2023 New Year Quotes

We've searched our database for all the quotes and captions related to 2023 New Year. Here they are! All 48 of them:

A new year is to hide the old scar by hoping to heal the new ones...
Munia Khan
May 2023 be a year of new beginnings and not of recycled endings...a blessing tree of of new beginnings and unopened chapters waiting to be written.
hlbalcomb
I don’t understand,” she said, staring at him. “You’ve been building your business for years. Why would you just give it all up?
Etaf Rum (Evil Eye: Don’t miss the brand new gripping family drama novel from New York Times Best-selling author in 2023!)
I’ve been worried about you, dear,” Nadia went on. “Your eyes are sunken and your eyeliner is smudged. You look like you’ve aged ten years.” She scanned Yara up and down. “And why are you always dressed in black and wearing leggings? You need to put in more effort. For Fadi’s sake.
Etaf Rum (Evil Eye: Don’t miss the brand new gripping family drama novel from New York Times Best-selling author in 2023!)
finding a place to hide during the day while I search for another job. Not easy, considering that it’s still August in New Jersey, and that free places with AC and Wi-Fi are not common enough in the year of our Lord 2023. I find myself rediscovering the Paterson Public Library: it’s changed very little since I was seven, and welcomes me and my battered laptop to its underfunded bosom. God bless libraries.
Ali Hazelwood (Check & Mate)
Ring out, wild bells, to the wild sky, The flying cloud, the frosty light: The year is dying in the night; Ring out, wild bells, and let him die. Ring out the old, ring in the new, Ring, happy bells, across the snow: The year is going, let him go; Ring out the false, ring in the true. Ring out the grief that saps the mind For those that here we see no more; Ring out the feud of rich and poor, Ring in redress to all mankind. Ring out a slowly dying cause, And ancient forms of party strife; Ring in the nobler modes of life, With sweeter manners, purer laws. Ring out the want, the care, the sin, The faithless coldness of the times; Ring out, ring out my mournful rhymes But ring the fuller minstrel in. Ring out false pride in place and blood, The civic slander and the spite; Ring in the love of truth and right, Ring in the common love of good. Ring out old shapes of foul disease; Ring out the narrowing lust of gold; Ring out the thousand wars of old, Ring in the thousand years of peace. Ring in the valiant man and free, The larger heart, the kindlier hand; Ring out the darkness of the land, Ring in the Christ that is to be.
Alfred Tennyson
The Seer's Map by Stewart Stafford Howling dog, thou cursèd hound, Plaguest thy master with baleful sound, The cur's yelps taint the air around; A dirge for all that hear thy wound. The rooftop magpie foretells: Herald of guests to visit soon, A noisy speech announceth, Companions of the afternoon. Lucky horseshoe and iron key, Bringeth good fortune to the finder, But spilling salt provokes fate, And draws the evil eye's reminder. A shoe upon the table laid, Tempts the dead to live anon, For this ungracious gesture waketh, Flesh and blood from skeleton. Who crosses the path of hare or priest, A perilous milestone on thy road, Their very presence signifies That gathering trouble doth forebode. A toad on thy merry travels, Brings sweet smiles and kindest charms, Keep one about thy person warm, To shelter safe from danger's harms. Red sky at night delights the eye, Of shepherd that beholds thy light, Thy colour doth betoken dawn Of weather fair and clear and bright. Red sky at morn troubles the heart, Of shepherd that surveys thy shade, Thy hue doth presage day Of stormy blast and tempest made. December's thunder balm, Speaks of harvest's tranquil mind, January's thunder, fierce! Warns of war and gales unkind. An itchy palm hints at gold To come into thy hand ere long, But if thou scratch it, thou dost lose The fair wind that blows so strong. A Sunday Christmas forewarns: Three signs of what the year shall hold; A winter mild, a Lenten wind, And summer dry, to then unfold. Good luck charm on New Year's Day Maketh fortune bloom all year, But to lose it or give it away, Thou dost invite ill-omened fear. © Stewart Stafford, 2023. All rights reserved.
Stewart Stafford
Promises should never grow old.
Anthony T. Hincks
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jp instittute
New Year, may our hearts open up to the salubrious world of harmony, and let our vision be enlightened to extract the best out of our differences.
Bhuwan Thapaliya
An Aussie January by Stewart Stafford Dead air in the fallen forest, The black goat circled silently, Three hillside crosses sombre, January, warm as an Aussie winter. Boy brandishing a thin, red worm, Cheerful march on raspberry feet, Turning left at the silver potatoes, Leftovers from the gnome’s feast. 4 a.m. wind a rolling bandmaster, Whipping a flagpole cord to a beat, Tingling every wind chime around, The hibernating squirrel missed it. © Stewart Stafford, 2023. All rights reserved.
Stewart Stafford
I spent New Years Day 2023 researching the numerous poor customer reviews at Frontier Airlines.
Steven Magee
You don't need a fantastic New Year, you just need a happy New Year. Happy New Year!
Anthony T. Hincks
In order to see the future, you need to believe it. Happy New Year!
Anthony T. Hincks
Don't make next year, this year. Happy New Year!
Anthony T. Hincks
You can't escape the old year without starting a new year. Happy New Year!
Anthony T. Hincks
If you don't believe in miracles, then you're not going to like 2023.
Anthony T. Hincks
2023, is the year that smiles turn happiness into a reality.
Anthony T. Hincks
Same Old, Game Old by Stewart Stafford On the first day of the new year, Chronos's roulette wheel rolls, Seeing the thermometer do 60, Scraping shadows off the fridge. Teddy bear plays hide-and-seek, With a giant, grey beast that barks, And an elephant with a rainbow gut, But some things should go AWOL Dinner plate talismans bring cheer, Windfall greens and Jupiter peas, Coins tossed in an oracle's grotto, Marching into the fog of life ahead. © Stewart Stafford, 2023. All rights reserved.
Stewart Stafford
New Year 2023, the German Perversion NATO COCK.
Petra Hermans (Voor een betere wereld)
What can an old house hope for in the New Year? What a new house can hope for in the New Year, the old house can also do them, because the universe we live in has a structure that can make things happen that will never happen!
Mehmet Murat ildan
When you enter the New Year with longing for the old year, you break the heart of the New Year and you ethically forfeit the right to ask for new things that the New Year can give you!
Mehmet Murat ildan
2023 is a year to break new barriers, it's a year to ensure that our vision board is achieved and success is our priority! God speed on your 2023 journey!
Hopal Green
Normally, I do not talk with your forced rape of penis.
Petra Hermans (Voor een betere wereld)
If we think of the New Year like a Santa Claus, his most useful gift for you is to give you a whole new thrill, a brand new shake-up to do what you couldn't do in previous years!
Mehmet Murat ildan
There has never been a ‘New Year’ that has managed to become 'new' if the mistakes of the old years are repeated!
Mehmet Murat ildan
A one-year CD will typically charge an early withdrawal penalty of three months or so of interest. For a five-year CD, the penalty might be six to eight months interest. Every CD issuer has its own policy. Be sure you know the rules before you invest. A portfolio of CDs with different maturities can be a smart strategy to increase your overall yield, while reducing the chances you will need to make an early withdrawal. For instance you could invest equal amounts in five different CDs: one-year, two-year, three-year, four-year, and five-year. That way you have some money maturing every year. When the one-year CD matures, invest it in a new five-year. Your two-year CD now has just one more year to go, so it becomes your one-year CD. When it matures, invest that in a five-year CD too. Keep doing this and eventually you will have a portfolio of five-year CDs, with one maturing every year. That will pay you more interest than if you kept all of your money in a one-year CD that you had to reinvest annually. I think the CD ladder can be a terrific option for some of your cash, but if you are aiming for a two-year cash reserve, I would still keep at least six months of that in a simple savings account where
Suze Orman (The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime (Revised & Updated for 2023))
If you want to win in 2023, sow a good seed, conquer the urge to be seen, work on what is within and grow a thick skin.
Gift Gugu Mona
The Spinning Year by Stewart Stafford Warm days, leaves of green, Winter's looming touch between, Harvesting in chill of night, Spiders crawl in roused delight. Rearranging the hibernacle, My living quarter tabernacle, To see out the darkened months, Until come Spring's timed shunts. Emerge into a world of change, Earth's mother hand will rearrange, Another tree ring sagely earned, See around a new corner turned. © Stewart Stafford, 2023. All rights reserved.
Stewart Stafford
In the immortal words texted by Binance’s chief compliance officer to a colleague in 2018: “we are operating as a fking unlicensed securities exchange in the USA bro.” (This and other similar morsels turned up in a lawsuit filed by the SEC against Binance five years after the fact, in June 2023.)
Michael Lewis (Going Infinite: The Rise and Fall of a New Tycoon)
A Flock of Geese" She often wondered about the inexplicable deep sorrow that she feels every time she sees a flock of geese flying in the sky … Do the flying geese remind her that she has wasted her life stuck in the trivialities of daily life? Or perhaps the flying birds remind her that she’s lost her ability to fly? She thinks at times in sadness how she wasted the years of her life like a naïve bride dreaming about the ideal groom... A bride planning the minutest details of her wedding, not realizing, until her wings were clipped, that the wedding, the groom, and the bride are roles and illusions created by society to counter the dangers of all those who wish to fly; those who dream about creating new worlds instead of getting hanged or strangulated in a world created on their behalf by others … As she hears the honking of another passing flock of geese flying over her head as did the most beautiful years of her life the birds awaken in her that uncontrollable itch to depart to refuse the illusion of settling and stability The illusion of the wedding and the groom The illusion of all the wedding invitees Who spend an entire night dancing, cheering, and celebrating the clipping of her wings… [Original poem published in Arabic on December 14, 2023 at ahewar.org]” ― Louis Yako
Louis Yako
Soon there will come a time when Christmas will be recognised and celebrated in the month of June. It's 2023 today and we're already being prepared for the upcoming changes. People should get used to it.
Mitta Xinindlu
Sound of Freedom When I read the plot of Sound of Freedom, I was wondering what’s so new or special about the film that it has reviewed by many as best Hollywood film of 2023. This year has been a highly competitive year when it comes to sequels of some great successes in Hollywood, and I was surprised how this film based on child trafficking has managed to top score charts. After freeing the boy, the federal agent discovers that the child’s sister continues to be in possession of the people who trafficked children and then embarks on a risky mission to liberate her. This appears to be a fairly standard setup for a story of this kind. When he realised that she was going to die soon, he quit his job and went far into the Colombian jungle, putting everything on the line in an attempt to save her life. I was sure I have seen many similar plots before, but after watching the film, I must say it exceeded the expectations and conveyed some messages that world needs to be remined off again and again. Here are the few reasons why it’s a must watch. Visit my website: Filmworld.online
aliza waleed
Sound of Freedom When I read the plot of Sound of Freedom, I was wondering what’s so new or special about the film that it has reviewed by many as best Hollywood film of 2023. This year has been a highly competitive year when it comes to sequels of some great successes in Hollywood, and I was surprised how this film based on child trafficking has managed to top score charts.
aliza waleed
Has we close the chapter on yet another year, let this be a reminder to us all that life is what we make it. Love and show appreciation to the people around us. Live life to the fullest and always remember to thank God in all things. Good bye 2023, welcome 2024!
Hopal Green
The United States and our partners across the region are working to build a better future for the Middle East. One where the Middle East is more stable, better connected to its neighbors, and through innovative projects like the India Middle East and Europe rail corridor (IMEC) that I announced this year at the summit of the world’s biggest economies (G20, New Delhi: Sep 10, 2023), more predictable markets, more employment, less rage, less grievances, less war when connected. It benefits the people. It would benefit the people of the Middle East, and it would benefit us. American leadership is what holds the world together. American alliances are what keep us, America, safe. American values are what make us a partner that other nations (IMEC values?) want to work with. To put all that at risk if we walk away from Ukraine, if we turn our backs on Israel, it’s just not worth it. That’s why tomorrow I’m going to send to Congress an urgent budget request to fund America’s national security needs, to support our critical partners, including Israel and Ukraine. It’s a smart investment that’s going pay dividends for American security for generations, help us keep American troops out of harm’s way, help us build a world that is safer, more peaceful and more prosperous for our children and grandchildren. - President Joe Biden, October 20, 2023
Joe Biden
On my first night back in the desert I dreamed that in the future, scientists carbon dated my memories and determined the last six years of my life never existed. It was glorious. A total lie, but glorious.
Lis Anna-Langston (Wild Asses of the Mojave Desert)
As the year draws to a close, a sense of anticipation mingles with reflection. We stand at the threshold of a new chapter, ready to bid farewell to the familiar & embrace the unknown. In this transitional month, it’s essential to cultivate a healthy, energized & determined attitude, setting the stage for a remarkable finish to 2023 & a vibrant beginning to 2024. Darling listen – I want you to use this new month to do & say all the things that you’ve been putting off. The perfect time to say & do those things that matters is now. I also wish & hope that instead of focusing on what you haven’t achieved, you focus on the milestones you’ve crossed, the growth you’ve experienced & the resilience you’ve demonstrated. Let you celebrate your victories (both big and small) & carry the lessons of your setbacks into the new year. Sweetheart, December, a month of festivities, of togetherness, celebrations, of spreading cheers & goodwill, is the perfect time to cherish all the moments spent with loved ones, the memories created & the lessons learned. Let this month bring you the breakthrough you’ve been waiting for & a pie so big that you’ll need a truck to carry it home… Cheers to a season of success & sweet treats!
Rajesh Goyal
New Year Way Out by Stewart Stafford Take off down the truculent highway For a well-earned New Year escape Tasty lunch at some time warp hotel Seedy tree in an old folks dining room. Destination reached in crimson twilight Friends from back in the day greet us Bags dragged in, up and put in corners Then, downstairs for a seafood dinner. Catch up on all the gossip and chat Take a moonlight walk on the beach Crabs roam the sand as sleep comes Routine fractured in grinning dreams. © Stewart Stafford, 2023. All rights reserved.
Stewart Stafford
A Flock of Geese" She often wondered about the inexplicable deep sorrow that she feels every time she sees a flock of geese flying in the sky … Do the flying geese remind her that she has wasted her life stuck in the trivialities of daily life? Or perhaps the flying birds remind her that she’s lost her ability to fly? She thinks at times in sadness how she wasted the years of her life like a naïve bride dreaming about the ideal groom... A bride planning the minutest details of her wedding, not realizing, until her wings were clipped, that the wedding, the groom, and the bride are roles and illusions created by society to counter the dangers of all those who wish to fly; those who dream about creating new worlds instead of getting hanged or strangulated in a world created by on their behalf by others … As she hears the honking of another passing flock of geese flying over her head as did the most beautiful years of her life the birds awaken in her that uncontrollable itch to depart to refuse the illusion of settling and stability The illusion of the wedding and the groom The illusion of all the wedding invitees Who spend an entire night dancing, cheering, and celebrating the clipping of her wings… [Original poem published in Arabic on December 14, 2023 at ahewar.org]
Louis Yako
...a lack of affordable housing in rural Scotland is perhaps the biggest issue threatening the viability of communities today. This situation is not new but since house prices really took off some 20 years ago, there is asense that the issue has now become existential. Lack of employment is often similarly highlighted as a major issue, but thanks to the social security system most people can manage, to some degree at least, a period of being unemployed or under employed. In contrast, without adequate and secure accommodation people very quickly have to leave their home communities in search of housing, more often than not in distant towns and cities - even if, as is often the dase, they have a job offer locally.
Jamie McIntyre (Reforesting Scotland 67, Spring/Summer 2023)
Love's Great Adventure by Stewart Stafford Look out for the wandering eye, And the fervour that follows it, A jewel clasped is the first part, Guarding against theft is trickier. Surreptitious teases acted out then, The Rubicon crossed and drained, Love, blind to impediment boundaries, Prized contagion spread as lightning. Rival houses intrude to spoil it, To still the fluttering of butterflies, And the bosom of Eros heaving, Unstoppable to every homo sapien. Here, I'll act as Cupid's emissary, Whisper lovers' spells in my ear, I'll parrot them to her to the letter, So lured, she'll have me over you. Groggy from humid moon nectar, On summertime clouded visions, A second an hour, as a day a year, Arousal of fire in swelled chests. Stallions of the Venus chariot, Borne freely to the new Arcadia, Feet skimming over terra firma, The youthful mask smothers all. © Stewart Stafford, 2023. All rights reserved.
Stewart Stafford
Torchlight Infinite Currency Generator 2023 Code Cheats No Survey No Verification The most recent game in the Torchlight franchise is called Torchlight: Infinite, and it will be released on PC, iOS, and Android. On April 24th, 2022, this game, which is a prequel to Torchlight 2, will begin its most recent closed beta, bringing with it a ton of brand-new content for gamers to enjoy. 200 years after the events of Torchlight 2 in the Ember Tech era, gamers of Torchlight Infinite are transported there. Ember has been adopted by humanity as the main source of power for everything from technology to the occult. But wealth also brings opportunity, and the dark forces in charge have grabbed this chance to sow discord and corruption. As a result, a band of powerful fighters known as Torchlight has emerged as humanity's last hope to rid the planet of evil. Heroes The list of Heroes in Torchlight will be known to those who have participated in the last closed beta: Like Carino, a Divineshot who launches lethal projectiles at foes from a distance, and Rehan, a Berserker hero who causes terrible damage in melee combat, infinite
http://bit.ly/3x2kLks
I pray that you may begin this brand new year with a smile on your face, a heart full of gratitude, love, hope, kindness and the highest form of humility. And a life journey full of positive desires and inspirations with a prayer that says surely God of all creation will direct and bless you always. HAPPY NEW YEAR 2023 everyone and remember that VICTORY is your portion
Euginia Herlihy
The biggest requirement of learning is to know your limits of the moment. Let me elaborate with an example. Alongside my mainstream works, I have wanted to create complete works in turkish and spanish for several years. And few years back, with my rather limited experiential understanding of both languages, I even took it upon myself to do so, but I got stuck on the very first page. Why? Because it is one thing to pen occasional gems in another language, and totally different to release an entire work in that language. I was ready at heart, but not at brain. So, instead of writing whole works in these languages, I simply made turkish and spanish a joyful addition to my mainstream work - however the original linguistic and cultural intention kept reflecting in the titles of works, such as Aşkanjali, The Gentalist, Gente Mente Adelante, Mucize Insan and so on. It was not until late 2023 that my brain finally caught up with my heart, and delivered the first complete original turkish and spanish Naskarean works to the world. Know your strongholds, they'll take you far. Know your shortfalls, they'll take you farther. Strongholds help you enhance your predominant capacities, whereas shortfalls help you unfold new possibilities - they help you unfold new vistas of human endeavor.
Abhijit Naskar (Visvavatan: 100 Demilitarization Sonnets)
Dear …, I’m writing as a Canadian woman and a member of one of the so-called “visible” or “ethnic” minorities to protest the exclusionary—racist and sexist—practices of Canadian publishers. Why racist? Because they discriminate against white writers. Why sexist? Because they discriminate against male writers. I feel quite perturbed about Penguin Canada’s submission policy which solicits exclusively unagented LGBTQIA2S+ and BIPOC writers (as well as those from "traditionally underrepresented” communities). This is publishing madness that has gone too far in the name of diversity. If publishing exclusively white male writers (and that has never been the case) is a clearcut wrong, two wrongs do not make a right. Oddly enough, only Penguin Canada has this bizarre exclusionary policy. Penguin Australia and Penguin New Zealand, in contrast, welcome submissions from writers of all backgrounds. Penguin UK Merky Books New Writers’ Prize aims to discover new UK voices and writers regardless of race, creed, or colour. Could this be the reason why Canada lags so far behind UK and arguably even Australia/NZ in reputation in the literary and publishing worlds? You may say, oh, look at the history, white male writers have traditionally dominated the publishing field. But why should white male writers TODAY be discriminated against in order to address the inequities of the past? That's the crux of the problem created by Penguin Canada’s woke madness. So, let’s look at the books published recently. Are white males still dominating the field? The truth of the matter is, they don’t, with a whopping 73% of editors being female (Editor Demographics in the United States, 2023). The quality of books isn’t decided by a writer’s colour or gender. It’s decided by the story and writers’ skills in presenting that story. As an avid lifelong reader of books in 3 languages (one of them English), I love books. At times I can’t even remember a writer’s name, far less their skin colour or sexual orientation, but I DO remember the story. Yet today’s exclusionary publishing policies at Penguin Canada imply that only people of colour have the chops to write about people of colour (ditto for any social subgroup you choose). This not only suffocates the world of fiction writing but, as a logical corollary, limits writing about 59-year-old, ethnically Chinese, twice-divorced soccer moms with 2 mortgages SOLELY to 59-year-old, ethnically Chinese, twice-divorced soccer moms with 2 mortgages. For the record, I—and thousands of others, judging by mountains of internet posts—am interested in how men write about women, how white writers write about other races, how old men write about youth—and of course vice versa. I’m interested in how writers see the world regardless of their sexual orientation. Paying the piper to play only a single +ALPHABETSOUP tune, we get to hear only that single tune, reducing the depth of human experience to only what passes through that one artificially imposed filter. One last example: Simon & Schuster (US) has books like us first novel contest to discover new local writers regardless of who they are. Only in Canada’s Orwellian publishing world some writers are more equal than others. Shame on my country. Let the books speak for themselves!!
Anonymous
Dear …, I’m writing as a Canadian woman and a member of one of the so-called “visible” or “ethnic” minorities to protest the exclusionary—racist and sexist—practices of Canadian publishers. Why racist? Because they discriminate against white writers. Why sexist? Because they discriminate against male writers. I feel quite perturbed about Penguin Canada’s submission policy which solicits exclusively unagented LGBTQIA2S+ and BIPOC writers (as well as those from "traditionally underrepresented” communities). This is publishing madness that has gone too far in the name of diversity. If publishing exclusively white male writers (and that has never been the case) is a clearcut wrong, two wrongs do not make a right. Oddly enough, only Penguin Canada has this bizarre exclusionary policy. Penguin Australia and Penguin New Zealand, in contrast, welcome submissions from writers of all backgrounds. Penguin UK Merky Books New Writers’ Prize aims to discover new UK voices and writers regardless of race, creed, or colour. Could this be the reason why Canada lags so far behind UK and arguably even Australia/NZ in reputation in the literary and publishing worlds? You may say, oh, look at the history, white male writers have traditionally dominated the publishing field. But why should white male writers TODAY be discriminated against in order to address the inequities of the past? That's the crux of the problem created by Penguin Canada’s woke madness. So, let’s look at the books published recently. Are white males still dominating the field? The truth of the matter is, they don’t, with a whopping 73% of editors being female (Editor Demographics in the United States, 2023). The quality of books isn’t decided by a writer’s colour or gender. It’s decided by the story and writers’ skills in presenting that story. As an avid lifelong reader of books in 3 languages (one of them English), I love books. At times I can’t even remember a writer’s name, far less their skin colour or sexual orientation, but I DO remember the story. Yet today’s exclusionary publishing policies at Penguin Canada imply that only people of colour have the chops to write about people of colour (ditto for any social subgroup you choose). This not only suffocates the world of fiction writing but, as a logical corollary, limits writing about 59-year-old, ethnically Chinese, twice-divorced soccer moms with 2 mortgages SOLELY to 59-year-old, ethnically Chinese, twice-divorced soccer moms with 2 mortgages. For the record, I—and thousands of others, judging by mountains of internet posts—am interested in how men write about women, how white writers write about other races, how old men write about youth—and of course vice versa. I’m interested in how writers see the world regardless of their sexual orientation. Paying the piper to play only a single +ALPHABETSOUP tune, we get to hear only that single tune, reducing the depth of human experience to only what passes through that one artificially imposed filter. One last example: Simon & Schuster (US) has books like us first novel contest to discover new local writers regardless of who they are. Only in Canada’s Orwellian publishing world some writers are more equal than others. Shame on my country. Let the books speak for themselves!!
JK ROWLING
Traditional 401(K) or 403(B) Account Typically offered by your employer, a 401(k) account allows you to invest a percentage of your wages for retirement. A 403(b) is the public sector’s equivalent to a 401(k). Investing through a 401(k) or 403(b) is one of the most advantageous ways to invest, since the government is giving you tax breaks. Your employer will sometimes match what you contribute, up to a certain percent. (FreE mONaY!) Remember from our Financial Game Plan that this is the trump card: if you have an employer match, take advantage of it. Maximum yearly contribution: $20,500, which means you can contribute any amount up to that limit. This does not include any employer match, so go crazy. (This and all other retirement account maximums are current for the 2022 tax year.) Individual Retirement Account (IRA) This is an individual retirement account, meaning it’s not tied to your employer. You have to open it up on your own, and it’s yours forever. Good news: you can have both a 401(k) and an IRA! Maximum yearly contribution: $6,000. You technically have fifteen and a half months to contribute that $6,000. The government lets you put money in your IRA during the twelve months of that year, plus the first months of the following year leading up to the tax filing deadline. A little confusing, but stay with me: if you want to contribute to your IRA in 2023, you will have from January to December 2023, plus January to April 15, 2024, to hit that $6,000 max. So, let’s say that you’re rounding out the year of contributions at $4,500. That means you have another three-ish months to get the full $6,000! More time, yay! If we’re already in the new year, and you want the money to specifically go to the previous year’s IRA, you simply need to specify that when you contribute. It’s usually as easy as checking a “previous year” box. Let’s talk about the most common retirement accounts. In addition to the differences above, 401(k) and IRA accounts come in two flavors: traditional and Roth. The main difference between these accounts is in how they’re taxed. In traditional accounts, you won’t pay any taxes on this money until you withdraw it at retirement. You get the tax benefits now. Roth accounts require tax payments now, so you don’t have to pay them later. You get the tax benefits later. In some cases, you can make both traditional and Roth contributions into the same account.
Tori Dunlap (Financial Feminist: Overcome the Patriarchy's Bullsh*t to Master Your Money and Build a Life You Love)