Arrive Safe And Sound Quotes

It’s the beating of my heart. The way I lie awake, playing with shadows slowly climbing up my wall. The gentle moonlight slipping through my window and the sound of a lonely car somewhere far away, where I long to be too, I think. It’s the way I thought my restless wandering was over, that I’d found whatever I thought I had found, or wanted, or needed, and I started to collect my belongings. Build a home. Safe behind the comfort of these four walls and a closed door. Because as much as I tried or pretended or imagined myself as a part of all the people out there, I was still the one locking the door every night. Turning off the phone and blowing out the candles so no one knew I was home. ’cause I was never really well around the expectations of my personality and I wanted to keep to myself. and because I haven’t been very impressed lately. By people, or places. Or the way someone said he loved me and then slowly changed his mind.

I arrived next to them right as she laughed at something he said. It rang through the air like silver bells, and the tic in my jaw pulsed harder. He didn’t deserve her laugh. “Something funny?” I asked, masking my ire with an expression of cool indifference. Surprise and wariness flared in Ava’s eyes at the sight of me. Good. She should be wary. She should be fucking home, safe and sound, instead of dancing with a manwhore like Colton and letting him put his hands all over her. “I was just telling her a joke.” Colton chuckled but shot me a warning look that said, Why are you cockblocking, man? He was lucky if all I did was cockblock. I was tempted to break every bone in his hand for touching her like that. “You mind? We’re in the middle of a dance.” “Actually, it’s my turn.” I maneuvered myself between them and pulled him off her with a little more force than necessary. Colton flinched. “You have to leave the gala early. Business calls.

It doesn’t matter how I arrive at my conclusions, so long as I reach my destination safe and sound. Especially sound.

Is not 'casual' labour the very secret and safety-valve of a safe and sound labour system generally?...In a complicated and commercial state constant employment at regular wages is impossible; while dole-supported unemployment, at anything like the wages of employment, is demoralizing to begin with and ruinous at its more or less quickly arriving end.

Tank: …I would have liked to say a proper goodbye. It’s not often that we’re in the same state. Bess: You might be surprised. But I couldn’t take the risk of waking you up. After all, you got me naked about four minutes after arriving in your room. So I have no idea what “a proper goodbye” might mean to you. Restraints, probably. And a safe word. Tank: That sounds about right. Next time, then.

Prince Arctic?” A silvery white dragon poked her head around the door, tapping three times lightly on the ice wall. Arctic couldn’t remember her name, which was the kind of faux pas his mother was always yelling at him about. He was a prince; it was his duty to have all the noble dragons memorized along with their ranks so he could treat them according to exactly where they fit in the hierarchy. It was stupid and frustrating and if his mother yelled at him about it one more time, he would seriously enchant something to freeze her mouth shut forever. Oooo. What a beautiful image. Queen Diamond with a chain of silver circles wound around her snout and frozen to her scales. He closed his eyes and imagined the blissful quiet. The dragon at his door shifted slightly, her claws making little scraping sounds to remind him she was there. What was she waiting for? Permission to give him a message? Or was she waiting for him to say her name — and if he didn’t, would she go scurrying back to the queen to report that he had failed again? Perhaps he should enchant a talisman to whisper in his ear whenever he needed to know something. Another tempting idea, but strictly against the rules of IceWing animus magic. Animus dragons are so rare; appreciate your gift and respect the limits the tribe has set. Never use your power frivolously. Never use it for yourself. This power is extremely dangerous. The tribe’s rules are there to protect you. Only the IceWings have figured out how to use animus magic safely. Save it all for your gifting ceremony. Use it only once in your life, to create a glorious gift to benefit the whole tribe, and then never again; that is the only way to be safe. Arctic shifted his shoulders, feeling stuck inside his scales. Rules, rules, and more rules: that was the IceWing way of life. Every direction he turned, every thought he had, was restricted by rules and limits and judgmental faces, particularly his mother’s. The rules about animus magic were just one more way to keep him trapped under her claws. “What is it?” he barked at the strange dragon. Annoyed face, try that. As if he were very busy and she’d interrupted him and that was why he was skipping the usual politic rituals. He was very busy, actually. The gifting ceremony was only three weeks away. It was bad enough that his mother had dragged him here, to their southernmost palace, near the ocean and the border with the Kingdom of Sand. She’d promised to leave him alone to work while she conducted whatever vital royal business required her presence. Everyone should know better than to disturb him right now. The messenger looked disappointed. Maybe he really was supposed to know who she was. “Your mother sent me to tell you that the NightWing delegation has arrived.” Aaarrrrgh. Not another boring diplomatic meeting.

I’m very glad,” Jones continued fervently, sounding like a card-carrying Colin Firth impersonator. “So very glad. You can’t know how glad . . .” He cleared his throat. “I hate to be the bearer of more bad tidings, but your . . . friend was something of a criminal, the way I heard it. He had a price on his head—millions—from some druglord who wanted him dead. Chased him mercilessly, for years. I guess this Jones fellow used to work for him—it’s all very sordid, I’m afraid. And dangerous. He had to be on the move constantly. It was risky just to have a drink with Jones—you might’ve gotten killed in the crossfire. Of course, the big irony here is that the druglord died two weeks before Jones. He never knew it, but he was finally free.” As he looked at her with those eyes that she’d dreamed about for so many months, Molly understood. Jones was here, now, only because the druglord known as Chai, a dangerous and sadistic bastard who’d spent years hunting him, was finally dead. “It’s entirely possible that whoever’s taken over business for this druglord,” he continued, “would’ve gone after this Jones, too. Of course, he probably wouldn’t have searched to the ends of the earth for him . . . Although, when dealing with such dangerous types, it pays to be cautious, I suppose.” Message received. “Not that that’s anything Jones needs to worry about,” he added. “Considering he’s left his earthly cares behind. Still, I suspect it’s rather hot where he’s gone.” Yes, it certainly was hot in Kenya right now. Molly covered her mouth, pretending to sob instead of laugh. “Shhh,” Helen admonished him, thinking, of course, that he was referring to an unearthly heat. “Don’t say such a thing. She loved him.” She turned back to Molly. “This Jones is the man that you spoke of so many times?” Molly could see from the expression on Jones’s face that Helen had given her away. She might as well go big with the truth. She wipes her eyes with a handkerchief that Helen had at the ready, then met his gaze. “I loved him very much. I’ll always love him,” she told this man who’d traveled halfway around the world for her, who apparently had waited years for it to be safe enough for him to join her, who had actually thought that, once he arrived, she might send him away. If you don’t want me here—and I don’t blame you if you don’t—just say the word . . . “He was a good man,” Molly said, “with a good heart.” Her voice shook, because, dear Lord, there were now tears in his eyes, too. “He deserved forgiveness—I’m positive he’s in heaven.” “I don’t think it’s going to be that easy for him,” he whispered. “It shouldn’t be . . .” He cleared his throat, put his glasses back on. “I’m so sorry to have distressed you, Miss Anderson. And I haven’t even properly introduced myself. Where are my manners?” He held out his hand to her. “Leslie Pollard.” Even with his glasses on, she could see quite clearly that he’d far rather be kissing her. But that would have to wait for later, when he came to her tent . . . No, wait, Gina would be there. Molly would have to go to his. Later, she told him with her eyes, as she reached out and, for the first time in years, touched the hand of the man that she loved.

them.” “Okay, Arceus and Calvin,” I said. “Yes?” they answered. “I need you guys to get horses and track down Team Scorpion. Once you have their location, we will assemble a team and attack their hideout.” Arceus nodded. “It sounds like a good plan.” “But what if they just keep running and they never stop?” asked Calvin. “They have to stop sometime,” said Shadow. “Plus, they have to stash their loot somewhere.” Calvin nodded. “Okay, we’ll head to Thane’s stable. I’ll pick up Rose too, she can help us track them.” “Good idea,” I said. Before leaving, Arceus turned to Cindy and said, “Alas, our time reunited was so short, and now we must part again, my love.” “Uh, why are you calling me that? I’m not your love,” Cindy replied. “Oh, but you are, darling. I love you, so therefore, you are my love.” “You love me…?” Cindy had a shocked expression on her face. “Yes, of course. If not for you, I would have left this town a long time ago.” “Really?” "To be honest, I hate this town. There's always some troubling event going on here. But this is your hometown, and I know you love it so. Therefore, I will gladly fight to my dying breath to defend it if I must.” Cindy blushed. “Um… that’s… very sweet of you…” “Well, we should head out now. Until we meet again, my love.” Arceus hugged Cindy and then he left with Calvin to go to the stable. “What should we do in the meantime?” asked Devlin. “We’ll go home and check up on everyone. We gotta make sure they’re okay.” “And then?” “We’ll prepare for the assault on Team Scorpion’s hideout.” Knight-Captain Devlin nodded. We made our way back to town. When we arrived, we saw a bunch of villagers by town hall. They were drowning the mayor with questions. “Who were those jerks?!” a villager asked. “What did they want?!” asked another. “I thought this place was safe!” yelled a new villager. “How are you going to protect us from them?!” The questions went on and on. The mayor lost the crowd, he had no control over them whatsoever. They were becoming restless.

Jamie guessed he wasn’t sure if calling it a homeless shelter when it was filled with homeless people was somehow offensive. He’d had two complaints lodged against him in the last twelve months alone for the use of ‘inappropriate’ language. Roper was a fossil, stuck in a by-gone age, struggling to stay afloat. He of course wouldn’t have this problem if he bothered to read any of the sensitivity emails HR pinged out. But he didn’t. And now he was on his final warning. Jamie left him to flounder and scanned the crowd and the room for anything amiss.  People were watching them. But not maliciously. Mostly out of a lack of anything else to do. They’d been there overnight by the look of it. Places like this popped up all over the city to let them stay inside on cold nights. The problem was finding a space that would house them. ‘No, not the owner,’ Mary said, sighing. ‘I just rent the space from the council. The ceiling is asbestos, and they can’t use it for anything, won’t get it replaced.’ She shrugged her shoulders so high that they touched the earrings. ‘But these people don’t mind. We’re not eating the stuff, so…’ She laughed a little. Jamie thought it sounded sad. It sort of was. The council wouldn’t let children play in there, wouldn’t let groups rent it, but they were happy to take payment and let the homeless in. It was safe enough for them. She pushed her teeth together and started studying the faded posters on the walls that encouraged conversations about domestic abuse, about drug addiction. From when this place was used. They looked like they were at least a decade old, maybe two. Bits of tape clung to the paint around them, scraps of coloured paper frozen in time, preserving images of long-past birthday parties. There was a meagre stage behind the coffee dispenser, and to the right, a door led into another room. ‘Do you know this boy?’ Roper asked, holding up his phone, showing Mary a photo of Oliver Hammond taken that morning. The officers who arrived on scene had taken it and attached it to the central case file. Roper was just accessing it from there. It showed Oliver’s face at an angle, greyed and bloated from the water.  ‘My God,’ Mary said, throwing a weathered hand to her mouth. It wasn’t easy for people who weren’t exposed to death regularly to stomach seeing something like that.  ‘Ms Cartwright,’ Roper said, leaning a little to his left to look in her eyes as she turned away. ‘Can you identify this person? I know it’s hard—’ ‘Oliver — Ollie, he preferred. Hammond, I think. I can check my files…’ She turned and pointed towards the back room Jamie had spotted. ‘If you want—’ Roper put the phone away.

In the year after Chris died, a friend organized a trip for the kids and me to use the time-share at Disney World in Florida. I felt exceptionally lonely the night we arrived in our rental car, exhausted from our flight. Getting our suitcases out, I mentioned something along the lines of “I wish we had Dad here.” “Me, too,” said both of the kids. “But he’s still with us,” I told them, forcing myself to sound as optimistic as possible. “He’s always here.” It’s one thing to say that and another to feel it, and as we walked toward the building I didn’t feel that way at all. We went upstairs--our apartment was on the second floor--and went to the door. A tiny frog was sitting on the door handle. A frog, really? Talk about strange. Anyone who knows the history of the SEALs will realize they trace their history to World War II combat divers: “frogmen” specially trained to infiltrate and scout enemy beaches before invasions (among other duties). They’re very proud of that heritage, and they still occasionally refer to themselves as frogmen or frogs. SEALs often feature frogs in various tattoos and other art related to the brotherhood. As a matter of fact, Chris had a frog skeleton tattoo as a tribute to fallen SEALs. (The term frogman is thought to derive from the gear the combat divers wore, as well as their ability to work both on land and at sea.) But for some reason, I didn’t make the connection. I was just consumed by the weirdness--who finds a frog, even a tiny one, on a door handle? The kids gathered round. Call me squeamish, but I didn’t want to touch it. “Get it off, Bubba!” I said. “No way.” We hunted around and found a little tree branch on the grounds. I held it up to the doorknob, hoping it would hop on. It was reluctant at first, but finally it toddled over to the outside of the door jam. I left it to do whatever frogs do in the middle of the night. Inside the apartment, we got settled. I took out my cell phone and called my mom to say we’d arrived safely. “There was one strange thing,” I told her. “There was a frog on the door handle when we arrived.” “A…frog?” “Yes, it’s like a jungle down here, so hot and humid.” “A frog?” “Yeah.” “And you don’t think there’s anything interesting about that?” “Oh my God,” I said, suddenly realizing the connection. I know, I know: just a bizarre coincidence. Probably. I did sleep really well that night. The next morning I woke up before the kids and went into the living room. I could have sworn Chris was sitting on the couch waiting for me when I came out. I can’t keep seeing you everywhere. Maybe I’m crazy. I’m sorry. It’s too painful. I went and made myself a cup of coffee. I didn’t see him anymore that week.

Fear of "anything nuclear" could stop LFTRs from being built, even though deaths and cancers and disease from all nuclear accidents combined since 1945, major and minor, is less than the deaths produced each year by coal plants. And LFTRs would have better safety and less waste than current nuclear reactors. "The utilities do not have an inherent motive, beyond an unproven profit profile, to make the leap... the large manufacturers, such as Westinghouse, have already made deep financial commitments to a different technology, massive light-water reactors, a technology of proven soundness that has already been certified by the NRC for construction and licensing. Among experts in the policy and technology of nuclear power, one hears that large nuclearplant technology has already arrived

Looking for Family When I first became a follower of Jesus, I had high hopes for finding brothers and sisters, even fathers and mothers, who could help me grow as a new believer. The Christian language of family deeply appealed to me. It sounded like a place of belonging. I imagined times when the fatted calf would be roasted for the next few prodigals who arrived home. I looked for small groups, church meetings, and the fellowship of the “one anothers”1 to offer me what I thought was the norm for the Christian experience of life. I have found that I am not alone in my quest. Many of us are looking for the same thing. Yet our search for a place to belong and for a people to “do” life with often leaves us disappointed and disillusioned. No matter how hard we try, no matter how many places we look, friendship and community can be a superficial experience that never satisfies the soul. We long for the deep friendships of David and Jonathan and Ruth and Naomi, but with the busyness of life, who has time to foster such friendships? What was meant to be community often turns into “catch up” times over coffee where we share safe stories of vacations and children. What God has reminded me is that in every group, every family, and every church, people are wearing their own graveclothes. So am I. But I forget this so often, hoping that this group could be the place where I can finally deal with something important in my life, and all my needs will be met—finally.

The third barrier is the superstitious belief that thinking irrational thoughts keeps the plane in the air. It is true that, if you have flown in the past, you worried and the plane arrived safely. You may even have “helped” by listening to every sound, counting the screws on the wings to see if any were missing, watching the faces of the flight attendants for any sign of panic, looking out the window for other planes that might be on a collision course with your plane, and so forth. Unfortunately, your hypervigilant behavior became linked to the safe arrival of the plane. Giving up your superstitious belief that your monitoring actually was the factor that ensured the safety of the flight may be more scary than flying itself. I can only assure you that you had nothing to do with the plane arriving safely. It is impossible for a relatively small person sitting inside the plane to hold up a modern jetliner that may weigh from 100,000 to 1,000,000 pounds. The air traffic control system and the onboard Traffic Alert and Collision Avoidance System (TCAS) keep the planes a safe distance apart, not your watchful behavior. Decide now to give up these irrational thoughts.

Once upon a time, there lived a man who had a terrible passion for baked beans. He loved them, but they always had an embarrassing and somewhat lively reaction on him. One day he met a girl and fell in love. When it was apparent that they would marry, he thought to himself 'She'll never go for me carrying on like that,' so he made the supreme sacrifice and gave up beans, and shortly after that they got married.      A few months later, on the way home from work, his car broke down and since they lived in the country, he called his wife and told her he would be late because he had to walk. On his way home, he passed a small cafe and the wonderful aroma of baked beans overwhelmed him. Since he still had several miles to walk he figured he could walk off any ill affects before he got home. So he went in and ordered, and before leaving had three extra-large helpings of baked beans. All the way home he farted. He 'putted' down one hill and 'putt-putted' up the next. By the time he arrived home he felt reasonably safe.      His wife met him at the door and seemed somewhat excited. She exclaimed, 'Darling, I have the most wonderful surprise for you for dinner tonight!' She put a blindfold on him, and led him to his chair at the head of the table and made him promise not to peek. At this point he was beginning to feel another one coming on. Just as she was about to remove the blindfold, the telephone rang. She again made him promise not to peek until she returned, and she went to answer the phone.       While she was gone, he seized the opportunity. He shifted his weight to one leg and let go. It was not only loud, but *ripe* as a rotten egg.        He had a hard time breathing, so he felt for his napkin and fanned the air about him. He had just started to feel better, when another urge came on. He raised his leg and 'rrriiiipppp!' It sounded like a diesel engine revving, and smelled worse. To keep from gagging, he tried fanning his arms a while, hoping the smell would dissipate. Things had just about returned to normal when he felt another urge coming. He shifted his weight to his other leg and let go. This was a real blue ribbon winner; the windows rattled, the dishes on the table shook and a minute later the flowers on the table were dead. While keeping an ear tuned in on the conversation in the hallway, and keeping his promise of staying blindfolded, he carried on like this for the next ten minutes, farting and fanning them each time with his napkin.      When he heard the 'phone farewells' (indicating the end of his loneliness and freedom) he neatly laid his napkin on his lap and folded his hands on top of it. Smiling contentedly, he was the picture of innocence when his wife walked in. Apologizing for taking so long, she asked if he had peeked at the dinner. After assuring her he had not, she removed the blindfold and yelled, 'Surprise!'      To his shock and horror, there were twelve dinner guests seated around the table for his surprise birthday party.

He closed the makeshift plywood door, sealing the space so Ethan would not have to hear any sounds from the outside world: not the voices of men, not the scream of steam engines as they arrived at the nearby station. The only sounds would be of their bodies breathing, of their clothes rustling, of skin moving against soft skin. The shack was small and humble, but it was cozy and private, and lit with a light that did not seem to come entirely from the lantern. Afterword, Ethan wept, and Love whispered things meant to make him feel safe. Were it possible, he would have traded his immortality to remain with this beautiful soul, to concentrate all that love on a human who needed it so.

And, I also had to admit, no matter where I went and what I did, Niles didn’t seem bothered with whether I arrived safe and sound. He didn’t check in, even if I was traveling for work and would be away for a few days. And when I checked in, he didn’t seem bothered with the fact that I was checking in. Or, lately (because I tested it a couple of times), when I didn’t check in and then arrived home safely, sometimes days later, he didn’t seem bothered by the fact that I hadn’t checked in.

Circumstances intervened again and his family connections within the newly formed Central Intelligence Agency, combined with their economic and political clout, hastened his Naturalization as a U.S. Citizen, enabling his family to safely take him back to Italy only a few years later, this time to their property in Firenze. On arrival Tonio’s soul awakened with the deepest and most silent joy. The past few years had been a bad dream. He was home. Everything was right. The sky, the buildings, the people, the smells, the sounds, all of it, even the language of the birds. He felt he would never leave again. Untold Stories of Tonio

Word of Galileo’s brotherhood started to spread in the 1630s, and scientists from around the world made secret pilgrimages to Rome hoping to join the Illuminati . . . eager for a chance to look through Galileo’s telescope and hear the master’s ideas. Unfortunately, though, because of the Illuminati’s secrecy, scientists arriving in Rome never knew where to go for the meetings or to whom they could safely speak. The Illuminati wanted new blood, but they could not afford to risk their secrecy by making their whereabouts known.” Vittoria frowned. “Sounds like a situazione senza soluzione.” “Exactly. A catch-22, as we would say.” “So what did they do?” “They were scientists. They examined the problem and found a solution. A brilliant one, actually. The Illuminati created a kind of ingenious map directing scientists to their sanctuary.

I trust you,” I said. “I—I know there’s nothing you wouldn’t do, and it’s important for me that you know I will do everything in my power to keep you safe, too.” “Done,” he said almost too easily. “But I’m pulling older brother privilege, I get to make sure you’re safe first.” “That’s not a thing.” It didn’t sound like a thing. “It’s totally a thing,” Milo said firmly. “Ambiguous language favors the person who wrote the contract. I arrived first, I set the rules, ergo, I wrote the contract.

Listen to a Trusted Voice The chances that we would be deceived by propaganda would diminish significantly if we spent as much time reading our Bibles as we do following the news. Scripture is a lens through which we see the world more clearly. Our ultimate authority is not a top cable news network or other major media outlet. We must look first and foremost to the one voice we can trust, Jesus Christ. God instructs us, “This is my beloved Son, with whom I am well pleased; listen to him” (Matthew 17:5). One of our pastors at The Moody Church was in the hospital with his wife for the birth of their first child. Suddenly, panic swept through the room when the baby’s shoulder was stuck in the birth canal. This young father became anxious. The doctor came over to him, looked him directly in the eyes, and said, “In a moment, this room will be filled with twenty people, and there will be a lot of buzz and activity. But just know this: We have been here before; we know what we are doing; and everything is going to be okay.” The father’s demeanor changed. Worry turned into hopeful anticipation. And yes, they knew what they were doing, and everything was okay. Their daughter arrived safe and sound. Today, when you don’t know who to trust in the cacophony of voices shouting for this point of view or another, listen to the voice that you know with certainty will always speak the truth. Before you turn to your smartphone in the morning, read God’s Word. Listen to His voice. “The words of the LORD are pure words, like silver refined in a furnace on the ground, purified seven times” (Psalm 12:6). We are in a race, with people shouting all kinds of messages to us from the stands. And every runner seems to be headed in a different direction, arguing about where the finish line should be. We are distracted by varied opinions about who is in the race, who should win, and who will lose. Confusion runs rampant, and usually it’s the person who happens to have the loudest megaphone who is heard, though they may be shouting the wrong message. We need to remind ourselves that God knows the truth, and the closer we walk with Him, the more likely we will be kept from error. He assures us that in the end, “everything is going to be okay.

I can give you a very good life, Kate. London, Paris. Anywhere. All you need to do is fulfill the desire that I think you already feel. We both do." Her heart was pounding, her cheeks flaming crimson. Never in all her life did she think she, Kate Madsen, would receive an indecent proposition from a worldly, gorgeous, and fabulously wealthy duke. At first, she was so embarrassed and confused she could not even look at him. She did not want him to see in her eyes that he already had her half-seduced, and had since the night of her arrival. She swallowed hard. "Your Grace---I am a virgin." "I realize that," he purred, "and it pleases me. You do not doubt that I can be gentle with you?" "No---it's not that." She couldn't believe he was doing this to her, putting her in this position---and worse, that she didn't mind that much. Indeed, nothing sounded sweeter than for him to lay her down tonight and make all her problems go away in a luxurious night of pleasure. But he was offering her far more than just one night. The chance to keep him in her life for some period of time into the foreseeable future was a thrilling prospect. It was the proof she had been seeking that this hard, unyielding man did care for her, in his own way. "What are your thoughts?" he asked. Kate peeked at him shyly from under her lashes. It wasn't marriage, which she believed she could probably find without too much trouble. Safe, boring, biddable men were easy enough to come by---but Rohan? A fierce, wild creature like a wolf? "Belong to me," he whispered, staring into her eyes.

A couple recently came to my office. Let’s call them Mark and Elizabeth Schuler. They came in for a consultation at Elizabeth’s request. Mark’s best friend was a stockbroker who had handled the couple’s investment portfolio for decades. All they wanted from me was a second opinion. If all went well, they planned to stop working within five years. After a quick chat about their goals, I organized the mess of financial paperwork they’d brought and set about assessing their situation. As my team and I prepared their “Retirement Map Review,” it was immediately apparent the Schulers were carrying significant market risk. We scheduled a follow-up appointment for two weeks later. When they returned, I asked them to estimate their comfortable risk tolerance. In other words, how much of their savings could they comfortably afford to have exposed to stock market losses? Elizabeth laughed at the question. “We’re not comfortable losing any of it,” she said. I had to laugh too. Of course, no one wants to lose any of their money. But with assets housed in mutual funds, 401(k)s, and stocks, there’s always going to be some measure of risk, not to mention fees to maintain such accounts. We always stand to lose something. So how much could they tolerate losing and still be okay to retire? The Schulers had to think about that for a while. After some quick calculations and hurried deliberation, they finally came up with a number. “I guess if we’re just roughly estimating,” Mark said, “I could see us subjecting about 10 percent of our retirement savings to the market’s ups and downs and still being all right.” Can you guess what percentage of their assets were at risk? After a careful examination of the Schulers’ portfolio, my team and I discovered 100 percent of their portfolio was actually invested in individual stocks—an investment option with very high risk! In fact, a large chunk of the Schulers’ money was invested in Pacific Gas & Electric Company (PG&E), a utility company that has been around for over one hundred years. Does that name sound familiar? When I met with the Schulers, PG&E stock was soaring. But you may remember the company name from several 2019 news headlines in which the electric and natural gas giant was accused of negligence that contributed to 30 billion dollars’ worth of damage caused by California wild fires. In the wake of that disaster, the company’s stock dropped by more than 60 percent in a matter of months. That’s how volatile individual stocks can be.