my message clear. It’s what is in your head that determines what is in your hands. Money is only an idea. There is a great book called Think and Grow Rich. The title is not Work Hard and Grow Rich. Learn to have money work hard for you, and your life will be easier and happier. Today, don’t play it safe. Play it smart.

Now there is nothing. Nothing except the systematic looting of the nation’s assets by a rapacious, self-appointed elite.

TV costs us a lot more than money. Time. TV viewing has robbed me of my time—my most precious asset. Even

the fact that I’m me and no one else is one of my greatest assets.

When a country goes to war, it acts like a sociopath. It sends people like me out in the woods to do the most evil things we can think of, but everybody else pretends like they're on the side of the angels. The reality is, if the angels want to win, it takes the devil to succeed.

What is this?" she asked, her eyes scanning the page. "It's not..." She ran her fingertips over the words as if expecting them to vanish. "My contract." She whispered. "I don't want you beholden to Per Haskell. Or me." Another half-truth. His mind had concocted a hundred schemes to bind her to him, to keep her in this city. But she'd spent enough of her life caged by debts and obligations, and it would be better for them both when she was gone. "How?" she said. "The money-" "It's done." He'd liquidated every asset he had, used the last of the savings he'd accrued, every ill-gotten cent. She pressed the envelope to her chest, above her heart. "I have no words to thank you for this." "Surely the Suli have a thousand words for such an occasion?" "Words have not been invented for such an occasion." "If I end up on the gallows, you can say something nice over the corpse," he said.

The job of the politician is to speak for all people; not just for parties with vested interests, or organisations with the biggest wallets. The first people a politician should protect are those that cannot protect themselves: Those weakest and most vulnerable among us. This is, to most of us, something that seems to be an obvious statement of fact, and that may be so, but it’s also a forgotten fact. Now, today, the opposite is true. It should shame us all. It shames me. The very fact that the most poor and the most vulnerable in our society are those that are victimised and stamped upon, whereas the most wealthy and the most influential are making more profits and acquiring more assets and wealth than ever before in history, is a damning indictment of what our society has become

Never before had I felt trapped, seduced, and caught up in a story,' Clara explained, 'the way I did with that book. Until then, reading was just a duty, a sort of fine one had to pay teachers and tutors without quite knowing why. I had never known the pleasure of reading, of exploring the recesses of the soul, of letting myself be carried away by imagination, beauty, and the mystery of fiction and language. For me all those things were born with that novel. Have you ever kissed a girl, Daniel?' My brain seized up; my saliva turned to sawdust. 'Well, you're still very young. But it's that same feeling, that first-time spark that you never forget. This is the world of shadows, Daniel, and magic is a rare asset. That book taught me that by reading, I could live more intensely. It could give me back the sight I had lost. For that reason alone, a book that didn't matter to anyone changed my life.

The average American watches more than four hours of TV each day. In a 65-year life, that person will have spent nine years glued to the tube. Why? Simple. Life sucks. Life needs an escape. Life is no good. Show me someone who spends hours online playing Mafia Wars or Farmville, and I'll show you someone who probably isn't very successful. When life sucks, escapes are sought. I don't need television because I invested my time into a real life worth living, not a fictitious escape that airs every Tuesday night at 8 p.m. Again, majority thinking yields mediocrity, and for that majority, time is an asset that is undervalued and mindlessly squandered.

Our whole culture is based on the appetite for buying, on the idea of a mutually favorable exchange. Modern man's happiness consists in the thrill of looking at the shop windows, and in buying all that he can afford to buy, either for cash or on installments. He (or she) looks at people in a similar way. For the man an attractive girl—and for the woman an attractive man—are the prizes they are after. 'Attractive' usually means a nice package of qualities which are popular and sought after on the personality market. What specifically makes a person attractive depends on the fashion of the time, physically as well as mentally. During the twenties, a drinking and smoking girl, tough and sexy, was attractive; today the fashion demands more domesticity and coyness. At the end of the nineteenth and the beginning of this century, a man had to be aggressive and ambitious—today he has to be social and tolerant—in order to be an attractive 'package'. At any rate, the sense of falling in love develops usually only with regard to such human commodities as are within reach of one's own possibilities for exchange. I am out for a bargain; the object should be desirable from the standpoint of its social value, and at the same time should want me, considering my overt and hidden assets and potentialities. Two persons thus fall in love when they feel they have found the best object available on the market, considering the limitations of their own exchange values. Often, as in buying real estate, the hidden potentialities which can be developed play a considerable role in this bargain. In a culture in which the marketing orientation prevails, and in which material success is the outstanding value, there is little reason to be surprised that human love relations follow the same pattern of exchange which governs the commodity and the labor market.

Dici che il fiume Trova la via al mare E come il fiume Giungerai a me Oltre i confini E le terre assetate Dici che come fiume Come fiume L'amore giunger L'amore E non so pi pregare E nell'amore non so pi sperare E quell'amore non so pi aspettare

This is a world of shadows, Daniel, and magic is a rare asset. That book taught me that by reading, I could live more intensely. It could give me back the sight I had lost. For that reason alone, a book that didn’t matter to anyone changed my life.

So many guys try to show off to a girl by boasting of their financial assets and flashing their cash around etc, but a girl who makes her own money and is building her own empire is not impressed by such things. -Show me the integrity not the money.

You choose to stay with me, them I'm going to fuck you." My jaw dropped. "What?" "You heard me. That's the only reason I keep you around, I mean, come on, princess," he continued derisively, "you're more of a liability than an asset in this line of work. But having an easy lay within reach is convenient." It's just a matter of time before you spread your legs for me." ... "Blane doesn't have to know," he said, his hand cupping my breast through my thin t-shirt. "I'll fuck you, then you can back to him, and only you and I will know he got my sloppy seconds.

wouldn’t have agreed if we’d known your mom was there.” “Pain in the ass, let me tell ya.” “You don’t need to tell me,” I say. “I know all about what a pain she can be.” Dee laughs. “She’s like a weapons-grade pain in the ass. We figured out to sic her on the bad guys, and she became a huge asset.

My skin is soft and smooth and the color reminds me of rain-drenched earth. But it’s as if the darkness of it keeps Ma from noticing my assets: curly hair, a round face that makes babies smile, deep dimples in both cheeks, big eyes that notice details other people miss. I like my face, even if Ma doesn’t. I resemble Baba, and he’s got presence.

Q: Most people on a spiritual path believe that the ego impedes spiritual growth and that we’re supposed to shed the ego. Why aren’t you advocating this? A: Because if you deny the ego, it will push back against you harder. The more you reject something, the more it fights back for its own survival. But when you can completely love your ego unconditionally and accept it as part of how you express in this life, you’ll no longer have a problem with it. It won’t impede your growth—on the contrary, it will be an asset.

The years have taught me one skill: how to be miserable. I know how to shut up and keep humping. This is a great asset because it's human, the proper role for a mortal.

Marry me,” I tell her. “Marry me, and if I ever leave you, you’ll be able to take half of my assets. Would that set you at ease? Would that prove to you that I’ll never let you go?

For me integrity and enquiring mind are the most important assets.

I'm a... seven-figure base salary, two digit million bonus a year asset manager..." Ghislain smiled, tiredly. "And you call me a 'pet?'" Emil laughed softly and tucked a lock of hair behind Ghislain's ear, as if he would a child, or a pet. "My dear, I am a son of the Dalca family and I just beat you until you were red, then fucked you. Is there another term you prefer?

Let me ask you this, what are you willing to let go that stands between you and happiness? The obvious stuff is easy, that anger you’ve been holding on to, that resentment. But what about the things you think are assets? That relationship you think you can’t live without, that job you think defines you, can you let go of that? Because, if you’re really serious about getting happy, you might be forced to let it all go, to know you can be okay without it. Because you’re the fish you’re trying to catch, you are the love of your life, you’re everything you’ve been searching for.

Hell, are you birds telling me I can't lift that dinky little gizmo?' 'My friend, I don't recall anything about psychopaths being able to move mountains in addition to their other noteworthy assets.

These are not the circumstances that I want.’ Is it up to you to choose them? You have been given that particular body, these particular parents and brothers, this particular social position and place to live. You come to me hoping that I can somehow change these circumstances for you, not even conscious of the assets that are already yours that make it possible to cope with any situation you face.

The only gold stars the CIA gives out are for death in the field, and then only to actual employees, not contracted assets. You get my appreciation.” She smiled. “You’ll get a gold star in a forgotten file when you die. It will have to wait for now, but I doubt it will wait for too long.” “With friends like you.” “All your friends fucked you over, Court. Face it, you are better off with a straight shooter like me managing you.

I didn’t know his favourite foods, or pet peeves, or even his birthday. I didn’t know if he was allergic to anything or how many assets he owned. I’d given him my life all because he proved he could love so fiercely.

What is this?” she asked, her eyes scanning the page. “It’s not…” She ran her fingertips over the words as if expecting them to vanish. “My contract,” she whispered. “I don’t want you beholden to Per Haskell. Or me.” Another half-truth. His mind had concocted a hundred schemes to bind her to him, to keep her in this city. But she’d spent enough of her life caged by debts and obligations, and it would be better for them both when she was gone. “How?” she said. “The money—” “It’s done.” He’d liquidated every asset he had, used the last of the savings he’d accrued, every ill-gotten cent. She pressed the envelope to her chest, above her heart. “I have no words to thank you for this.” “Surely the Suli have a thousand proverbs for such an occasion?” “Words have not been invented for such an occasion.” “If I end up on the gallows, you can say something nice over the corpse,” he said.

Depression was, indeed, the hand of a friend trying to press me down to ground on which it was safe to stand—the ground of my own truth, my own nature, with its complex mix of limits and gifts, liabilities and assets, darkness and light.

I have come to see white privilege as an invisible package of unearned assets that I can count on cashing in each day, but about which I was “meant” to remain oblivious. White privilege is like an invisible weightless knapsack of special provisions, assurances, tools, maps, guides, codebooks, passports, visas, clothes, compass, emergency gear, and blank checks.2 White privilege describes the unearned advantages that are granted because of one’s whiteness or ability to “pass” as white.

I don't know for sure what ever became of Hatsumomo. A few years after the war, I heard she was making a living as a prostitute in the Miyagawa-cho district. She couldn't have been there long, because on the night I heard it, a man at the same party swore that if Hatsumomo was a prostitute, he would find her and give her some business of his own. He did go looking for her, but she was nowhere to be found. Over the years, she probably succeeded in drinking herself to death. She certainly wouldn't have been the first geisha to do it. In just the way that a man can grow accustomed to a bad leg, we'd all grown accustomed to having Hatsumomo in our okiya. I don't think we quite understood all the ways her presence had afflicted us until long after she'd left, when things that we hadn't realized were ailing slowly began to heal. Even when Hatsumomo had been doing nothing more than sleeping in her room, the maids had known she was there, and that during the course of the day she would abuse them. They'd lived with the kind of tension you feel if you walk across a frozen pond whose ice might break at any moment. And as for Pumpkin, I think she'd grown to be dependent on her older sister and felt strangely lost without her. I'd already become the okiya's principal asset, but even I took some time to weed out all the peculiar habits that had taken root because of Hatsumomo. Every time a man looked at me strangely, I found myself wondering if he'd heard something unkind about me from her, even long after she was gone. Whenever I climbed the stairs to the second floor of the okiya, I still kept my eyes lowered for fear that Hatsumomo would be waiting there on the landing, eager for someone to abuse. I can't tell you how many times I reached that last step and looked up suddenly with the realization that there was no Hatsumomo, and there never would be again. I knew she was gone, and yet the very emptiness of the hall seemed to suggest something of her presence. Even now, as an older woman, I sometimes lift the brocade cover on the mirror of my makeup stand, and have the briefest flicker of a thought that I may find her there in the glass, smirking at me.

Restraint, Gandhi believed, was one of his greatest assets. And it was born of his shyness: I have naturally formed the habit of restraining my thoughts. A thoughtless word hardly ever escaped my tongue or pen. Experience has taught me that silence is part of the spiritual discipline of a votary of truth. We find so many people impatient to talk. All this talking can hardly be said to be of any benefit to the world. It is so much waste of time. My shyness has been in reality my shield and buckler. It has allowed me to grow. It has helped me in my discernment of truth.

Beautify your faults, "he says quietly. They will become your assets. And if you become one of us, I'll teach you how to handle them like a killer wields a knife. His eyes narrow. His subtle smile becomes dangerous. So. Tell me, little wolf. Do you want to punish those who have hurt you?

And then, as I was bouncing the ball up and down on the grass, just about to wind up my body to serve, the umpire cut in. “Time violation: warning, Mr. Nadal.” I had apparently spent too long between points, gone over the legal limit of twenty seconds before I served—a rule that is enforced only rarely. But it’s a dangerous rule. Because once you’ve received that first warning, any subsequent violations lead to the deduction of points. My concentration had been put to the test. I could have made a scene. The crowd, I could tell, shared my indignation. But I knew, without having to give it a second thought, that to let my feelings show would do me no good. I’d risk losing that precious asset, my concentration. Besides, the momentum was with me and I was two points away from winning the second set. I put the umpire’s interruption immediately out of my mind and won the point with a terrific and, for me, very unusual shot.

That reminded him of how thrifty she was, and he promptly decided-at least for the moment-that her thriftiness was one of her most endearingly amusing qualities. “What are you thinking about?” she asked. He tipped his chin down so that he could better see her and brushed a stray lock of golden hair off her cheek. “I was thinking how wise I must be to have known within minutes of meeting you that you were wonderful.” She chuckled, thinking his words were teasing flattery. “How soon did my qualities become apparent?” “I’d say,” he thoughtfully replied, “I knew it when you took sympathy on Galileo.” She’d expected him to say something about her looks, not her conversation or her mind. “Truly?” she asked with unhidden pleasure. He nodded, but he was studying her reaction with curiosity. “What did you think I was going to say?” Her slim shoulders lifted in an embarrassed shrug. “I thought you would say it was my face you noticed first. People have the most extraordinary reaction to my face,” she explained with a disgusted sigh. “I can’t imagine why,” he said, grinning down at what was, in his opinion-in anyone’s opinion-a heartbreakingly beautiful face belonging to a young woman who was sprawled across his chest looking like an innocent golden goddess. “I think it’s my eyes. They’re an odd color.” “I see that now,” he teased, then he said more solemnly, “but as it happens it was not your face which I found so beguiling when we met in the garden, because,” he added when she looked unconvinced, “I couldn’t see it.” “Of course you could. I could see yours well enough, even though night had fallen.” “Yes, but I was standing near a torch lamp, while you perversely remained in the shadows. I could tell that yours was a very nice face, with the requisite features in the right places, and I could also tell that your other-feminine assets-were definitely in all the right places, but that was all I could see. And then later that night I looked up and saw you walking down the staircase. I was so surprised, it took a considerable amount of will to keep from dropping the glass I was holding.” Her happy laughter drifted around the room and reminded him of music. “Elizabeth,” he said dryly, “I am not such a fool that I would have let a beautiful face alone drive me to madness, or to asking you to marry me, or even to extremes of sexual desire.” She saw that he was perfectly serious, and she sobered, “Thank you,” she said quietly. “That is the nicest compliment you could have paid me, my lord.” “Don’t call me ‘my lord,’” he told her with a mixture of gentleness and gravity, “unless you mean it. I dislike having you address me that way if it’s merely a reference to my title.” Elizabeth snuggled her cheek against his hard chest and quietly replied, “As you wish. My lord.” Ian couldn’t help it. He rolled her onto her back and devoured her with his mouth, claimed her with his hands and then his body.

He himself set the example, throwing away, with a spectacular gesture, a gold watch, a gold cigarette case, and several golden sovereigns. Naturally, after witnessing this action, which brought home to me at any rate the shifting values in life and the knowledge that there are times when gold can be a liability instead of an asset

And although our time gave me the opportunity like anyone else, I never got my hands on the property or assets of another Frenchman. Only alone have I lived, whether in war or peace, and I have never demanded anything of someone without remunerating him justly. I have my law and my own courts of justice, and they pass sentence on me.

There was the usual dreaminess, I suppose. Also a shyness that caused me—and others—to notice that I could express myself better by writing than by speaking. This is typical of many writers, I think. What is a drawback in childhood is an asset to a literary life. Not being fluent on one’s feet sends one to the page and a habit is born.

If I get you pregnant, I promise not to pressure you to marry me.” He leaned back, confidence in his eyes. “In fact, I’ll wait until you ask me.

Life inevitably translates into time. That is why the sum total of it is called 'a lifetime'. Freedom is the potential to spend one's time in any fashion one determines. I would always want the time invested in my ideas to be profitable, to give the reader something lasting for their investment in me. It is very important to me that my ideas be understood. It is not as important that I be understood. I believe that this is a matter of respect; your most significant asset is your time and your commitment to invest a portion of it considering my ideas means it is worth a sincere attempt on my part to transmit the essence of the idea. If you are looking, I want to make sure that there is something here for you to find.

the Feds had also found Netcom’s customer database that contained more than 20,000 credit card numbers on my computer, but I had never attempted to use any of them; no prosecutor would ever be able to make a case against me on that score. I have to admit, I had liked the idea that I could use a different credit card every day for the rest of my life without ever running out. But I’d never had any intention of running up charges on them, and never did. That would be wrong. My trophy was a copy of Netcom’s customer database. Why is that so hard to understand? Hackers and gamers get it instinctively. Anyone who loves to play chess knows that it’s enough to defeat your opponent. You don’t have to loot his kingdom or seize his assets to make it worthwhile.

The job of the politician is to speak for all people; not just for parties with vested interests, or organisations with the biggest wallets. The first people a politician should protect are those that cannot protect themselves: Those weakest and most vulnerable among us. This is, to most of us, something that seems to be an obvious statement of fact, and that may be so, but it’s also a forgotten fact. Now, today, the opposite is true. It should shame us all. It shames me. The very fact that the most poor and the most vulnerable in our society are those that are victimised and stamped upon, whereas the most wealthy and the most influential are making more profits and acquiring more assets and wealth than ever before in history, is a damning indictment of what our society has become.

The sexiest asset any woman can have is confidence”… “So you’re saying I’m screwed?” I deadpan. He laughs, his shoulders shaking with the deep, sweet sound. I can’t help but smile back at him. I’ll never get sick of that sound. Making him laugh makes me feel good. “Well, confidence and a great rack. One out of two ain’t half bad.” His voice is sultry as he lowers his eyes down my body to my chest.

And before you accuse me of telling my story in a labyrinthine manner, let me remind you this is a true story—and in real life, that’s how we communicate, isn’t it? We’re all over the place: we jump back and forth in time; slow down and expand on some moments; fast-forward through others; editing as we go, minimizing flaws and maximizing assets. We are all the unreliable narrators of our own lives.

Problems are an asset—not something to avoid but something to run toward. Big ambitions often beget even bigger problems. If your initial reaction to a major setback is overwhelming frustration, that’s understandable, but it’s also counterproductive. Once you’re over that moment, pivot toward success: “Great! This is an opportunity for me to create a lot of value. If I can just figure out how to solve this problem, I’ll be much closer to my goal.

Let me ask you this, what are you willing to let go that stands between you and happiness? The obvious stuff is easy, that anger you’ve been holding on to, that resentment. But what about the things you think are assets? That relationship you think you can’t live without, that job you think defines you, can you let go of that? Because, if you’re really serious about getting happy, you might be forced to let it all go, to know you can be okay without it.

If anything has been my salvation as a human being it is this choice of an activity which is, at the deepest level, out of my hands. What a relief! What a blessing! Better still, it had always been a drawback to see life differently from other people. In childhood, it had brought me little but heartache. Now I had stumbled on a profession in which it was an asset. 7 Five Good Scenes At the Royal Court, at any one moment, we had stacks of plays being considered.

There are no tarts in there, Charles. They were much too expensive, and Mr. Jenkins would not be reasonable. I told him I would buy a whole dozen, but he would not reduce the price by so much as a penny, so I refused to buy even one-on principle. Do you know,” she confided with a chuckle, “last week when he saw me coming into his shop he hid behind the flour sacks?” “He’s a coward!” Charles said, grinning, for it was a known fact among tradesmen and shopkeepers that Elizabeth Cameron pinched a shilling until it squeaked, and that when it came to bargaining for price-which it always did with her-they rarely came out the winner. Her intellect, not her beauty, was her greatest asset in these transactions, for she could not only add and multiply in her head, but she was so sweetly reasonable, and so inventive when she listed her reasons for expecting a better price, that she either wore out her opponents or confused them into agreeing with her

As a firstborn I also had a duty to succeed my father and look after my mother and siblings. Although school taught me that this was an outdated practice and that I would have been better off focusing on inheriting my father's assets for my own benefit, it was the strong emphasis on family values that ultimately prevailed. This was not because they had sounded good on paper or had been presented by a world-famous researcher, but because I saw they worked through my experience.

Looks like it,’ she replied. ‘Are you just trying to show me you can manage on your own? This crazy idea is bound to fail.’ Now he was blustering. ‘You’re no businesswoman, Juliette – reading a few novels on vacation doesn’t qualify you to run a bookstore. And don’t expect me to bail you out when it all goes pear-shaped.’ She sensed the fear behind his words. He didn’t want her to succeed; her role had been to admire his achievements. And she did, genuinely. Kevin was hard-working and successful; he’d been the main bread-winner for years and given her a comfortable life, which she’d no doubt taken for granted. ‘I’ve signed an agreement to make sure our joint assets will be protected,’ she said. ‘But maybe we should think about getting a divorce, so we can both move on.’ He hung up without replying. Although the lease on the shop wasn’t due to start till the beginning of June, the landlord had given permission for Juliette to visit the premises with her

…each of us had to ask himself what irreplaceable losses he had suffered up to then. I speculated that for most of them these losses had really been few. Whoever was still alive had reason for hope. Health, family, happiness, professional abilities, fortune, position in society – al these were things that could be achieved again or restored. After all, we still had all our bones intact. Whatever we had gone through could still be an asset to us in the future. And I quoted from Nietzsche: ‘That which does not kill me, makes me stronger’.

Ordinary humans will find it very difficult to resist this process. At present, people are happy to give away their most valuable asset- their personal data - in exchange for free email services and funny cat videos. As more and more data flows from your body and brain to smart machines via biometric sensors, it will become easy for corporations and government agencies to know you, manipulate you, and make decisions on your behalf.....who owns the data? Does the data about my DNA, my brain, and my life belong to me, to the government, to a corporation, or to the human collective?

My twenties and thirties were contradictory decades, years when I eliminated conditions and truths that went against my grain. The value in this conservative era was that it safeguarded me from fatal character debits early in life. It was a time when I was often more concerned with not running red lights than I was with investing in the greenlights. I did what I wanted, I learned to live. I survived. My forties were a much more affirming decade, years when I started to play offense with truths I had learned and put them into action. An era where I doubled down on what fed me. The value of this liberal age was that it illuminated my most life-endorsing character assets. It was a time when I not only cruised through more greenlights because I had eliminated more red and yellow ones, but a time when I created more greenlights to travel through. A time when past reds and yellows finally turned green, as old hardships revealed themselves as good fortune, a time when the greenlights beamed brighter because I gave them more power to shine. I did what I needed, I lived to learn. I thrived. As I approach the next chapter of truths to cross, the only thing I know for sure is that I will recalibrate again,

She climbs a tree And scrapes her knee Her dress has got a tear. She waltzes on her way to mass And whistles on the stair. And underneath her wimple She has curlers in her hair! Maria's not an asset to the abbey. She's always late for chapel, But her penitence is real. She's always late for everything! Except for every meal. I hate to have to say it But I very firmly feel Maria's not an asset to the abbey! I'd like to say a word on her behalf. Maria makes me laugh. How do you solve a problem like Maria? How do you catch a cloud and pin it down? How do you find a word that means Maria? A flibbertigibbet! A will o' the wisp! A clown! Many a thing you know you'd like to tell her, Many a thing she ought to understand. But how do you make her stay And listen to all you say, How do you keep a wave upon the sand? Oh, how do you solve a problem like Maria? How do you hold a moonbeam in your hand? When I'm with her I'm confused Out of focus and bemused, And I never know exactly where I am. Unpredictable as weather, She's as flighty as a feather, She's a darling, She's a demon, She's a lamb. She'd out-pester any pest, Drive a hornet from his nest, She can throw a whirling dervish out of whirl. She is gentle, She is wild, She's a riddle. She's a child. She's a headache! She's an angel! She's a girl. How do you solve a problem like Maria? How do you catch a cloud and pin it down? How do you find a word that means Maria? A flibbertigibbet! A will o' the wisp! A clown! Many a thing you know you'd like to tell her, Many a thing she ought to understand. But how do you make her stay? And listen to all you say? How do you keep a wave upon the sand? Oh, how do you solve a problem like Maria? How do you hold a moonbeam in your hand? "Maria" from The Sound of Music

You aren’t going to insist that you and the guys go in—guns blazing—while I remain behind, are you?” “DREK no.” She studied him intently. “Really?” He nodded. “After seeing the strength you displayed earlier and the skills you exhibited while training with my men, not to mention the amazing speed you revealed while leaping up to the escape pod’s hatch . . .” His lips quirked up. “I’m not at all reluctant to admit you’re our greatest asset, Eliana. Unless you object to us using you as a weapon . . .” “Hell no, I don’t object,” she declared, thrilled that he valued her skills. “Just point me in the right direction.

the front doors. Flashbulbs flashed. A roar rose up from the crowd at the sign of fresh activity. Then Rainie caught a new sound—the faint beating of helicopters bearing down upon them. The medevac choppers had finally arrived to carry the wounded away. And Rainie couldn’t help thinking that it would be much later before the ME’s office came for the bodies.           Officer Luke Hayes was thirty-six years old, balding, and shorter than most women. His trim build, however, was a compact one hundred fifty pounds that turned many ladies’ heads and became useful in a fight. In Rainie’s opinion, however, Luke’s biggest asset was his steely blue eyes. She

I’m just a girl from Flatbush, Bo. There’s nothing special here.”“You’re so wrong.”“I know what people think. To friends and family I’m sweet and helpless. To guys I’m a body.”“Your body is spectacular. I’m not going to pretend I don’t see that. But I can have any body. You’ve lit something inside me. And it’s you, not your assets.”“You don’t know me. We’ve hardly scratched the surface.”“That’s why I need time. I want to know your story, your dreams, your longings. Every part I see makes me want more.” He was speaking her own desire to understand him, because his real self called to her more strongly than anyone she’d known , even people she’d known for years.

I’m not… What’s wrong with them believing?” Bea asked, a note of pleading creeping, uninvited, into her voice. “You do not sell belief, you sell belief-in. Belief in true love, as if everyone were entitled to it. Belief in a simple solution to a complex problem. Belief in one type of person, one type of future.” “No I don’t. I offer people dreams, and hope, and, and, something to organise their lives with,” Bea said, not sure why she was trying to convince him. “I don’t make them into ‘one person’.” “Oh no? Let me recall your doctrine: Kings, Princes and their ilk must marry girls whose only asset is their beauty. Not clever girls, not worthy girls, not girls who could rule. Powerful women, older women – like one day you will become – are nought but wicked creatures, consumed with jealousy and unfit to hold position. No,” he said as Bea began to speak, “I am not finished. Let us turn our attention to the men. As long as the woman is something to be won, it follows only the worthy will prevail. It matters not if they truly love the girl, nor if the man is cruel or arrogant or unfit to tie his own doublet. As long as he has wealth and completes whatever trials are decided fit, he is suitable. For what is stupidity or arrogance when compared against a crown? The good will win, and the wicked perish, and you and your stories decide what makes a person good or wicked. Not life. Not choice. Not even common sense. You.

Emily picked up her fork and contemplated eating the waffles left-handed in front of Carter. Her skin prickled as she imagined a trail of strawberry syrup cascading down the ruffles of her pristine blouse. “Aren’t you going to eat, Emily?” Grandma Kate asked. “Your waffles will get soggy.” “I like it when the syrup soaks in.” “Nonsense.” Her grandmother waved her hand in the air, shoved her own empty plate away, and set a leather-bound ledger on the table. Emily bit her lip and used the side of her fork to try to cut off the corner. Ah. Success. She glanced up and caught Carter grinning at her. Heat flooded her cheeks, and she dropped her gaze back to her breakfast. Even without looking, she knew he was still watching. She’d show him she was a woman who could tackle anything—big or small. Her grandmother thumbed through the ledger. “And Carter studied finance, Emily. Since your brother is busy running your father’s business, I’ve asked Carter to help me manage my assets.” “But I thought—” Emily jerked. The bite of waffle on the tip of her fork, drenched in strawberry syrup, went flying across the table. 4 Instinct alone propelled Carter to catch the chunk of waffle midair. The contents squished in his palm, and he grabbed his napkin from the table. When he’d managed to scrub the worst of the berry stain off, he looked up and met Emily’s horrified gaze. Laughter rumbled in his chest, but with great effort he kept it in check.

Every now and then, we change our minds. It's our prerogative. The big secret is" - I leaned in conspiratorially - "sometimes, even we don't know why. There are times after we pick a fight where we're as confused as you are. But there's no way we're admitting it." I shrugged a shoulder, "That's why we have boobs." Jake's eyebrows shot up. "See, after we've acted crazy, and the guy's wondering what he's doing with us, we use them to mesmerize him, so he forgets that we're crazy." I shot Jake my most seductive smile and leaned the assets in question against his arm. "And by the way, if you look at my cleavage right now, even though I'm the one talking about it, I'll accuse you of not caring about what I saw and of just treating me like an object." Jake swallowed hard, keeping eye contact with me, though I could tell he was fighting his impulse to look down. A mischievous glint flickered through his eyes. "And treating you like an object would be bad?

...Because the sacred fire that lights all nature liveliest of all in its own image glows. All these prerogatives the human creature possesses, and if one of them should fail, he must diminish from his noble stature. Sin only can disenfranchise him, and veil his likeness to the Highest Good; whereby the light in him is lessened and grows pale. Ne'er can he win back dignities so high till the void made by guilt be all filled in with just amends paid for by illicit joy. Now, when your nature as a whole did sin in its first root, it lost these great awards, and lost the Eden of its origin; nor might they be recovered afterwards by any means, as if thou search thou'lt see, except by crossing one of these two fords; either must God, of his sole courtesy, remit, or man must pay with all that's his, the debt of sin in its entirety. Within the Eternal Counsel's deep abyss rivet thine eye, and with a heed as good as thou canst give me, do thou follow this. Man from his finite assets never could make satisfaction; ne'er could he abase him so low, obey thereafter all he would, as he'd by disobedience sought to raise him; and for this cause man might not pay his due himself, nor from the debtor's roll erase him. Needs then must God, by his own ways, renew man's proper life, and reinstate him so; his ways I say - by one, or both of two. And since the doer's actions ever show more gracious as the style of them makes plain the goodness of the heart from which they flow, that most high Goodness which is God was fain - even God, whose impress Heaven and earth display - by all His ways to lift you up again; nor, between final night and primal day, was e'er proceeding so majestical and high, nor shall not be, by either way; for God's self-giving, which made possible that man should raise himself, showed more largesse than if by naked power He'd cancelled all; and every other means would have been less than justice, if it had not pleased God's Son to be humiliate in fleshliness.

I have now reached the point where I may indicate briefly what to me constitutes the essence of the crisis of our time. It concerns the relationship of the individual to society. The individual has become more conscious than ever of his dependence upon society. But he does not experience this dependence as a positive asset, as an organic tie, as a protective force, but rather as a threat to his natural rights, or even to his economic existence. Moreover, his position in society is such that the egotistical drives of his make-up are constantly being accentuated, while his social drives, which are by nature weaker, progressively deteriorate. All human beings, whatever their position in society, are suffering from this process of deterioration. Unknowingly prisoners of their own egotism, they feel insecure, lonely, and deprived of the naïve, simple, and unsophisticated enjoyment of life. Man can find meaning in life, short and perilous as it is, only through devoting himself to society.

PERSONAL BILL OF RIGHTS FOR MY RELATIONSHIPS 1. I have a right to be treated with courtesy and respect. 2. I have a right to be the only romantic or sexual interest in my partner’s life. 3. I have a right to be informed about our assets, manage my own finances, and choose how I spend my money. 4. I have a right to have a say in decisions that affect myself and my family. 5. I have a right to be wrong and make mistakes without being punished or humiliated. 6. I have the right to live without emotional or physical violence. 7. I have the right to voice my opinion respectfully without retribution. 8. I have the right to have my personal property treated with respect. 9. I have the right to talk to others about matters that affect me. 10. I have the right to choose my own friends. 11. I have the right to enjoy myself. 12. I have the right to live without guns or pornography in my house. 13. My children have the right to be treated with respect and dignity. (Adapted from Cooper & Cooper, 2008)

You often find this difference between different types of investors. Some will tell you that all the value is in driving down the price you pay as low as possible. These investors revel in the transaction itself, in playing with the deal terms, in beating up their opponent at the negotiating table. That has always seemed short term to me. What that thinking ignores is all the value you can realize once you own an asset: the improvements you can make, the refinancing you can do to improve your returns, the timing of your sale to make the most of a rising market. If you waste all your energy and goodwill in pursuit of the lowest possible purchase price and end up losing the asset to a higher bidder, all that future value goes away. Sometimes it’s best to pay what you have to pay and focus on what you can then do as an owner. The returns to successful ownership will often be much higher than the returns on winning a one-off battle over price. At the price I suggested, I calculated that we would lock in a 16 percent annual yield.

It is not enough to live here and now. Not enough for me, anyway. I need those imaginative leaps out of my own time frame and into other places - places where things were done differently. Reading has provided me with that, for the most part, but it is objects, things like these scraps of pottery, that have most keenly conjured up all those elsewheres - inaccessible but eerily available to the imagination. The past is irretrievable, but it lurks. It sends out tantalizing messages, coded signals in the form of a clay pipe stem, a smashed wine bottle. Two leaping fish from twelfth-century Cairo. I can't begin to understand what that time was like, or how the men who made them lived, but I can know that it all happened - that old Cairo existed, and a particular potter. To have the leaping fish sherd on my mantelpiece - and all those other sherds in the cake tin - expands my concept of time. There is a further dimension to memory; it is not just a private asset, but something vast, collective, resonant. And all because fragments of detritus survive, and I can consider them.

Okay, so I shouldn't have fucked with her on the introduction thing. Writing nothing except, Saturday night. You and me. Driving lessons and hot sex ... in her notebook probably wasn't the smartest move. But I was itching to make Little Miss Perfecta stumble in her introduction of me. And stumbling she is. "Miss Ellis?" I watch in amusement as Perfection herself looks up at Peterson. Oh, she's good. This partner of mine knows how to hide her true emotions, something I recognize because I do it all the time. "Yes?" Brittany says, tilting her head and smiling like a beauty queen. I wonder if that smile has ever gotten her out of a speeding ticket. "It's your turn. Introduce Alex to the class." I lean an elbow on the lab table, waiting for an introduction she has to either make up or fess up she knows less than crap about me. She glances at my comfortable position and I can tell from her deer-in-the-headlights look I've stumped her. "This is Alejandro Fuentes," she starts, her voice hitching the slightest bit. My temper flares at the mention of my given name, but I keep a cool facade as she continues with a made-up introduction. "When he wasn't hanging out on street corners and harassing innocent people this summer, he toured the inside of jails around the city, if you know what I mean. And he has a secret desire nobody would ever guess." The room suddenly becomes quiet. Even Peterson straightens to attention. Hell, even I'm listening like the words coming out of Brittany's lying, pink-frosted lips are gospel. "His secret desire," she continues, "is to go to college and become a chemistry teacher, like you, Mrs. Peterson." Yeah, right. I look over at my friend Isa, who seems amused that a white girl isn't afraid of giving me smack in front of the entire class. Brittany flashes me a triumphant smile, thinking she's won this round. Guess again, gringa. I sit up in my chair while the class remains silent. "This is Brittany Ellis," I say, all eyes now focused on me. "This summer she went to the mall, bought new clothes so she could expand her wardrobe, and spent her daddy's money on plastic surgery to enhance her, ahem, assets." It might not be what she wrote, but it's probably close enough to the truth. Unlike her introduction of me. Chuckles come from mis cuates in the back of the class, and Brittany is as stiff as a board beside me, as if my words hurt her precious ego. Brittany Ellis is used to people fawning all over her and she could use a little wake-up call. I'm actually doing her a favor. Little does she know I'm not finished with her intro. "Her secret desire," I add, getting the same reaction as she did during her introduction, "is to date a Mexicano before she graduates." As expected, my words are met by comments and low whistles from the back of the room. "Way to go, Fuentes," my friend Lucky barks out. "I'll date you, mamacita, " another says. I give a high five to another Latino Blood named Marcus sitting behind me just as I catch Isa shaking her head as if I did something wrong. What? I'm just having a little fun with a rich girl from the north side. Brittany's gaze shifts from Colin to me. I take one look at Colin and with my eyes tell him game on. Colin's face instantly turns bright red, resembling a chile pepper. I have definitely invaded his territory.

Jobs and Wozniak had no personal assets, but Wayne (who worried about a global financial Armageddon) kept gold coins hidden in his mattress. Because they had structured Apple as a simple partnership rather than a corporation, the partners would be personally liable for the debts, and Wayne was afraid potential creditors would go after him. So he returned to the Santa Clara County office just eleven days later with a “statement of withdrawal” and an amendment to the partnership agreement. “By virtue of a re-assessment of understandings by and between all parties,” it began, “Wayne shall hereinafter cease to function in the status of ‘Partner.’” It noted that in payment for his 10% of the company, he received $800, and shortly afterward $1,500 more. Had he stayed on and kept his 10% stake, at the end of 2012 it would have been worth approximately $54 billion. Instead he was then living alone in a small home in Pahrump, Nevada, where he played the penny slot machines and lived off his social security check. He later claimed he had no regrets. “I made the best decision for me at the time. Both of them were real whirlwinds, and I knew my stomach and it wasn’t ready for such a ride.

The most difficult thing about you,' Ester said, 'what pains me most, is your far to keen and quite astounding sense of your assets.' 'What assets?' 'Fluctuations of capital. Relationship capital.' He encouraged her to elaborate. 'Inside you, there's an account from which you make automatic transactions. You, more than anyone else I have known, have a sense of your balance down to the last öre, and you base your behaviour towards me on that. Do you need to make a deposit, perhaps by being considerate, or can you afford to make a withdrawal by being scornful, cold and indifferent, or do you even have to touch your balance at all? Everyone has an account like this inside them, all people keep track of when they should make an effort and when they can sit back, when to make a withdrawal or a deposit. But your capital calibrator is much more finely tuned than most, and far less impacted by moral judgments. You don't seem to want to adjust it based on outside or competing perspectives, for example the well-being of your fellow man or partner. And it doesn't seem to occur to you to simply disregard it - which you can, you know. You only ever do as much as you have to. I'm sorry to say it's unsettling to watch.

Revitalized and healthy, I started dreaming new dreams. I saw ways that I could make a significant contribution by sharing what I’ve learned. I decided to refocus my legal practice on counseling and helping start-up companies avoid liability and protect their intellectual property. To share some of what I know, I started a blog, IP Law for Startups, where I teach basic lessons on trade secrets, trademarks, copyrights, and patents and give tips for avoiding the biggest blunders that destroy the value of intellectual assets. Few start-up companies, especially women-owned companies that rarely get venture capital funding, can afford the expensive hourly rates of a large law firm to the get the critical information they need. I feel deeply rewarded when I help a company create a strategy that protects the value of their company and supports their business dreams. Further, I had a dream to help young women see their career possibilities. In partnership with my sister, Julie Simmons, I created lookilulu.com, a website where women share their insights, career paths, and ways they have integrated motherhood with their professional pursuits. When my sister and I were growing up on a farm, we had a hard time seeing that women could have rewarding careers. With Lookilulu® we want to help young women see what we couldn’t see: that dreams are not linear—they take many twists and unexpected turns. As I’ve learned the hard way, dreams change and shift as life happens. I’ve learned the value of continuing to dream new dreams after other dreams are derailed. I’m sure I’ll have many more dreams in my future. I’ve learned to be open to new and unexpected opportunities. By way of postscript, Jill writes, “I didn’t grow up planning to be lawyer. As a girl growing up in a small rural town, I was afraid to dream. I loved science, but rather than pursuing medical school, I opted for low-paying laboratory jobs, planning to quit when I had children. But then I couldn’t have children. As I awakened to the possibility that dreaming was an inalienable right, even for me, I started law school when I was thirty; intellectual property combines my love of law and science.” As a young girl, Jill’s rightsizing involved mustering the courage to expand her dreams, to dream outside of her box. Once she had children, she again transformed her dreams. In many ways her dreams are bigger and aim to help more people than before the twists and turns in her life’s path.

When Joe and I went to meet Goldman’s real estate team, though, we found they had a different view of the risks of this deal. Goldman wanted to bid as low as possible to avoid overpaying. For me, the biggest risk was not offering enough and missing out on a tremendous opportunity. I wanted to make sure we beat Bankers Trust’s expected bid. You often find this difference between different types of investors. Some will tell you that all the value is in driving down the price you pay as low as possible. These investors revel in the transaction itself, in playing with the deal terms, in beating up their opponent at the negotiating table. That has always seemed short term to me. What that thinking ignores is all the value you can realize once you own an asset: the improvements you can make, the refinancing you can do to improve your returns, the timing of your sale to make the most of a rising market. If you waste all your energy and goodwill in pursuit of the lowest possible purchase price and end up losing the asset to a higher bidder, all that future value goes away. Sometimes it’s best to pay what you have to pay and focus on what you can then do as an owner. The returns to successful ownership will often be much higher than the returns on winning a one-off battle over price.

While these tactics were aggressive and crude, they confirmed that our legislation had touched a nerve. I wasn’t the only one who recognized this. Many other victims of human rights abuses in Russia saw the same thing. After the bill was introduced they came to Washington or wrote letters to the Magnitsky Act’s cosponsors with the same basic message: “You have found the Achilles’ heel of the Putin regime.” Then, one by one, they would ask, “Can you add the people who killed my brother to the Magnitsky Act?” “Can you add the people who tortured my mother?” “How about the people who kidnapped my husband?” And on and on. The senators quickly realized that they’d stumbled onto something much bigger than one horrific case. They had inadvertently discovered a new method for fighting human rights abuses in authoritarian regimes in the twenty-first century: targeted visa sanctions and asset freezes. After a dozen or so of these visits and letters, Senator Cardin and his cosponsors conferred and decided to expand the law, adding sixty-five words to the Magnitsky Act. Those new words said that in addition to sanctioning Sergei’s tormentors, the Magnitsky Act would sanction all other gross human rights abusers in Russia. With those extra sixty-five words, my personal fight for justice had become everyone’s fight. The revised bill was officially introduced on May 19, 2011, less than a month after we posted the Olga Stepanova YouTube video. Following its introduction, a small army of Russian activists descended on Capitol Hill, pushing for the bill’s passage. They pressed every senator who would talk to them to sign on. There was Garry Kasparov, the famous chess grand master and human rights activist; there was Alexei Navalny, the most popular Russian opposition leader; and there was Evgenia Chirikova, a well-known Russian environmental activist. I didn’t have to recruit any of these people. They just showed up by themselves. This uncoordinated initiative worked beautifully. The number of Senate cosponsors grew quickly, with three or four new senators signing on every month. It was an easy sell. There wasn’t a pro-Russian-torture-and-murder lobby in Washington to oppose it. No senator, whether the most liberal Democrat or the most conservative Republican, would lose a single vote for banning Russian torturers and murderers from coming to America. The Magnitsky Act was gathering so much momentum that it appeared it might be unstoppable. From the day that Kyle Scott at the State Department stonewalled me, I knew that the administration was dead set against this, but now they were in a tough spot. If they openly opposed the law, it would look as if they were siding with the Russians. However, if they publicly supported it, it would threaten Obama’s “reset” with Russia. They needed to come up with some other solution. On July 20, 2011, the State Department showed its cards. They sent a memo to the Senate entitled “Administration Comments on S.1039 Sergei Magnitsky Rule of Law.” Though not meant to be made public, within a day it was leaked.

Michael’s Magical Sweet Potato Muffins WHISK TOGETHER 1 cup dark brown sugar, 1/2 cup oil, 1 running-over teaspoon vanilla, and 2 eggs. Then, in another bowl, mix together 2 cups all-purpose flour, 2 teaspoons baking powder, 1 teaspoon cinnamon, 1 teaspoon nutmeg, 1/2 teaspoon allspice, and 1/2 teaspoon salt. To that, add 2 big giant sweet potatoes—either baked or boiled—and mashed. I suppose you COULD use canned ones, but it kinda makes me gag to think about. Add your egg/sugar mixture to all of that and stir it up without beating it to death. Put it in greased muffin tins and bake for about 25 to 30 minutes at 350°F. (If you want to, you could add 1/2 cup raisins or 1 cup pecans. I’d go with the pecans—not a big fan of raisins in stuff, but that’s just me.)   Okay—I have got

The phone rang. It was a familiar voice. It was Alan Greenspan. Paul O'Neill had tried to stay in touch with people who had served under Gerald Ford, and he'd been reasonably conscientious about it. Alan Greenspan was the exception. In his case, the effort was constant and purposeful. When Greenspan was the chairman of Ford's Council of Economic Advisers, and O'Neill was number two at OMB, they had become a kind of team. Never social so much. They never talked about families or outside interests. It was all about ideas: Medicare financing or block grants - a concept that O'Neill basically invented to balance federal power and local autonomy - or what was really happening in the economy. It became clear that they thought well together. President Ford used to have them talk about various issues while he listened. After a while, each knew how the other's mind worked, the way married couples do. In the past fifteen years, they'd made a point of meeting every few months. It could be in New York, or Washington, or Pittsburgh. They talked about everything, just as always. Greenspan, O'Neill told a friend, "doesn't have many people who don't want something from him, who will talk straight to him. So that's what we do together - straight talk." O'Neill felt some straight talk coming in. "Paul, I'll be blunt. We really need you down here," Greenspan said. "There is a real chance to make lasting changes. We could be a team at the key moment, to do the things we've always talked about." The jocular tone was gone. This was a serious discussion. They digressed into some things they'd "always talked about," especially reforming Medicare and Social Security. For Paul and Alan, the possibility of such bold reinventions bordered on fantasy, but fantasy made real. "We have an extraordinary opportunity," Alan said. Paul noticed that he seemed oddly anxious. "Paul, your presence will be an enormous asset in the creation of sensible policy." Sensible policy. This was akin to prayer from Greenspan. O'Neill, not expecting such conviction from his old friend, said little. After a while, he just thanked Alan. He said he always respected his counsel. He said he was thinking hard about it, and he'd call as soon as he decided what to do. The receiver returned to its cradle. He thought about Greenspan. They were young men together in the capital. Alan stayed, became the most noteworthy Federal Reserve Bank chairman in modern history and, arguably the most powerful public official of the past two decades. O'Neill left, led a corporate army, made a fortune, and learned lessons - about how to think and act, about the importance of outcomes - that you can't ever learn in a government. But, he supposed, he'd missed some things. There were always trade-offs. Talking to Alan reminded him of that. Alan and his wife, Andrea Mitchell, White House correspondent for NBC news, lived a fine life. They weren't wealthy like Paul and Nancy. But Alan led a life of highest purpose, a life guided by inquiry. Paul O'Neill picked up the telephone receiver, punched the keypad. "It's me," he said, always his opening. He started going into the details of his trip to New York from Washington, but he's not much of a phone talker - Nancy knew that - and the small talk trailed off. "I think I'm going to have to do this." She was quiet. "You know what I think," she said. She knew him too well, maybe. How bullheaded he can be, once he decides what's right. How he had loved these last few years as a sovereign, his own man. How badly he was suited to politics, as it was being played. And then there was that other problem: she'd almost always been right about what was best for him. "Whatever, Paul. I'm behind you. If you don't do this, I guess you'll always regret it." But it was clearly about what he wanted, what he needed. Paul thanked her. Though somehow a thank-you didn't seem appropriate. And then he realized she was crying.

Collateral Capacity or Net Worth? If young Bill Gates had knocked on your door asking you to invest $10,000 in his new company, Microsoft, could you get your hands on the money? Collateral capacity is access to capital. Your net worth is irrelevant if you can’t access any of the money. Collateral capacity is my favorite wealth concept. It’s almost like having a Golden Goose! Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes. Your collateral capacity helps you to avoid or minimize unnecessary wealth transfers where possible, and accumulate an increasing pool of capital providing accessibility, control and uninterrupted compounding. It is the amount of money that you can access through collateralizing a loan against your money, allowing your money to continue earning interest and working for you. It’s very important to understand that accessibility, control and uninterrupted compounding are the key components of collateral capacity. It’s one thing to look good on paper, but when times get tough, assets that you can’t touch or can’t convert easily to cash, will do you little good. Three things affect your collateral capacity: ① The first is contributions into savings and investment accounts that you can access. It would be wise to keep feeding your Golden Goose. Often the lure of higher return potential also brings with it lack of liquidity. Make sure you maintain a good balance between long-term accounts and accounts that provide immediate liquidity and access. ② Second is the growth on the money from interest earned on the money you have in your account. Some assets earn compound interest and grow every year. Others either appreciate or depreciate. Some accounts could be worth a great deal but you have to sell or close them to access the money. That would be like killing your Golden Goose. Having access to money to make it through downtimes is an important factor in sustaining long-term growth. ③ Third is the reduction of any liens you may have against these accounts. As you pay off liens against your collateral positions, your collateral capacity will increase allowing you to access more capital in the future. The goose never quit laying golden eggs – uninterrupted compounding. Years ago, shortly after starting my first business, I laughed at a banker that told me I needed at least $25,000 in my business account in order to borrow $10,000. My business owner friends thought that was ridiculously funny too. We didn’t understand collateral capacity and quite a few other things about money.

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!

Demonstrating for peace to promote war was nothing new. Totalitarianism always requires a tangible enemy. To the ancient Greeks, a holocaust was simply a burnt sacrifice. Khrushchev wanted to go down in history as the Soviet leader who exported communism to the American continent. In 1959 he was able to install the Castro brothers in Havana and soon my foreign intelligence service became involved in helping Cuba's new communist rulers to export revolution throughout South America. At that point it did not work. In the 1950s and 1960s most Latin Americans were poor, religious peasants who had accepted the status quo. A black version of liberation theology began growing in a few radical-leftist black churches in the US where Marxist thought is predicated on a system pf oppressor class ( white ) versus victim class ( black ) and it sees just one solution: the destruction of the enemy. In the 1950s UNESCO was perceived by many as a platform for communists to attack the West and the KGB used it to place agents around the world. Che Guevara's diaries, with an introduction by Fidel Castro, were produced by the Kremlin's dezinformatsiya machine. Changing minds is what Soviet communism was all about. Khrushchev's political necrophagy ( = blaming and condemning one's predecessor in office. It is a dangerous game. It hurts the country's national pride and it usually turns against its own user ) evolved from the Soviet tradition of sanctifying the supreme ruler. Although the communists publicly proclaimed the decisive role of the people in history, the Kremlin and its KGB believed that only the leader counted. Change the public image of the leader and you change history, I heard over and over from Khrushchev's lips. Khrushchev was certainly the most controversial Soviet to reign in the Kremlin. He unmasked Stalin's crimes, but he made political assassination a main instrument of his own foreign policy; he authored a policy of peaceful coexistence with the West but he pushed the world to the brink of nuclear war; he repaired Moscow's relationships with Yugoslavia's Tito, but he destroyed the unity of the communist world. His close association with Stalin's killings made him aware of what political crime could accomplish and gave him a taste for the simple criminal solution. His total ignorance about the civilized world, together with his irrational hatred of the "bourgeoisie" and his propensity to offend people, made him believe that disinformation and threats were the most efficient and dignified way for a Soviet leader to deal with "bourgeois" governments. As that very clever master of deception Yuri Andropov once told me, if a good piece of disinformation is repeated over and over, after a while it will take on a life of its own and will, all by itself, generate a horde or unwitting but passionate advocates. When I was working for Ceausescu, I always tried to find a way to help him reach a decision on his own, rather than telling him directly what I thought he should do about something. That way both of us were happy. From our KGB advisors, I had learned that the best way to ut over a deception was to let the target see something for himself, with his own eyes. By 1999, President Yeltsin's ill-conceived privatization had enabled a small clique of predatory insiders to plunder Russia's most valuable assets. The corruption generated by this widespread looting penetrated every corner of the country and it eventually created a Mafia-style economic system that threatened the stability of Russia itself. During the old Cold War, the KGB was a state within a state. In Putin's time, the KGB now rechristened FSB, is the state. The Soviet Union had one KGB officer for every 428 citizens. In 2004, Putin's Russia had one FSB officer for every 297 citizens.

It struck me that my backside was my best asset and that keeping it hidden would be like Oedipus pulling out his eyes so that he couldn't see the errors of the past.