Agency Bond Quotes

We should not expect individuals to produce good, open-minded, truth-seeking reasoning, particularly when self-interest or reputational concerns are in play. But if you put individuals together in the right way, such that some individuals can use their reasoning powers to disconfirm the claims of others, and all individuals feel some common bond or shared fate that allows them to interact civilly, you can create a group that ends up producing good reasoning as an emergent property of the social system. This is why it's so important to have intellectual and ideological diversity within any group or institution whose goal is to find truth (such as an intelligence agency or a community of scientists) or to produce good public policy (such as a legislature or advisory board).

The fight against climate change is often an opportunity for banks, financial institutions, and ratings agencies to develop a new marketing product, a new green bond, and a new net-zero tracker index fund as often as they can.

Many survivors have such profound deficiencies in self-protection that they can barely imagine themselves in a position of agency or choice. The idea of saying no to the emotional demands of a parent, spouse, lover or authority figure may be practically inconceivable. Thus, it is not uncommon to find adult survivors who continue to minister to the needs of those who once abused them and who continue to permit major intrusions without boundaries or limits. Adult survivors may nurse their abusers in illness, defend them in adversity, and even, in extreme cases, continue to submit to their sexual demands.

We should not expect individuals to produce good, open-minded, truth-seeking reasoning, particularly when self-interest or reputational concerns are in play. But if you put individuals together in the right way, such that some individuals can use their reasoning powers to disconfirm the claims of others, and all individuals feel some common bond or shared fate that allows them to interact civilly, you can create a group that ends up producing good reasoning as an emergent property of the social system. This is why it’s so important to have intellectual and ideological diversity within any group or institution whose goal is to find truth (such as an intelligence agency or a community of scientists) or to produce good public policy (such as a legislature or advisory board).

As a South African I honestly cannot understand how people can't see South Africa as a unique nation, untied by ties of history, bonds of suffering, victory, struggles, hope - and in more ways than I ever before thought possible - blood.

If the decision is unfavourable, the only alternative would be to place our information and our recommendations in the hands of the Deuxième Bureau or of our American colleagues of the Combined Intelligence Agency in Washington. Both of these organizations would doubtless be delighted to take over the scheme.

In the simplest terms: When you buy stock you are buying a part ownership in a company. When you buy bonds you are loaning money to a company or government agency.

A ceremony then. One could well argue that there are not categories of no ceremony but only ceremonies of greater or lesser degree and deferring to this argument we will say that this is a ceremony of a certain magnitude perhaps more commonly known as a ritual. A ritual includes the letting of blood. Rituals which fail in this requirement are but mock rituals. Here every man knows the false at once. Never doubt it. That feeling in the breast that evokes a child's memory of loneliness such as when the other have gone and only the game is left with its solitary participant. A solitary game, without opponent. Where only the rules are at hazard. Dont look away. We are not speaking of mysteries. You of all men are no stranger to that feeling, the emptiness and the despair. It is that which we take arms against, is it not? Is not blood the tempering agent in the mortar which bonds? The judge leaned closer. What do you think death is, man? Of whom do we speak when we speak of a man who was and is not? Are these blind riddles or are they not some part of every man's jurisdiction? What is death if not an agency? And whom does he intend toward?

As the bonds were all priced off the Moody’s rating, the most overpriced bonds were the bonds that had been most ineptly rated. And the bonds that had been most ineptly rated were the bonds that Wall Street firms had tricked the rating agencies into rating most ineptly.

The Central Intelligence Agency, America’s best-known spy shop. In that fearful post-Joe McCarthy era, when assassinated JFK had publicly loved James Bond and secretly been entangled in covert intrigues like assassination plots against Cuba’s Fidel Castro outsourced to the Mafia by our spies, the CIA was a myth-shrouded invisible army. In those pre-Internet days before electronic books, Web sites with varied credibility, and search

You of all men are no stranger to that feeling, the emptiness and the despair. It is that which we take arms against, is it not? Is not blood the tempering agent in the mortar which bonds? The judge leaned closer. What do you think death is, man? Of whom do we speak when we speak of a man who was and is not? Are these blind riddles or are they not some part of every man’s jurisdiction? What is death if not an agency? And whom does he intend toward? Look at me.

The big fear of the 1980s mortgage bond investor was that he would be repaid too quickly, not that he would fail to be repaid at all. The pool of loans underlying the mortgage bond conformed to the standards, in their size and the credit quality of the borrowers, set by one of several government agencies: Freddie Mac, Fannie Mae, and Ginnie Mae. The loans carried, in effect, government guarantees; if the homeowners defaulted, the government paid off their debts.

The triple-A tranches all traded at one price, the triple-B tranches all traded at another, even though there were important differences from one triple-B tranche to another. As the bonds were all priced off the Moody’s rating, the most overpriced bonds were the bonds that had been most ineptly rated. And the bonds that had been most ineptly rated were the bonds that Wall Street firms had tricked the rating agencies into rating most ineptly. “I cannot fucking believe this is allowed,” said Eisman.

why the rating agencies weren’t more critical of bonds underpinned by floating-rate subprime mortgages. Subprime borrowers tended to be one broken refrigerator away from default. Few, if any, should be running the risk of their interest payment spiking up. As most of these loans were structured, however, the homeowner would pay a fixed teaser rate of, say, 8 percent for the first two years, and then, at the start of the third year, the interest rate would skyrocket to, say, 12 percent, and thereafter it would float at permanently high levels.

In some instances, even when crisis intervention has been intensive and appropriate, the mother and daughter are already so deeply estranged at the time of disclosure that the bond between them seems irreparable. In this situation, no useful purpose is served by trying to separate the mother and father and keep the daughter at home. The daughter has already been emotionally expelled from her family; removing her to protective custody is simply the concrete expression of the family reality. These are the cases which many agencies call their “tragedies.” This report of a child protective worker illustrates a case where removing the child from the home was the only reasonable course of action: Division of Family and Children’s Services received an anonymous telephone call on Sept. 14 from a man who stated that he overheard Tracy W., age 8, of [address] tell his daughter of a forced oral-genital assault, allegedly perpetrated against this child by her mother’s boyfriend, one Raymond S. Two workers visited the W. home on Sept. 17. According to their report, Mrs. W. was heavily under the influence of alcohol at the time of the visit. Mrs. W. stated immediately that she was aware why the two workers wanted to see her, because Mr. S. had “hurt her little girl.” In the course of the interview, Mrs. W. acknowledged and described how Mr. S. had forced Tracy to have relations with him. Workers then interviewed Tracy and she verified what mother had stated. According to Mrs. W., Mr. S. admitted the sexual assault, claiming that he was drunk and not accountable for his actions. Mother then stated to workers that she banished Mr. S. from her home. I had my first contact with mother and child at their home on Sept. 20 and I subsequently saw this family once a week. Mother was usually intoxicated and drinking beer when I saw her. I met Mr. S. on my second visit. Mr. S. denied having had any sexual relations with Tracy. Mother explained that she had obtained a license and planned to marry Mr. S. On my third visit, Mrs. W. was again intoxicated and drinking despite my previous request that she not drink during my visit. Mother explained that Mr. S. had taken off to another state and she never wanted to see him again. On this visit mother demanded that Tracy tell me the details of her sexual involvement with Mr. S. On my fourth visit, Mr. S. and Mrs. S. were present. Mother explained that they had been married the previous Saturday. On my fifth visit, Mr. S. was not present. During our discussion, mother commented that “Bay was not the first one who had Tracy.” After exploring this statement with mother and Tracy, it became clear that Tracy had been sexually exploited in the same manner at age six by another of Mrs. S.'s previous boyfriends. On my sixth visit, Mrs. S. stated that she could accept Tracy’s being placed with another family as long as it did not appear to Tracy that it was her mother’s decision to give her up. Mother also commented, “I wish the fuck I never had her.” It appears that Mrs. S. has had a number of other children all of whom have lived with other relatives or were in foster care for part of their lives. Tracy herself lived with a paternal aunt from birth to age five.

We have considered the problem of mental fragmentation and arbitrariness that results when our contact with the world is mediated by representations: representations collapse the basic axis of proximity and distance by which an embodied being orients in the world and draws a horizon of relevance around itself. We noted the prominence of a design philosophy that severs the bonds between action and perception, as in contemporary automobiles that insulate us from the sensorimotor contingencies by which an embodied being normally grasps reality. The case of machine gambling gave us a heightened example of this kind of abstraction, and made clear how such a design philosophy can be turned to especially disturbing purposes in the darker precincts of “affective capitalism,” where our experiences are manufactured for us. We saw that the point of these experiences is often to provide a quasi-autistic escape from the frustrations of life, and that they are especially attractive in a world that lacks a basic intelligibility because it seems to be ordered by “vast impersonal forces” that are difficult to bring within view on a first-person, human scale. I argued that all of this tends to sculpt a certain kind of contemporary self, a fragile one whose freedom and dignity depend on its being insulated from contingency, and who tends to view technology as magic for accomplishing this. For such a self, choosing from a menu of options replaces the kind of adult agency that grapples with things in an unfiltered way.

This was the engine of doom.” He’d draw a picture of several towers of debt. The first tower was the original subprime loans that had been piled together. At the top of this tower was the triple-A tranche, just below it the double-A tranche, and so on down to the riskiest, triple-B tranche—the bonds Eisman had bet against. The Wall Street firms had taken these triple-B tranches—the worst of the worst—to build yet another tower of bonds: a CDO. A collateralized debt obligation. The reason they’d done this is that the rating agencies, presented with the pile of bonds backed by dubious loans, would pronounce 80 percent of the bonds in it triple-A. These bonds could then be sold to investors—pension funds, insurance companies—which were allowed to invest only in highly rated securities.

Instead, the battle is joined at the level of pure abstraction. The issue, the newest Right tells us, is freedom itself, not the doings of the subprime lenders or the ways the bond-rating agencies were compromised over the course of the last decade. Details like that may have crashed the economy, but to the renascent Right they are almost completely irrelevant. What matters is a given politician’s disposition toward free markets and, by extension, toward the common people of the land, whose faithful vicar the market is. Now, there is nothing really novel about the idea that free markets are the very essence of freedom. What is new is the glorification of this idea at the precise moment when free-market theory has proven itself to be a philosophy of ruination and fraud. The revival of the Right is as extraordinary as it would be if the public had demanded dozens of new nuclear power plants in the days after the Three Mile Island disaster; if we had reacted to Watergate by making Richard Nixon a national hero.

As long as you keep treating the individual as the basis of political agency,’ he was saying now, ‘you’re going to be stuck with different forms of capitalism. This is my whole idea. This is what I’m trying to write about. What if we stopped talking in terms of individuals at all, and instead we took the relationship as the base socio-economic unit? The relationships, the bonds, the connections–they’re just as basic to any system as the actual individuals, the actual data. Right? And in relationships, we do all sorts of things that radically challenge the neoliberal status quo: we make sacrifices, we put the other person first, we learn to compromise, we care, we help, we listen, we give ourselves away–and fundamentally, those are different kinds of sacrifices to the kind that are all about self-discipline and following a regime. They’re not individualistic; they’re mutual. Like, all the stuff that you were saying before, stopping eating meat, flying less, shopping local, I mean, all power to you, for sure, but there’s something so puritanical about it, like, it’s a programme of asceticism, always being strict and consistent and never being lazy or whatever–and at the end of the day it’s still about you as an individual. Your purity, your moral conscience, the sacrifices you’ve made.

Assertion and recognition constitute the poles of a delicate balance. This balance is integral to what is called “differentiation”: the individual’s development as a self that is aware of its distinctness from others. Yet this balance, and with it the differentiation of self and other, is difficult to sustain.2 In particular, the need for recognition gives rise to a paradox. Recognition is that response from the other which makes meaningful the feelings, intentions, and actions of the self. It allows the self to realize its agency and authorship in a tangible way. But such recognition can only come from an other whom we, in turn, recognize as a person in his or her own right. This struggle to be recognized by an other, and thus confirm our selves, was shown by Hegel to form the core of relationships of domination.

The three main players in the MBS market are: • Government National Mortgage Association, or GNMA (pronounced “Ginnie Mae”), is backed by a federal agency and guarantees mortgage payments on loans issued through federal loan programs (like the VA and the FHA). Unlike other MBS, bonds guaranteed by GNMA are backed by the full faith and credit of the US government, just like Treasury bonds. • Federal National Mortgage Association, or FNMA (“Fannie Mae”), is a private corporation that buys mortgages from large commercial banks, repackages them into bonds, and sells those bonds to investors. FNMA is not backed by the federal government (even though the government created it), so these bonds carry higher credit risk (the risk that you won’t get your money back). • Federal Home Loan Mortgage Corporation, or FHLMC (commonly called “Freddie Mac”), works almost the same way as FNMA. It buys up mortgages from smaller lenders, like savings and loan banks or credit unions, then packages them to create MBS. Freddie Mac bonds are not backed by the US government.

But if you put individuals together in the right way, such that some individuals can use their reasoning powers to disconfirm the claims of others, and all individuals feel some common bond or shared fate that allows them to interact civilly, you can create a group that ends up producing good reasoning as an emergent property of the social system. This is why it’s so important to have intellectual and ideological diversity within any group or institution whose goal is to find truth (such as an intelligence agency or a community of scientists) or to produce good public policy (such as a legislature or advisory board).

So what are the cognitive adaptations of which religion is hypothesized to be a by-product? The first is our hyperactive agency detection device, which leads us to infer that unseen forces are human agents (Thompson & Aukofer, 2011). This likely evolved as a protection or precaution adaptation (Boyer, 1992). We mistake a shadow for a burglar but never mistake a burglar for a shadow—an error management mechanism that helps us to avoid costly errors such as being robbed or mugged. This adaptation leads to misapplied anthropomorphism, as when we say “the sun is trying to come out” or “the clouds look angry.” Clouds and skies, of course, don’t have agency, yet we attribute human-like motivations to them as if they were agents with motives and intentions. Again, it is a small step to infer a god with human-like agency—a god that wants us to pray to him, worship him, sacrifice for him, and will punish us if we disobey him. Even children have what is called “promiscuous teleology,” the tendency to attribute purposes to people, groups, societies, cultures, mother earth, the universe, and god. A second class of cognitive mechanisms consists of theory of mind adaptations, by which we infer unseen beliefs, desires, and intentions in other people. Theory of mind adaptations are extremely useful in predicting the behavior of other people, their proper function. It is a small extrapolation to go from “there are people watching me who have a desire for my well-being” to “there is an all-seeing god watching me who has a desire for my well-being.” That is, we imbue these agents with motives, goals, and desires. Next comes the attachment system, which originally evolved in the context of mother–child bonds for protection and nurturance (Kirkpatrick, 2005). A 2-year-old reaching out to a mother to be soothed bears resemblance to a worshiper reaching out to a god: “we never lose the longing for a caretaker… [and] a god is always there for us” (Thompson & Aukofer, 2011, p. 45). Adaptations to form attachments, in short, get transferred to supernatural agents. Reciprocity adaptations are also activated, as when we make sacrifices for gods or make covenants with gods and expect that the gods will provide us with benefits in return.

I had no interest in bonding with the woman who had given me away. But from the minute the adoption agency had contacted us to say that Mia Genovese was interested in meeting her son, Jimmy swore it was fate. The start of a new era in which the Irish and Italians were allied.

Junk bonds are bonds issued by corporations deemed by the two chief credit-rating agencies, Moody’s and Standard & Poor’s, to be unlikely to repay their debts.

p. 371 – 372 Living in a paradise of magnificent meadows and forests abundant with wild game, berries, and nuts, the Utes were self-supporting and could have existed entirely without the provisions doled out to them by their agents at Los Pinos and White River. In 1875 agent F. F. Bond at Los Pinos replied to a request for a census of his Utes: “A count is quite impossible. You might as well try to count a swarm of bees when on the wing. They travel all over the country like the deer which they hunt.” Agent E. H. Danforth at White River estimated that about nine hundred Utes used his agency as a headquarters, but he admitted that he had no luck in inducing them to settle down in the valley around the agency. At both places, the Utes humoured their agents by keeping small beef herds and planting a few rows of corn, potatoes, and turnips, but there was no real need for any of these pursuits. The beginning of the end of freedom upon their own reservation came in the spring of 1878, when a new agent reported for duty at White River. The agent’s name was Nathan C. Meeker, former poet, novelist, newspaper correspondent, and organizer of cooperative agrarian colonies. Most of Meeker’s ventures failed, and although he sought the agency position because he needed the money, he was possessed of a missionary fervor and sincerely believed that it was his duty as a member of a superior race to “elevate and enlighten” the Utes. As he phrased it, he was determined to bring them out of savagery through the pastoral stage to the barbaric, and finally to “the enlightened, scientific, and religious stage.” Meeker was confident he could accomplish all this in “five, ten, or twenty years.” In his humourless and overbearing way, Meeker set out systematically to destroy everything the Utes cherished, to make them over into his image, as he believed he had been made in God’s image.

Redhead might be a tad judgmental, but she had the bearing of a leader, and the determination not to lose sight of her goal.

As we have repeatedly seen, domination ultimately deprives both subjugator and subjugated of recognition. Gender polarity deprives women of their subjectivity and men of an other to recognize them. But the loss of recognition between men and women as equal subjects is only one consequence of gender domination. The ascendancy of male rationality results finally in the loss and distortion of recognition in society as a whole. It not only eliminates the maternal aspects of recognition (nurturance and empathy) from our collective values, actions, and institutions. It also restricts the exercise of assertion, making social authorship, and agency a matter of performance, control and impersonality - and thus vitiates subjectivity itself. In creating an increasingly objectified world, it deprives us of the intersubjective context in which assertion receives a recognizing response. We must face the enormity of this loss if we are ever to find our way back through the maze of domination to the heart of recognition.

College admissions offices are the rating agencies for kids, and once the kid-bond is rated, it has four or so years until it’s expected to produce a return. And those four years are expensive.

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It is understood that the Bank need not relinquish the bonds it holds, but will continue to collect interest on them. The Bank then loans the new printed currency into circulation to anyone who can provide it with satisfactory collateral. In less than twenty years the Federal Reserve brought the money system, banks, exchanges and economy to utter ruin.[77] Every dollar in circulation in the United States is a borrowed dollar and pays its toll of interest to the Illuminati bankers. Nearly eleven trillion dollars in debt has been created since 1913. The American people cannot even pay the interest! Every month more than two billion dollars interest has to be paid. It is madness that a government hands over so much power to a private bank that is not controlled by anybody. A power that can create money out of nothing! Why the United States borrow its own money, based on its own credit, at interest, from private bankers? Please bear in mind the fact that the founding fathers made sure that provisions were made by the Constitution for an honest and debt free money system. In part Article 1, Section 8, Paragraph 5 of the Constitution states: “Congress shall have power to coin money and regulate the value thereof.” It is most evident that by this provision, Congress alone should be the money-creating agency

It is understood that the Bank need not relinquish the bonds it holds, but will continue to collect interest on them. The Bank then loans the new printed currency into circulation to anyone who can provide it with satisfactory collateral. In less than twenty years the Federal Reserve brought the money system, banks, exchanges and economy to utter ruin.[77] Every dollar in circulation in the United States is a borrowed dollar and pays its toll of interest to the Illuminati bankers. Nearly eleven trillion dollars in debt has been created since 1913. The American people cannot even pay the interest! Every month more than two billion dollars interest has to be paid. It is madness that a government hands over so much power to a private bank that is not controlled by anybody. A power that can create money out of nothing! Why the United States borrow its own money, based on its own credit, at interest, from private bankers? Please bear in mind the fact that the founding fathers made sure that provisions were made by the Constitution for an honest and debt free money system. In part Article 1, Section 8, Paragraph 5 of the Constitution states: “Congress shall have power to coin money and regulate the value thereof.” It is most evident that by this provision, Congress alone should be the money-creating agency of the nation.[78] Although the Constitution has been set aside through the intrigue and power of the Illuminati, the Congress of the United States is authorized by the Constitution to do as Abraham Lincoln did in order to finance the Civil War, to-wit: “issue the money required against the credit of the nation, debt-and interest free”. Lincoln didn’t want to borrow money from the Rothschilds and Co. The interest rate set by the banks was twenty-eight percent. For Lincoln Article 1, Section 8, Paragraph 5 was sufficient authority to disregard the powerfully entrenched bankers. So, in spite of the greedy bankers’ protests he caused to have printed in the Bureau of Printing and Engraving a total of $450,000,000 of honest money, constitutionally created on the credit of the nation.

Milken told his boss, Edwin Kantor, who was in charge of all fixed-income trading, that he wanted to create an autonomous unit, with its own sales force, its own traders and its own research people: the high-yield- and convertible-bond department. Selling these low-rated bonds, he explained, was more like selling stocks than it was like selling high-grade bonds. If a bond was rated triple A by a rating agency, institutions bought them based on that rating—not on the salesman’s pitch about the company. But to convince an investor to buy a bond with a C rating you had to tell the company’s story. You had to know the company’s management, its product, its balance sheet, its earnings trend and cash flow—just as you would in trying to sell the stock of a little-known company.

According to Sonnenreich, Arthur was the controlling force behind the agency: “Frohlich’s firm, basically, was Arthur’s.” But the bond between the two ran deeper still. It wasn’t just Arthur who was close with Bill Frohlich: Mortimer and Raymond Sackler also became friends and confidants of the German adman.

did an excellent job of discussing how Speaker Paul Ryan used his position to force additional votes for the PROMESA legislation. Forcing legislation that would cause innocent bond holders to take massive losses while the rating agencies and banks walked away from this

If individuals are of primary social importance instead of families, then we become detached from each other—the state wants an atomistic society so that we can be easier to manage or manipulate. However, if these atoms join together in molecules as families, or complex molecules like neighborhoods, townships, and congregations, then they become formidable in the eyes of the state. Their bonds to each other are stronger than their bonds to a government agency that is thousands of miles away.

I for one have ceased to cling to life and to things; I have the feeling that everything is accidental, that one must break one's inner bonds with people and stand aside for all else.

taken on new significance in the past several decades. Serious fiscal crises in several major American cities, shifts in attitudes regarding state and federal social programs, and an explosion in the use of tax-exempt bonds have brought a topic once thought to be the exclusive province of public finance specialists to the attention of the American public at large. Law schools, in particular, have added courses on state and local taxation and finance to their curricula, and law students increasingly view municipal bond firms and state and local government agencies as respectable potential employers. Business schools and public policy schools have continued to

Friendship was a balm to our souls that rivaled love, one that carried us through love and between love. That kind of bond satisfied a primal part of our makeup in a way nothing else could. Deep down, we craved togetherness, and whether a person was naturally good at finding it or not, we all needed a community. And when we didn’t have it, a secret part of us despaired.

Under a Louisiana drug-forfeiture law, citizens who had their assets seized - and were uncharged - bore the burden of both proving their innocence and having to pay the highest bond in the nation (10 percent of the value of the property or $2500, whichever was greater) to sue for their return. Perversely, the 1989 law insured that forfeited assets were distributed in a manner that invited corruption. Sixty percent of the proceeds went to the law enforcement agency that seized the property, 20 percent to the district attorney, and 20 percent to a state judges' judicial-expense fund.

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moved to the aura-based system. That's part of development: You throw stuff out there, and it works or it doesn't." Ultimately, however, auras passed the Blizzard North test: If a proposal's merit held up after testing, it made the cut. Auras became a defining characteristic of the Paladin. His assortment of combat skills and defensive auras enabled solo players to survive and thrive on their own, while Paladin players were sought after on Battle.net for the benefits their auras granted to parties. To fully upgrade each of any hero's thirty skills would require 600 skill points. The maximum character-level is 99, meaning players will never receive enough points to master—fully upgrade—all thirty skills. That limitation forces them to make difficult choices: maximize proficiency in a few skills, focus on a half dozen, or potentially spread themselves thin to become competent in all abilities but a master of none. Because each hero's skills are exclusive, all players wind up specializing simply by choosing a class. From there they only specialize further, investing heavily in some skills, spending a single point in others to satisfy requirements for later abilities, and ignoring most of the rest. Those limitations are not meant to restrain players, but to encourage them to think carefully about upgrades. The thought they put into skill points creates a bond between players and their avatars, and the satisfaction that comes from seeing a character evolve—as well as choosing each and every piece of a character's equipment load—feeds into Dave Brevik's peacock mentality: No two players were likely to spec out the same hero. In fact, a single player could roll several Amazons or Paladins and develop each differently. In a way, assigning exclusive skills to Diablo II's heroes was more limiting than Diablo's spell books, which could be read and cast by any of the game's three heroes as long as players dumped enough experience points into their Magic stat. Blizzard North's team saw that limitation as a good thing. It fostered agency, asking players to play an active role in evolving their characters.

She used the expression that the Batswana preferred: to become late. There was human sympathy here; to be dead is to be nothing, to be finished. The expression is far too final, too disruptive of the bonds that bind us to one another, bonds that survive the demise of one person. A late father is still your father, even though he is not there; a dead father sounds as if he has nothing further to do--he is finished.

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The record of legislation passed and signed into law is simply astonishing. March 9. Roosevelt signed the Emergency Banking Relief Act. March 20. Roosevelt signed the Economy Act, reorganizing the government and cutting salaries and the pensions of veterans—perhaps the most potent lobby in Washington at that time—to reduce expenses by $500 million. March 21. Roosevelt signed the Civilian Conservation Corps Reforestation Relief Act, to employ up to 250,000 young men in construction and environmental projects. March 22. Roosevelt signed the Beer-Wine Revenue Act, legalizing beer and wine with less than 4 percent alcohol and taxing it heavily to increase government revenue. April 19. Roosevelt took the country off the gold standard, demonetized gold by making gold coins no longer legal tender and recalling them to the Treasury, and forbidding citizens to hold bullion. The next year he devalued the dollar from $20.66 to an ounce of gold to $35.00. May 12. Roosevelt signed the Federal Emergency Relief Act to provide grants totaling $500 million to states to fund relief for the unemployed. May 12. Roosevelt also signed the Agricultural Adjustment Act to relieve farmers with measures to raise farm prices, limit production, and refinance farm mortgages. May 18. Roosevelt signed the bill authorizing the establishment of the Tennessee Valley Authority to develop the Tennessee River Valley by building dams that would provide electric power in seven states. May 27. Roosevelt signed the Federal Securities Act, which required full disclosure of pertinent information to investors, the first federal regulation of the securities business. June 5. Congress by joint resolution canceled clauses in contracts requiring payment in gold. June 6. Roosevelt signed the National Employment Act establishing the U.S. Employment Service to work with state employment agencies to help the unemployed find jobs. June 13. Roosevelt signed the Home Owners Refinancing Act establishing the Home Owners Loan Corporation, which was empowered to issue $2 billion in bonds to help nonfarm home owners keep their properties. June 16. Roosevelt signed the Banking Act of 1933, usually known as the Glass-Steagall Act after its congressional sponsors. It revolutionized American banking.

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